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18:00:37 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/02/Livernois_Liz.jpg 479 478 0 0 https://blog.roseandwomble.com/dale-chander-is-the-new-managing-broker-for-peninsula-office/dale-timorah-beales-photography-12/ Wed, 05 Mar 2014 15:07:55 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/Dale-Timorah-Beales-Photography-12.jpg 491 490 0 0 https://blog.roseandwomble.com/vintage-homes-brings-affordable-waterfront-living-to-western-branch/exterior-lot-5/ Wed, 19 Mar 2014 15:05:34 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/Exterior-Lot-5.jpg 500 496 0 0 https://blog.roseandwomble.com/shutterstock_114626293/ Mon, 24 Mar 2014 16:23:00 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/shutterstock_114626293.jpg 503 0 0 0 https://blog.roseandwomble.com/visitors-discover-olde-towne-charm-at-brokers-open/yard/ Wed, 26 Mar 2014 15:28:34 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/yard.jpg 612 611 0 0 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617 611 0 0 https://blog.roseandwomble.com/visitors-discover-olde-towne-charm-at-brokers-open/musiccrop/ Wed, 26 Mar 2014 15:28:39 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/musiccrop.jpg 618 611 0 0 https://blog.roseandwomble.com/visitors-discover-olde-towne-charm-at-brokers-open/dsc_5201/ Wed, 26 Mar 2014 15:28:41 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/DSC_5201.jpg 619 611 0 0 https://blog.roseandwomble.com/visitors-discover-olde-towne-charm-at-brokers-open/ryanandronjr/ Wed, 26 Mar 2014 15:28:44 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/ryanandronjr.jpg 620 611 0 0 https://blog.roseandwomble.com/visitors-discover-olde-towne-charm-at-brokers-open/sueandryan/ Wed, 26 Mar 2014 15:28:47 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/sueandryan.jpg 621 611 0 0 https://blog.roseandwomble.com/visitors-discover-olde-towne-charm-at-brokers-open/ryancolcrop/ Wed, 26 Mar 2014 15:28:49 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/ryancolcrop.jpg 622 611 0 0 https://blog.roseandwomble.com/visitors-discover-olde-towne-charm-at-brokers-open/ryancolcrawfordedit/ Wed, 26 Mar 2014 15:28:51 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/ryancolcrawfordedit.jpg 623 611 0 0 https://blog.roseandwomble.com/top-property-managers-awards-given-out/artandmelissa/ Wed, 26 Mar 2014 18:43:07 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/artandmelissa.jpg 635 634 0 0 https://blog.roseandwomble.com/top-property-managers-awards-given-out/tracyandart/ Wed, 26 Mar 2014 18:43:09 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/tracyandart.jpg 636 634 0 0 https://blog.roseandwomble.com/top-property-managers-awards-given-out/royandart/ Wed, 26 Mar 2014 18:43:11 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/royandart.jpg 637 634 0 0 https://blog.roseandwomble.com/top-property-managers-awards-given-out/donnaandart/ Wed, 26 Mar 2014 18:43:13 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/donnaandart.jpg 638 634 0 0 https://blog.roseandwomble.com/top-property-managers-awards-given-out/katrinaandart/ Wed, 26 Mar 2014 18:43:15 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/katrinaandart.jpg 639 634 0 0 https://blog.roseandwomble.com/top-property-managers-awards-given-out/laurieandart/ Wed, 26 Mar 2014 18:43:17 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/laurieandart.jpg 640 634 0 0 https://blog.roseandwomble.com/top-property-managers-awards-given-out/vidiandart/ Wed, 26 Mar 2014 18:43:19 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/vidiandart.jpg 641 634 0 0 https://blog.roseandwomble.com/top-property-managers-awards-given-out/cristinaandart/ Wed, 26 Mar 2014 18:43:21 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/cristinaandart.jpg 642 634 0 0 https://blog.roseandwomble.com/top-property-managers-awards-given-out/darlenewithart/ Wed, 26 Mar 2014 18:43:23 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/darlenewithart.jpg 643 634 0 0 https://blog.roseandwomble.com/top-property-managers-awards-given-out/msaylers/ Wed, 26 Mar 2014 18:43:25 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/msaylers.jpg 644 634 0 0 https://blog.roseandwomble.com/top-property-managers-awards-given-out/artwithgroup2/ Wed, 26 Mar 2014 18:43:27 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/artwithgroup2.jpg 645 634 0 0 https://blog.roseandwomble.com/top-property-managers-awards-given-out/artwithgroup/ Wed, 26 Mar 2014 18:43:29 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/artwithgroup-.jpg 646 634 0 0 https://blog.roseandwomble.com/top-property-managers-awards-given-out/artandkatrina/ Wed, 26 Mar 2014 18:43:31 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/artandkatrina.jpg 647 634 0 0 https://blog.roseandwomble.com/007248_proof_marketsummarymarc_20140325-115658h/ Thu, 27 Mar 2014 14:32:59 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/007248_PROOF_marketsummarymarc_20140325-115658h.jpg 684 0 0 0 https://blog.roseandwomble.com/virginia-beach-city-assessments-show-increases-in-property-values/screenshot-2014-03-31-10-56-46/ Mon, 31 Mar 2014 14:57:27 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/Screenshot-2014-03-31-10.56.46.png 818 814 0 0 https://blog.roseandwomble.com/harbour-view-realtor-kelly-gillerlain-receives-doctriate-from-regent-university/gillerlain_kelly/ Mon, 31 Mar 2014 16:16:47 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/03/Gillerlain_Kelly.jpg 822 821 0 0 https://blog.roseandwomble.com/why-a-computer-shouldnt-price-property/cantusealgorithm/ Tue, 01 Apr 2014 16:37:02 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/cantusealgorithm.jpeg 853 852 0 0 https://blog.roseandwomble.com/home-staging-front-porches-welcome-people-to-your-home/stagingfrontporch/ Sat, 05 Apr 2014 12:41:07 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/stagingfrontporch.jpg 1115 958 0 0 https://blog.roseandwomble.com/hpriverbluff/ Tue, 08 Apr 2014 20:13:36 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/hpriverbluff.jpg 1339 0 0 0 https://blog.roseandwomble.com/hump-day-hot-property-final-chance-to-own-a-new-carriage-home-in-seasons-at-salem/young-fam/ Wed, 09 Apr 2014 18:50:04 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/young-fam.jpg 1397 1394 0 0 https://blog.roseandwomble.com/hump-day-hot-property-final-chance-to-own-a-new-carriage-home-in-seasons-at-salem/mbr/ Wed, 09 Apr 2014 18:53:46 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/MBR.jpg 1400 1394 0 0 https://blog.roseandwomble.com/weekend-diy-three-great-projects-for-your-bathroom/bathroom-organization-500x825/ Fri, 11 Apr 2014 14:43:56 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/Bathroom-Organization-500x825.jpg 1479 1478 0 0 https://blog.roseandwomble.com/weekend-diy-three-great-projects-for-your-bathroom/diy-bathroom-storage-cabinet1-500x750/ Fri, 11 Apr 2014 14:44:28 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/DIY-Bathroom-Storage-Cabinet1-500x750.jpg 1480 1478 0 0 https://blog.roseandwomble.com/weekend-diy-three-great-projects-for-your-bathroom/bathroomdiyprojects/ Fri, 11 Apr 2014 14:50:19 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/bathroomdiyprojects.jpg 1483 1478 0 0 https://blog.roseandwomble.com/hump-day-hot-property-4737-brians-way/exterior-shot-of-710-one-of-the-best/ Mon, 14 Apr 2014 15:22:10 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/Exterior-shot-of-710-one-of-the-best.jpg 1671 1670 0 0 https://blog.roseandwomble.com/staging-a-home-to-sell-mailboxes/shutterstock_80217709/ Mon, 14 Apr 2014 17:59:38 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/shutterstock_80217709.jpg 1686 1685 0 0 https://blog.roseandwomble.com/staging-a-home-to-sell-mailboxes/shutterstock_65507065/ Mon, 14 Apr 2014 17:59:54 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/shutterstock_65507065.jpg 1687 1685 0 0 https://blog.roseandwomble.com/staging-a-home-to-sell-mailboxes/shutterstock_57234409/ Mon, 14 Apr 2014 17:59:56 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/shutterstock_57234409.jpg 1688 1685 0 0 https://blog.roseandwomble.com/staging-a-home-to-sell-mailboxes/shutterstock_44808868/ Mon, 14 Apr 2014 17:59:56 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/shutterstock_44808868.jpg 1689 1685 0 0 https://blog.roseandwomble.com/staging-a-home-to-sell-mailboxes/mailboxcoverstory/ Mon, 14 Apr 2014 18:22:27 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/mailboxcoverstory.jpg 1699 1685 0 0 https://blog.roseandwomble.com/march-2014-top-agents-resale/005748_2013phl/ Tue, 15 Apr 2014 20:25:41 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/005748_2013PHL.jpg 1764 1763 0 0 https://blog.roseandwomble.com/march-2014-top-agents-resale/marsh_judy/ Tue, 15 Apr 2014 20:29:16 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/Marsh_Judy.jpg 1765 1763 0 0 https://blog.roseandwomble.com/march-2014-top-agents-resale/halman_chuck/ Tue, 15 Apr 2014 20:31:35 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/Halman_Chuck.jpg 1766 1763 0 0 https://blog.roseandwomble.com/march-2014-top-agents-resale/paduhovich_anna/ Tue, 15 Apr 2014 20:34:41 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/Paduhovich_Anna.jpg 1768 1763 0 0 https://blog.roseandwomble.com/top-new-homes-agents-march-2014/rootgal/ Thu, 17 Apr 2014 14:13:53 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/rootgal.jpg 1858 1857 0 0 https://blog.roseandwomble.com/mortgageinfoapril24/shutterstock_108133064/ Thu, 17 Apr 2014 21:52:48 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/shutterstock_108133064.jpg 1873 1863 0 0 https://blog.roseandwomble.com/staging-a-home-to-sell-deep-cleaning/deepcleaning/ Fri, 18 Apr 2014 13:47:13 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/deepcleaning.jpg 1905 1903 0 0 https://blog.roseandwomble.com/lynnhaven-men-walk-in-her-shoes/groupshotfeatureimage/ Fri, 18 Apr 2014 18:07:32 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/groupshotfeatureimage.jpg 1918 1915 0 0 https://blog.roseandwomble.com/lynnhaven-men-walk-in-her-shoes/feetshot/ Fri, 18 Apr 2014 18:09:03 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/feetshot.jpg 1920 1915 0 0 https://blog.roseandwomble.com/lynnhaven-men-walk-in-her-shoes/groupshotfeatureimage-2/ Fri, 18 Apr 2014 18:09:04 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/groupshotfeatureimage1.jpg 1921 1915 0 0 https://blog.roseandwomble.com/lynnhaven-men-walk-in-her-shoes/police/ Fri, 18 Apr 2014 18:09:05 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/police.jpg 1922 1915 0 0 https://blog.roseandwomble.com/lynnhaven-men-walk-in-her-shoes/shot-with-advancetitle/ Fri, 18 Apr 2014 18:09:06 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/shot-with-advancetitle.jpg 1923 1915 0 0 https://blog.roseandwomble.com/lynnhaven-men-walk-in-her-shoes/streetshot/ Fri, 18 Apr 2014 18:09:07 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/streetshot.jpg 1924 1915 0 0 https://blog.roseandwomble.com/more-americans-believe-real-estate-is-the-best-long-term-investment/shutterstock_89277412/ Tue, 22 Apr 2014 00:28:44 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/shutterstock_89277412.jpg 1929 1928 0 0 https://blog.roseandwomble.com/rose-womble-number-1-in-march/007687_proof_march2014_20140422-1027561/ Wed, 23 Apr 2014 19:46:43 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/007687_PROOF_March2014_20140422-1027561.jpg 1934 1933 0 0 https://blog.roseandwomble.com/rw-new-homes-spring-open-event-come-see-north-shore/northshore/ Thu, 24 Apr 2014 12:44:26 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/northshore.jpg 1941 1940 0 0 https://blog.roseandwomble.com/rw-new-homes-spring-open-event-come-see-north-shore/openlivingroom2ns/ Thu, 24 Apr 2014 12:45:55 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/openlivingroom2ns.jpg 1942 1940 0 0 https://blog.roseandwomble.com/rw-new-homes-spring-open-event-come-see-north-shore/openlivingroomatns/ Thu, 24 Apr 2014 12:45:56 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/openlivingroomatns.jpg 1943 1940 0 0 https://blog.roseandwomble.com/rw-new-homes-spring-open-event-come-see-north-shore/kitchenatns/ Thu, 24 Apr 2014 12:45:57 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/kitchenatns.jpg 1944 1940 0 0 https://blog.roseandwomble.com/rw-new-homes-spring-open-event-come-see-north-shore/sunroomatns/ Thu, 24 Apr 2014 12:45:57 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/sunroomatns.jpg 1945 1940 0 0 https://blog.roseandwomble.com/rose-womble-realty-wins-best-of-757-award-from-coastal-virginia-magazine/screenshot-2014-04-24-09-47-04/ Thu, 24 Apr 2014 14:01:35 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/Screenshot-2014-04-24-09.47.04.png 1948 1947 0 0 https://blog.roseandwomble.com/rw-new-homes-open-sajo-farm/new-sajo-inventory/ Thu, 24 Apr 2014 14:29:40 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/New-Sajo-Inventory.jpg 1951 1950 0 0 https://blog.roseandwomble.com/rw-new-homes-open-sajo-farm/clubhouse/ Thu, 24 Apr 2014 14:37:27 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/Clubhouse.jpg 1952 1950 0 0 https://blog.roseandwomble.com/rose-womble-new-homes-event-virginia-beach-new-homes/screenshot-2014-04-24-10-41-37/ Thu, 24 Apr 2014 14:44:23 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/Screenshot-2014-04-24-10.41.37.png 1957 1956 0 0 https://blog.roseandwomble.com/throwback-thursday-brenda-rawls-could-hold-the-entire-mls/brenda-with-mls-book/ Thu, 24 Apr 2014 15:26:35 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/brenda-with-mls-book.jpg 1960 1959 0 0 https://blog.roseandwomble.com/rw-new-homes-open-welcome-to-summer-park-in-chesapeake/summerparksq/ Fri, 25 Apr 2014 13:35:04 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/SummerParkSq.jpg 1963 1962 0 0 https://blog.roseandwomble.com/rw-new-homes-open-welcome-to-summer-park-in-chesapeake/summer-park-sq-house/ Fri, 25 Apr 2014 13:35:11 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/summer-park-sq-house.jpg 1964 1962 0 0 https://blog.roseandwomble.com/rw-new-homes-open-welcome-to-summer-park-in-chesapeake/model-april-2012/ Fri, 25 Apr 2014 13:35:17 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/Model-April-2012.jpg 1965 1962 0 0 https://blog.roseandwomble.com/rw-new-homes-open-welcome-to-summer-park-in-chesapeake/magnolianew021309/ Fri, 25 Apr 2014 13:35:22 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/MagnoliaNew021309.jpg 1966 1962 0 0 https://blog.roseandwomble.com/rw-new-homes-open-welcome-to-summer-park-in-chesapeake/screenshot-2014-04-25-09-39-32/ Fri, 25 Apr 2014 13:41:14 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/Screenshot-2014-04-25-09.39.32.png 1967 1962 0 0 https://blog.roseandwomble.com/rw-new-homes-open-chesapeake-and-elizabeth-city-offer-great-new-homes-ready-for-move-in/chesapeake-showcased-homes/ Fri, 25 Apr 2014 14:05:53 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/Chesapeake-Showcased-Homes.jpg 1971 1970 0 0 https://blog.roseandwomble.com/rw-new-homes-open-the-retreat-at-greenbrier/retreatclubhouse/ Fri, 25 Apr 2014 16:00:30 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/retreatclubhouse.jpg 1976 1975 0 0 https://blog.roseandwomble.com/rw-new-homes-open-the-retreat-at-greenbrier/retreatbed4/ Fri, 25 Apr 2014 16:00:32 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/retreatbed4.jpg 1977 1975 0 0 https://blog.roseandwomble.com/rw-new-homes-open-the-retreat-at-greenbrier/patiofire/ Fri, 25 Apr 2014 16:00:33 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/patiofire.jpg 1978 1975 0 0 https://blog.roseandwomble.com/rw-new-homes-open-the-retreat-at-greenbrier/retreatfire/ Fri, 25 Apr 2014 16:00:33 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/retreatfire.jpg 1979 1975 0 0 https://blog.roseandwomble.com/rw-new-homes-open-the-retreat-at-greenbrier/retreatopen/ Fri, 25 Apr 2014 16:00:35 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/retreatopen.jpg 1980 1975 0 0 https://blog.roseandwomble.com/rw-new-homes-open-the-retreat-at-greenbrier/retreatsign/ Fri, 25 Apr 2014 16:00:35 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/retreatsign.jpg 1981 1975 0 0 https://blog.roseandwomble.com/rw-new-homes-open-the-retreat-at-greenbrier/retreatexterior/ Fri, 25 Apr 2014 16:00:36 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/retreatexterior.jpg 1982 1975 0 0 https://blog.roseandwomble.com/rw-new-homes-open-the-retreat-at-greenbrier/retreatpool/ Fri, 25 Apr 2014 16:00:37 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/retreatpool.jpg 1983 1975 0 0 https://blog.roseandwomble.com/rw-new-homes-open-the-retreat-at-greenbrier/retreatloft/ Fri, 25 Apr 2014 16:00:37 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/retreatloft.jpg 1984 1975 0 0 https://blog.roseandwomble.com/rw-new-homes-open-suffolk/suffolk_opens_4_14/ Fri, 25 Apr 2014 18:57:08 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/Suffolk_Opens_4_14.jpg ]]> 1987 1986 0 0 https://blog.roseandwomble.com/rw-new-homes-open-stockbridge-in-elizabeth-city/beige-lr-area/ Fri, 25 Apr 2014 19:45:13 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/beige-LR-area.jpg 1991 1990 0 0 https://blog.roseandwomble.com/rw-new-homes-open-stockbridge-in-elizabeth-city/lr-with-sun-2-11/ Fri, 25 Apr 2014 19:45:14 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/LR-with-sun-2-11.jpg 1992 1990 0 0 https://blog.roseandwomble.com/rw-new-homes-open-stockbridge-in-elizabeth-city/lr-no-sun-2-11/ Fri, 25 Apr 2014 19:45:16 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/LR-no-sun-2-11.jpg 1993 1990 0 0 https://blog.roseandwomble.com/rw-new-homes-open-stockbridge-in-elizabeth-city/colorful-int/ Fri, 25 Apr 2014 19:45:17 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/colorful-int.jpg 1994 1990 0 0 https://blog.roseandwomble.com/rw-new-homes-open-stockbridge-in-elizabeth-city/dsc_0531/ Fri, 25 Apr 2014 19:46:40 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/DSC_0531.jpg 1995 1990 0 0 https://blog.roseandwomble.com/rw-new-homes-open-stockbridge-in-elizabeth-city/dsc_0530/ Fri, 25 Apr 2014 19:46:43 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/DSC_0530.jpg 1996 1990 0 0 https://blog.roseandwomble.com/rw-new-homes-open-stockbridge-in-elizabeth-city/dsc_0528/ Fri, 25 Apr 2014 19:46:47 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/DSC_0528.jpg 1997 1990 0 0 https://blog.roseandwomble.com/rw-new-homes-open-stockbridge-in-elizabeth-city/dsc_0527/ Fri, 25 Apr 2014 19:46:50 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/DSC_0527.jpg 1998 1990 0 0 https://blog.roseandwomble.com/rw-new-homes-open-stockbridge-in-elizabeth-city/dsc_0526/ Fri, 25 Apr 2014 19:46:53 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/DSC_0526.jpg 1999 1990 0 0 https://blog.roseandwomble.com/rw-new-homes-open-stockbridge-in-elizabeth-city/dsc_0525/ Fri, 25 Apr 2014 19:46:57 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/DSC_0525.jpg 2000 1990 0 0 https://blog.roseandwomble.com/rw-new-homes-open-river-bluff/river_bluff_4_14/ Sat, 26 Apr 2014 00:10:31 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/river_bluff_4_14.jpg 2002 2003 0 0 https://blog.roseandwomble.com/rw-new-homes-open-river-bluff/imagegen-ashx/ Sat, 26 Apr 2014 00:26:06 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/ImageGen.ashx_.jpg 2004 2003 0 0 https://blog.roseandwomble.com/rw-new-homes-open-great-new-homes-in-norfolk-and-portsmouth/orfports_opens_4_141/ Mon, 28 Apr 2014 12:49:01 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/OrfPorts_Opens_4_141.jpg 2007 2006 0 0 https://blog.roseandwomble.com/rw-new-homes-open-affordable-new-construction-throughout-norfolk/hemlockkitchen/ Mon, 28 Apr 2014 13:34:15 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/hemlockkitchen.jpg 2010 2009 0 0 https://blog.roseandwomble.com/rw-new-homes-open-bay-oaks-harbor/bayoakskitchen/ Mon, 28 Apr 2014 13:52:28 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/bayoakskitchen.jpg 2014 2013 0 0 https://blog.roseandwomble.com/rw-new-homes-open-bay-oaks-harbor/bayoaksview/ Mon, 28 Apr 2014 13:52:29 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/bayoaksview.jpg 2015 2013 0 0 https://blog.roseandwomble.com/rw-new-homes-open-bay-oaks-harbor/bayoaksfront/ Mon, 28 Apr 2014 13:52:30 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/bayoaksfront.jpg 2016 2013 0 0 https://blog.roseandwomble.com/rw-new-homes-open-bay-oaks-harbor/bay-oaks-harbor/ Mon, 28 Apr 2014 13:55:49 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/Bay-Oaks-Harbor.jpg 2017 2013 0 0 https://blog.roseandwomble.com/rw-new-homes-open-last-chance-to-buy-new-at-the-rotunda/first-watch-at-river-pointe-inventory/ Mon, 28 Apr 2014 14:15:51 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/First-Watch-at-River-Pointe-Inventory.jpg 2020 2019 0 0 https://blog.roseandwomble.com/rw-new-homes-open-last-chance-to-buy-new-at-the-rotunda/rotunda-inventory-1/ Mon, 28 Apr 2014 14:18:21 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/Rotunda-Inventory-1.jpg 2021 2019 0 0 https://blog.roseandwomble.com/rw-new-homes-open-last-chance-to-buy-new-at-the-rotunda/rotunda-inventory-2/ Mon, 28 Apr 2014 14:19:09 +0000 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http://blog.roseandwomble.com/wp-content/uploads/2014/04/9sun1.jpg 2030 2026 0 0 https://blog.roseandwomble.com/rw-new-homes-open-first-watch-in-portsmouth-offers-family-friendly-living/5liv1/ Mon, 28 Apr 2014 14:48:49 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/5liv1.jpg 2031 2026 0 0 https://blog.roseandwomble.com/rw-new-homes-open-first-watch-in-portsmouth-offers-family-friendly-living/24hall-bath/ Mon, 28 Apr 2014 14:48:50 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/24hall-bath.jpg 2032 2026 0 0 https://blog.roseandwomble.com/rw-new-homes-open-first-watch-in-portsmouth-offers-family-friendly-living/firstwahrbed/ Mon, 28 Apr 2014 14:48:52 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/firstwahrbed.jpg 2033 2026 0 0 https://blog.roseandwomble.com/rw-new-homes-open-first-watch-in-portsmouth-offers-family-friendly-living/firstwatchkitche2n/ Mon, 28 Apr 2014 14:48:52 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/firstwatchkitche2n.jpg 2034 2026 0 0 https://blog.roseandwomble.com/rw-new-homes-open-first-watch-in-portsmouth-offers-family-friendly-living/firstwatchkitchen/ Mon, 28 Apr 2014 14:48:53 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/firstwatchkitchen.jpg 2035 2026 0 0 https://blog.roseandwomble.com/rose-womble-agents-share-secrets-to-their-success/fungroup2/ Mon, 28 Apr 2014 19:22:57 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/fungroup2.jpg 2038 2037 0 0 https://blog.roseandwomble.com/rose-womble-agents-share-secrets-to-their-success/group232/ Mon, 28 Apr 2014 19:22:59 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/group232.jpg 2039 2037 0 0 https://blog.roseandwomble.com/rose-womble-agents-share-secrets-to-their-success/jrandmatt/ Mon, 28 Apr 2014 19:23:00 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/04/jrandmatt.jpg 2040 2037 0 0 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3032 3028 0 0 https://blog.roseandwomble.com/rw-new-homes-top-ten-communities-july-2014/dsc_4984-2/ Mon, 18 Aug 2014 17:15:33 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/08/DSC_4984.jpg 3038 3036 0 0 https://blog.roseandwomble.com/rw-new-homes-top-ten-communities-july-2014/affordablenewconstruction/ Mon, 18 Aug 2014 17:16:30 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/08/affordablenewconstruction.jpg 3039 3036 0 0 https://blog.roseandwomble.com/rw-new-homes-top-ten-communities-july-2014/culpepper/ Mon, 18 Aug 2014 17:18:44 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/08/culpepper.jpg 3040 3036 0 0 https://blog.roseandwomble.com/rw-new-homes-top-ten-communities-july-2014/kingsforkfarm/ Mon, 18 Aug 2014 17:22:28 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/08/kingsforkfarm.jpg 3041 3036 0 0 https://blog.roseandwomble.com/rw-new-homes-top-ten-communities-july-2014/hamptonroadscrossing/ Mon, 18 Aug 2014 17:33:33 +0000 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http://blog.roseandwomble.com/wp-content/uploads/2014/09/rb-nh-open-signs-at-entrance-double.jpg Learn More]]> 3153 3147 0 0 https://blog.roseandwomble.com/how-to-make-the-most-of-your-new-homes-community-visit/rb-new-homes-open-signgodwin/ Tue, 16 Sep 2014 17:11:44 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/09/rb-new-homes-open-sign@godwin.jpg 3154 3147 0 0 https://blog.roseandwomble.com/how-to-make-the-most-of-your-new-homes-community-visit/dsc_7051/ Tue, 16 Sep 2014 17:21:36 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/09/DSC_7051.jpg 3155 3147 0 0 https://blog.roseandwomble.com/how-to-make-the-most-of-your-new-homes-community-visit/dsc_7050/ Tue, 16 Sep 2014 17:21:43 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/09/DSC_7050.jpg 3156 3147 0 0 https://blog.roseandwomble.com/how-to-make-the-most-of-your-new-homes-community-visit/dsc_7048/ Tue, 16 Sep 2014 17:21:50 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/09/DSC_7048.jpg 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0 https://blog.roseandwomble.com/top-ten-rw-new-homes-communities-for-august-2014/stockbridge/ Wed, 17 Sep 2014 14:11:18 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/09/stockbridge.png 3198 3146 0 0 https://blog.roseandwomble.com/top-ten-rw-new-homes-communities-for-august-2014/sales-center/ Wed, 17 Sep 2014 14:13:01 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/09/sales-center.jpg 3199 3146 0 0 https://blog.roseandwomble.com/top-ten-rw-new-homes-communities-for-august-2014/dsc_4988/ Wed, 17 Sep 2014 14:14:02 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/09/DSC_4988.jpg 3200 3146 0 0 https://blog.roseandwomble.com/top-ten-rw-new-homes-communities-for-august-2014/front_of_home_1/ Wed, 17 Sep 2014 14:15:47 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/09/Front_of_Home_1.jpg 3201 3146 0 0 https://blog.roseandwomble.com/top-ten-rw-new-homes-communities-for-august-2014/dsf/ Wed, 17 Sep 2014 14:20:13 +0000 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3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7468/ Fri, 31 Oct 2014 19:08:12 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7468.jpg 3584 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7469/ Fri, 31 Oct 2014 19:08:31 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7469.jpg 3585 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7470/ Fri, 31 Oct 2014 19:08:43 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7470.jpg 3586 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7471-2/ Fri, 31 Oct 2014 19:08:58 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_74711.jpg 3587 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7472/ Fri, 31 Oct 2014 19:09:10 +0000 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19:10:10 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7477.jpg 3593 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7478/ Fri, 31 Oct 2014 19:10:22 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7478.jpg 3594 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7479/ Fri, 31 Oct 2014 19:10:32 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7479.jpg 3595 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7480/ Fri, 31 Oct 2014 19:10:41 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7480.jpg 3596 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7481/ Fri, 31 Oct 2014 19:10:52 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7481.jpg 3597 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7482/ Fri, 31 Oct 2014 19:11:02 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7482.jpg 3598 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7483/ Fri, 31 Oct 2014 19:11:14 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7483.jpg 3599 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7484/ Fri, 31 Oct 2014 19:11:23 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7484.jpg 3600 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7485/ Fri, 31 Oct 2014 19:11:32 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7485.jpg 3601 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7486/ Fri, 31 Oct 2014 19:11:41 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7486.jpg 3602 3511 0 0 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3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7492/ Fri, 31 Oct 2014 19:12:39 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7492.jpg 3608 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7493/ Fri, 31 Oct 2014 19:12:50 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7493.jpg 3609 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7494/ Fri, 31 Oct 2014 19:12:59 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7494.jpg 3610 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7495/ Fri, 31 Oct 2014 19:13:08 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7495.jpg 3611 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7496/ Fri, 31 Oct 2014 19:13:16 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7496.jpg 3612 3511 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/dsc_7497/ Fri, 31 Oct 2014 19:13:24 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/10/DSC_7497.jpg 3613 3511 0 0 https://blog.roseandwomble.com/rose-womble-offices-are-closed-for-thanksgiving/shutterstock_153670829/ Sun, 02 Nov 2014 21:20:19 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/shutterstock_153670829.jpg 3619 3447 0 0 https://blog.roseandwomble.com/celebrating-the-brave-men-and-women-of-the-usmc/shutterstock_55667665/ Sun, 02 Nov 2014 21:55:52 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/shutterstock_55667665.jpg Keith McIntyre / Shutterstock.com]]> 3623 3621 0 0 https://blog.roseandwomble.com/30-days-of-thanks-begins-with-what-we-love/screenshot-2014-11-03-08-24-50/ Mon, 03 Nov 2014 13:27:10 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/Screenshot-2014-11-03-08.24.50.png 3626 3618 0 0 https://blog.roseandwomble.com/30-days-of-thanks-begins-with-what-we-love/screenshot-2014-11-03-08-24-37/ Mon, 03 Nov 2014 13:27:14 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/Screenshot-2014-11-03-08.24.37.png 3627 3618 0 0 https://blog.roseandwomble.com/30-days-of-thanks-begins-with-what-we-love/img_0099/ Mon, 03 Nov 2014 13:31:01 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/IMG_0099.jpg 3628 3618 0 0 https://blog.roseandwomble.com/annual-tradition-observing-people-thanksgiving-ecard-someecards/ Mon, 03 Nov 2014 18:57:44 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/annual-tradition-observing-people-thanksgiving-ecard-someecards.jpg 3633 0 0 0 https://blog.roseandwomble.com/happy-thanksgiving-quotes-wishes-funny-diet-pumpkin-pie-570x759/ Mon, 03 Nov 2014 18:57:46 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/Happy-Thanksgiving-quotes-wishes-funny-diet-pumpkin-pie-570x759.jpg 3634 0 0 0 https://blog.roseandwomble.com/funny_thanksgiving_images_2/ Mon, 03 Nov 2014 18:57:47 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/funny_thanksgiving_images_2.jpg 3635 0 0 0 https://blog.roseandwomble.com/funny_thanksgiving_images_3/ Mon, 03 Nov 2014 18:57:49 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/funny_thanksgiving_images_3.jpg 3636 0 0 0 https://blog.roseandwomble.com/funny_thanksgiving_images_8/ Mon, 03 Nov 2014 18:57:51 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/funny_thanksgiving_images_8.jpg 3637 0 0 0 https://blog.roseandwomble.com/27308/ Mon, 03 Nov 2014 18:57:52 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/27308.jpg 3638 0 0 0 https://blog.roseandwomble.com/101596675-jpg-rendition-largest/ Mon, 03 Nov 2014 18:57:54 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/101596675.jpg.rendition.largest.jpg 3639 0 0 0 https://blog.roseandwomble.com/what-people-said-about-our-homearama-houses/attachment/1695671000/ Tue, 04 Nov 2014 14:35:25 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/1695671000.jpg 3646 3641 0 0 https://blog.roseandwomble.com/what-people-said-about-our-homearama-houses/attachment/1695731000/ Tue, 04 Nov 2014 14:41:05 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/1695731000.jpg 3648 3641 0 0 https://blog.roseandwomble.com/what-people-said-about-our-homearama-houses/attachment/1696501000/ Tue, 04 Nov 2014 14:44:30 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/1696501000.jpg 3649 3641 0 0 https://blog.roseandwomble.com/what-people-said-about-our-homearama-houses/attachment/1695651000/ Tue, 04 Nov 2014 14:48:09 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/1695651000.jpg 3650 3641 0 0 https://blog.roseandwomble.com/what-people-said-about-our-homearama-houses/attachment/1695801000/ Tue, 04 Nov 2014 14:50:51 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/1695801000.jpg 3651 3641 0 0 https://blog.roseandwomble.com/humpday-hot-property-special-edition-lilleigh-monroe-from-2014-homearama/1445725_15/ Wed, 05 Nov 2014 13:49:39 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/1445725_15.jpg 3655 3645 0 0 https://blog.roseandwomble.com/humpday-hot-property-special-edition-lilleigh-monroe-from-2014-homearama/1445725_1/ Wed, 05 Nov 2014 13:49:40 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/1445725_1.jpg 3656 3645 0 0 https://blog.roseandwomble.com/humpday-hot-property-special-edition-lilleigh-monroe-from-2014-homearama/1445725_18/ Wed, 05 Nov 2014 13:49:42 +0000 http://blog.roseandwomble.com/wp-content/uploads/2014/11/1445725_18.jpg 3657 3645 0 0 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0 0 https://blog.roseandwomble.com/river-bluff-hosts-guests-and-askjenlive/dsc_9647/ Fri, 17 Jul 2015 14:04:42 +0000 http://blog.roseandwomble.com/wp-content/uploads/2015/07/DSC_9647.jpg 5524 5535 0 0 https://blog.roseandwomble.com/dsc_9649/ Fri, 17 Jul 2015 14:04:48 +0000 http://blog.roseandwomble.com/wp-content/uploads/2015/07/DSC_9649.jpg 5526 0 0 0 https://blog.roseandwomble.com/river-bluff-hosts-guests-and-askjenlive/dsc_9650/ Fri, 17 Jul 2015 14:04:51 +0000 http://blog.roseandwomble.com/wp-content/uploads/2015/07/DSC_9650.jpg 5527 5535 0 0 https://blog.roseandwomble.com/dsc_9651/ Fri, 17 Jul 2015 14:04:54 +0000 http://blog.roseandwomble.com/wp-content/uploads/2015/07/DSC_9651.jpg 5528 0 0 0 https://blog.roseandwomble.com/dsc_9652/ Fri, 17 Jul 2015 14:04:57 +0000 http://blog.roseandwomble.com/wp-content/uploads/2015/07/DSC_9652.jpg 5529 0 0 0 https://blog.roseandwomble.com/river-bluff-hosts-guests-and-askjenlive/dsc_9654/ Fri, 17 Jul 2015 14:05:04 +0000 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5537 0 0 https://blog.roseandwomble.com/house-cleaning-checklist-for-selling-your-house/house-selling/ Wed, 22 Jul 2015 13:36:03 +0000 http://blog.roseandwomble.com/wp-content/uploads/2015/07/House-Selling.png 5541 5537 0 0 https://blog.roseandwomble.com/rose-womble-welcomes-new-marketing-managers/deanworkman/ Fri, 24 Jul 2015 14:45:19 +0000 http://blog.roseandwomble.com/wp-content/uploads/2015/07/DeanWorkman.png 5551 5550 0 0 https://blog.roseandwomble.com/rose-womble-welcomes-new-marketing-managers/locklear_ashlee/ Fri, 24 Jul 2015 14:45:22 +0000 http://blog.roseandwomble.com/wp-content/uploads/2015/07/locklear_ashlee.jpg 5552 5550 0 0 https://blog.roseandwomble.com/rose-womble-welcomes-new-marketing-managers/ramona-rice-3773-edit/ Fri, 24 Jul 2015 14:48:21 +0000 http://blog.roseandwomble.com/wp-content/uploads/2015/07/Ramona-Rice-3773-Edit.jpg 5553 5550 0 0 https://blog.roseandwomble.com/hampton-roads-market-continues-to-improve/july-housing-report1/ Fri, 24 Jul 2015 20:00:20 +0000 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https://blog.roseandwomble.com/holiday-decorations-to-try-this-season/pine-cone-pom-pom-ornaments-craft-1565809457/ Tue, 08 Nov 2022 17:31:25 +0000 https://blog.roseandwomble.com/wp-content/uploads/2022/11/pine-cone-pom-pom-ornaments-craft-1565809457.jpeg 9618 9587 0 0 https://blog.roseandwomble.com/holiday-decorations-to-try-this-season/51u4jrh6zjl-_ac_/ Tue, 08 Nov 2022 17:33:03 +0000 https://blog.roseandwomble.com/wp-content/uploads/2022/11/51u4jRh6ZJL._AC_.jpg 9619 9587 0 0 https://blog.roseandwomble.com/holiday-happenings-in-hampton-roads-and-ne-north-carolina/shutterstock_763681591/ Wed, 09 Nov 2022 17:17:26 +0000 https://blog.roseandwomble.com/wp-content/uploads/2022/11/Shutterstock_763681591.jpg 9624 9623 0 0 https://blog.roseandwomble.com/holiday-happenings-in-hampton-roads-and-ne-north-carolina/shutterstock_1848612190/ Wed, 09 Nov 2022 17:22:18 +0000 https://blog.roseandwomble.com/wp-content/uploads/2022/11/Shutterstock_1848612190.jpg 9627 9623 0 0 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9717 0 0 https://blog.roseandwomble.com/5-new-years-resolutions-for-homeowners/shutterstock_1709562811/ Wed, 28 Dec 2022 16:29:54 +0000 https://blog.roseandwomble.com/wp-content/uploads/2022/12/Shutterstock_1709562811.jpg 9745 9717 0 0 https://blog.roseandwomble.com/fun-things-to-do-in-chesapeake-va/planet/ Thu, 05 Jan 2023 16:14:27 +0000 https://blog.roseandwomble.com/wp-content/uploads/2023/01/Planet.jpg 9754 9752 0 0 https://blog.roseandwomble.com/fun-things-to-do-in-chesapeake-va/shutterstock_404057185/ Thu, 05 Jan 2023 16:36:35 +0000 https://blog.roseandwomble.com/wp-content/uploads/2023/01/Shutterstock_404057185.jpg 9757 9752 0 0 https://blog.roseandwomble.com/fun-things-to-do-in-chesapeake-va/shutterstock_171486146/ Thu, 05 Jan 2023 16:44:28 +0000 https://blog.roseandwomble.com/wp-content/uploads/2023/01/Shutterstock_171486146.jpg 9758 9752 0 0 https://blog.roseandwomble.com/fun-things-to-do-in-chesapeake-va/fun-in-chesapeake-va/ Fri, 06 Jan 2023 13:56:01 +0000 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9752 0 0 https://blog.roseandwomble.com/fun-things-to-do-in-chesapeake-va/screenshot-2023-01-06-at-10-19-59-am/ Fri, 06 Jan 2023 15:21:24 +0000 https://blog.roseandwomble.com/wp-content/uploads/2023/01/Screenshot-2023-01-06-at-10.19.59-AM.jpg 9765 9752 0 0 https://blog.roseandwomble.com/fun-things-to-do-in-chesapeake-va/screenshot-2023-01-06-at-10-24-30-am/ Fri, 06 Jan 2023 15:25:25 +0000 https://blog.roseandwomble.com/wp-content/uploads/2023/01/Screenshot-2023-01-06-at-10.24.30-AM.jpg 9766 9752 0 0 https://blog.roseandwomble.com/fun-things-to-do-in-chesapeake-va/screenshot-2023-01-06-at-10-27-12-am/ Fri, 06 Jan 2023 15:29:31 +0000 https://blog.roseandwomble.com/wp-content/uploads/2023/01/Screenshot-2023-01-06-at-10.27.12-AM.jpg 9767 9752 0 0 https://blog.roseandwomble.com/sample-page/ Wed, 18 Sep 2013 21:02:04 +0000 http://newblog.roseandwomble.com/?page_id=2 Hi there! I'm a bike messenger by day, aspiring actor by night, and this is my blog. I live in Los Angeles, have a great dog named Jack, and I like piña coladas. (And gettin' caught in the rain.) ...or something like this:

The XYZ Doohickey Company was founded in 1971, and has been providing quality doohickeys to the public ever since. Located in Gotham City, XYZ employs over 2,000 people and does all kinds of awesome things for the Gotham community.

As a new WordPress user, you should go to your dashboard to delete this page and create new pages for your content. Have fun!]]> 2 0 0 0 https://blog.roseandwomble.com/sample-page-2/ Tue, 17 Sep 2013 16:40:34 +0000 http://rw.dev1.rwhomes.com/blog/?page_id=2 Hi there! I'm a bike messenger by day, aspiring actor by night, and this is my blog. I live in Los Angeles, have a great dog named Jack, and I like piña coladas. (And gettin' caught in the rain.) ...or something like this:

The XYZ Doohickey Company was founded in 1971, and has been providing quality doohickeys to the public ever since. Located in Gotham City, XYZ employs over 2,000 people and does all kinds of awesome things for the Gotham community.

As a new WordPress user, you should go to your dashboard to delete this page and create new pages for your content. Have fun!]]> 5 0 0 0 https://blog.roseandwomble.com/?p=3089 Thu, 28 Aug 2014 19:30:28 +0000 http://newblog.roseandwomble.com/?p=3089 3089 0 0 0 https://blog.roseandwomble.com/all-rose-womble-office-will-be-closed-thursday-feb-26th/ Wed, 25 Feb 2015 21:17:38 +0000 http://newblog.roseandwomble.com/?p=4350 Due to weather conditions all of our offices will be opening at 10:00am.

We will keep you updated on Rose & Womble social media and here on the #RWBlog.

]]> 4350 0 0 0 https://blog.roseandwomble.com/4402/ Fri, 06 Mar 2015 20:57:20 +0000 http://newblog.roseandwomble.com/?p=4402 Jen Barkan. This week we're talking about the myth that a new home is more expensive than a used home. Throughout Hampton Roads we have new home communities in every city including Virginia Beach, Chesapeake, and Suffolk that are waiting to find their first owners. Upfront costs may be higher, but over time when you purchase a new home you do not have to worry about appliances breaking down, roofs leaking, or other maintenance issues. With everything brand new you don't have to worry because you'll have a builder's warranty. Plus you get to take advantage of newer materials and building methods. Take a look at new homes during your home search and really do the math. You might be surprised that in the long run a new home is truly a great value. For more information or to find your new home visit RWNewHomes.com and make sure to tune into #AskJenLive every week at 12:00pm on Twitter @AskJenB and Facebook.com/AskJenB.]]> 4402 0 0 0 https://blog.roseandwomble.com/open-house-weekend-september-19th-20th/ Fri, 18 Sep 2015 14:55:18 +0000 http://newblog.roseandwomble.com/?p=5834 Open House Section of our Website. ]]> 5834 0 0 0 https://blog.roseandwomble.com/new-homes/ Mon, 12 Oct 2015 15:17:51 +0000 http://newblog.roseandwomble.com/?p=5966 5966 0 3 0 https://blog.roseandwomble.com/agents-offices/ Mon, 12 Oct 2015 15:17:51 +0000 http://newblog.roseandwomble.com/?p=5971 5971 0 4 0 https://blog.roseandwomble.com/about-us/ Mon, 12 Oct 2015 15:17:51 +0000 http://newblog.roseandwomble.com/?p=5972 5972 0 5 0 https://blog.roseandwomble.com/askjenlive-recap-blog-template/ Wed, 18 May 2016 18:42:10 +0000 http://newblog.roseandwomble.com/?p=7050 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, #AskJenLive visited the new homes community of [COMMUNITY NAME], located in [CITY NAME], [STATE].

Here is Jen's recap from her travels:

[INSERT GRAPHIC OF JEN WITH COMMUNITY NAME] [INSERT DETAILS ABOUT PUP WITH PUP PICTURE] About the Area: About the Community: About the Homes: About the Builder: Thank you to all that joined me today for #AskJenLive! If you have any questions about [COMMUNITY NAME] or my sweet pal [PUP NAME] from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics, feel free to give me a call at (757) 774-6999! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ ]]> 7050 0 0 0 https://blog.roseandwomble.com/?p=7404 https://blog.roseandwomble.com/?p=7404  Ashlee is awesome]]> 7404 0 0 0 https://blog.roseandwomble.com/?p=7797 https://blog.roseandwomble.com/?p=7797 What is a VA Loan?

A Veterans Affair (VA) loan is a home loan partially guaranteed by the U.S. Department of Veterans Affairs, and was designed to help finance homes for eligible members of the military, veterans and some surviving spouses. A VA loan is a great option for military members who qualify, because these mortgages do not always require a down payment and are often easier to qualify for than conventional loans.

A VA loan is guaranteed by the government, but made by qualified lenders such as banks or independent mortgage companies such as TowneBank Mortgage. The VA will appraise the property in question and, if approved, guarantees the lender against loss the in case of a default.

Potential borrowers must obtain a Certificate of Eligibility from the VA before applying for the loan, which can be applied for online, through a lender, or via mail.

So what makes a VA Loan different?

1. A VA loan does not require a down payment if your loan amount stays within the VA loan limits, and about 90 percent of VA buyers don’t put any money down.
2. VA borrowers can typically borrow up to $417,000.
3. Borrowers can qualify with lower credit than necessary for conventional financing. VA lenders typically accept credit scores beginning at 620.
4. There are no private mortgage insurance requirements. Typically, borrowers who put less than 20 percent down on a house are required to pay monthly mortgage insurance. However, VA buyers are required to pay a funding fee at closing time, which ranges from 0.5 percent to 3.3 percent of the loan, depending on the veteran’s service and loan type. If the buyer has a service-related disability, you may qualify to have their funding fee waved.
5. You must occupy the property as your first home. VA loans are not designed for investment properties or second homes.
6. There is no prepayment penalty. This means that if you choose to pay off your loan early, you won’t be charged a penalty fee. This could help you save thousands in interest over the life of your loan.
7. If you use the VA loan to buy a condo, it must be on the VA’s list of approved condos. To make it onto the list, 50 percent or more of the building must be owner occupied. No more than 15 percent of owners can be behind on their Homeowners Association Fees. If the condos are newly constructed, 75 percent of units must be sold.
8. Borrowers can increase their loan up to $6,000 for energy efficient upgrades. Improvements include solar heating and cooling systems, caulking, weather stripping and new insulation.
9. VA loans are not a one-time benefit, and are not only for first time home buyers. You can qualify for a VA loan more than once, as long as you pay the original loan off each time.

]]> 7797 0 0 0 https://blog.roseandwomble.com/east-ocean-view-new-construction-homes/ Fri, 16 Dec 2016 07:04:42 +0000 https://blog.roseandwomble.com/?p=7845 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Every Wednesday, Jen brings an adoptable dog with her while she features an available new home or new homes community on Facebook, Instagram, and Twitter. As if that isn’t cool enough, each new construction builder that participates in the program sponsors the dog by paying for its adoption fees once a suitable owner is found! Jen is 100% committed to finding people and pets their forever homes in Hampton Roads and beyond! She has five dogs of her own at home, and each one is a very special member of the Barkan household! This week, Rose & Womble New Homes featured 6th Bay Street in East Ocean View by DSF Development. DSF Development has built two beautiful homes with multiple decks! We'd like to encourage anyone considering buying a pet for the holidays to adopt from a local animal shelter. The value that is received with the included services (shots, spay/neuter, medicine to accompany the animal home) is unbeatable. The facts are that these animals need homes! Attending the Norfolk SPCA's Holiday Party this past week really put some of these numbers in perspective for me. The Norfolk SPCA has been able to find homes for hundreds of animals who otherwise may not be here today as they were rescued from other shelters.  ]]> 7845 0 0 0 https://blog.roseandwomble.com/?p=7895 https://blog.roseandwomble.com/?p=7895

Check your credit. A homebuyer’s credit score is a crucial factor when it comes to qualifying for a loan. Before starting the mortgage process, scour your credit reports for mistakes, unpaid accounts or collection accounts. If you find a mistake, write to the credit issuer and the credit reporting bureau and tell them what information you believe is inaccurate, and include copies of documents that support your position, and request a deletion or correction. If your credit isn’t so stellar, you should be sure to start making all your payments on time. Your credit utilization, or how much credit you’re using relative to your available balance, is important to your credit score as well. Keep your utilization score low, only using and only using up to 30 percent of your available credit. Realize that it could take several months to get your credit score back in order.

 

1. Get your finances together. Keep track of how much money you have coming in each month, and how much is going out. Once you assess your monthly cash flow, you’ll have an understanding of how much money you can afford for a monthly mortgage payment. If you don’t like the number you’re left with, think about how you can change your spending habits. Gather all the necessary financial documents, such as your two most recent pay stubs, the previous 2 years’ W-2 forms, tax returns and the past two months of bank statements.

 

1. Calculate all costs and determine how much you can afford. A lot of first time homebuyers forget to factor in added expenses to their mortgage payments. Your monthly mortgage payment will include principle and interest, real estate taxes, insurance, and private mortgage if you put less than 20 percent down. Don’t forget to factor in homeowners association dues, maintenance, and higher electric and water bills.

 

1. Get preapproved. After you’ve discovered what your comfortable spending on a home, talk to a TowneBank Mortgage loan officer to see how much you’re qualified to borrow. By obtaining a letter of preapproval, you can start the home buying process with confidence that you can obtain financing. Plus, you won’t waste time shopping for houses out of your price range. Just remember, just because you’ve been preapproved for a certain amount, doesn’t mean you have to spend that amount.

 

1. Don’t spend all your cash on the down payment. Although a big down payment can help slash your monthly mortgage payments, it’s important to not deplete your savings account. When something breaks, you need to make sure that you have enough funds to fix it. There are also additional costs associated with buying a house, such as moving costs, utility down payments, or the purchase of maintenance items such as tools or lawn movers.

 

1. When you’re looking at houses, focus on what’s important. Come up with a check list of must-haves, and another checklist of nice-to-haves. Make sure you don’t sacrifice a must-have for a nice-to-have. Maybe you’ll have to live without the granite countertops to achieve your perfect location.

 

1. If you’re buying into a homeowners association, know the rules. Ask the homeowners association for their contract before you make a decision. Your HOA can govern how many or what type of pets you have, what type of alterations you can make, or the color of your home’s exterior. Take a look at their finances, insurance policies, fees, rules and fines, and meeting minutes to gain some insight. If your neighbors fail to pay their fees each month, you could be on the hook for their payments. Ask neighbors about their opinion of the HOA, and any concerns they have.

 

1. Don’t finance any new purchases. Once you’ve been approved for a loan, you should not take out any new loans or open new lines of credit. You might be tempted to finance a new dining room table or leather sectional for the living room, but doing so could result in higher interest payments, or even the loss of your loan. Wait until your loan closes before making these purchases.

]]> 7895 0 0 0 https://blog.roseandwomble.com/?p=8129 Mon, 17 Jul 2017 18:06:56 +0000 https://blog.roseandwomble.com/?p=8129 Hampton The Deadrise in Ft. Monroe 100 McNair Drive, Hampton Sun/Mon : 11 a.m.-8 p.m. Tues-Sat: 11 a.m.- 9 p.m.   A waterfront restaurant in historic Fort Monroe at the Old Point Comfort Marina.

Downtown Hampton

Fishing around near the HRBT? Dock your boat in downtown Hampton and select from a few options on Settlers Landing. Grab a bite at Oyster Alley, then stay for craft brew at Bull Island Brewing Company. Melissa Manganello of Hampton likes to stop by downtown when she and friend go out fishing. “Last time we rented a boat, we found a spot at the Hampton Public Piers and grabbed a bite at Oyster Alley, which had great food,” said Manganello. “Nowadays they’re getting busier and we’ve learned it’s better to call ahead.” Bull Island Brewing Company Fri/Sat: 11 a.m. – 12 a.m. Sun – Thurs: 11 a.m. – 9 p.m. Fri/Sat: 11 a.m. – 11 p.m. The Barking Dog 4330 Kecoughtan Rd, Hampton Sun – Thurs: 11 a.m. – 9 p.m. Fri/Sat: 11 a.m. – 10 p.m. A restaurant made from an abandoned fish shack, this place is a meat lover’s dream: sausage, hot dogs, hamburgers and seafood and a great craft beer menu! “My husband and I love the Barking Dog,” said Heather Carpenter of Hampton. “We love watching the boats come out of dry dock. It’s pretty impressive. I highly recommend the blackened tuna tacos. They’re fabulous!” Surf Rider With quite a few locations in Hampton Roads, this is place to go for all your favorite fried seafood dishes. Get the full effect by docking at the pier at the Hampton, Marina Shores and Poquoson locations. Surf Rider Blue Water 1 Marina Rd, Hampton Sun – Thurs 11 a.m. – 9 p.m. Fri/Sat 11 a.m. – 9:30 p.m. Surf Rider Grill (Marina Shores) 2100 Marina Shores Mon/Tues 4-11pm Wed: 11am – 11pm Fri – Sat: 4-11pm Sun: 11am – 9pm Surf Rider Poquoson 105 Rens Rd Mon – Sun 11am – 9pm  

Norfolk

Waterside District | Blue Moon TapHouse and The Market 33 Waterside Drive Sun – Thurs: 11am – 10pm Fri – Sat: 11am – 11pm In season Dock Hours: 8am – 10pm Did you know you can dock and dine at Waterside? It’s the perfect place to stay all day with their numerous restaurants and bars, and stick around to catch a live show at Blue Moon TapHouse or in The Market.

Portsmouth

Dock of the Bay 103 Constitution Ave Mon – Sun: 11am – 9pm They had me at Shrimp Tempura Tacos.

Smithfield

Smithfield Station 415 South Church Street Mon – Thurs: 11am – 9pm Fri/Sat: 11am – 9:30pm Sat: 8am – 8pm (Brunch 8am – 12pm) Eat at The Restaurant at Smithfield Station, or just nibble and drink at the IBX Bar and Grille, then walk it off on the woodland trail that begins directly across the street and can take you all the way into Smithfield’s historic downtown. Reservations or calling ahead is recommended before docking.

Virginia Beach | Shore Drive

Bubba’s, Chick’s & Dockside If you haven’t been to the legendary Bubba’s or Chick’s Oyster Bar, they should be first places on your list for the quintessential local Virginia Beach dock n’ dine experience. Liz Hamilton, of Virginia Beach, regularly docks a boat Chick’s or Bubba’s with family and friends. “We just pop into whichever has the shorter wait,” said Hamilton. “I love to get the steamer pot of clams or the jumbo steamed shrimp. Actually, that was my first date with my boyfriend. After a day of wakeboarding we decided to grab a beer and bite at Chick’s.” Be sure to stop by Dockside’s wine shop to replenish all your boating essentials. Bubba’s Seafood Restaurant & Crabhouse 3323 Shore Drive Mon – Fri: 11am – 10pm Sat/Sun: 8am – 10pm Chick’s Oyster Bar 2143 Vista Cir Sun – Thurs: 11am – 10pm Fri/Sat: 11am – 12am Dockside 3311 Shore Drive Mon – Sun: 11am – 9pm

Rudee Inlet

Rudee’s on the Inlet is styled after an authentic Coast Guard station with outdoor cabana seating. Rockafeller’s has a great looking bar and Big Sam’s will help you start your day right with Grandma’s pancakes and a mimosa for breakfast. Rudee’s on the Inlet 227 Mediterranean Ave, Virginia Beach Mon – Thurs: 11am – 10pm Fri – Sat: 11am – 10:30pm Sun: 10am – 10pm (Brunch 10am – 2pm) Rockafeller’s Restaurant 308 Mediterranean Ave Mon – Sat: 11am – 10 pm Sun: 10am – 10pm (Brunch 10-3pm) Happy Hour 3-6pm Big Sam’s Inlet Café and Raw Bar 300 Winston Salem Ave Mon – Sun: 7am – 2am Tiki Time: 3pm – 7pm

Pungo

Blue Pete’s Seafood Restaurant 1400 N Muddy Creek Rd M-Thurs: 5-10pm Fri: 5 – 12am Sat: 12pm – 12am Sun: 12pm – 10pm *Summer Hours (kitchen closes at 10pm) Off the beaten path out in Pungo, their menu has a little bit of everything, from rib eye to seafood. It’s a great place to bring the whole family and a small boat.

Yorktown

Riverwalk Restaurant 323 Water St Mon – Sun: 11 a.m. – 9 p.m. A bit fancier than the others on the list, Riverwalk has a full menu with lots of non-seafood options. After you’re done, hit up the beach or explore Yorktown Battlefield. ]]> 8129 0 0 0 https://blog.roseandwomble.com/?p=8365 https://blog.roseandwomble.com/?p=8365 ]]> 8365 0 0 0 https://blog.roseandwomble.com/?p=8490 Tue, 08 Jun 2021 14:00:21 +0000 https://blog.roseandwomble.com/?p=8490 cabana bar at Rudee’s. Rudee’s has been a Virginia Beach staple for over 35 years and has even been featured on the Food Network. The cabana bar, located outside directly in front of the Rudee’s building, is known for its one-of-a-kind gliding booths, rock back and forth right on the water while enjoying jumbo shrimp cocktail and one of Rudee’s famous “docktail’s,” The Rudee’s Ruckus. Big Sam’s Raw Bar is right down the road from Rudee’s and it’s a personal favorite of mine for breakfast. There’s nothing quite like starting your day with one of Big Sam’s giant award-winning pancakes and the picturesque water view from just about every seat inside the small restaurant. Big Sam’s is also know fondly for its happy hour every day from 3pm-7pm where guests can enjoy a cold beverage, $0.69 cent clams and $1.19 oysters! Waterman’s is known for its mouthwatering food and orange crushes. Located at 5th street, right on the boardwalk, this family friendly restaurant turns into a great local spot at night for socializing and date night. Waterman’s has a wonderful valet service, a cute store inside and two fun bars to try one of those orange crushes at. You can’t go wrong with a trip to 5th street to check this local hotspot out. Mahi Mah’s is just a jump down the road from Waterman’s on 7th street. If you like local seafood or sushi, check this place out. Mahi Mah’s is a good choice if you’re out on the weekend and looking to hear some live music. Just outside it’s patio is the 7th street stage which has a band every weekend during the summer. Grab some sushi and a seat outside and enjoy live music in front of the beautiful backdrop of the Atlantic Ocean. Il Giardino Ristorante is an upscale Italian restaurant right off the boardwalk that will not disappoint. The entire menu is made from scratch with Il Giardino’s handpicked chefs and the wine selection is vast, sure to appeal to everyone. This is a wonderful choice to celebrate a birthday or anniversary with friends or family. Baja Cantina on 23rd street is a perfect spot if you want something casual, local, delicious and you love tacos. Baja tacos are the best in Virginia Beach and all their homemade hot sauces are equally delectable. The lobster tacos are incredible, and their shrimp tacos come in a close second. These tacos are big though, two should go a long way for anyone, fair warning! Doc Taylors is a must visit breakfast spot at the Virginia Beach oceanfront. Former old house turned locals favorite, Doc’s is on 23rd street across from Baja Cantina. Open from 7am- 3pm, I’d suggest getting there early because there is always a well-deserved wait to get in this popular place. Doc Taylor’s aims to make “food that satisfies the soul,” and they do a wonderful job of that. Don’t leave the beach without taking a seat around one of Doc Taylor’s tables. Catch 31 is a fine dining, fun atmosphere with great food and signature cocktails. This is a popular spot for locals to have a drink after a long work week. Located on 31st, on the first floor of the Hilton, Catch 31 is known for its fire pits and view of the 31st stage which hosts popular bands on the weekends.   The restaurants on Virginia Beach’s boardwalk have something for everyone, whether you’re a local or a first-time guest to this gorgeous city. Happy eating! By Rachel Francis]]> 8490 0 0 0 https://blog.roseandwomble.com/?p=8860 https://blog.roseandwomble.com/?p=8860 Bennett’s Creek in north Suffolk is one of the most scenic locations in Hampton Roads. To  the  north  of Suffolk’s  Bridge  Road,  Bennett’s  Creek  broadens, opening up into the James River and the Chesapeake Bay beyond. Once a tiny marina and restaurant were nestled here at the creek’s edge. In recent years, however, Suffolk  restaurateurs  and  developers,  Teresa  andBrian Mullins, envisioned something more for the area. Obtaining the property in 2015, they built an expansive new marina, boat dock, and Decoy’s restaurant, which opened in 2017. Now, on eight acres that gently rise from the marina and offer stunning views of the surrounding waterways, a premiere river-front community is being built. The Landings at Bennett’s Creek is a marina-style condo community created especially for homeowners, age 55 and better, who are seeking an active, low-maintenance, carefree lifestyle. Even though The Landings is designed for those 55 and better, it's much more than a retirement community. It is a beautiful place where people who are much younger than 55  would  love  to live. It's a great community for those who have reached that stage in their lives when they no longer care about keeping up a huge house. They want a beautiful place in which they can live, have visitors, and entertain guests without a lot of work and worry.  In addition to being surrounded by stunning scenery and water views, The Landings is a premier riverfront community set on 8 beautiful acres with a wide range of amenities including a pool and tiki bar, walkways, water access, boat dock, 54 boat slips, and the nautical and rustic ambiance of the beautifully-designed Decoys Restaurant on-site.  ]]> 8860 0 0 0 https://blog.roseandwomble.com/?p=8877 Mon, 06 Jul 2020 19:01:05 +0000 https://blog.roseandwomble.com/?p=8877 restaurants featuring cuisines from around the world. You'll find waterfront dining, nightlife, casual dining, quick eats and more! The historic seaport town offers something for everyone! From the American Revolution, to the Civil War, to modern day, Portsmouth is full of incredible historic homes and buildings. Experience the architecture of over 200 historic 18th & 19th century homes by following the self-guided walking tour of Portsmouth’s most historic locations. Old Towne also features The Commodore Theatre. The Theatre opened its doors in 1945 as a movie lover’s dream. The theater was restored decades later and now boasts a 40 foot screen. Olde Towne has exciting things to do all year, and every season offers its own special events. From the Umoja Festival and the Memorial Day Parade in the spring, the Virginia Craft Beer & Wine Festival and the Ghost Walk in the fall, to Winter Wonderland and the Holiday Music Festival in the winter. Bring your little ones to the Children’s Museum of Virginia and watch as they learn through experience. Gaze at the stars in the Beazley Planetarium and find your whole family transported from Portsmouth to far away planets and solar systems. The Children’s Museum is a fun place for children to imagine, explore and discover! Catch a show at the Union Bank & Trust Pavilion. The Atlantic Union Bank Pavilion is a covered, outdoor concert venue in downtown Portsmouth, which seats 6,500 visitors. Portsmouth is also the beginning of America's Intracoastal Waterway. America’s Intracoastal Waterway is a network of canals, inlets, bays and rivers that runs the length of the Eastern Seaboard from Portsmouth, Virginia, to the Florida Keys, and along the Gulf of Mexico from Apalachee Bay to Brownsville, Texas. You can also enjoy spending time on the water with a trip on the Elizabeth River Ferry. The ferry is a fun and affordable way to see the Portsmouth waterfront or visit Norfolk. If you're interested in living near Old Towne, click here to browse home listings in Portsmouth. Source - https://oldetowneportsmouth.com/]]> 8877 0 0 0 https://blog.roseandwomble.com/?p=9112 https://blog.roseandwomble.com/?p=9112 1. Which improvements are worth the cost? The most high-return home value additions you can make to your home include upgrading your interior paint, touching up your landscaping, upgrading bathrooms, remodeling your kitchen and improving energy efficiency. 2. Which improvements will deliver the greatest return on your investment? You’ll also want to consider these improvements, which deliver the greatest return: improving energy efficiency, fixing up the exterior, budget-friendly kitchen remodels, bathroom remodels, paint, flooring fixes and adding space.  ]]> 9112 0 0 0 https://blog.roseandwomble.com/agent-spotlight-nell-gallagher-welcomes-buyers-to-saddlebrook-estates/ Tue, 17 Sep 2013 12:43:00 +0000 http://newblog.roseandwomble.com/post.aspx?id=4932b7b8-f411-416a-8fa9-3d9147fe4fe7 Rose & Womble New Homes Agent Nell Gallagher loves showing families the beautiful homes available at Saddlebrook Estates in Suffolk, VA.  As the site manager she has a large part in helping buyers determine which house is the best choice. "The homes start in the mid 200s and buyers feel like they can get more value in Suffolk, more space," says Nell. Located near Kings Grant, the equisterian community has walking trails, large lots, and great features growing families are looking for in a home. "New home communities are fun because I'm part of helping create a neighborhood.  I love showing buyers all the options to really get the look they want.  It's about as custom home a buyer can get without buying land and building the house themselves," Nell says. Nell has been an Associate Broker since 1981.  She joined Rose & Womble last November because of the company's reputation within the Hampton Roads community. "I was really impressed with the type of agents Rose & Womble has," Nell says, "that was one of the main reasons I wanted to join the company.  Everything they [Rose & Womble] offers, the marketing assistances, reputation, and you just never hear bad things about their agents." Nell is available to show off the beautiful model at Saddlebrook Estates daily from 12:00 pm - 5:00 pm or by appointment. "Sometimes I need to stay later or come in early, but I don't mind because I want to offer the best service to my buyers," says Nell. ]]> 6 0 0 0 https://blog.roseandwomble.com/great-ideas-come-from-one-of-our-model-homes-saddlebrook-estates/ Mon, 16 Sep 2013 17:15:00 +0000 http://newblog.roseandwomble.com/post.aspx?id=10e7c6e5-3d55-4de9-b9ec-8c9ad8e0ad09 I recently had the opportunity to tour the new sales office/model for Saddlebrook Estates in Suffolk, VA.  The home built by Hearndon Homes has a well planned layout for busy families.  It was open concept with modern touches but it still felt comfortable.  It is worth a trip to see these beautiful homes. Each lot are 1/3 of an arce and this has been an equistrian community since 1779.  There are walking trails, lot of trees, and plenty of room.  Prices for these homes begin in the mid 200s. For more information about this or any of Rose & Womble's New Home Communities contact Jen at 757-250-7030

Here are some great pictures to inspire great living.

  You can see more on our Pinterest page!  All decor was done by Kathy Browning at Design Consultants.

Open concept remains so popular for home owners. This living space is airy and ready for family time.

The blue and green theme was throughout the house.  Love the idea to use fabric from the window treatments as art.  The master bedroom was spacious with room for a quiet reading area and an ensuite bathroom that could double as a spa.  Check with the site agent to discuss upgrade options and your ability to pick your finishes.

 

The hall bath was roomy - and I just loved these chevron style his and hers pictures for the bathroom. They are modern and charming.

This home had the laundry room upstairs! So smart as many families want conviences and better space planning.  I loved this missing sock board - and the fact that the laundry room can be just a cute as the rest of the home.

Check out the space and light of this formal yet comfortable dining area.  Again lots of space in this option.

  ]]> 7 0 0 0 https://blog.roseandwomble.com/agent-spotlight-sandi-vakos-hometown-girl-keeps-close-to-her-roots/ Fri, 13 Sep 2013 15:33:00 +0000 http://newblog.roseandwomble.com/post.aspx?id=30a668b6-9b2a-4dcd-981a-024be66adce3 Sandi Vakos has not only Greek in her background but also real estate. “My family has been in real estate here in Virginia Beach and Norfolk for several generations. Plus they are very involved in the Greek community in Virginia Beach,” said Sandi. Sandi’s family is being honored at the “My Big Fat Greek Party” at the beach this weekend. This is part of the Mediterranean Weekend to honor and show off Greek and Italian culture in Virginia Beach. Sandi is no stranger to community involvement. She has been an elementary school teacher, small business owner, and instructor at the Virginia Beach Recreation Centers and the YMCA. She sees her real estate career as an extension of her community involvement. “Becoming a real estate agent seemed right for me. I choose Rose and Womble because of the people I met there. Everyone seemed to be genuinely caring and helpful, “ Sandi says. When she is not helping buyers and sellers, Sandi enjoys all the outdoor activities available in the area including First Landing State Park. She is also a world traveler and has hiked the Inca Trail in Peru and El Camino Santiago in Spain. Sandi is a proud member of the YMCA, Spring Branch Church, and the Tidewater Appalachian Trail Club. She is working out of the Rose and Womble Shore Drive office and received her real estate education from Alpha College of Real Estate in Virginia Beach. She isn’t bashful about admitting her love of her hometown, Virginia Beach. “My favorite city in Hampton Roads is, of course, Virginia Beach where I grew up barefoot on a bicycle. It’s home." ]]> 8 0 0 0 https://blog.roseandwomble.com/agent-spotlight-jessica-fitzwilliam-and-stormee-pettett/ Thu, 05 Sep 2013 14:56:00 +0000 http://newblog.roseandwomble.com/post.aspx?id=765ae233-37ae-45ae-ae39-e41c52ddf0bf ]]> 9 0 0 0 https://blog.roseandwomble.com/dont-let-an-ugliness-attack-get-in-the-way-of-a-great-home/ Tue, 03 Sep 2013 20:08:00 +0000 http://newblog.roseandwomble.com/post.aspx?id=65395bee-019f-47f7-9895-c3bba8bd025e Is the ugliness coming from things that are cosmetic or is it a structural issue - rooms that are too small, strange layouts? - Both can be fixed, cosmetic is often just a matter of new paint.  And structural can sometimes be changed with the right contractor - with the right amount of money. 2. Other than the ugliness factor could you picture your family living there? - Does it have the right number of bedrooms, bathrooms, and living space? Is there potential for the kitchen with some creative thinking?  If the answer is yes then it might be the house for you. 3.  Is there enough room in my budget for a makeover? - If the home is listed at the right price, or even better under, and you have the resources, time, and ideas to customize the home then it could be the right home. 4. Is it the right location for my family? - If the answer is yes and the bones are good put in an offer. These series of questions is yet another reason why it is so important for buyers to have their own representation in the process.  A Rose & Womble buyer's agent can help you get past your "ugliness attack" and on your way to getting the home you want. ]]> 10 0 0 0 ]]> https://blog.roseandwomble.com/welcome-to-the-company-jennifer-nopper/ Tue, 03 Sep 2013 15:24:00 +0000 http://newblog.roseandwomble.com/post.aspx?id=8250d382-9c2a-45e1-b58a-4ccb11607098 After teaching marketing for 26 years, Jennifer Nopper wanted a career change that would use her love of teaching and honor her family’s past. “Dad owned real estate/construction business in Richmond for over 40 years, so I guess it is in my blood.” Jennifer says. Now as an agent with Rose & Womble’s Lynnhaven Office, Jennifer is working with Mary Rumble to bridge teaching and real estate into one new and amazing career. “ I love houses and have good vision for design. I like helping people and making them happy by finding them the right home.” Jennifer says. Jennifer discovered RW through Claudia Hudgens and seems really happy with her choice. “Claudia works for RW for 37 years and likes the company. “ Jennifer adds that, “RW has a great reputation in Virginia Beach.” When she is not helping real estate clients, Jennifer loves spending her spare time with family and friends. She is also very active running and golfing. Plus she does love to shop. Jennifer is a members of the Middle Plantation Women’s Club, DECA, Virginia Association of Marketing Educators, PTSA, and is a proud alumna of Old Dominion University. She received her real estate education through Schaffer Real Estate and Moseley School. ]]> 11 0 0 0 https://blog.roseandwomble.com/welcome-to-the-company-liz-harrison-assistant-managing-broker-beach-office/ Thu, 26 Sep 2013 10:52:46 +0000 http://newblog.roseandwomble.com/?p=71 Liz Harrison is the new assistant managing broker for RW Beach Office[/caption] Rose & Womble Realty Company is happy to announce the arrival of Liz Harrison to our company as the assistant broker for our Beach Office. Liz previously worked for the company as a resale agent at our Chesapeake Office for 12 years before leaving to pursue a manager role at another firm. We are so excited to welcome Liz back into our family of companies. Liz's professional career as a real estate agent began when she and her husband were property investors. They would "flip houses" and Liz was encouraged by their friend and Rose & Womble agent Barbara Pitt to become a sales agent herself. "Barbara just spoke so highly about the company and Karen [Gaskins, Managing Broker] that it became obvious that I should become an agent and work there," says Liz. Liz left to pursue a manager's role but is excited to come back to RW. The timing was perfect for her family. "My mother has some health concerns and I needed to be closer to her. Working at the Beach office has allowed me the opportunity to continue the work I love but still be there for her," Liz says. "Plus I can walk to work." Liz is a Hampton Roads native, and holds several real estate designations including the ABR, GRI, and SFR.]]> 71 0 0 0 https://blog.roseandwomble.com/agent-spotlight-welcome-claudia-combs/ Fri, 20 Sep 2013 18:15:00 +0000 http://newblog.roseandwomble.com/?p=72 You can contact Claudia at 757-408-4966[/caption] Claudia Combs has spent her adult life serving her community.  First as a state employee and as a real estate agent.  A native of Great Bridge and the Hickory areas of Chesapeake, Claudia has been an active real estate agent for 14 years and recently made the switch to Rose & Womble Realty Company. "I needed a fresh start and chose Rose & Womble due to its position in the local market an support of the agents," says Claudia. Claudia will be working out of the Chesapeake office with managing broker Karen Gaskins. "She brings to our company 14 years of experience selling real estate in the Hampton Roads market," says Karen.  "She loves to develop a relationship with her clients that lasts a lifetime and, for some, she is on a second generation." Claudia says her favorite part of her job is when the client finds the right home. "No matter how long it takes, I like it best when the client finds their right match in their home purchase.  That is my number one priority - my client," says Claudia.]]> 72 0 0 0 https://blog.roseandwomble.com/new-homes-shows-passion-for-pets/ Wed, 25 Sep 2013 18:46:31 +0000 http://newblog.roseandwomble.com/?p=77 Kim Boykin, New Homes Agent, Brian Mullins, owner Riverstone Chop House, and Jen Barkan, New Homes Operations Manager at the Passion for Paws Event[/caption]   On September 8, 2013, Rose and Womble New Homes Sponsored the 2nd annual Passion for Paws Picnic and Whiskers Wine Tasting. The event was held at the Riverstone Chophouse and Vintage Tavern in Suffolk, VA. Several of our team members attended the event.]]> 77 0 0 0 https://blog.roseandwomble.com/anna-staylor-on-hgtvs-house-hunters/ Tue, 24 Sep 2013 15:56:58 +0000 http://newblog.roseandwomble.com/?p=78  ]]> 78 0 0 0 https://blog.roseandwomble.com/rw-foundation-raises-3500-for-military-charities/ Sat, 28 Sep 2013 19:50:03 +0000 http://newblog.roseandwomble.com/?p=93 93 0 0 0 https://blog.roseandwomble.com/112/ Mon, 30 Sep 2013 15:09:03 +0000 http://newblog.roseandwomble.com/?p=112 National Association of Realtors® the number of houses available to purchase nationally averaged a 4.9 month supply.  This means that if no other homes came onto the market it would take less than five months for all the homes to be sold.  This is called an absorption rate and a rate of five months or lower typically indicated a sellers’ market.  An absorption rate of eight months or higher indicates a buyers’ market. So what does that mean for our local market? According to numbers pulled from REIN, by the end of August 2013 the Hampton Roads real estate market had a 5.7 month absorption rate – this is down from the 6.2 month rate in 2012 significantly that like the rest of the country, Hampton Roads is increasingly becoming closer to a sellers market. But that big number doesn’t tell the full story.  Each city in Hampton Roads has a different absorption rate for different price points. For example in Virginia Beach the average list price for property is around $308,000 with an absorption rate of 4.35 months – showing a normal sellers’ market.  The City of Chesapeake has an average listing price of $261,000 with an absorption rate of 4.3.  And the absorption rates change when looking at specific price points, typically rising home prices indicates a higher absorption rate. The importance of looking at this information is that price matters when putting property on the market.  Your best bet when wanting to get into the real estate game is to talk to your favorite Rose & Womble Real Estate Agent who can go over the particulars of your market – down to the neighborhood.  This means that you can list your home at the right price and hopefully beat the absorption rate.]]> 112 0 0 0 https://blog.roseandwomble.com/willow-pond-brings-new-home-options-to-virginia-beach/ Mon, 07 Oct 2013 20:10:09 +0000 http://newblog.roseandwomble.com/?p=125

Close to Little Creek Amphibious Base, Virginia Beach Town Center, and the Norfolk International Airport is the New Homes' Community of Willow Pond.  This community is another fine community offered by Bishard Development and the homes start in the 200,000s. This 42 lot community offers cottage inspired single-family homes which options that include a bonus media room, two car garages, and in select models a 2nd floor master suite porch.  But what sets this community apart is not only the location but also the standard features including vented gas fireplaces, recessed lighting, nine-foot ceilings on one floor, granite counter tops and decorative carriage-style metal garage doors. "The cottage look is not something you see everyday in our area," says Delores Ross, site agent. "And for the price you can't beat the value.  You walk in with wooden blinds already included, granite counter tops, and recess lighting.  These are features in home that are double the price of these." The design of the community includes only one way in and one way out plus fenced yards. This means there are no through streets making it easy for families to enjoy bike rides. Delores believes that these homes are great for a family or military member. "Two of our community members are military.  With us being so close to everything I'm not surprised," Delores says. There are several designs to choose from all with options like additional third floor bedroom option with full bath.  The best deal is the 5 bedroom, 2,300 sq foot home option for $299,900. For more information about this community or any of the fine Rose and Womble New Home Communities contact Jen at 757-401-6069 or email her           [gallery ids="137,138,136,135,134,133,132,131,130,129,128,127"]      ]]> 125 0 0 0 https://blog.roseandwomble.com/brenda-rawls-invited-to-summit-for-international-real-estate-professionals/ Tue, 08 Oct 2013 11:28:19 +0000 http://newblog.roseandwomble.com/?p=144 Brenda Rawls has consistently been a leader in Hampton Roads Real Estate for her ability to move forward with new marketing techniques.  She was recognized as a international real estate leader by The Corcoran Group's exclusive, invitation only international real estate summit held in New York City. This invitation only event was for a select group of real estate professionals that added to over 93 million dollars in real estate transactions.  To be invited the members had to be real estate leaders in their own communities and had to be willing to share new ideas.   There were under 100 members from Mexico, Florida, Vermont, Connecticut, and other locations across North America. The small group was purposefully created to ensure that only the top real estate professionals were invited.  Each individual brought his/her own experience that could be share with the group. "The members of this group were extraordinary in both their ideas but their willingness to share.  I think one of the most important aspects of my career has been learning from other agents," says Brenda. Brenda was able to show off her new website, BrendaRawls.com along with several videos that high light key listings or neighborhoods Brenda is known for.  Here is an example "This is considered by many in the group to be the future of real estate marketing.  I am so happy that I'm already using this for my clients," says Brenda. Along with the learning came a tour of some exclusive NYC properties including three lower Manhattan town homes and a home in Tribeca. "What is an interesting fact is that New York City doesn't have an MLS.  Instead agents are really forced to network and promote.  You have to know someone to get access in property so relationships are important," says Brenda. The four day trip included a rooftop reception at the W Hotel which had incredible views of the city. "It's always a very good idea to get our of your own market and learn.  To get another view point and come back refreshed and bringing new ideas," says Brenda. For more information about Brenda Rawls please contact her at 757- 428-3498]]> 144 0 0 0 https://blog.roseandwomble.com/holland-road-agents-learn-how-to-take-perfect-house-photos/ Wed, 09 Oct 2013 19:20:12 +0000 http://newblog.roseandwomble.com/?p=151 Focusing on great pictures - a member of the Perfect House team at workshop[/caption] Recently some of our Holland Road agents took the time to learn some new picture techniques from local photographer Dee Akright.  Dee has been a photographer for 33 years. The agents went over how to get the best photos with the camera, how to prevent camera shake and use the flash properly.  Another point that Dee went over was tips for showing the property to its full advantage.   The agents found the class very beneficial. "A picture is worth a thousand words and if you're marketing that home you want those pictures to say good things," says Jay Jenkins, real estate agent from Holland Road office.  "Your home may sell with low quality images in the listing but you won't get the most buyers, which means you won't net the highest dollar for your home." For anyone looking to take great photos Dee suggests to begin with not replacing your camera but with investing in good support. "An inexpensive tripod for your camera is the best investment you can make towards getting better photos with the camera you have," says Dee. Jay, who is also a member of The Perfect House Team, organized the class.  He believes that learning all an agent can about taking good photos is going the extra mile for clients. "Our team really focuses on what w can do to add value to our clients.  Great photos are just one example of how we really plan every aspect of listing and selling property," says Jay. For more information about Jay and the Perfect House team please call 757- 335-6111.  To get in contact with Dee please email her at deeakright@verizon.net]]> 151 0 0 0 https://blog.roseandwomble.com/the-5-things-agents-need-to-do-to-face-new-market/ Fri, 11 Oct 2013 18:46:28 +0000 http://newblog.roseandwomble.com/?p=158 1. Forget what worked in the past and focus on today's challenges. Industries, especially real estate, cannot only focus on what worked in the past.  When businesses do this it locks them into old paradigms and doesn't allow for strong growth or new ideas.  Instead businesses must push to bring their industry where it needs to be.  For example in the area of New Homes little attention is paid to the details of websites to show off the model which is unfortunate because so many of the real estate customers being searching for homes online.  Builders are going to have to invest as much resources into their web presence as they do for their model homes.   This is because the traffic has changed from only onsite to online. 2.  Learn to be Real Focused The world is plummeting  us with information and too often the noise of it distracts us from what really matters.  In 1903, Binney & Smith Corporation decided to go after the children's market by marketing a drawing product called Crayola Crayon.  They focused their products and offers to this one sector, never going after a different market.  While other competitors diversified, Crayola stayed focused on children's creativity products.  The impact is enormous as according to a Yale study the Crayola Crayon is one of the most recognized fragrances by adults.  Children will have used over 700 crayons by the time they are 10, and today Crayola is still the largest maker of children's art supplies in the world.  They did this by remaining focused on their core market but not only relying on what worked for them in the past.  They pushed the boundaries of their category and continue to bring out new and innovative products. Real Estate needs to be the same way.  For our New Homes division it meant bringing on a strong online method to the home buying experience - and sticking to that method through the bumps.  Creating a system that allows clients to get information about our communities in a concise way that allows the New Home division to track and measure.  By doing this New Homes is able to help its clients find the perfect New Home and helps its builders with great information. 3. Surround Yourself with Great Thinkers It isn't enough to focus, really focus but industry leaders need to surround themselves with great thinkers who can push boundaries and inspire new thoughts.  Van Rose seeks out these individuals at industry conferences like the Builders Marketing Society, watching Ted Talks, or taking the opportunity to read or watch a great movie.  The point of this is when you surround yourself with great thinkers it forces you to stretch your own thinking abilities and allows you the opportunity to grow. 4.  Learn to be a Risk Taker In the past five years we've learned how to act like turtles, hiding in shells until the dust settles.  We have to stop being afraid and start being willing to risk in order to grow.  Risk is uncomfortable for most of us, it it involves uncertainty.  But, when you combine risk with great thinking you reduce the risk.  New Homes took a  risk bringing on more online methods of showing their houses and yet, it has brought great reward. 5.  Be a Person With Purpose Purpose driven people still dream, and they dream big.  Van loves Susan Boyle as an example of this.  A woman in her late 40s who dreamed of being a world class singer but from appearances people doubted her.  She took a risk by trying out for Britain's Top Talent.  She shocked the world by singing so well that it made the judges speechless. Purpose connects to the dreams we have for ourselves, and this can change as life changes.  But the point is to keep dreaming, keep risking, keep thinking, keep focused, and keep moving forward.]]> 158 0 0 0 https://blog.roseandwomble.com/the-freedom-house-preview-home-a-rama-2013/ Thu, 17 Oct 2013 11:54:22 +0000 http://newblog.roseandwomble.com/?p=200 200 0 0 0 https://blog.roseandwomble.com/home-a-rama-preview-the-retreat/ Thu, 17 Oct 2013 11:04:09 +0000 http://newblog.roseandwomble.com/?p=243 Cynthia Welch out of the Beach office - it is a 5 bedroom and 4 full bath home build by Strickland Homes.  The home features an incredible, family friendly layout, fun details ... and did we mention the views from the upstairs and downstairs deck?  For more information about this home contact Cynthia at 757-567-9090 [gallery type="slideshow" link="file" ids="166,169,167,170,171,172,173,176,178,179,183,186,190,192,193,194,196,197,233,234,235"]]]> 243 0 0 0 https://blog.roseandwomble.com/new-hope-manor-home-a-rama-2013/ Mon, 21 Oct 2013 14:56:00 +0000 http://newblog.roseandwomble.com/?p=249 Home-A-Rama is the New Hope Manor built by Tara Preston of Preston Homes and listed by Debbie Roundtree. Amazing Home built by Preston Homes Inc. featuring incredible lake views, first floor master bedroom, kids study area, and a kitchen that is delicious. This will be a truly "Uplifting Experience" to see! This home represents the Bra-Ha-Ha which helps women with preventative breast cancer awareness. For more information about this home please contact Debbie at 757-648-0999 [gallery type="slideshow" ids="250,251,252,253,254,255,256,257,258,259,260,261,262,263,264,265,266,267,268,269,270,271,272,273,274,275,276"]]]> 249 0 0 0 https://blog.roseandwomble.com/mcfreedom-house-celebrates-military/ Mon, 28 Oct 2013 13:52:38 +0000 http://newblog.roseandwomble.com/?p=280  ]]> 280 0 0 0 https://blog.roseandwomble.com/rose-womble-surprises-vistors-at-home-a-rama/ Tue, 29 Oct 2013 10:40:09 +0000 http://newblog.roseandwomble.com/?p=282 ]]> 282 0 0 0 https://blog.roseandwomble.com/welcome-marilou-briglin-lynnhaven-office/ Wed, 30 Oct 2013 17:53:16 +0000 http://newblog.roseandwomble.com/?p=284 284 0 0 0 https://blog.roseandwomble.com/greenbrier-office-celebrates-the-great-pumpkin/ Thu, 31 Oct 2013 13:06:11 +0000 http://newblog.roseandwomble.com/?p=287 Cindy Clemens won for scariest pumpkin with her "Zombie Pumpkin." "This was the first year I've entered.  I was inspired  by my husband and business partner Frank [Clemens]," Cindy says with a laugh as she describes the pumpkin with a knife stuck out of his head.  Frank wasn't available for comment. For funniest pumpkin it was the official Diva of Greenbrier, Kimberly Kello-McBride and her "Duck Dynasty Pumpkin." This pumpkin featured a beard, sunglasses, and boots. "I'm a fan of the show and I follow trends. Duck Dynasty is very popular," says Kimberly. Kimberly has also inspired pumpkin decoration.  Several years back an agent decided to decorate a pumpkin in honor of Kimberly. [caption id="attachment_288" align="alignnone" width="150"] The Greenbrier Diva, Kimberly Kello-McBride next to her "Diva" pumpkin.[/caption]]]> 287 0 0 0 https://blog.roseandwomble.com/rw-agents-are-compasses-to-buyers/ Wed, 06 Nov 2013 10:19:47 +0000 http://newblog.roseandwomble.com/?p=335 NAR Generations Report). But that is just the marketing of the property.  Once you have an offer the real work begins - making sure to get a fair price, what about closing cost assistance? Are you prepared to deal with survives, home appraisals, financing difficulties,  Home Owner's Association rules, disclosures, and home inspection reports?  Then there is title and settlement. And that is a simple transaction. A Rose & Womble agent can handle those details for you. The lesson is that your real estate agent has the compass to guide buyers to property, and when you combined it with the experience and training of a Rose & Womble agent then you have a winning combination. Contact our Customer Service department at customerservice@roseandwomble.com to get started. Let us guide to the professionals needed to sell your home.]]> 335 0 0 0 https://blog.roseandwomble.com/new-homes-ready-for-thanksgiving/ Wed, 13 Nov 2013 14:13:20 +0000 http://newblog.roseandwomble.com/?p=341 New Homes that will be ready to move into by Thanksgiving.  For more information about these or any of Rose & Womble's New Homes please contact our New Home Sales Counselor Jen at 757-744-6999    ]]> 341 0 0 0 https://blog.roseandwomble.com/rw-supports-military-families-all-year-long/ Mon, 11 Nov 2013 19:36:54 +0000 http://newblog.roseandwomble.com/?p=343 Military Benefits program which gives special special consideration, benefits and savings when you decide to purchase or sell a home. As a member, you are entitled to cash back and special savings on the cost of your next real estate transaction purchased or sold through Rose & Womble Realty Company. As member you enjoy:

• Cash rebate for your closed transaction*.
• FREE Market Analysis on your current home.
• $500 Lender Credit through Advance Financial Group.
• $50 off Loan (settlement) package* through Advance Title & Abstract.
• FREE installation and 1st month of Cox cable, telephone and high speed internet.

*Member must be enrolled throught he Military Family Program to receive these benefits. Cash rebate deducted from the purchase and/or sale side of the commission of any closed transaction through Rose & Womble Realty Company, LLC. Cash rebate may not be available on Short Sale Transactions. Mortgage Origination Fee discount provided through Advance Financial Group (a joint venture of Monarch Mortgage) and not to be used with any other Advance Financial Group incentive or promotional program. Settlement discount through Advance Title and Abstract only. Discount is shown on line 1101 of HUD-1.

 ]]> 343 0 0 0 https://blog.roseandwomble.com/help-us-feed-hampton-roads-families/ Tue, 19 Nov 2013 18:37:06 +0000 http://newblog.roseandwomble.com/?p=368

Turkey

Stuffing

Gravy

Potatoes

Peas

Corn

Green Beans

Rolls

Cranberry Sauce

Apples

Aluminum Cooking Pan

Each dinner costs $25.00 and all the families fed live right here in Hampton Roads. If you wish to help feed residents of Hampton Roads please go to www.roseandwomblefoundation.com to submit your donation.]]> 368 0 0 0 https://blog.roseandwomble.com/rw-feeds-over-850-hampton-roads-families/ Mon, 25 Nov 2013 16:46:51 +0000 http://newblog.roseandwomble.com/?p=373 album. [gallery type="slideshow" ids="374,375,376,377,378,379,380,381,382,383,384,385,386,387,388,389,390,391,392,393,394,395,396,397,398,399,400,401,402,403,404,405,406"]]]> 373 0 0 0 https://blog.roseandwomble.com/butch-boykin-finalist-for-national-award/ Wed, 04 Dec 2013 17:12:15 +0000 http://newblog.roseandwomble.com/?p=420 New Homes Division is proud to announce that Butch Boykin has been named a Silver Winner and is a Finalist for National Sales Manager of the Year from the National Association of Home Builder’s, National Sales & Marketing Council.  The award will be announced at the Nationals Gala February 4, 2014 at the Wynn Las Vegas. Butch Boykin has been with Rose & Womble for over 23 years and is a manager for several New Homes communities throughout Hampton Roads. “I am so thrilled for Butch and certainly no one I can think of is more deserving. Butch has been such an instrumental part of our success and one of the key components to the managerial staff of this company,” said J. Van Rose, President of Rose and Womble’s New Homes Division. Now in its 33rd year, The Nationals℠ pays tribute to superior sales and marketing achievements by individual professionals, homebuilders and associates, and sales and marketing councils.  The nation's largest competition for sales and marketing professionals and communities, The Nationals℠ showcases winners in distinguished national, regional, and local publications.  Winners of The Nationals℠ emerge from a painstaking three-day judging process that includes evaluation by some of the industry's finest marketing professionals, representing a wide range of disciplines and a geographic cross section. Architects and builders join marketing colleagues in the judging panels along with market-research consultants, trade publishers, and senior editors.]]> 420 0 0 0 https://blog.roseandwomble.com/jennimac-brings-experience-and-civic-duty-to-rw/ Fri, 06 Dec 2013 08:55:05 +0000 http://newblog.roseandwomble.com/?p=423 here.  ]]> 423 0 0 0 https://blog.roseandwomble.com/turkeybrigade24k/ Mon, 09 Dec 2013 19:09:11 +0000 http://newblog.roseandwomble.com/?p=427 Rose & Womble Foundation’s 21^st annual Turkey Brigade was a huge success due largely to the generosity of our agents and sponsors.  The Foundation, entirely though agent, staff, and sponsor donations raised over $24,500 dollars to feed families throughout Hampton Roads a full Thanksgiving dinner including turkey, gravy, stuffing, potatoes, apples, rolls, various vegetables, and aluminum roasting pan. “It’s the best time of year when we are working on the Brigade,” said Rose & Womble Foundation President Julia Diehl.  “It is critical for us to contribute to our community, especially with so many families still affected by the government shutdown and economy.” The Deltaville Market helped to provide the meals at a substantial discount to enable the brigade to feed as many as possible.  The items for the dinners arrived early Thursday November 21 at the Rose & Womble Harbour View location and were distributed by employees from Deltaville Market and Supervalu.  Agents and staff members from various departments and offices throughout Rose & Womble came to pick up and then distribute meals in many locations throughout Hampton Roads. Members of the USMC and USNAVY also came to collect and distribute dinners.   The following outside companies helped by donating money: Quality Homes Terry Peterson Residential Weldenfield of Virginia Hearndon Homes Cox Virginia Real Estate Program Riverstone Chophouse]]> 427 0 0 0 https://blog.roseandwomble.com/karengaskins/ Thu, 19 Dec 2013 21:10:19 +0000 http://newblog.roseandwomble.com/?p=431 431 0 0 0 https://blog.roseandwomble.com/new-homes-holiday-movie-2013/ Sat, 21 Dec 2013 14:43:41 +0000 http://newblog.roseandwomble.com/?p=435 ]]> 435 0 0 0 https://blog.roseandwomble.com/a-realtors-night-before-christmas/ Tue, 24 Dec 2013 14:26:18 +0000 http://newblog.roseandwomble.com/?p=438 Ryan Benton as he shares this lovely poem. From all of us at Rose & Womble Realty Company we wish you a blessed Holiday. ]]> 438 0 0 0 https://blog.roseandwomble.com/happy-new-year/ Mon, 30 Dec 2013 18:35:38 +0000 http://newblog.roseandwomble.com/?p=441 441 0 0 0 https://blog.roseandwomble.com/hampton-roads-living-breakfast-dining-in-the-757/ Fri, 03 Jan 2014 16:30:48 +0000 http://newblog.roseandwomble.com/?p=445 With a creative spin these doughnuts are worth waking up early to get.[/caption] One of the best, and most surprising things about Hampton Roads is the local food scene. From amazing barbeque to she crab soup we are so lucky to enjoy a wide variety of amazing places to temp our tasted buds. And RW is not in the minority.  And we're really lucky because some of the best food comes at breakfast! Recently the Virginian Pilot published its In Review: A Year of Food - in which several of its food critics summed up their impressions and favorite places for dining out. That gave me the inspiration to highlight some of my favorite places I've discovered this year. Handsome Biscuit:  2511 Colonial Ave, Park Place - Norfolk . . . The OMG of breakfast foods will make you weep with joy - seriously some delicious biscuits - sweet potato - and an ever changing cast of supporting characters including house made sodas and produce from local farms - yum.  A personal favorite is the Hella Fitzgerald - sweet potato biscuit, gravy, bacon, chicken breast fried and cheese.  The only problem is that its open 8-2 Tuesday-Sunday and the place is seriously small - only 12 seats, but its a great excuse to make friends.  This place made the list from the Pilot and it deserves a place of honor. The Egg Bistro: 5860 Harbour View Blvd, Harbour View - Suffolk . . . what a fun place to grab any of the three meals -  but breakfast is my favorite.  Local ingredients and a fun, family friendly atmosphere make this an ideal place to go out on a Sunday morning.  Make sure to try Bob's Biscuits and Gravy - the biscuits melt in your mouth and the gravy is just the right amount of creamy, spicy goodness.  Also for those hungry (or brave enough) to handle the Egg Bistro offers the Belly Buster Skillet Challenge - five pounds of eggs, cheese, sausage, veggies, roasted potatoes, and a biscuit.  If you finish it within an hour then you get the meal for free and a $100 bucks. Tommy's Restaurant: 3406 W. Mercury Blvd, Hampton . . . The classic All-American, greasy spoon doesn't get any better than this - and don't ask me but ask the line of people out the door for breakfast.  This is a place of breakfast classics - with prices to match.  No thrills or fuss - they don't even take credit cards! But, it is a Peninsula staple - trust us there are at least four other breakfast places down the road and still the locals are willing to wait in rain, sleet, and humidity to enjoy the food.  A favorite are the giant pancakes - they are fluffy, light, and perfectly golden brown.  Plus they come with eggs any style you want. O'doodle Doos: 1601 Bridge Road, Suffolk . . . With crazy flavors like Hot Mango Madness you should expect something great - and this place delivers.  The doughnuts are crispy on the outside and moist and soft on the inside, plus they have a rotating 200 flavors that they play with - everyday a new line up.  The best thing is that they do custom orders so if you have someone who wants Batman doughnuts for his birthday  you can get them here!  Worth the drive to Suffolk this place is simply delicious. Throughout the year we're going to feature more fun local places to dine - proving again and again that Hampton Roads is a great place to live.  If you have a suggestion, or want to write a review email our blogger at ricer@roseandwomble.com  ]]> 445 0 0 0 https://blog.roseandwomble.com/liz-harrison-named-managing-broker-for-beach-office/ Wed, 08 Jan 2014 17:42:16 +0000 http://newblog.roseandwomble.com/?p=450 450 0 0 0 https://blog.roseandwomble.com/top-property-mangers-for-december/ Tue, 07 Jan 2014 21:51:40 +0000 http://newblog.roseandwomble.com/?p=452 here. Kelly Guzman from our Chesapeake Property Management Office [caption id="attachment_453" align="alignnone" width="150"] To contact Kelly please call 757-383-3662 or kguzman@roseandwomble.com[/caption] Roy Scott from our Gator Road Property Management Office [caption id="attachment_454" align="alignnone" width="150"] Roy Scott can be contacted at 757-918-9286 or at rscott@roseandwomble.com[/caption] Kirsten Jeffrey from our Gator Road Property Management Office [caption id="attachment_455" align="alignnone" width="150"] Kirsten Jeffrey can be contacted at 757-292-1417 or at kjeffrey@roseandwomble.com[/caption]]]> 452 0 0 0 https://blog.roseandwomble.com/staying-local-and-independent-rose-womble/ Thu, 09 Jan 2014 17:47:06 +0000 http://newblog.roseandwomble.com/?p=460 Local is a buzzword in business today. We’re consistently being told to buy local, shop local, eat local, and be local. It makes a lot of sense – you typically get better service from your neighbors than people who are working for a huge company whose decision makers are several time zones away. Plus, you are helping the local economy keep more money and resources within the community. Buying and shopping local means that you care about your community. Yesterday one of our largest, and longest competitors announced that they were being acquired by an out of state company. This news was shocking, exciting, and bittersweet. Shocking because imagine Cowboys without Redskins, or Red Sox without Yankees, and Hokies without Wahoos? Rivalries make for great competition and for many years the company was our rival. Exciting because it’s a change and that always brings about conversation. Bittersweet because another local company isn’t really as local as it could be anymore. Is it as shocking as when the Chinese firm bought Smithfield foods – probably not. But for those of us in the real estate business this means a new thinking because the owner of this company lives in Pennsylvania not Virginia, definitely not local. Now that the announcement has been made and the changes are underway there is one remaining constant: Rose & Womble Realty Company has always been YOUR LOCAL and Home-Grown Real Estate Resource. Rose & Womble is a company that was born and bred in Hampton Roads – our owners live and work here in Hampton Roads. We are a family owned and operated business – with multiple generations working at all levels, from agents to managers. Our agents have access to the owners for guidance, advice, and mentorship. Our mangers meet regularly with the owners– face to face – to discuss real estate in Hampton Roads. Our Board of Directors members are consistently asked to speak about local real estate issues. The leadership within the company is LOCAL – not out of state – but right here in the Seven Cities. We believe that people are more important than houses – it’s our motto because it’s true. We live it everyday when we see a family close on their first house, or help a military service member move his family across the country. We live it when a new REALTOR© joins our firm or when we celebrate the 25th year of business for one of our established agents. Our administrative staffs have low turnover, which means our REALTORS© know who is supporting them throughout the transaction. But being local doesn’t mean being small or old fashioned – we have Resale, Property Management, and New Homes Divisions. We own our own residential real estate research firm and have our own title and settlement company. We have a great mortgage partner with another local firm Monarch Bank. Our agents have access to a full-time marketing department and IT department. We constantly offer training, technology upgrades, and leading industry experts to our agents and clients. That is why we the Owners, Agents, and Employees of Rose & Womble Realty Company are YOUR LOCAL Real Estate Resource in Hampton Roads, Virginia.]]> 460 0 0 0 https://blog.roseandwomble.com/its-a-great-time-to-be-a-realtor-with-rose-womble/ Mon, 27 Jan 2014 14:09:29 +0000 http://newblog.roseandwomble.com/?p=472 JoinRW.com.  With housing buying growing come be part of the ONLY firm in Hampton Roads to sell a Billion dollars of Real Estate in 2013.]]> 472 0 0 0 https://blog.roseandwomble.com/rose-womble-agent-featured-on-hgtvs-househunters/ Tue, 04 Feb 2014 18:05:55 +0000 http://newblog.roseandwomble.com/?p=478 HouseHunters. The second Rose & Womble REALTOR© to be featured on the program Liz really enjoyed the experience of taping and also helping her clients find their perfect home. “Being a Realtor comes with incredible responsibility and one that I don't take lightly.  Remember to have fun though because you get to meet a lot of great people that will stay with you throughout your entire career.  It's pretty incredible when I think back to the people I've had the opportunity to work with,” said Liz. Luckily for client Liz didn’t let a slow real estate market stop her growth.  Since 2004 Liz has been in HRRA’s Circle of Excellence Awards.  She was also the Rose & Womble New Homes Rookie of the Year, a National Silver Award Rookie of the Year, and has been nominated for National Sales Person of the Year from the Builders Marketing Society.  Not one to wait for things to happen, Liz is currently working on obtaining her Brokers license – all while working full time and taking care of her 18 month old daughter. “I love spending time with my daughter Parker. Kris [her husband] and I have a pretty active life.  I love anything outdoors.  Running, going to the gym, biking and going to First Landing State Park.  We live at the Oceanfront and enjoy going to the beach and taking Parker to play in the sand and the water,” said Liz. To learn more about Liz go visit her website and make sure to tune into HouseHunters on HGTV on February 10^th at 10:00 pm.  ]]> 478 0 0 0 https://blog.roseandwomble.com/rose-womble-offices-will-close-at-1230pm/ Mon, 03 Mar 2014 17:06:00 +0000 http://newblog.roseandwomble.com/?p=485 485 0 0 0 https://blog.roseandwomble.com/our-offices-will-open-at-1200pm-march-4th/ Tue, 04 Mar 2014 11:29:51 +0000 http://newblog.roseandwomble.com/?p=488 488 0 0 0 https://blog.roseandwomble.com/dale-chander-is-the-new-managing-broker-for-peninsula-office/ Wed, 05 Mar 2014 15:09:23 +0000 http://newblog.roseandwomble.com/?p=490 Peninsula Office. Dale has over 30 years sales experience. In 2000, he became a REALTOR© with Greg Garrett Realty.com in Newport News, VA.  He became the Principal Broker for Greg Garrett in 2003 and has been involved in thousands of real estate transactions.  He brings a wealth of experience and passion for the profession of real estate to Rose & Womble. “There is no substitute for transactions when you're leading a group. I want my agents to have faith that there is nothing they will come against in our industry that I haven’t already faced or I don’t have the resources to find the solutions,” said Mr. Chandler. Dale, a life long resident of the Virginia Peninsula is very active in several REALTOR associations, including, Virginia Association of REALTORS (VAR), Hampton Roads REALTORS Association (HRRA), and Virginia Peninsula Association of REALTORS (VPAR).  Currently he is the Chairperson of VAR Virginia Managers Council, Chairperson of VPAR Awards Committee, serves on the VAR State Public Policy Committee and the Circle of Excellence Awards Advisory Committee for HRRA.  He is also the treasurer of Temple Baptist Church. “We are so please to have Dale on our team.  His background makes him one of the qualified brokers in our business.  Dale has a way of building great teams and helping agents get the best potential for their businesses.  He is a great compliment to our great team our managing brokers,” said Ron Foresta, Resale Division President. As the Managing Broker, Dale's first goal is to help his agents build their businesses through smart action planning and maintaining the Peninsula Office's quality and professionalism.  "Rose & Womble is such a strong household name, whenever I heard people talk about [Rose & Womble] they always mentioned the quality and professionalism of the agents.  Then when I was interviewing with the leadership I realized the amount of support that the company has at its disposal.  The systems and infrastructure that they have invested in make it really it the best company for agents to align themselves with.  I'm just excited to become apart of the company." If you would like to learn more about joining Rose & Womble as a real estate agent please contact our Director of Recruitment, Kristain Livernois, at 757-332-0620 or visit JoinRW   ]]> 490 0 0 0 https://blog.roseandwomble.com/vintage-homes-brings-affordable-waterfront-living-to-western-branch/ Wed, 19 Mar 2014 14:53:55 +0000 http://newblog.roseandwomble.com/?p=496 Vintage Homes. This eight-lot community features deep water access to the Chesapeake Bay creating an intimate community in the Western Branch section of Chesapeake, VA.  The model is Vintage Homes' Dogwood, which has an optional first floor bedroom add on and has standard features like:

• Hardwood floors in the foyer, kitchen, family room, and dining room
• Ceramic Tile in Master Bath & Power room
• Wiring package for internet, phone, and cable
• Energy efficient insulation
• Granite Counter-tops in the kitchen

Vintage Homes is the same company who built the award winning community of Culpepper Landing. For more information about the open house this Saturday, March 22, Noon-4:00pm contact Joan Revell 757-621-8249  ]]> 496 0 0 0 https://blog.roseandwomble.com/mortgage-rate-information/ Mon, 24 Mar 2014 16:44:22 +0000 http://newblog.roseandwomble.com/?p=523

Newsletter-March 24th, 2014      Provided by Kevin O'Neil Kevin O'Neil Monarch Mortgage Phone: (757)289-4291 E-Mail: koneil@monarchmortgage.com Market Comment Mortgage bond prices finished the week lower which pushed rates sharply higher. The data Monday morning started us off on a bad note and that continued throughout most of the week. Industrial production rose 0.6% versus the expected 0.1% increase. Capacity use came in @ 78.8% versus the expected 78.5%. Stocks showed strong gains as a result. The Fed revised their forward outlook and mortgage interest rates skyrocketed Wednesday afternoon in response. Fed Chair Yellen’s press conference only added fuel to the fire. Better than expected weekly jobless claims piled on to an already downtrodden MBS market. Mortgage interest rates finished the week worse by almost a full discount point. LOOKING AHEAD Economic Indicator Release Date & Time Consensus Estimate Analysis Consumer Confidence Tuesday, March 25, 10:00 am, et 78.7 Important. An indication of consumers’ willingness to spend. Weakness may lead to lower mortgage rates. New Home Sales Tuesday, March 25, 10:00 am, et 525k Important. An indication of economic strength and credit demand. Weakness may lead to lower rates. Treasury Auctions Begin Tuesday, March 25, 1:15 pm, et None Important. 2Y Notes on Tuesday, 5Y Notes on Wednesday, and 7Y Notes on Thursday. Durable Goods Orders Wednesday, March 26, 8:30 am, et Up 0.2% Important. An indication of the demand for “big ticket” items. Weakness may lead to lower rates. Weekly Jobless Claims Thursday, March 27, 8:30 am, et 307k Important. An indication of employment. Higher claims may result in lower rates. Q4 GDP revision Thursday, March 27, 8:30 am, et Up 2.4% Moderately important. The aggregate measure of US economic production. Weakness may lead to lower rates. Personal Income and Outlays Friday, March 28, 8:30 am, et Up 0.1%, Up 0.2%  Important. A measure of consumers’ ability to spend. Weakness may lead to lower mortgage rates. PCE Core Inflation Friday, March 28, 8:30 am, et Up 0.1% Important. A measure of price increases for all domestic personal consumption. Weaker figure may help rates improve. U of Michigan Consumer Sentiment Friday, March 28, 10:00 am, et 79.8 Important. An indication of consumers’ willingness to spend. Weakness may lead to lower mortgage rates. Strange Similarity A little over a year ago former Fed Chairman Bernanke caused short-term turmoil in the bond market with his comments that followed the March 2013 Fed meeting. Bernanke warned that the Fed could adjust the size of monthly bond purchases in response to changing economic conditions. That ignited trader fears, a selloff of mortgage bonds ensued, and mortgage interest rates jumped higher. Last week new Fed Chair Yellen provided her own shock to the financial markets. She was questioned when the Fed expected to start raising the Fed funds rate, currently at zero, following the end of the bond buying program known as quantitative easing. Most of her responses were couched in vagueness but she provided three words, “about six months”, which sent bond prices sharply lower. Under that scenario, assuming the taper continues as expected, the Fed Funds Rate may increase in April of 2015. Market participants were expecting the Fed Funds Rates to stay near zero until the fall of 2015. The future remains uncertain. Now is a great time to take advantage of mortgage interest rates. To unsubscribe, please hit "reply" and include unsubscribe in the subject line. Copyright 2014. All Rights Reserved. Mortgage Market Information Services, Inc. www.ratelink.com The information contained herein is believed to be accurate, however no representation or warranties are written or implied.    MORTGAGE MARKET IN REVIEW Newsletter-March 24th, 2014

[contact-form subject='[Rose %26amp; Womble Realty Co Blog'][contact-field label='Name' type='name' required='1'/][contact-field label='Email' type='email' required='1'/][contact-field label='Website' type='url'/][contact-field label='Comment' type='textarea' required='1'/][/contact-form] ]]> 523 0 0 0 https://blog.roseandwomble.com/visitors-discover-olde-towne-charm-at-brokers-open/ Wed, 26 Mar 2014 15:44:42 +0000 http://newblog.roseandwomble.com/?p=611 Harbour View/Suffolk office held a lovely afternoon brokers open at the beautiful home at 106 London Street in Olde Towne Portsmouth. Ryan has several listings in the area, and is a proud resident of the Olde Towne section. Members of the Portsmouth Commonwealth's Attorney office and other local leaders stopped by to tour the home. Guests were greeted by Portsmouth's Colonel Crawford who founded the city in 1752, and were treated to historical antidotes. Crawford was a wealthy merchant and ship owner who, at various times, held office as the Norfolk County presiding court judge, high sheriff, militia lieutenant colonel, and representative of the House of Burgesses. The home, built in 1820, features six working fireplaces, covered outdoor space, an in-law suite, and master bedroom with bath.  It is currently listed for $459,000 For more information about this home or to find a great historically significant home in the area use our full home search. [gallery type="slideshow" ids="612,613,614,615,616,617,618,619,620,621,622,623"]]]> 611 0 0 0 https://blog.roseandwomble.com/top-property-managers-awards-given-out/ Wed, 26 Mar 2014 18:51:58 +0000 http://newblog.roseandwomble.com/?p=634 Hampton Roads Association of Realtors© and the Virginia Peninsula Association of Realtors©.   Rose & Womble President, CEO, and COO Art Zachary was on hand to hand out the awards and spend time with the Property Management team. "This group of people we have is one of the best we've had in a long time.  This group is the cream of the crop and that is due to the leadership of this division and its people," said Art. David Hoessly, Director of Property Management and the property managers had over 2,000 properties under their care in the past year and are looking to grow in 2014.  The Division has offices in Virginia Beach, Chesapeake, Suffolk, and Newport News. "We try to do things right and that's why we've grown to having over 2000 properties.  How successful we are is due to this team," said Art. The Top Property Managers for 2013 were: 1.  Cristina Williams, Pennisula Office 2. Vidi Singh, Virginia Beach Office 3. Laurie Locklear, Suffolk Office 4. Catrina Watson, Virginia Beach Office 5. Tracy Thompson, Chesapeake Office 6. Roy Scott, Virginia Beach Office 7. Donna McClellan, Virginia Beach Office 8. Darlene Kelly, Suffolk Office 9. Melissa Salyers, Peninsula Office  ]]> 634 0 0 0 https://blog.roseandwomble.com/virginia-beach-city-assessments-show-increases-in-property-values/ Mon, 31 Mar 2014 14:59:06 +0000 http://newblog.roseandwomble.com/?p=814 release by the City of Virginia Beach, the average assessed value for all properties in the city saw a 3.6% overall increase from the current assessment.  The average residential home, detached and attached, saw almost a $7,000 dollar increase.  According to Residential Data Bank, last year in Virginia Beach we saw existing home closings up 8.2% with an increase of home prices up 5% compared to 2012.  New homes prices were slightly down, 1.1% from 2012 but closings increased to almost 7%. These numbers are not surprising especially after reviewing Rose & Womble New Homes and Enterprises President Van Rose’s 2014 Residential Market Review for the Center for Real Estate and Economic Development (CREED).  According to data obtained by the Real Estate Information Network (REIN) and interpreted by Rose & Womble, sales for homes increased overall in the Hampton Roads market in 2013.  Existing homes had an increase of almost 11% with an average price increase of almost 4%.  New homes also saw growth with closings up almost 6% and prices up almost 5%.  Another interesting fact is that inventory for Hampton Roads overall is down 1%, while interest rates climbed up 1%. City assessments are important to understand property taxes but are rarely used to price property in the open market.  Instead the key factors that are used to price property are:

1. Location of the property
2. Current Competition – comparing the home’s size, features, and amenities to other comparable homes that are currently on the market
3. Terms of the sale
4. Condition of the home – in this market people are expecting HGTV quality compared to price – staging the home well and using great pictures of your listing can make a huge difference

What this means is that while the City of Virginia Beach is finally ready to say the market is beginning to rebound within the world of Residential real estate we can show that it has indeed rebounded, it continues to recover, and now is a great time to consider putting your home on the market.   [contact-form subject='[Rose %26amp; Womble Realty Co Blog'][contact-field label='Name' type='name' required='1'/][contact-field label='Email' type='email' required='1'/][contact-field label='Website' type='url'/][contact-field label='Comment' type='textarea' required='1'/][/contact-form]]]> 814 0 0 0 https://blog.roseandwomble.com/harbour-view-realtor-kelly-gillerlain-receives-doctriate-from-regent-university/ Mon, 31 Mar 2014 16:17:43 +0000 http://newblog.roseandwomble.com/?p=821 821 0 0 0 https://blog.roseandwomble.com/why-a-computer-shouldnt-price-property/ Tue, 01 Apr 2014 16:39:50 +0000 http://newblog.roseandwomble.com/?p=852 leading “real estate” websites, their estimate system is calculated from public and user submitted data. It is put into a computer program and out pops a price range with a high and low number. These “estimates” are then published for the public to see and use in property research. That sounds reasonable until you realize that this system is pricing property from the Atlantic to the Pacific – and everywhere else in between. There is no way this system can price property in California and Virginia and expect to be accurate in both areas.  These “real estate” websites even admit that to price homes on their sites they use a geographic area that is much larger than the neighborhood level. These sites often rely on tax assessments to get a base price and this can be a problem for getting an accurate market price because tax assessments typically lag about 12 months behind the market value where sales prices are increasing or decreasing.

Here’s how home assessments are done for tax purposes:

1. Home assessments are researched from July –December.
2. New assessments are mailed in January.  The homeowner has 6 months to challenge the new assessment.
3. In July the assessments are made then effective...one year after research.

Additionally, the assessor rarely goes into the property for a visual inspection therefore the city assessment is not a true reflection of the property's market value. The city does a relatively good assessment of the land value but misses the mark on the "improved property" (typically the house) assessment. And these are the local assessors who are unable to go into individual homes. What about these computer models that tabulate estimated market values for across the country?  If the local assessor is unable to take the time to see every single property and evaluate that way then how in the world could a computer do it, and do it accurately?  Frankly it is a disservice to the consumer that these websites are allowed to claim they are “the starting point of a home’s true value.”  These sites even say in their disclaimers that, “We encourage buyers, sellers, and homeowners to supplement information by doing other research.”  The other research they suggest: getting a real estate agent to perform a comparative market analysis (CMA). Instead of starting with this faulty system why not use a REALTOR© from the start?

So how do REALTORS© price property?

REALTORS© are searching current market conditions and pricing within the past 3-6 months and are projecting pricing trends going forward based on supply and demand forces in the local market place.  REALTORS© has evaluated the current property condition and its impact on salability of the property.  They take in account things like what the competition is doing, sales terms, and the way the market is trending, along with the location of the property.  REALTORS© use a market area to compare prices that makes sense to the consumer and not based on the algorithm.  REALTORS© tour competitive properties to see how they compare to your home and it is all of this data that goes into pricing property for the market. There is not a good shortcut in properly pricing your home for the market.  Instead start with a CMA from a Rose & Womble REALTOR© that also includes a strong marketing and negotiating plan. Simply put there is no substitute for a properly done comparative market analysis when you are ready to price your property to sell or if you are planning to make an offer on a piece of property.  Your Rose & Womble REALTOR© is a great local resource to properly price property.      ]]> 852 0 0 0 https://blog.roseandwomble.com/home-staging-front-porches-welcome-people-to-your-home/ Thu, 03 Apr 2014 13:58:07 +0000 http://newblog.roseandwomble.com/?p=958 Paint There is simply no better staging tool than a great paint color and a few hours of elbow grease.  Touching up the trim and the front door can make a big impact.  This is one area where a bright color might actually be a good thing.  Also, take a look at the railings, banisters, and any other trim work. If need be touch those areas up too.

Get to know a Powerwasher

You can rent a professional grade power washer at any home improvement store - and use that sucker to blast off the years of dirt and grime that have built up.  Powerwash stairs, brick, and stonework.

Plants

Plants can be a great addition to a porch - when they are alive and pretty.  Colorful small pots of seasonal flowers are inexpensive and can add just a touch of color.  Also hanging baskets are a great item to welcome people.

Fixtures

Take a good long look at door knobs, house numbers, and the mailbox - if they are showing signs of age or rust repair or replace to make maximum impact.

Nooks and Crannies

Make sure to remove cobwebs and any other grimy items.

Welcome Mat

Get a brand new and neutral welcome mat.  If will encourage people to wipe their feet and it allows them to think about the welcome mat welcoming them home.]]> 958 0 0 0 https://blog.roseandwomble.com/hump-day-hot-property-final-chance-to-own-a-new-carriage-home-in-seasons-at-salem/ Wed, 09 Apr 2014 18:57:52 +0000 http://newblog.roseandwomble.com/?p=1394 4365 Cattail Lane - a gorgeous three bedroom, two and half bath home with an open floor plan would be a great place to call home - and at $249,900 it is priced to move.  One of the best advantages of this home is that all the appliances, including the flat top stove and stainless steel refrigerator come with the sale, along with a year of condo fees paid for and $2500 decorator allowance.  Plus if you use the seller's preferred lender you get closing cost assistance and agents have the opportunity to get a 1% agent bonus. The Carriage Homes in the community of Seasons at Salem are popular for a reason - great style, comfort, and ease of access to some of Virginia Beach's favorite hot spots.  Minutes from Princess Anne Park, great shopping, and Live Nation, these homes are awesome.  With hard wood floors, cultured marble vanity counter tops, and private outdoor living this is a great move in ready opportunity for buyers who want to spend time enjoying their home and not fixing it up.  Platinum Homes, a 20 year old company with over 4,000 homes built,  is the builder for this community.  Locally owned and operated, Platinum Homes focuses its efforts in the Hampton Roads area.

Take a Tour of Seasons at Salem

The final homes in Seasons at Salem are ready for their first occupants - don't let the opportunity to own a quality brand new home in Virginia Beach.

How can I visit Seasons at Salem?

For more information about this new home all you have to do is Ask Jen! (757) 250-7900.]]> 1394 0 0 0 https://blog.roseandwomble.com/weekend-diy-three-great-projects-for-your-bathroom/ Fri, 11 Apr 2014 14:51:59 +0000 http://newblog.roseandwomble.com/?p=1478 Kid's Bathroom Take a great look at this super cute bathroom from Katie Bower's blog Bower Power. Easy solutions include a floating shelf for storage or for cute accessories that are just high enough to keep out of children's reach. You can easily replicate this in your own bathroom with accessories from your own home and a floating shelf kit. [caption id="attachment_605" align="aligncenter" width="200"] Great idea from Katie Bower from bowerpowerblog.com[/caption]

Mosaic Tile Bathroom Mirror

This smart blogger used leftover tile from a shower remodel to fix up an old mirror in a guest bathroom. The results are smart, cute, and very buyer friend;y for the resale market. [caption id="attachment_606" align="aligncenter" width="229"] Photo courtesy of CentsationalGirl.com[/caption]

Mirror Storage Case

This one may be a bit more advance but it's still a great DIY project for the weekend and provides awesome storage and a full length mirror. [caption id="attachment_1479" align="aligncenter" width="181"] Great storage in side this mirror[/caption] [caption id="attachment_607" align="alignleft" width="200"] Photo courtesy of Shanty-2-Chic.com[/caption]]]> 1478 0 0 0 https://blog.roseandwomble.com/hump-day-hot-property-4737-brians-way/ Wed, 16 Apr 2014 01:15:06 +0000 http://newblog.roseandwomble.com/?p=1670 4737 Brians Way is a four bedroom, two and half bathroom home in the Western Branch section of Chesapeake.  Close to Peninsula and all areas of Southside Hampton Roads, this house will be ready for its new owners in 60 days.  The community is built by Hearndon, and it surrounded by nature, making Lakes of Joliff a quiet community. This home features hardwood floors in the foyer and continue into the dining room.  The kitchen has granite counter tops, 42” cabinets, breakfast area, and pantry.  The master bathroom has ceramic tile, and the home has a two-car garage. If you want to see this home or the community of Lakes of Joliff – Just Ask Jen at (757)- 775-6998 or visit www.rwnewhomes.com ]]> 1670 0 0 0 https://blog.roseandwomble.com/staging-a-home-to-sell-mailboxes/ Thu, 17 Apr 2014 01:58:18 +0000 http://newblog.roseandwomble.com/?p=1685 For Hanging Mailboxes: [caption id="attachment_1689" align="alignleft" width="300"] Notice how this hanging mailbox matched the house number - both in shade of metal and style. While it won't scream out to buyers, ensuring a consistent look will help the over all feel of your home.[/caption] You have a hanging mailbox when it is attached to your home, usually right next to the door on the porch. This means that while it takes the Buyers’ Agent time to get out the key out of the lockbox your potential buyers have a good chance to sum up their house experience based on what the porch looks like.  Don't let such a small item cause buyers to be turned off. • Because of its closeness to the other hard wear it is important that the mailbox matches the other items on the porch. • The mailbox color should match or compliment the doorknob, house numbers, and trim of the house. • Replace a rusted out mailbox or repair. • Make sure that you give it a good cleaning – a Mr. Clean Magic Eraser will do the trick for most surfaces.      

For Post Mailboxes:

[caption id="attachment_1686" align="alignnone" width="195"] Adding fresh flowers and mulch make this mailbox very appealing. Also the box and the post match the trim of the house, lending to a uniform look.[/caption]   Post mailboxes have even more exposure because often they are located near the street. As potential buyers pass by it is so important not to over look this feature. If you have a personalized mailbox it is important to depersonalize it.  We’re sure your large bass shaped box is impressive but unless you happen to catch another angler then it might be best to replace it with a simpler mailbox design [caption id="attachment_1687" align="alignnone" width="200"] This mailbox is lovely, but too personalized for the resale market. Instead switch it out for a more neutral style that matches the home.[/caption] Some other tips: o Check for rust, loose screws, and splinters on the post – repair or replace hardware. o Paint or stain the post to match the home’s trim o Plant flowers or pretty ornamental grass along the base of the post.]]> 1685 0 0 0 https://blog.roseandwomble.com/march-2014-top-agents-resale/ Tue, 15 Apr 2014 20:43:04 +0000 http://newblog.roseandwomble.com/?p=1763 Top Sales Team: [caption id="attachment_1764" align="alignnone" width="300"] The PerfecrHouse Team from Holland Road[/caption]

Top Individual Sales Agent:

[caption id="attachment_79" align="alignnone" width="214"] Anna Staylor, Lynnhaven[/caption]

Top Listing Team:

[caption id="attachment_1765" align="alignnone" width="240"] Judy March, Lynnhaven[/caption]

Top Listing Agent:

[caption id="attachment_1766" align="alignnone" width="240"] Chuck Halman, Beach Office[/caption]

Exceptional Sales Performance:

[caption id="attachment_1768" align="alignnone" width="297"] Anna Paduovich, Lynnhaven[/caption]

Top Sales By Office:

Beach Office: Brenda Rawls Star Team Chesapeake: Your Extreme Team Ghent: Ernie Guiterrez Greenbrier: Ellen Drames Harbour View/Suffolk: Kim Hughes Holland: The PerfectHouse Team Lynnhaven: Anna Staylor Peninsula: Pam Strahorn-Roe Shore Drive: Rob Mitchell

Top Listing by Office:

Beach: Chuck Halman Chesapeake: Anna's Home Team Ghent: Carl Johansen Greenbrier: Ellen Drames Harbour View/Suffolk: Ryan Benton Holland: The PerfectHouse Team Lynnhaven: Judy Marsh Peninsula: Vince Cowling Shore Drive: Preston Magum  ]]> 1763 0 0 0 https://blog.roseandwomble.com/mortgageinfoapril24/ Thu, 17 Apr 2014 21:53:29 +0000 http://newblog.roseandwomble.com/?p=1863

Newsletter-April 21st, 2014
Provided by Kevin O'Neil	Kevin O'Neil Monarch Mortgage Phone: (757)289-4291 E-Mail: koneil@monarchmortgage.com
Market Comment Mortgage bond prices finished the week lower which pushed rates higher. The market was negative most of the week as stocks rebounded and the data came in against us. The consumer price index rose 0.2%, higher than the expected 0.1% increase. The core, which excludes volatile food and energy, rose 0.2% and was expected up 0.1%. Weekly jobless claims printed at 304k versus the expected 313k. Continuing claims fell to 2.739m versus the expected 2.794m. The Philadelphia Fed business conditions index was better than expected @ 16.6 versus the expected 9.5 mark. The MBS market closed early Thursday and was closed Friday for the holiday weekend. Mortgage interest rates rose by over 1/2 a discount point for the shortened trading week. LOOKING AHEAD Economic Indicator Release Date & Time Consensus Estimate Analysis Leading Economic Indicators Monday, April 21, 10:00 am, et Up 0.2% Important. An indication of future economic activity. A smaller increase may lead to lower rates. 2-year Treasury Note Auction Tuesday, April 22, 1:15 pm, et None Important. Notes will be auctioned. Strong demand may lead to lower mortgage rates. New Home Sales Wednesday, April 23, 10:00 am, et 452k Important. An indication of economic strength and credit demand. Weakness may lead to lower rates. 5-year Treasury Note Auction Wednesday, April 23, 1:15 pm, et None Important. Notes will be auctioned. Strong demand may lead to lower mortgage rates. Weekly Jobless Claims Thursday, April 24, 8:30 am, et 298k Important. An indication of employment. Higher claims may result in lower rates. Durable Goods Orders Thursday, April 24, 8:30 am, et Up 0.8% Important. An indication of the demand for “big ticket” items. Weakness may lead to lower rates. 7-year Treasury Note Auction Thursday, April 24, 1:15 pm, et None Important. Notes will be auctioned. Strong demand may lead to lower mortgage rates. U of Michigan Consumer Sentiment Friday, April 25, 10:00 am, et 82.4 Important. An indication of consumers’ willingness to spend. Weakness may lead to lower mortgage rates. Gas Prices Fears of energy price increases are growing with gasoline prices pushing back towards and in some areas over the $4/gallon mark. Most areas of the US have seen gas prices rise to levels not seen since last summer. This comes amid a difficult time for many people as good jobs remain scarce, the housing market struggles, and the economy remains fragile. The recent consumer price index released by The Bureau of Labor Statistics showed higher than expected overall prices despite the fact gasoline prices in March were lower which offset price increases in food and shelter. Signs that gasoline prices are now increasing are not a welcome sight with price pressures already a concern. The U.S. Energy Information Administration reported April 14, 2014 that the price of regular gasoline averaged $3.579 per gallon across the country. The Gulf Coast had the lowest average prices while the West Coast had the highest. Many analysts blame the price increases on global political instability especially in oil producing countries. Others point to refinery supply issues tied to a changeover from winter formulations to summer formulations. Increased demand by consumers during the holidays also plays a role. Most predict that prices will continue to escalate into the summer but there is some hope that increased domestic production can help keep prices in check. To unsubscribe, please hit "reply" and include unsubscribe in the subject line. Copyright 2014. All Rights Reserved. Mortgage Market Information Services, Inc. www.ratelink.com The information contained herein is believed to be accurate, however no representation or warranties are written or implied.
MORTGAGE MARKET IN REVIEW	Newsletter-April 21st, 2014

]]> 1863 0 0 0 https://blog.roseandwomble.com/lynnhaven-men-walk-in-her-shoes/ Fri, 18 Apr 2014 18:15:11 +0000 http://newblog.roseandwomble.com/?p=1915 Lynnhaven Men Raise Awareness to Stop Violence Against Women   A few men from Rose & Womble’s Lynnhaven office decided to put a huge step forward in the fight against domestic violence by participating in the  3^rd annual Walk a Mile in Her Shoes, a men’s march to stop rape, sexual assault, and gender violence. Managing Broker John Daly, Assistant Managing Broker Norman Thomas, and REALTORS® Mike Harvey and Will Araiza all participated in the walk which happened at the World Trade Center building in Norfolk.  These men got involved with the march after hearing about the event from Denise Britt, a REALTOR® also from the Lynnhaven office. “I got involved with this cause after participating in our office helping to remodel several rooms at the YWCA in Norfolk.  The Rose & Womble Foundation and our office worked to raise fund and after that I wanted to do more,” said Denise. Denise, who used to work as a hair stylist, lost a client to domestic violence helped to co-form a non-profit organization called Daughters of Life.  The organization works to help families in crisis, provide scholarships, and other forms of out reach.  Her organization helped to remodel other rooms at the YWCA. “Being a REALTOR® I help people find shelter, and that is what Daughters of Life is all about, helping to provide safe shelter for those in need.  I want to encourage other members of Rose & Womble to join me because it’s a perfect partnership to what we already provide,” said Denise. Mike Harvey, one of the men who participated, said that the event gave him a better appreciation for women.  He borrowed the shoes from his girlfriend. “Well my feet hurt, and my calves are killing me.  I don’t know how women walk in these shoes.  But seriously, this was a great cause because its important to bring awareness of an issue that I feel doesn’t get enough attention.” Mike plans to make this an annual event, and Denise really wants to have 100 men from Rose & Womble there next year. “I will beg if I have to but I won’t take no for an answer. I’m really proud of my four guys this year and I know there are other men in our company who are willing to take a step to help women,” says Denise. For more information about Daughters of Life please visit their website.   [gallery type="slideshow" ids="1920,1921,1922,1923,1924,1918" orderby="rand"]    ]]> 1915 0 0 0 https://blog.roseandwomble.com/more-americans-believe-real-estate-is-the-best-long-term-investment/ Tue, 22 Apr 2014 00:30:30 +0000 http://newblog.roseandwomble.com/?p=1928 Gallup poll, more Americans believe that real estate is a better long-term investment. Compared to gold, stocks, bonds, and savings accounts, real estate was the strongest investment type according to Americans whose household income was $75,000 dollars and above. This is another sign that the real estate recovery is here and growing strong. If you think you’re ready to diversify your portfolio then now is the time to jump in. Rates are still very favorable but housing prices are starting to increase. Don’t let the market pass you by, speak to a Rose & Womble REALTOR® about investing long term in residential real estate. ]]> 1928 0 0 0 https://blog.roseandwomble.com/staging-a-home-to-sell-deep-cleaning/ Thu, 24 Apr 2014 15:53:16 +0000 http://newblog.roseandwomble.com/?p=1903 What To Do Air Conditioner & Heater

• Change the filters in the furnace
• Schedule a service in early spring to check the system out – you want to make sure the system works before buyers tour

Windows

• Squeegee with water/ammonia mix – works better than glass cleaner
• Clean on a cloudy day – less streaks
• Touch up the windowsills with paint, inside and out
• Repair loose glass

De-Griming

• Wash down the walls and doors – a mixture of trisodium phosphate and water should work.
  • Concentrate this cleaning in bathrooms and kitchen
  • Soak cotton balls in bleach and place them in mildewed corners of showers when you start cleaning the bathroom.  Remove them when you’re done and the mildrew will be gone.
  • Use rubbing alcohol to clean caulking – or consider replacing the caulking
  • Disinfect and whiten toilets with chlorine bleach.  Let sit for 10 minutes to kill germs – wear gloves!
  • Remove mildew from floors and walls by spraying a mixture of ½ cup chlorine bleach, 1/3 cup powdered laundry soap and 1 gallon hot water, working from the base of the wall up.  Wear gloves!

Fridge & Freezer(yes people will look)

• With a trash can and large cooler on hand, take out all fridge and freezer contents.  Throw away old and expired items and place the remaining perishables in the cooler.
• Scrub down all the interior surfaces, including rubber gaskets around the doors
• Re-organized the contents as you put them back by category.  Local organizational expert Amy Volk has a great plan for this on her blog, Simplified Living.

Floors

• Vacuum hard surfaces first
• Wax the floor and seal when dry to protect
• Rent or hire a professional carpet cleaning service.

Odds & Ends

• Smoke detectors – test, clean, and change the batteries
• Water Valves – open and close the main water values and check for leaks
• Fire Extinguishers – recharge and check dates

Exterior

• Check your roof and gutters for leaves and debris.
• Patch cracks in the driveway, patio, paths, and sidewalk
• Power wash wooden decks and surfaces
• Fix squeaky doors and windows
• Have your chimney and furnace serviced

Information came from Peter Walsh]]> 1903 0 0 0 https://blog.roseandwomble.com/rose-womble-number-1-in-march/ Wed, 23 Apr 2014 19:48:36 +0000 http://newblog.roseandwomble.com/?p=1933 1933 0 0 0 https://blog.roseandwomble.com/rw-new-homes-spring-open-event-come-see-north-shore/ Thu, 24 Apr 2014 12:53:59 +0000 http://newblog.roseandwomble.com/?p=1940 North Shore at Ridgley Manor is situated along the shores of Lake Smith with easy access to Town Center, military bases, and of course Virginia Beach's best beaches.  This  open four bedroom ranch plan is designed with modern living - especially as one story houses are becoming increasingly popular.  There is a bonus room and sun room - and the master bath features a jetted tub, and did we mention the 1/3 acre lot and fully sodded yard?  Listed at $473,050 and built by Terry Peterson Residential, the buyers of this home can receive the home in 45 days and get 2% closing cost assistance when using preferred lender. To find out more information about this home all you have to do is Ask Jen at 757-774-6999 or visit our Spring Open Webpage [gallery type="slideshow" ids="1941,1942,1943,1944,1945"]    ]]> 1940 0 0 0 https://blog.roseandwomble.com/rose-womble-realty-wins-best-of-757-award-from-coastal-virginia-magazine/ Thu, 24 Apr 2014 14:02:33 +0000 http://newblog.roseandwomble.com/?p=1947 Coastal Virginia Magazine’s annual Best of the 757 awards. Thank you to everyone for taking the time to vote and passing along the information to your spheres. Coastal Virginia Magazine (formerly Hampton Roads Magazine) has an annual circulation of over 320,000 people throughout the Hampton Roads area and other regions including Richmond and parts of North Carolina. Some facts about the readers of this magazine • Average household income $74,000 • 84% are home owners • 56% of readers are women Congratulations to our entire team:  from our amazing accounting department, our sales secretaries, the assistants, the managers, and of course our agents. You all deliver amazing service everyday, delighting clients and act as living examples of Best of 757. We could never be our best without all of you. Just another reason why Rose & Womble is Your Real Estate Resource in Hampton Roads!]]> 1947 0 0 0 https://blog.roseandwomble.com/rw-new-homes-open-sajo-farm/ Thu, 24 Apr 2014 16:25:17 +0000 http://newblog.roseandwomble.com/?p=1950 Sajo Farm Clubhouse and Pool are just a few reasons why this community is a great place to live [caption id="attachment_1951" align="alignnone" width="600"] Sajo Farm in Virginia Beach is ideally located to beaches, Town Center, and bases. Just ask us why we love this adorable community.[/caption] Super cute community in Virginia Beach that features wonderful amenities including community pool, gym, clubhouse, and yard maintenance.  Plus craftsman style homes and wonderful features throughout the home.  Want more information just Ask Jen 757-774-6999  ]]> 1950 0 0 0 https://blog.roseandwomble.com/rose-womble-new-homes-event-virginia-beach-new-homes/ Thu, 24 Apr 2014 14:45:58 +0000 http://newblog.roseandwomble.com/?p=1956 1956 0 0 0 https://blog.roseandwomble.com/throwback-thursday-brenda-rawls-could-hold-the-entire-mls/ Thu, 24 Apr 2014 15:28:45 +0000 http://newblog.roseandwomble.com/?p=1959 Brenda Rawls is a beloved figure around Rose & Womble - not only is she a powerhouse of a real estate agent - her team is consistently one of the top in the entire company - but she also shares her wealth of knowledge with our agents and staff.  One of the other things she is known for is being innovative with marketing pieces - including this gem of a photo for an ad she ran in the 1980s.  For Throwback Thursday Brenda gave us access to some of her past advertising and here is what is interesting - while the style and photos may be out of date the message is not.  She delivers a clear message of quality, professionalism, and high class service throughout her marketing.  The same is today and its a lesson that many agents can learn from her.  We're so thankful to have her as part of our team here at Rose & Womble.]]> 1959 0 0 0 https://blog.roseandwomble.com/rw-new-homes-open-welcome-to-summer-park-in-chesapeake/ Fri, 25 Apr 2014 13:46:09 +0000 http://newblog.roseandwomble.com/?p=1962 Stephen Alexander Homes know how to put together an award winning community.  The new home ready for move in at 1964 Reefwood Road and listed at $401,729 is just another example of this tradition of excellence.  Beautiful Farm House design by award winning Builder Stephen Alexander Homes. Nicely appointed home to include granite countertops in the kitchen, and hardwood floors throughout the downstairs. Large Screened in Porch on the rear of the home with a full front porch on the front of the home.  Open Floor plan with 10ft ceilings downstairs and 9 ft ceilings upstairs.  Tiled Master Shower, and Soaking Tub create a master suite retreat. For more information about this New Homes Just Ask Jen! 757-774-6999    ]]> 1962 0 0 0 https://blog.roseandwomble.com/rw-new-homes-open-chesapeake-and-elizabeth-city-offer-great-new-homes-ready-for-move-in/ Fri, 25 Apr 2014 14:08:51 +0000 http://newblog.roseandwomble.com/?p=1970 Check out all of our inventoried new homes or just Ask Jen 757-774-6999]]> 1970 0 0 0 https://blog.roseandwomble.com/rw-new-homes-open-the-retreat-at-greenbrier/ Fri, 25 Apr 2014 16:22:18 +0000 http://newblog.roseandwomble.com/?p=1975 The Retreat at Greenbrier, built by Weldenfield of VA is a thriving community for the active adult 55+ who is ready to enjoy a lifestyle as busy as you want to be.  The amazing amenities include :

• Community Club House
• Heated Outdoor Swimming Pool
• Stocked Fishing Lakes
• Lighted Walkways
• Community Garden Plots
• Outdoor lounge area with fire pit

One of the best features of the community is the maintenance free lifestyle - you won't spend your time mowing grass or cleaning out gutters.  You instead get to focus on your free time pursuits.  And Retreat at Greenbrier is centrally located in Hampton Roads - minutes from Virginia Beach, Portsmouth, Norfolk, and a quick drive to the Peninsula or Outer Banks. There are currently two homes that are only days away from being move-in ready. 1406 Carrolton Way : This is a three bedroom, three full bath home in the popular Asheville plan with sun room & bonus room with bath, ready in 60 days! Choose your cabinets, countertops & flooring. $10,000 design allowance. 2-car garage, spacious front porch & a maintenance free community! 1427 Carrolton Way: Spacious and elegant four bedroom and three full bath home is designed using the elegant Dogwood Plan.  Bright open floor plan with downstairs master bedroom, and additional first floor space that could be either an office or bedroom.  The two car garage, screen porch, patio, and front porch create plenty of room for storage and relaxation.  Plus the upstairs features two additional bedrooms and a loft - perfect for guests.[gallery type="slideshow" ids="1981,1976,1977,1978,1979,1980,1982,1983,1984"]

For more information about these homes Just Ask Jen! 757-774-6999

]]> 1975 0 0 0 https://blog.roseandwomble.com/rw-new-homes-open-suffolk/ Sat, 26 Apr 2014 03:56:46 +0000 http://newblog.roseandwomble.com/?p=1986 Kings Fork Farm, River Bluff, and  Saddlebrook Estates.  To see all these amazing homes all you need to do is Ask Jen! 757-774-6999]]> 1986 0 0 0 https://blog.roseandwomble.com/rw-new-homes-open-stockbridge-in-elizabeth-city/ Fri, 25 Apr 2014 19:48:33 +0000 http://newblog.roseandwomble.com/?p=1990 Stockbridge at Tanglewood is located just off the Route 17 bypass off Halstead Boulevard in the city's newest area of growth. The neighborhood enjoys promximity to new shopping centers and conveniences, plus is just minutes from Southeastern Virginia. The single-family homes here are family-friendly designs at extremely attainable pricing, starting from the mid $100's Located where the narrows of the Pasquotank River open up and the river begins widening out on its course to the Albemarle Sound, Elizabeth City is the economic and commercial hub of the northeastern North Carolina mainland. This quaint community has a picturesque waterfront featuring historic buildings and a "Main Street America" feel. The town has experienced a revitalization that includes new docks and boat facilities, shops, and most recently, the Museum of the Albemarle's new facility. In addition, Elizabeth City is host to the U.S. Coast Guard's largest base of operations on the East Coast.   [gallery type="slideshow" ids="1991,1992,1993,1994,1995"] Here are two wonderful homes that are ready for you to come home to: 1403 Elder Street: Ranch style home with large great room with cathedral ceilings and gas fireplace open to kitchen with granite counters tops and stainless steel appliance package. Master bath has separate shower and large soaking tub. Patio and one-plus attached garage makes this a real bargain. Listed at $169,900. 1413 Elder Street: 2-story home. Some of the many features include a gas fireplace, tray ceiling in dining room and a kitchen island. Luxury master bath with jetted garden tub and separate shower. 2-car attached garage and natural gas heat makes this home a winner.  

For more information about these just Ask Jen! (757) 774-6999

]]> 1990 0 0 0 https://blog.roseandwomble.com/rw-new-homes-open-river-bluff/ Sat, 26 Apr 2014 15:10:57 +0000 http://newblog.roseandwomble.com/?p=2003 Platinum Homes 2608 River Watch Drive: This four bedroom, two and half bath house is ready for someone to turn it into a home.  Includes gourmet kitchen with granite countertops, 42" cabinets and stainless steel appliances. 2527 Saint Martin Drive Wonderful open floor plan with 4 bedrooms and open loft. Beautiful marsh and river views! Granite counter tops in kitchen with 42" uppers. CT in MBA and Kitchen. Hardwoods throughout downstairs. [caption id="attachment_2002" align="alignnone" width="600"] Great homes ready today[/caption]]]> 2003 0 0 0 https://blog.roseandwomble.com/rw-new-homes-open-great-new-homes-in-norfolk-and-portsmouth/ Mon, 28 Apr 2014 13:06:19 +0000 http://newblog.roseandwomble.com/?p=2006 2006 0 0 0 https://blog.roseandwomble.com/rw-new-homes-open-affordable-new-construction-throughout-norfolk/ Mon, 28 Apr 2014 13:36:08 +0000 http://newblog.roseandwomble.com/?p=2009 Coleman Place - the Azalea model features bamboo flooring on the first floor, three bedrooms and two and half bathrooms.  The kitchen and baths both have granite counter tops. Ballentine Place: the Azalea model features bamboo flooring on the first floor, three bedrooms and two and half bathrooms.  The kitchen and baths both have granite counter tops. For more information about these homes just Ask Jen: 757-774-6999]]> 2009 0 0 0 https://blog.roseandwomble.com/rw-new-homes-open-bay-oaks-harbor/ Mon, 28 Apr 2014 13:57:22 +0000 http://newblog.roseandwomble.com/?p=2013 2013 0 0 0 https://blog.roseandwomble.com/rw-new-homes-open-last-chance-to-buy-new-at-the-rotunda/ Mon, 28 Apr 2014 14:22:11 +0000 http://newblog.roseandwomble.com/?p=2019 The Landmark of Downtown Norfolk has two opportunities left to purchase brand new.  Don't miss your chance to be in the coolest building in the Downtown Norfolk skyline.

Want to know more? Just Ask Jen! 757-774-6999

[caption id="attachment_2022" align="alignnone" width="600"] The LAST new penthouse in The Rotunda is also the best and biggest.[/caption]]]> 2019 0 0 0 https://blog.roseandwomble.com/rw-new-homes-open-first-watch-in-portsmouth-offers-family-friendly-living/ Mon, 28 Apr 2014 14:55:30 +0000 http://newblog.roseandwomble.com/?p=2026 First Watch at River Pointe is family friendly and has great features like fountains and playground.  Built by Gee's Group we have two listings that are ready for you to lay down the welcome mat.  Gated community, playground, and the houses are  brick on 3-sides. Easy interstate access to Naval & Coast Guard bases & shipyard.. Special VA financing. 109 Faro Lane:  Ranch Model w/bonus room option above Kitchen makes a great guest bedroom/office/'man cave'. Open floor plan with fantastic Kitchen.  Click here to see a virtual tour 138 Lighthouse Lane:  The Cape May has a beautifully designed side entrance to this lovely home. Stepping inside you’ll love the way the large family room is open to the bright kitchen and breakfast nook, perfect for spending time together! The first floor also features a flex room that would make a perfect office, game room or a fourth bedroom. Upstairs you’ll find three wonderful bedrooms including a master suite with a large walk-in closet. You’ll also enjoy the generous laundry room that is located near all 3 bedrooms, so no more carrying laundry up and down the stairs! This home also has a one car garage.

If you want more information about this community then just Ask Jen: 757-774-6999

[gallery type="slideshow" ids="2029,2027,2028,2030,2031,2032,2033,2034,2035"]]]> 2026 0 0 0 https://blog.roseandwomble.com/rose-womble-agents-share-secrets-to-their-success/ Mon, 28 Apr 2014 20:22:09 +0000 http://newblog.roseandwomble.com/?p=2037 Two "Ask the Expert" Panels highlight the importance of coming up with a plan and staying the course On Wednesday April 23rd Rose & Womble Realty Company's agents, managers, and staff gathered at the Hampton Roads Association of REALTORS® building for the start of the 2014 Educational Series.  The Educational Series was created to give our agents the opportunity to attend high level educational programs that help them to build their business without any additional cost.  This is one of the many #RWPerks that have become known in the Hampton Roads area that Rose & Womble provides for its agents. For this session two panels of experts gathered to share best practices, tips, and tricks of how they built their successful businesses.  The first session had Tim Cochran and Beth Hughes from our Lynnhaven office, Sara Lannom from the Beach office, David Tortolini from our Peninsula Office, and Jenny Lovell from our New Homes Division who is the site agent at Sajo Farm built by Terry Peterson Residential. The second session featured Ryan Benton from Suffolk Office, Anna Staylor from Lynnhaven, David Wilkey from Chesapeake Office, Brenda Rawls from the Beach Office, and Wendy Halman from New Homes who is the site agent for Summer Park built by Stephen Alexander Homes. Each agent brought a different story and method for how he or she works in their business, but there were some consistencies that they all agreed upon.

1. Open Houses and Duty Time are an important builder of business
2. The client should come first in the transaction and in your business - when that happens you build loyalty for life
3. Work the sphere - let people know you are still their destination for real estate
4. This is a career that is a ton of work but the rewards are so great.
5. Rose & Womble gives them many tools and support.  It was the best decision to align themselves with this brand.

These educational sessions allow each division to come together to share ideas and fellowship.  If you are ready to talk about a career in Real Estate with Rose & Womble contact our Director of Career Development, Kristian Livernois at 757-340-6655 or visit www.joinrw.com [gallery ids="2070,2065,2058,2050,2049,2048,2047,2046,2045,2044,2043,2042,2041,2040,2039,2038"]]]> 2037 0 0 0 https://blog.roseandwomble.com/rw-new-homes-open-river-club-at-twin-island-in-hayes/ Tue, 29 Apr 2014 13:09:33 +0000 http://newblog.roseandwomble.com/?p=2075

Contemporary new home designs

Modern gourmet kitchens

Spacious family rooms

Plenty of flexible space

Architecturally distinct exterior themes

7174 Cooks View Lane is a four bedroom and three and half bath Colonial style home that has amazing views from the balcony.  With a breakfast area and screened porch there are plenty of places to sip coffee or read a book.  For more information about this home just Ask Jen! 757-774-6999[gallery type="slideshow" ids="2076,2077,2078,2079"]]]> 2075 0 0 0 https://blog.roseandwomble.com/top-new-homes-agents-march-2014/ Tue, 29 Apr 2014 20:23:31 +0000 http://newblog.roseandwomble.com/?p=1857 1. Nell Gallagher and Martha Root - Saddlebrook in Suffolk, VA

2. Jay Osborough - Kings Fork Farm - Suffolk, VA

3. Joan Revell and Doreen Giuliano - Culpepper Landing, Chesapeake, VA

4. Rob Mitchell and Carmon Pizzanello - Seasons at Cahoon, Chesapeake, VA

5. Deloris Morgan and Julie Scott - Lakes of Joliff, Chesapeake, VA

6. Scott Berry and Wendy Kelly - Ashville Park: Rainer Village, Virginia Beach, VA

7. Patty Finein and Linda Jones - Culpepper Landing (HH Hunt), Chesapeake, VA

8.  Kelly Hollowell - Affordable New Construction, Hampton Roads, VA

9. Lois Schultz and Delores Ross - Madison Landing and Willow Pond, Virginia Beach, VA

10. Monique Summerlin - North Shore at Ridgley Manor, Virginia Beach, VA

]]> 1857 0 0 0 https://blog.roseandwomble.com/local-means-strong-homes-sales/ Tue, 29 Apr 2014 17:04:14 +0000 http://newblog.roseandwomble.com/?p=2083 Our partnership with Leading Real Estate Companies of the World® is one of our best assets. Many times our agents go out into the field and they highlight their local advantage - and that is something to be proud of, but we've had potential clients come back and say "Well such and such has international connections?" So do we . With our connection to Leading Real Estate Companies of the World® we help people move to and from Hampton Roads everyday - to overseas to across the street.  Our referral network sends over 30,000 broker-to-broker referrals a year and an industry-leading conversion rate of 42%. In the latest issue of RIS Media Real Estate Magazine, the cover story is about why Local is Back.  In the article they highlights that local businesses are becoming more popular with consumers.  We've seen it in Hampton Roads, people are opting for a local business option than a national chain or franchise.  Real Estate is no exception. According to the article quality, locally owned real estate firms are out performing their nationally chained back rivals.  At least 30 regions were highlighted as being led in transactions on both the selling and buying side by locally, independently owned real estate firms. BTW: Virginia Beach/Norfolk was listed - and guess what Rose & Womble is that market leader. For Rose & Womble being independent is the only way we want to do business- it gives us the flexibility to more quickly adapt to changing markets, the needs of our agents and employees, and allows us to be Hampton Roads Local Real Estate Resource because our decision makers live and work here.  Buy local and stay local but if you need to move across the country or across the world we can help with that too.  ]]> 2083 0 0 0 https://blog.roseandwomble.com/latest-mortgage-information/ Tue, 06 May 2014 15:10:09 +0000 http://newblog.roseandwomble.com/?p=2095

Newsletter-May 5th, 2014
Provided by Kevin O'Neil	Kevin O'Neil Monarch Mortgage Phone: (757)289-4291 E-Mail: koneil@monarchmortgage.com
Market Comment Mortgage bond prices finished the week higher which pushed rates lower. The data was mixed throughout the week which resulted in continued up and down rate movements. The ADP employment report was stronger than expected and showed an increase of 220k versus the expected 215k increase. Advance Q1 GDP rose 0.1%, weaker than the expected 1% increase which was very rate friendly. Q1 Employment Cost Index rose 0.3% versus the expected 0.5% increase which was also rate friendly. The Fed kept rates unchanged and continued to taper asset purchases by $10 billion.  Unemployment came in lower than expected at 6.3%. Non-farm payrolls rose 288k versus the expected 205k increase and the MBS market initially sold off. Fortunately there was some flight to quality buying late Friday morning in reaction to reports of continued tension in Ukraine which helped counter the negative movements associated with the employment report. Mortgage interest rates fell by about 1/4 a discount point for the trading week despite the continued volatility. LOOKING AHEAD Economic Indicator Release Date & Time Consensus Estimate Analysis Trade Data Tuesday, May 6, 8:30 am, et $43.5b Important. Affects the value of the dollar. A falling deficit may strengthen the dollar and lead to lower rates. 3-year Treasury Note Auction Tuesday, May 6, 1:15 pm, et None Important. Notes will be auctioned. Strong demand may lead to lower mortgage rates. Preliminary Q1 Productivity Wednesday, May 7, 8:30 am, et Up 1.2% Important. A measure of output per hour. Improvement may lead to lower mortgage rates. 10-year Treasury Note Auction Wednesday, May 7, 1:15 pm, et None Important. Notes will be auctioned. Strong demand may lead to lower mortgage rates. Consumer Credit Wednesday, May 7, 3:00 pm, et $13.56b Low importance. A significantly large increase may lead to lower mortgage interest rates. Weekly Jobless Claims Thursday, May 8, 8:30 am, et 339k Important. An indication of employment. Higher claims may result in lower rates. 30-year Treasury Bond Auction Thursday, May 8, 1:15 pm, et None Important. Bonds will be auctioned. Strong demand may lead to lower mortgage rates. Trade Data In the distant past the US economy tended to be viewed as relatively unaffected by economic activity abroad. However, increased trades with other countries and an increased reliance on foreign purchases of US debt have generated a greater awareness of trade-related issues. The exchange rate of the dollar and foreign trade flows are interrelated. One must buy dollars to purchase US exports, and sell dollars to buy imports. Likewise, foreign investment in US debt requires the purchase of US dollars, and is thus affected by exchange rates. Each month the Commerce Department gathers an enormous amount of detailed data on exports and imports. The data is broken between goods and services trade. The overall trade balance is the dollar difference between US exports and imports on a seasonally adjusted basis. The report highlights trade flows between the US and various partners. Since the mid-1970’s, US imports of consumer and capital goods have exceeded exports, so a merchandise trade deficit has existed. The US has always maintained a service trade surplus, and because this surplus is not enough to offset the merchandise trade deficit, a net export deficit has resulted. Due to the overwhelming amount of data considered, trade is difficult to forecast, and can present surprises. For a variety of reasons, the financial markets will often be unaffected by surprises in trade data. However, the data still has the ability to cause mortgage interest rate volatility in this jittery environment. To unsubscribe, please hit "reply" and include unsubscribe in the subject line. Copyright 2014. All Rights Reserved. Mortgage Market Information Services, Inc. www.ratelink.com The information contained herein is believed to be accurate, however no representation or warranties are written or implied.
MORTGAGE MARKET IN REVIEW	Newsletter-May 5th, 2014

]]> 2095 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-grassfield-meadows/ Wed, 07 May 2014 19:46:23 +0000 http://newblog.roseandwomble.com/?p=2098 Grassfield Meadows is our Humpday Hot Property NEW CONSTRUCTION IN GRASSFIELD! Brandywine has first floor master. Formal dining room w/hardwood, large open gourmet kitchen with granite counter tops and custom cabinets. First floor utility room. One acre lots. For more information about this or any of Rose & Womble's New Homes Just Ask Jen! 757-774-6999]]> 2098 0 0 0 https://blog.roseandwomble.com/meet-the-agents-mothers-day-edition/ Fri, 09 May 2014 14:54:28 +0000 http://newblog.roseandwomble.com/?p=2101 Rose & Womble New Homes: Cindy and Heather Godsell from The Retreat at Greenbrier

Rose & Womble Resale:  Kim Wilkey and Kesha Wilkey-Prim - Chesapeake Office

Rose & Womble Property Management: Cristina Williams & Meredith Hodges

]]> 2101 0 0 0 https://blog.roseandwomble.com/art-zachary-visits-advance-title-and-greenbrier-office/ Tue, 13 May 2014 15:17:38 +0000 http://newblog.roseandwomble.com/?p=2105 Leadership Staying In Front with Our Team Art Zachary, President, COO, and CEO of Rose & Womble Realty Company spent some time last week visiting the sales and training meetings of Advance Title & Abstract and Greenbrier Resale Offices. He spoke to our team members about how well he thought the two were working and how the company as a whole is moving forward a s the only large real estate company in Hampton Roads that is locally owned and independent from a national franchise or company. "I get calls often from other companies wanting us to sell. I tell them that we're happy in our position and especially with our people," said Zachary. Advance Title is a major partner with Rose & Womble and they consistently receive top reviews from clients.  Zachary happily sang the praises of this division in front of their Vice President, Debbie Ferguson. "You all work so hard.  I was able to read some of the reviews and boy I'm just so glad we have such a great group of professionals working with us," said Zachary Zachary also spoke about the growing efforts of Rose & Womble's Charitable Arm, The Rose & Womble Foundation - and he spoke about the automatic donation program the company has set up. Agents and employees are able to set up an automatic donation from closings or paychecks and that money goes directly to the Foundation's General Fund. [caption id="attachment_2117" align="alignleft" width="323"] Art Zachary speaks with Greenbrier REALTOR® Robert Cardova at a recent sales meeting.[/caption] "Ten dollars will never seem like a lot for you, but when we add it up together we can do amazing things. Last year the Foundation was able to donate money to Vanguard landing and Gold Star Moms - both of those organizations were suggestions from our agents," said Zachary. "We want this organization to be useful for causes locally in Hampton Roads, but we need all hands on deck." To find out more information about the Rose & Womble Foundation please visit RoseandWombleFoundation.org. If you would like to donate contact Ramona Rice at ricer@roseandwomble.com.]]> 2105 0 0 0 https://blog.roseandwomble.com/rw-new-homes-top-ten-communities-in-april/ Wed, 14 May 2014 00:05:40 +0000 http://newblog.roseandwomble.com/?p=2129 2129 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-first-watch/ Wed, 14 May 2014 12:13:44 +0000 http://newblog.roseandwomble.com/?p=2132 First Watch at River Pointe is family friendly and has great features like fountains and playground. Built by Gee's Group we have two listings that are ready for you to lay down the welcome mat. Gated community, playground, and the houses are brick on 3-sides. Easy interstate access to Naval & Coast Guard bases & shipyard.. Special VA financing. 109 Faro Lane: Ranch Model w/bonus room option above Kitchen makes a great guest bedroom/office/'man cave'. Open floor plan with fantastic Kitchen. Click here to see a virtual tour 138 Lighthouse Lane: The Cape May has a beautifully designed side entrance to this lovely home. Stepping inside you’ll love the way the large family room is open to the bright kitchen and breakfast nook, perfect for spending time together! The first floor also features a flex room that would make a perfect office, game room or a fourth bedroom. Upstairs you’ll find three wonderful bedrooms including a master suite with a large walk-in closet. You’ll also enjoy the generous laundry room that is located near all 3 bedrooms, so no more carrying laundry up and down the stairs! This home also has a one car garage.

If you want more information about this community then just Ask Jen: 757-774-6999

[gallery type="slideshow" ids="2029,2027,2028,2030,2031,2032,2033,2034,2035"]]]> 2132 0 0 0 https://blog.roseandwomble.com/resale-top-agents-for-april/ Wed, 14 May 2014 01:30:08 +0000 http://newblog.roseandwomble.com/?p=2135 We're so excited to announce our top agents for April.

Top Sales Team: The PerfectHouse Team, Holland Road Office

[caption id="attachment_1764" align="alignnone" width="600"] The PerfecrHouse Team from Holland Road[/caption]

Top Sales Individual Agent, Anna Staylor, Lynnhaven Office

[caption id="attachment_79" align="alignnone" width="407"] Anna Staylor, Lynnhaven[/caption]

Top Listing Team: The PerfectHouse Team, Holland Road Office

[caption id="attachment_1764" align="alignnone" width="600"] The PerfecrHouse Team from Holland Road[/caption]

Top Listing Individual Agent: Ellen Drames, Greenbrier Office

[caption id="attachment_2137" align="alignnone" width="342"] Ellen Drames, Greenbrier Office[/caption]

Top Rookie: Sue Sanders, Suffolk Office

[caption id="attachment_2138" align="alignnone" width="134"] Sue Sanders, Harbour View/Suffolk[/caption]

Top By Office:

Beach Office: Top Sales, Brenda Rawls Star Team, Top Listings Brenda Rawls Star Team Chesapeake: Top Sales, Wilkey's Extreme Team, Top Listings, Rountree Group Ghent: Top Sales Andrea Moore, Top Listings Mike Ferris Greenbrier: Top Sales, Ellen Drames, Top Listings, Ellen Drames Harbour View/Suffolk: Top Sales, Sue Sanders; Top Listings, Roger Medlin Holland Road: Top Sales The PerfectHouse Team; Top Listings The PerfectHouse Team Lynnhaven: Top Sales, Anne "Cookie" Page; Top Listings Anna Staylor Peninsula: Top Sales, Adrienne Pittinger; Top Listings, Vince Cowling Shore Drive: Top Sales Lynda Martin; Top Listings Lynda Martin]]> 2135 0 0 0 https://blog.roseandwomble.com/diy-make-your-own-vase-with-plastic-spoons/ Sun, 18 May 2014 02:42:04 +0000 http://newblog.roseandwomble.com/?p=2171 Yahoo! Shine and now you can make it too.  If you make it let us know by posting it on our Facebook page! Materials You Probably Have: • Large can (We used a 28-oz. can.) • Scissors • Paper plate • Measuring spoons • Paintbrush • Hot-glue gun Materials You Need: • White spray primer • Plastic spoons • Blue acrylic paint • White acrylic paint Instructions: 1: Coat exterior of can with spray primer. 2: Cut handles off spoons; discard all but one handle. Estimate how many rows of spoons you'll need, as well as how many spoons per row. On a paper plate, pour out 1 tablespoon of blue paint per row. Leave first blob as is; add ½ teaspoon of white to second blob, 1 teaspoon of white to third blob and so on. Use the handle you saved to blend. Paint one row of spoons-backs only-in each color. Let dry. 3: Add glue to the outer rim of each spoon, and place a row of lightest-color spoons around top edge of can so top edge of spoon extends above lip of can. Begin a second row, placing spoons between those on previous row and overlapping by a third. Continue adding rows in that way until can is covered.]]> 2171 0 0 0 https://blog.roseandwomble.com/social-media-and-real-estate-when-is-it-too-much/ Sun, 18 May 2014 13:55:11 +0000 http://newblog.roseandwomble.com/?p=2174 How to Balance a Personal Profile and the Need to Promote Your Real Estate Business

by Ramona Rice, Special Projects Marketing Manager, Rose & Womble Realty

 

Recently Realtormag.com posted an article called "10 Facebook Dos and Don'ts" while a great idea, it's troubling when I see social media advice given out by people who really don't know much about social media.  We have a hashtag running around the RW universe called #RWPerks and it's where we highlight some of the perks of aligning your real estate business with Rose & Womble - one of those things is a full-time social media manager who can help you plan and develop a great social media following.  And since that person also is the primary writer of this blog, I'm going to debunk some of the things in that article that frankly aren't correct and highlight the things to do that are correct. A warning - the article was written and contributed by people within the industry - great except they all have small social media followings themselves.  Sorry that's like getting dinner from a skinny chef or buying a garment from the same guy who sold the Emperor his clothes.  Instead we at Rose & Womble can show actual, true, authentic growth in the world of social media - growth that brings more leads to you the agent.

Myth or Fact: Do share personal tidbits about your life

FACT! You have to remember when you're in real estate you're really selling two things: property and your services. That means you have to let people get to know you.  For example, if you are an avid golfer put golfer jokes on Facebook - and then put pictures of yourself on local golf courses.  What this does is connect you with golf to your potential client pool and often what do golf courses have around them? Yep Houses! The same can be said about any personal tidbit - especially those that mean life if changing.  Kids moving to college - post.  New grandbaby? Hello post! if you had a great showing at one of your listings? Post about it because its exciting!

Myth or Fact: Do visit and like friends and clients posts and pages

FACT! The fastest way to develop a following on Facebook (or really any social media platform) is to spread the love.  No one wants to deal with someone only talking about themselves - instead actively participate in posts from friends and clients.  You're leaving an impression that you care about their lives - and more importantly you are inviting them to return the favor for your posts.  See social media is like a virus - in order for things to spread you have to touch each other.  Make an effort to like, comment, or share at least five posts from your sphere a day - you'd be amazing to see what happens when you do.

Myth or Fact: Do be genuine

FACT! There is nothing worse in this world than a poser - and when you post something that isn't truly you then it just won't work.  Make sure you are yourself, don't try to be someone you're not.  Example, if you're a blue collar type of agent don't start sharing photos of multimillion dollar listings, it just doesn't feel real.  Having and understanding your niche with social media means that you're able to find content and commentary about a specific topic that you're an expert in.  This authentic type of posts will engage the audience of followers - and you WANT that!

Myth or Fact: Do make your personal profile somewhat public

MYTH! I'm going to let you in on a BIG secret - your profile is public no matter what settings you place on it.  While you may have Fort Knox security on your social media your friends and clients may not. Meaning someone hacks into a friends account they can see your stuff.  So the bottom line is don't post something you don't want potential clients to see.

Myth or Fact: Do group your friends into lists.

MYTH! Have you ever tried to do this? It's complicated for Facebook and easier for Google+ though no one is really on Google+.  Instead look at the above post - and treat every person on your 'friends list" as a potential client

Myth or Fact: Don’t post virtual tours on your personal profile.

MYTH! MYTH! MYTH! This was the point that inspired this article - and frustrates me when I read "advice" given to agents.  If real estate were so turned off to people why are there entire TV networks devoted to it? I'm going to give you another piece of wisdom - secret agents don't make any money! Like all things balance is the key to life - you need to share and celebrate when you have a new listing - and posting that new listing on social media is one of the ways to do that.  And so long as you're doing a good balance of professional and personal posts then your friends aren't going to mind.  Just don't only post about real estate and you should be fine!

Myth or Fact: Don’t auto-post from a third party

MYTH! If you have a business page having great content is a key to developing a following - and using a service that will post for you is a good option - so long as you do your homework! You want to make sure that the content is relevant to your audience, and that it isn't the only content you're producing.  You still need to show up with good posts, status updates, and no one can auto post on your friends and sphere's statuses - you need to find 15 -20 minutes sending out Birthday wishes and liking things.

Myth or Fact: Don’t self-promote

MYTH! Really this is the WORSE advice and it's shameful that REALTOR MAG is doling it out.  You need to self-promote - you need to show off your listings, you need to remind people you're a real estate expert because they will forget.  Unlike us who are in real estate everyday the average person doesn't notice for sale signs or real estate until there is a need.  You must stay top of mind or you'll lose out.

Myth or Fact: Don’t post negative comments about people

FACT! I can't believe that they had to write this but its true - also unless you want only want to have a certain political leaning client keep the political post to a minimum - unless it is connected to the housing industry and your sphere needs to know about it

Myth or Fact: Don’t forget to log in daily

FACT! Seriously social media is like working out - it only shows results after a long term.  I know it feels like it's an instant thing - and sometimes it is - but often these relationships are developed over time.  Spend a few minutes every day mapping out a social media plan that involves:

1. Sharing, commenting, and liking your sphere's posts
2. Posting interesting and conversation starting posts
3. Giving your listings and product some room on the feed

These will payoff - you just have to be consistent, deliberate, and smart with social media. Ramona Rice is the Special Projects Marketing Manager for Rose & Womble Realty Company.  Our agents get access to her and an entire team of in-house marketing professionals.  Want to know more about Rose & Womble Careers? Go to www.joinrw.com ]]> 2174 0 0 0 https://blog.roseandwomble.com/top-property-managers-for-april/ Tue, 20 May 2014 13:14:20 +0000 http://newblog.roseandwomble.com/?p=2186 We are excited to announce the top property managers for April:

Vidi Singh

Kirsten Jeffrey

Melissa Salyers

]]> 2186 0 0 0 https://blog.roseandwomble.com/ceo-of-fbso-site-uses-realtor-to-sell-his-home/ Tue, 27 May 2014 13:37:59 +0000 http://newblog.roseandwomble.com/?p=2194 CEO claims that his site was never meant for high value property. Al Bennati the CEO of Buyowner.com wants you to list your house himself. His website claims the following:

• a real estate revolution
• the old model is broken
• broad exposure - just like a professional real estate website without the cost

LIES LIES LIES - because the CEO and founder of this service is now listing his personal home with a REALTOR®.

In a statement Bennati said " To sell a home of this magnitude it needs to be done by a person and a company that reaches buyers of this caliber."  So in other words is own company isn't good enough to sell his own property - but he wants you to trust it with your home. He's saying his company isn't a company that reaches buyers of this caliber so what is the caliber of buyer? What is the threshold that they can handle? What he is really saying is the company he founded to make it more affordable to sell property doesn't reach buyers. Seriously why would you trust a website and basic service like this to list and sell your home when it's own founder and CEO doesn't trust it? It doesn't matter the price of the home - these sites are not a high enough caliber to attract buyers period - let alone buyers that are ready and willing to buy. And it doesn't matter what amount of commission you may be saving when your house sits on the market - without attracting buyers. When the housing market grew in the mid 2000s, many of these list your own property site came up.  Guess what not many are standing - because time and again it has been proven that selling your home is much more complicated than just putting a sign in the year and placing an online ad.  It takes experienced sales people who understand pricing, home valuation, negotiations, and disclosures to sell property. You need a REALTOR® - and in Hampton Roads you need a Rose & Womble agent who not only understands our market but is backed by Hampton Roads Number One selling and listing company. ]]> 2194 0 0 0 https://blog.roseandwomble.com/rose-womble-number-1-in-sales-volume-for-april/ Wed, 21 May 2014 15:15:29 +0000 http://newblog.roseandwomble.com/?p=2199 2199 0 0 0 https://blog.roseandwomble.com/chesapeake-office-realtors-and-staff-help-clients-clean-up/ Wed, 21 May 2014 15:57:43 +0000 http://newblog.roseandwomble.com/?p=2202 ]]> 2202 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-madison-landing/ Wed, 21 May 2014 17:51:40 +0000 http://newblog.roseandwomble.com/?p=2226 The Arabella Model - beautiful new construction with high ceilings, large rooms and open plan! Live close to all bases. Community of only 14 homes and then they're gone. Stop renting and get a home to own. Buyer to select between washer/dryer or refrigerator to be included. And it is ready to move into! For more information about this community Just Ask Jen at 757-774-6999 ]]> 2226 0 0 0 https://blog.roseandwomble.com/congratulations-to-our-contest-winners/ Fri, 23 May 2014 12:56:38 +0000 http://newblog.roseandwomble.com/?p=2241 Facebook to keep up with all the best information about all the happenings in Rose & Womble. ]]> 2241 0 0 0 https://blog.roseandwomble.com/all-offices-will-be-closed-monday-may-26th/ Sat, 24 May 2014 11:49:16 +0000 http://newblog.roseandwomble.com/?p=2245 Our offices are observing Memorial Day on May 26th.  If you have immediate concerns please contact your favorite Rose & Womble agent.

"These fallen heroes represent the character of a nation who has a long history of patriotism and honor - and a nation who has fought many battles to keep our country free from threats of terror." - Michael N. Castle

]]> 2245 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-river-club-on-twin-island/ Wed, 28 May 2014 14:33:15 +0000 http://newblog.roseandwomble.com/?p=2252

Contemporary new home designs

Modern gourmet kitchens

Spacious family rooms

Plenty of flexible space

Architecturally distinct exterior themes

7174 Cooks View Lane is a four bedroom and three and half bath Colonial style home that has amazing views from the balcony. With a breakfast area and screened porch there are plenty of places to sip coffee or read a book. For more information about this home just Ask Jen! 757-774-6999[gallery type="slideshow" ids="2076,2077,2078,2079"] ]]> 2252 0 0 0 https://blog.roseandwomble.com/realtors-love-coffee-but-would-you-drink-60-shots-of-expresso/ Wed, 28 May 2014 16:55:52 +0000 http://newblog.roseandwomble.com/?p=2257

@Starbucks @starbucksgold Most expensive Starbucks drink ever. $54.75. it has 60 shots, 128oz glass. #NewRecord pic.twitter.com/GBMpg01eyi

— Andrew (@ACIFH) May 25, 2014 We know REALTOR® love their coffee but could you stomach this much caffeine at one time?  ]]> 2257 0 0 0 https://blog.roseandwomble.com/happy-monday/ Mon, 02 Jun 2014 13:39:13 +0000 http://newblog.roseandwomble.com/?p=2268 ]]> 2268 0 0 0 https://blog.roseandwomble.com/trending-tuesday-a-look-back-at-mortgage-rates/ Tue, 03 Jun 2014 14:14:15 +0000 http://newblog.roseandwomble.com/?p=2273

Has it recovered?

Can people really get mortgages?

What about house prices.

Take a deep breath - and consider instead of trying to find all the answers yourself contact your favorite Rose & Womble REALTOR® who has access to the answers.  Real Estate is very local - even within major metropolitan areas like Hampton Roads.  That is why we have so many offices and agents who handle transactions from the Peninsula to North Carolina - because the transaction that really matters is yours.   ]]> 2273 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-the-rotundas-final-bow/ Wed, 04 Jun 2014 16:17:52 +0000 http://newblog.roseandwomble.com/?p=2278 The Landmark of Downtown Norfolk has two opportunities left to purchase brand new. Don't miss your chance to be in the coolest building in the Downtown Norfolk skyline.

Want to know more? Just Ask Jen! 757-774-6999

[caption id="attachment_2022" align="alignnone" width="600"] The LAST new penthouse in The Rotunda is also the best and biggest.[/caption]]]> 2278 0 0 0 https://blog.roseandwomble.com/simple-beginner-garden-tips/ Thu, 05 Jun 2014 13:53:26 +0000 http://newblog.roseandwomble.com/?p=2280

-If you grow it for fruit or root the plant needs full sun

-If you grow it for the leaves, partial shade is all you need

Here are some other quick tips to help your gardens grow:

• Pennies Keep the Slugs Away and Make Hydrangeas Blue
• Used coffee grounds provide organic soil nutrients like nitrogen - great for mulch around veggies
• Egg shells provide calcium - and work great with coffee grounds Garden
• Orange peels are an aphids worse enemy - use them to banish them
• If your azaleas plant leaves are yellow but the stems are green your soil might need an iron boost
• Mulch is the best defense against soil evaporation - 2-3 inches of good mulch in your beds can reduce 75% or more of moisture evaporation of your plants.

 ]]> 2280 0 0 0 https://blog.roseandwomble.com/do-credit-scores-really-matter/ Mon, 02 Jun 2014 13:42:07 +0000 http://newblog.roseandwomble.com/?p=2289

Browse more infographics.

  ]]> 2289 0 0 0 https://blog.roseandwomble.com/holland-road-office-spends-the-night-with-fishes-and-clients/ Tue, 10 Jun 2014 17:01:23 +0000 http://newblog.roseandwomble.com/?p=2300 The Aquarium's ray touch pool is one of the most popular exhibits in the Bay & Ocean Pavilion.[/caption] This is an annual event for the team at Holland Road who are able to produce the event thanks to their Premiere Service Providers program.  Select businesses are invited to partner with the agents at Holland Road who then are able to network and promote local businesses.  These are services and businesses that every home owner and renter needs including accountants, a self-storage facility, and pest removal.  The Holland Road team carefully selects their Premiere Service Providers to ensure outstanding service for their clients.  They are some of the best locally owned businesses in Southside Hampton Roads. "Agents and clients get the benefit of a large event thanks to our Premiere Service Providers.  This is part of our office's plan and continued effort to connect with our past and current clients.  This is how our agents grow their businesses," said Managing Broker Charlie Laurens. The clients had access to the main building in the aquarium including exhibits on local marine life.  A popular spot was the viewing room to observe sharks, giant sea turtles, and other sea life.  There were age ranges from babies to seasoned grandparents.  Attendees were also treated to a 3D IMAX movie about Penguins that was both educational and entertaining.  And all guests were greeted by Holland Road's very own mermaid. For some of the agents this event added to their listing and buying portfolio. "Since events like these are designed to reconnect with past clients its always good when you can share what is going on in the market.  I was actually discussing the current marketing situations and a past client of mine has decided to look for investment property," said Maria Kidd. For more information about the team at Holland Road please visit their office page. [gallery type="slideshow" ids="2322,2362,2361,2360,2359,2358,2357,2356,2355,2354,2353,2352,2351,2350,2349,2346,2345,2344,2343,2342,2341,2340,2339,2336,2330,2329,2328,2327,2326,2324,2323"]]]> 2300 0 0 0 https://blog.roseandwomble.com/celebrate-national-ice-tea-day/ Mon, 09 Jun 2014 15:11:31 +0000 http://newblog.roseandwomble.com/?p=2302 Zoo event there were over 50 gallons of the tea served. To celebrate all things ice tea here a few recipes we found on Pinterest - if you haven't stopped by our Pinterest page lately you really should - it is a dynamic collection of boards from our favorite places in Hampton Roads to ideas for great decor.  

Traditional Southern Sweet Tea:

[caption id="attachment_2310" align="alignnone" width="500"] The Traditional House Wine of the South is simple to make and enjoy[/caption] Nothing gets more attention in the South than a pitch of cold sweet tea.  Here's how you make it You'll Need:

• 1-2 cups of sugar (depending on your sweet tolerance)
• 4-5 regular size tea bags
• Gallon Pitcher
• small pot of boiling water

First: Dissolve the sugar with hot water in the gallon pitcher you're going to use to serve the tea.  (Making sugar water will help the sugar incorporate into the tea without grit at the bottom.) Next: After the water has boiled in the pot remove it from the heat.  Then carefully drop the tea bags into the water - keeping the tags out.  You may even want to tie them around a fork like this: [caption id="attachment_2303" align="alignright" width="180"] Holding tea bags to the fork makes it easier to remove[/caption] Allow the tea to sit in the water for five minutes - or longer depending on how strong you want the tea to be. Then: Carefully pour the tea into the sugar water and stir until mixed together - add ice and water to fill the pitcher and serve  

Thai Ice Tea

[caption id="attachment_2306" align="alignnone" width="361"] Creamy and exotic version of iced tea[/caption] If you want something more exotic then try this recipe from whiteonericecouple.com You'll Need:

• 4 Black Tea Bags
• 4 cups of water
• 3/4 cup of sugar
• half and half
• ice

First: You need to make the tea:

1. Bring the water to boil in a pot and add the tea bags.
2. Then stir in sugar until dissolved.
3. Boil gently for three - four minutes and then remove from heat
4. Keep the tea bags in for 30 minutes and allow to cool - then remove the tea bags
5. Next fill tall glasses with ice
6. Pour the tea 3/4 of the way up and then add the half and half to fill the rest

The Arnold Palmer

[caption id="attachment_2308" align="alignnone" width="500"] The famous half sweet tea half lemonade is a refreshing update to a summer classic[/caption] Lemonade is Ice Tea's Cousin and when you bring the two together magic happens! You'll Need:

• 3 cups water
• 4 tea bags
• 1 cup fresh mint
• 1/2 cup sugar
• 4 cups cold water
• 1 can of frozen lemonade concentrate, thawed
• Fresh citrus slices

Bring 3 cups water to a boil in a 2-qt. saucepan. Remove from heat, add tea bags, and stir in fresh mint. Cover and steep 10 minutes. Remove and discard tea bags and mint. Stir in sugar until dissolved. Pour tea into a 3-qt. container, and stir in 4 cups cold water and lemonade concentrate. Serve over ice. Garnish, if desired. And you can turn it into Cocktail Time! Bourbon-Lemonade Iced Tea: Prepare recipe as directed, and stir in 1 cup bourbon. Makes 9 cups. Spiced Dark Rum-Lemonade Iced Tea: Prepare recipe as directed, and stir in 1 cup spiced dark rum. Makes 9 cups. ]]> 2302 0 0 0 https://blog.roseandwomble.com/resale-monthly-awards-may-2014/ Mon, 09 Jun 2014 17:18:32 +0000 http://newblog.roseandwomble.com/?p=2315 Top Sales Team: Claudia Hudgens, Lynnhaven Office  

Listing Team, The PerfectHouse Team, Holland Road

[caption id="attachment_1764" align="alignnone" width="600"] The PerfecrHouse Team from Holland Road[/caption]  

Anna Staylor, Top Listing and Sales Agent, Lynnhaven Office

[caption id="attachment_79" align="alignnone" width="342"] Anna Staylor, Lynnhaven[/caption]

Top Rookie: Sally Parrott

Top Sales By Office:

• Brenda Rawls Star Team, Beach Office
• Hollowell & Howe, Chesapeake Office
• Ernie Gutierrez, Ghent Office
• Clemens Team, Greenbrier Office
• Julie Scott, Harbour View/Suffolk Office
• The PerfectHouse Team, Holland Road Office
• Claudia Hudgens, Lynnhaven Office
• Sandra von Schiling, Peninsula Office
• Sally Parrott, Shore Drive Office

Top Listings By Office:

• Brenda Rawls Star Team, Beach Office
• Irby's Home Specialists, Chesapeake Office
• Maureen Cora, Ghent Office
• Clemens Team, Greenbrier Office
• Julie Scott, Harbour View/Suffolk Office
• The PerfectHouse Team, Holland Road Office
• Anna Staylor, Lynnhaven Office
• Adrienne Pittinger, Peninsula Office
• Preston Mangum, Shore Drive Office

]]> 2315 0 0 0 https://blog.roseandwomble.com/hump-day-hot-property-1969-rockwood-drive/ Wed, 11 Jun 2014 16:04:49 +0000 http://newblog.roseandwomble.com/?p=2364 1969 Rockwood Drive, Chesapeake, VA is listed for $419,400. With  Cottage Chic open floor plan like you see on TV! Spacious wrap around porch, flex room is 5th BR/office, big kitchen with granite counter tops and a huge pantry perfect for having friends over to watch the big game.  The loft is a great place to set up a reading area, play space, or even a homework nook.   Plus did we mention the tile shower in master bath. All of this plus a  big lot next to water. Buy now & make color selections. As always if you have any questions about this or any of our New Homes Just Ask Jen! 757-774-6999 ]]> 2364 0 0 0 https://blog.roseandwomble.com/backyard-living-becoming-heart-of-the-home/ Thu, 12 Jun 2014 20:40:12 +0000 http://newblog.roseandwomble.com/?p=2370 Saber Grills 83% of US adults say that outdoor living space is their favorite place in the house.  And besides the kitchen it is the most used space in the home. After the Winter we've had it's no wonder that many Americans are clamoring for blue skies, and backyard time. The survey also said that 70% of people will use their outdoor space at least once a week and that the most popular items to add would be a pool.  In the South outdoor kitchens are also very popular - and many in the South have more than one grill.  79% of American households also at least have one outdoor grill according to the survey. We too love the options that are available for outdoor spaces - and we've begun to collect a great assortment of them on our ]]> 2370 0 0 0 https://blog.roseandwomble.com/13-house-selling-superstitions/ Fri, 13 Jun 2014 13:58:00 +0000 http://newblog.roseandwomble.com/?p=2377 1. Don't Move an Old Broom Into a New Home, you'll bring all the Former bad luck with you. [caption id="attachment_2387" align="alignnone" width="600"] Old Brooms bring all of the negative energy from the past into your new home. Instead purchase a new broom[/caption]  

2. Don't Put Shoes on a Table in Your Home - it will bring bad luck

[caption id="attachment_2388" align="alignnone" width="600"] Placing shoes on a table is bad juju - instead take them off at the door and it will help keep your home clean[/caption]  

3. St. Joesph statues are a classic for a reason.  He's the patron saint against doubt and hesitations.  You can purchase a statue here and then you need to bury it in the front yard facing the street near the For Sale time.  Once the home is sold you need to dig him up and then bring him into your new home in a position of honor and repsect.

[caption id="attachment_2391" align="alignnone" width="600"] Bury him in the front yard facing the street and near the for sale sign. For many people he is the patron saint against doubt and hesitation.[/caption]  

4. Try some Feng Shui - you can boost wealth by adding flowering plants (typically red) along the walkway towards your home.  Also cleaning clutter, keeping stove burners clean, and addling lights to the path to the front door is also said to help.  These just sound like good curb appeal

[caption id="attachment_2386" align="alignnone" width="600"] Using Feng Shui is just great staging - clearing clutter, adding pretty plants, and lights[/caption]

5.  Also in Chinese culture the number 8 is symbolic for being lucky because it is similar to to the Chinese word for wealth and prosperity.  Adding an eight at the end of a sales price could help.  Also they consider the number 4 unlucky

[caption id="attachment_2385" align="alignnone" width="600"] According to Chinese culture the number eight is lucky because it is similar to the word for wealth.[/caption]  

6. Never carry a hoe into the house.  If you do so by mistake, carry it out again backwards.

[caption id="attachment_2383" align="alignnone" width="600"] Bringing one into your home is considered unlucky according to the Old Farmer's Almanac[/caption]

7.  Never give a knife as a housewarming gift or the new neighbor could become an enemy - not sure if the enemy will be you or the new home owner but made a bottle of wine is a better choice.

[caption id="attachment_2382" align="alignnone" width="600"] Knifes are considered a poor housewarming gift because it could offend the neighbors.[/caption]

8. Never walk under a ladder - this is an oldie but a goodie.  It comes from the idea that this is the Devil's territory.  If you must walk under one you should do so while crossing your fingers

[caption id="attachment_2384" align="alignnone" width="600"] This is a classic superstition[/caption]

9. Carry Bread and Salt with you when you first enter a new home (along with your new broom). After crossing the threshold, sprinkle salt on the floor near the front door to keep evil spirits away.

[caption id="attachment_2380" align="alignnone" width="600"] Bread is a symbol of wealth and thanksgiving for many cultures.[/caption]

10. Paint your front porch blue if you want ghosts to be scared away.  This superstition came from Southern Plantations. The idea was that ghosts weren't able to cross over water and would mistake your porch for water if painted blue.

[caption id="attachment_2381" align="alignnone" width="600"] Not only pretty but could prevent you from needing the Ghost Busters[/caption]

11.  According to a Norse superstition, placing an acorn on a windowsill would protect the house from being struck by lighting.

[caption id="attachment_2379" align="alignnone" width="600"] Not only feed critters but can also prevent your home being struck by lighting[/caption]

12.  Another classic - don't open an Umbrella inside.  You'll make the Sun God mad

[caption id="attachment_2392" align="alignnone" width="600"] A classic don't open umbrellas inside[/caption]

13.  Don't move into a new place on a Friday, Saturday, or Rainy Day.  These Days are considered unlucky and may prevent you from eventually settling into your new home.  And according to Indian tradition the luckiest day to move is Thursday.

]]> 2377 0 0 0 https://blog.roseandwomble.com/rw-new-homes-top-ten-communities-for-may/ Fri, 13 Jun 2014 18:57:43 +0000 http://newblog.roseandwomble.com/?p=2398 1. Scott Berry and Wendy Kelly---Ashville Park, Bishard Homes [caption id="attachment_2399" align="alignnone" width="600"] From @BishardHomes this is one of the kitchens available at Ashville Park[/caption]  

2. Donna Goz and Guy Henderson---First Watch, Gee's Group

[caption id="attachment_2029" align="alignnone" width="600"] Two car garage and ranch living[/caption]

3. Cindy Godsell and Heather Godsell---Retreat at Greenbrier, Weldenfield of Virginia

[caption id="attachment_1978" align="alignnone" width="600"] Enjoy great times with friends and neighbors with fire pit, pool, and lots of outdoor living space.[/caption]

4. Lisa Kyriakides and Karen O'Brien---Lawson Hall, Corinth Residential

5. Rob Mitchell and Carmon Pizzanello---Seasons at Cahoon, Platinum Homes

6.  Pam Strahorn-Roe and Penny Boyd---Benthall Estates & Buckroe Bayfront, HH Hunt

[caption id="attachment_2411" align="alignnone" width="600"] New Construction under $300K in Hampton![/caption]

7. Kelly Hollowell---Affordable  New Construction, DSF

8. Suzanne Wells and JoAnn Pantas---River Bluff, Platinum Homes

9. Melissa Ivey and Ray Bauer---Stockbridge at Tanglewood, Hearndon

10. Bobbi Greenstreet and Wendy Lucas---Sajo Farm, Napolitano

]]> 2398 0 0 0 https://blog.roseandwomble.com/meet-the-bod-fathers-day-edition/ Fri, 13 Jun 2014 19:31:09 +0000 http://newblog.roseandwomble.com/?p=2419 Art Zachary and Matt Zachary Art Zachary is the President, CEO, and COO of Rose & Womble and his son Matt is a sales and rental agent with our Beach Office.

Ron Foresta and Ron Foresta, Jr.

Ron Foresta, President of our Resale Division and his son Ron Foresta, Jr. Vice President of Resale.

J. Van Rose and Julia Diehl

Van Rose is the President of the Rose & Womble New Homes Division and Rose & Womble Enterprises and his daughter, Julia Diehl, New Homes Marketing Manager. ]]> 2419 0 0 0 https://blog.roseandwomble.com/congratulations-to-our-monthly-listing-leader-contest-winners/ Tue, 17 Jun 2014 12:54:28 +0000 http://newblog.roseandwomble.com/?p=2432

Each month we give away sixteen $50 listing contest awards in a drawing - here are May's winners   Beach Office

Sara Lannom

Chesapeake Office

Lisa Cicchetto

David Wilkey
Richard Calderon
Chris Kren
Ghent Office

Maureen Cora

Greenbrier Office

Ophelia Brown

Bonnie Campbell
Harbor View/Suffolk Office

Marshall Miller

Bonnie Kerner
Holland Road Office

Richard Tate

Lynnhaven Office

Nancy Fowler

Tim Cochran
Anna Staylor
Peninsula Office

Carol Neff

Carter Clark

... and Donna Laurens of the Holland Road office

won $200 in for her exceptional listing performance in April. Congratulations to all!]]> 2432 0 0 0 https://blog.roseandwomble.com/top-property-managers-for-may-2014/ Tue, 24 Jun 2014 19:28:54 +0000 http://newblog.roseandwomble.com/?p=2441 Here are the top Property Managers for the Month of May

Laurie Locklear

 

Donna McClellan

Dedi Rapp - not pictured

]]> 2441 0 0 0 https://blog.roseandwomble.com/chesapeake-office-gets-wild-with-clients/ Mon, 23 Jun 2014 16:23:50 +0000 http://newblog.roseandwomble.com/?p=2446 Over 2,300 people enjoyed a complimentary day at the Virginia Zoo in Norfolk, VA The 13th Annual Chesapeake Client Appreciation Event was held on June 7th at the Virginia Zoological Park in Norfolk, VA.  This is an event, which provides the opportunity for the REALTORS® of the Chesapeake Office to reconnect with past clients, that is made possible thanks to numerous sponsors.  The day was filled with views of tigers, elephants, and even giraffes.  Over 2,300 people attended the event this year which included a full day's admission to the zoo as well as a picnic lunch catered by Beach Bully. "I invited about 50 clients because I'm so appreciative of the business they have given me.  It's a perfect way to keep in touch and allows them to help form a relationship with their agent," said Chesapeake Office agent Mathew Obenaus. The sponsors were also on hand to enjoy the festivities, which included face painting for the children, a DJ rocking the place out, and a photo booth.  Many of the sponsors love attending the event because of the opportunity to meet so many potential leads and customers, "The face time with everybody because this is the least expensive and a fun way to advertise.  We've sponsored as a vendor with the office for the past four years.  They're great," said Dave Morgan from The Brick Kicker Home Inspection. Many of the office staff and agents spent the day at the zoo, volunteering to check clients and guests in and ensuring that the picnic food lines flowed through.  The hard work from the Chesapeake office did not go unnoticed from the zoo staff. "Having a smooth event takes a lot of work, and this group brings in so many volunteers.  This event is actually one of the largest that the zoo hosts each year.  Rose & Womble has basically taken over the zoo for the day," said Nikki Henning, Events Coordinator at the Zoo. The clients were also very impressed with zoo event. "Man I can't wait until next year," said Chesapeake client Melinda Banner. "It was just awesome.  The food was spectacular and great weather." "I work for BAE and we do something similar but this has been a first class event," said John Reid. For more information about the Chesapeake Office please go to http://roseandwomble.com/Offices/ChesapeakeCedarLakes/ or http://roseandwomble.com/Offices/ChesapeakeCedarRoad/ [gallery type="slideshow" ids="2573,2574,2575,2576,2577,2578,2579,2580,2581,2582,2583,2584,2585,2586,2587,2588,2589,2590,2591,2592,2593,2594,2595,2596,2597,2598,2599,2600,2601,2602,2603,2604,2605,2606,2607,2608,2609,2610,2611,2612,2613,2614,2615,2616,2617,2618,2619,2620,2621,2622,2623,2624,2625,2626,2627,2628,2629,2630,2631,2632,2633,2634,2635,2636,2637,2638,2639,2640,2641,2642,2643,2644,2645,2646,2647,2648,2649,2650,2651,2652,2653,2654,2655,2656,2657,2658,2659,2660,2661,2662"]  ]]> 2446 0 0 0 https://blog.roseandwomble.com/welcome-mike-yoder-realtor-at-lynnhaven-office/ Fri, 20 Jun 2014 18:41:03 +0000 http://newblog.roseandwomble.com/?p=2447 Mike Yoder, REALTOR®  joined Rose & Womble because of location, location, location. Mike Yoder, REALTOR®  loves waterfront property - it's why he has built his real estate business as a waterfront expert.  It's no surprise since he was raised in the Great Neck area of Virginia Beach, with a mom and dad who are both very successful in the local real estate industry, that he really wants to grow his business there.  Now as a multiple award-winning agent, Mike has decided to bring his love of real estate and Hampton Roads to Rose & Womble's Lynnhaven Office because of brand recognition and location of offices. "There are offices everywhere including one right in the location of my main business area - that was one of the reasons I choose Rose & Womble - t.  I really like that I can run into any of the offices and use the copier or bring clients.   Plus we already had a large market share so the brand is well known in this section of Hampton Roads," says Mike. Mike has been a REALTOR® for over 10 years developing a strong business in the Great Neck and Chicks Beach sections of Virginia Beach.  He also loves to serve clients in other sections of Hampton Roads - but being a beach and water guy he loves it when he can take his passion for waterfront living and combine it with real estate.  He often uses time on his boat to discover potential real estate business.  This understanding of Hampton Roads really helps when he has clients looking for a particular piece of property. "I'm really trying to build my waterfront brand, but I'm comfortable on dry land too.  It's all about determining what my client really needs in terms of property and finding those homes," Mike says. When not working with clients, Mike can be found of course on the beach where he enjoys surfing, but he also loves to hunt, fish, and play a round of golf. He uses his hobbies to develop his real estate business because while he does use email or social media he believes in person-to-person contact. "I like to hang out where my potential clients are. It allows me to network and grow in person. Face-to-face meetings are so important."  For social media, Mike has found that while a lot of agents use a business type page he uses his personal profile which is a mixture of business with personal.  He has found this method to be a great way to keep in touch with his sphere. To get in contact with Mike you can call him at 757-416-2363  ]]> 2447 0 0 0 https://blog.roseandwomble.com/welcome-associate-broker-mandy-yoder/ Fri, 20 Jun 2014 20:27:29 +0000 http://newblog.roseandwomble.com/?p=2450 A wealth of experience and passion for the industry, Mandy Yoder uses a people first approach to her real estate business We are so pleased to announce that Associate Broker Mandy Yoder has affiliated with our company and will be working out of our Lynnhaven Office. Mandy has been in the residential real estate business for over 37 years and actually began her career with Womble Realty. She was previously a Managing Broker where she was responsible for not only helping agents build their own strong personal real estate business but also office management and agent development. Being with another non-competing broker was important for her when seeking out a new real estate company. “Mandy brings a level of experience and consistent production to our company,” says Ron Foresta, President of Resale for Rose & Womble Realty. “Her knowledge of product and our market is what sets her apart.” Focusing on building her business in the Great Neck, North End, and Pungo areas, Mandy is focusing on bringing back a personal touch to the real estate profession. "Too many agents are relying on electronic ways to keep in touch with clients.  I really believe in a personal, hands on approach.  It really is a lost art that I think younger agents aren't using to really build their businesses," Mandy says. Real estate is in the family blood - her husband is a successful builder and her son Mike Yoder is also an agent with Rose & Womble.  When she isn't helping a first time home buyer or a repeat client, sometimes for the third time, Mandy can be found enjoying horseback riding and gardening. "My favorite part of this business is working with first time home buyers and finding solutions with difficult listings." Mandy has a Bachelors of Science Degree from Virginia Wesleyan College and is a member of the Hampton Roads REALTOR Association.  She also has Graduate of REALTORS Institute, Accredited Buyer Representative, and Certified Residential Broker designations.  She is a multiple Gold Level Circle of Excellence Award winner and was a Salesperson of the Year for the Hampton Roads REALTOR Association. You can contact Mandy at 757-449-4898]]> 2450 0 0 0 https://blog.roseandwomble.com/using-television-to-get-more-clients/ Tue, 24 Jun 2014 13:41:07 +0000 http://newblog.roseandwomble.com/?p=2667 Remodeling Magazine the topic of how accurate television remodeling programs was discussed.  Here is a surprising fact: "As of the last quarter in 2013 HGTV was the second highest watched cable network for people between the ages of 25-54 with only ESPN beating it" Your clients and potential clients are watching these shows - and for the most part that is a very good thing! It means they are dreaming about their next house - or they're thinking about housing.  A smart agent is going to take advantage.  Here are some ways to connect with past and future clients.

Host a Tweet Chat

Seriously start tweeting during an episode of Property Brothers and you'll gain followers.  The reason is that television and social media are starting to mix and people want to experience these shows with other people.  Comment or answer questions that you can about the selling and buying process.  Create your own hashtag that people can use and make sure to respond to them.  Advertise to your sphere that you're hosting a virtual watching party and invite them into the conversation.  This is a great way to use this platform and stay ahead of the trends.

Use examples as case studies for email news letters

Find some good clips and send them to your sphere with commentary - talk about how there are homes on the market with similar features - or why a person ran into an escrow problem in a show.  Use your knowledge and these examples to highlight your education or get a third party to bring in their knowledge  - just make sure that you put correct legal disclosures.

Stay ahead of trends

Your clients are already watching these shows - you should take a look at them to know what is influencing your clients.  That way you know the buzz words your clients will be saying and what they are referencing to - you remain the expert. Do you use these types of shows in your marketing?  If so we'd love to hear about it.]]> 2667 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-beautiful-home-in-stony-run/ Wed, 25 Jun 2014 13:29:04 +0000 http://newblog.roseandwomble.com/?p=2669 Stony Run Manor is a great New Homes Community in Chesapeake because it's close to everything but not too close.

Open floor plan with large rooms, 1st floor BR with bath, Kitchen w/large island, granite, stainless steel appliances, and lots of hardwood.  This home has beautiful walk-in closets in all bedrooms, including a his and hers  in Master bedroom. Tile shower Master Bath with separate  tub. Many upgrades! Greenbrier close by means you are quick for great shopping and dining plus the convenience of easy highway access.  Want to know more about this home - Just Ask Jen 757-774-6999

]]> 2669 0 0 0 https://blog.roseandwomble.com/harry-felton-celebrates-50-years-in-real-estate/ Thu, 31 Jul 2014 13:14:21 +0000 http://newblog.roseandwomble.com/?p=2294 Holland Road Office  has some interesting stories. He began his career in 1964 in Richmond when real estate didn’t have MLS, and the contract was only a single page. “Back then you could do a transaction with a handshake. I was also able to build my business through cold calls and door knocking. It’s changed a bit since then,” said Harry. Still looking at his history there is a lot of wisdom to learn from him.  Many of his fellow agents really appreciate having him in their office. "Harry is the consummate professional - he is knowledgeable, caring and handles every situation that comes his way.  It is a privilege to work next to him and to know him," said Nancy Marchman, REALTOR®, Holland Road Office. "As a new agent of Rose & Womble, it is an honor and a privilege to work alongside such a professional​ as Harry Felton.  He inspires me daily with his longevity and success in real estate in Hampton Roads," said Jenni McFarland, REALTOR®, Holland Road Office “Biggest thing is who you know, better clients will come from referrals. Even in a new area building a list of referrals is the way to build a long lasting business,” said Harry. After working in Richmond, Harry moved to Northern Virginia and was so successful that he was able to retire at 42 years old. A lifelong lover of tennis and golf, he moved to Hampton Roads but after coming to the area he decided to get back into real estate. He joined Womble Realty at the Lynnhaven Office in 1988. His continued success comes from thinking about a larger picture for the real estate client. He believes that agents shouldn’t only guide by price but also by lifestyle. “Location really maters. Most people won’t buy but 4-5 houses in their lifetime. If that. You need to make sure to pull a CMA on the whole area they are looking at to ensure the house will appraise,” said Harry. He has been a real estate instructor who has taught over 350 classes on Real Estate. Harry is also a licensed auctioneer, including auctions for charity events like Wounded Warriors and various civic leagues. Annually he participates in 60 auctions and he finds that he can still give advice to the new generation of REALTORS®. “Unless it is advice that should come from the broker the agents can come to me for advice. It’s a good thing in our office and Charlie {Laurens] still teaches me everyday about technology. The growth of the industry never really stops.”]]> 2294 0 0 0 https://blog.roseandwomble.com/rose-womble-agents-helped-sell-tickets-to-2014-st-jude-dream-home/ Fri, 27 Jun 2014 18:45:27 +0000 http://newblog.roseandwomble.com/?p=2698 Agents from Chesapeake, Holland, and New Homes Offices Spent Time to Help Raise Over One Million Dollars for St. Jude Research Hospital. Rose & Womble agents took part in the 2014 Hampton Roads St. Jude Dream Home Giveaway.  The fundraiser was part of a larger national effort to support St. Jude, a pediatric research hospital in Tennessee.  The home, valued at $450,000, is located in the New Homes Community of Summer Park and was built by Stephen Alexander Homes and a group of participating sponsors.  Tickets sold for $100 each with all proceeds going to St. Jude. "It is a great privilege to be part of this fundraiser," said New Homes General Manager Dianne Gordonn. "It's a wonderful opportunity for our agents to give back to a worthwhile cause.  We love it every time we get the opportunity to help." Several agent throughout the company took advantage of spending time in the Dream Home by selling tickets.  They were:

• Terry and Susie Trace - Holland Road Office
• Terry Gearhart - New Homes Office
• Kate Pitre - Chesapeake Office
• Butch Boykin - New Homes Office
• Lori Huddleston - Chesapeake Office
• Beth DeLeo - Holland Road Office
• Nora Walsh - Chesapeake Office

In appreciation Rose & Womble received a nice plaque and a great note from the Virginia Beach St. Jude Team: "Thank you for your support during this incredible St. Jude Dream Home Campaign! We appreciate all that you have done for the kids at St. Jude.  Have a great summer, and we hope to see you again next year!" For more information about the St. Jude Dream Home please go here.]]> 2698 0 0 0 https://blog.roseandwomble.com/rw-new-homes-agents-host-brokers-open-at-walkers-bend/ Tue, 08 Jul 2014 17:17:55 +0000 http://newblog.roseandwomble.com/?p=2701 Vintage Homes and HH Hunt, Walker's Bend is a  community that features homes with deep water access to the Chesapeake Bay.  Contemporary homes in an established neighborhood but still close to I664 and all of Hampton Roads. Agents and brokers from many companies, including Rose & Womble's Suffolk Office, were treated to lunch and a tour of the models.  For more information about this community just Ask Jen at 757-774-6999   [gallery type="slideshow" ids="2725,2726,2727,2728,2729,2730,2731,2732,2741"]]]> 2701 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-july-4th-edition/ Wed, 02 Jul 2014 12:37:12 +0000 http://newblog.roseandwomble.com/?p=2703 Military Buyers Can Get Great Incentives at HHHunt! One of #RWNewHomes Builders, HHHunt is offering the chance for active and retire military service members to really save and use their VA benefits. These men and women could pay as little as $99 at closing when they use Advance Financial Services to buy a HHHunt home. Many builders offer great incentives and bonuses when you choose to work with the site's prefer lender.  Now this doesn't mean you can't use the lender of your choice - that option should always be YOUR DECISION - but it is a good idea to shop and compare to make sure you get the best loan product. While we can't guarantee that you'll be able to pay under a $100 at closing, Kevin O'Neil, Senior Loan Officer (NMLSR#681611) with Advance Financial Group can meet with you to discuss many of the financial benefits of purchasing a New Home at a HHHunt Site with one of Advance Financial Group's many different offerings.  His suggestion is to make an appointment with a loan officer and talk about the different products available. And HHHunt has some beautiful New Homes Communities throughout Hampton Roads.  Benthall Estates in Hampton offer wonderful single family homes close to Grandview Island and the Salt Ponds Marina.  Then there is Walker's Bend in Suffolk - with deep water access to the Elizabeth River.   For more information about any of these homes just Ask Jen at 757-774-6999.]]> 2703 0 0 0 https://blog.roseandwomble.com/our-offices-are-observing-july-4th/ Fri, 04 Jul 2014 11:20:54 +0000 http://newblog.roseandwomble.com/?p=2712 2712 0 0 0 https://blog.roseandwomble.com/taking-advantage-of-top-5-trends-in-real-estate/ Tue, 08 Jul 2014 15:30:49 +0000 http://newblog.roseandwomble.com/?p=2715 How Trends Can Impact the Sell or Purchase of a Home

Recently a report from the National Association of Real Estate Editors gave out the top five trends for real estate today. Hundreds of real estate professionals were on hand to hear the results which showed that the national market was on the rebound.  But we at Rose & Womble care about the LOCAL market and we wanted to review the items to show you how they affect the Hampton Roads marketplace.

Energy Efficiency

This was a hot topic because it is increasingly becoming important to buyers.  A national trend that is growing is buyers asking for energy bills to estimate how much it costs to heat and cool a home.  Way you as a seller can take advantage is considering upgrading the appliances to Energy-Star rated, making sure the attic is well insulated, and replacing windows with high-efficiency windows.

Credit is Still a Concern

The media and many at the conference believe that the majority of people assume they can't qualify for a mortgage because of their credit score.  While new regulations require that lenders really check an potential loan for many steps you can't assume that your credit score is the only factor.  Ways to help with this trend as a buyer: start your real estate conversation with a REALTOR® and a great loan officer.  The loan officer can pull your credit report and then help you come up with a plan to get into the price range you want.  Plus there are a TON of great loan products so doing your homework helps.  For sellers offering great terms including closing cost assistance can go a long way to easing a buyer's apprehension.

Lifestyle Amenities

Increasingly more and more buyers are looking for community of their dreams - not just the house.  They want walkable neighborhoods, close to work, school and play.  Many buyers wish list include great neighborhood playgrounds, access to nature, and bike trails.  As a seller you can make sure your agent highlights these great features in your community.  As a potential buyer you should make a list of features for the community you want - your REALTOR® can help create a search to find those communities that meet your needs.  Thinking about your home search in terms of communities will help you really enjoy your new house.

Water Efficiency

Saving water is another area that buyers are looking into.  According to Consumer Reports, 1/3 of home owners turned parts of their lawn into patio or other useable space.  This goes with the trend of more outdoor living, but also with saving water.  Sellers should consider adding indigenous plants, or adding water saving plumbing options like low-flow shower heads.  Buyers should consider  looking at the water-saving features available in the home and if the outdoor space is manageable.

Online Real Estate is Exploding

This one isn't much of a shock - we've seen it with Rose & Womble and that is why we're investing in the best technology to ensure that our listings are seen by buyers.  90% of buyers use the internet to find property - so for a seller it is important to ask the potential listing agent what his plan is for online marketing of your property.  He should know which sites the listing will appear on, where it potentially will sell, and also which images should be used to get buyers off the internet and into seeing the home.  For RoseandWomble.com we get 80,000 unique views a month - but that doesn't stop us from investing to ensure our properties are see on top real estate websites like Trulia and Zillow.  We've also increased our mobile share, ensuring your listing can be found on any advice.

]]> 2715 0 0 0 https://blog.roseandwomble.com/diy-magical-ideas-for-your-garden/ Thu, 10 Jul 2014 13:57:30 +0000 http://newblog.roseandwomble.com/?p=2749 PotterMore.  You may not care much about further adventures of Harry, Ron, Hermione, and the rest of the gang but it did get us thinking - how can you add a bit of magic to your garden.  Gardens are idea for a bit of whimsy and fantasy - and because it can be inexpensive its a great DIY project. Here are few great ideas that we found on Pinterest.  If you haven't you really should take a look at our collection of pins.

Do You Know the Way To the Emerald City?

A fabulous idea for using reclaimed wood and creativity.  This sign features a great collection of fantastical places including Hogwarts, Narnia, and the Hobbits' Shire.

Beach Themed Fairy Garden

[caption id="attachment_2751" align="alignnone" width="600"] Sure there are hundreds of Fairy Gardens on Pinterest - but this one caught our eye because hello beach theme![/caption]

We simply could not pass up this great example of a Fairy Garden.  They are all the rage on Pinterest because they are small and cute.  This one looks each to accomplish with blue sea glass stones acting like water and a mini beach chair and flip flops to complement.

Magic Watering Can

What a wonderful idea for an old watering can! This idea comes from Crafts By Amanda and we think it is simple and stunning.

]]> 2749 0 0 0 https://blog.roseandwomble.com/top-resale-agents-for-june-2014/ Tue, 15 Jul 2014 14:34:23 +0000 http://newblog.roseandwomble.com/?p=2758 We're so happy to announce our top resale agents for June 2014!  

Top Sales Team: The PerfectHouse Team, Holland Road Office

[caption id="attachment_1764" align="alignnone" width="384"] The PerfecrHouse Team from Holland Road[/caption]

Top Sales Individual Agent, Tim Cochran, Lynnhaven Office

Top Listing Team, Wilkey's Extreme Team, Chesapeake Office

Top Listing Agent, Mike Yoder, Lynnhaven Office

Rookie of the Month, Dusty Thayer, Chesapeake Office

Top By Office

Beach Office:  Top Sales, Brenda Rawls Star Team;  Top Listings, Sandy Hughes

Chesapeake Office: Top Sales and Listings, Wilkey’s Extreme Team

Ghent Office: Top Sales, Lenneta Breznican

Greenbrier Office: Top Sales, Clemens Team, Top Listing, Maxine Long

Harbour View/Suffolk Office: Top Sales, Ryan Benton, Top Listing, Nora Edwards

Holland Road Office: Top Sales and Listing, The PerfectHouse Team

Lynnhaven Office: Top Sales, Tim Cochran, Top Listing, Mike Yoder

Peninsula Office: Top Sales, Sandra von Schilling, Top Listing Eugenia Jackson

Shore Drive Office: Top Sales, Sue Lentini, Top Listing, Naomi Reider

 ]]> 2758 0 0 0 https://blog.roseandwomble.com/new-homes-top-10-communities-for-june-2014/ Mon, 14 Jul 2014 14:30:49 +0000 http://newblog.roseandwomble.com/?p=2759 We're so excited to share with you the top selling New Homes Communities in our portfolio of sites.  From beautiful waterfront to traditional details we have a community that is perfect for you to move your family to.  Want to know more? Just Ask Jen! 757-774-6999

1. Saddlebrook, Hearndon Construction

– site agents Nell Gallagher and Martha Root

2. Seasons at Cahoon, Platinum Homes

site agents Rob Mitchell and Carmon Pizzanello

3. Walker’s Bend & Governor’s Point, HH Hunt

site agents Fran Spence and Kim Boykin

4. Retreat at Greenbrier, Weldenfield of Virginia

site agents Cindy Godsell and Heather Godsell

5. Riverbluff on the Nansemond, Platinum Homes

site agents Suzanne Wells and Joann Pantas

6. Willow Pond, Bishard Homes

site agents Lois Schultz and Delores Ross

7. Lawson Hall, Corinth Residential

site agent Lisa Kyriakides

8. Stony Run Manor, Christopher Kait Construction and Preston Homes

site agents Bea Cobell and Lynda Martin

9. Ashville Park- Rainer Village, Bishard Homes

site agents Scott Berry and Wendy Kelly

10. First Watch at River Pointe, Gee’s Group

site agents Donna Goz and Guy Henderson]]> 2759 0 0 0 https://blog.roseandwomble.com/win-a-pair-of-tickets-to-see-fall-out-boy-and-paramore/ Tue, 15 Jul 2014 15:32:27 +0000 http://newblog.roseandwomble.com/?p=2782 th Fall Out Boy and Paramore Concert being held in Virginia Beach’s Farm Bureau Live. This is part of a larger sponsorship deal with Farm Bureau Live, which also included tickets to Jimmy Buffet’s concert in May and Brad Paisley’s show in September. “Our partnership with such a strong local brand is enabling us to give back to our clients in a new and exciting way.  Many of our clients love these bands and this allows us to grow our social media reach and give back to our fans and customers,” said Special Projects Marketing Manager Ramona Rice. Individuals are able to enter the contest by going to http://woobox.com/79qjnc.  From there they will have to like the Rose & Womble Facebook Page.  There is no purchase necessary to enter but participants must be 18 and cannot be immediately related to an agent or an employee of Rose & Womble Realty Company.]]> 2782 0 0 0 https://blog.roseandwomble.com/remembering-mr-rose/ Fri, 18 Jul 2014 13:12:53 +0000 http://newblog.roseandwomble.com/?p=2788       " Today marks the 2nd anniversary of my dad's passing. I can remember it like it was yesterday. The pain, the heartache, the loss were all overwhelming. But as in all of life, somehow in God's vast resources of mercy and love, He covers us with His peace and His comfort and somehow helps fill the void. I can scarcely remember any bad moments but remember with a glad heart all the good. From early childhood to his departure, my mind and heart are full of all the things he taught me and shared and the time he spent with me here. Today, when someone says "you remind me of your father," I find it the greatest compliment of all. He filled my life with so much good. He taught me to be honest, how to be a gentleman. He taught me to get up early and stay late, he taught me to love others even when they fail you. He taught me to be frugal, make the most of each day and help all those you can with an act of kindness along the way. I am so so sad today, but I am so blessed to have had him here to guide my life every step of the way. Dad, I love you and hope that as you tend the gardens of heaven today, for your Heavenly father, you will know that your son is so happy you tended the garden of my life so well.  May this be a great day for you. May God grant you great joy today and when you see Him will you ask Him to send a little extra comfort to all of us here today who loved you so very much." - Van Rose.]]> 2788 0 0 0 https://blog.roseandwomble.com/all-company-meeting-brings-together-the-past-present-and-future-of-rose-womble/ Mon, 21 Jul 2014 15:57:39 +0000 http://newblog.roseandwomble.com/?p=2803 Rose & Womble Realty Company celebrated our Past, Present, and Future at the July 9th All-Company Meeting held in Chesapeake.  The event was a combination of rally, education, and trade show. The morning started with a trade show that featured several businesses and companies that have affiliated with Rose & Womble. [caption id="attachment_2805" align="alignnone" width="300"] Rose & Womble REALTORS® take a look at some of the offerings at the Trade Show[/caption] Agents were able to network and learn about new services with these fine vendors and companies.

• Rose & Womble Marketing Department Store
• Cox Communications
• Johns Brothers  Home Security
• 1^st American Home Warranty
• The Fire Safety Guys
• Mayo Insurance
• Monarch Bank
• Advance Title & Abstract, Inc.
• Damsel in Defense
• United Credit Education Service
• Rose &Womble Foundation
• Advance Financial Group

The general session featured a presentation of profit sharing checks to agents and managers throughout the company.  These checks were valued at over $210,000 and were the second distribution of the profit sharing program. [caption id="attachment_2806" align="alignnone" width="300"] Ron Foresta, President of Resale Division of Rose & Womble Realty, and Van Rose, President of Rose & Womble New Homes announce the profit sharing distribution for this year.[/caption] Mitchell Kucy, son of Jean Kucy from our Holland Road Office, was recognized as the recipient of the Internal Scholarship presented by the Rose & Womble Foundation.  The Rose & Womble Foundation also manned a table to allow agents to sign up for automatic donations during closings  and they collected non perishable food items for Prince of Peace Food Pantry. [caption id="attachment_2807" align="alignnone" width="300"] From left to right: Art Zachary, President and CEO of Rose & Womble Realty, Julia Diehl, President of the Rose & Womble Foundation, Mitchell Kucy, 2014 Internal Scholarship Winner, and Van Rose, President of Rose & Womble New Homes[/caption] Resale Division President, Ron Foresta and New Homes Division President Van Rose gave the crowd a year-to-date presentation of the company.  They highlighted the Accounting department's upgrade to LoneWolf software, the diversification of marketing efforts, the impact of the Online Sales Counselor in New Homes, and the many ways that Rose & Womble provides leads to resale agents.  Ron Foresta also took a trip down memory lane, showing off a treasure trove of photos from various events and parties the company has hosted over the years. [caption id="attachment_2808" align="alignnone" width="300"] Ron Foresta, President of Rose & Womble Resale Division[/caption] After that the agents were able to choose between four breakout sessions for further education.  Greenbrier Resale Office Managing Broker. David Drogus hosted a session entitled, "Are You Smarter that Your Smart Phone?"  The session highlighted ways agents could boost the second half of their 2014 by using prospecting techniques designed to increase listing opportunities.  Another popular choice was the session called "New Tools and Tricks to add Value to Your Business" was hosted by Director of IT, Vargis Mathews and Special Projects Marketing Manager, Ramona Rice.  That session showed off new social media sharing capabilities added to RoseandWomble.com which enable marketing and IT to track what and where items are being shared from Rose & Womble's website.  Vargis also highlighted the great uses of Google Drive. [caption id="attachment_2809" align="alignnone" width="300"] Greenbrier Managing Broker, David Drogus leading a packed house.[/caption] Tim Good from Advance Financial Group and Derrick Smith of United Credit Education Service hosted a session called, "Demystifying The Mortgage Process & Helping YOUR Customers Clean-up Their Credit."  This session highlighted changes in the mortgage process and introduced agents to the services of United Credit Education Service.  Rose & Womble New Homes Managers Butch Boykin and Terry Gearheart led the final session, "The Top 10 Myths of Selling New Homes."  This session was filled with excellent questions as the men explained to resale agents the benefits of bringing clients to a New Homes community. [caption id="attachment_2810" align="alignnone" width="300"] Butch Boykin from Rose & Womble New Homes listening to an agent question.[/caption] All of the education sessions were free of charge to agents as it is part of Rose & Womble Realty Company's commitment to supporting agents.  If you wish to learn more about Rose & Womble visit our career website at JoinRW.com.]]> 2803 0 0 0 https://blog.roseandwomble.com/congratulations-to-our-june-listing-contest-winners/ Mon, 21 Jul 2014 07:10:25 +0000 http://newblog.roseandwomble.com/?p=2820 The Following Resale Agents each won $50 dollars for their listing performance in June! Beach Office

• Cynthia Welch

Chesapeake Office

• Joan Revell
• Richard Calderon
• Kathy Rolaf
• Lisa Cicchetto

Ghent Office

• Ernie Guiterrez

Greenbrier Office

• Carmen Anthony

Harbour View/Suffolk Office

• Genine Cooper
• Kim Hughes
• Cyndi Osborough

Holland Road Office

• Jenni McFarland

Lynnhaven Office

• Patricia Jami
• Beth Hughes

Peninsula Office

• David Tortolini

Shore Drive Office

• Steve Conner
• Naomi Reider

And the Grand Prize Winner . . . David Wilkey from the Chesapeake Office who won $200 dollars for his exceptional listing performance in June]]> 2820 0 0 0 https://blog.roseandwomble.com/tides-night-brings-over-1500-to-rose-womble-foundation/ Wed, 23 Jul 2014 15:28:58 +0000 http://newblog.roseandwomble.com/?p=2824 Rose & Womble agents, employees, and guests came together to enjoy a night of fun and to raise money for the Rose & Womble Foundation's general fund with the Norfolk Tides. The 1st annual Rose & Womble Foundation Night was organized by the Foundation Board as a way to have fun but also help the Foundation grow.  The night was considered a success by many of the agents who attending the evening event. "I had a great time at the Tides game hanging out with friends and colleagues while supporting a great cause," said Rose & Womble Property Manager Kelly Guzman. Over 400 tickets were sold for the event - purchased by Rose & Womble agents, property managers, and employees.  Many of the participants used the evening as a client appreciation event.  Guests enjoyed the baseball game - the Tides won - and were also entertained by the Hurrah Players and Reggie the Purple Party Dude.  The fireworks at the end of the game that were themed to rock music and were also a huge hit. "What a blessing to raise money for the Rose & Womble Foundation, while enjoying a the greatest American past time with my fellow REALTORS!!  It was truly a fun night with friends, family and clients, Rose & Womble hit it out of the park," said Holland Road Office Agent Jenni McFarland. Suffolk agent Ryan Benton was able to throw out the first pitch and the Foundation was able to raise over $1500 for various programs. "It was great that the whole company got behind this fundraiser.  This was the first year but I can see us hosting this night year-after-year.  I can't say enough good things about the Tides organization - they made it so easy and fun, " said Tides Night Organizer Ramona Rice. [gallery type="slideshow" ids="2825,2828,2833,2834,2837,2840,2852,2854,2879,2881,2883,2885,2887,2888,2891,2893,2895,2897,2898,2900,2902,2903,2904,2905,2907,2908,2909,2910,2911,2912"]]]> 2824 0 0 0 https://blog.roseandwomble.com/this-weekend-is-tax-free-weekend-in-virginia/ Tue, 29 Jul 2014 16:23:29 +0000 http://newblog.roseandwomble.com/?p=2924 August 1st through 3rd Take Advantage of Great Deals for Back-to-School Can you believe August 1st is this Friday! In just a few weeks the school buses will start driving through neighborhoods throughout Hampton Roads.  Take advantage of it by purchasing the following items from Friday August 1st - Sunday August 3rd.  For a complete list go to the Virginia.gov website.

School Supplies that are $20 and under per item

• Binders
• Blackboard Chalk
• Book Bags
• Calculators
• Composition Books
• Crayons
• Dictionaries and thesauruses
• Erasers
• Glue
• Legal Pads
• Lunch Boxes
• Markers - including dry erase
• Notebooks
• Paper
• Pencils and Pens

Computer Supplies

• Computer storage media
• Printers
• Printer Supplies

Clothing - must be $100 or under per item

• Belts
• Boots
• Dresses
• Gloves and mittens for general use
• Gym suits
• Jeans
• Hosiery
• Leotards and tights
• Nightgowns
• Raincoats
• Shoes
• Shorts
• Slacks
• Shirts
• Socks and stockings
• Underwear
• Uniforms
• Clothing accessory items including: cosmetics, briefcases, hair notions, jewelry, non-prescription sunglasses, and wallets.

 ]]> 2924 0 0 0 https://blog.roseandwomble.com/rose-womble-rocks-at-concert/ Wed, 30 Jul 2014 14:09:46 +0000 http://newblog.roseandwomble.com/?p=2929 Fall Out Boy and Paramore Put on a Great Show for the Audience at Farm Bureau Live in Virginia Beach We had an amazing time at the Fall Out Boy and Paramore show last night, July 29th.  The weather was amazing, and the music rocked.  All of us at Rose & Womble Realty want to congratulate all of our winners from our Facebook contest.  Here are a few pictures from the night. [gallery type="slideshow" ids="2932,2933,2934,2935,2936,2931" orderby="rand"]]]> 2929 0 0 0 https://blog.roseandwomble.com/chesapeake-and-holland-road-agents-collecting-school-supplies/ Fri, 01 Aug 2014 16:37:36 +0000 http://newblog.roseandwomble.com/?p=2944 2944 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-1252-front-street-at-sajo-farm/ Wed, 06 Aug 2014 13:52:11 +0000 http://newblog.roseandwomble.com/?p=2961 2961 0 0 0 https://blog.roseandwomble.com/waterfront-options-throughout-hampton-roads-seen-in-rw-listings/ Wed, 06 Aug 2014 13:18:14 +0000 http://newblog.roseandwomble.com/?p=2977 RoseandWomble.com and search through every property in Hampton Roads.

4700 Ocean Front Ave, Virginia Beach

4708 Ocean Front Ave, Virginia Beach

1521 Governors Wharf  Suffolk, VA

 

15 Haywagon Trail, Hampton, VA

5054 S. Links Circle, Suffolk VA

301 Plummer Drive, Chesapeake, VA

 ]]> 2977 0 0 0 https://blog.roseandwomble.com/hampton-roads-lighthouses/ Thu, 07 Aug 2014 16:16:25 +0000 http://newblog.roseandwomble.com/?p=2994 The Old Cape Henry Lighthouse The Old Cape Henry Lighthouse, built in 1792, is the oldest lighthouse on the Chesapeake Bay and the third oldest still standing in the United States. The unpainted sandstone tower stands 90 feet tall and was reinforced with a brick lining. It serves as the official symbol for the City of Virginia Beach and is located on the grounds of Fort Story, a U.S. Army base.

The New Cape Henry Lighthouse

The new Cape Henry Lighthouse was built to replace the old one in 1881. It sits only 357 feet away from the original and is the tallest cast iron lighthouse in the United States. The 164-foot octagonal tower has been operated by the U.S. Coast Guard since 1939. During the early part of World War II, the top was used as a battery commander's station for Battery Walke, which contained two 16-inch howitzers. Although it is not open to the public, it can be seen from the original lighthouse.

The Old Point Comfort Lighthouse

Located at Fort Monroe in Hampton, the Old Point Comfort Lighthouse is operated and maintained by the U.S. Coast Guard and not open to the public, yet it can be viewed from the street. The keeper lives in an adjoining house owned and maintained by the Army since 1973. Overlooking the entrance of Hampton Roads and commissioned by Thomas Jefferson, it is the second oldest on the Bay, built in 1802. It stands 54 feet tall and is an octagonal sandstone structure. During the War of 1812, it was used as a watch tower. During the Civil War, it was riddled with bullets by naval guns.]]> 2994 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-1403-elder-street-at-stockbridge-at-tanglewood/ Wed, 13 Aug 2014 13:22:28 +0000 http://newblog.roseandwomble.com/?p=2967 2967 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-5007-kings-grant-circle-in-kings-fork-farm/ Wed, 20 Aug 2014 14:36:49 +0000 http://newblog.roseandwomble.com/?p=2970 2970 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-2017-channing-lane-ashville-park-rainer-village/ Wed, 27 Aug 2014 13:45:56 +0000 http://newblog.roseandwomble.com/?p=2973 2973 0 0 0 https://blog.roseandwomble.com/rose-womble-celebrates-national-book-lovers-day/ Sat, 09 Aug 2014 11:31:13 +0000 http://newblog.roseandwomble.com/?p=2989 Today is National Book Lovers Day - a day designed to enjoy the written word and celebrate the joy of reading.  A real estate company talking about books on its blog probably seems a bit nuts - but our company is full of readers! Voracious, always looking for something awesome to read, readers.  And what in life is better than sitting at home, curled up with an amazing book?  Okay, maybe sitting on a beach with an amazing book, but no matter the location any time spent reading is time well spent.

After all, readers are often leaders.  Look at our New Homes and Rose & Womble Enterprises President, Van Rose, who often has a reading list so deep you wonder if he'll ever finish.  Or our Resale Division President, Ron Foresta, who constantly is reading and learning about communications and business.

When you ask a person what his favorite book is it opens up a whole world of discovery about that person - and what that reader truly loves in life.  Sometimes the answers surprise us. When we asked our agents and employees we were rewarded with literary classics, a cookbook, and even stories from childhood.  Some of the answers were a series of books - the ones whose characters feel like family.

Still not convinced? Lets look at some facts:  reading can help prevent Alzheimer's, can make you smarter, and is still the cheapest form of entertainment.  Books are just simply one of life's greatest pleasures - and having the right space to enjoy them certainly helps.  This is where reading and real estate meet because built-in shelves for books are still popular among home buyers.  Shelves in bookstores are still devoted to DIY or decorating books.  And many popular books have house or home in the title:

• Little House of the Prairie by Laura Ingalls Wilder
• The House at Pooh Corner by A.A. Milne
• A Doll's House by Henrik Ibsen
• A Painted House by John Grisham
• A Home at the End of the World by Michael Cunningham

There were over 175 book titles on Goodreads that home or house in the title - books and houses are linked throughout literature so why shouldn't Rose & Womble celebrate the day?

To help celebrate the day, we've gone to our group of REALTORS®, employees, leadership team, and some of our social media followers to find out what are some of their favorite books and why.  We got some surprising answers - sure we got business books, the Bible, but many picked classics or new books. Some sent us examples from childhood or a favorite English class in high school.   Throughout the day we're celebrating books - and we're inviting you to join in the conversation. On all our social media channels we'll be posting our favorite books - and book features.

 ]]> 2989 0 0 0 https://blog.roseandwomble.com/happy-monday-2/ Mon, 11 Aug 2014 15:28:09 +0000 http://newblog.roseandwomble.com/?p=3014 #HappyMonday "The most important thing is to enjoy your life - to be happy - it's all that matters" -Audrey Hepburn[/caption]]]> 3014 0 0 0 https://blog.roseandwomble.com/rose-womble-number-1-in-real-estate-sales-july-2014/ Wed, 13 Aug 2014 15:25:19 +0000 http://newblog.roseandwomble.com/?p=3021

Rose & Womble sold 11% more than the closest company, William E. Wood (a Howard Hanna company).

Rose & Womble sold 25% more than Prudential Towne

Rose & Womble sold 86% more than Long & Foster

Rose & Womble sold 113% more than the Real Estate Group.

While the company is excited about remaining the leader in Hampton Roads, the agents and leadership team are pushing for strong finishes in the second half of 2014.  There is a continued emphasis on training and recruiting agents to the company.  Anyone wishing to learn more about becoming a real estate agent with Rose & Womble is encouraged to go to JoinRW.com.     ]]> 3021 0 0 0 https://blog.roseandwomble.com/top-resale-agents-for-july-2014/ Thu, 14 Aug 2014 13:21:00 +0000 http://newblog.roseandwomble.com/?p=3028 Congratulations to our outstanding Resale Division for an amazing July.  We were number one for overall settlement volume according to Real Estate Information Network (REIN). Here are the top agents and teams

Top Sales Team: Brenda Rawls Star Team, Beach Office

Top Individual Agent: Anna Staylor, Lynnhaven Office

 Top Listing Team: Wilkey's Extreme Team, Chesapeake Office

Top Listing Individual Agent: Sara Lannom, Beach Office

 

Here are the Top Agents by Office

Beach Office: Top Sales, Brenda Rawls Star Team; Top Listing, Sara Lannom

Chesapeake Office: Top Sales and Top Listing, Wilkey's Extreme Team

Ghent Office: Top Sales, Andrea Moore; Top Listing, Carl Johansen

Greenbrier Office: Top Sales, Joanna Reeser; Top Listing, Maxine Long

Harbour View/Suffolk Office: Top Sales, Nora Edwards; Top Listing, Mary Mills

Lynnhaven Office: Top Sales, Livernois & Teranova; Top Listing Anna Staylor

Peninsula Office: Top Sales, David Tortolini; Top Listing, Pam Strahorn-Roe

Shore Drive Office: Top Sales, Sue Lentini; Top Listing, Laura Ennis

]]> 3028 0 0 0 https://blog.roseandwomble.com/rw-new-homes-top-ten-communities-july-2014/ Mon, 18 Aug 2014 17:41:15 +0000 http://newblog.roseandwomble.com/?p=3036 1.  Affordable New Construction:

Kelly Hollowell

2. Culpepper Landing, Vintage Homes, The Row Homes, and the Villas:

Joan Revell and Doreen Giuliano

3. Seasons at Cahoon Plantation, Platinum Homes:

Rob Mitchell and Carmon Pizzanello

4. Kings Fork Farm, Terry Peterson Residential:

Jay Osborough

5. Stockbridge at Tanglewood, Hearndon Construction:

Melissa Ivey and Ray Bauer

6. Saddlebrook Estates, Hearndon Construction:

Nell Gallagher and Martha Root

t

7. Ashville Park: Rainer Villiage, Bishard Homes:

Scott Berry and Wendy Kelly

8. Lawson Hall, Corinth Residential:

Lisa Kyriakides

9. Hampton Roads Crossing, Terry Peterson Residential:

Nick White

10. First Watch at River Pointe, Gee's Group:

Donna Goz and Guy Henderson

]]> 3036 0 0 0 https://blog.roseandwomble.com/forsalebyowner/ Tue, 09 Sep 2014 17:50:09 +0000 http://newblog.roseandwomble.com/?p=3051 KeepingCurrentMatters.com, the average price of a home sold by the owner is $184,000 while on a national average the price of a home sold by an agent is $230,000.  The reason is pricing a home is both art and science - one that takes tremendous training to accomplish. And while the information on pricing can be found through court and real estate websites, understanding current market trends, neighborhood data, and other factors are where a real estate agent comes in handy. The other challenge is the amount of disclosures required to sell a home.  And often FSBOs don't consider this when placing their home on the market. "We have over 28 disclosures with a few needing to be disclosed more than once and if a FSBO overlooks one required form or mandated disclosure it can cost you the sale of your house, the purchase of the next and possible lawsuits," said REALTOR® Richard Calderon. Agents at Rose and Womble go through pricing training and continued education to stay ahead of the market.  If you're considering putting your home on the market it is wise to interview one of our agents who can come up with a great marketing and pricing plan.  For more help contact our Customer Service Center at 1-800-695-7356 and our team can connect you with a great, professional REALTOR®.]]> 3051 0 0 0 https://blog.roseandwomble.com/market-conditions-in-hampton-roads/ Mon, 25 Aug 2014 12:28:58 +0000 http://newblog.roseandwomble.com/?p=3053 Want to know where your home stands in the Hampton Roads market? Speak to one of our REALTORS® or our Customer Service Center at 1-800-695-7356. [caption id="attachment_3054" align="alignnone" width="600"] Absorption Rates in Hampton Roads according to REIN data, analysis by Rose & Womble. Information deemed accurate but not guaranteed.[/caption]  ]]> 3053 0 0 0 https://blog.roseandwomble.com/celebrate-national-dog-day/ Tue, 26 Aug 2014 14:12:34 +0000 http://newblog.roseandwomble.com/?p=3060 NationalDogDay.com.  If you can, celebrate man's best friend today and everyday

20 Ways to Celebrate National Dog Day

1. Adopt a dog from your local shelter or pure breed rescue organization. Volunteer at your local shelter and offer to walk a dog or play with a dog, clean cages or anything else they need help with. 2. Have a safety check of your home to make sure it's safe for your dog and others. 3. Donate blankets, food and toys to animal welfare organizations. 4. Organize a peaceful demonstration in front of your community pet store that sells puppies. 5. Write your Congressman and ask that he/she support the ban of Puppy Mills and Gas Chambers in your state. 6. Order an adorable dog shaped flower arrangement from 1-800-Flowers.com and enjoy a 10% discount by using code DOG when placing your order! 7. Have a National Dog Day party and invite all your friends and their dogs! 8. Spend the day taking photos of your dog and then enter our photo contest! 9. Buy an official National Dog Day Tee here and sport it proudly! 10. Assist an ill or elderly neighbor by walking their dog. 11. Have a portrait painted of your dog to suspend the fleeting magic of dogdom. 12. Buy your dog a fun new dog toy....or two...or five. 13. Give your dog some fun exercise by taking him or her to a doggy play resort. 15. Brush your dog to eliminate excess fur. 16. Give your dog a massage or holistic spa treatment. 17. Teach your dog a new trick. 18. Buy your dog a fashionable collar and leash. 19. Hire a professional pet photographer for a fun photo shoot. 20. Take your dog to the beach.]]> 3060 0 0 0 https://blog.roseandwomble.com/rose-womble-is-observing-labor-day/ Mon, 01 Sep 2014 12:00:20 +0000 http://newblog.roseandwomble.com/?p=3068

Our Resale and Corporate Staff Members and Agents are observing Labor Day, September 1st - if you need immediate assistance with your housing needs please contact your favorite Rose & Womble REALTOR® or you can search for your next home using our website.

• All our New Homes Community sites will be closed  for our Teams to enjoy the holiday with family and friends. You can find out more about your favorite New Homes Communities by searching on RWNewHomes.com

• Property Management: All rental payments that are not being made online can be left in the drop box on the parking lot side of the building.

]]> 3068 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-1123-plummis-lane-in-stony-run-manor/ Wed, 03 Sep 2014 13:21:03 +0000 http://newblog.roseandwomble.com/?p=3073 RWNewHomes.com    ]]> 3073 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-1413-carrolton-way-in-retreat-at-greenbrier-in-chesapeake/ Wed, 10 Sep 2014 13:00:57 +0000 http://newblog.roseandwomble.com/?p=3078 3078 0 0 0 https://blog.roseandwomble.com/back-to-school-means-giving-back/ Tue, 02 Sep 2014 13:18:37 +0000 http://newblog.roseandwomble.com/?p=3091 Our Chesapeake and Holland Road Offices Collected School Supplies for Local Students Both the Chesapeake and Holland Road Offices collected school supplies for local Hampton Roads students.  It's a great way for our agents to stay connected in the community and give back.  According to DoSomething.org, 40% of children who live below the poverty line are not ready for primary education.  Donating supplies is one way to help bridge the gap. The Holland Road office helped the Buffalow Family/Friends Community Days - this is a grassroots organization which collected school supplies for 750 children in the South Norfolk community. The office got involved with assistance from Pamela Laurens, REALTOR® of The PerfectHouse Team.  This was the fourth year for the supply drive which included a picnic and community outreach. The Chesapeake Office held its annual Fill-the-Backpack program for 3rd, 4th, and 5th grade students at Carver Intermediate in Chesapeake.  This year the office was able to donate 55 filled book bags for these students. "Most students will admit that there is a great deal of apprehension on the first day of school each and every year. All eyes and ears of the people that love you see this as your opportunity to grow and become a self-sufficient adult so there is a self-made pressure that automatically accompanies the first day of school from family and friends. Unfortunately, there are many students who are unable to come to school the first day without all the required supplies and therefore they are even more stigmatized than any other day of the school year. Some of those students do not attend the first day because of the peer pressure," said Chesapeake Office's Managing Broker Karen Gaskins.   ]]> 3091 0 0 0 https://blog.roseandwomble.com/the-different-reactions-of-first-day-of-school/ Tue, 02 Sep 2014 20:06:35 +0000 http://newblog.roseandwomble.com/?p=3100 This is how parents view the first day of school [caption id="attachment_3102" align="alignnone" width="540"] How parents see back to school[/caption]  

How kids see back to school

[caption id="attachment_3101" align="alignnone" width="600"] A more accurate version of how kids feel about the first day of school[/caption]]]> 3100 0 0 0 https://blog.roseandwomble.com/how-to-organize-stuff-animals/ Tue, 09 Sep 2014 13:42:07 +0000 http://newblog.roseandwomble.com/?p=3104

We invited Virginia Beach Home and Organization Expert Amy Volk from Simplified Living to help us tackle one of the trickiest things to organize - stuff animals.  Today is National Teddy Bear day and its always a tricky subject and issue to deal with all those cute and cuddly creatures that seem to multiply in no time at all.  Here are Amy's tips.

  If you have kids, you also have stuffed animals. Some kids love them more than others-my daughter has over 75 “stuffies” in her closet and she isn’t willing to part with any of them! Over time, stuffed animals can take on a life of their own and you feel like they’re everywhere and you can’t contain them. After doing some research, I have found my 3 favorite ways to store them and display them. All of these are simple to install or use and and very affordable plus they allow easy access to the animals and also make for easy clean-up.

The Toy Hammock

You can find these almost anywhere online and they come in several sizes. I love these because they get all the stuffed animals off the ground and make them easy to see. [caption id="attachment_3105" align="alignnone" width="425"] They get all the stuffed animals off the ground and make them easy to see.[/caption]

Boon Stuffed Animal Storage Bag

This is just ingenious. This plush zipper bag can be stuffed with the stuffies and then zipped up. You can see them through the mesh and use them as stools & bean bag chairs in a bedroom! Just dump them out to use and stuff them back in when you’re done! [caption id="attachment_3107" align="alignnone" width="468"] This plush zipper bag can be stuffed with the stuffies and then zipped up.[/caption]

Hanging Shoe Organizer

Unlike the classic shoe pocket organizer, this organizer simply has elastic straps. It’s great to display the stuffed animals on a wall or a door and super easy to take out and use and also put them away. [caption id="attachment_3106" align="alignnone" width="332"] This organizer simply has elastic straps. It’s great to display the stuffed animals on a wall or a door and super easy to take out and use and also put them away.[/caption]

Good Old Fashioned Shelf

Don’t forget that you can always display the stuffies on a shelf, but this is the hardest way to keep them from looking cluttered and messy. About the author: Amy Volk started Simplified Living, LLC in 2007  after years of being a Registered Nurse, corporate trainer & Direct Sales Leader. Amy has a passion for teaching you how to maintain a simplified life.  Her philosophy is based on the need for simplicity and de-cluttering in our “stuff-driven” culture. Amy and her team at Simplified Living also provide solutions to life’s everyday problems, including work-life balance!  You will find Amy on her regular segment of “Organize Your Life” on The Hampton Roads Show,  speaking  throughout our region, writing on her blog, AmyVolk.com  and hanging out with her twins and family.]]> 3104 0 0 0 https://blog.roseandwomble.com/help-support-families-of-fallen-troops-at-bowl-athon/ Fri, 05 Sep 2014 18:20:40 +0000 http://newblog.roseandwomble.com/?p=3115 The Rose & Womble Foundation's Annual Bowl-a-Thon for our Military is fast approaching.  On September 21st we hope to raise money for the Wounded Warrior Project and Gold Star Moms. The Wounded Warrior Project is a veterans service organization that offers a variety of programs, service and events for wounded veterans of the military actions following the events of September 11, 2001 American Gold Star Moms has a personal connection to Rose & Womble. The organization is a bereavement group for mothers of fallen troops.  Two of our very own, Mona Gunn, Resale Agent from Holland Road and Darlene Kelly from Property Management are members of Gold Star Moms because their children made the ultimate sacrifice for our freedom. Mona's son, Seaman Cherone L. Gunn was killed in the USS Cole bombing and she is featured in this video: Darlene's son, Army Sgt. Shawn Dunkin, was killed in 2007 by an IED attack in Iraq.  This is what Gold Star Mom's means to Darlene:

"The Gold Star Moms have been an excellent support group for me.  These moms have also lost children while serving in the military and understand the pain I am going through because they are also going through it.  This pain never goes away.  We have come together as a group serving our military and veteran groups.  "All gave some - Some gave all" has a much deeper meaning to Gold Star Moms and Gold Star Families," said Darlene.  "Please support the Rose and Womble Foundation and their Bowl-A-Thon so the good work can continue."

Please consider organizing a team or supporting a team in sponsorship.  Last year several people brought teams from outside Rose & Womble making the day a huge success.   All proceeds from this event goes to these worthwhile charities.

For more information contact Julia Diehl at jdiehl@roseandwomble.com

 ]]> 3115 0 0 0 https://blog.roseandwomble.com/openhousestaging/ Wed, 10 Sep 2014 12:49:41 +0000 http://newblog.roseandwomble.com/?p=3136 It's Open House Season! Here is a collection of great open house tips to get your home ready for its new buyers. [iframe style="overflow-y: hidden;" src="https://magic.piktochart.com/embed/2690829-100-open-house-ideas-for-sellers" height="6591" width="600" frameborder="0" scrolling="no"]]]> 3136 0 0 0 https://blog.roseandwomble.com/how-to-make-the-most-of-your-new-homes-community-visit/ Tue, 16 Sep 2014 18:43:41 +0000 http://newblog.roseandwomble.com/?p=3147 Rose & Womble New Homes Division hosts open houses everyday with our amazing collection of New Homes Communities. From the spectacular views of the York River in Gloucester Point to the growing hub of Elizabeth City, North Carolina - Rose & Womble's New Homes Division has every type of new home open to the public daily.  Their agents are trained to handle crowds or work with clients one-on-one, both showing off the model and explaining the new homes process. And just like a "traditional" open house, many times people will discover the community from the RWNewHomes website, from their buyers agent, or from driving around and seeing open house signs. [gallery type="slideshow" ids="3148,3149,3153,3150,3156,3158,3159,3162,3165,3167"] Touring a new home community is a bit different, and very much the same, as touring an open house. Having a plan when touring a new homes site will help you get the right information and will hopefully lead you to finding the new home of your dreams. Here are our tips for making the most of your visit to a new homes site.

1. Take a tour of the model and get to know the site agents

[caption id="attachment_3162" align="alignnone" width="300"] During Open House Weekend Doreen Giuliano is working with visitors in the Vintage Model at popular Culpepper Landing in Chesapeake, VA[/caption] The site agents are your direct connection to the builder and an amazing resource in explaining everything from the timeline of builds and the differences between flooring options. They are on-site daily and know the neighborhood benefits and features. Plus they can introduce you to the neighbors. When you're looking at the new home option the site agent is typically going to be working hand in hand to coordinate the sale and work with the builder for scheduling the build. Touring the model should give you a tour of the layout of the home, the features, and upgrades available. The idea is to give the buyer a chance to imagine what it would be like to live in that style of home.

2. The site agent is going to want some information

One of the jobs of the site agent is to track the traffic coming to the new home site. Often the agent will ask you to fill out a questionnaire that will include  finding out if you're already working with an agent. Virginia law requires agents to ask that question. Other questions might include contact information, and how you discovered the property. Often your information is asked so that the site agent can follow up and keep you informed of new offerings, models, and incentives.

3. The site agent is going to ask for your time frame for moving

This question is critical. One of the largest misconceptions of purchasing a new home is that it will take a long time to build. This is not always the case because sometimes builders and communities will have what is known as inventory homes. Inventory homes are ones that the builder has made and are typically 30-60 days away from being move-in ready. Sometimes you can purchase an inventory home and still pick finishes and paint colors, it's a wonderful option that you should ask the site agent about. If you have a longer time frame then you can talk about reserving a lot and home style. Another good question is how many lots are still available. This helps you and the site agent realistically talk about the potential of your new home.

4. Let the site agent know if you have a home you have to sell

Having to list a home doesn't have to be a barrier from reserving or beginning the process of your new home. The site agent can explain what options there are to still reserve the lot you want and if you need a recommendation thy can connect you with a resale listing agent. Often the builder will want to know that you already have your home listed but this varies on the builder and new homes site. Being upfront about this will help the site agent make recommendations.

5. Walk around the new community

[caption id="attachment_3155" align="alignnone" width="300"] A family touring Culpepper Landing during Open House Weekend.[/caption] This is just sound advice for any home purchase. Take a walk around the neighborhood, look at the amenities, what the traffic is like, and how you feel. Can you imagine yourself taking this walk regularly?  Does the community have good access to the clubhouse, pool, or other neighborhood offerings?

6. Arrange to meet with the preferred lender

While you don't have to use the preferred lender of the builder there are often buyer's incentives that include closing costs, upgrades, and other items that come with using the preferred lender. The site agent can help arrange an introduction and an appointment.

7. The site agent will have a pack of hand outs with great information

This pack will often include floor plans, lists of materials, and community information. It is designed for you to look through at your convenience.

8. Ask to see some of the designer or appliance packages

One of the best and more popular things about purchasing your new home is picking out finishes and paint that fits your style and taste. Many builders will offer design assistance and you can arrange to have preview of available finishes and upgrade options.

9. Determine what features are the most important

Remember the model is designed to show you the ultimate options for this community. Make a note of what you love and ask the site agent what is standard versus an upgrade.

10. Ask about estimated cooling, heating and home maintenance costs

This should be asked for any home purchase - new or resale. One of the nicest things about purchasing a new home is that you know you're getting the latest in items like windows, siding, roofing. This often leads to energy savings.    ]]> 3147 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-5016-kings-grant-at-kings-fork-farm-in-suffolk-va/ Wed, 17 Sep 2014 13:07:09 +0000 http://newblog.roseandwomble.com/?p=3081 Kings Fork Farm is waiting. Today's home is 5016 Kings Grant Circle a 3 bedroom, 2 and 1/2 bath home, with granite counter tops, and an upgraded kitchen - plus a price tag of only $243,345 it's such an affordable way to get a new home. Want to know more about this or any of Rose & Womble's New Homes? Just Ask Jen! 757-774-6999 or search on RWNewHomes.com]]> 3081 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-5533-sadie-lane-in-willow-pond-virginia-beach/ Wed, 24 Sep 2014 13:00:44 +0000 http://newblog.roseandwomble.com/?p=3084 RWNewHomes.com]]> 3084 0 0 0 https://blog.roseandwomble.com/august-resale-award-winners-announced/ Wed, 17 Sep 2014 12:00:23 +0000 http://newblog.roseandwomble.com/?p=3143 Top Sales Team: The PerfectHouse Team, Holland Road Office

Top Sales Individual Agent: Tim Cochran, Lynnhaven Office

Top Listing Team: Anna's Home Team, Chesapeake Office

Top Listing Individual Agent: Cheryl Hickok, Lynnhaven Office

Top by Office

Beach Office: Top Sales: Diane Norton, Top Listing: Greg Hotta

Chesapeake Office: Top Sales: Wilkey's Extreme Team, Top Listing Anna's Home Team

Ghent Office: Top Sales Agent: Maureen Corra

Greenbrier Office: Top Sales: Clemens Team, Top Listing: Cathy Giambalvo

Harbour View/Suffolk Office: Top Sales: Ryan Benton, Top Listing: Sue Sanders

Holland Road Office: Top Sales and Top Listing: The PerfectHouse Team

Lynnhaven Office: Top Sales: Tim Cochran, Top Listing: Cheryl Hickok

Peninsula Office: Top Sales: Sandra von Schilling, Top Listing: Vince Cowling

Shore Drive Office: Top Sales and Top Listing: Sue Lentini

 ]]> 3143 0 0 0 https://blog.roseandwomble.com/top-ten-rw-new-homes-communities-for-august-2014/ Thu, 18 Sep 2014 13:03:50 +0000 http://newblog.roseandwomble.com/?p=3146 Here is the roundup for the Top Ten Selling Rose & Womble New Homes Communities in August.

1.  Summer Park, Stephen Alexander Homes: Tricia Hubbard and Bridgette Espinosa Site Agents

2.  Walker's Bend, HH Hunt: Fran Spence and Kim Boykin Site Agents

3. Willow Pond/Madison Landing, Bishard Homes: Lois Schultz and Delores Ross Site Agents

4. Stockbridge at Tanglewood, Hearndon Construction, Melissa Ivey and Ray Bauer Site Agents

5. Riverbluff Estates, Platinum Homes, Suzanne Wells and Joann Pantas

6. Seasons at Cahoon, Platinum Homes, Rob Mitchell and Carmon Pizzanello Site Agents

7. Carriage Homes at Lawson Hall, Corinth Residential, Lisa Kyriakides Site Agent

8. Affordable New Construction, DSF Development, Kelly Hollowell Site Agent

9.  Hampton Roads Crossing, Napolitano Homes, Nick White, Site Agent

10. Culpepper Landing, Vintage Homes, Joan Revell and Doreen Giuliano, Site Agents

]]> 3146 0 0 0 https://blog.roseandwomble.com/hampton-roads-real-estate-market-report/ Wed, 24 Sep 2014 12:10:06 +0000 http://newblog.roseandwomble.com/?p=3209 RoseandWomble.com. [caption id="attachment_3211" align="alignnone" width="600"] Hampton Roads Real Estate Market Report. Data courtesy of REIN, analysis by Rose & Womble. Deemed accurate but not guaranteed.[/caption]]]> 3209 0 0 0 https://blog.roseandwomble.com/friday-funny/ Fri, 19 Sep 2014 13:02:14 +0000 http://newblog.roseandwomble.com/?p=3214 ]]> 3214 0 0 0 https://blog.roseandwomble.com/23-autumn-diy-projects/ Mon, 22 Sep 2014 18:21:01 +0000 http://newblog.roseandwomble.com/?p=3217 "Autumn is a second spring, when every leaf is a flower." - Albert Camus.

Maybe it's the cooler weather, or the pumpkin themed food options in stores - but Fall is simply one of the best times of year. From football to Thanksgiving - this season is filled with plenty of opportunities to decorate and celebrate all that fall brings. The challenge can be finding the right projects to use all of Fall's bounty. We searched throughout our Pinterest feed to find some of the best projects to decorate and celebrate Fall.

To celebrate the first day of Fall - aka September 23rd - here is a collection of our favorite projects to get your home ready to showcase Fall.

1. Acorn Bird Feeder - Tried and True Blog

[caption id="attachment_3220" align="alignnone" width="489"] A great project to celebrate the Fall and help feed birds migrating down south[/caption]  

2. DIY Fall Leaves Bowl - Shelterness.com

[caption id="attachment_3221" align="alignnone" width="500"] Mod Podge, Leaf Garland, and a Balloon help create a unique and fun vessel to celebrate Autumn[/caption]

3. Illuminated Pumpkin - RecapturedCharm.com

[caption id="attachment_3222" align="alignnone" width="449"] A great project for fall - one you can spook up for Halloween and keep out for Thanksgiving. Illuminated Pumpkin #RoseandWomble #DIY[/caption]

4.  Velvet Pumpkins - HouseofHawthornes.com

[caption id="attachment_3223" align="alignnone" width="500"] Velvet Pumpkins offer a fun and elegant way to highlight one of Autumn's famous harvests[/caption]

5. Painted Acorns - HomeStoriesAtoZ.com

[caption id="attachment_3224" align="alignnone" width="529"] For even the most craft challenged - painted acorns is a great, simple project that easily adds a bit of color[/caption]

6.  Acorn Frame - 320 Sycamore Blog

[caption id="attachment_3219" align="alignnone" width="476"] Cute way to decorate a cheap frame - you could even use the painted acorns from the previous project[/caption]

7.  Monogram Fall Wreath - CraftholicsAnonymous.net

[caption id="attachment_3225" align="alignnone" width="571"] Seriously in love with this fall wreath - simple but gorgeous and completely customizable[/caption]

8. Glitter Pumpkins - iVillage

[caption id="attachment_3226" align="alignnone" width="400"] Add some serious sparkle and glam to your table - plus this is an easy project[/caption]

9. Fall Wine Bottles - Crazy Lou Creations

[caption id="attachment_3227" align="alignnone" width="398"] So simple and easy - yet elegant. This recycle wine bottle project is perfect to decorate a side table or mantel[/caption]

10. Glitter Leaves - 6th Street Design School

[caption id="attachment_3228" align="alignnone" width="540"] These can be hung as a garland, or placed around. There is never a thing as too much glitter[/caption]

11.  Leaf Art - Just a Girl Blog

[caption id="attachment_3229" align="alignnone" width="500"] Bringing real leaves into the home sounds complicated - you have to dry the leaves for weeks. But this art project will last generations.[/caption]

12. Framed Burlap Monogram - The Turquoise Home

[caption id="attachment_3230" align="alignnone" width="532"] This isn't just for fall - but burlap is a great choice. A wonderful craft project for those who get married in the fall.[/caption]

13. Fall Chalkboard Printables - Nest of Posies Blog

[caption id="attachment_3231" align="alignnone" width="532"] Sometimes the easiest decoration is the one you don't have to make yourself. Just print this and put in a pretty frame - add some pumpkins and leaves and you have the start of a wonderful Fall display[/caption]

14.  Felt Pumpkins - Delineate Your Dwelling

15.  House Numbers Pumpkin Topiary - At the Picket Fence

[caption id="attachment_3233" align="alignnone" width="533"] We can't get enough of this awesome project! Fake Pumpkins make this an all-season display[/caption]

16. DIY Pottery Barn Filler for Vases - Live Laugh Rowe

[caption id="attachment_3234" align="alignnone" width="533"] Create beautiful and inexpensive center pieces for Fall tables with this great solution for "filler"[/caption]

17. Stick Letters - Hello Little House

[caption id="attachment_3235" align="alignnone" width="400"] Great project to include the kids - all you need is a glue gun and a good supply of sticks from mother nature[/caption]

18.  Wood Slice Chalkboard - Craftaholics Anonymous

[caption id="attachment_3236" align="alignnone" width="516"] The tutorial for this is all about Halloween -but come on you can so rock this look all fall long[/caption]

19.  Felt Fall Air Fresheners - Domestics Super Hero

[caption id="attachment_3237" align="alignnone" width="600"] Super cute project that lets you decide the fragrance used.[/caption]

20.  Twine Pears - 906 East Chic

[caption id="attachment_3238" align="alignnone" width="425"] Elegant, chic, and inexpensive. Usually one of those words don't match the other two. What a great project that allows you to recycle and update for Autumn[/caption]

21.  Scrap Buster Fall Pillow - Cluck Cluck Sew

[caption id="attachment_3239" align="alignnone" width="550"] You could spend a lot of money to buy a pillow like this - or get your craft on and pull it together yourself. Great use for scrap material[/caption]

22. Fall Pumpkin - Shanty 2 Chic

[caption id="attachment_3240" align="alignnone" width="473"] Some of the best projects are the easiest. Great letters to create a wonderful display. You can customize to match your decor or keep it white.[/caption]

23. Autumn Apple Wreath - Fox Hollow Cottage

[caption id="attachment_3241" align="alignnone" width="532"] This looks difficult - but really it isn't - plus it is stunning and a great way to show off on of fall's best gifts the apple.[/caption]]]> 3217 0 0 0 https://blog.roseandwomble.com/why-is-a-career-in-real-estate-so-appealing-to-women/ Tue, 30 Sep 2014 13:05:01 +0000 http://newblog.roseandwomble.com/?p=3249 REALTOR Sara Lannom is balancing working and being a new mom to Lochlan. Having a career with Rose & Womble enables her to control her career and schedule.[/caption]

It's been said it's a 'man's world' but not always in real estate.

In a recent National Association of REALTORS® report it was announced that almost 57% of their members are female. Here at Rose & Womble women make up a majority of our most successful agents. In fact, women made up our top resale agents both individually and at team levels for 2013. Real Estate is a great option for women as a career because of the income potential, the flexibility, and that many women bring in the right skill set to succeed- the ability to manage multiple deadlines, personalities, and challenges. Mary Rumble, who has been an agent for over a year at Rose & Womble's Lynnhaven Office, discovered that many of the skill sets she had as a stay-at-home mom translated well into her real estate career. "I was part of many PTA committees while my children were growing up," said Mary. "I had to balance teachers, parents, kids, and administrators.  A real estate transaction is very similar.  You have to balance many personalities to see a contract to closing.  It was nice I already had the skill set to understand this." Balancing the personalities of the buyers, sellers, and the other agent can be tricky, enoough, then try adding the other players, inspectors, appraisers, title professionals, and bankers. Understanding how to mitigate and diffuse conflict, arrange schedules, and monitor progress of projects all fall into the role of a successful real estate agent. Mary, who had been wanting to be a real estate agent for over five years. is still happy with her decision because it allows her to problem solve and use skills from her college degree. Even while being out of the "traditional" working world for a number of years while she stayed home to raise her children, Mary discovered when she joined Rose & Womble she wasn't penalized because she stayed at home in terms of income potential. Mary is able to earn the same income level that other agents earn coming into the industry and that level grows with more sales. According to Pew Research Center, women who work-full time earn 77% of what their male counterparts earn - and this often due to career interruptions to raise children.  The nature of real estate compensation is that it is solely based on output - giving women and men truly equal playing fields. "That's one of the things women like the most about real estate as a career, no ceiling on income," said Beach Office Managing Broker Liz Harrison. Liz, who was a successful agent before becoming a managing broker, also felt that another key benefit was the flexibility of working their own hours. Often working moms love a career in real estate because they can balance being a career professional and a mom. Having a flexible schedule is a popular reason for many, men and women included, to start a career in real estate. A career in real estate sales allows the agent to set her own pace and she is directly rewarded in terms of compensation. Real estate is a career that is all about what you put into it and environment plays into a factor. Some want the hustle and bustle of a large, busy office. Others are more comfortable with a smaller team of agents. Within Rose & Womble, there are options to join a large office or a smaller office. There are also New Home and Property Management career paths that can be explored.  No two careers are alike. "What our profession provides to women that they can't always find in other occupations is flexibility. Most women have multiple roles between family and business and real estate allows them to work around their other demands. Additionally, when necessary, she can work from home. This does not mean that real estate is an easy profession because you will be working many long hours on nights and weekends when others are not at work," said Chesapeake Managing Broker Karen Gaskins. Sara Lannom from Rose & Womble's Beach Office is discovering this benefit first hand. She is balancing her best year in real estate while being a new mom to Lochlan, who will turn one-year old in December. Sara began her real estate career with the plan of enjoying balancing work and raising a family. For Sara it was always appealing that real estate would allow her to spend time with her children. "I became an agent in 2010 with the plan of having this career for the flexibility of career and family. Now that I had the baby it hasn't always been easy. I am learning about being a new mom but I'm having one of my best real estate years. That means I'm busy with both. But I love that I make the schedule work with my husband and son. It allows me to be the mom and career woman I want to be," said Sara. Mary Rumble agrees, in fact if she had her way she would have started  her career sooner. "I wish I'd started five years ago.  It was a learning curve this summer to realize how busy I would be when normally I only had to worry about the kids' schedules.  But I would absolutely sign up again to be a real estate agent.  I love it," said Rumble. If you wish to learn more about a career as a Rose & Womble Real Estate Agent there is no better place to start than visiting JoinRW.com  ]]> 3249 0 0 0 https://blog.roseandwomble.com/rose-womble-treats-guests-to-summer-concerts/ Tue, 23 Sep 2014 14:50:12 +0000 http://newblog.roseandwomble.com/?p=3252 Facebook followers with chances to see some of music's hottest acts perform in Hampton Roads! We kicked off the concerts with margaritas and parrots.  Jimmy Buffet brought a bit of Key West with his show in May and we were able to treat several guests. Then we rocked out to Paramore and Fall Out Boy in July - yes a bit younger audience but amazing music and an energetic show.  Paramore actually brought up a local girl to sing along to one of their songs. Finally we finished the night with country mega-star Brad Paisley with a funny, heartwarming, and personal show.  From his classic Celebrity to his current hits, Brad filled the September night with one more taste of summer. Did you get to have a chance to see any of these concerts on a private deck? Our guests did.  Stay tuned to our Facebook page for even more give-a-ways and  chances to win contests prizes.  That's one of the reasons Rose & Womble is #1 in Hampton Roads - we're connected to local events. [gallery type="slideshow" ids="3253,3255,3256,3257,3258"]]]> 3252 0 0 0 https://blog.roseandwomble.com/nancy-king-is-now-the-managing-broker-for-holland-road-office/ Tue, 30 Sep 2014 19:50:30 +0000 http://newblog.roseandwomble.com/?p=3265 We're so excited to announce that Nancy King has joined our leadership team as the Managing Broker of the Holland Road office.

“We are very excited to welcome Nancy King to our Rose & Womble Realty family.  She brings with her a tremendous amount of experience and passion to help develop and/or enhance our agent's business,” said Terri Stickle, Rose & Womble Vice President of Operations.

Nancy has been in real estate since 1987, first licensed in North Carolina and then in California in 1988. She became a full time real estate agent in the Hampton Roads area in 2006 with Long & Foster. She is a five-time Circle of Excellence award member from the Hampton Roads REALTORS® Association as well as receiving numerous awards within Long & Foster.

“Nancy is a high level producer who has proven marketing expertise and has an incredible track record of creating clients that are raving fans. She also possess the leadership skills necessary to lead a highly productive office.She is a perfect fit for our company,” said Ron Foresta, Rose & Womble Resale Division President.

While building her own business, Nancy took on many leadership and training roles at Long & Foster. In 2013 she was elected by Long & Foster agents to represent the Hampton Roads region on the corporate Gold Team Board.  In this role, Nancy, traveled monthly to Long & Foster’s corporate office to discuss and liaison for Hampton Roads’ Top Producers.  She also represented the Hampton Roads market in the annual Gold Team Conference. She was named a Long & Foster Advisory Board Member for the Hampton Roads region in 2012. In this role she represented her office to regional management. She actively mentored and trained new agents, providing training in her office and hosting a series of regional training sessions on topics including, listing presentations, building a referral business, buyer presentations, home staging, and using relocation to build business.

“I have mentored new agents, this is a particular passion for me. I have very strong organizational skills and can help a new agent formulate the necessary practices which will lead to success,” said Nancy.

At Long & Foster she specialized in corporate relocation and transfers, becoming an Accredited Relocation Specialist as well as being named a Norfolk Ambassador REALTOR. She is an Accredited Staging REALTOR. She also developed a strong business in residential real estate buyers including military, first-time home buyers, and the luxury beach market. As a residential real estate expert, Nancy set herself apart from competition with the level of her marketing packages and photos she offered her home sellers. This is a skill set she hopes to bring to the agents at her office.

“I feel those photos were the number one thing that set me apart.  Having glossy, multipage marketing pieces with professional photography. My product was nothing like what the competition was offering, and good marketing has a psychological effect on sellers and buyers. Homes sell first visually,” said Nancy.

Her love of beautiful design comes from her background in Art Education.  While in California she worked as a K-6 teacher of art in southern California. She wrote two published children’s art books and helped to write and develop teaching programs still being used. She is married to Joel King, a REALTOR who will also be working in the Holland Road office.  Together they have four children and spend time supporting local theater and art education.

While at Long & Foster, Nancy was offered Branch Managers positions twice but declined because at that stage in her career it just wasn't the right fit. But when the position at Holland Road opened up, and after discussions with Rose & Womble leadership, Nancy felt that this time it was time to take the plunge. Having full-time, local support and leadership was one of the main factors.

"As an agent I was really on my own because the company had good marketing and support but it wasn't here in Hampton Roads. They would connect me with professionals but they would be in Northern Virginia or Richmond and that would be too expensive. i had to develop skills to compensate but it wasn't the best use of my time," Nancy said. "From the agent and manager's point of view Rose & Womble is a world apart from any other real estate company."

For more information about joining Rose & Womble's team visit JoinRW.com.

"

]]> 3265 0 0 0 https://blog.roseandwomble.com/we-celebrate-national-coffee-day-every-day/ Mon, 29 Sep 2014 15:14:56 +0000 http://newblog.roseandwomble.com/?p=3267 Today is National Coffee Day, giving the 100 million Americans that consume coffee daily an extra excuse to sip on a steamy mug or slurp a chilly iced coffee beverage. With 150 billion cups of coffee consumed each year, there’s a lot to know about the beverage that has been brewing for over six centuries.  One thing for sure Rose & Womble uses its fair share of coffee - in fact one of the perks of joining Rose & Womble is unlimited coffee in each resale and corporate office. Want to know some of the other perks of working as a Rose & Womble agent? Visit JoinRW.com to find out more. Here are five facts about the "wine of the bean," as the Arabic language puts it:

• Prevents wrinkles. With the antioxidant-rich properties of coffee, you can help your skin fight the damaging effects of harmful external factors, such as UV light, and even prevent wrinkles as well.

• Stops headaches. Research suggests that a cup of coffee could help relieve migraine symptoms and even stop it if consumed at the very early stage of a headache. This is because substances that dilate blood vessels cause vascular headaches while substances like caffeine constrict blood vessels and help counter the painful effects of blood vessel dilation in your head.

• Cupping is key. An important component in determining the grade and quality of coffee is a process called cupping, where each batch of coffee is tasted, and scrupulously judged for acidity, aroma, body, and overall flavor. And yes, cuppers take coffee breaks.

• Starts with "cherries." It takes about six years for a coffee tree to produce its first "cherries." The beans themselves are the stones of the coffee cherries.

• Classical composers drank it. Johann Sebastian Bach composed the "Coffee Cantata" in honor of the drink. Ludwig van Beethoven also was an avid coffee drinker, preferring a blend made from 60 beans per cup.

SOURCE: NESCAFÉ

Read more: http://www.timesreporter.com/article/20140928/News/140929307#ixzz3EiWdw0QN

]]> 3267 0 0 0 https://blog.roseandwomble.com/great-tech-inspired-home-items/ Fri, 03 Oct 2014 14:34:05 +0000 http://newblog.roseandwomble.com/?p=3287 Newbeem's Smart Outlet [caption id="attachment_3288" align="alignnone" width="368"] Newbeem Smart Outlet[/caption] Smart indeed. This outlet combines a timer, dimmer, and surge protector into a compact powerhouse.  The best  thing is that you can set the device with your smartphone - including certain days, times, and settings. It has an instantaneous reaction to lightning strikes and wiring faults. If the surge components are damaged due to power spike or over voltage, excess power cannot reach your equipment.

iGrill 2

What a cool idea, a Bluetooth Smart connected grilling thermometer that allows you to monitor up to four temperatures right from the free iDevices Connected app. This is for the serious griller or smoker with four probe ports, two high temp probes, an illuminated display, magnetic mounting and up to 200 hours of battery life.

The Nest

[caption id="attachment_3290" align="alignnone" width="557"] The Nest[/caption] This is still one of our favorite products! The Nest uses intelligent sensors and software to control the temperature automatically.  The Nest also offers state-of-the-art smoke and carbon dioxide detectors. And like the other items you can program it with an app on your smartphone.]]> 3287 0 0 0 https://blog.roseandwomble.com/100-fire-safety-tips-and-facts/ Tue, 07 Oct 2014 15:37:20 +0000 http://newblog.roseandwomble.com/?p=3298 Fire Prevention Must Start with YOU, a plan, and common sense. This is National Fire Prevention Week - and it is still important to remember all the tips to help keep you and your loved ones safe from fire - and what to do it something happens. All of these tips are courtesy of the National Fire Protection Association (NFPA)

1. Keep anything that can burn at least three-feet away from heating equipment, like the furnace, fireplace, wood stove, or portable space heater.
2. Have a three-foot "kid-free zone" around open fires and space heaters.
3. Never use your oven to heat your home.
4. Have a qualified professional install stationary space heating equipment, water heaters or central heating equipment according to local codes and manufacturer's instructions.
5. Have heating equipment and chimneys cleaned and inspected every year by a qualified professional.
6. Remember to turn portable heaters off when leaving the room or going to bed.
7. Always use the right kind of fuel, specified by the manufacturer, for fuel burning space heaters.
8. Make sure the fireplace has a sturdy screen to stop sparks from flying into the room.
9. Ashes should be cool before putting them in a metal container. Keep the container a safe distance away from your home.
10. Test smoke alarms monthly.
11. Install wood burning stoves following manufacturer's instructions or have a professional do the installation.
12. All fuel-burning equipment should be vented to the outside to avoid carbon monoxide (CO) poisoning.
13. Install and maintain CO alarms to avoid the risk of CO poisoning.
14. If you smell gas in your gas heater, do not light the appliance. Leave the home immediately and call your local fire department or gas company.
15. Make a home escape plan. Draw a map of your home showing all doors and windows. Discuss the plan with everyone in your home. [caption id="attachment_3308" align="alignleft" width="448"] Having an escape plan isn't enough unless you're going to practice it. According to NFPA, only one of every three American Households have actually developed and practiced a home fire escape plan.[/caption]
16. Know at least two ways out of every room, if possible. Make sure all doors and windows leading outside open easily.
17. Have an outside meeting place (like a tree, mailbox, or light pole) a safe distance from the house where everyone should meet.
18. Practice your home fire drill at night and during the day with everyone in your home, twice a year.
19. Practice using different ways out.
20. Teach children how to escape on their own in case you can't help them.
21. Close doors behind you as you leave.
22. If the smoke alarm sounds, GET OUT AND STAY OUT. Never go back inside for people or pets.
23. If you have to escape through smoke, GET LOW and GO under the smoke to your way out.
24. CALL the fire department from outside your home.
25. Blow out all candles when you leave the room or go to bed.
26. Avoid use of candles in bedrooms and other area where people may fall asleep.
27. Keep candles at least 12 inches away from anything that can burn.
28. Think about investing in flameless candles - they look and smell like real candles.
29. Use candle holders that are sturdy, and won't tip easily.
30. Put candle holders on a sturdy, uncluttered surface.
31. Light candles carefully.  Keep your hair and any loose clothing away from the flame.
32. Don't burn a candle all the way down - put it out before it get too close to the container.
33. Never use a candle if oxygen is used in the home.
34. Have flashlights and battery-powered lighting ready to use during power outage. Never use candles.
35. Never leave a child alone in a room with a burning candle.
36. Keep matches and lighters up high and out of children's reach, in a locked cabinet.
37. Have all electrical work done by a qualified electrician.
38. Only plug in one heat-producing appliance (coffee maker, toaster, space heater) into a receptacle outlet at a time.
39. Major appliances should be plugged directly into a wall receptacle outlet. Extension cords and plug strips should not be used.
40. Arc fault circuit interrupters (AFCIs) are kind of circuit breaker that shuts off electricity when a dangerous condition occurs. Consider having them installed in your home by a qualified electrician.
41. Use ground fault circuit interrupters (GFCIs) to reduce the risk of shock. GFCIs shut off an electrical circuit when it becomes a shock hazard. They should be installed inside the home in bathrooms, kitchens, garages, and basements.
42. All outdoor receptacles should be GFCI protected.
43. Test AFCLs and GFCIs once a month to make sure they are working properly.
44. Check electrical cords to make sure they are not running across doorways or under carpets.
45. Extension cords are intended for temporary use. Have a qualified electrician add more receptacle outlets so you don't have to use extension cords. [caption id="attachment_3306" align="alignleft" width="384"] There is a right way and a wrong way for most things - and this is the WRONG thing to do to get the power you need. Instead invest in a licensed, professional electrician to add outlets where you need them.[/caption]
46. Use light bulbs that match the recommended wattage on the lamp or fixture. There should be a sticker that indicates the maximum wattage light bulb to use.
47. Call a qualified electrician or your property manager if you have problems with blowing fuses or circuit breakers.
48. Call a pro if you feel a tingling feeling when you touch an electrical appliance.
49. Call a pro if you see or notice discolored or warm wall outlets.
50. Call a pro if you smell burning or rubbery smell coming from an appliance.
51. Call a pro if you see flickering or dimming lights.
52. Call a pro if you see sparks from out outlet.
53. 9-volt batteries can be dangerous. The positive and negative posts are close together. If a metal object touches the two posts of a 9-volt battery, it can cause a short circuit and could start a fire.
54. It is unsafe to store loose 9-volt batteries in a drawer near other materials - this could spark a fire.
55. Store 9-volt batteries in the original packaging until you are ready to use them.
56. If loose, keep 9-volt posts covered with electrical tape to prevent the posts from coming in contact with metal objects.
57. Weak batteries may have enough charge to cause a fire. Some fires have started in the trash when 9-volt batteries were thrown away with other items.
58. Store all batteries standing up.
59. Install smoke alarms inside and outside each bedroom and sleeping area. Install alarms on every level of your home.
60. Large homes may need extra smoke alarms.
61. It is best to use interconnected smoke alarms. When one smoke alarm sounds they all sound.
62. Test all smoke alarms at least once a month. Press the test button to be sure the alarm is working.
63. There are two kinds of alarms. Ionization smoke alarms are quicker to warn about flaming fires. Photoelectric alarms are quicker to warn about smoldering fires. It's best to use both type of alarms in the home.
64. A smoke alarm should be on the ceiling or high on a wall.
65. Keep smoke alarms away from the kitchen to reduce false alarms. They should be at least 10 feet from the stove.
66. Replace all smoke alarms when they are 10 years old. [caption id="attachment_3303" align="alignleft" width="375"] Working smoke alarms are one of the BEST ways to ensure you stay alive if a fire breaks out in your home.[/caption]
67. Have your dryer installed and serviced by a professional.
68. Do not use a dryer without a lint filter. [caption id="attachment_3312" align="alignleft" width="384"] Cleaning out the lint trap regularly will prevent fires and help dry your clothes faster[/caption]
69. Make sure you clean the link filter before or after each load of laundry. Remove lint that had collected around the drum.
70. Rigid or flexible metal venting material should be used to sustain proper air flow and drying time.
71. Make sure the air exhaust vent pipe is not restricted and the outdoor vent flap will open the the dryer is operating.
72. At least once a year clean out lint our of the vent pipe or have a dryer lint removal service do it for you.
73. Keep dryers in good working order.
74. Gas dryers should be inspected by a qualified professional to make sure that the gas line and connection are intact and free of leaks.
75. Follow the manufacturer's operating instructions and don't overload your dryer.
76. Turn the dryer off if you leave home or when you go to bed.
77. During the winter check the outdoor vent flap to make sure it is not covered by snow.
78. Keep the area around your dryer clear of things that can burn, like boxes, cleaning supplies, and clothing.
79. Clothes that have come into contact with flammable substances, like gasoline, paint thinner, or similar solvents should be laid outside to dry, then can be washed and dried as usual.
80. Half of home heating fires are reported during the months of December, January, and February.
81. According to an NFPA survey, only one of every three Americans have actually developed and practices a home fire escape plan.
82. While 71% of Americans have an escape plan in case of a fire, only 47% of those have practiced it.
83. One-third of American household believe that they would have 6 minutes before a fire would become life-threatening. The time available is often less.
84. Only 8% of Americans surveys said their first thought on hearing a smoke alarm would be to get out.
85. December is the peak time of year for home candle fires.
86. Roughly one-third of home candle fires start in the bedroom.
87. More than half of all candle fires start when things that can burn are too close to the candle.
88. Smoke alarms should be installed inside every bedroom, outside each sleeping area and on every level.
89. Roughly 2 out of 3 fires deaths happen in homes with no smoke alarms or the alarms are not working.
90. The leading cause of home clothes dryer fires is failure to clean them.
91. Stay in the kitchen while you are frying, grilling, or broiling food. If you leave the kitchen for even a short period of time, turn off the stove.
92. If you are simmering, baking, roasting, or boiling food, check it regularly, remain in the home while food is cooking, and use a timer to remind you that you are cooking.
93. Keep anything that can catch on fire - oven mitts, wooden utensils, food packaging, towels or curtains - away from your stovetop. [caption id="attachment_3310" align="alignright" width="384"] The leading cause of kitchen fires is unattended cooking - according to the NFPA[/caption]
94. Keep a lid nearby when you're cooking to smother small grease fires. Smother the fire by sliding the lids over the pan and turn off the stovetop. Leave the pan covered until it is completely cooled.
95. For an oven fire turn off the heat and keep the door closed.
96. The leading cause of fires in the kitchen is unattended cooking.
97. Most cooking fires in the home involve the stovetop.
98. Be on alert! If you are sleepy or have consumed alcohol don't use the stove or stovetop.
99. Have a "kid-free zone" in the kitchen when preparing hot drinks or using the stove.
100. If you have a fire and can't contain it - GET OUT! Call 9-1-1 once you're safely outside.

]]> 3298 0 0 0 https://blog.roseandwomble.com/new-homes-combines-education-and-fun-at-sales-meeting/ Wed, 08 Oct 2014 17:27:52 +0000 http://newblog.roseandwomble.com/?p=3314 3314 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-carriage-homes-at-lawson-hall/ Wed, 08 Oct 2014 18:49:13 +0000 http://newblog.roseandwomble.com/?p=3338 the Carriage Homes at Lawson Hall offer a bit of history with the incredible clubhouse and the modern amenities that many home buyers want: open, spacious living. Each home features huge bedrooms, and open design, and tons of upgrades including options like:

• 9 foot ceilings
• Full front porches
• Large open kitchen with amazing appliance packages
• Master suites with lighted tray ceilings
• Deep soaking tubs

Priced in the mid $200K and a location in Virginia Beach that is close to all major military bases, great shopping, and the beach - well Lawson Hall just might be the place for you to call home.  Want to know more? Just Ask Jen! 757-774-6999 or go to RWNewHomes.com.]]> 3338 0 0 0 https://blog.roseandwomble.com/what-to-do-in-hampton-roads-pumpkin-patches/ Mon, 13 Oct 2014 14:10:01 +0000 http://newblog.roseandwomble.com/?p=3346 Maybe it’s all the Pumpkin Spice in the air – but Autumn is one of the best times to really love living in the Hampton Roads area. The tourist have moved on, the weather is brisk, and there are so many fun activities planned. From art shows to spooky haunted houses – there is plenty to do in the Hampton Roads area.  But nothing beats a good, old fashion pumpkin patch.  Here is a list provided by the folks at MyActiveChild.com.

Bergey’s Breadbasket: Chesapeake

With a huge corn maze, corn cob shooter, and tractor rides – this is so much family fun. Plus you can get plenty of pumpkins, local produce, and homemade baked goods like seasonal pies and other treats. This family-run operation has been in Chesapeake for over 75 years and is sure to help your family create great fall memories. The corn maze will be open until November 1st

Cullipher Pumpkin Patch: Virginia Beach

A great place to pick your own pumpkins and gourds. This local farm has two mazes, wagon rides, and a huge kids play area including sand pile, two hay mountains, and rope maze. Open Saturdays and Sundays through October.

Green Hand Farm Park: Gloucester

Worth the drive over the Coleman Bridge- lots of pumpkins, free hayride to over 2 arches of pumpkin picking glory. Plus there is a corn maze and other family friendly fun.

Woods Orchards Farm Market: Hampton

Open seven days a week – this Peninsula staple has lots of large pumpkins and an entire field of white pumpkins. Plus the farm stand has locally produced and grown produce and other food items. Did we mention President and Mrs. Obama once got pumpkins from this very farm stand when they were visiting Langley Air Force Base in 2011? What are some of your favorite places to spend family-friendly fun in Hampton Roads? ]]> 3346 0 0 0 https://blog.roseandwomble.com/happy-closings-yay/ Fri, 10 Oct 2014 16:37:00 +0000 http://newblog.roseandwomble.com/?p=3351 3351 0 0 0 https://blog.roseandwomble.com/top-resale-agents-for-september-2014/ Wed, 15 Oct 2014 13:00:40 +0000 http://newblog.roseandwomble.com/?p=3362 Top Sales Team: Brenda Rawls Star Team

Top Sales Agent: Anna Staylor

Top Listing Team: Livernois, Terranova, & Associates

Top Listing Agent: L. Ellen Drames

[caption id="attachment_2137" align="alignnone" width="274"] Ellen Drames, Greenbrier Office[/caption]   Top Agents By Office: Beach Office: Top Sales Brenda Rawls Star Team; Top Listing Cynthia Welch Chesapeake Office: Top Sales Your Extreme Team; Top Listing Anna's Home Team Ghent Office: Top Sales Andrea Moore; Top Listing Sherri Paris Greenbrier Office: Top Sales and Top Listing L. Ellen Drames Holland Road Office: Top Sales and Listing The PerfectHouse Team Lynnhaven Office: Top Sales Anna Staylor; Top Listing Livernois, Terranova, & Associates Peninsula Office: Top Sales Kalpana Patel; Top Listing David Tortollini Shore Drive Office: Top Sales Judi McArthur; Top Listing Sue Lentini Suffolk/Harbour View Office: Top Sales Lori Gomoke; Top Listing Ryan Benton]]> 3362 0 0 0 https://blog.roseandwomble.com/top-rwnewhomes-communities-for-september-2014/ Wed, 15 Oct 2014 19:03:46 +0000 http://newblog.roseandwomble.com/?p=3366 1. Seasons at Cahoon, Platinum Homes - site agents Rob Mitchell and Carmon Pizzanello

2. Buckroe Bayfront and Carter Estates, HH Hunt - site agents Penny Boyd and Pam Strahorn-Roe

3. Stockbridge at Tanglewood, Hearndon Construction - site agents Melissa Ivey and Ray Bauer

4. Summer Park, Stephen Alexander Homes - site agents Tricia Hubbard and Bridgette Espinosa

5. Bribra Building Corp - site agent Rob Mitchell

6. Culpepper Landing, Vintage Homes - site agents Joan Revell and Doreen Giuliano

7. Northshore at Ridgely Manor, Terry Peterson Homes - site agent Monique McClellan

8. Sajo Farm, Lake and Mano Homes, Napolitano Homes - site agents Tara Strauser and Gene Grady

9. Lakes of Joliff, Hearndon Construction - site agents Julie Scott and Delores Morgan

10. Culpepper Landing, HH Hunt - site agents Patty Finein and Linda Jones

]]> 3366 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-saddlebrook-offers-families-wonderful-homes-in-suffolk/ Wed, 15 Oct 2014 13:57:37 +0000 http://newblog.roseandwomble.com/?p=3371 virtual tour. Want to know more about this, or any of our Rose & Womble New Homes Communities? Just Ask Jen at 757-774-6999. [gallery type="slideshow" ids="27,26,25,24,23,22" orderby="rand"]]]> 3371 0 0 0 https://blog.roseandwomble.com/hump-day-hot-property-seasons-at-cahoon-plantation/ Wed, 22 Oct 2014 17:56:55 +0000 http://newblog.roseandwomble.com/?p=3370 Seasons at Cahoon Plantation was our best selling New Homes community in September. Actually there are numerous reasons. Perhaps it is the easy living with great layouts and upgrades. First floor master bedrooms with beautiful bathrooms. Location doesn't hurt, centrally located in Chesapeake this condo is close to golfing, shopping, and outdoor activities. The prices start in the mid $200s and the added bonus of a great craftsmanship of a Platinum Builders Home. Platinum's beautiful carriage homes at Seasons at Cahoon offer the convenience of modern living tucked away in Chesapeake's prestigious Cahoon Plantation. Desirably located at the entrance to Cahoon Plantation Golf Course, residents enjoy bike and walking paths, as well as shopping, dining, and their favorite services, all within strolling distance. Want to know more about this or any of Rose & Womble's New Homes? Just Ask Jen at 757-774-6999 Take a tour of this lovely new home by going here [gallery type="slideshow" ids="2408,2760,3038,3200" orderby="rand"]]]> 3370 0 0 0 https://blog.roseandwomble.com/halloween-decorating-ideas/ Mon, 20 Oct 2014 16:31:43 +0000 http://newblog.roseandwomble.com/?p=3378 Can you believe that it's less than two weeks until the little ghouls and goblins show up at the front door saying "Trick or Treat?" There is still plenty of time to get your home in its finest spooky glory. Need some ideas - we've found a few from our Pinterest account.  

Spider Pumpkins

[caption id="attachment_3379" align="alignnone" width="500"] What a cute idea! Take small or mini pumpkins, add pipe cleaners for legs and then scoop out room for a tealight candle. #Halloween #DIY[/caption] You know the great mini pumpkins that are usually 2 for $1 at the supermarket? Well scoop some up, get your glue gun out and turn them into these adorable tea light candle holders. Just remember our candle safety tips.

Toilet Paper Roll Bats

[caption id="attachment_3380" align="alignnone" width="533"] Great green project to do with little kids. These toilet paper roll bats are super cute for Halloween #DIY #Crafts[/caption] What a great project to do with the tiny humans - and its a green project cause you're recycling. Take toilet paper rolls - or you can cut down paper towel roll or wrapping paper tube - and following the super easy instructions create these fun bats.

Halloween Mason Jar Luminaries

[caption id="attachment_3381" align="alignnone" width="590"] Super Cute for Halloween - these mason jar luminaries will delight for many spooky years[/caption] There seems to be an endless amount of jar craft projects that run through Pinterest faster than a mom looking for Reese's Peanut Butter Cups in the trick-or-treat bag - this is a no judgement blog. These are super cute and, unlike the previously picked projects, should last for a few Halloweens.  The mummy jar is a personal favorite.

Hanging Ghosts

[caption id="attachment_3382" align="alignnone" width="533"] These are easy - cheese cloth and spray starch help create a whole gang of ghosts.[/caption] Spooky indeed - these ghosts are a great addition to your Halloween decor.

Silhouettes on the Windows

[caption id="attachment_3383" align="alignnone" width="427"] Using black card board - these are fun for houses to use light to spook trick-or-treaters[/caption] A great way to customize your Halloween decor but not break the bank. Black poster board is inexpensive and can be found almost anywhere. Cut out the shapes you want and bingo - cute windows.]]> 3378 0 0 0 https://blog.roseandwomble.com/flavor-of-suffolk-night-brings-out-the-crowd/ Tue, 21 Oct 2014 15:56:37 +0000 http://newblog.roseandwomble.com/?p=3388 Three Rose & Womble represented properties feed the crowd at Tidewater Builder Association's Homearama Restaurant night at Homearama is always popular and this year's edition really brought out the crowds. Rose & Womble is pleased that the three locally owned and operated Suffolk restaurants were able to feed the hungry folks and delight the taste buds. House # 2 - "The Water's Edge" built by HDS,  hosted the dining crew from Harper's Table. The Downtown Suffolk eatery featured James River Oysters with a tarragon and butter crumb topping, flaky hand pies filled with either pulled pork barbeque or home-made pimento cheese, and pork belly biscuits with strawberry jam. For dessert they had pumpkin and white chocolate macrons. House # 3 - "The Isabelle" built by Christopher Kait Construction featured Barbeque Cheddar Meatloaf Sliders from Riverstone Chophouse in the Harbour View Section of North Suffolk. This is an item that the restaurant has on its bar menu or it comes in an entree portion. The crowd couldn't get enough House #6 - "The Lilleigh Monroe" built by Preston Homes was all about family and the delicious and creative donuts from O'doodle Doos Donuts.  Cherry, vanilla, and lemon filled were decorated for Halloween including monsters, ghosts, and spooky fall trees. Take a look at some of the other shots of the evening and make sure to check out Homearama this weekend as they are celebrating Brats, Beer, and Boats with some fun events. [gallery type="slideshow" ids="3415,3414,3416,3413,3412,3410,3409,3408,3405,3404,3403,3391,3392,3395,3396,3398,3399,3401" orderby="rand"]]]> 3388 0 0 0 https://blog.roseandwomble.com/celebrating-a-wonderful-career-in-real-estate/ Thu, 23 Oct 2014 15:35:48 +0000 http://newblog.roseandwomble.com/?p=3422 Peninsula Office celebrated the retirement of Libby Downey, REALTOR® on Wednesday October 22. Libby began her real estate career in 1991 as an agent with JoAnne Davis Real Estate. Sbe became an agent with Rose & Womble in 1999 after the company merged with JoAnne Davis Real Estate. Her primary real estate focus was in the Gloucester and other areas along the Peninsula. To celebrate her retirement the Peninsula office hosted a breakfast that was attended by Ron Foresta, President of Rose & Womble’s Resale Division, Terri Stickle, Rose & Womble ‘s Vice President of Operations, and Ron Foresta, Jr. Vice President of Rose & Womble’s Resale Division. The office gave Libby a basket of baking supplies as Libby hopes with retirement to have more time for baking. “I admire Libby because she wants to do the right thing for her clients. She is taking time to focus on her family and becoming a referral agent so that she can assist her clients by finding great, full-time representation,” said Dale Chandler, Managing Broker Peninsula Office. We want to wish Libby best wishes and congratulations.]]> 3422 0 0 0 https://blog.roseandwomble.com/beer-tastings-and-so-much-more-at-homearama-this-weekend/ Fri, 24 Oct 2014 20:16:04 +0000 http://newblog.roseandwomble.com/?p=3426 We want to thank Hamilton Riley, from Virginia Brew Review for writing this great wrap up of local beer options just in time for the Beer, Brats, and Boats weekend at Homearama! If you decide to go to Homearama you'll be treated to some awesome tasting options of some of these beers. You'll also be able to tour some amazing homes too. Happy Weekend! By Hamilton Riley, Virginia Brew Review Welcome to Hampton Roads. If you have just moved here and are busy unpacking boxes, congratulations! Why not celebrate with a beer? If you are thinking about moving here and are searching for houses, that can be exhausting as well. Why not stop for a beer? You really don't need a reason to stop and enjoy a beer. The Commonwealth of Virginia and Hampton Roads have been brewing beer dating back to the first colonies in and around Williamsburg, but the local craft beer history only dates back about 20 years when the first 'microbreweries' started to appear around Richmond. A lot has happened since then and Virginia breweries are starting to make a name for themselves on both the national and world stage. Here are some places that you really should make some time to visit and check out for yourself.

Alewerks Brewing Company, Williamsburg, VA

Hidden off Rte. 60 close to the Prime Outlet Mall is one of the better breweries in all of Hampton Roads, Alewerks has been a staple of great beer to the residents of the Peninsula since 2006. They have found the perfect blend of year-round options with superb seasonals that make it a great destination multiple times. Their Washington's Porter and Tavern Ale headline their year round offerings, both on the darker side of the spectrum: be on the lookout for their Brewmaster's Choice, which pops in and out of circulation. Bitter Valentine is a Double IPA and is considered one of the best beers in the state. Keep your eyes out in the Spring for the Springhouse Ale, which is a citrusy, spice-laden farmhouse ale that is perfect during the summer months and really makes you feel that you are back in the Colonial Era.

Brass Cannon Brewing, Williamsburg, VA

If you are feeling a little adventurous and are willing to take a ride up to Toano and Anderson's Corner, stop by this newcomer. Brass Cannon has only been open a few years, but has made a decent dent in the maltier, Scottish styles of beer. While their list is not overly expansive yet, the Angry Scot is one to take a look at. It is a Wee Heavy (think a lot of caramelized malt) and one of the only places in the state that actually turns out this type of beer in Virginia, usually reserved for breweries across the pond.

O'Conner Brewing Company, Norfolk, VA

Right smack dab in the heart of Norfolk, this brewery was built from the tide up, leading the way in the 'craft beer' movement in and around Ghent. They have built solid year-round beers, with their Red Nun Ale (all the beers are nautically themed) being the top of the lot. It is an Irish Red Ale that starts slightly malty and citrusy, but finishes clean. Other favorites include their Great Dismal Black IPA, where malt meets hops, and their El Guapo, which is a medium hopped IPA with an Agave sweetness.

Smartmouth Brewing Company, Norfolk, VA

Not too far away from O'Conner is newer brewing company that has really exploded in Hampton Roads. Built around 3 flagship beers, Smartmouth has been delivering some quality products to Southern Hampton Roads and the Peninsula these past few years. They also made a dent here recently by putting those beers in aluminum cans, something that had not be done in the Hampton Roads region often, if ever. The Rule G IPA, Alter Ego Saison (citrus/spice wheat beer), and Murphy's Law Amber are always quality and extremely tasty. Two others to try at their brewery are their Notch 9 Double IPA, which has won several awards, and their Cowcatcher, which is an extra smooth milk stout.

St. George's Brewing Company, Hampton, VA

Near Magruder Blvd and NASA Langley, this homegrown brewery has really evolved in the past few years. Expanding their repertoire to over 20 varieties of beer, it would be hard to find a beer from them that you would not enjoy. The best from these guys have to be the most straight forward as their Pilsner and Porter are worth the trip alone. While they get into the Old World styles as well, their Golden Ale stands out as a malty/citrusy beer that is very light.

Young Veterans Brewing Company, Virginia Beach, VA

Talk about a beer with a story. Located off of Dam Neck Road near NAS Oceana and founded by two veterans with a passion for beer, they have been making some very good beer for only being around 2 years. While their list is fairly small, you must try the Pineapple Grenade Hefeweizen, aptly named for the tropical fruit aftertaste, and the Night Vision Stout, that is very light and tastes of coffee and chocolate. About Virginia Brew Review: A site for beer lovers from Virginia sharing our opinions on beers, breweries, and great places to find them. Although we will be talking a lot about beer from The Commonwealth, we will also review beers from all over the east coast, US, and anywhere else that we find beer done right. You can follow them on Twitter @vabrewreview]]> 3426 0 0 0 https://blog.roseandwomble.com/hump-day-hot-property-cypress-walk/ Tue, 28 Oct 2014 13:11:04 +0000 http://newblog.roseandwomble.com/?p=3429 Bishard Homes. Three level living with a 2-car garage, these 3 bedroom, 3.5 homes offer spacious interiors with fine features you'll love. Exteriors include Hardie Plank siding, 30-year architectural shingles, decorative, carriage-style metal accents and balconies, decks and porches (per plan). Professionally landscaped yards provide low maintenance beach living. Living within walking distance to the beach definitely has it’s perks. Grab some waves in the morning, bask in the afternoon sun on the beach or take a leisurely evening stroll along the shoreline or boardwalk. You need to hurry there are only 3 left! Want to know more? Just Ask Jen at 757-774-6999 or visit www.rwnewhomes.com to find your new home. [gallery type="slideshow" ids="3448,3449,3450,3451,3452,3453,3454,3455"]]]> 3429 0 0 0 https://blog.roseandwomble.com/halloween-safety-tips/ Mon, 27 Oct 2014 17:37:37 +0000 http://newblog.roseandwomble.com/?p=3439 In just a few days the little ghouls and goblins will be all over saying Trick or Treat. If you're participating here is a list of safety tips for a fun Halloween

Know the correct times for your city  - majority of cities are starting around dusk and ending at 8:00 pm - and trick or treating should be for those 12 and under.

[caption id="attachment_3440" align="alignnone" width="428"] Here's a city-by-city guide of Trick or Treating times[/caption]

  Some basic safety tips

• Bring a flashlight or have the kids carry glow sticks
• Make sure to cross the street at corners and take care to look both ways
• If possible use face paint instead of a mask which could obstruct children's vision
• Always walk on sidewalks or paths - if there are no sidewalks then stay on the left side of the street facing traffic
• Watch for cars that are turning or backing up
• Use reflective tape or wear a light color costume
• If you're driving SLOW DOWN in residential neighborhoods. Children will be excited and may accidentally dart into traffic
• Don't cut across yards or driveways
• Don't eat any open candy or treats - wait until you get home and examine everything

       ]]> 3439 0 0 0 https://blog.roseandwomble.com/reminder-its-daylight-savings-this-weekend/ Thu, 30 Oct 2014 16:55:56 +0000 http://newblog.roseandwomble.com/?p=3459 Extra Sleep - it's like the best reason why this is a good change

A reminder to check your smoke alarm batteries

It means Thanksgiving and Christmas are coming - of course all the displays where the Christmas decorations have been out could have clued you in too.

Even more excuse for having a pumpkin spice flavor something - the weather should get colder

Did we mention the sleep?

Now for those of you who do not like change here are some tips to help survive the change

• Don't change your routine on November 1st - that means keep to your normal sleep routine and pattern, it will help you adjust
• Take this opportunity to review your own sleep patterns and adjust.
• Make sure to maximize your sun exposure
• Boost inside light

 ]]> 3459 0 0 0 https://blog.roseandwomble.com/rose-womble-offices-celebrate-halloween/ Fri, 31 Oct 2014 17:56:38 +0000 http://newblog.roseandwomble.com/?p=3479 It has been said you shouldn't mix business with pleasure but no one told our REALTORS® and employees! This Halloween several of our offices and New Homes sites decided to get into the Halloween spirit and mix a little fun with business.

Our Lynnhaven office held a Social Media Halloween Happy House where the REALTORS® were encouraged to dress up and boost up their social media game. There was a contest for the best costumes with cash prizes. Laurie McGraw who dressed as the Wicked Witch of the West was declared the winner.

[gallery type="slideshow" columns="1" ids="3490,3489,3488,3487,3486,3485,3484,3483,3482"]

The Greenbrier Resale Office holds an annual Pumpkin Carving Contest - awarding prizes to the scariest, funniest, and most creative pumpkin.  Ellen Drames won Funniest for her Ebola pumpkin, Christina Reeser won Most Creative for her Cinderella Coach pumpkin, and Pam Evans took home the prize for the Scariest Pumpkin. The Rose & Womble Marketing department was also included in the fun and there was a huge pot luck spread of amazing food.

[gallery type="slideshow" ids="3507,3506,3505,3502,3501,3500,3499,3497,3496,3495,3494"]]]> 3479 0 0 0 https://blog.roseandwomble.com/last-weekend-of-homearama-salutes-the-troops/ Sat, 01 Nov 2014 13:00:30 +0000 http://newblog.roseandwomble.com/?p=3511 There is still time to see the beautiful homes at the 2014 Tidewater Builder's Association's Homearama in Suffolk. Rose & Womble is happy to have three homes represented by our Resale and New Homes divisions. House #3 built by Christopher Kait Construction has been proud to be the All-American house and has provided opportunities for Veterans and Military support groups to mingle and educate Homearama guests. During this weekend, all active duty, retired, reserve duty and their dependents will receive a 50% discount with a valid military ID. Discount offers cannot be combined. Sky Dive Suffolk, Aviators & Afterburners, and more. [caption id="attachment_3512" align="alignnone" width="300"] Gorgeous custom painted ceiling in House #3[/caption] Not to be outdone House #6 - built by Preston Homes and represented by Donn and Paula Irby from our Chesapeake Resale Office will host a wine tasting on Saturday, November 6th from 5:00 pm to 8:00 pm. [caption id="attachment_3513" align="alignnone" width="300"] Living room in House 6 is designed with the family in mind[/caption] You definitely should check out all the great designs in House #2 The Water's Edge. [caption id="attachment_3558" align="alignleft" width="223"] What a great idea - keep the keys to each home and place them in a memory box. You can remember all your past homes in your new home.[/caption]              ]]> 3511 0 0 0 https://blog.roseandwomble.com/30-days-of-thanks-begins-with-what-we-love/ Mon, 03 Nov 2014 13:35:05 +0000 http://newblog.roseandwomble.com/?p=3618 #RWThanks is a month long celebration of what we as a company are grateful for. We LOVE celebrating our agents' successes because it means several things. Yes, every sale keeps the lights on and the phones ringing. Every closing keeps us as Hampton Roads Local Real Estate Leader. Every closing means that our agents and employees are able to provide for their own families. But the best reason we love celebrating our agents' successes is that it means our team has found a home for a family. Home means so many things, the place where you lay your head at night, share a meal with friends and family, or watch a favorite team win the game. Every single day our agents and property managers work to find great homes for clients throughout Hampton Roads. Here are three great examples: Paul Usewicz from our Holland Road Office is a member of the PerfectHouse Team and he helped Dave and Lori find a great condo on the beach Steve Flippin from our Peninsula Office helped the Fields family find their home with the help of Billy Sweeney from Advance Financial Group and Jody Jones from Advance Title and Abstract Terri Grim from the Lynnhaven Office celebrated her first closing with a first time home buyer and Bill Weakley from Advance Financial Group ]]> 3618 0 0 0 https://blog.roseandwomble.com/celebrating-the-brave-men-and-women-of-the-usmc/ Mon, 10 Nov 2014 13:54:21 +0000 http://newblog.roseandwomble.com/?p=3621 USMC Day celebrates the birth of the United States Marine Corps. The Marine Corps were created during the Revolutionary War. The Continental Congress of the newly created United States of America, authorized the creation of the Continental Marines on November 10, 1775. It was later renamed the U.S. Marine Corps. It is often abbreviated as USMC. The Marine Corps has proudly participated in every war that has involved the United States. If you see a Marine today, thank them for their contributions to protecting our country. Active or retired, they deserve our thanks and appreciation.]]> 3621 0 0 0 https://blog.roseandwomble.com/what-people-said-about-our-homearama-houses/ Tue, 04 Nov 2014 16:07:31 +0000 http://newblog.roseandwomble.com/?p=3641 Virginian Pilot agreed and they highlighted several of the great options and ideas that our crew from Rose & Womble came up with.

The Lego Room in the Lilleigh Monroe by Preston Homes

"I refuse to grow up, and this Lego-themed room fits perfectly with my childlike mentality. Everything – down to the light-switch plate – is inspired by those kiddie building blocks. That means there is opportunity for imagination and play at every turn and in every corner. According to the toy manufacturer, two Lego blocks – each with eight “studs” for connectors – can be combined in 24 different ways, and three Lego bricks can be rearranged in 1,060 ways. Just think of the possibilities – though in this room, many are right before your eyes." – Staci Dennis [caption id="attachment_3646" align="alignnone" width="500"] What creative kid wouldn't love this fun filled room? Legos everywhere, and yes everything about it is awesome.[/caption]

The Fire Pit in the Isabelle House built by Christopher Kait Construction

"The fire pit tucked into the backyard makes me feel all warm and fuzzy. As soon as the temps start to drop below 65 degrees, this New York girl – whose blood thinned after four years at college in Miami – looks for the fastest way to get warm. This would do just fine. The paver patio and fish pond, complete with a waterfall, creates a relaxing getaway for family and friends to gather on a cool evening." – Sandra J. Pennecke [caption id="attachment_3648" align="alignnone" width="500"] This is a great idea if you're putting in a fire pit - take the time to add benches - it looks more tidy and easier to fit a crowd.[/caption]

The media room bar in The Water's Edge built by HDS, LLC

"The best features of the media room are a built-in bar, wine cooler and an icemaker, all next to the master suite – easy access for a bedtime nightcap." – Denise Watson [caption id="attachment_3649" align="alignnone" width="500"] What a grand idea - put a full service bar in the media room - and in this house it happens to be right next to the master suite.[/caption]

The Vintage Vinyl in The Isabelle House built by Christopher Kait Construction

"The old records secured to a wall in the media room strike the right notes for many reasons. First, they’re a bit nostalgic; I thought about my teenage self jamming to vinyl on a stereo. Secondly, the colors on the labels and the pattern created by them looked cool. And, of course, the whole idea is recycling at its best." – Sandra J. Pennecke [caption id="attachment_3650" align="alignnone" width="500"] Great use for old records and it brings a retro feel to a room - perfect for a media room like we used in our Homearama house[/caption]

The kitchen layout in the Lilleigh Monroe House built by Preston Homes

"If there’s one place in the house I spend most of my time, it’s the kitchen – not because I love to cook, but because I love to eat. The kitchen layout in this house is just my style, blending the family and dining areas into one, large open space. The large prep area surrounding the stove, along with the beautiful backsplash, finishes off the area. With a kitchen like this, I wouldn’t mind spending extra time getting all my favorite food ready." – Staci Dennis [caption id="attachment_3651" align="alignnone" width="500"] Great kitchens really become the heart of the home - and this one in the center of the house really measures up. Great surfaces, space, and flow.[/caption] If you want to know more about these awesome homes visit RWNewHomes.com]]> 3641 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-special-edition-lilleigh-monroe-from-2014-homearama/ Wed, 05 Nov 2014 15:43:47 +0000 http://newblog.roseandwomble.com/?p=3645 3645 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-special-edition-homearama-house-brings-an-all-american-flair/ Wed, 05 Nov 2014 18:51:43 +0000 http://newblog.roseandwomble.com/?p=3674 RWNewHomes.com. [gallery type="slideshow" ids="3675,3676,3677,3678,3679,3680,3681,3682,3683,3684"]]]> 3674 0 0 0 https://blog.roseandwomble.com/congratulations-to-ruffner-middle-school-for-winning-championship/ Thu, 06 Nov 2014 17:02:44 +0000 http://newblog.roseandwomble.com/?p=3687 Rose & Womble New Homes division wants to say congratulations to the Ruffner Middle School Football Team for winning the Norfolk/Portsmouth Middle School Football Championships last night. For the past two seasons, Rose & Womble New Homes managers and agents have rallied to raise fund for the young men of Ruffner Middle School which serves students in Norfolk. The head coach, Bobby Feinman, is the builder of DSF/Affordable New Construction which builds homes throughout Norfolk and Portsmouth. "Last year [2013] was amazing. We had 38 young men on the team. 34 of them lived in a single parent household (Mom) and the vast majority were from the surrounding housing projects and neighborhood. We had a very good year on the field. We had an AMAZING year off of it. We have a bunch of great kids that are growing up in tough circumstances. My staff and I spent everyday with these kids, providing structure, guidance, discipline, love and a path to success in life. One of my main words was adversity. At the beginning of the season, I asked all 38 kids to raise their hand if they knew what it meant. Not one hand went up. I asked them to raise their hand if they had ever heard the word before. Not one hand went up. At the end of the season at our team banquet, every player screamed it in unison with huge smiles on their faces. We spent three months focusing on adversity and how we choose to handle it. Every player on the team benefited from this and it will assist them greatly throughout life. They were a huge inspiration to me, willing to trust the coaching and growing up right in front of our eyes," said Feinman. This season the agents were challenged to raise $1500 dollars and if they met that goal the leadership team from Rose & Womble New Homes, including division president J. Van Rose,  would take the ice bucket challenge. We're so happy for Ruffner Middle School and we want to say a big CONGRATULATIONS for all your hard work.]]> 3687 0 0 0 https://blog.roseandwomble.com/easy-and-inexpensive-centerpieces-for-your-thanksgiving-table/ Sat, 08 Nov 2014 12:54:11 +0000 http://newblog.roseandwomble.com/?p=3693 Having a beautifully decorated table doesn't require a lot of money or skill - instead just rely on these good ideas. In just a few weeks many Americans will gather around the table to celebrate Thanksgiving. And many hosts and hostesses are already busy planning the menu and even the decor. There is the traditional cornucopia filled with seasonal foliage, or a beautiful arrangement of mums and candles - but if you go through a florist those can get a bit pricey. So why not go through your house and uncover what you can come up with on your own? We gathered some awesome ideas from all over the internet, but we have even more on our Thanksgiving Centerpieces Pinterest board.

Tin Can Arrangement

How simple could you get? Keep a few of the cans from your kitchen prep - spend an hour painting them and then set out with seasonal flowers and berries. While these show peonies you can easily adapt this for the fall and even winter months. Also, don't limit yourself to small cans - break out coffee, larger cans, or even mix in some mason jars. [caption id="attachment_3694" align="alignnone" width="564"] Fun upcycle idea - take tin cans, paint them with metallic colors and fill with flowers- mums would look awesome[/caption]

Water Glasses with Rubber Bands

Easiest project ever! Take plain water glasses and put a few colorful rubber bands around - fill with candles, flowers, or vase filler. [caption id="attachment_3695" align="alignnone" width="564"] The easiest vase you'll ever make. Take water glasses and find some colorful rubber bands.[/caption]

Gourd Vases

Use one of the most popular items in the supermarket to create one-of-a-kind look for your table. You cut enough out to put in florist tubes (available at any craft store) - an organic and lovely bud vase. [caption id="attachment_3696" align="alignnone" width="435"] Unexpectedly lovely - these gourd vases are a lovely touch to the Thanksgiving table.[/caption]

Wine Cork Candle Holder

These is that technique where you take one large glass cylinder and then add a small one - then you fill the gab between the two with something interesting. For fall it could be leaves, acorns, or wine corks. Find the directions here. [caption id="attachment_3699" align="alignnone" width="549"] Great excuse to uncork a few more bottles - as if you needed an excuse![/caption]  ]]> 3693 0 0 0 https://blog.roseandwomble.com/great-ideas-for-thanksgiving-table-settings/ Sun, 09 Nov 2014 14:53:17 +0000 http://newblog.roseandwomble.com/?p=3704 Pinterest page but here are a few of our favorite ideas.

Giving Thanks Utensil Holder

The utensil holder download prints 2 per page and is so easy to make – just cut it in half (vertically), glue the edges and wait for them to dry. Voila! You may also embellish with some lace, burlap flowers or even plastic berries. [caption id="attachment_3705" align="alignnone" width="500"] Photo and idea courtesy of Craftholics Anonymous[/caption]

Handmade Place mats

Simple homemade place mats that could begin a tradition. Wonderful idea. After dinner you can sit and eat coffee and desert while the hosts read aloud what guests have written. These use butcher paper and a metallic pen. [caption id="attachment_3706" align="alignnone" width="486"] This could be the start of a new tradition for your family. Photo and idea courtesy of whimsicalhomeandgarden.com.[/caption]  

Pumpkin Ice Bucket

What a terrific idea to use up those pumpkins - especially since Thanksgiving is so late this year. Festive, disposable, and unexpected. [caption id="attachment_3708" align="alignnone" width="500"] Probably the most inexpensive ice bucket - using a hallowed out pumpkin for an ice bucket. Photo and idea courtesy of CherylStyle.com[/caption]

Glided Leaf Place Card

Go on Pinterest and type in Thanksgiving Place Card and you come up with so many ideas - but these were our favorite. Take leafs and spray paint them with gold paint, then use a paint pen to write names. So elegant and easy. [caption id="attachment_3709" align="alignnone" width="500"] You could customize this look with different paint, but we really enjoy the gold. Photo and idea courtesy of ElementsofStyleBlog.com.[/caption]

Ribbon Ties

Seriously if you can tie your shoes you can do at least this. What a smart idea. [caption id="attachment_3710" align="alignnone" width="427"] Nothing simpler - just find some great ribbon and delegate this to your kids. Photo and idea courtesy of HomestoriesAtoZ.com.[/caption]

A Thankful Table Cloth

This is the most time consuming project but it could last generations. Using supplies from the hardware store you hand write words and things you're thankful for. This is a truly customizable piece. [caption id="attachment_3711" align="alignnone" width="400"] Why not turn our thankful attitude into a fun and functional reminder of all the things we have been blessed with, appreciate and want to celebrate this season! Creating a Thankful Tablecloth is an easy way to get your entire family in on the fun. Photo and idea courtesy of BlueCricketDesign.net[/caption]

Buffet Table Cards

Not every Thanksgiving will have a formal sit down dinner. If you're hosting a buffet why not use this free printable to let guests know what yummy dishes you've prepared. [caption id="attachment_3712" align="alignnone" width="500"] These can be used for both a sit down dinner or a buffet. Photo and idea courtesy of HomeCookingMemories.com[/caption]

Individual Walnut Salt and Pepper Holders

This is one of those, "why didn't we think of it first?" Taking walnut halves and using them as individual salt and pepper holders at each place setting. [caption id="attachment_3715" align="alignnone" width="347"] Another use for something you'd just throw away. Photo and idea courtesy of FoodNetwork.com[/caption]

Wine Glass, Napkin, and Fall Leaf

You probably don't have to come out of pocket for this. Send the kids out a few days before Thanksgiving to find leaves - wash and dry well. Then put in the wine glass with a napkin. [caption id="attachment_3714" align="alignnone" width="436"] Fun Pretty and Festive. Photo and idea courtesy of HomeandGardenBlog.com[/caption]

Where Does the Fork Go?

We found this great infographic to show you how to properly set the Thanksgiving table.

by Ghergich.

]]> 3704 0 0 0 https://blog.roseandwomble.com/were-working-to-feed-families-this-thanksgiving/ Mon, 10 Nov 2014 19:08:10 +0000 http://newblog.roseandwomble.com/?p=3720 The 22nd Annual Turkey Brigade will Feed 1,000 Hampton Roads Families

Did you know that 1 in 7 Americans will turn to food banks in 2014? This is according to the latest data from the Feeding America Executive Study.

That’s why the Rose & Womble Foundation is working hard to provide a full Thanksgiving Dinner for Hampton Roads families.

The Rose & Womble Foundation is proud to announce it will host its 22nd annual Turkey Brigade on November 20, 2014.

The Foundation will serve the community by delivering 1,000 full Thanksgiving meals to families throughout the Hampton Road region. This effort began with only 25 meals in 1992 and has increased to become the largest event the Foundation hosts annually.

The Foundation receives many thanks from the community members whom they serve during the Brigade. This includes many military families. “Rose & Womble Realty should be commended for what they do. Their Thanksgiving food basket was such a big help to my wife and children who were very surprised and thankful for getting all of the tasty food,” said Corporal Blumenstock in a thank you note to the Foundation.

The dinner includes a turkey, cans of peas, corn, and green beans, stuffing, gravy, cranberry sauce, dinner rolls, a bag of potatoes and a bag of apples. The Foundation also supplies an aluminum cooking tray for the turkey and a reusable shopping bag.

“It’s simply the best day of the year. We get to give back to our community who has helped us grow our business and serve,” says Rose & Womble Foundation President and Turkey Brigade Chair Julia Diehl.

Speaking of the military, for more than a decade the Foundation has partnered with members of the U.S. Navy and U.S. Marines. The servicemen and women help pick up the items and assemble the bags of groceries for families. There is still an opportunity to get involved in this effort. Agents, employees, and community partners will gather loose change in marked red cups, make private donations, and hold other fund raising efforts until December 5th. Checks made out to the Rose & Womble Foundation can be sent to the Rose & Womble Foundation 4190 South Plaza Trail, Virginia Beach, VA 23452. Checks need to be marked Turkey Brigade. Individuals are also welcomed to contribute via the Foundations’ website http://roseandwomblefoundation.org/turkey-basket-brigade/. They may also drop off funds at any of our resale or new homes communities. For a full list, please visit www.roseandwomblefoundation.org.]]> 3720 0 0 0 https://blog.roseandwomble.com/humpday-hot-properties-rainer-village-is-ready-for-you-to-move-in/ Wed, 12 Nov 2014 14:45:51 +0000 http://newblog.roseandwomble.com/?p=3733 Bishard Homes in Rainer Village. Part of the Ashville Park new homes site, Rainer Village homes include traditional southern features such as scrollwork, wrought iron, porches and pergolas to help bridge the transition from outdoor living and inside comfort and elegance. And they are offering some great incentives as part of their phase one close-out.

• Over $28,000 in Incentives on specific homes through December 15th only.
• Free 3.25 Wood Floors in First Floor Living Area
• Privacy Wood Fence for the Backyard
• Upgrade Trim Package
• Plus 2% closing cost assistance with preferred lender and attorney

Take a look at Rainer Village for your next home. The design and layout are wonderful for the upcoming holidays and family gatherings. Plus think of how close you'll be to great beaches, golf courses, and Back Bay. This community is very family-friendly and is a real gem in Virginia Beach. Want to know more about this or any other Rose & Womble New Homes Communities? Just Ask Jen at 757-774-6999.   [gallery type="slideshow" ids="3781,3775,3776,3773,3772,3771,3770,3769,3755,3754,3753"]]]> 3733 0 0 0 https://blog.roseandwomble.com/rose-womble-offices-are-closed-for-thanksgiving/ Thu, 27 Nov 2014 17:04:32 +0000 http://newblog.roseandwomble.com/?p=3447 Our offices will be closed today so that our REALTORS® and employees can spend the day with their families and loved ones.  While we're spending the day being thankful, you can still search for your dream home at RoseandWomble.com.

From all of the Rose & Womble Family, we want to say how thankful we are to be Hampton Roads Local Real Estate Resource.

]]> 3447 0 0 0 https://blog.roseandwomble.com/top-resale-agents-for-october-2014/ Wed, 19 Nov 2014 13:00:14 +0000 http://newblog.roseandwomble.com/?p=3722 Top Sales Team

The PerfectHouse Team, Holland Road Office

[caption id="attachment_1764" align="alignnone" width="600"] The PerfecrHouse Team from Holland Road. www.PerfectHouse.com[/caption]

Top Sales Individual Agent (tie)

 JoAnne McElroy-Hall, Ghent Office

  [caption id="attachment_3723" align="alignnone" width="571"] JoAnne McElroy-Hall, Ghent Office[/caption]

Top Sales Individual Agent (tie)

Chris Curran, Beach Office

[caption id="attachment_3724" align="alignnone" width="544"] Chris Curran, Beach Office[/caption]

Top Listing Team

The PerfectHouse Team, Holland Road Office

[caption id="attachment_1764" align="alignnone" width="600"] The PerfecrHouse Team from Holland Road. www.PerfectHouse.com[/caption]

Top Listing Individual Agent

Beth Walls, Peninsula Office

 

Top Sales Agents by Office

Beach Office: Chris Curran Chesapeake Office: Your Extreme Team Ghent Office:JoAnne Elroy-Hall Greenbrier Office: Christina Reeser Harbour View/Suffolk: Julie Scott Holland Road Office: The PerfectHouse Team Lynnhaven Office: Livernois, Terranova. & Associates Peninsula Office: Eugenia Jackson Shore Drive Office: Judi McArthur

Top Listing Agents by Office

Beach Office: Greg Hotta Chesapeake Office: Anna's Home Team Ghent Office: Andrea Moore Greenbrier Office: Christina Reeser Harbour View/Suffolk Office: Sue Sanders Holland Road Office: The PerfectHouse Team Lynnhaven Office: Livernois, Terranova, & Associates Peninsula Office: Beth Walls Shore Drive Office: Barbara Everett]]> 3722 0 0 0 https://blog.roseandwomble.com/rose-womble-new-homes-top-ten-for-october-2014/ Tue, 18 Nov 2014 15:26:40 +0000 http://newblog.roseandwomble.com/?p=3794 1. Culpepper Landing - HH Hunt, site agents Patty Finein and Debbie Miller [caption id="attachment_3837" align="alignnone" width="500"] Garrett Master Model - great entertaining in this open floor plan, kitchen has large island and granite counter tops. There are great options including garage studio loft and first floor bedroom with bath. Built by HH Hunt.[/caption]

2. Affordable New Construction - DSF Development, site agent Kelly Hollowell

[caption id="attachment_3829" align="alignnone" width="500"] Glenrock Estates - Oakdale II model with "B" front. This plan offers a spacious & open floor plan, granite countertops, upgraded cabinetry, bamboo hardwood on first floor,[/caption]

3. The Residences at Hampton Roads Crossing - Napolitano Homes, site agent Nick White

[caption id="attachment_3830" align="alignnone" width="481"] Located in the heart of North Suffolk, Hampton Roads Crossing offers several different model types w/prices ranging from $199,300 to $245, click for more info amenities include a pool, clubhouse w/fitness rm, walking trail & tot lot. Very convenient to shops, restaurants, military bases & the interstate. Built by Napolitano Homes[/caption]

4. Stockbrigde at Tanglewood - Hearndon Construction, site agent Melissa Ivey and Ray Bauer

[caption id="attachment_3831" align="alignnone" width="512"] New Homes Community in Elizabeth City, NC. Features 30 year roof, gas heat, on demand hot water, stainless steel appliances, and so many other wonderful upgrades. Built by Hearndon Construction.[/caption]

5. Summer Park - Stephen Alexander Construction, site agents Bridgette Espinosa and Tricia Hubbard

[caption id="attachment_1967" align="alignnone" width="500"] Large living but at affordable prices - one of the hallmarks of a Stephen Alexander Home[/caption]

6. Ashville Park: Rainer Village - Bishard Homes, site agents Scott Berry and Laura Ennis

[caption id="attachment_3832" align="alignnone" width="500"] CAROLINE 2 MODEL with master bedrooms upstairs & downstairs. Great location and schools. Architectural Stunner! New construction minutes to Sandbridge beach. Boasts miles of running trails, hundreds of green acres w/15 click for more info than a mile to everything(shopping/entertainment). Built by Bishard Homes.[/caption]

7. Madison Landing/Willow Pond - Bishard Homes, site agents Lois Schultz and Deloris Ross

[caption id="attachment_3197" align="alignnone" width="500"] New construction townhomes ready 60 days! Not too early to set an appointment to see these homes. These are beautiful. High ceilings w/large rooms & open plan! Live close to all bases. Community of 9 homes then they are gone! Stop renting. Get a home to own! Live near bases![/caption]

8. Villas at Red Mill, built by CCW Development and Sawyer's Meadow, built Real Investment Associates, site agent Rob Mitchell

[caption id="attachment_3836" align="alignnone" width="500"] Villas at Redmill - 30 new duplex style condos with 1st floor master suites, master bath has double sink vanity, over sized tile shower, and tile flooring. Open Floor plan with hardwood in foyer, kitchen, great room and dining. Granite kitchen and bar tops, two car garage, stainless steel range, dishwasher, and microwave.[/caption]

9. Buckroe Bayfront, HH Hunt, site agents Penny Boyd and Linda Jones

[caption id="attachment_3833" align="alignnone" width="348"] Bradshaw -Spacious Kitchen w/breakfast nook & large fish-tail island. Optional guest room,Flex RM/Office. Plus optional to do Garage Studio loft w/bath. Built by HH Hunt.[/caption]

10. Culpepper Landing, Vintage Homes and ABT Custom Homes, Joan Revell and Doreen Guiliano

[caption id="attachment_3835" align="alignnone" width="500"] Rountree Model redesigned, wrap porch, granite in kitchen, 42" cabinets, pantry, screened back porch, master suite is true retreat, flexible use of space, hardwood on 1st floor, laundry and all baths have ceramic tile floors. Neighborhood pool, clubhouse and parks. READY NOW![/caption]]]> 3794 0 0 0 https://blog.roseandwomble.com/rose-womble-featured-on-102-1-the-tides-hometown-interview-series/ Thu, 13 Nov 2014 20:18:24 +0000 http://newblog.roseandwomble.com/?p=3798 REALTOR® Bea CoBell, from Rose & Womble New Homes and Ramona Rice, Special Projects Marketing Manager, spoke with Eric Worden about the upcoming Open House Weekend, what smells great in the house, and the Turkey Brigade. Rose & Womble was excited to be invited by the crew from 102.1 The Tide as part of their Hometown Interview Series with morning host Eric Worden. Bea CoBell, REALTOR® from Stony Run Manor and Chesapeake Resale Office, along with our Special Projects Marketing Manager Ramona Rice spent an hour in-studio talking about the Open House Extravaganza and the Turkey Brigade - both events coming very soon.  You can listen below and remember you can donate money to our Turkey Brigade by visiting RoseandWombleFoundation.org.

Listen to the interview

http://tideradio.com/homevb/wp-content/uploads/2014/11/Live-and-Local-RoseAndWomble-111314.mp3]]> 3798 0 0 0 https://blog.roseandwomble.com/a-twist-on-traditional-thanksgiving-side-dishes/ Thu, 20 Nov 2014 15:19:13 +0000 http://newblog.roseandwomble.com/?p=3809 Pinterest page.

Stuffing/Dressing  Bacon Cornbread Stuffing

Really popular around the South is sausage and cornbread stuffing. This is an update that uses one of the most popular parts of the pig and adds it to a savory stuffing. Get the recipe here. [caption id="attachment_3816" align="alignnone" width="540"] Any excuse to eat bacon is a good reason to eat bacon.[/caption]

Potatoes: Crispy Potato Roast

Do you remember the Friends episode where Monica made and burnt three different kinds of potatoes? Maybe she should have just made these. While the mashed potato is the king of the spud universe serving this dish is not only an update but a pretty edition to your table. Get the recipe here. [caption id="attachment_3810" align="alignnone" width="476"] A stunning dish and a nice crunch.[/caption]

Sweet Potatoes: Sweet Potato Pomegranate Salad

You don't have to smother sweet potatoes in a ton of marshmallow fluff. Instead lighten up your sweet potatoes while adding a touch of another fall produce the pomegranate. Get the recipe here. [caption id="attachment_3815" align="alignnone" width="480"] So easy and fresh![/caption]

Bread: Pumpkin Cornbread

This time of year the pumpkin seems to sneak its way to everything - so why not bring it to the main stage and add it to the dinner table. [caption id="attachment_3817" align="alignnone" width="500"] Pumpkin is the flavor of fall - so why not put it onto the main stage of Thanksgiving dinner?[/caption]

Green Beans: Roasted Green Beans with Beets, Feta, and Walnuts

This is not your mama's green bean casserole. Another way to celebrate a classic of the Thanksgiving table with a modern twist. Get the recipe here. [caption id="attachment_3813" align="alignnone" width="550"] Completely unexpected but delicious - a wonderful combination that leads to a satisfying crunch.[/caption]

Cranberries: Ginger-Orange Cranberry Sauce

Step away from the can opener! Using fresh cranberries and unexpected ginger brightens up this ascent dish. Get the recipe here. [caption id="attachment_3812" align="alignnone" width="400"] Simmering the tart berries with sweet citrus and spicy ginger really complements and enhances the flavor (much like coffee enhances the flavor of chocolate).[/caption]

Vegetables: Parmesan Garlic Roasted Mushrooms

So yummy and unexpected. The combination of garlic and Parmesan cheese with the roasted mushrooms is a great addition to any Thanksgiving feast. Get the recipe here. [caption id="attachment_3814" align="alignnone" width="428"] Don't just use these for Thanksgiving - they are a great side dish with steak.[/caption]

Vegetables: Brussels Sprouts Gratin

You may see Brussels sprouts and your inner six-year old screams in terror - but cooked in the right way and brussels sprouts are divine. This takes a classic grain in all its creamy, cheesy glory and updates it. Get the recipe here. [caption id="attachment_3811" align="alignnone" width="520"] Sneak some veggies into your Thanksgiving feast.[/caption]      ]]> 3809 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-culpepper-landing/ Wed, 19 Nov 2014 13:41:18 +0000 http://newblog.roseandwomble.com/?p=3845 Ask Jen our New Homes Specialist. [gallery type="slideshow" ids="3854,3853,3852,3851,3850,3849,3846,3847,3848"]]]> 3845 0 0 0 https://blog.roseandwomble.com/new-ideas-for-thanksgiving-desserts/ Sun, 23 Nov 2014 14:05:17 +0000 http://newblog.roseandwomble.com/?p=3869 Wanting some new dessert ideas to end your Thanksgiving feast on a sweet note? We've found our top ten best new ideas for great Thanksgiving desserts from our Pinterest page. Want some more inspiration make sure you check out all of our Thanksgiving coverage on our blog and Pinterest boards.

Pumpkin Mousse

Compared to a pumpkin pie, the mousse is more subtly flavored, but still captures the essence of this quintessential Thanksgiving ingredient. Individually served in small cups or more generously in a parfait cup, pumpkin mousse would make an elegant addition to any Thanksgiving dinner table.

Mini Pumpkin Pies

Great way to portion out desserts - or even handle a buffet of deserts. We're pretty sure you can take any pie and turn it into a miniature delight.

Caramel Apple Cheesecake Crumble Bars

So delicious - these bring cheesecake to the ultimate dessert spread.

Apple Pie Cake

The absolute easiest apple pie you will ever make. Just mix, bake, and enjoy.

Salted Caramel & Chocolate Pecan Pie Bars

Salted Caramel anything goes to the top of the list - but combine it with chocolate and pecan pie? Well if it's wrong, we don't want to be right. Pumpkin Crunch Cake Once again putting pumpkin in new and exciting areas.

Slow Cooker Chocolate Bread Pudding

Save some room in your oven for Mr. Turkey and all his friends but fixing dessert in the slow cooker. Top with a bit of whip cream for a yummy treat.

Baked Pears

There is always someone on a diet - so why not serve this great and simple dessert.

Cranberry Upside Down Cake

Don't just save cranberries for sauce - take the unofficial fruit of Thanksgiving to the dessert round with this delicious cake. ]]> 3869 0 0 0 https://blog.roseandwomble.com/askjenlive-recap-nov-10/ Wed, 19 Nov 2014 22:21:56 +0000 http://newblog.roseandwomble.com/?p=3872 #RWNewHomes featured property in Culpepper Landing, Chesapeake, Va. ($374,900)    This is a beautiful new construction is nestled alongside the Great Dismal Swamp National Wildlife Refuge park. This property is located in Culpepper Landing community, which is surrounded by plenty of great restaurants, shopping and entertainment. This home was built by Vintage Homes, a local builder that is dedicated to working with home buyers to create their "dream home!" This listing in Culpepper Landing is truly unique, with appealing features such as a cozy wrap-around porch and a beautiful, large en suite master bathroom. Plus, this listing is move-in ready! You could call this home your own in time for the holidays. For more information or questions on this home, please don't hesitate to contact me here!    Is this listing not quite what you're looking for? Browse over 1000 new homes listings updated daily! Thank you again, make sure to join us next week for #AskJenLive on Facebook and Twitter. Join the dialogue by searching and using the hashtag #AskJenLive in your Tweets and Facebook posts. -Jen, #RWNewHomes Specialist  ]]> 3872 0 0 0 https://blog.roseandwomble.com/photos-from-a-phenomenonal-day-of-giving/ Fri, 21 Nov 2014 14:23:03 +0000 http://newblog.roseandwomble.com/?p=3891 The 22nd Annual Rose & Womble Foundation's Turkey Brigade was a huge success. We gave out 1,020 full Thanksgiving meals in Hampton Roads. We had an amazing day with the 22nd annual Turkey Brigade - agents and employees from all over the company volunteered their time to hand out 1,020. We had some brave men and women from the US Navy and US Marines - private organizations like Friends for Elderly and Daughters of Life. And we had help from city service organizations who are on the front lines of hunger everyday here in Hampton Roads. Here are a collection of photos from the day - we're going to be highlighting some of the stories from the Brigade throughout the next week as part of the #RWThanks series. From everyone at Rose & Womble Realty Company we watn to say thanks for once again supporting our effort to help those in Hampton Roads. [gallery type="slideshow" ids="3892,3893,3894,3895,3897,3899,3901,3902,3905" orderby="rand"]]]> 3891 0 0 0 https://blog.roseandwomble.com/kid-friendly-thanksgiving/ Tue, 25 Nov 2014 02:06:06 +0000 http://newblog.roseandwomble.com/?p=3918 Kids Table Decor Just because you have a bunch of tiny humans visiting doesn't mean you should skip making their eating place fun. The blog Sweet Metel Moments has a great post about decorating a kids table - including free printables for crayon bags, place cards, and centerpiece options. What's great is when the kids make a mess you just toss everything in the trash.

Things to Do

Keep the troops occupied while you're putting the finishing touches on the feast.

Thanksgiving Mad Libs

We found a ton of Thanksgiving themed mad libs printables.  Here are a few of our favorites:

Turkey Dinner    Thanksgiving Mad Libs for Kids     Family Trip

Set up a Photo Booth

This is a popular option for many families because of so many cool apps and posting sites. These cute props from TheDatingDivas.com are perfect to capture some precious holiday moments with all the kids in your family.

Thanksgiving Coloring Sheets

You can't go wrong with coloring, and these free coloring sheets are easy to print and put out with crayons.

Parade Bingo

Super cute and fun! Print out this bingo game and it encourages kids to watch the event from start to finish while you work on dinner.

Kid Friendly Snacks

A smart hostess will have some good snacks - especially for the little ones. Here are just a few cute examples:

Fruit Turkey

From ClearandScentsible.com such a fun idea. Take sliced fruit and a pear and create a turkey fruit platter - even better have everything cut up and let the kids create it for you! That was you keep them occupied, fed, and in the Thanksgiving spirit.

Blessing Mix

There was also this sweet idea for "Blessing Mix" from I Have No Greater Joy Blog. Here's how you make this fun mix: - Take bugles, pretzels, candy corn, seeds, fruit, M&M's, and Hershey's Kisses and mix them up. Then you can use the printables they provide or type the meaning of what each item represents for Thanksgiving:

• Bugles represent the cornucopia, a horn of plenty
• Pretzels represent arms folded in thanks and prayer
• Candy Corn reminds us that during the first winter, the Pilgrims were allowed only a few kernels of corn per day because food was so scarce
• Seeds are promise of a future harvest if they are planted and well tended
• Fruit is a reminder of the harvest gifts from the land
• M&M's are for memories of those who came before us
• Hershey's Kiss is a reminder of the love of family and friends that sweeten our lives

You can put in individual bags - think a treat for the road home. Or use this instead of traditional snack mix.  And again this is a good activity for the kids to do so that you can have a discussion of what Thanksgiving really means.  ]]> 3918 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-7163-pattersons-view-lane/ Wed, 26 Nov 2014 19:21:54 +0000 http://newblog.roseandwomble.com/?p=3938

Contemporary new home designs

Modern gourmet kitchens

Spacious family rooms

Plenty of flexible space

Architecturally distinct exterior themes

Excellent selection of design options

To find out more about this incredible community just Ask Jen, our New Homes Specialist.]]> 3938 0 0 0 https://blog.roseandwomble.com/ruffner-middle-bulldogs-were-thankful-for-you/ Thu, 27 Nov 2014 12:33:40 +0000 http://newblog.roseandwomble.com/?p=3942 ce Bucket Challenge to raise over $2,000 and the team won it's championship. "I kinda feel like these are OUR kids," said New Homes agent Bea CoBell. Here are some great slideshows from the coach and team. ]]> 3942 0 0 0 https://blog.roseandwomble.com/why-december-is-a-great-month-to-list-your-home/ Tue, 02 Dec 2014 13:34:49 +0000 http://newblog.roseandwomble.com/?p=3946 PerfectHouse.com, author Charlie Laurens, Associate Broker out of the Rose & Womble Holland Road Office, there is a misconception that listing a home in the winter months will mean a devaluation of the home's price because of a lack of foot traffic. He believes that when sellers and real estate agents only take housing trends at face value it could cost the home owners money or even prevent them from moving forward. "Many Real Estate professionals and their clients buy into a belief that prices go down in the winter with foot traffic of buyers touring homes. It's true that historically traffic does follow the temperatures and taper off in the winter months. Landscaping goes dormant affecting curb appeal and the communities kind of just go gray," writes Laurens. "True professionals and educated sellers profit from their competition laying down for a season, every year, it seems it's the same pattern. It PAYS to be counter intuitive considering more than the just season, or appearances. Every situation is different, sellers that need to sell should consider doing the opposite of what everyone else says." Joan Kistler, REALTOR® from the Chesapeake Office held an Open House on Thanksgiving weekend that had visitors, a few from out of the area. Often people who are visiting Hampton Roads during the Holidays may be considering a move to the area. Planting the seed now could mean a sale sooner rather than later. "People who are on vacation often start thinking about what it's like to move to the area, especially if they have family here. It starts them thinking about 2015 and the move they could make. And sometimes they see the right house on the market and make an offer," said Kistler. According to REIN, over 3,100 homes went under contract in December 2013. Osborough wrote a contract over this past Thanksgiving weekend. A couple in town for the Holiday started looking at houses and found an inventory home at Kings Fork Farm and put a contract in. They should close in January. "There simply are always buyers, but if you don't have a line in the water you aren't going to catch the buyer. Don't let the Holiday or Winter season prevent you from listing your home. With the right plan and price it will sell," said Osborough. [caption id="attachment_3951" align="alignnone" width="600"] This infographic shows that many home owners have found success listing and selling their property during the Holiday season. Don't wait to list if you need to move.[/caption]]]> 3946 0 0 0 https://blog.roseandwomble.com/hump-day-hot-property-welcome-to-legacy-at-witchduck-lake/ Wed, 03 Dec 2014 13:00:40 +0000 http://newblog.roseandwomble.com/?p=3955 Witchduck Lake built by Platinum Homes. We just know that after learning more about these spacious and well built town homes you'll love calling Legacy at Witchduck Lake home. The community has amenities such as a bike and jogging path and a great location close to Virginia Beach Town Center and Shore Drive beaches. The homes feature energy efficient appliances, windows, and heating and cooling systems. Each home has a kitchen island, walk-in closets, private garage and private outdoor living area. [caption id="attachment_3965" align="alignnone" width="500"] Private outdoor living areas are standard features for the Legacy at Witchduck Lake Carriage Homes[/caption] There are currently two great homes in this community that are ready to move into. The first 5433 Legacy Way is a "C" Model interior unit home. The second home is 5465 Legacy Way - it is also a "C" Model but an end unit that won't be on the market long. Great upgrades and features throughout both homes and with the holiday incentive package you can add:

• Fireplace
• Master Bedroom Separate Shower
• Hardwood in the Great Room/Dining Room

These homes are a great value and a wonderful place to call home. Want to know more? Just Ask Jen! 757-774-6999 or visit RWNewHomes.com. [gallery type="slideshow" ids="3965,3964,3963,3962,3961,3960,3959,3958"]  ]]> 3955 0 0 0 https://blog.roseandwomble.com/a-new-twist-on-client-appreciation/ Thu, 04 Dec 2014 21:55:58 +0000 http://newblog.roseandwomble.com/?p=3968 Ryan Benton and Sue Sanders love spoiling their clients. They've been know to drop off bottles of wine or festive pumpkins as surprises for their client. But they've always wanted to partner with Twisted Sisters Cupcakes to host a client appreciation event and finally had the opportunity to do it. So on the Monday before Thanksgiving, Sue and Ryan opened the doors to their new office space inside the Rose & Womble Harbour View office and treated past and current clients to cupcakes, refreshments, and many thanks. "We were looking for a way to say thanks to past clients plus there was so much new news with our real estate business with the new space. And Sue's always wanted to do something with cupcakes," said Ryan. The pair also were able to introduce to client a new member to their real estate practice, Nicole Bartschi who while working on leads and her own real estate practice will be helping Ryan and Sue. "it was just a lovely event, we were able to see many of our clients and introduce them to Nicole. I'm so happy we were able to host it, and the cupcakes were awesome." said Sue. Each guest was given a half dozen full size Twisted Sisters cupcakes and there was a large spread of food inside including sweet and sour meatballs with cranberries, assorted cheeses, and mini cupcakes. Over 60 people stopped by to enjoy refreshments and see the new office. [gallery type="slideshow" ids="3971,3972,3973,3978,3981,3983,3984,3985"]]]> 3968 0 0 0 https://blog.roseandwomble.com/holiday-happenings-in-hampton-roads/ Fri, 05 Dec 2014 18:58:41 +0000 http://newblog.roseandwomble.com/?p=3970 We're so lucky to have some amazing Holiday events right here in Hampton Roads. Here are some can't miss events to plan for this Holiday Season. But there is a special place in our hearts for two great Hampton Roads traditions: amazing light displays and spectacular performances of The Nutcracker.  

Light Displays

Holiday Lights at the Beach, Virginia Beach Oceanfront

Festive fish, jumping dolphins, frolicking porpoises – all in bright, colored lights against the clear night-time sky, are the stars of Holiday Lights at the Beach.  They are joined by Santa, elves, and a 40-foot tall Christmas tree erected on the beach and in the beautiful parks along the Virginia Beach boardwalk. The display will last from now until December 31st.

The cost is:

• Cars, $15 nightly
• Limos, $25
• Motor coaches, $45
• Mini buses, $25
• Combo Ticket, $25 - one-time entry to Holiday Lights at the Beach and Norfolk Botanical Garden of Lights (limited number of these tickets available)
• On “Military Mondays,” presented by Liberty Tax Service, military receive over a 50% discount each Monday night from December 1-December 29.  Military Monday tickets are $7 per car.
• All vehicles enter through the main entrance at 2nd Street.  Cash only is accepted at the gate.

Garden of Lights, Norfolk Botanical Gardens

This is the  20th annual light show extravaganza that transforms the Norfolk Botanical Gardens into a Holiday Wonderland.  You can enjoy a 2-mile drive through a million sparkling lights bringing the four seasons to life.  The display will last from now until December 31st.

The Cost is

• $20 Per Car  (Friday, Saturday & Sunday)
• $15 Per Car  (Monday – Thursday)

Celebration in Lights, Newport News Park

Virginia’s first drive-through holiday light event,  Newport News Park is transformed by over 800,000 individual lights creating animated holiday and fanciful scenes.  This year’s event will feature more “light tubes” which create the effect of falling snow, more lighted arches, and the refurbishment of displays with energy efficient LED bulbs.  The event will be open each evening, 5:30 - 10:00 p.m. through New Year’s Day. The Cost is:

• $10.00 per car and $60.00 per bus (cash, credit cards, and checks made payable to the City of Newport News are accepted; advance/gift tickets may be purchased at the Newport News Visitors Center)

The Nutcracker

This is often a tradition for many in Hampton Roads - a wonderful opportunity to introduce children to ballet and Hampton Roads' thriving arts scene.

Ballet Virginia International's Nutcracker, The Sandler Center

December 12th-14th with shows on Friday the 12th at 7:00pm, Saturday the 13th at 2:00pm and 7:30pm, and Sunday 2:00pm. Tickets are $18, $35, $45 dollars.

CAPA Fund Presents the Nutcracker, Ferguson Center for the Arts

December 20th-21st with shows on Saturday the 20th at 7:00pm and Sunday the 21st at 2:00pm. Tickets start at $27 dollars.

Richmond Ballet and the State Ballet of Virginia with the Virginia Symphony Orchestra, Chrysler Hall

December 12th-14th with shows on Friday the 12th at 7:00pm, Saturday the 13th at 2:00pm and 7:00pm, and Sunday the 14th at 2:00pm. Tickets start at $20 dollars. There's lot more going on in Hampton Roads throughout the month. Check out our Holiday Happens Schedule.

]]> 3970 0 0 0 https://blog.roseandwomble.com/keeping-the-magic-of-santa-alive-while-delighting-clients/ Mon, 08 Dec 2014 22:23:23 +0000 http://newblog.roseandwomble.com/?p=3993 Anna Staylor, REALTOR® from the Rose & Womble Lynnhaven Resale Office has hosted a Christmas party for over 20 years with a unique spin. She invites Santa to come bring surprises and treats for the children of her clients. The tradition, which many of her family and friends look forward to each year, has parents bring wrapped presents for their children and then Anna's "elves" bring them to where Santa is waiting. Santa arrives at the party, after the children have spent time playing with the two 9 foot Christmas trees, with gifts ready to hand to the children. For Anna this party is not only about keeping in touch with clients but also for adding a bit of Christmas magic to the season. "It's about keeping the spirit of Christmas alive and magical for the kids. I love that I have families that allow me and my family to become part of their holiday traditions," said Anna. This year many children got toys, movies, and other fun goodies, but one family actually got a new puppy from the big man.  Anna invited her minster Rachel Gilman, from The Gathering, United Methodist Church, who used the opportunity to introduce a new member to her family when Santa presented her two children a new puppy. While this might have caused some holiday fuss, all the children loved on the new puppy who was named Chico. The children sat patiently while waiting for their turn, something Anna said was because she moved it up earlier in the day. These types of events are one of the reasons Anna is continually one of the top resale agents in Rose & Womble, it keeps her in front of her clients and potential clients. "I constantly get asked by other agents why I'm so successful, and really it is these events. I was able to reconnect with past clients and several people invited their friends who I hadn't met before," said Anna. "While it may be a bit of work it is completely worth it. This is simply my most favorite party of the year. I just love Christmas." [gallery type="slideshow" ids="4002,4007,4008,4012,4013,4014,4017,4018,4019,4020,4021,4022,4023,4025,4027,4028,4029,4030,4032,4033"]]]> 3993 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-river-club-at-twin-island/ Wed, 10 Dec 2014 14:46:31 +0000 http://newblog.roseandwomble.com/?p=4038 HH Hunt who describes the community as, a residential gem is intimately nestled just five minutes past the York River Bridge. An elevated property, River Club at Twin Island offers breathtaking York River vistas, which residents are sure to enjoy from the now completed community pier and gazebo. A place of warm and welcoming neighbors, River Club at Twin Island offers exceptional carefree living. Thoughtfully planned homes allow for plenty of quality time with family and friends; for dropping a line in the river, or just peacefully gazing out over the water at day’s end.

• Contemporary new home designs
• Modern gourmet kitchens
• Spacious family rooms
• Plenty of flexible space
• Architecturally distinct exterior themes
• Excellent selection of design options

Right now there are great incentives for purchasing a home at River Club, including specials for VA buyers. 7157 Patterson's View is a four bedroom, three and half bath home that is ready to move into. The home is currently listed at $313,610. For more information about this or any of Rose & Womble's New Homes just Ask Jen, our New Homes Specialist. You can call her at 757-774-6999 or you can visit RWNewHomes.com to search for your next new home.]]> 4038 0 0 0 https://blog.roseandwomble.com/the-easiest-holiday-treats-ever/ Fri, 12 Dec 2014 15:55:57 +0000 http://newblog.roseandwomble.com/?p=4042 Pinterest page.

Caramel Stuffed Snickerdoodles

Want to impress then these are a cookies for you. And the best part is that they only take a few items. The key is Snickerdoodle Cookie Mix and caramel square. Just whip up the cookies according to the directions, scoop the dough into balls and then put a square of caramel into the center and tuck in. Yummy and especially good warm out of the oven.

Snowman Cookies - NO BAKE!

Want super cute cookies that never require you to do more than melt some white chocolate or almond bark in the microwave? Then lets build a snowman because they ridiculously easy cookies take Nutter Butters dipped in white chocolate and then decorated with sprinkles and candy coated sunflower seeds.

Cake Mix Cookie Bars

Five minutes is all it takes to whip up these cookies - plus only one mixing bowl and pan to clean up after. Bar cookies are a great way to make a big batch of treats without a lot of fuss. These use red and green M&Ms for a festive feel but you could add anything you wanted making this a year round option for any cookie needs you might need.

Millionaire's Shortbread Bars - NO BAKE!

The author of this recipe flat out says "Why bother to make you own shortbread when store bought shortbread and butter make the perfect foundation layer?" AMEN! These layered bars are sophisticated enough for a dinner party but scrumptious enough to impress Santa. Plus shortbread, caramel, and chocolate - how bad could that possibly be?

Hot Chocolate Cookie Cups

Yay for pre-made dough you buy in the grocery store. What a super cute cookie for a cookie exchange or for pairing with a delicious cup of hot chocolate.

Chocolate Dipped Rice Krispie Treats - NO BAKE!

This could be the laziest recipe ever - just make a batch of rice krispie treats and cut into squares. Dip the squares in melted chocolate and decorate. You can also buy sheets of pre-made rice krispie treats from places like Costco and just cut and dip.

Oreo Truffles - NO BAKE!

Another fantastic no bake treat that takes three store bought ingredients and turns them into something amazing.

Coconut Macaroons

The are a flour less cookie - just coconut and other ingredients - the nice thing about this treat is you can adapt it into many flavors - dip them in chocolate or add dried cranberries.

Cinnamon Sugared Pecans

Great treat - just mix the ingredients together and bake in a low oven - then pass out to friends and neighbors. Toasted nuts is a great way to make your home smell amazing.

Five-minute Fudge - NO BAKE!

No Holiday is complete without fudge - and this is super simple to make. We'd love for you to share your own favorite recipes.]]> 4042 0 0 0 https://blog.roseandwomble.com/rose-womble-new-homes-top-ten-communities-for-november-2014/ Tue, 16 Dec 2014 14:02:44 +0000 http://newblog.roseandwomble.com/?p=4062 We're very excited to announce the top ten selling Rose & Womble New Homes Communities for November 2014!

1.     Kings Fork Farm, Terry Peterson Residential, site agents Jay Osborough and Cynthia Osborough

2.     Summer Park – Stephen Alexander Homes, site agents Bridgett Espinosa and Patricia Hubbard

3.     Viridian – Napolitano Homes, site agent Tara Strauser

4.     River Bluff on the Nansemond, Platinum Homes  – site agents Suzanne Wells and Joann Pantas

5.     Saddlebrook Estates, Hearndon Construction site agents Nell Gallagher and Deloris Morgan

6.     Willow Pond – Bishard Homes site agents Lois Schultz and Delores Ross

7.     Seasons at Cahoon Plantation, Platinum Homes – site agents Rob Mitchell and Carmon Pizzanello

8.     Stockbridge at Tanglewood, Hearndon Construction site agents Melissa Ivey and Robert Bauer

9.     First Watch at River Pointe, Gee’s Group site agents Donna Goz and Guy Henderson

10.  Villas at Culpepper Landing, site agents Doreen Giuliano and Joan Revell

 For more information about these or any of our Rose & Womble New Homes Communities just Ask Jen, our New Homes Specialist at 757-774-6999

]]> 4062 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-sajo-farm-in-virginia-beach/ Wed, 17 Dec 2014 15:20:35 +0000 http://newblog.roseandwomble.com/?p=4067 5543 Botanical Drive is built by Terry Peterson Residential and it is a lake view home that is part of the Porch Homes collection. This house features an open concept first floor with porches on the front and back of the home. Plus fenced side yard and low maintenance Hardie Plank exteriors with two-car garages. Sienna cabinets and granite countertops in kitchen. Hardwood and ceramic tile on first floor. Second floor features ceramic tile in baths and upgraded carpet and pad. There is still time to make some flooring choices. Low maintenance exteriors make your life easier. Delivery 60-90 days from contract. 2% Closing Cost Assistance when using builder's preferred lender. The second home we're featuring is 1336 Front Street and it is built by Napolitano Homes. This five bedroom and two and half bath home is a Madison floorplan which has open views throughout the first floor, but at the same time clearly defines space by using five columns to create separation between the Living Room, Dining Room, and Family Room.

A bar-height counter that can be used for seating or as a serving counter separates the generously sized Kitchen from the Family Room. Sliding glass doors off the Kitchen connect it to a covered back porch. There is also a Breakfast area with three large windows that allow in an abundance of light to the rear of the house. Upstairs are three Bedrooms, full Bath, a dedicated Laundry Room, and the Master Suite. You can find out more about these and all of our New Homes during our Ask Jen Live chat today at 12:00 on our Ask Jen Facebook page or Follow her on Twitter @AskJenB. For more information about Rose & Womble New Homes visit RWNewHomes.com.

]]> 4067 0 0 0 https://blog.roseandwomble.com/top-resale-agents-for-november-2014/ Thu, 18 Dec 2014 18:07:12 +0000 http://newblog.roseandwomble.com/?p=4079 Congratulations to all of our Top Resale Agents for November

Top Sales Team: Wilkey's Extreme Team, Chesapeake Office

Top Sales Individual Agent: Elaine Sharp, Peninsula Office

 

Top Listing Team: Anna's Home Team, Chesapeake Office

Top Listing Individual Agent: Carmon Pizzanello, Chesapeake Office

Top By Office: Sales Agent

Beach: Brenda Rawls Star Team

Chesapeake: Wilkey's Extreme Team

Ghent: Andrea Moore

Greenbrier: Cathy Giambalvo

Harbour View: Sue Sanders

Holland Road: The PerfectHouse Team

Lynnhaven: Claudia Hudgens

Peninsula: Elaine Sharp

Shore Drive: Laura Ennis

Top Agents: Listings

Beach: Cynthia Welch

Chesapeake: Carmon Pizzanello

Ghent: Andrea Moore

Greenbrier: Maxine Long

Harbour View: Jessica Bailey

Holland Road: Judy Marsh

Peninsula: Lisa Sharpe

Shore Drive: Lynda Martin

]]> 4079 0 0 0 https://blog.roseandwomble.com/holiday-closings-for-rose-womble-new-homes-communities/ Mon, 22 Dec 2014 19:54:27 +0000 http://newblog.roseandwomble.com/?p=4093 Here are the Rose & Womble New Homes operating schedule for Christmas Week

Bishard Homes

Willow Pond, Madison Landing, Ashville Park: Rainer Village, Bar Harbor, and Cypress Walk: Closed Christmas Eve & Christmas Day

Gee's Group

First Watch: Closed Christmas Eve and Christmas Day

Hearndon

Saddlebrook Estates and Stockbridge at Tanglewood: Closes 3:00 pm on Christmas Eve, Closed Christmas Day through December 27th

HH Hunt

Walker's Bend, Carter Estates, River Club, Culpepper Landing: Closed Christmas Eve and Christmas Day

Napolitano Homes

Bob White Landing, Sajo Farm: Closed Christmas Eve and Christmas Day

Platinum Homes

Legacy at Witchduck Lake, Seasons at Cahoon, River Bluff: Closes 3:00pm on Christmas Eve, Closed Christmas Day through December 27th

Stephen Alexander Homes

Summer Park: Closed Christmas Eve and Christmas Day

Vintage Homes

Vintage Homes, Row Homes, and Villas at Culpepper Landing: Closed Christmas Eve, Christmas Day, and the 26th

Terry Peterson Residential

Kings Fork Farm, Hampton Roads Crossing: Closed Christmas Eve. Christmas Day, and the 26th

Weldenfield of Virginia

Retreat at Greenbrier: Closed Christmas Eve and Christmas Day    ]]> 4093 0 0 0 https://blog.roseandwomble.com/rose-womble-agents-recieve-accolades-from-peers/ Mon, 05 Jan 2015 18:01:19 +0000 http://newblog.roseandwomble.com/?p=4096 Four of our resale agents have been honored by their peers from the Hampton Roads Association of REALTORS® (HRRA) and the Virginia Peninsula Assocation of REALTORS® (VPAR)

Two Rose & Womble Peninsula REALTORS® Elected to VPAR Board of Directors

On November 22, 2014 two resale agents from the Rose & Womble Peninsula Office were installed as members of the 2015 Board of Directors. Chandra Patterson was installed as Treasurer and Eugenia Jackson was installed as a Director. Both Chandra and Eugenia had to be nominated by members of VPAR and then go through a screening process in which they are interviewed by a nomination committee who then select individual for the general election. Each Board member is then voted in by the general members of VPAR. "These agents being placed in positions of leadership role by their peers shows their high level of commitment to their profession. It's great for our company to have such great leadership within it and we're proud that VPAR has added two excellent leader to their Board," said Ron Foresta, Rose & Womble's President of Resale.

Chandra Patterson was elected as Treasurer. She has been a REALTOR® for 20 years and holds the Accredited Buyers Representative (ABR) and the Seller Representative Specialist designations from the National Association of REALTORS® (NAR). Patterson also holds the Short Sales and Foreclosure Resource certification from NAR. She has previously served on the Board of Directors for and was Chair of Public Policy Committee for VPAR. She is also a Virginia Association of REALTORS® RPAC Trustee and National Association of REALTORS® Federal Political Coordinator to Congressman Bobby Scott. She is a graduate of the Virginia Association of REALTORS®’s Virginia Leadership Academy. Patterson was named the 2010 VPAR REALTOR® and she was named the National Association of Real Estate Brokers Realist (NAREB) of the Year in 2011. She graduated from Hampton University with a Bachelor’s of Science Degree.

Eugenia Jackson was elected to the Board of Directors. She has been a REALTOR® since 1989 and will be celebrating her 25th year in the business. She holds the ABR, Graduate, REALTOR® Institute (GRI), and the Certified Residential Specialist (CRS) designations from NAR. This will be Jackson’s fourth term on the Board of Directors.

The Board of Directors for VPAR oversees the local association’s general governance including award standards, goals, and political action for the Association.  In order to be elected the individual must be submitted and then be interviewed to the VPAR nomination committee. Then she must be elected by the general membership of VPAR.

Two Rose & Womble Lynnhaven REALTORS® Were Awarded High Honors at HRRA Annual Awards Banquet

On December 12th, two REALTORS® from Rose & Womble Realty Company’s Lynnhaven Office were honored by the Hampton Roads Association of REALTORS® (HRRA) when they were presented with awards.

Sherry Snyder, REALTOR® was awarded the 2014 Rising Star award. The Rising Star award is given to an individual REALTOR® who is a newcomer to the Board committees and who has shown dedication, support, and volunteer efforts within HRRA. The Rising Star award is voted on by the general membership of HRRA. Sherry is currently the Vice Chair of the Resale Council where she helps to facilitate and create educational programs for members of HRRA who specialize in resale real estate. She will continue this role in 2015 and she also serves on the Grievance Committee

She believes that her involvement with HRRA has helped further her real estate career. “It makes me an asset to my clients because it keeps me well informed of new regulations and other factors that affect residential real estate, ” said Sherry.

Sherry has been a REALTOR® since 2004 and has been with Rose & Womble since 2007. She earned a Bachelors of Arts degree in French from St. Michael’s College in Vermont. She has also earned her Accredited Buyers Representative (ABR), Short Sales & Foreclosure Resource (SFR), and e-PRO designations from the National Association of REALTORS®.

The second award winner was Elaine Griffin, Associate Broker,  who was honored with the 2014 Code of Ethics Award. The purpose of the Code of Ethics award is to recognize demonstrated excellence by a REALTOR® in the Code of Ethics, including knowledge, practice, and service to HRRA. The award is given to REALTORS® who served on the Professional Standards or Grievance Committee or provided service as a Mediator or Instructor of Code of Ethics. To become nominated the individual must show evidence of ethical conduct provided by clients, peers, or managing broker.

Elaine has been a licensed real estate agent since 1979 has had a long and continued track record of volunteerism for HRRA, including serving as Chairman on the HRRA REALTOR/Lawyer and Grievance committees. She was the 2012 and 2013 Chairman of the Professional Standards committee. During the past year Griffin was instrumental in organizing and designing a mock trial demonstration, which helped educate members of HRRA through the full process from a complaint being filed through a hearing demonstration.

“I was very honored to receive this award because it means my peers acknowledged my professionalism, dedication and ethical practice as well as my service to HRRA. The amount of respect my peers have shown me has humbled me and I can’t say thanks enough,” said Elaine.

Elaine has been a REALTOR since 1979 and holds the Senior Real Estate Specialist (SRES) Designation and the Accredited Staging Professional (ASP) Designation. She also has a Bachelors of Science degree from the University of Maryland.

"We are so proud of the hard work and dedication both Elaine and Sherry bring to our company and our industry. I am so pleased that HRRA picked two outstanding leaders for these awards and that they are part of the Rose & Womble family," said Ron.

]]> 4096 0 0 0 https://blog.roseandwomble.com/rose-womble-offices-will-be-closed-to-celebrate-the-holiday/ Wed, 24 Dec 2014 14:16:33 +0000 http://newblog.roseandwomble.com/?p=4098 Rose & Womble New Homes blog post for specific times. Property managers will accessible for emergencies using the emergency contact numbers provided to all tenants. As always our websites, RoseandWomble.com and RWNewHomes.com are open 24/7 to search for properties. From all of us at Rose & Womble Realty Company, we want to wish you a very Merry Christmas.    ]]> 4098 0 0 0 https://blog.roseandwomble.com/rose-womble-will-be-closing-for-new-year-celebrations/ Wed, 31 Dec 2014 13:00:08 +0000 http://newblog.roseandwomble.com/?p=4101 RoseandWomble.com and RWNewHomes.com are open everyday to begin your home search. From all of us at Rose & Womble, we want to wish you a very happy and safe New Year.]]> 4101 0 0 0 https://blog.roseandwomble.com/schedule-of-closings-for-new-homes-communities/ Mon, 29 Dec 2014 14:43:47 +0000 http://newblog.roseandwomble.com/?p=4104 Here are the Rose & Womble New Homes operating schedule for New Year's Celebrations

Bishard Homes

Willow Pond, Madison Landing, Ashville Park: Rainer Village, Bar Harbor, and Cypress Walk: Closed New Year's Eve & New Year's Day

Gee's Group

First Watch: Closed New Year's Eve and New Year's Day

Hearndon

Saddlebrook Estates and Stockbridge at Tanglewood: Closes 3:00 pm on New Year's Eve, Closed New Year's Day

HH Hunt

Walker's Bend, Carter Estates, River Club, Culpepper Landing: Closed Christmas Eve and Christmas Day

Platinum Homes

Legacy at Witchduck Lake, Seasons at Cahoon, River Bluff: Closes 3:00pm on New Year's Eve, Closed New Year's Day

Stephen Alexander Homes

Summer Park: Closed New Year's Eve and New Year's Day

Vintage Homes

Vintage Homes, Row Homes, and Villas at Culpepper Landing: Closed 3:00pm on New Year's Eve and Closed New Year's Day

Terry Peterson Residential

Kings Fork Farm, Hampton Roads Crossing: Closed New Year's Eve and New Year's Day

Weldenfield of Virginia

Retreat at Greenbrier: Closed New Year's Eve and New Year's Day    ]]> 4104 0 0 0 https://blog.roseandwomble.com/why-home-sellers-need-to-pay-attention-to-millenials/ Tue, 06 Jan 2015 20:48:25 +0000 http://newblog.roseandwomble.com/?p=4123 Millennials are shaped by technology Millennials are the first full generation to grow up with advance technology. Think about all the changes that has happened in their lifetimes in terms of technology. We went from records, to cassette tapes, to CD, to ipods, and now streaming services - in less than 20 years. Millennials don't have landlines, barely recall dial up internet, and have never had to rely on paper checks for banking. How to take advantage: Make sure your home is tech ready. If you're putting your home on the market then you need to consider how Millennials live - with technology as a companion and not a tool. Millennials want homes to be wired and ready for high-speed internet. One simple thing a home seller could do is upgrade some of the outlets to ones with USB hookups - particularly in bedrooms and front entry ways.

Millennials want to Own their Home

75% of Millennials believe in owning their own home - and it is something that they want to achieve in their lifetimes. In fact according to a Google Survey, Millennials are twice as likely to buy a home this year than people aged 35-54. And Millennials make up 31% of recent buyers - which is the largest share of the housing market. Millennials are using the internet as their primary method of searching a home - in fact the majority of Millennials will begin their home search six months before speaking with an agent. They are using website and apps that are mobile friendly. 36% of Millennials visited real estate apps and websites using mobile devices last year, which was an increase of 81% from 2013.  And 26% of younger buyers will find the home they purchase using a mobile app. How to Take Advantage: Make sure Your Home is Marketed by an Agent who understands this. It is no longer enough to put an ad in the paper - in fact the National Association of REALTORS® reports that among all age groups the first place people go to seek houses is the internet. Your agent, and the company that they affiliate with, need to have technology that is ready to use on mobile devices. Sites need to be responsive and friendly for this group. Also the photos and staging of the photos matter so much. This is a generation that expects to have the information within seconds - and that includes making a judgement call on your home based on the photos you and your agent present. Ask these questions to the real estate agents you're interviewing: 1. How many people go to your company website site monthly? 2. What are the mobile options for advertising my home? 3. Are you featured on Zillow and Trulia? 4. What is the plan for taking photos of my home? If the agent you're interviewing can't answer these questions they might not be ready to market your home for the Millennial generation. For more information about Millennials check out this great article.    ]]> 4123 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-ashville-park-rainer-village/ Wed, 14 Jan 2015 15:00:47 +0000 http://newblog.roseandwomble.com/?p=4142 We have a lovely home to share with you for this week's Humpday Hot Property. 2045 Grandon Loop in Virginia Beach is in the Ashville Park New Homes Community. Located near the Red Mill Commons shopping area of Virginia Beach, this community is designed to bring green living to life with over 30 acres of green space including tons of walking trails and fifteen lakes throughout the property. Here is a visual tour of the community.

The home on Grandon Loop is a 2-story, four bedroom and two and half bath home with an amazing floor plan with large kitchen that opens to a great room. This set up is wonderful for family living, you can keep an eye on the kids while prepping dinner. And don't forget about the entertaining you can do in a space like this - this way everyone doesn't just congregate into the kitchen but can spread out and enjoy your home.

[caption id="attachment_4143" align="alignnone" width="300"] This open kitchen is one of the great features of the Hannah floor plan from Bishard Homes. Want to know more about this home or any of Bishard's properties? Just Ask Jen![/caption] [caption id="attachment_4144" align="alignnone" width="300"] The view from the open kitchen is fantastic for day-to-day family living and also for entertaining.[/caption]

The master suite has a beautiful walk-in closet plus a private master bath.

[caption id="attachment_4145" align="alignnone" width="300"] Look at all the storage this bathroom has, plus the dual sinks - perfect for getting ready in the morning.[/caption] [caption id="attachment_4146" align="alignnone" width="200"] Wonderful walk in shower with low maintenance finishes in the bathroom.[/caption]

This community is built by Bishard Homes, we would love to invite you to a VIP tour of this amazing place to call home. Want to know more? Just Ask Jen! She's our New Homes Online Specialist at 757-774-6999 or you can follow her on Twitter or Facebook.

 ]]> 4142 0 0 0 https://blog.roseandwomble.com/how-to-leverage-home-trends-to-sell-your-house/ Thu, 15 Jan 2015 21:56:08 +0000 http://newblog.roseandwomble.com/?p=4152 Repaint to Refresh A fresh coat of paint can make a big difference in terms of making a home look fresh and appealing to home buyers. The color trend right now, according to Sherwin-Williams, are shades of coral. The reason is that this color pallet is cheery without being too powerful and experts believe that this mid point in the decade is all about revitalization. “Coral Reef embodies a cheerful approach to design that we’re seeing for the coming year. Its unexpected versatility brings life to a range of design aesthetics, whether traditional, vintage, cottage or contemporary,” said Jackie Jordan, Sherwin-Williams director of color marketing. Here's how you can use this trend according to Sherwin-Williams

• Let the color stand by itself on a single accent wall or front door for a pop of color.
• Pair with complementary colors as Color Reef’s outgoing personality begs for company.
• Paint a piece of furniture as a great accent piece.
• Driftwood, medium wood tones and metal finishes also complement its flower-garden hue.
• For vintage quality that’s hard to beat, Coral Reef and aged matte brass make a perfect pair.

[caption id="attachment_4153" align="alignnone" width="300"] Use with neutrals to make this color pop to buyers - look how great this photo looks online - imagine a home buyer when getting photos done[/caption]

Jetson Ready Homes

No, we don't mean conveyor belts or flying cars (both would be totally awesome though!) instead, think of your home in terms of how people are really using and living with technology. For example, many Milliennial buyers do not want or necessarily need a home office - so why stage one? Instead why not stage a great yoga space, or craft room inspired by Pinterest? The other thing that home buyers want are homes that are pre-wired for high-speed internet and have charging stations. We touched upon this in our blog posts about the rise of the Millennial buyer, but other generations use tablets and smartphones too. We love this idea from Decoist.com [caption id="attachment_4154" align="alignnone" width="300"] What a great use of space - a pull out charging station for electronics in the kitchen.[/caption] While this may be a bit much before you put your home on the market, you can do small things like get an electrician to update the outlets in your home to have USB ports. This simple  change is unexpected and yet welcomed. The other idea is to show a neat way to charge things in entryways and in bedrooms. Remember when putting your home on the market, you want to show the buyers how they can live in the home. Showing off cool features is a good idea.

Storage Options for Streamline Living

It isn't enough to have closet space - buyers now want a place for everything and everything in its place. Blame Pinterest, the show Hoarders, or any other factors but clutter of any kind will turn off buyers. This is particularly true in kitchens where home buyers aren't necessarily wanting a lot of space but they still want room for all their stuff. While a new kitchen can be very expensive you can go into any hardware store and install pull out drawers for cabinets. For under $100 you give great storage options for home buyers without breaking the bank. [caption id="attachment_4155" align="alignnone" width="234"] These are fairly easy to install and give a ton of great storage that buyers are looking for. We found this model on HomeDepot.com but any hardware store will sell them.[/caption] We would love to know if you have any ideas for things buyers are looking for in homes in 2015.]]> 4152 0 0 0 https://blog.roseandwomble.com/valerie-smoot-named-a-new-homes-sales-manager/ Thu, 15 Jan 2015 13:36:40 +0000 http://newblog.roseandwomble.com/?p=4158 Associate Broker Valerie Smoot has joined Rose & Womble’s New Homes Division as a Sales Manager.

“I’m thrilled to be back not only at Rose & Womble but in new homes. One thing I really like about new construction is seeing a builder take a community from the initial plans and watch them go through the different phases to create a place that people want to call home,” said Valerie.

Valerie began her real estate career in 2006, as a site agent in Rose & Womble New Homes. She was promoted in 2008 to be the Managing Broker of the Peninsula Resale office in Newport News, where she developed and mentored a team of real estate agents and helped broker hundreds of real estate transactions.

As a New Homes Sales Manager, Valerie will oversee the agents and development of several new homes communities throughout the Hampton Roads area.

Dianne Gordonn, General Manager of Rose & Womble New Homes said, “"I feel like the Coach whose team just made it to the Super Bowl. Talk about a high. Our whole team is so very excited to have Valerie on board and cannot wait to grow even stronger in 2015 and beyond."

Welcome back Valerie, we're so pleased to have you back as part of the Rose & Womble family.

]]> 4158 0 0 0 https://blog.roseandwomble.com/rose-womble-new-homes-top-ten-selling-communities-december-2014/ Tue, 20 Jan 2015 13:00:56 +0000 http://newblog.roseandwomble.com/?p=4168 RWNewHomes.com.

1. Kings Fork Farm, Terry Peterson Residential, site agents Jay Osborough and Cynthia Osborough

2. Saddlebrook Estates, Hearndon Construction, site agents Nell Gallagher and Deloris Morgan

3. Lawson Hall, Corinth Residential, site agents Lisa Kyriakides and Judy Lilly

4. Villas at Culpepper Landing, Vintage (Kotarides), site agents Joan Revell and Doreen Giuliano

5. Ashville Park: Rainer Village, Bishard Homes, site agents Scott Berry and Laura Ennis

6. Summer Park, Stephen Alexander Homes, site agents Brigitte Espinosa and Patricia Hubbard

7. River Bluff, Platinum Homes, site agents Suzanne Wells and Joann Pantas

8. Legacy at Witchduck Lake, Platinum Homes, site agents Dwight Meekins and Diana O'Brien

9. Oceana Gardens/Villas at Red Mill, builders Gardens-Bribra Building Corp and CCW Development, LLC, site agent Rob Mitchell

10. Stony Run Manor, Christopher Kait Construction, site agents Bea Cobell and Lynda Martin

]]> 4168 0 0 0 https://blog.roseandwomble.com/rose-womble-resale-top-producers-december-2014/ Wed, 21 Jan 2015 14:00:32 +0000 http://newblog.roseandwomble.com/?p=4172 Top Sales Team: The PerfectHouse Team, Holland Road Office

Top Listing Team: The Town Center Team, Lynnhaven Office

 

Top Sales Individual Agent: Anne" Cookie" Page, Lynnhaven Office

Top Listing Individual Agent: Tim Cochran, Lynnhaven Office

Top Sales by Office

Beach Office: Blair Whitley-Ray Chesapeake Office: Anna's Home Team Ghent Office: Andrea Moore Greenbrier Office: Bill Ipock Harbour View/Suffolk Office: Lori Gomokie Holland Road Office: The PerfectHouse Team Lynnhaven Office: Anne "Cookie" Page Peninsula Office: David Tortolini Shore Drive Office: Mae Jones

Top Listings by Office

Beach Office: Greg Hotta Chesapeake Office: Team Rolaf Greenbrier Office: Maxine Long Harbour View/Suffolk Office: Doug Burt Holland Road Office: The PerfectHouse Team Lynnhaven Office: Tim Cochran Peninsula Office: Eugenia Jackson Shore Drive Office: Monchello Bynum]]> 4172 0 0 0 https://blog.roseandwomble.com/hampton-roads-monthly-real-estate-update/ Mon, 19 Jan 2015 18:41:45 +0000 http://newblog.roseandwomble.com/?p=4175 contact one of our REALTORS who can help you. ]]> 4175 0 0 0 https://blog.roseandwomble.com/rose-womble-realty-co-awarded-silver-at-nahb-national-sales-marketing-awards/ Wed, 21 Jan 2015 17:50:01 +0000 http://newblog.roseandwomble.com/?p=4189 Winners Announced for National Sales and Marketing Awards NAHB’s National Sales and Marketing Council (NSMC) has announced Silver Award Winners for The Nationals new home sales and marketing awards. The Nationals salutes and honors the best in the building industry for their determination, integrity, creativity and endurance. Silver Award Winners are the top vote recipients in each category and are the finalists for the Gold Award. Gold Awards in each category were presented as part of the International Builders' Show January 20-22. Rose & Womble Realty Co. received 2015 Silver Award honors in two categories; Online Sales Consultant of the Year (Jennifer Barkan) and Sales Person of the Year (Robert Mitchell). Jennifer Barkan has been an invaluable asset to the Rose & Womble Realty Co. team since 2005. Jennifer, or more commonly known online as "Ask Jen" has branded herself as the go-to resource for all new homes questions in the Hampton Roads market and beyond. Her online marketing initiatives include a heavy focus on Facebook, Twitter, blogging and onsite virtual tours of current inventory. Make sure to follow her coverage of the International Builders' Show!  Robert Mitchell has been a triumph to the Rose & Womble Realty Co. New Homes team since 2009. Robert's ability to balance a very diverse price, location and client portfolio have helped him achieve great success in the Hampton Roads market. Robert is the current site agent for Seasons at Cahoon, a new homes community in Chesapeake, Va. For more information on this community, check out the Rose & Womble Realty Co. blog. Rose & Womble Realty Co. is honored to receive national recognition in this prestigious arena. About the NAHB Nationals: Started in 1982 as the Institute of Residential Marketing, The Nationals award program continues to recognize superior new home sales and marketing achievements. With 57 categories across various disciplines of the new home industry, the awards honor excellence in product and community design, advertising, marketing and sales achievements by individuals and sales teams at Caesars Palace and is expected to draw more than 1,000. "The Nationals are the most prestigious awards of their kind, setting the benchmark for innovations in new home design, marketing and sales," said Christy Beck, chairperson of the Nationals. "NAHB's commitment to recognizing originality, imagination and success has been exemplified by its award winners since the competition's inception." During a three-day judging process, a panel of 7 industry professionals from across the country determined the Silver and Gold award winners from a field of over 1,300 entries.  ]]> 4189 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-seasons-at-cahoon-offers-so-much-to-buyers/ Wed, 21 Jan 2015 16:00:44 +0000 http://newblog.roseandwomble.com/?p=4195 Cahoon Plantation Golf Course, Season at Cahoon is a lovely community of carriage homes in Chesapeake. Built by Platinum Homes, Seasons at Cahoon offers the convenience of modern living along with bike and walking paths, and close to shopping, dining, and great services. Plus the community boasts a private community pool and park for residents and their guests. The homes feature open spaces, high ceilings, and great storage, plus a private garage. Each home also has private fenced outdoor spaces. Here are just a sampling of the features:

• Ceramic Tile or Hardwood Flooring in Foyer
• Pre wired for phone and cable
• Insulated double-glazed vinyl windows with tilt-out sash and screens
• Energy efficiency is "built-in" with the latest in appliances, HVAC systems, windows and insulation.

Now is a great time to check out Seasons at Cahoon for your new home. Want to know more about this community or any of our new home communities? Go to RWNewHomes.com or Ask Jen at 757-774-6999. [gallery type="slideshow" ids="2408,2760,3038,3200"]  ]]> 4195 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-viridian-reserve/ Wed, 28 Jan 2015 13:37:45 +0000 http://newblog.roseandwomble.com/?p=4215 Viridian Reserve is a brand new homes community in Chesapeake, Virginia. With 28 acres of preserved open space, four man-made lakes, and access to Frank V Cogliandro Memorial Park, Viridian Reserve has plenty of outdoor appeal. The homes are just as nice, including today's Humpday Hot Property, 464 Wisdom Path. This five bedroom and four and half bath house is built by Etheridge Construction and is designed with family in mind.  Here are just some of the great features:

• Open kitchen with large eat-in area
• Covered rear porch
• Private first floor guest suite with full bath
• Flex room or office makes a great place to hang out
• Large master bedroom
• The second and third bedrooms share a connecting bathroom
• The fourth bedroom has a private bath

Viridian Reserve is located in the Hickory section of Chesapeake, which is near the North Carolina/Virginia boarder. While it is in the southern portion of the city, you're still only minutes from shopping, entertainment, and dining. If you want to know more about this property or want to find out any of our RWNewHomes communities just Ask Jen, 757-774-6999 or visit RWNewHomes.com]]> 4215 0 0 0 https://blog.roseandwomble.com/realtorsnamedto2014bestof/ Thu, 29 Jan 2015 14:33:44 +0000 http://newblog.roseandwomble.com/?p=4222 Trulia.com's 2014 Best of Trulia list.

•  Anna Paduhovich, Lynnhaven
• Anna Staylor, Lynnhaven
• Bryan Cerny, Chesapeake
• Catherine Kowalsky, Holland Road
• Cheryl Talbot, Lynnhaven
• Holly Fisher, Lynnhaven
• Jay Jenkins, Holland Road
• The Mac Team, Holland Road
• Julie Scott, Harbour View
• The Peak Sold Team, Harbor View
• Megan Timm, Harbour View
• Richard Calderson, Chesapeake
• Ryan Benton, Harbour View
• Sherry Snyder, Lynnhaven
• The PerfectHouse Team, Holland Road
• Val Lee, Chesapeake

In order to be named to this list an agent must be in the top 1% of Trulia in terms of sales and client reviews. Individual on this list recieve a digital badge on their Trulia.com profile as well as ability to use this information in marketing themselves to potential clients.]]> 4222 0 0 0 https://blog.roseandwomble.com/big-game-fans-throughout-rose-womble/ Fri, 30 Jan 2015 14:54:39 +0000 http://newblog.roseandwomble.com/?p=4229 4229 0 0 0 https://blog.roseandwomble.com/rose-womble-new-homes-announces-its-annual-award-winners/ Tue, 03 Feb 2015 16:00:17 +0000 http://newblog.roseandwomble.com/?p=4244 Covey Award - For Outstanding Daily Behaviors in 2014

Donna Goz

The Stone Award for a Superior Skill Sets in 2014

Joan Revell & Doreen Giuliano

The Ziglar Award for an Elevated Attitude in 2014

Carmon Pizzanello

The Jim V. Rose Leadership Award for Overall Excellence in 2014

Bea CoBell

]]> 4244 0 0 0 https://blog.roseandwomble.com/what-do-mortgage-terms-mean/ Tue, 03 Feb 2015 20:58:02 +0000 http://newblog.roseandwomble.com/?p=4252 ]]> 4252 0 0 0 https://blog.roseandwomble.com/rose-womble-1-in-hampton-roads-real-estate-market-in-2014/ Tue, 10 Feb 2015 20:49:08 +0000 http://newblog.roseandwomble.com/?p=4264 4264 0 0 0 https://blog.roseandwomble.com/humpday-hot-property-saddlebrook-in-suffolk/ Wed, 11 Feb 2015 16:47:29 +0000 http://newblog.roseandwomble.com/?p=4267 Saddlebrook Estates in Suffolk.  Built by Hearndon Construction, this community is in the Kings Fork Farm school district and has homes that are ready for you to call your own. This isn't the first time we've featured Saddlebrook Estates on our blog, some of our most popular posts have been inspired by the model and the community. Today we're featuring 2014 Indian Point Road which is a six bedroom, three full bath home. What more could you possibly want in a new home? Great space for family?  Today's house has a family room, and sun room. Ceramic tile and a wonderful master bath are just an added bonus. Plus the huge eat-in kitchen is perfect for homework, snacks, and entertaining. Saddlebrook Estates was designed to respect the historical and equestrian significance of the property. Indian Point Farm, now the community’s Equestrian Center, was established in 1779 and continues to be a strong working horse farm. Homes are blended into this pastoral setting and incorporate traditional style. In addition to horseback riding trails through the neighborhood, many home sites are located with woods and horse pastures behind to ensure a peaceful, country feel. Want to know more about this community? Just Ask Jen our New Homes Specialist at 757-774-6999 or you can visit RWNewHomes.com.]]> 4267 0 0 0 https://blog.roseandwomble.com/top-ten-new-homes-communities-for-january-2015/ Tue, 17 Feb 2015 16:03:27 +0000 http://newblog.roseandwomble.com/?p=4283 We're so proud to announce our Top Ten Rose & Womble New Homes communities for January 2015.

1. Villas at Culpepper Landing, site agents Joan Revell and Doreeen Giuliano

2. First Watch at Riverpointe, site agents Donna Goz and Guy Henderson

3. Summer Park, site agents Brigitte Espinosa and Patricia Hubbard

4. Walker's Bend, site agents Fran Spence and Kim Boykin

5. Carriage Homes at Lawson Hall, site agents Lisa Kyriakides and Judy Lilly

6. Kings Fork Farm, site agents Jay Osborough and Cyndi Osborough

7. Culpepper Landing, HH Hunt Homes, site agents Patty Finein and Debra Miller

8. Carter Estates, site agents Penny Boyd and Linda Jones

9. River Bluff Estates on the Nansemond, site agents Suzanne Wells and Joann Pantas

10. Seasons at Cahoon, site agents Rob Mitchell and Carmon Pizzanello

Want to know more about this or any other of Rose & Womble's New Homes line-up? Just Ask Jen or visit RWNewHomes.com.

]]> 4283 0 0 0 https://blog.roseandwomble.com/rose-womble-offices-are-closed-due-to-snow/ Tue, 17 Feb 2015 12:52:37 +0000 http://newblog.roseandwomble.com/?p=4285 Roseandwomble.com ]]> 4285 0 0 0 https://blog.roseandwomble.com/rose-womble-office-will-have-delayed-opening-on-feb-18th/ Tue, 17 Feb 2015 23:36:49 +0000 http://newblog.roseandwomble.com/?p=4295 RoseandWomble.com.  ]]> 4295 0 0 0 https://blog.roseandwomble.com/all-rose-womble-new-homes-sites-are-closed-feb-18th-2015/ Wed, 18 Feb 2015 15:22:32 +0000 http://newblog.roseandwomble.com/?p=4297 RWNewHomes.com. Ask Jen Live is being reschedule for next week - she's going to be at Willow Pond!]]> 4297 0 0 0 https://blog.roseandwomble.com/are-you-up-for-the-declutter-challenge/ Wed, 18 Feb 2015 18:19:06 +0000 http://newblog.roseandwomble.com/?p=4299 White House Black Shutters. During the forty day period you fill at least a bag a day of things that are cluttering your home. The rules are simple - focus on one small area each day, (she provides a great worksheet to plan the purging), the bags can be trash, donations, or even electronic clutter (like your overflowing email inbox). Some days you may have a lot of bags, some days it may be up clearing off the kitchen counters. The point of the exercise is to refresh your home and give you a new relationship with the house you're living in. You may be aware that you need to declutter and stage your home if you're going to list it - but it is equally important to begin letting go of the home you're living in. You're going to have to accept that buyers may not like the veggie garden you lovingly planted in the backyard, or the living room paint color that brings you joy. You need to accept that once you move the buyer will probably make changes. One of the most difficult parts of listing your home is for you, the seller, to stop thinking about the house as your home. When sellers can grasp this they are often more incline to be open to offers and contingencies the buyers may give. If you're thinking about listing your home within the next two months this, 40 days 40 bags challenge, might be a great place to start.  ]]> 4299 0 0 0 https://blog.roseandwomble.com/congratulations-to-our-january-top-resale-agents/ Wed, 18 Feb 2015 19:09:33 +0000 http://newblog.roseandwomble.com/?p=4305 Congratulations to our Top Resale Agents for January 2015

Top Sales Team: PerfectHouse Team, Holland Road Office

Top Sales Individual Agent: Tim Cochran, Lynnhaven Office

Top Listings Team: Rountree Property Group, Chesapeake Office

Top Listings Individual Agent: Anne "Cookie" Page, Lynnhaven Office

Top Sales by Office

Beach Office: Robin West Chesapeake Office: Anna's Home Team Ghent Office: Maureen Corra Greenbrier Office: Carmen Anthony Harbour View/Suffolk Office: Marshall Miller Holland Road Office: The PerfectHouse Team Lynnhaven Office: Tim Cochran Peninsula Office: Lynn Teravainen Shore Drive Office: Rob Mitchell

Top Listings Per Office

Beach Office: Cynthia Welch Chesapeake Office: Rountree Property Group Greenbrier Office: The Clemens Team Harbour View/Suffolk Office: Nora Edwards Holland Road Office: Chris Edwards Lynnhaven Office: Anne "Cookie" Page Peninsula Office: Lisa Sharpe Shore Drive Office: Rob Mitchell]]> 4305 0 0 0 https://blog.roseandwomble.com/dianne-gordonn-ron-foresta-jr-named-to-rose-wombles-board-of-directors/ Thu, 19 Feb 2015 19:59:08 +0000 http://newblog.roseandwomble.com/?p=4315 We are very pleased to announce that your Board of Directors is expanding. Dianne Gordonn  and Ron Foresta Jr. were invited to join the Board of Directors for the company.

Dianne Gordonn has been the General Manager of Rose & Womble’s New Homes Division since 2011. She came to Rose & Womble in 2005 where she began to work as the Projects/Sales Manager Mixed Use Development, including The Westin in Virginia Beach and The Point at City Center in Newport News. She previously was the Assistant Project Manager at ET Gresham Company and also worked for a military contractor in Hawaii.  She holds a Liberal Arts degree from the University of Hawaii.

"This was a wonderful surprise and I am honored that the Company would see me as a positive addition to the Board of Directors. I intend to come in with integrity, indispensability, and a servant's heart," said Dianne.

Ron Foresta, Jr. has been the Vice President of Rose & Womble’s Resale Division since January 2014 and was previously the Managing Broker of Rose & Womble’s Resale office on Holly Road in Virginia Beach.  He came to the company in 2004 to be the Director of Resale Operations after working as an Options Trader and Market Maker with Blackhawk Financial in Chicago, IL. He holds a Bachelors of Science in Business Administration from the University of North Carolina at Chapel Hill.

“This opportunity to serve on the board will allow me to support the company, not only for our resale division, but the company as a whole, ” said Ron.

Dianne and Ron will bring fresh perspectives to company opportunities including assisting in ensuring all divisions are communicating fluidly and providing the opportunity for more growth within the real estate marketplace. They will also be mentored for further leadership and growth within the company.

Congratulations Dianne and Ron!

[caption id="attachment_4319" align="alignnone" width="500"] The Rose & Womble Board of Directors.
First Row from left to right: Terri Stickle, Vice President of Operations, Dianne Gordonn, New Homes General Manager, Joyce Burns, Chief Financial Officer. Back Row from Left to Right: Ron Foresta, Sr., President of Resale, J. Van Rose, President of New Homes and Rose & Womble Enterprises, Art Zachary, President, CEO, and COO, Ron Foresta Jr., Vice President of Resale.[/caption]      ]]> 4315 0 0 0 https://blog.roseandwomble.com/congratulations-to-our-annual-resale-award-winners/ Wed, 25 Feb 2015 13:24:03 +0000 http://newblog.roseandwomble.com/?p=4322 2014 Top Sales and Listing Team

The PerfectHouse Team from Holland Road Office

2014 Top Individual Sales and Listing Agent

Anna Staylor from Lynnhaven Office

2014 Rookie of the Year

Mike Mahoney, Harbour View/Suffolk Office

Full Awards List

2014 Top Selling Teams

• The PerfectHouse Team, Holland Road Office
• Wilkey's Extreme Team, Chesapeake Office
• Brenda Rawls' Star Team, Beach Office
• Claudia Hudgens' Team, Lynnhaven Office
• Judy Marsh, Lynnhaven Office
• Anna Sullivan's Home Team, Chesapeake Office
• Livernois, Terranova, & Associates, Lynnhaven Office
• The Town Center Team, Lynnhaven Office
• The Precision Real Estate Team, Holland Road Office
• The Mac Team, Holland Road Office

2014 Top Selling Individual Agents

• Anna Staylor, Lynnhaven Office
• Anne "Cookie" Page, Lynnhaven Office
• Tim Cochran, Lynnhaven Office
• Kathryn Sharpe, Lynnhaven Office
• Frank & Cindy Clemens, Greenbrier Office
• L. Ellen Drames, Greenbrier Office
• Ryan Benton, Harbour View/Suffolk Office
• Anna Paduhovich, Lynnhaven Office
• Debbie Mustin, Lynnhaven Office
• Sandy Nance, Harbour View/Suffolk Office
• Lori Gomoke, Harbour View/Suffolk Office
• Sara Lannom, Beach Office
• Shelly Welsch, Lynnhaven Office
• Sandra von Schilling, Peninsula Office
• Holly Fisher, Lynnhaven Office

2014 Top Listing Teams

• The PerfectHouse Team, Holland Road Office
• Anna Sullivan's Home Team, Chesapeake Office
• Wilkey's Extreme Team, Chesapeake Office
• Irby's Home Specialists, Chesapeake Office
• Judy Marsh, Lynnhaven Office
• The Town Center Team, Lynnhaven Office
• Brenda Rawls' Star Team, Beach Office
• Rountree Property
• Claudia Hudgens' Team
• Livernois, Terranova, & Associates

2014 Listing Individual Agent

• Anna Staylor, Lynnhaven Office
• L. Ellen Drames, Greenbrier Office
• Maxine Long, Greenbrier Office
• Tim Cochran, Lynnhaven Office
• Ryan Benton, Harbour View/Suffolk Office
• Frank & Cindy Clemens, Greenbrier Office
• Cheryl Hickok, Lynnhaven Office
• Vince Cowling, Peninsula Office
• Anne "Cookie" Page, Lynnhaven Office
• Greg Hotta, Beach Office
• Sue Sanders, Harbour View/Suffolk Office
• Chuck Halman, Beach Office
• Pam Strahorn-Roe, Peninsula Office
• Bryan Cerny, Chesapeake Office
• Roger Medlin, Harbour View/Suffolk Office

]]> 4322 0 0 0 https://blog.roseandwomble.com/rose-womble-offices-opening-at-1000am-today/ Wed, 25 Feb 2015 14:34:03 +0000 http://newblog.roseandwomble.com/?p=4328 4328 0 0 0 https://blog.roseandwomble.com/willow-pond-hosts-askjenlive/ Wed, 25 Feb 2015 20:15:07 +0000 http://newblog.roseandwomble.com/?p=4332 Rose & Womble New Homes expert Jen Barkan spent her #AskJenLive segment at the quaint new home community of Willow Pond. This community is filled with a collection of coastal, cottage-inspired design with southern flair. Designed with distinctive exterior architectural accents and welcoming interior floor plans, these homes are sure to please, not to mention the incredible value. Willow Pond is located in the heart of Virginia Beach, only minutes from Town Center, Cypress Point Golf Center, and other great spots in Virginia Beach.  This community is located near:

• Virginia Wesleyan
• Norfolk Academy
• The New West Elm at Town Center

Today's spotlight home was 5516 Curtis Breathwaite Place, this is a truly amazing home that is an amazing value. The Caroline plan, with four bedrooms, three and half baths, ans 2150 square feet of space that is designed with families in mind. The first floor is a great open plan with a large kitchen that has tons of storage and the latest stainless steel appliances. The kitchen opens to a family room and dining room. The second floor has three bedrooms complete with a master suite. Plus the third floor is great to have a media room or game room, and it has it's own full bath. One of the key features of this specific home is the gas fireplace and logs, perfect for enjoying on winter nights. The cottage style homes offer 21 different choices for exterior colors from you to choose from. Willow Pond is built by Bishard Homes who has been building homes in the Hampton Roads area for over 15 years and their home show it. They have a knack for designing cottage homes with distinct southern charm while providing great value. And one of the best parts of #AskJenLive is that Jen features one dog each week who is looking for his forever home. Today's pup was Hagrid, a senior beagle mix who would love to spend his golden years with a loving family. He is going to be great with a family with calm dogs and older children. If Hagrid is adopted within the next two weeks, Bishard Homes will generously pay for his adoption fee. Hagrid is located at the Norfolk SPCA and he's as sweet as he could be. Want to know more about this or any of our other #RWNewHomes communities just Ask Jen, 757-774-6999 or visit RWNewHomes.com. And remember to tune into our next #AskJenLive broadcast next week, March 1st at 12:00pm.]]> 4332 0 0 0 https://blog.roseandwomble.com/i-scream-you-scream-for-snow-cream/ Thu, 26 Feb 2015 16:32:25 +0000 http://newblog.roseandwomble.com/?p=4354 Basic Snow Cream You'll Need:

• 4 cups fresh snow
• 1 cup of milk
• 1/4 cup sugar
• 1 tsp vanilla

Just mix together and enjoy. We've also seen recipes where instead of milk and sugar you use a can of condensed milk. But why stop at basic, boring snow cream? Here are some varieties to try.

Mocha Snowcream from Creative Connection Kids

You'll Need:

• Chilled, cold coffee
• Chocolate Syrup
• Prepared Snow cream

Take about 3/4 cup basic snow cream mix and put it into a cup. Then add about 1 tablespoon of chocolate syrup and pour a 1/4 cup of the cold coffee. Stir until smooth and creamy.

Chocolate Snow Cream from Blooming on Bainbridge

You'll Need:

• 4 cups prepared Snow Cream
• 5 tablespoons cocoa powder
• a bit of fresh plain snow

Add the cocoa power to the snow cream - mix together until combined. If the mixture melts too much add more fresh snow.

Cake Batter Snow Cream from Snappy Gourmet

• ½ cup sweetened condensed milk
• ¼ cup yellow cake mix
• 3 tablespoons Pinnacle Cake flavored vodka
• 2 tablespoons milk
• 1 teaspoon vanilla
• 8 cups fluffy clean snow (or fluffy shaved ice)

Mix together condensed milk, cake mix, vodka, milk, and vanilla in large bowl until well combined. Quickly mix in snow. Serve immediately or spoon into container and freeze until hard. Do you have a favorite snow cream mix in? We'd love to know about it.      ]]> 4354 0 0 0 https://blog.roseandwomble.com/testimonial-tuesday-dana-fanton/ Tue, 03 Mar 2015 13:00:08 +0000 http://newblog.roseandwomble.com/?p=4364 go here and this is another reason Rose & Womble is YOUR LOCAL Real Estate Resource in Hampton Roads.]]> 4364 0 0 0 https://blog.roseandwomble.com/congratulations-to-our-realtor-assocation-award-winners/ Fri, 06 Mar 2015 13:45:53 +0000 http://newblog.roseandwomble.com/?p=4368 VPAR OSC Awards VPAR Outstanding Salesmanship Awards were held on Saturday, February 28th at the Newport News Marriott City Center.

Special Recognition Award: Emerald Award

Beth Walls earned an Emerald Award for having 20 years of Outstanding Salesmanship Awards with VPAR. This is a special recognition award.

Platinum Level Salesmanship Awards

• Cristina Williams

Gold Level Salesmanship Awards

• Mary Mills

• Sandra von Schilling

• Pam Strahorn-Roe

Bronze Level Salesmanship Awards

• Deloris Morgan

• Melissa Salyers

• Beth Walls

• David Tortolini

• Elaine Sharpe

 

HRRA COE Awards

The HRRA Circle of Excellence awards were held on February 28th at the Renaisance Portsmouth Hotel in Portsmouth, VA.

Special Recognition: REALTOR® Longevity Award

• Donn Irby, 30 years

• Kelly Hollowell, 20 years

• Frank Clemens, 10 years

• Paula Johnson-Irby, 10 years

• Maxine Long, 10 years

• Debbie Rountree, 10 years

• George Trotman, 10 years

• Cynthia Welch, 10 years

Individual Resale Agent Platinum Awards

• Anna Staylor

• Anne "Cookie" Page

• Tim Cochran

• Kathryn Sharpe

Individual Resale Agent Gold Awards

• Anna Padahovich

Individual Resale Agent Silver Awards

• Ryan Benton

• Julie Scott

• Barbara Watz-Sawyer

• Debbie Mustin

• Bryan Ellis

• Sandy Nance

• Sue Sanders

• Lori Gomoke

• Shelly Welsch

Individual Resale Agent Bronze Awards

• Holly Fisher

• Sara Lannom

• Diane Norton

• Cheryl Hickok

• Greg Hotta

• Debbie Byrd Ellis

• Bryan Cerny

• Jeff Sawyer

• Nora Edwards

• Kim Hughes

• Fella Rhodes

• Lynda Martin

• Maxine Long

• Richard Calderon

• Genine Cooper

• Cynthia Welch

Mega Resale Team Gold

• The PerfectHouse Team

Mega Resale Team Bronze

• Wilkey's Exteme Team

• Brenda Rawls' Star Team

Large Resale Team Bronze

• Claudia Hudgens Team

• Town Center Team

• Hollowell & Howe

Small Resale Team Gold

• Judy Marsh

• Livernois, Terranova & Associates

Small Resale Team Silver

• The Clemens Team

Small Resale Team Bronze

• L. Ellen Drames

• Reeser Team

• Irby's Home Specialists

• Rountree Properties

• Team Trotman

New Homes Diamond Stud

• Rob Mitchell

• Scott Berry

New Homes Gold Hammer

• Stephanie Sears

• Jay Osborough

New Homes Silver Nail

• Cindy Godsell

• Doreen Giuliano

• Joan Marie Revell

• Nell Gallagher

• Patty Sweatman

• Nick White

• Suzanne Wells

• Patty Finein

• Monique McClellan

New Homes Copper Flashing

• Donna Goz

• Melissa Ivey

• Fran Spence

• Lisa Kyriakides

• Lois Schultz

• Delores Ross

• Jenny Lovell

• Diana O'Brien

• Patricia Hubbard

• Bea CoBell

Distinguished Property Managers

• Kelly Guzman

• Darlene Kelly

• Laurie Locklear

• Donna McClellan

• Dedi Rapp

• Roy Scott

• Tracy Thompson

• Catrina Watson

 ]]> 4368 0 0 0 https://blog.roseandwomble.com/february-market-report-shows-signs-of-improved-housing-market-in-hampton-roads/ Wed, 04 Mar 2015 15:53:18 +0000 http://newblog.roseandwomble.com/?p=4372 National Association of REALTORS® Existing-Home Sales Report:

• 13,205 homes were sold everyday in January
• Prices were up 6.2% over last year
• Sales were up 3.2% over last year
• Inventory was down 0.5% over last year

These are all signs of an improve housing market nationwide.

So what about Hampton Roads?

In January, according to REIN statistics,  an average of 83 homes were sold each day. There was also a 7% increase in the number of houses for sale in the area over the same time period in 2014. But, the best news is that home sales were up 10.8% over January 2014, which is 7.6% higher than the national numbers. Now, before the spring selling season begins,  is the time to get a game plan together with your Rose & Womble REALTOR® to get your home listed on the market. Buying conditions are good, and the Milliennials generation is gearing up to purchase their first homes. If you've been thinking about moving into a bigger home, or you're considering down-sizing, now may very well be the time to get your home in the Hampton Roads real estate market. ]]> 4372 0 0 0 https://blog.roseandwomble.com/townhomes-at-warrington-hall-hosts-ask-jen-live/ Wed, 04 Mar 2015 20:21:42 +0000 http://newblog.roseandwomble.com/?p=4377 Corinth Residential, this 56 townhome community is filled with great amenities, home features, and the location is ideal. Jen brought a very special guest to tour the spotlight home, Miss Bella a one-year old beagle mix from the Norfolk SPCA who is currently looking for her forever home. Bella loves being outside, and is very sweet. She is currently being treated for heart worm disease which the Norfolk SPCA will treat at no cost to the adopter. As Ask Jen Live's dog of the week, Miss Bella's adoption fees will be covered by Corinth Residential for the next two weeks. She is a sweet, well mannered Southern Bell. [caption id="attachment_4388" align="alignnone" width="471"] Miss Bella is looking out at the french doors from the dining room to the backyard space. She loved the outdoor space at Warrington Hall.[/caption] The spotlight home of the day is 1105 Chatham Lane which is a three bedroom, two and half bath home with a garage. This home is loaded with upgrades, including 9 foot ceilings on both floors, and the homes are incredibly low maintenance. The kitchen has a beautiful island with granite counter tops, and stainless steel appliances including the refrigerator. The master suite has a pan ceiling with crown molding, plus an incredible soaking tub and separate shower. The neighborhood is filled with tons to do. You can enjoy a morning game of tennis on the courts, an afternoon by the pool, and the kids will love all the playgrounds. There are neighborhood parks and plenty of paths and conversation areas, giving home owners lots of natural beauty.  And the location can't be beat. Warrington Hall is close to the Greenbrier section of Chesapeake, known for great shopping, dining, and entertainment. You're minutes away from Greenbrier Mall, Greenbrier Country Club, and Towne Place. For more information about the home owners association please visit their website. Currently, Corinth Residential is offering great incentives including closing cost assistance up to 3% of the sales price when you use their preferred lender and closing agent. Interested in seeing more? Jen is happy to help arrange a VIP tour for you at Warrington Hall with Rose & Womble New Homes' onsite sales agent, Stephanie Sears. Just give Jen a call at 757-774-6999 or fill out an information request.  You can also search over 1,000 new homes listings that are updated daily at RWNewHomes.com.]]> 4377 0 0 0 https://blog.roseandwomble.com/the-top-ten-tools-every-home-owner-needs/ Mon, 09 Mar 2015 17:48:38 +0000 http://newblog.roseandwomble.com/?p=4410 Walk into any home improvement store and you could become overwhelmed with all the choices when it comes to filling the household toolbox. While some homeowners have a garage full of so many tools Bob Villa would be envious, you don't need to have a ton of tools for basic home repairs and maintenance. These are the top ten tools that every home owner needs.

1. Screwdriver Set

This is an invaluable tool, not only for screws but also to pry and loosen. Look for a set that has 3-4 Phillips and flat head screwdrivers. You can also get a set that has removable bits to lessen space taken up. Magnetic tips are a handy bonus feature.

2. Claw Hammer

If you're going to hang pictures or repair loose fence boards, then you'll need a claw hammer. When shopping for one, Lowes Home Improvement suggests that you swing several 16 ounce hammers before you decide on one. You should be able to grip the handle comfortably, and the weight should be balanced.

3. Pliers

Locking pliers are the most versatile to have in your toolbox. When looking to purchase a pair, look for grove-joint that adjust to grasp small or large items. These are good for large fasteners. Needle-nose pliers are ideal for working with wire.

4. Utility Knife

These are invaluable for cutting into moving boxes, or accurately cutting matting for picture frames. You want a standard-size model with a locking blade for safety reasons. Make sure to buy extra blades because using a dull blade can be very dangerous.

5. Tape Measure

A locking 25 foot measuring tape will suit most home owners' needs. Purchase a model that is a heavy-duty one because it will allow up to measure without having someone else there.

6. Level

A three-foot long level will provide you with the most use.  Choose a smooth metal model so it can double as a straight edge.

7. Adjustable Wrench

An adjustable wrench should be easy to adjust and hold its size after being set.

8. Hacksaw

This tool is great for trimming small tree limbs. The blade should be easy to switch out with new ones. Make sure to purchase extra blades because using a dull blade can be dangerous.

9. Duct Tape

With all the Pinterest projects using duct tape it might be easy to forget that this is actually a great item to repair and bind things. One thing to remember the adhesive on the tape should allow for initial adjustment but the tape will become stickier with time.

10. Cordless Drill

A 14-volt or 18-volt variable speed with reversing will cover most household jobs. Look for a key less channel which will make changing bits easier. And the battery should be recharging with lithium battery and you might want to consider getting an extra to keep in the charger so you don't lose time waiting for the battery while working on a project.  ]]> 4410 0 0 0 https://blog.roseandwomble.com/celebrating-a-rose-womble-career-of-41-years/ Mon, 09 Mar 2015 19:01:27 +0000 http://newblog.roseandwomble.com/?p=4424 Greenbrier resale office. It was a bittersweet celebration as the memories of Jennifer's long career were shared. Jennifer began at the very first Rose & Krueth office which was began by her father, Jim V. Rose, when she was in her early twenties. Throughout her career she worked in some of our biggest offices and divisions including, Kempsville, helping to create the relocation department, New Homes, and the Westin project. For the last few years Jennifer has supported the resale agents at our Greenbrier office, keeping the chocolate bowl filled and being there to support brand new and veteran agents. The gathering was attended not only by members of the Greenbrier office but also managers from Rose & Womble's New Homes division as well as Board of Director members, Ron Foresta, Ron Foresta Jr., Dianne Gordonn, Van Rose, Terri Stickle, and Art Zachary. The members of the board presented Jennifer with a gift of a Pandora bracelet with charms including a house to represent real estate, a family with arms open to represent everyone at Rose & Womble who loves and will miss her, a paint palette to encourage her as she starts her new project, and the grandmother charm. There was also a beautiful cake and flowers and many touching tributes, but perhaps the best words come from Jennifer herself. Congratulations Jennifer - we will miss you. [gallery type="slideshow" ids="4429,4428,4427,4426,4425"]  ]]> 4424 0 0 0 https://blog.roseandwomble.com/irish-blessings-for-your-home-to-celebrate-st-patricks-day/ Tue, 17 Mar 2015 12:23:25 +0000 http://newblog.roseandwomble.com/?p=4438 May your home always be too small to hold all of your friends. Bless this house, o Lord, we pray. Make it safe by night and day. Bless these walls so firm and stout, Keeping want and trouble out. Bless the roof and chimney tall, Let thy peace lie over all. Bless the doors that they may prove Ever open to joy and love. Bless the windows shining bright, Letting in God’s heavenly light. Bless the hearth a-blazing there, With smoke ascending like a prayer. Bless the people here within… Keep them pure and free from sin. Bless us all, that one day, we May be fit, O lord, to dwell with Thee. Bread - So you never go hungry. Wine - So your life is always sweet. Salt - So there is always spice in your life. And a Candle - So you always have light. Bless this house as we come and go Bless this house as the children grow Bless our families when they gather in Bless this house with love and friends. May the roof above us never fall in. And may the friends gathered below it never fall out. Walls for the wind, a roof for the rain, and drinks beside the fire. Laughter to cheer you and those you love near you, and all that your heart may desire! Home is where friendships are formed and families are grown; where joy is shared and true love is known; where memories are made and seeds of life are sown. This is the place that people call HOME.]]> 4438 0 0 0 https://blog.roseandwomble.com/the-retreat-at-greenbrier-hosts-askjenlive/ Thu, 12 Mar 2015 13:51:52 +0000 http://newblog.roseandwomble.com/?p=4441 The Retreat at Greenbrier hosted #AskJenLive and her special guest Peep from the Norfolk SPCA.

Our Featured Community: The Retreat brings vacation lifestyle home

The name says it all! This brand new home community is truly a retreat kind of lifestyle. The southern style homes are full of charm,  low maintenance, and perfect for the buyer that’s looking to simplify their life.  The Retreat has town homes and ranch style homes to choose from with master bedrooms on the first floor and large open living areas.  These homes are a great value and include a lot of attention to detail and have beautiful included finishes.  Living here at the Retreat, you’ll really feel a sense of community and enjoy all of the amenities. Homeowners must be at least 55 years and better.

Our Featured Property 1415 Sandchip Terrace

This is a ranch style home with 3 bedrooms and 2 bath.  First you’re greeted with a front porch perfect for a rocking chair and morning coffee. With just under 2000 square feet you’ll step into a beautiful home with 10 ft ceilings and a great open floor plan.  The kitchen has all of the newest and updated features you would want with granite and plenty of storage. You’ll enjoy the living room’s cozy gas fireplace in the winter and grill on the back patio in the summer.  And after a long day of playing by the pool with your grand kids, you can “retreat” to the master suite.  Check out the floorplans available.

 Our Special Guest: Peep!

Jen's special guest was Peep from the Norfolk SPCA. She is a special girl that has overcome many odds. She was born blind and despite her inability to see the world around her, she has grown into a very curious, happy-go-luck lady. Peep is looking for a family willing to guide me through life, not to hold me back, but to build me up and to teach me how to further enjoy this wonderful life! As all of our featured pups, if Peep is adopted within two weeks of her apperance on #AskJenLive, her adoption fees will be covered by our builder Weldenfield of VA.

Weldenfield of VA

Our award winning builder, Weldenfield of VA, has been developing neighborhoods for 40+ years.  Their attention to detail sets them apart from delivering a good house to delivering a great house. Building homes across the nation keeps them current on all of the latest trends providing you all of the best building materials, plans, and styles for your new home.  In addition to being great builders, they are currently offering to pay up to $7500 towards your closing costs when you purchase one of our new homes here at Retreat.  And because they care about the community, they are also paying for Peep’s adoption fee over the next 2 weeks. Want to know more about this or about any of Rose & Womble's New Home Communities? All you have to do is Ask Jen! You can reach her at 757-774-6999 or you can find out more on RWNewHomes.com.]]> 4441 0 0 0 https://blog.roseandwomble.com/testimonial-tuesday-barrett-burkart-from-the-holland-road-resale-office/ Tue, 17 Mar 2015 13:05:30 +0000 http://newblog.roseandwomble.com/?p=4467 Today is Testimonial Tuesday and we love spotlighting our great REALTORS® for the outstanding work and service they provide to their clients.

Today's featured review is for Barrett Burkart from our Holland Road Resale Office.

Barrett has been a REALTOR® with us since last year, and works with The PerfectHouse Team. He received this review on March 3rd from a client, Megan, who he represented as a Buyer's Agent.

You can read the full review here, but these were the highlights that really stood out:

• "He's a shining example of what every REALTOR® should strive to be."
• "Kind, an attentive listener, and extremely professional."
• "I felt like a valued client, and he kept me in the look constantly."

]]> 4467 0 0 0 https://blog.roseandwomble.com/top-rw-new-homes-communities-for-february/ Tue, 17 Mar 2015 19:06:58 +0000 http://newblog.roseandwomble.com/?p=4471 RWNewHomes.com

1. Sajo Farm Lake, Manor, & Porch Homes, built by Napolitano Homes, site agents Jenny Lovell and Eugene Grady

2. Madison Landing/Willow Pond, built by Bishard Homes, site agents Lois Schultz and Delores Ross

3. Villas at Culpepper Landing, built by Corinth Residential, site agents Joan Revell and Doreen Giuliano

4. Viridian Reserve at Hickory, built by Napolitano Homes, site agent Tara Strauser

5. Ashville Park- Rainer Village, built by Bishard Homes, site agents Scott Berry and Laura Ennis

6. Kings Fork Farm, built by Terry Peterson Residential, site agents Jay Osborough and Cyndi Osborough

7. Carriage Homes at Lawson Hall, built by Corinth Residential, site agents Lisa Kyriakides and Judy Lilly

8. The Residences at Hampton Roads Crossing, built by Terry Peterson Residential, site agent Nicholas White

9. Stockbridge at Tanglewood, built by Hearndon Construction, site agents Melissa Ivey and Robert Bauer

10. Summer Park, built by Stephen Alexander Homes, site agents Brigitte Espinosa and Patricia Hubbard

 ]]> 4471 0 0 0 https://blog.roseandwomble.com/real-estate-market-in-hampton-roads-continues-to-improve/ Thu, 19 Mar 2015 14:47:52 +0000 http://newblog.roseandwomble.com/?p=4476 Virginian Pilot, foreclosures in the Hampton Roads area were down 17.5% in February, a double digit drop from the same month last year.  This along with the news, from Residential Data Bank, that traffic and sales increased in the double digits week over week for Rose & Womble New Homes sites indicates that Spring should be a robust market for real estate in Hampton Roads. For specifics about your neighborhood or house please contact your favorite Rose & Womble REALTOR® or visit RoseandWomble.com.  ]]> 4476 0 0 0 https://blog.roseandwomble.com/getting-your-house-smell-ready-why-fragrance-can-boost-your-listing/ Sun, 22 Mar 2015 13:21:22 +0000 http://newblog.roseandwomble.com/?p=4484 Fragrance can be a very powerful motivator. Think about it, there is a reason Cinnabon uses specially designed ovens to pump out the aromas from the cinnamon rolls they make - it draws people in.  The same is true when you're selling any type of product - think about the way a new car smells - you can manipulate the fragrance to bring potential buyers to happy memories or states of relaxation. This is why fragrance in your house as you put it on the market matters a ton. According to an article published in Psychology Today,  Rachel Herz, a Brown University neuroscientist says, "fragrance has no personal significance until it becomes connected to something that has meaning." For many people, the house you choose to live in will have the most personal significance and that is why you should discuss with your REALTOR® ways you can improve or enhance the fragrance of the home to appeal to many buyers. It is an inexpensive way to make your listing stand out in a good way.

Carpet Cleaning

One way to ensure a fresh palette for aromas is to start fresh with a good steam cleaning of carpets and other fabrics in the home. You can rent a steam cleaner at many grocery stores or you can hire a company to come in for you -not only will it help make your carpets look like new, but it will also get rid of any lingering odors that are in your home. Once the cleaning has happened, regularly vacuuming will help to maintain the fresh fragrance and appearance of the carpet.

Boost Fragrance Naturally

There are a lot of commercially available products on the market to fragrance your home. There are wax warmers which heat scented wax at a low temperature, and plug ins that will last a long time. But you never know if someone is allergic or sensitive to stronger fragrances. A better method is to create some natural fragrance options that you can heat in a mini slow cooker. Taking natural items and placing them in water and then setting the cooker on low will allow the natural oils to blend to create a wonderful fragrance.  This a safe method for creating great fragrance and you also can determine exactly the right fragrance notes. These are some popular fragrance categories

• Citrus is a popular choice for natural fragrance because it is readily available and inexpensive. All of the fragrance power is in the peel of citrus or you can collect citrus peels to use or slice the fruit to release the oils. Lemons and oranges are very popular.
• Herbs are a good choice too - look for herbs like rosemary, lavender, or thyme which have woody stems. The woody stems will last longer and provide fragrance.
• Pine or cedar wood are also excellent choices. The pine needles have a lot of oil in them to provide great fragrance.
• Whole spices like cinnamon sticks, star anise, or cloves have lasting power.
• Extracts like vanilla or mint are inexpensive and provide great options.
• Essential oils are super concentrated fragrance powerhouses that can be purchased at health food stores. There are many fragrances available but the true test for a good essential oil is that the fragrance of the oil should lift out of the bottle with ease. If you can't smell the oil easily then it isn't a good version. Frankincense, myrrh, and  ginger are wonderful in essential oil form.

When you have a few of these items try different combinations until you find one you like best. Here are few ideas:

• Lemon and Rosemary - it is a classic and clean smelling option.
• Vanilla and Cinnamon - invokes childhood memories and reminds of home.
• Lavender and Vanilla - soothing and relaxing.
• Ginger, Orange, and Clove - spicy and energetic.

   ]]> 4484 0 0 0 https://blog.roseandwomble.com/suffolk-managing-broker-is-peadling-to-end-diabetes/ Mon, 30 Mar 2015 19:43:36 +0000 http://newblog.roseandwomble.com/?p=4486 Suffolk News Herald and said, "It's a very worthwhile cause, and people just don't realize that so many of us are touched by diabetes. Unfortunately, most of my family has been riddled with diabetes, so I'm trying to give something back. The local American Diabetes Association hopes to raise $450,000 from this event - Jimmy's personal goal is $1250 - and he's getting close. To help Jimmy make his goal please go to his fundraising website.]]> 4486 0 0 0 https://blog.roseandwomble.com/three-new-homes-communities-open-up-this-spring-in-chesapeake/ Fri, 20 Mar 2015 14:55:45 +0000 http://newblog.roseandwomble.com/?p=4487 By: Ask Jen ~ New Homes Specialist for Rose & Womble Realty

Just opened!  Viridian Reserve at Hickory

Brand new homes built by Napolitano Homes & Etheridge Construction with starting prices at $399K. Homes ready now & home sites available to build your new home, just how you want it!  Located off of Kegman Road in the of Hickory.

 

COMING SOON!  2 brand new communities in Chesapeake

Washington Arms ~ Quaint town-homes with Masters Down, perfect for empty nesters! Starting from the $190’s. Spring opening planned.  Located off of Shell Road in Deep Creek.

Dominion Meadows ~  Hearndon Construction’s newest community is planned to open April 1st!  6 fab plans starting in the low $300’s. Great location across from Grassfield High School off of Scenic Parkway in Chesapeake.

For more info on these great Coming Soon communities or to be put on our VIP interest list, call/text/email me at 757-774-6999 or visit our website: www.rwnewhomes.com.

Don't miss #AskJenLive every Wednesday hosted by one of our new home communities & builders.  Log on to Facebook and Twitter and join the convo at 12 noon where I’ll cover our featured community, move-in ready home, and the builder & I will have an adoptable dog from the Norfolk SPCA.

[caption id="attachment_4489" align="alignleft" width="300"] Ask Jen is the New Homes Specialist with Rose & Womble Realty New Homes Division. Her job is to provide you fast answers to your questions regarding your new home search![/caption]

You can follow Jen on Twitter @AskJenB or Like her on Facebook.

]]> 4487 0 0 0 https://blog.roseandwomble.com/salon-walls-create-impact/ Sat, 28 Mar 2015 15:57:43 +0000 http://newblog.roseandwomble.com/?p=4500 Salon Walls Create Impact Without a lot of Cost Have you ever seen a collection of great art work or photos on a wall and wondered 'how'd they do that?" This type of collection is called a salon wall, and it is an increasingly popular way of displaying art and photos - and  it can be a great way to stage a house for sale. [caption id="attachment_4501" align="alignnone" width="489"] Photo courtesy of Domino.com[/caption]

A Bit of History

According to the San Francisco Museum of Modern Art, "the salon style of art arranging dates back to the 1670s, though it wasn’t referred to as  salon yet. At that time, the Académie royale de peinture et de sculpture (Royal Academy of Painting and Sculpture) began displaying the works of the academy’s graduates. The Academy artwork pieces were mounted very close to one another and stacked vertically along the walls in art wall groupings. These displays became viewable in semi-public exhibitions. It wasn’t until the 1730s that these exhibits were opened to the public. The term “Salon” originates from the annual or bi-annual art exhibit held in the “Salon Carré”, which translates to the Square Room, at the Louvre in Paris, France. The Salon style of arranging pictures was born. Until this time, art was for the privileged class. With art now viewable by the masses, art appreciation spread through the public, and ultimately changed how art was viewed, perceived, and even the type of subjects used in art."

Why It's a Cool Design Trend

This is a great method of displaying art because it allows you to be creative and take advantage of less expensive prints and pieces. The salon wall also is perfect for home staging because creates a stunning art display for potential buyers but it can be depersonalized. A well-staged home allows buyers to see how they could live in the space - and following current design trends is a great way to entice a larger pool of buyers. [caption id="attachment_4555" align="alignnone" width="500"] This is a salon wall example from one of our model homes from the community of River Bluff in Suffolk, Virginia. You don't have to have a lot of art work to create a great look.[/caption]

Here's how to create the salon wall look for staging.

Step 1: You Need Art, Lots of Art

It's important to choose impersonal pieces of art if you're doing this project for staging purposes, after all you want the buyer to think of themselves in the house. One of the best parts of this project is that it really doesn't take a lot of money. Take a look around your house to find photos that make a compelling story. You can also visit thrift stores, garage sales, and even friend's houses. Botanical prints, animals, or similar color schemes make great neutral options. You can also choose a theme like sports, fairy tales, or other hobbies in specific rooms. [caption id="attachment_4549" align="alignnone" width="500"] Here is a salon wall example from the Rose & Womble Marketing Department. Denise Rose, Creative Director, had a great collection of graphic design quotes and jokes that she put in identical frames to give a connected look. [/caption]

Step 2: Layout Your Artwork

Take a large sheet of craft paper or newsprint and measure it for the area you want to create the salon wall for.  Take a pencil and carefully trace the edges of the frames. Once you have them traces number or label them so you know which picture goes in each spot. Then cut out the shapes from the paper and using painter's tape hang them on the wall until you get a layout you enjoy.  According to Southern Living Magazine, group smaller, similar pieces together for greater impact. [caption id="attachment_4502" align="alignnone" width="410"] Photo Courtesy of SouthernLiving.com[/caption]

Step 3: Hang the Artwork

Once you have an arrangement you enjoy, mark the spot on the wall where the nail will go and then hammer in the nail. Once the nail is in you can remove the paper and hang the artwork. Continue until all the pieces are up. Another way to hang the artwork is to use 3M Command Hanging Strips, which is great for staging because they do not leave any nail marks. To use this product you'll need to remove the craft paper first and then following the instructions on the package hang the art that way. [caption id="attachment_4557" align="alignnone" width="500"] Photo Courtesy of DecorAdventures.com[/caption] Salon Walls are a great way to make a big impact. Make sure to check out all the blog articles on home staging on our Pinterest page.]]> 4500 0 0 0 https://blog.roseandwomble.com/testimonial-tuesday-cathy-giambalvo/ Tue, 24 Mar 2015 12:28:53 +0000 http://newblog.roseandwomble.com/?p=4504 Greenbrier Office, Cathy Giambalvo. The clients wrote that:

• Cathy was a pleasure to work with
• She went above and beyond any expectations
• She is an absolute asset to Rose & Womble
• Showed great integrity, enthusiasm, as well as patience

To see all of our latest client testimonials visit RoseandWomble.com.      ]]> 4504 0 0 0 https://blog.roseandwomble.com/when-to-refinance-math-made-easy/ Mon, 23 Mar 2015 20:12:54 +0000 http://newblog.roseandwomble.com/?p=4509 By Kevin O'Neil, Mortgage Loan Officer Monarch Bank

There are many opinions on when it is the appropriate time to refinance. Some say the rate needs to decrease by 2%. Some say 1%. Some say .50%. Which one is it? The truth is there is no one-size-fits-all answer. In order to properly determine whether its right to refinance, one must take into account the size of the loan. The larger the loan size, the smaller the drop in interest rate needs to be.

Here’s the formula. Take $125,000 and divide it by your current mortgage balance:

 

So for example if you have a $250,000 mortgage, $125,000 divided by $250,000 equals .50%. Therefore .50% is the minimum drop in rate you will need in order to justify a refinance. If your current balance is $500,000 ($125,000/$500,000) equals .25%.

While the above formula will assist in determining if refinancing is justifiable, everyone has their own threshold for how much in monthly savings they need to receive in order to refinance. For example for some even with a $400/mo savings is not enough to justify the ordeal of refinancing. Only you can determine what works best for you.

All rates and programs are subject to change and based on borrower eligibility.

Information is provided by Kevin O'Neil, Mortgage Loan Officer from Monarch Mortgage. NMLSR #681811

]]> 4509 0 0 0 https://blog.roseandwomble.com/river-bluff-hosts-ask-jen-live/ Thu, 26 Mar 2015 12:39:48 +0000 http://newblog.roseandwomble.com/?p=4525 By Ask Jen

The Harbours at River Bluff are exclusive new homes nestled on the Nansemond River in Suffolk.  The community has magnificent estate lots up to 3 acres, many overlooking expansive tidal marshes and offer all the privacy anyone could want. The waterfront lots at The Harbours all front the deep waters of the Nansemond River, all offer private dock space for even large yachts, and all sit on a high bluff, capturing the natural beauty with sweeping vistas of the Nansemond. While I was there, I was treated to seeing the Nansemond River in action.

The featured home was 2517 Saint Martin Drive.

This 5 bedroom, 4 bath home offers just over 4000 square feet of living space.  This home has 2 master suites, perfect for parents that need to move in later in life.  When you enter this home you’re greeted by a stunning foyer, and the kitchen and family room is so open you’ll have plenty of room for entertaining or just hanging with the family.  You’ll enjoy views of the river from almost every room in this house!  Step outside to your deck or dock where you can enjoy the sunrise.

Platinum Homes, the builder for River Bluff was inspired by the neighborhoods of Savannah, the homes at the Harbours are designed with modern living in mind for the traditional family. Each home offers gourmet kitchens opening to large family dining areas and great rooms.  Each spa-like master suite overlooks magnificent waterfront and marsh land, can you imagine a better way to wake up each morning?  Fine brickwork, hardwood floors, stylish ceramic tile, and generous millwork befit such an exclusive setting.  Charming ranches, family friendly plans, dual master suites, and plans for multi-generational living are all available.

Current Incentives: Our awesome builder is offering a closing cost assistance when using their preferred lender and closing agent, as well, as an Agent Rewards Program for our REALTOR® friends.

And of course we had our guest star, our dog of the week Joanne, who was visiting from the Norfolk SPCA. I quickly renamed her "JoJo" because she was full of energy and was just a happy young lady.

Joanne is a 3 year old lab mix.  She’s full of spunk and life. She is a smart girl willing to learn and eager to please.  She would do best in a home with older (taller children) as she doesn’t quite understand how big she is.  She does well with other dogs, too! Our builder, Platinum Homes, will pay for her adoption fees if she's adopted within two weeks of being featured on Ask Jen Live. For more information about Joanne please visit the Norfolk SPCA's website.

If the River Bluff looks like home to you, or if you want information about any of Rose & Womble's New Homes Communities throughout Hampton Roads - just ask me! You can call me at 757-932-8777 or visit RWNewHomes.com.

See you next week for our next installment of #AskJenLive, every Wednesday at 12:00pm!

]]> 4525 0 0 0 https://blog.roseandwomble.com/property-management-division-celebrates-a-successful-2014/ Fri, 27 Mar 2015 15:02:42 +0000 http://newblog.roseandwomble.com/?p=4535 Property Management division of Rose & Womble Realty recently celebrated it's annual award winners. The award celebration was led by Director of Property Management, David Hoessly and also in attendance was Rose & Womble's President, CEO, and COO Art Zachary. There were 11 winners of company awards, which are based on individuals who earn awards from the Virginia Peninsula Association of REALTORS® and Hampton Roads REALTORS® Association.

1. Cristina Williams, Peninsula Office

2. Laurie Locklear, Suffolk Office

3. Catrina Watson, Virginia Beach Office

4. Tracy Thompson, Chesapeake Office

5. Darlene Kelly, Suffolk Office

6. Donna McClellan, Virginia Beach Office

7. Dedi Rapp, Virginia Beach Office

8. Roy Scott, Virginia Beach Office

9. Sonja Lasky, Virginia Beach Office

10. Kelly Guzman, Chesapeake Office

11. Melissa Salyers, Peninsula Office

]]> 4535 0 0 0 https://blog.roseandwomble.com/four-great-reasons-to-buy-a-home-now/ Thu, 02 Apr 2015 13:00:44 +0000 http://newblog.roseandwomble.com/?p=4565

Traffic is continually up at new homes sites according to Residential Data Bank

Foreclosure filings are down double digits

Home sales are up almost 3% from last year

Interest rates are still low

New Homes sales are at the highest levels since 2008

If you've been on the fence about jumping into the market here are four key reasons why now is the time to act and not wait.

1. Prices Will Continue to Rise

The Home Price Expectation Survey polled a panel of 100 economists, investment strategists, and housing market analysts. Their most recent report projects appreciation in home values over the next five years to be between 11.7% to 27.5%. Many industry leaders believe that the bottom for the housing market has come and gone, smart home buyers will take advantage before the prices go up.

2. Mortgage Interest Rates are Projected to Increase

Within the next 12 months, mortgage industry experts believe that interest rates will rise. An increase in rates will impact your monthly mortgage payment because it lowers the actual amount of property you can buy. Take a look at these graphics from Keeping Current Matters. The combination of price increases and mortgage rate increases means that the buying power for some will be limited. Taking advantage of lower interest rates and housing prices makes financial sense.

3. If You're Paying Rent You're Still Paying a Mortgage

If you have a roof over your head and write a check to a landlord - you're paying a mortgage just his and not yours. There are many benefits to being the owner of the home you're living in, according to Advance Financial Group Loan Officer Bill Weakley. These include:

• Tax credits and deductions
• Investment in personal wealth building
• The ability to change decor and features without having to ask permission

We're not the only ones who agree, a paper from the Joint Center for Housing Studies at Harvard University says: "Households must consume housing whether they own or rent. Not even accounting for more favorable tax treatment of owning, homeowners pay debt service to pay down their own principle while households that rent pay down the principal of a landlord plus a rate of return. That's yet another reason owning often does - as Americans intuit - end up making more financial sense than renting."

4. It's Time to Move On with Your Life Goals

According to the 2014 Generations Report from the National Association of REALTORS, 30% of people surveyed said they wanted to buy a home simply because they wanted to have a home of their own. Owning your home home has many financial incentives, but the fact is there is a sense of pride in owning property. Plus, it's an excuse to do all those Pinterest projects you've been pinning the last few years. If you have other reasons why now is a great time to buy a home, we'd love to hear about them. And to begin your home search check out RoseandWomble.com.  ]]> 4565 0 0 0 https://blog.roseandwomble.com/the-case-for-optimism-for-the-housing-market-in-2015/ Mon, 30 Mar 2015 18:31:34 +0000 http://newblog.roseandwomble.com/?p=4566 By Terry Gearhart, Research Manager, Residential Data Bank

Residential Data Bank is a firm dedicated to helping new construction builders, REALTORS® and the buying public better understand real estate market trends and how they can impact various aspects of the residential new construction market.

By most measures, 2014 was a "down" year when compared to 2013. Permits, closings and total revenues were down, with only average sales prices rising. But before too much doom and gloom sets in, remember that we spent most of 2014 climbing out of the hole created by the first quarter's polar vortex that kept economic expansion in a catch-up mode all year.

In reality, 2014 rallied nicely in the fourth quarter and set the stage for a greatly improved 2015.

Sales picked up nicely in "non-traditional" selling months of December and January, posting some impressive gains. Economists are predicting 2015 growth around 3.0%, up from its meager 2.2% performance in 2014. Defense dollars are poised to start flowing back into Hampton Roads. We'll begin to see the first wave of Millenials entering the housing market and distressed sales continue to trend downward. All this has set the stage for a more robust 2015.

Thinking about buying a home? The smart money is taking action now before prices rise further and interest rates begin their inevitable and long-delayed climb towards 5%. And Residential Data Bank will be here monitoring the trends and giving you the information you need to make the most informed decisions.

Take a look at some of the trends were noticing:

Terry Gearhart is a REALTOR® who is the Research Manager for Residential Data Bank. He can be contacted at tgearhart@roseandwomble.com

]]> 4566 0 0 0 https://blog.roseandwomble.com/is-the-real-estate-market-coming-back-to-hampton-roads/ Mon, 30 Mar 2015 18:44:48 +0000 http://newblog.roseandwomble.com/?p=4570 By J. Van Rose, President of Rose & Womble New Homes

The start of 2015 sure felt better than the start of 2014.  In fact, the New Year in Real Estate really began in December.

December 2014, was the best single month for sales since July 2008, according to NAHB, and Hampton Roads was not watching the game from the sidelines.  We were in the game, and that game continued right into January.

The number of people coming to see our homes has been up, Buyers have shown up and written, and our numbers are at least 20% better than the same period last year.  .

February came and so did “Snowmageddon,” yet we have continued to move the scrimmage line forward, beating out last year’s performance of the same time period. During Snowmageddon, when New Homes communities were more often closed than they were open (due to snow and ice), we sold 16 homes.  With visitors to our communities hovering around 100 per week, we are nearing a 1:10 capture ratio.

As for our online sales, “Ask Jen” Barkan is holding back no punches.  In January, she set 30 appointments for our Agents and eight of those have converted to New Homeowners.  The power of the internet, an award-winning Online Sales Consultant, plus an amazing Agent Team to get the ball over the goal line equals success.

It appears there is some real urgency and pent up demand showing up in the Market.  December was crazy with half the Purchase Agreements written wanting to go to Settlement by year’s end.  We worked right through, taking nearly no time off, even through the Holidays.

It may be just the first part of 2015, but we believe the Market is coming back to Hampton Roads.  With interest rates at 3.5% and the average New Home selling for $322,000, we should have an abundant Spring. Don’t miss it.

J. Van Rose is the President of Rose & Womble New Homes.

]]> 4570 0 0 0 https://blog.roseandwomble.com/great-news-coming-out-of-our-hampton-roads-market-report/ Tue, 31 Mar 2015 11:55:58 +0000 http://newblog.roseandwomble.com/?p=4576 drops in the number of foreclosure filings, and the increase in traffic at New Homes sites, and the Spring is looking positive for growth in the real estate market for Hampton Roads. Want to know where your specific home stands in the Hampton Roads Real Estate Market? The best place to start is with one of our REALTORS who can do a comparative market analysis - it just might be the season for you to jump into the real estate market. ]]> 4576 0 0 0 https://blog.roseandwomble.com/testimonial-tuesday-kelly-guzman/ Tue, 31 Mar 2015 12:33:41 +0000 http://newblog.roseandwomble.com/?p=4581 RoseandWomble.com. Dear David, I wanted to take a minute and pass along some kudos for Mrs.Guzman. I have been a tenant with Rose & Womble for the past 4 years, occupying three separate rentals over that course of time. The first three years were not favorable experiences in regards to property managers. Kelly IS A WONDERFUL ASSET TO YOUR TEAM! She has made every effort to communicate and act in a professional manner. I think she has done a wonderful job in balancing the demands of owners while communicating expectations of the tenant. She is the FIRST property manager to ACTUALLY INSPECT the home and communicate problem areas or deficiencies with the respective homeowner. I feel very comfortable in letting her know if any problems arise and confident that she will act in a timely manner. This IS the relationship that all Rose & Womble property managers should strive to meet or exceed. The rental market is sure to dominate the remainder of this decade! If you want to increase your referral market I highly recommend that you include Mrs. Guzman in all your onboarding training for new property managers. Kelly is your "go to" person when it comes to fostering better tenant relationships and striving to put your best foot forward in all facets of the rental process, not just "here is the contract, now pay your rent on time". Very Respectfully, Tony Martin]]> 4581 0 0 0 https://blog.roseandwomble.com/resale-awards-highlight-the-efforts-of-our-realtors/ Tue, 31 Mar 2015 12:45:54 +0000 http://newblog.roseandwomble.com/?p=4583 visit this post. ]]> 4583 0 0 0 https://blog.roseandwomble.com/testimonial-tuesday-kimberly-bedsole/ Tue, 07 Apr 2015 13:00:15 +0000 http://newblog.roseandwomble.com/?p=4586 RoseandWomble.com. ]]> 4586 0 0 0 https://blog.roseandwomble.com/testimonial-tuesday-matt-zachary/ Tue, 21 Apr 2015 13:00:07 +0000 http://newblog.roseandwomble.com/?p=4594 RoseandWomble.com. ]]> 4594 0 0 0 https://blog.roseandwomble.com/4597/ Tue, 14 Apr 2015 13:00:29 +0000 http://newblog.roseandwomble.com/?p=4597 RoseandWomble.com. ]]> 4597 0 0 0 https://blog.roseandwomble.com/testimonial-tuesday-mike-grandelli/ Tue, 28 Apr 2015 13:00:57 +0000 http://newblog.roseandwomble.com/?p=4600 RoseandWomble.com. ]]> 4600 0 0 0 https://blog.roseandwomble.com/the-diamond-springs-corridor-hosts-askjenlive/ Thu, 09 Apr 2015 15:31:07 +0000 http://newblog.roseandwomble.com/?p=4652 This week's edition of #AskJenLive was held in a hot new homes corridor in Virginia Beach off of Diamond Springs Road. This is a great place to live, work, and play. Convenient to local bases, Norfolk Naval and Little Creek, as well as, Virginia Wesleyan University, we’ve got some great homes ready now and home sites available to build your dream home.

With Ask Jen on tour was Big Boy from the Norfolk SPCA.  He’s a 5 year old Foxhound mix looking for a forever home.

Weighing in at 65 pounds, it's no secret how he got his name. Big Boy absolutely loves food. He will do just about anything for a treat, but he especially loves to dance when it’s meal time! If Big Boy is adopted in the next two weeks our spotlight builder, Terry Peterson Residential, will cover his adoption fee. Terry Peterson Residential is a family owned and operated local builder and have been making homeowners in Hampton Roads happy for decades.  They are currently building in Sajo Farm, North Shore at Ridgely Manor, Hampton Roads Crossing, Kings Fork Farm, and The Gables in the Riverfront.

Jen's first stop was a quaint townhome community, Madison Landing, built by Bishard Homes, who is known for their coastal, cottage-inspired design with southern flair. This home, located at 815 Muth Lane, is the last 3 bedroom, 3 bath, town home with a garage and is offered at an exceptional value.  This is a great new home for those individuals who are still renting because we can show you how buying this home versus renting could potentially save you money. Hurry and you can pick a free washer and dryer or refrigerator. Located near the intersection of  Diamond Springs and Newtown Road, Madison Landing is convenient to Town Center.

Cruising north up Diamond Springs, Big Boy and Jen then took a left to visit the Carriage Homes at Lawson Hall where “old world charm meets the newest innovations.” These town homes are built by Corinth Residential and do not disappoint.  Featured home today is 1017 Tempest Way, a 3 bedroom, 2.5 bath home with a great open floor plan, hardwood floors throughout and upgraded kitchen cabinets and counters.  Homeowners will enjoy the historic manor house onsite with mature trees and preserved landscaping.  You even have a small fenced-in backyard for pups, like Big Boy.

 

Next stop on our Virginia Beach tour was Sajo Farm.  This is an award-winning community developed by builders, Napolitano Homes and our featured builder Terry Peterson Residential.  Our featured home is located at  5543 Botanical Drive and is part of our Porch Home collection.  This home is 4 bedrooms, 2.5 baths, has 2 porches, one in front and one in back, and a great open floor plan. Some unique features include: hardwood on the first floor, ceramic tile in the bathrooms, upgraded carpet, slate appliances, and low maintenance Hardie Plank exterior. The community speaks for itself when you drive in you're greeted with a town hall clock, a beautiful green running down the center of the community lined with sidewalks, screaming All-American neighborhood.

Heading back south on Diamond Springs hang a left onto Wesleyan Drive and finish the tour at the exclusive North Shore at Ridgely Manor. This secluded community along the banks of Lake Smith in Virginia Beach has over 100 acres of home sites for luxurious, custom new homes. Purchase your waterfront or non-waterfront homesite and use your own builder or use one of our 4 award-winning builders.  Today’s featured home is located at 1112 Knights Bridge Lane and is built by 4th Generation Home Builders LLC.  This 5 bedroom, 3.5 bath home features a first floor master suite with a gorgeous tray ceiling and large walk-in closet.  The jack-and-jill bedrooms on the 2nd floor are perfect for kids and there’s a separate guest suite and bonus room over the 3-car garage.  Not to mention the home is situated on the beautifully serene Lake Smith.

This area of Virginia Beach has any type of home you could be looking for, from the quaint townhomes at Madison Landing, the Carriage Homes at Lawson Hall, the Porch Homes at Sajo Farm, to the custom estates at North Shore, we have homes ready for you no matter what your investment range.  We love this area too because it’s centrally located and you can hop on the interstate and get to Downtown Norfolk in 15 minutes, or shoot down Shore Drive and be at Chicks Beach or Chesapeake Bay Bridge in 10!  We’ve got something for everyone.

If you would like to schedule a VIP tour of any of our featured homes,  give Jen a call or text anytime at 757-932-8777.  You could also visit RWNewHomes.com.  And if you would like to meet Big Boy, visit the Norfolk SPCA. Make sure to tune into our next edition of #AskJenLive, every Wednesday on Twitter @AskJenB and Facebook.

]]> 4652 0 0 0 https://blog.roseandwomble.com/march-rose-womble-new-homes-top-10-selling-communities/ Tue, 14 Apr 2015 13:00:25 +0000 http://newblog.roseandwomble.com/?p=4659 We're pleased to announce our top 10 selling communities for March 2015.

1. Culpepper Landing - Corthin Residential, site agents Joan Revell & Doreen Giuliano

2. North Shore at Ridgely Manor, Terry Peterson Companies, site agent Monique McClellan

3. Kings Fork Farm, Terry Peterson Companies, site agents Jay Osborough and Cyndi Osborough

4. Affordable New Construction, DSF Development, site agent Kelly Hollowell

5. Villas at Redmill, CCW Development, site agent Rob Mitchell

6. River Bluff Estates on the Nansemond, Platinum Homes, site agents Suzanne Wells and Joann Pantas

7. Seasons at Cahoon, Platinum Homes, site agents Rob Mitchell and Carmon Pizzanello

8. Carriage Homes at Lawson Hall, Corinth Residential, site agents Lisa Kyriakides and Judy Lilly

9. Legacy at Witchduck Lake, Platinum Homes, site agents Diana O'Brien, Nora Britt, and Dwight Meekins

10. Residences at Hampton Roads Crossing, Terry Peterson Residential, site agent Nick White

]]> 4659 0 0 0 https://blog.roseandwomble.com/how-to-pack-the-non-packing-essentials-during-a-move/ Fri, 10 Apr 2015 12:49:12 +0000 http://newblog.roseandwomble.com/?p=4667 link for the US Postal Service's online change of address forms. 3. Notify utility services two weeks prior to your move. You're going to want to schedule them to turn off the utilities the day after your move and have the utilities at your new home turned on a few days before you move in. 4. Call a locksmith and arrange to have your new home locks changed on moving day. 5. Schedule a cleaning company to clean the new home and steam clean the carpets a day or two before your move date. Doing this a few days early ensures the carpets are dry before you move in furniture. 6. Arrange to have school and doctor records moved to your new town or school district. 7. Change address with creditors and financial institutions. 8.Research cable, internet, and phone providers in your new area and set up appointments for service installation. 9. If you're moving out of the area you will need to set up an account with a bank within that area. 10. Fill and transfer prescriptions a week before to a pharmacy close to your new home. 11. Withdraw cash for unexpected expenses during the move. 12. Properly dispose of flammable items that can't be transported. 13. Order checks with your new address on them. 14. If you're bringing your old refrigerator to your new home, make sure to unplug and defrost it 1-2 days before packing it in the truck. 15. Empty gas and oil out of your lawn mower and weed eater. 16. Back up all computers. 17. Take a family photo in your old home.    ]]> 4667 0 0 0 https://blog.roseandwomble.com/31-day-plan-for-spring-cleaning/ Fri, 10 Apr 2015 16:18:57 +0000 http://newblog.roseandwomble.com/?p=4677 Cleaning Tips. And we'd love to know how you're tackling the Spring Cleaning in your neck of the woods.  ]]> 4677 0 0 0 https://blog.roseandwomble.com/mortgage-school-what-is-debt-to-income-ratio/ Fri, 24 Apr 2015 12:44:38 +0000 http://newblog.roseandwomble.com/?p=4729 David Katz a Mortgage Loan Officer with Advance Financial Group a division of Monarch Bank about debt-to-income ratios and how they can help or prevent you from buying a house. The debt-to-income ratio is a metric that lenders use to determine if you can handle the additional payment of the loan you're trying to qualify for - and mortgage loan officers will look at this number very carefully. According to Katz, the actual debt-to-income ratio is determined by the loan type. Conventional Loans will typically have a ratio of 36%-38%. Government backed loans, like FHA and VA could have a slightly higher debt-to-income ratio of 41%-43%. To calculate the debt-to-income ratio you need to take your gross monthly income and multiply that by .36 (the minimum debt-to-income ration percentage). The number you get is the maximum amount you can spend each month on revolving and installment debt. There is a slight difference between revolving and installment debt. Revolving debt is credit cards, where the balances can fluctuate depending on your spending habits. Installment debt are purchases with a fixed repayment plan, including medical, student loans, and car notes. Both can influence the debt-to-income ratio in different ways. According to FannieMae.com monthly payments that have less than 10 payments left are typically not considered in the debt-to-income ratio, but could be included if the payment is very high. Other factors that could help with the debt-to-income ratio is having a strong savings history, and no payment shock. Katz says that finding a mortgage payment that is similar to what you're already paying in rent or mortgage can be favorable for home buyers. Some times these factors can increase the tolerance of the debt-to-income ratio but this is on a case-by-case basis. "Good credit is not a compensating factor, good credit is expected," says Katz. Home buyers do need to pay attention to balances for credit cards - having a $500 balance on a credit card with a $5000 limit is significantly different than having a $4800 balance on the same card. Yet the balance isn't the only thing to look at. And while it is necessary to have a credit history with showing on-time payments the term "good debt" is a myth. Katz says, "There is no such thing as 'good' debt. We look at the overall credit picture. It is nice to see a variety of debt, both revolving and installment debt. We are more concerned with the required minimum payment than we are with the balance." For more information you can contact David Katz at  757-572-7251. He is a mortgage loan officer with Advance Financial Group a division of Monarch Bank. NMLSR #653697

All rates and programs are subject to change and based on borrower eligibility.

 ]]> 4729 0 0 0 https://blog.roseandwomble.com/new-townhomes-in-virginia-beach/ Tue, 21 Apr 2015 17:13:58 +0000 http://newblog.roseandwomble.com/?p=4743 Own It For Less Than Your Rent! About Madison Landing: Attached Townhomes in Virginia Beach from $1,091* a month. 2 - 3 Bedrooms, 2 - 3.5 Baths Starting at $188,700 (no garage) & $229,900 (with garage) Browse available homes in Madison Landing. Hurry, Only One Home Remains with Garage!  Includes:

• Hardwood foyer and in selected areas
• Open kitchen to family room and dining room
• Textured walls with rounded corner beads
• Decorator interior doors
• Crown moulding on 1st floor and Master Bedroom
• Nine foot ceilings on 2 floors
• Master bedroom tray ceiling
• Ceramic floors in Master Bath and laundry room
• Gas fireplace
• Trane heating and cooling appliances
• Choice of refrigerator or washer/dryer
• 3% of Sales Price for closing cost assistance**

Centrally located in Virginia Beach with easy access to the interstate, military bases and the beach. Enjoy shopping and dining at Town Center. Get fit at the nearby Williams Farm Recreation Center. *Payment noted financed with a 30 year fixed VA 100% loan. $0 down payment. Loan amount $192,757. Interest rate of 3.625% and APR of 3.860% and is total payment including taxes. **CCA with Seller's Preferred Lender and Settlement Agent.

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For Quick Answers on any Rose & Womble New Home or Neighborhood, Ask Jen!  Jen Barkan 757.401.6069 Marketed by Rose & Womble Realty Co. Jen Barkan, REALTOR® | Licensed in Virginia | MLS #6813 5857 Harbour View Blvd., Suffolk, VA 23435]]> 4743 0 0 0 https://blog.roseandwomble.com/kings-fork-farm-hosts-askjenlive/ Wed, 22 Apr 2015 18:45:20 +0000 http://newblog.roseandwomble.com/?p=4754 Kings Fork Farm in Suffolk, built by Terry-Peterson Residential. Conveniently located near Route 58 and the new Obici Hospital, you'll have easy access to anywhere in Hampton Roads but still enjoy country life.

King Fork Farm Living

Kings Fork Farm is a community where residents enjoy the sanctity of their neighborhood nestled away from the busy hustle and bustle of the city. All of the new homes feature modern conveniences that today's home buyers are seeking. There is over 160 acres of open space, with walking trails, sidewalks, a neighborhood pool and clubhouse, and a playground. The community pavilion is very popular for community events and outdoor festivals.

Spotlight Home: 5007 Kings Grant Circle

With several floor plans and home styles to choose from, you're certain to find the perfect home for you. Our spotlight home was 5007 Kings Grant Circle which is a four bedroom, three and half bath home with just over 2,250 square feet. This home has two master suites, which is becoming increasingly popular with families who want grandparents to move in. There are also garden tubs with separate showers in both master suites, gas fireplaces, and granite countertops in the kitchen. The screened-in porch is perfect for summer days and al fresco dining. The best news is that this home is priced under $280,000 and will be available for you and your family to move into within the next 45 days.

About the Builder

Terry-Peterson Residential, the builder for this community, is well-known for excelling in customer service and they pride themselves on involving home buyers in every step in the process of building your dream new home. They have a 93% approval rating from their home buyers. They are currently building new homes in five different communities throughout the Hampton Roads region. Terry-Peterson Residential is offering $8,000 in closing cost assistance to buyers for Kings Fork Farm when you use one of their preferred lenders. Suffolk, Virginia is a thriving city with lots of open space, where you can come home and be tucked away from the hectic city life, but you're only a quick car ride away from activities and everyday conveniences. Downtown Suffolk offers quaint restaurants featuring local flavors and produce. #AskJenPup And of course, Jen brought a furry friend for a field trip and Chick-fil-a! Yoda is a younger dog, with an older look. He is sweet, wise, and has great manners. He's going to be great in a home with older children, and gets along with most other dogs. The Norfolk SPCA actually got Yoda from a shelter in Appalachia, so he's a mountain boy at heart. As always our feature builder, Terry-Peterson Residential, will pay for the adoption fees if Yoda is adopted within the next two weeks. If you're ready to take a VIP tour of Kings Fork Farm, or want to visit any of Rose & Womble's New Home Communities, all you have to do is Ask Jen! You can call her at 757-774-6999 or visit RWNewHomes.com. You can catch #AskJenLive every Wednesday at 12:00pm on Twitter and Facebook.   ]]> 4754 0 0 0 https://blog.roseandwomble.com/rose-womble-listing-featured-in-the-new-york-times/ Thu, 23 Apr 2015 17:36:42 +0000 http://newblog.roseandwomble.com/?p=4767 What You Get' written by Mike Powell.  Each week Powell chooses three homes throughout the United States in similar price ranges and compares features, sizes, and other details. This is the first time the Virginia Beach area has been featured in the column. The home located in the Princess Anne Hills section of the city is listed at $1, 195,000 and is a transitional style home built in 1972. It has deep water access and has been completely renovated. It is listed by Rose & Womble Beach Office's Gay Bulan. The home will be open this Saturday from 12-3. Here are some great photos of the listing. [gallery type="slideshow" ids="4770,4771,4772,4773,4774,4775,4776,4777,4779,4780,4792,4794,4796,4800,4808,4811,4816,4809,4785,4769"]  ]]> 4767 0 0 0 https://blog.roseandwomble.com/downpayment-programs-can-help-home-buyers/ Tue, 05 May 2015 14:50:25 +0000 http://newblog.roseandwomble.com/?p=4828 Reis, Inc. Hampton Roads is not immune, a one bedroom, one bath apartment near the Town Center section of Virginia Beach, is renting for $1,210 - and is only 778 square feet. In the same zip code, a qualified buyer with a conventional loan could purchase a two bedroom, two bath home with 1,668 square feet for a mortgage payment of $1,095. Even when you add in the taxes and insurance you still could be under the the price of renting an apartment. So why are so many renters staying put? A large reason is that many cannot afford the typical 20% down payment that many people consider necessary for getting a home loan. Yes, 20% is an industry standard, but there are a good amount of government programs available to help first-time home buyers find funds to get a home of their own.

• First-time homebuyers can qualify for $5,000 closing-cost assistance or down-payment with a minimum contribution of $1,000 from the borrower.

• There is also a community partners program where homebuyers who are currently serving as law enforcement officers, educators, firefighters, or healthcare workers can get up to $7,500 with a minimum contribution of $1,000 from the borrower. Veteran and current U.S. military members can receive up to $7,500 for closing costs and down-payment.
• Returning Veteran homebuyers that are currently serving or have served in an oversees military intervention for any branch of the U.S. Military can get up to $10,000 assistance for closing costs or down-payment.

Each of these programs require that you're purchasing an owner occupied house and you must meet annual household income requirements. To find out more information about these and other mortgage options you can contact the folks at Advance Financial Group with is a Division of Monarch Bank.    ]]> 4828 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-the-peninsula/ Wed, 29 Apr 2015 19:28:20 +0000 http://newblog.roseandwomble.com/?p=4830 HHHunt Homes in the cities of Hampton, Newport News, and Gloucester.  The Peninsula section of Hampton Roads is a booming area that offers great water access, and tons of things to do including Busch Gardens, Water Country USA, and Colonial Williamsburg. The Peninsula is just a quick trip through the Hampton Roads or the Monitor Merrimack Tunnels and is a great option for home buyers looking for great value.

The first stop on Jen's Peninsula tour was the beautiful beachfront homes at Buckroe Bayfront located in Hampton.  These homes have a sophisticated coastal flair and homeowners enjoy sidewalks and tons of outdoor recreation that living on the beach offers. There are only have two new homes left in this community! Both are the newest Westcott plan and feature three bedrooms, two and half baths, gourmet kitchen, and tons of designer options. The location provides convenience to our service members at Langley Air Force Base and Hampton University is nearby too.

Next stop on the tour is Carter Estates, located in Newport News, right down the street from Fort Eustis and the Yorktown Naval Weapons Station. This is a quaint community of only 20 homes nestled amongst the trees and features large homesites and gorgeous traditional style homes.  With four different plans to choose from, HHHunt has homesites available to build your dream home starting at three bedrooms and up. Homeowners have the unique option of adding a wrap-around porch and a three-car garage to their home as well as a third floor.  You can also add a screened porch to enjoy a bug-free summer of al fresco dining.  Living in this area, you’ll be able to take advantage of the Newport News Park, a great place to spend the afternoon.  The Chatham model is fantastic.

Cruising on over the Coleman Bridge towards Gloucester, Virginia, we make a stop at our new homesites in Hawthorn Green.  These homes are situated on the serene Sarah’s Creek in Hayes, Virginia. Homeowners enjoy the community dock that makes the perfect spot for a lazy afternoon on the water. There are two homestyles to choose from, our popular Glenwood and Jarvis plans.  Unique features of our homes include the wrap-around porches and three-car garage options as well as our low maintenance James Hardi Siding.  Living here will feel like you’re in the country, but you’ll be a quick drive to Yorktown and Newport News where there are tons of fun things to do when you’re not working hard during the week. Yorktown is known for it’s historic charm and famous Riverwalk area.

Heading  North on Rt. 17, our final stop today is River Club at Twin Island. Homebuyers here benefit from low maintenance and have created a wonderful retreat. You can choose from four different plans including the popular Randolph model with the master bedroom on the first floor.  Residents at River Club enjoy breathtaking views from the gazebo overlooking the York River.  There’s also a pool, clubhouse, and boaters can take advantage of a storage area for their boats.  There’s even a private beach!  Ask Jen about the amazing builder special on these homes!

HHHunt Homes, our builder of all of today’s featured homes, takes pride in providing exceptional customer service and well built homes.  Building since 1992, they started in Richmond, Virginia and have expanded their homebuilding company to Hampton Roads and North Carolina.  They are currently offering a military appreciation program for Veteran buyers and generous closing costs assistance when using their preferred lender and closing attorney.

And as a bonus, they are sponsoring our pup, Palmer, from the Norfolk SPCA. He is an 8 year old bull dog mix who is a very sweet, relaxed boy – looking for a snuggle buddy!  He would do best in a home without other dogs, but is great with all people.   HHHunt will pay the adoption fee if Palmer is adopted within the next two weeks.

For more information about any of our Rose & Womble New Homes Communities just Ask Jen. You can reach her at 757-774-6999.

]]> 4830 0 0 0 https://blog.roseandwomble.com/is-now-the-best-time-to-list-your-home-in-hampton-roads/ Thu, 30 Apr 2015 17:10:41 +0000 http://newblog.roseandwomble.com/?p=4836 March 2015 Home Sales Increase Double Digits Over March 2014 We  have been continually sharing the news that the real estate market in Hampton Roads is robust and ready for more sellers. Sales in March 2015 were up 21.8% over sales in March 2014. Nationally sales were only up 10.4% according to the National Association of REALTORS®. Home sellers should anticipate more buyers getting into the market with new government first-time buyer programs opening up grant funds. With more qualified buyers and inventory in specific price points low, some sellers are enjoying receiving multiple offers. If you're considering putting your home on the market make sure to interview a REALTOR® that understands where your specific neighborhood stands in the market. You don't want to miss a golden opportunity to find the best pool of buyers for your home. ]]> 4836 0 0 0 https://blog.roseandwomble.com/star-wars-decor-to-celebrate-may-the-fourth-day/ Mon, 04 May 2015 12:52:25 +0000 http://newblog.roseandwomble.com/?p=4841 $1.5 billion dollars in toys and other merchandise is purchased in the U.S. alone, and this includes many items to decorate your home.  Here are some of our favorites:

Star Wars Quote Prints from The Designer Nursery

These are fantastic - rich in color and a variety of great quotes from the movies. Here were a few of our favorites. [caption id="attachment_4846" align="alignnone" width="500"] photo courtesy of The Designers Nursery[/caption] [caption id="attachment_4847" align="alignnone" width="500"] photo courtesy of The Designers Nursery[/caption] [caption id="attachment_4845" align="alignnone" width="500"] photo courtesy of The Designers Nursery[/caption]

Star Wars Nursery

To bring on a new generation of Jedi, this Star Wars theme nursery from ApartmentTherapy.com is just adorable. [caption id="attachment_4842" align="alignnone" width="500"] photo courtesy of Apartment Therapy[/caption]

Star Wars Nursery Prints

We found these on Etsy.com and love that you don't have to leave Star Wars to the boys - after all the Force was strong in Lela too. [caption id="attachment_4849" align="alignnone" width="500"] photo courtesy of Lily Lelia Rose[/caption] [caption id="attachment_4848" align="alignnone" width="500"] photo courtesy of Lily Lelia Rose[/caption]

The Two Sides of the Force Light Switch

The path to the Dark Side may be fear, but with a quick switch, the Light comes through. [caption id="attachment_4850" align="alignnone" width="480"] photo courtesy of Etsy[/caption]

Tie Fighter Lamp

This is great for a desk - even grown ups need a little fun in their workspace. [caption id="attachment_4851" align="alignnone" width="500"] photo courtesy of Etsy[/caption]

Darth Vader Crockery Holder

Even the scariest person in the galaxy needs the tools to whip up meal at hand. You could probably keep your light-saber in here too. [caption id="attachment_4843" align="alignnone" width="500"] Photo Courtesy of Off Beat home[/caption]

Han Solo Fridge

A Fridge Jabba the Hut Would Love. We Know. [caption id="attachment_4844" align="alignnone" width="400"] photo courtesy of B3ta[/caption]    ]]> 4841 0 0 0 https://blog.roseandwomble.com/testimonial-tuesday-anita-crum-delights/ Tue, 05 May 2015 13:00:03 +0000 http://newblog.roseandwomble.com/?p=4860 RoseandWomble.com. ]]> 4860 0 0 0 https://blog.roseandwomble.com/testimonial-tuesday-joanna-and-jim-reeser-are-superb/ Tue, 12 May 2015 13:00:03 +0000 http://newblog.roseandwomble.com/?p=4864 ]]> 4864 0 0 0 https://blog.roseandwomble.com/ask-jen-live-pup-update/ Wed, 06 May 2015 14:00:55 +0000 http://newblog.roseandwomble.com/?p=4877 Ashville Park: Rainer Village in Virginia Beach. Until then we wanted to update all of Ask Jen's fans about the amazing dogs she features each week. Every week Jen brings one pup from the Norfolk SPCA to a new home site and the builder of that community sponsors the adoption of the dog. Her goal is to highlight the need for dogs to be rescued in Hampton Roads. We're proud that Jen is part of our team - not only is she an amazing Online Sales Consultant, but because she's found a way to take what she is passionate about and bring great attention to her cause.  ]]> 4877 0 0 0 https://blog.roseandwomble.com/home-sales-have-increased-across-virginia-and-hampton-roads/ Fri, 08 May 2015 16:40:59 +0000 http://newblog.roseandwomble.com/?p=4881 Daily Press, 2015 first quarter home sales across Virginia have increased over first quarter home sales in 2014 in many metrics.

• REALTORS® across Virginia sold over 19,200 houses in the first quarter of 2015.
• This was an increase of 6.3% over sales in the first quarter of 2014.
• Over $5 billion dollars in sales were reported for the first quarter of 2015, according to Virginia Association of REALTORS® - this is not all real estate transactions as not all real estate agents are REALTORS®. These numbers only include transactions where a REALTOR® was used.

According to Virginia Tech's Virginia Center of Housing, the sales volume of 2015's first quarter was nearly $1 Billion higher than sales in the same time period of 2012, and half billion in higher sales than the previous period in 2013.  2013 was considered by many real estate experts to have been an excellent year in real estate - and if the trend continues for 2015 we should see a banner real estate year. Here in Hampton Roads, we are outperforming the state average.

• Over 4,800 homes were sold in Hampton Roads during the first quarter of 2015.
• This was 11.4% higher than the sales reported for the first quarter in 2014.
• On the Southside, the cities of Suffolk and Chesapeake showed the most growth in sales. On the Peninsula, the areas of York and James City Counties were growing the fastest.

Home prices are also on the rise. The median sales price in Hampton Roads during the first quarter of 2015 was $202,000 - this was up 5% over the same time period in 2014. [caption id="attachment_4883" align="alignnone" width="600"] The First Quarter of 2015 shows signs of a strong real estate market throughout virginia and hampton roads.[/caption]  ]]> 4881 0 0 0 https://blog.roseandwomble.com/mortgage-school-the-rules-of-home-affordability/ Wed, 13 May 2015 12:48:54 +0000 http://newblog.roseandwomble.com/?p=4897 Advance Financial Group, a division of Monarch Mortgage, allows us to get some great insight and information about qualification ratios that help mortgage lenders determine how much they will lend to a home buyer. Each lender has its own set of ratios, but majority fall under these limits. Home buyers must understand the rules of 28, 32, and 40. Rule of 28% is the maximum mortgage payment a responsible lender will allow you to take on. The mortgage payment is a combination of principal and interest and it cannot exceed 28% of your gross monthly income. Gross monthly income is your pay before taxes are taken out. Rule of 32% is the maximum total housing payment a responsible lender will allow you to have. This will include the mortgage payment, homeowner's and private mortgage insurance (PMI), association fees, and property taxes. The number should not be more that 32% of your gross monthly income. Rule of 40% is the maximum debt payments you currently have. This will include your housing payment, auto and student loan payments, and minimum credit card payments. These items should not exceed 40% of your gross monthly income. For specific answers for your mortgage questions, we recommend visiting Advance Financial Group's website. They have great tools and currently information about rates and home buyers programs. ]]> 4897 0 0 0 https://blog.roseandwomble.com/balancing-real-estate-and-fatherhood/ Fri, 19 Jun 2015 16:09:06 +0000 http://newblog.roseandwomble.com/?p=2421 How Rose & Womble Realty Company REALTOR® Aaron Davis grows his real estate career and stays hands-on with his son. Peninsula Office REALTOR® Aaron Davis became a real estate agent because it was a job that offered flexibility to spend time with his son, who is also named Aaron.  The key is time management. "At my old job I could barely see him because by the time I got home it was time for him to go to bed.  Now I can set up my schedule to pick him up at school spend time doing homework or we hangout, go to the park.  Then after he's in bed I can go back to work," said Aaron. Sometimes he brings his son into the office or to meet with clients, so long as the client is comfortable with it and sometimes it's beneficial. "He's actually tagged along and it's helpful if a client has kids around his age.  They can play with each other and that helps so the clients and I can get to work.  It's flexible and very rare that a client doesn't understand if I have to bring him or if I need to arrange for a sitter." [caption id="attachment_2423" align="alignnone" width="360"] Little Aaron Davis shows off his dad's business card.[/caption] Aaron and his son enjoy spending time together hanging out.  That is one of the aspects of the job Aaron loves the most - he can take an afternoon off to take his son to the movies or Busch Gardens.  He can be an involved parent. "My favorite part of watching him grow up is to see him learning and grow.  He takes me back to that age and how I was and he gets so excited about learning something new at school. As he gets older it amazes me how fast he catches on to things." If you're a parent thinking about starting a career in real estate Aaron offers this advice, "Make sure you have help or some type of support system you can count on to watch or pick up your child.  I have family in the area that I can call on." "The work is worth it because this career offers me control of my time and hours." If you'd like to know more about starting your career as a Rose & Womble REALTOR® just visit joinrw.com]]> 2421 0 0 0 https://blog.roseandwomble.com/fico-score-series-what-is-a-fico-score/ Tue, 19 May 2015 19:06:41 +0000 http://newblog.roseandwomble.com/?p=2439 What Determines a Credit Score? Again, each credit agency uses a different calculation but these are a good estimate of the weight of each category.

Payment History: 35%

The single best thing you can do to increase your credit score is make sure you have a long history of paying your debts on time, according to Bill Weakley of Advance Financial Group.  You need at minimum 12 months of history for the credit line to help build the best FICO score possible.  The payments need to be on time.  Also, the longer a debt is on your report the less likely it is to affect your total score - so having a good 6-12 month period of paying debts and bills on time can really contribute to your FICO score growth.

Amounts Owned: 30%

Want to know the one thing that every loan officer we interviewed told us about FICO scores? Make sure to keep all your open lines of credit below 50% of your gross household income - and even better under 25%.

Length of Credit History: 15%

Having open lines of credit for a long period of time is a good indicator that you can handle debt.  These accounts help raise  FICO scores.  This also helps the Payment History and Amount Owned stats because the more open your credit lines are, the higher your score.

New Credit: 10%

Opening several lines of credit at the same time will hurt your credit score.  According to Sandy Johnson, loan officer from Advance Financial Group, your FICO score will take a small hit when you open new credit. Sometimes you want to transfer a balance on a credit card to one with a lower interest rate, which can help with debt-to-income ratios.  The key is to keep the old card open - don't close it and don't charge anything on it.

Types of Credit Used: 10%

If you have judgments you must clear them up - this was another across the board tip from the loan officers from Advance Financial Group.  Judgements attach to real property and have a court records involved, they simply do not go away.  You need to clear them up.  According to Weakley, it is also a good idea to have a few various lines of credit open - one or two credit cards, a car payment, and even a mortgage.  It shows a history of you paying and handling debt.

Credit Score Ranges

Most credit score ranges are from 300 to 900, and the majority of people in the United States are somewhere between 600-800 range.  For the majority of loan products offered by banks you will need a minimum of 640.  "You should think about the credit score as your invitation to the buffet.  The larger the score the more choices and offerings you have on the buffet - when that score lowers it also lowers your choices in programs," said Weakley. Home buyers want to shoot for a FICO score of 720 or higher to start being offered the best loan rates and programs.  What a lot of consumers do not know is that a good loan officer can help create a plan to build the score. "We have a 'What If Scenario.' We can build a plan around to help the client move the score higher," said Johnson.  "We put in items and steps for the client to follow and then the client has an action step towards getting a better score and a better loan product.  This is a great thing for REALTORS® to use to help buyers who may not be qualified for a mortgage - the agent can come and set up a meeting with me and their clients. We create the plan and the client can become a stronger buyer." The 'What If Scenario' can give a score improvement estimate based on certain things the home buyer does.  This allows the home buyer to prioritize items that will make the most impact on their score, increasing their chances of qualifying for a home mortgage.    ]]> 2439 0 0 0 https://blog.roseandwomble.com/testimonial-tuesday-gillian-werth-responsible-and-professional/ Tue, 19 May 2015 13:00:33 +0000 http://newblog.roseandwomble.com/?p=4869 ]]> 4869 0 0 0 https://blog.roseandwomble.com/testimonial-tuesday-sara-lannom-with-clients-every-step-of-the-way/ Tue, 26 May 2015 13:02:10 +0000 http://newblog.roseandwomble.com/?p=4872 ]]> 4872 0 0 0 https://blog.roseandwomble.com/kimberly-bedsole-earns-her-abr-and-e-pro-designations/ Fri, 15 May 2015 15:09:19 +0000 http://newblog.roseandwomble.com/?p=4907 Kimberly Bedsole from our Chesapeake Resale office for earning both her Accredited Buyer's Representative (ABR®) and e-Pro designations. The ABR prepares real estate professionals to represent buyer-clients in real estate transactions and provide the quality of service and degree of fidelity to buyers that sellers have customarily enjoyed. The e-PRO^® curriculum shows REALTORS® how to use the latest social media technologies, such as Facebook and Twitter, to create an online presence vital in reaching today’s hyper-connected consumers. NAR's e-PRO^® certification also teaches REALTORS® how to take advantage of rich media and e-office strategies to run their businesses more efficiently. Kimberly sought out these designations to gain the skills to assist her clients. "I really hope to use the information to help me market my clients' properties through technology and also help me develop a stronger buyer client relationship to make the home buying process less stressful," said Kimberly. Each course involved classroom work, class discussions, and a final exam.    ]]> 4907 0 0 0 https://blog.roseandwomble.com/rw-new-homes-top-ten-selling-communities-for-april-2015/ Tue, 19 May 2015 13:55:55 +0000 http://newblog.roseandwomble.com/?p=4913 Ask Jen, our new homes specialist. 1. Dominion Meadows, built by Hearndon Construction. Site agents Deloris Morgan and Julie Scott 2. Townhomes at Warrington Hall, built by Cornith Residential . Site agents Wendy Kelly and Stephanie Sears 3. Carriage Homes at Lawson Hall, built by Cornith Residential. Site agents Lisa Kyriakides and Judy Lilly 4. Viridian Reserve at Hickory, built by Etheridge Construction. Site agents Bea CoBell and Donna Goz 5. Sajo Farm Lake and Manor Homes, built by Napolitano. Site agents Eugene Grady and Jenny Lovell 6. Ashville Park: Rainer Village, built by Bishard Homes. Site agents Scott Berry and Laura Ennis 7. Saddlebrook Estates, built by Hearndon Construction. Site agents Nell Gallagher and Michele Lena 8. Willow Pond, built by Bishard Homes. Site agents Lois Schultz and Delores Ross 9. River Club at Twin Island, built by HHHunt Residential. Site agents Pam Dishman-Coleman and John Covington 10 Affordable New Construction, built by DSF Development. Site agent Kelly Hollowell ]]> 4913 0 0 0 https://blog.roseandwomble.com/top-rose-womble-resale-agents-for-april-2015/ Wed, 20 May 2015 11:38:42 +0000 http://newblog.roseandwomble.com/?p=4918 Top Sales Team: Wilkey's Extreme Team, Chesapeake

Top Listing Team: The PerfectHouse Team, Holland Road

Top Sales Agent: Tim Cochran, Lynnhaven

Top Listing Agent: Maureen Corra, Ghent

Top Sales Agents by Office

Beach Office: Brenda Rawls' Star Team Chesapeake Office: Wilkey's Extreme Team Ghent Office: Sherri Paris Greenbrier Office: Ellen Drames Harbour View/Suffolk Office: Ryan Benton & Sue Sanders Holland Road Office: The PerfectHouse Team Lynnhaven Office: Tim Cochran Peninsula Office: Elaine Sharp Shore Drive Office: Joel King

Top Listing Agents by Office

Beach Office: Cynthia Welch Chesapeake Office: Irby's Home Specialists Ghent Office: Maureen Corra Greenbrier Office: Pam Evans Harbour View/Suffolk Office: Lori Gomoke Holland Road Office: The PerfectHouse Team Lynnhaven Office: Claudia Hudgens Peninsula Office: Beth Walls Shore Drive Office: Scott Berry]]> 4918 0 0 0 https://blog.roseandwomble.com/summer-concert-calendar/ Wed, 20 May 2015 12:44:02 +0000 http://newblog.roseandwomble.com/?p=4922 Here is the line up for free summer concerts in Hampton Roads. Hampton Roads has great venues for free music, including City Center in Newport News, Town Center in Virginia Beach, and right on the water in Norfolk.

Fridays at the Fountain, City Center Newport News

June 12: Fuzz Band and Black, White & Blues! June 19: Butter and Anthony Rosano @The Conqueroos June 26: Tidewater Drive and Vinyl Headlights July 10: SlapNation and Girls Night Out July 24: The Deloreans and Third Stone

YNot Wednesdays Town Center Virginia Beach

June 3: Karnival June 10: The Big Payback June 17: Fuzz Band June 24: The Deloreans July 1: Latin Jazz Conspiracy July 8: Cheap Thrills July 15:  Jackass Flats July 22:  Strictly Bizzness July 29: 10 spot

Beach Street USA Concerts

June 12-14: Sandstock: a tribute to Rock & Roll June 26-27: Latinfest July 4: Stars & Stripes Explosion July 10-12: My Big Fat Greek Party

Downtown Hampton Block Party

June 6: Sons of Bill June 13: Col. Bruce Hampton & the Madrid Express June 20: The Fighting Jamesons June 27: Major & the Monbacks July 4: Rare Mixx

Town Point Concerts Norfolk

June 5-7: Harborfest June 19-21: Bayou Boogaloo July 5: Tidewater Winds July 11: Guy Lombardos' Royal Canadians July 17: Waterfront Jazz festival

TGIF Summer Concert Series Norfolk 

Constant's Wharf Park & Marina June 19: SlapNation June 26: Broke by Sunday July 10: Rhythm Express Band July 17: Jacks Flats Bennett's Creek Park August 7: Joe Gosman Band August 14: Wesley Spangler Band August 21: Tidwater Drive Band]]> 4922 0 0 0 https://blog.roseandwomble.com/ann-markley-earns-abr-designation/ Thu, 21 May 2015 12:51:27 +0000 http://newblog.roseandwomble.com/?p=4927 Ann Markley, REALTOR® from the Rose & Womble Chesapeake Office has earned her Accredited Buyers Representative Designation (ABR) from the National Association of REALTORS®. The ABR helps real estate agents to represent buyer-clients in real estate transactions and provide the quality of service and degree of fidelity to buyers that sellers have customarily enjoyed.  The course also offers ideas and methods for building a buyer representation business and helps REALTORS® develop a self-customized tool for conducting a buyer counseling session. Ann wanted the designation to enhance her skills when working with buyers, plus she believes in the importance of continuing education for real estate professionals. "As an Accredited Buyer Representative I feel that my continued education and knowledge will provide me with updated information  in the ever changing real estate field so that I may better represent my clients with outstanding professional services," said Ann. Ann had to attend classes and take a final examination as a requirement for earning her ABR.]]> 4927 0 0 0 https://blog.roseandwomble.com/12-great-diy-projects-for-the-garden/ Sat, 23 May 2015 12:33:37 +0000 http://newblog.roseandwomble.com/?p=4930 Pinterest! The Rose & Womble Pinterest page is chock full of great tips and tricks for all aspects of home ownership - especially for the garden.

1. Raised Garden Bed

Raised garden beds are ideal for vegetables and flowers because they keep pathway weeds from your garden soil and provide good drainage. Plus the bed acts as a barrier to pests like snails and slugs. This tutorial is from QueenBeeCoupons.com and she was able to gather the materials for $35.  

2. DIY Rain Barrel

FamilyHandyman.com has a great tutorial for making your own rain barrel. Rain barrels are great for avid gardeners because they collect the water from your roof. Often you want a rain barrel that has a screen filter to keep debris and bugs out. This tutorial teaches you how to add a spigot to easily fill watering cans. Collecting rain water lowers your utility bills and helps to slow runoff.

3. DIY Compost Bin

Composting is really good for the garden because it saves water by helping the soil hold moisture and you're recycling organic resources while conserving landfill space. Plus it increases healthy roots and lightens heavy clay soils. Making your own compost is easy when you have the right bin.

4. Concrete Mushrooms

These are adorable garden ornaments that if you purchased at a home and garden store could be very expensive. Try this tutorial and you can customize the colors and size, and save a few bucks.

5. Rainbow Garden Markers

Ridiculously easy project to add color to your garden and help you tell the difference between your plants. Livingwellspendingless.com is a great resource for tons of home and garden DIY projects.

6. DIY Stepping Stones

According to IntimateWeddings.com these stepping stones are easy and great as wedding favors - don't wait for a wedding make some for your garden! All you need is a non-stick cake pan and a few other supplies.

7. Garden Globes

Globes are a popular project on Pinterest because they seem easy to make - many tutorials use old bowling balls but this tutorial from Hometalk.com uses old light fixtures with great results.

8. Gravel Path

This is a great look for a more casual garden - plus a path hopefully encourages kids and pets from staying out of your flower beds.

9. DIY Hose Holder

The garden hose is a necessary tool but it can get in the way and become an eyesore if you don't have a great place to store it. We love this idea from Shanty2Chic.com for an elegant holder for your hose.

10. Contemporary Water Feature

Adding a water feature to your garden can be awesome, but typically really expensive. Unless you make one using a giant Tupperware container and solar water pump. The GardenGlove.com is a fantastic site and this water feature for less than $30 is awesome.

11. Pallet Gardening Table

This is one of those projects that makes you think, "why didn't I come up with this?" This "recycle" project takes pallets, attaches them to a wall - and becomes a fold-up table for gardening or a party. This will save you stooping over the ground. So great for working with gardening pots and smaller flowers.

12. Garden Lantern

Take yarn and white glue and you get these great garden lanterns. According to SplashofSomething.com, this project is super messy but turns out great. You can customize this project with different color yarn and colored lights.  ]]> 4930 0 0 0 https://blog.roseandwomble.com/the-peninsula-offers-great-options-for-work-play-live/ Thu, 28 May 2015 18:53:32 +0000 http://newblog.roseandwomble.com/?p=5201 Ask Jen Live spent the afternoon on the Peninsula and she discovered it's a great place to build a new home. The section of Hampton Roads known as the Peninsula is a great place to live, work, and play. Made up of the cities of Hampton, Newport News, and the famous historic triangle of Jamestown, Yorktown, and Williamsburg, the Peninsula enjoys a rich history and great new home options from HHHunt Homes. The Alexander model you can find at Carter Estates is a great choice for families seeking a new home because HHHunt gives you so many options to customize it. At the starting price you will get a 3 bedroom, 2.5 bath home with an owner's suite. There is an option to change the upstairs loft into a fourth bedroom, and don't forget to ask about the optional screened-in porch for enjoying the backyard bug free. Carter Estates is located in the upper section of Newport News, giving you access to great areas of the Peninsula including Busch Gardens, the Williamsburg Pottery, and Newport News Park. The Peninsula also features cool local events including the Pork Warwick Summer Concert Series. Port Warwick is a mixed-used community with popular local restaurants, shops, and a wonderful outdoor square named after famous author William Styron, who was born in Newport News. Every Wednesday, people bring out the lawn chairs and blankets and enjoy awesome local music. Plus, they can get a treat from Scratch Bakery and their famous cupcakes, or take in dinner at award-winning Fin. Newport News also has City Center, which is just down the street from Rose & Womble's Peninsula Resale and Property Management Office. City Center hosts all the city's municipal offices, plus has Paragon Theaters, a movie theater with reserved seating and some amazing popcorn. Dining options include Hampton Roads favorite Taste Unlimited and Hayashi, a great Japanese restaurant.  On Thursdays, City Center hosts a great farmer's market with local produce, meat, veggies, and other treats. Both City Center and Port Warwick are close to Carter Estates. Yorktown is a popular section of the Peninsula, especially its Riverwalk Landing, which is a great collection of locally owned shops and dining options. Also, there is Riverview, a mile-long pedestrian walk along the York River from the Yorktown Battlefield to the Yorktown Victory Center. This section of the Peninsula connects to the wonderful section of Hampton Roads called Gloucester. Just past the Coleman Bridge, Gloucester is close enough to everything, but just far enough to be super peaceful and quiet. The HHHunt community of River Club at Twin Island is the perfect escape for home buyers who want great water views. Not to be outdone, the City of Hampton also has great new home options from HHHunt. Buckroe Bayfront has been a popular choice for homebuyers, and it is close to Buckroe Beach and Ft. Monroe. Check out HHHunt's cool design your home feature so you can preview what your home could look like. Ft. Monroe is quickly becoming the place to have fun in Hampton. The Paradise Ocean Club is a great place to play. It has a private beach and some amazing seafood and adult beverage options. Engineer Wharf offers saltwater fishing, and there is also so much history to be discovered. Downtown Hampton also hosts a block party every Saturday night in the summer. The block has great local food options including The Taphouse and Marker20. Jen didn't forget about her four-legged friends from the Norfolk SPCA. Palmer is a terrier, American Straffordshire mix who loved when Jen brought him to Buckroe Beach for some fun in the sun. HHHunt will pay for his adoption fee if he's is adopted within the next two weeks - so go by the Norfolk SPCA and meet this charmer.

Remember Palmer? I featured him on #AskJenLive. Here he is at #BuckroeBeach still looking for his #newhome pic.twitter.com/mHAxLzln2E

— Jen Barkan (@AskJenB) May 27, 2015

For more information about these or any of the #RWNewHomes all you need to do is to contact Jen at 757-774-6999 or you can visit at RWNewHomes.com.]]> 5201 0 0 0 https://blog.roseandwomble.com/rwnewhomes-celebrates-a-great-career/ Fri, 29 May 2015 14:06:01 +0000 http://newblog.roseandwomble.com/?p=5208 [gallery size="large" ids="5224,5241,5220,5217,5216,5210,5236,5237,5234,5230"]]]> 5208 0 0 0 https://blog.roseandwomble.com/hampton-roads-real-estate-market-performing-well-compared-to-national-numbers/ Fri, 29 May 2015 17:42:08 +0000 http://newblog.roseandwomble.com/?p=5245

Hampton Roads homes sales in April were 1,951 up 2.5% month-over-month and up 11.9% year-over-year.

Hampton Roads pending home sales increased month-over-month 10.4%.

The Peninsula pending home sales increased 9.1% year-over-year.

Since November 2014 over 9,700 homes have been sold in the Hampton Roads area, an increase of 35.6% over the same period from November 2013 to April 2014.

According to the National Association of REALTORS®'s April Housing Report, existing-home sales are slowing down due to a lack of inventory available in the marketplace. Home sales did rise 6.1% in April over the previous year, but the projected annual rate of homes fell 3.3%.  NAR says this is directly due to the lack of home inventory as many potential sellers are uncertain about putting their homes on the market. Nationally prices continue to increase year-over-year, rising 8.9% over April 2014. This was the 38th consecutive month of year-over-year price increases.

Pricing Matters

Nationally 40% of homes sold at or above their list price, a sign that bidding wars are making a come back. However, here in Hampton Roads, the average list price for a home in April 2015, was $149,218 but the average sold price for April 2015 was $142,276 - almost 5% below the list price. Sellers need to be aware of these trends and price correctly for their neighborhood. For what is specifically going on in your neighborhood your best bet is to contact a Rose & Womble REALTOR® who can perform a competitive market analysis.  ]]> 5245 0 0 0 https://blog.roseandwomble.com/chesapeake-office-hosts-annual-client-appreciation-event/ Mon, 01 Jun 2015 19:03:24 +0000 http://newblog.roseandwomble.com/?p=5250 Chesapeake Resale Office invited over 2,000 guests to partake in Nauticus and the Hampton Roads Naval Museum in Downtown, Norfolk. The weather was perfect, and the REALTORS® from Chesapeake were there in full force to welcome their clients and guests. ]]> 5250 0 0 0 https://blog.roseandwomble.com/testimonial-tuesday-avis-middleton/ Tue, 02 Jun 2015 13:02:50 +0000 http://newblog.roseandwomble.com/?p=5255 RoseandWomble.com/testimonials. ]]> 5255 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-ashville-park/ Fri, 05 Jun 2015 15:01:05 +0000 http://newblog.roseandwomble.com/?p=5267 #AskJenLive, Jen visited the beautiful community of Ashville Park:Rainer Village, built by Bishard Homes. Ashville Park's charm is the Southern-inspired exteriors like wrought iron, scroll work, porches, and pergolas. These details help homeowners transition from outdoor living and inside comfort and elegance. Inside the homes, beautiful features, including open kitchens and luxurious master suites. If you want a private tour of this wonderful Rose & Womble New Homes Community, just Ask Jen 757-774-6999. [slideshow_deploy id='5269']    ]]> 5267 0 0 0 https://blog.roseandwomble.com/who-makes-the-best-local-donuts-in-hampton-roads/ Fri, 05 Jun 2015 13:27:56 +0000 http://newblog.roseandwomble.com/?p=5291 National Donuts Day, we decided to find the best local doughnut place in Hampton Roads. We compared three places, O'doodleDoo's Donuts in Suffolk, VA, Duck Donuts in Virginia Beach, VA and Happy Day Donuts in Chesapeake, VA. We got a dozen donuts from each place looking for similar flavors at each spot along with discovering some unique items to try out. O'doodleDoo's Donuts, located on Bridge Road in Suffolk. VA, is just a short drive from Smithfield, Hampton, Newport News, and of course Suffolk. They specialize in hand-crafted donuts, that are made on-site. Each day they release what flavors they're cooking up, and the rotate the items so each day there is a new menu. On this day our batch included Red Velvet Cake, Banana Pudding, and Hot Mango Madness. We also got a maple bacon doughnut. [caption id="attachment_5296" align="alignnone" width="500"] You can dine al fresco at O'doodleDoo's[/caption] [caption id="attachment_5294" align="alignnone" width="500"] The big board at O'doodleDoo's[/caption] Duck Donuts, which started in Duck, North Carolina, has several locations in the Outer Banks, Hampton Roads, Richmond, and Charlottesville. They've recently opened locations in Delaware and New Jersey too, but they are still a locally based company. For our taste test we got donuts from the location in the Kings Grant section of Virginia Beach. Duck Donuts fries the donuts in front of customers, who can customize with choices from a selection of frostings, glazes, and toppings. We got maple bacon, along with a coconut doughnut and their daily special of Reese - a chocolate dipped doughnut with a peanut butter drizzle. Happy Day Donuts has a bit of both of the other places in them. We got our donuts at their Greenbrier location, but they have spots in Virginia Beach, and just opened a location in Hampton. They have gourmet donuts, like their Tagalog, and you can get fresh fried donuts dipped in things like Oreo cookie bits. They will also make a doughnut sundae! There shop has great art work and cool, "happy" sayings.

How They Measured Up!

We judged by taste and appearance, by members of our marketing team and Greenbrier resale office. Service and packing was judged by Ramona Rice who was the one to pick up all the donuts. Scores were given out from 1-10, with a 10 being a perfect score. Each place had some version of a maple bacon doughnut, and a plain so we got those. We also picked out specialty donuts from each place.

O'doodledoo's

Taste: 8 The group thought that these doughnuts were very tasty, and lots of cool flavors. While we weren't so hot for the Hot Mango Madness (that's a plain doughnut with a mango and chili custard) we did love O'doodledoo's interpretation of the classic Girl Scout cookie treat, Samoa. Bacon Factor: 8 We also liked the Maple Bacon from O'doodledoo's - it had a nice balance of the salty and sweet. Appearance: 9 O'doodledoo's is known for their creative and beautiful donuts. You can actually order custom designed donuts, including super heroes, holidays, and other special occasions. Here are some we had for Halloween during the 2014 Homearama in Suffolk. [caption id="attachment_3394" align="alignnone" width="800"] These are just some of the donuts, O'doodleDoo's provided during the Taste of Suffolk event at Homearama, 2014[/caption] Each day O'doodledoo's features one specialty character doughnut - that day we got roosters which was appropriate as the rooster is the mascot for the shop. Service and Packaging: 9 There was no wait - we got in and out super quick. The box once I got back to the office was a bit flimsy, but to be fair it had to travel the longest distance. The doughnuts held up beautifully as they traveled from Suffolk, to Virginia Beach, to Chesapeake.

Duck Donuts

Taste: 9 This was the group's favorite doughnut - crispy on the outside, soft in the middle. The flavor combination were great - nice contrast of the peanut butter and chocolate for the Reese doughnut. And they were not greasy at all. Bacon Factor: 10 This was our favorite bacon doughnut. The bacon pieces were nice, big, and still crispy. The maple glaze was sweet and light. Appearance: 8 These were attractive - but there was no wow factor. Just a good looking, solid doughnut. The glaze and toppings stayed on nicely from the drive back to the Greenbrier area of Chesapeake. Service and packaging: 8 [caption id="attachment_5301" align="alignnone" width="500"] This doughnut couldn't be used for an order, but it was still a delicious treat.[/caption] There was a wait and the staff wasn't as friendly as the O'doodledoo crew. One cool thing that happened while Ramona waited for the donuts was a Duck crew member handed her a doughnut that wasn't "perfect" enough to go into a box - so she got a plain, hot from the oil, doughnut. It was delicious. Kids love to come in here because they have a ledge where you can watch the donuts going through the oil.

Happy Days Donuts

Taste: 7 This was our least favorite batch of donuts. While still tasty, there was a hint of lemon in the dough, but the texture was a bit off. The taste testers didn't feel the flavors popped as much as the other place's. They did have a Strawberry Pie doughnut that was pretty good. Bacon Factor: 6 An okay bacon doughnut - but nothing spectacular. There wasn't a lot of bacon, and you couldn't really get the salty/sweet balance this type of doughnut is known for. Appearance: 8 These were standard donuts, and while nice looking, the glaze for some of the donuts didn't hold as nicely as the other places. This left a mess at the bottom of the box. It should be noted that these donuts had the shortest commute to the office. Service and Packaging: 7 This was the longest wait, it took 15 minutes because they had to make fresh dough. Also, the case for their specialty donuts was practically empty. However, they did give us complementary milk as an apology for making us wait which was really nice, and the staff was great to a grandparent and granddaughter who came in for donuts. They have windows so you can see how the doughnuts are made. Did we get the selection right? Or do you know of another place in Hampton Roads we should have featured? We'd love to know in the comments.      ]]> 5291 0 0 0 https://blog.roseandwomble.com/bonnie-campbell-a-joy-to-work-with/ Tue, 09 Jun 2015 13:40:22 +0000 http://newblog.roseandwomble.com/?p=5326 Bonnie Campbell, a REALTOR® from our Greenbrier Resale Office. Her clients wrote that Bonnie was, "an absolute joy to work with," and that they would recommend her to family and friends. Testimonials from our clients is one of the highlights we love to share with all of you because we love showing off the good work of our agents. Great job Bonnie! ]]> 5326 0 0 0 https://blog.roseandwomble.com/grassfield-meadows-hosts-askjenlive/ Mon, 15 Jun 2015 17:36:50 +0000 http://newblog.roseandwomble.com/?p=5336 Downtown Norfolk, Virginia Beach Oceanfront, and Greenbrier. That's why #AskJenLive took her show on the road to the Estates at Grassfield Meadows. This new, single family community is built by Oceanside Building, LLC, this cul-de-sac community with one acre lots that is in walking distance of Grassfield High School. The spacious lots are tranquil but are close to three major golf courses and a public boat launch on the Intercoastal Waterway. Jen loved spending time in this community - showing off the kitchens with shaker-style cabinet doors and granite countertops. Plus the home comes with double stainless steel ovens. The houses also have 9 foot ceilings with crown molding offered in certain rooms, and the house is pre-wired for surround sound in the great room, perfect for family-movie nights. You know who else loved Grassfield Meadows? Our pup of the week, June Bug, who found her forever with a wonderful couple that lives in Grassfield Meadows. Peter fell in love with June Bug when he wondered over the model home yesterday for a visit. Love at first sight for these two! Thank you again to our generous builder, Oceanside Building, LLC, for sponsoring June's adoption fee. And thank you to the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics. Want to tour the Estates at Grassfield Meadows? Just Ask Jen at 774-6999 or visit RWNewHomes.com [slideshow_deploy id='5356']]]> 5336 0 0 0 https://blog.roseandwomble.com/testimonialtuesday_bryancerny/ Tue, 16 Jun 2015 13:45:17 +0000 http://newblog.roseandwomble.com/?p=5361 Bryan Cerny from our Chesapeake resale office. His clients sent in a testimonial and said, Bryan helped to educate them during the selling process. One of the keys to a great real estate transaction is for the clients to learn and understand what is happening. The right real estate agent, like Bryan, will help clients understand all the steps along the way. ]]> 5361 0 0 0 https://blog.roseandwomble.com/ways-to-increase-your-credit-score-part-1-paying-bills-on-time/ Wed, 01 Jul 2015 19:55:52 +0000 http://newblog.roseandwomble.com/?p=5334 Credit scores are so important when you're getting ready to purchase a home. This metric helps loan officers determine your interest rate and also which loan programs you qualify for. In this six part series were going to give you the information you need to know in order to raise your FICO® score and increase your ability to qualify for a home loan.

Part 1: Pay Your Bills on Time

One of the most important things to ensure a high credit score is to always pay your bills on time. When a creditor pulls a credit report and there are late payments listed, it shows the creditor that the person applying for the loan may be at a higher risk for defaulting on the loan. If you have late payments it will significantly lower your your credit score. According to myFICO.com, 96% of consumers with an 800 credit score always pay their bills on time. This is compared to consumers with scores of 650 - over 68% of them have past due bills on their credit reports. Here are some specific tips to help pay bills on-time:

1. Set up automatic billing systems

Setting up automatic bill payments from your checking account is a great way to ensure that your bills are paid on-time. Check with your bank to see if they offer an online bill pay option - you will be surprised how easy it is to follow a system like this once you get started.

2. Pay the minimum if that's all you can afford

We love the advice of paying off your credit balances in full at the end of the month - but sometimes your budget doesn't allow this. Make sure to at the very least pay the minimum balance required.

3. If you know you're going to be late let your creditor know

Sometimes life makes it seem impossible to pay the bills on time. If you know you're going to be late or miss a payment call the creditor and see if they can defer the payment - you may have to pay a penalty but at least the creditor shouldn't report the late payment on your credit report. Stay tuned for the next part of this series Minimize Your Credit Use.  ]]> 5334 0 0 0 https://blog.roseandwomble.com/testimonial-tuesday-beth-walls/ Tue, 23 Jun 2015 13:59:36 +0000 http://newblog.roseandwomble.com/?p=5371 Beth Walls REALTOR® from our Peninsula Office. Beth helped this client find and sell a house - and she helped him save money throughout the entire transaction. If you want to find out more about our award-winning team of REALTORS®, then head over to our testimonial page where you can read the latest reviews from our clients.]]> 5371 0 0 0 https://blog.roseandwomble.com/ways-to-increase-your-credit-score-part-2-using-credit-correctly/ Wed, 01 Jul 2015 18:00:24 +0000 http://newblog.roseandwomble.com/?p=5378 Credit scores are so important when you're getting ready to purchase a home. This metric helps loan officers determine your interest rate and also which loan programs you qualify for. In this six part series were going to give you the information you need to know in order to raise your FICO® score and increase your ability to qualify for a home loan.

Part 2: Minimize Your Use of Credit

Debt-to-income ratio is the second biggest factor for determining your credit score. The debt-to-income ratio is the amount of available credit you have open compared to what you earn. It is so important we actually wrote a blog post about how to calculate your debt-to-income ratio. According to myFICO.com, individuals with credit scores of 800 typically use only 7% of their available credit. Compared that number to people with scores of 650 who often are maxed out on their credit cards. When a person pays off a credit card, they may see an increase in the FICO® score. Here are some things you can do to minimize your use of credit

1. Calculate your debt-to-income ratio

This might be scary but you need a place to start, here is what the mortgage experts at Advance Financial Group told us:

• Take your gross monthly income and multiply that by .36. The answer will tell you what your total debt obligations should be in order to have a healthy debt-to-income ratio.

2. Look at places to cut back

If your debt-to-income ratio is higher than 36% of your gross income you need to find ways to trim your budget. Make sure to track what and where you're spending your money. Maybe instead of always eating out maybe you can start cooking meals at home? We've got a great collection of easy dishes on our Pinterest page. Take a look at all of your expenses and see how much you can put towards debt - you'd be surprised how much you can find when you look.

3. Increase your income

You may find that taking on a part-time job or finding a way to increase your earnings from work could also help increase debt-to-income ratio. Remember that if you bring in any income it will need to be on your tax return information in order for the loan officer to be able to use it for the purposes of qualifying you for a mortgage. Also look at items you could sell to put towards debt - do you have clothes you never wear? Take them to consignment. Have a lot of random household items you no longer want or need? Consider throwing a yard sale (we've got a great guide here).

4. Ask for an increase of your credit limits

If you qualify you could get an increase in your credit limit - that will help with debt-to-income ratio so long as you do not charge anything more on the account.

5. Create a serious plan to eliminate credit card debt

There are several methods to paying down credit card debt. One popular method is the debt snowball where you focus on the lowest credit card debt and put every thing you can towards the balance, while still paying the minimums on your other cards. Another popular method is to rank the cards in terms of interest rates and pay off the higher interest rates first. Either way having a plan to tackle credit debt will open up your lending options.  Miss the first part of the series? Catch Up By Reading Part 1: Paying Your Bills On Time Like This Article? You Might Also Enjoy These:

• What is a FICO® Score?
• Mortgage School: The Rules of Affordability

]]> 5378 0 0 0 https://blog.roseandwomble.com/ways-to-increase-your-credit-score-part-3-low-or-no-balances/ Wed, 01 Jul 2015 20:43:44 +0000 http://newblog.roseandwomble.com/?p=5381 Credit scores are so important when you're getting ready to purchase a home. This metric helps loan officers determine your interest rate and also which loan programs you qualify for. In this six part series were going to give you the information you need to know in order to raise your FICO® score and increase your ability to qualify for a home loan.

Part 3: Have Low to No Balances on Your Credit Cards

As we learned in Step 2 of our Ways to Increase Your Credit Score series, having a healthy debt-to-income ratio is a key metric for having a high credit score, but another key to have low or no balances on revolving debt accounts like credit cards. Individuals with high credit scores have developed the habit of only putting items on credit cards that they can pay off with cash. They use the credit cards as a means of payment and not a loan. Thinking of credit cards in this manner can help. Unlike the other steps in our series the low or no balance on credit cards has one simple step: Only charge amounts you can pay in cash In order to have a healthy credit score you will need a mix of open credit accounts, this includes a credit card or two. Smart consumers will use the credit card as a payment option, but not as a loan. For example, the individual with a 800 credit score will use the convenience of his credit card at the gas pump - but then pay the balance off. He's not putting a vacation or other items he can't afford on the card. Stay tuned for the next part of this series: Have a Long Credit History.

Missed the previous steps? Make sure to check out

Part 1: Paying Your Bills On Time

Part 2: Using Credit Correctly

 ]]> 5381 0 0 0 https://blog.roseandwomble.com/ways-to-increase-your-credit-score-part-4-have-a-long-credit-history/ Thu, 23 Jul 2015 14:04:11 +0000 http://newblog.roseandwomble.com/?p=5384

Consistent, on-time payment

No judgements or collections

A good mix of revolving and installment loans

A debt-to-income ratio of 36% or lower

Now if you happen to have some blemishes on your report - don't panic. Over time they become less important, but it is a good idea to get your credit report from each of the three major credit reporting agencies - you're entitled to one from each bureau for free each year. You want to pull from each one because they may show different things. If you have items that need to be corrected follow the steps outlined by the Federal Trade Commission - they give a clear plan on how to contact the credit reporting agencies and what to do next. Next Step for a Great Credit Score: Knowing When To Get Credit.

Missed Any Part of Our Ways to Increase Your Credit Score Series Catch Up!

Ways to Increase Your Credit Score: Part 1 Pay Your Bills On Time

Ways to Increase Your Credit Score: Part 2 Using Credit Correctly

Ways to Increase Your Credit Score: Part 3 Low or No Balances on Credit Accounts

]]> 5384 0 0 0 https://blog.roseandwomble.com/ways-to-increase-your-credit-score-part-5-only-get-credit-when-you-need-it/ Thu, 23 Jul 2015 14:11:28 +0000 http://newblog.roseandwomble.com/?p=5389 Credit scores are so important when you're getting ready to purchase a home. This metric helps loan officers determine your interest rate and also which loan programs you qualify for. In this six part series were going to give you the information you need to know in order to raise your FICO® score and increase your ability to qualify for a home loan.

Step 5: Knowing When and What Credit To Apply For

A good mix of credit is the following:

• Credit Cards
• Mortgages
• Auto Loans
• Personal Loans

While there isn't really such a thing as "good" debt maintaining a long history of good payments with various accounts is good for your FICO® score, but you still need to be cautious about the type of credit you apply for and ultimately accept. Just because having lots of credit available helps your credit score, if the account comes with fees and high interest rates then it may not be worth it. Don't apply for every credit offer you receive. Having multiple inquiries into your credit report can do damage to your credit score. This happens often while shopping for a car. It's suggested to find financing first for your auto purchase and then head to the dealership. Understanding the mix of credit accounts will ultimately help you earn a high credit score, but also help you become a more educated credit consumer. Next Step for a Great Credit Score: Avoid Annual Fees

Miss Any Part of Our Increase Your FICO® Series? Catch Up!

Ways to Increase Your Credit Score: Part 1 Pay Your Bills On Time

Ways to Increase Your Credit Score: Part 2 Using Credit Correctly

Ways to Increase Your Credit Score: Part 3 Low or No Balances on Credit Accounts

Ways to Increase Your Credit Score: Part 4 Have a Long Credit History]]> 5389 0 0 0 https://blog.roseandwomble.com/10-ten-selling-new-home-communities-for-may-2015/ Wed, 24 Jun 2015 20:07:16 +0000 http://newblog.roseandwomble.com/?p=5396 1. Townhomes at Warrington Hall - site agents Wendy Kelly and Stephanie Sears  

2. Culpepper Landing (Vintage Homes/Villas at Culpepper) site agents Joan Revell and Doreen Giuliano

3, Sajo Farm Manor and Porch Homes - site agents Eugene Grady and Jenny Lovell

4. Ashville Park (Rainer Village) - site agents Scott Berry and Laura Ennis

5. Bob White Landing - site agents Sheri Duke and Marshall Miller

6. Dominion Meadows - site agents Deloris Morgan and Julie Scott

7. Seasons at Cahoon Plantation - site agents Rob Mitchell and Carmon Pizzanello

8. Carriage Homes at Lawson Hall - site agents Lisa Kyriakies and Judy Lilly

9. Viridian Reserve at Hickory (Etheridge) - site agents Bea CoBell and Donna Goz

10. Retreat at Greenbrier - site agents Cindy Godsell and Heather Godsell

 ]]> 5396 0 0 0 https://blog.roseandwomble.com/rose-womble-named-a-top-500-real-estate-company/ Fri, 26 Jun 2015 18:59:58 +0000 http://newblog.roseandwomble.com/?p=5403 RISMedia’s 2015 Power Broker Survey, distributed in early January. More than 1,000 real estate firms from across the country completed the Power Broker Survey, reporting a collective 3,203.736 closed residential transactions in 2014, accounting for a total of $972,888,910,471 in sales volume. Rose & Womble Realty Company is the largest, independently owned real estate firm in Virginia, and continues to dominate the Hampton Roads real estate market which runs from North Carolina to Williamsburg. RISMedia President & CEO John Featherston congratulated Rose & Womble for their prestigious ranking in this year’s Power Broker Report. “The firms represented are the nation’s most elite brokerage firms serving literally millions of consumers with their real estate needs,” Featherston said. “2014 was a growth year for many real estate firms across the country, as low inventory created a ripe environment for home sellers and move-up buyers, and continued low interest rates and rising rents enticed more new buyers to take action.” RISMedia’s Annual Power Broker Report ranks firms by closed transactions and sales volume for the prior year. The Top 500 rankings appear in the April issue of Real Estate magazine and online at rismedia.com. The complete ranking of all firms that meet the criteria will be available in the 2015 Power Broker Report publication, available both digitally and print this summer.  ]]> 5403 0 0 0 https://blog.roseandwomble.com/our-resale-division-realtors-for-may-2015/ Mon, 29 Jun 2015 17:10:20 +0000 http://newblog.roseandwomble.com/?p=5408 Top Sales Team

Livernois, Terranova & Associates, Lynnhaven Resale Office

Top Listing Team

The Hollowell Group, Chesapeake Resale Office

Top Sales and Listing Individual Agent

Kathryn Sharpe, Lynnhaven Resale Office

Top Sales Agents By Office

• Beach Office: Blair Ray

• Chesapeake Office: Anna's Home Team

• Ghent Office: Maureen Corra

• Greenbrier Office: Ellen Drames

• Holland Road Office: The Mac Team

• Lynnhaven Office: Katheryn Sharpe

• Peninsula Office: Carol Neff

• Shore Drive Office: Delores Ross

• Suffolk Office: Jessica Bailey

Top Listing Agents By Office

• Beach Office: Tommy Groves

• Chesapeake Office: The Hollowell Group

• Ghent Office: Sherri Paris

• Greenbrier Office: Ellen Drames

• Holland Road Office: The PerfectHouse Team

• Lynnhaven Office: Judy Marsh

• Peninsula Office: David Tortolini

• Shore Drive Office: Joel King

• Suffolk Office: Sue Sanders

]]> 5408 0 0 0 https://blog.roseandwomble.com/testimonial-tuesday-george-trottman/ Mon, 29 Jun 2015 20:35:33 +0000 http://newblog.roseandwomble.com/?p=5416 testimonial page. ]]> 5416 0 0 0 https://blog.roseandwomble.com/the-space-savers-encyclopedia/ Wed, 01 Jul 2015 13:55:46 +0000 http://newblog.roseandwomble.com/?p=5424 FLEXiSPACE.com. Here are just a few of the tips they suggest:

• Take a serious look at the clutter in your home - figure out what you truly use.
• The average person only wears 20% of their wardrobe 80% of the time. Turn your hangers the opposite direction - once you use an item of clothing return the item in the correct hanging position. After a month this will give you an idea of what you actually wear and what you could potential get rid of.
• Before you buy a piece of equipment or even items for a party find out if you can rent or borrow the item instead.
• If an item has sentimental value so much that you want to keep it ask yourself the following questions:
  • Do you like it enough to display it? If the answer is yes then keep it - if the answer is no then remove the item.
• Don't forget about hidden storage areas - especially under the stairs.
• Rethink items like buying DVDs - instead invest in streaming services to reduce clutter.

The Space Savers Encyclopedia by Flexispace.]]> 5424 0 0 0 https://blog.roseandwomble.com/shadowlawn-north-hosts-askjenlive/ Wed, 01 Jul 2015 18:39:52 +0000 http://newblog.roseandwomble.com/?p=5427 Shadowlawn North in the Beach Borough section of Virginia Beach. These condos offer carefree living and great access to some of the most popular attractions in Virginia Beach. Shadowlawn North is built by Bishard Homes, who is known for its blend of Southern and Coastal Living architectural styles that integrate well with surrounding neighborhoods.  Bishard Homes specializes in building homes in sought-after resort communities in close proximity to the water, and Shadowlawn North is a reflection of this. This community has great design details, including beautiful shutters and carriage style garages. Bishard Homes is known for providing great new homes at affordable prices. Lots of home owners dream of living at the beach, and Bishard Homes prices its house with today's home buyer in mind. Shadowlawn North is on a private cul-de-sac, with plenty of parking, and some houses have very large backyards. Make sure to buy early for first and best selection of the homes available. The featured home is located at 939 12th Street. It is a three bedroom and three and half bath home with three levels of great living. The first level is a two-car garage that also has a game room that could be a bedroom, perfect for guests or a roommate. The second floor is an open floor plan with beautiful hardwood floors, granite in the kitchen, and built in bookcases in the living room. The third floor features a master suite with spa-like bathroom and an additional bedroom.  The homes in Shadowlawn North all have 9 foot ceilings, recessed lighting, and two-car attached garages. The kitchens feature granite countertops and Kenmore appliances. Beach living but still close to everywhere is one of the advantages of Shadowlawn North's location. Shadowlawn North is located in the Beach Borough section in Virginia Beach which is only a short bike ride to the famous Virginia Beach oceanfront. You can dine at favorite local places like, The Raven Restaurant – a veteran eatery serving American chow & seafood in low-key digs with a bar, patio & gift shop. There is always something going on at the Oceanfront, Beach Street USA is constantly hosting festivals and outdoor concerts. Plus there is great local shopping nearby and you're close to the popular Hilltop Shopping section. Want to check out Norfolk or Portsmouth?  Just hop on 264 and you can be there in a manner of minutes. #AskJenLive always features a pup of the week. Today's pup is Bey, a 9-year-old Jack Russell with some challenges. The vet at the Norfolk SPCA wants her to lose a few, but a daily walk to the oceanfront will help shed those pounds. She was surrendered by her owner of nine years so she's looking for a home to spend her golden years. Who doesn't want to retire at the beach? Today's feature builder, Bishard Homes, will be covering the adopting fees for if the pup is adopted within the next two weeks. Want to know more about this #RWNewHomes community? All you have to do is Ask Jen and she can set up a private tour of this great beach community. Just visit the Ask Jen page on RWNewHomes.com or you can call her at 757-774-6999. Like This Post? Check Out Some of These Great Articles:

• #AskJenLive Visits Ashville Park

• #AskJenLive Pup Update

• #AskJenLive: The “Final Four” New Home Myths That Need to be Busted

 ]]> 5427 0 0 0 https://blog.roseandwomble.com/rose-womble-earns-national-real-estate-honor-from-ris-media/ Mon, 06 Jul 2015 17:59:24 +0000 http://newblog.roseandwomble.com/?p=5444 RisMedia.com. We finished 2014 with over 4,000 transactions and over $1 billion dollars in settled volume according to REIN statistics. We were the top real estate firm in all of Hampton Roads for 2014. RISMedia President & CEO John Featherston congratulated Rose & Womble on our hard work in 2014. "The firms represented are the nation's most elite brokerage firms serving literally millions of consumers with their real estate needs." More than 1,000 real estate firms from across the country completed the Power Broker Survey, reporting a collective 3,203,736 closed transactions in 2014, accounting for a total of $972,888,910,471 in sales volume.  ]]> 5444 0 0 0 https://blog.roseandwomble.com/the-four-factors-of-hampton-roads-housing-boom/ Thu, 16 Jul 2015 21:03:37 +0000 http://newblog.roseandwomble.com/?p=5447 by J. Van Rose, President of Rose & Womble New Homes  Most of us have heard the expression, “When all the stars align.” According to the Urban Dictionary, that expression means, “when an unexpected and nearly impossible event takes place, usually due to pure luck or the divine intervention of God.”  This seems to me to be exactly what may have happened in Hampton Roads in the past nine months; the stars all started to align and with it the housing market heated up. Let’s take a look at those stars.

Military and Defense Spending

Locally, military and defense spending got a push this year due to ongoing global security risks.  The Department of Defense has all but abandoned the idea of sequestration, which strangled the real estate market in 2014. Here are just a few of the new projects that are bringing in thousands of jobs to the region:

• A new aircraft carrier is being built in Newport News
• A new submarine construction and overhaul work is taking place at berths at NorShipCo
• Ongoing repairs on two aircraft carriers and a submarine at Norfolk Naval Shipyard
• Expansion of the facilities of the Special Forces base at Little Creek

Shipping and Ports

Who has not seen the activity at Portsmouth Port Authority? This economic engine pushed 288,000 containers through the port, in May. That is an all-time high.  If this activity continues at an astounding pace and with the expansion of the Panama Canal, we stand to see a long term improvement in this arena.

Tourism

Tourism is and will be booming throughout Coastal Virginia, from Williamsburg to the Beach.  Norfolk has already seen increases in hotel stays, and additionally announced earlier this year the return of Carnival Cruises in 2016. According to the Virginia Beach Economic Development Authority, 43% of all tourism spending is spent in Virginia Beach which creates over 12,000 jobs. Tourism is a continual economic engine for Hampton Roads.

Baby Boomers

Finally, it is apparent the medical services industry is shining throughout the entire area.  It seems impossible to find a major medical facility that is not undergoing some form of expansion at this time. Baby boomers are getting older and they are sticking around and need services. Over 75 million American make up the baby boomer generation, and they are retiring at the rate of 3 million a year for the next 20 years. This will require significant spending in the medical sector and retirement housing.

The Result

When you put all these stars together, the results have been incredibly encouraging and very evident in the residential housing market. Consider the following:

• The resale market was up 18% for detached homes and 26%for attached homes.
• The new construction market was even better.  The New Homes detached market was up 40% and the attached market was up 60%, over the same time period last year.

The stars have aligned on our four major economic drivers which  has played out in our residential housing market in a most positive way. Thank our lucky stars!]]> 5447 0 0 0 https://blog.roseandwomble.com/summer-park-hosts-askjenlive/ Thu, 09 Jul 2015 12:13:11 +0000 http://newblog.roseandwomble.com/?p=5448 Great Dismal Swamp National Wildlife Refuge.  

Peaceful & Picturesque are 2 words to describe our ft community Summer Park! #AskJenLivepic.twitter.com/ziOgDMuo8C

— Jen Barkan (@AskJenB) July 8, 2015

Rose & Womble New Homes represents four terrific builders within Summer Park: Stephen Alexander Homes, Christopher Kait Construction, Rob The Builder, and DSF. Having a variety of builders within a neighborhood allows for freedom of choice. Between the four builders there is bound to be a home you'll fall in love with.

1927 Burson Drive

The first home Jen visited is built by Rob the Builder (who is actually the "Rob"of Rob Lang Homes). This is a one of a kind home that backs up the the wooded wetlands with mature trees. This doesn't happen too often with new construction and it a home that a family can celebrate living in. With four bedrooms and two and half baths there is plenty of room for family living. The floor plan is spacious, open, and inviting. There is a spectacular kitchen with upgraded stainless appliances, granite countertops. Hardwood floors, detailed trim work, and a large family room with fireplace are just some of the luxurious items that Rob the Builder has put within the home.

1733 Rockwood Drive

The next home on the tour is this beauty from Stephen Alexander Homes, an award-winning home builder. Over the years, Stephen Alexander Homes has appeared in various spring and fall Homearamas. In addition, they have received numerous industry awards and accolades, all of which are a testament to making homeowners in Hampton Roads happy! Their work in Summer Park has been featured in the Virginian Pilot. Stephen Alexander Home is using it's Cottage Collection for Summer Park. This exclusive historic inspired home collection boasts more included features than you would expect to find in homes at this price point. These homes are ultra efficient (green) affordable homes that "live" like their 3000 square foot cousins. Who says a smaller house can't have a 14' x 18' family room or a 17' x 13' kitchen. These home plans live as large as our big homes and and are by nature a better value. The home being built at 1733 Rockwood Drive will be a Caramel Cottage. The home will have a bedroom on the first floor, and a finished room over the garage. While under 3,000 square feet, this home has a big house feel, with open floor plans, and tons of natural light. 1733 Rockwood Drive will be ready to move in by December 2015, giving you plenty of time to customize finishes and add personal details.

1969 Rockwood Drive

Another feature builder is Christopher Kait Construction, who focuses on craftsman style home with amazing features like wrap-around porches. Since starting Christopher Kait Construction in 2007, owner Ryan Rose has created a tradition of being a hands on builder by focusing on the unique design, style and craftsmanship of each home he builds and paying close attention to the needs and desires of each of his homeowners. His philosophy is to look at each home as an opportunity to make a dream come true for the buyer. Every home he builds is not just a business transaction, it is the start of a relationship between Christopher Kait Construction and the homeowner. He was also a featured home builder in last fall's Home-a-rama. The move-in ready farmhouse at 1969 Rockwood Drive is a perfect example of this. Beautifully laid out home, including downstairs flex room, which could be used for an office or additional bedroom, large kitchen with granite countertops, and wrap around porch for sipping ice tea while enjoying your extra large yard. This is a great home to raise a family, and Summer Park is in the desirable Grassfield school district.

1952 Burson Drive

The final home on our tour is built by DSF Development, who specializes in Affordable New Construction, finding great lots throughout Hampton Roads and building wonderful new homes. At DSF Development, they include many items in their homes that most other builders consider “upgrades.” Whether it’s granite countertops, ceramic tile shower surrounds, tray ceilings or crown molding, our features and affordable pricing make your home buying decision easy. The house at Summer Park is available now and move in ready! This is a five bedroom, two and half bath home, with three floors! Some unique features are a stunning eat in kitchen with granite and custom cabinets, very cool ‪bamboo‬ hardwood floors on first level. The backyard is fenced in and perfect for both your two & four legged kids! If you want your own private tour of Summer Park just Ask Jen, she can arrange a time for you to discover how beautiful and serene Summer Park in Chesapeake truly is. ]]> 5448 0 0 0 https://blog.roseandwomble.com/top-10-new-homes-communities-for-june-2015/ Mon, 13 Jul 2015 18:06:05 +0000 http://newblog.roseandwomble.com/?p=5461 Here are the Top 10 New Homes Communities for June 2015

Dominion Meadows, Hearndon Construction site agents Deloris Morgan and Julie Scott

Seasons at Cahoon Plantation, builder Platinum Homes site agents Rob Mitchell and Carmon Pizzanello

Ashville Park: Rainer Village, builder Bishard Homes, site agents Scott Berry and Laura Ennis

Sajo Farm Manor and Porch Homes, builder Napolitano Homes, site agents Eugene Grady and Jennifer Lovell

Carriage Homes at Lawson Hall, builder Corinth Residential, site agents Lisa Kyriakides and Judy Lilly

Culpepper Landing/Villas at Culpepper, builder Vintage Homes, site agents Joan Revell and Doreen Giuliano

Townhomes at Warrington Hall, builder Corinth Residential, site agents Wendy Kelly and Stephanie Sears

North Shore at Ridgely Manor, builder 4th Generation Builders, site agent Monique McClellan

Retreat at Greenbrier, builder Weldenfield of Virginia, site agents Cindy Godsell and Heather Godsell

Culpepper Landing, builder HHHunt, site agents Patty Finein and Debbie Miller

]]> 5461 0 0 0 https://blog.roseandwomble.com/threat-or-opportunity/ Thu, 16 Jul 2015 20:36:01 +0000 http://newblog.roseandwomble.com/?p=5471

EDC Homes was #1

Wetherington Homes #11

DB Colby #14

PDiddy #25

How are they doing it? By appealing to people who want the benefits of new construction combined with the “predictability” of an established neighborhood. These houses are at prices typically under what a buyer could purchase in most traditional new homes communities that offer homes of similar sizes and features. One key to these smaller builder's success is land. At a time when most single family development lots seem to be coming to market in the $100,000 to $125,000 range, these infill and tear-down lot acquisitions are bargain basement by comparison. Let’s look at a recent EDC Homes closing at 3608 Debree Avenue in Virginia Place in West Norfolk (MLS #1501085). The home was substantially finished and listed in January, sold in 30 days and closed 30 days later. It was 2288 square foot, 4 bedroom, 2.5 baths on a crawl space with a 2-car garage, large fenced yard and no HOA fee. Finishes included hardwood in the kitchen, granite countertops in the kitchen and baths and stainless steel appliances. It sold at 100% of list price for $249,900, or $109.22/sq. ft. The market for most new construction in traditional tract communities tends to range from $128 - $144/sq. ft. Researching the land records was a bit incomplete, but the assessment on this lot was $40,300. So assuming that was close to the acquisition price, EDC ended up with a lot ratio of 16% and likely a combination of developed lot cost + sticks and bricks probably not exceeding 73%. That’s a decent gross margin to cover commissions, closing cost assistance, and marketing. Where do the large volume builders still hold the advantage? They can create new communities more in tune with the needs of today’s buyers - well landscaped and with many amenities. They have the comps within their own neighborhoods that will help sustain values over time versus the potential threat of nearby distressed sales often endemic in older, less expensive communities. They typically have a more effective marketing plan and well-trained, on-site agents making it easier for the public to find and buy their homes. In broad terms, large volume builders will still rule the market place for a lot of good reasons. But by understanding how these smaller volume builders are carving out their own niche, it may point to opportunities that may have been previously passed over.]]> 5471 0 0 0 https://blog.roseandwomble.com/river-bluff-hosts-guests-and-askjenlive/ Thu, 16 Jul 2015 17:51:03 +0000 http://newblog.roseandwomble.com/?p=5535 Harbours at River Bluff. This exclusive, deep-water access community has some incredible views and the homes are designed with entertaining in mind. This was one of the reasons why the site agents open the doors to the REALTOR® community by hosting a gourmet picnic and Ask Jen was there to take questions. The community of River Bluff has great amenities, like a community pool, 10-arce playground, walking trails, and of course some amazing water views. River Bluff offers its residents an incomparable quality of life, from young families to couples looking for a bit of quiet. Platinum Homes, the builder of this amazing community, offer expansive, light-filled, spaces with special attention paid to the way you actually live. To lower its environmental impact and preserve its natural setting on the magnificent Nansemond River, Platinum has created the largest "Living Shoreline" in the Commonwealth of Virginia, considered by environmental scientists to be the very best way to prevent erosion, filter storm water runoff, and protect our waterways. The featured home this week was at 2517 Saint Martin Drive is a Kiawah model home. With a great layout for family and friends to gather, our broker's open house showed off the versatility of the house, from being able to enjoy outdoor dining, to having plenty of space around the granite counter top island in the kitchen. The downstairs is spacious and still cozy. The home also features a down-stairs master bedroom with bath, which is increasingly becoming popular with home owners. Upstairs, in this particular home, the layout is great for families who want to offer privacy but still have plenty of room to gather. The finished room over the garage option is great for an in-law suite. The media room is a nice size with great windows. You know who else loved this house? Ask Jen's Pup of the Week, Sammy an eight-year-old pup who became friends with everyone he met. He is available for adoption at the Norfolk SPCA, and if you adopt him within the next two weeks, Platinum Homes will pay the adoption fee. For more information about this, or any of Rose & Womble's New Homes, just Ask Jen.

If You Liked This Article You Might Like These

River Bluff Host Ask Jen Live New Homes Open River Bluff The Four Factors Affecting Hampton Roads Housing Boom]]> 5535 0 0 0 https://blog.roseandwomble.com/house-cleaning-checklist-for-selling-your-house/ Wed, 22 Jul 2015 13:40:41 +0000 http://newblog.roseandwomble.com/?p=5537

The Price the Seller Sets

The Location of the House

The Terms of the Sale

The Condition of the House

The Real Estate Agent You Use

The condition of the house is an important step for having a well-shown house. If you're living in the house that you have on the real estate market it is important to keep it showing ready, because buyers will often request showings that are short notice. We've gone over specific tips about how to deal keeping your home ready for showings when kids are living in the house, but having a quick cheat-sheet to ensure you've checked everything off is incredibly helpful. This checklist from CleanMama.net is great - it's easy to use and simple, and it leaves lots of room for adding specific items for your home, such as cleaning the pool. If you've recently listed your house we would love to know how did you keep your home show ready? You can download the checklist for free from Clean Mama's Shop.

Like this Article? You'll Also Enjoy These:

• 31 Day Plan for Spring Cleaning

• Staging a Home to Sell: Deep Cleaning

• How to Organize Stuff Animals

 ]]> 5537 0 0 0 https://blog.roseandwomble.com/rwperks-in-house-it-support-free-to-our-realtors/ Fri, 24 Jul 2015 14:12:41 +0000 http://newblog.roseandwomble.com/?p=5548

Look what our IT team got from @BrendaRawlsVB "Thanks for saving the day! The Star Team is forever grateful" #RWPerks pic.twitter.com/cg8G7T1qwB

— Rose & Womble Realty (@RWRealtyCo) July 24, 2015 If your real estate company isn't providing the support that makes you a star you really should consider joining Rose & Womble. Find out about a career with Hampton Roads number one.]]> 5548 0 0 0 https://blog.roseandwomble.com/rose-womble-welcomes-new-marketing-managers/ Fri, 24 Jul 2015 14:50:44 +0000 http://newblog.roseandwomble.com/?p=5550 Ashlee Locklear has joined Rose & Womble as the New Homes Marketing Manager. In this position, Ashlee will be responsible for developing, implementing, and monitoring multiple marketing strategies in support of Rose & Womble’s builder clients. Ashlee brings a wealth of experience as an account manager from her previous work at Pilot Media where she created and articulated complete marketing campaigns to clients. Dean Workman has joined Rose & Womble as the Special Projects Marketing Manager. Initially, Dean will be working with the firm’s New Homes Division team on creative marketing strategies for builder clients. Dean has vast experience in the retail sector, and is president of Creative Retail Works, a full service design house specializing in branding commercial and apartment properties. Ramona Rice has been promoted to Communications Manager. She previously was the Special Projects Marketing Manager. In her role, Ramona will facilitate all corporate communication including, social media, content marketing, and public relations. Ramona has been with Rose & Womble since August 2013. For more information about Rose & Womble's career options please visit www.joinrw.com.]]> 5550 0 0 0 https://blog.roseandwomble.com/hampton-roads-market-continues-to-improve/ Fri, 24 Jul 2015 20:11:42 +0000 http://newblog.roseandwomble.com/?p=5556 The Hampton Roads housing market continues to show signs of recovery with the latest numbers from our June 2015 housing report. Here are some of the highlights:

Hampton Roads

• Over 2500 homes were sold in June 2015, this is up 19% over June 2014.
• The rate of homes for sale in Hampton Roads was flat year-over year but their was an increase in sales year-over-year. This is because their are more buyers seeking homes in the market.
• Over 11,000 homes sold in the first six months of 2015.
• The Absorption Rate in Hampton Roads fell 12.8% month-over-month to 6 months on the market. This is a balance between sellers and buyers, but it is a full month lower than a year ago.

Nationally

• Homes sales were up 9.6% above a year ago
• Sales are at the highest pace since February 2007
• Sales have increased year-over-year for nine consecutive months
• Median sales price for existing homes in June 2015 was $230,000, 6.5% above June 2014 and it surpasses peak median sales price set in July 2006.
• The sales price increase is the 40th consecutive month of year-over-year growth

Now is the time to consider listing your home for sale - buyers are eager to purchase before mortgage rate increases but a lack of inventory is causing more delays. If you need help finding a REALTOR® you can contact our Relocation department. ]]> 5556 0 0 0 https://blog.roseandwomble.com/ask-jen-live-visits-northern-suffolk/ Mon, 27 Jul 2015 17:54:33 +0000 http://newblog.roseandwomble.com/?p=5561 Rose & Womble's New Home communities in North Suffolk. which includes the section of Suffolk that is closest to Smithfield, the Peninsula, Norfolk and Portsmouth. Called Route 17 and Bridge Road, this corridor has some popular spots including Bennett's Creek Farm Market, and A. Dodson's. Both of these businesses are local favorites. Since Jen was visiting an entire area of Hampton Roads, she was able to visit three distinctive communities with great homes.

Bob White Landing

Located off of Shoulder's Hill Road, Bob White Landing is another Napolitano Homes community that is impressive. This neighborhood feels private but still within minutes of everything your family needs. Bob White Landing is an all-brick home community with large lots. The Sorrento plan is the home Jen visited and it is stunning. Four bedrooms and three and half baths with over 3,000 square feet including a master retreat in it's own wing. Family room with a great sun room, and huge kitchen with granite countertops.  Napolitano Homes is known in our area for being focused on helping home owners 'love where they live.' This home plan is new for 2015 and is designed with today's buyers in mind.

Parkside at Bennett's Creek

As the 2014 Tidewater Builder's Association Homearama community, Parkside at Bennett's Creek is a beautiful neighborhood. We love our featured home built by Christopher Kait Construction which was the Armed Forces home during the show. This is an open and inviting family style home. The wrap-around porch is perfect for sitting in rocking chairs sipping iced tea. Four bedrooms, three and half baths with a downstairs office with doors leading to the porch. The kitchen is lovely, with beautiful custom cabinets and it opens to the family room. The master bedroom features a wonderful ceiling. Best part about this home is that because it was featured in Homearama it includes a ton of bells and whistles that are typically upgrades. These include, built-in speakers in the ceiling, backyard pond, and gas fire pit with seating and a wonderful outdoor kitchen. This home is designed with entertaining in mind with all of these great features. The Armed Forces house was built by Christopher Kait Construction which focuses on unique design and great craftsmanship.

Governor's Pointe

The final stop on Jen's tour was the great New Home's community of Governor's Pointe. Located on the Nansemond River, this location has one of the best restaurants in the area, Vintage Tavern, which is one of Jen's personal favorites. The home Jen visited is the Grayson model, with just under 3,400 square feet, five bedrooms, and three and a half baths. The gourmet kitchen includes upgraded appliances and cabinets with tons of extras including energy-saving design. HHHunt is the builder of this house, and they are known for producing beautiful homes at great prices. The community of Governors Pointe includes a bocce court, pool with sun deck, and walking trails.

Ask Jen Pup of the Week

No Ask Jen Live would be complete without a guest from the Norfolk SPCA No-Kill Adoption Center. This week Jen's Pup of the Week was Quinn a one-year-old terrier mix who charmed her way into the hearts of our New Homes team. Check out Quinn with Sales Manager Butch Boykin. Quinn is being sponsored by Christopher Kait Construction, who will pay for her adoption fees if she is adopted within two weeks of the Ask Jen Live segment. Quinn loved sitting next to the french doors in the Armed Forces house. For more information about these or any of Rose & Womble's New Homes Communities just Ask Jen - she can connect you with new homes from Gloucester all the way to North Carolina, in any price point and size. Visit RWNewHomes.com and she can set-up a home search or you can call her at 757-774-6999.

Like this article? Here are few more you may enjoy.

Christopher Kait Construction Builds Armed Services House in 2014 Homearama Ask Jen Live Pup Update The Diamond Springs Corridor Hosts #AskJenLive    ]]> 5561 0 0 0 https://blog.roseandwomble.com/rose-womble-takes-in-a-baseball-game/ Tue, 28 Jul 2015 16:54:49 +0000 http://newblog.roseandwomble.com/?p=5582 Norfolk Tides Night was held on July 25th and it provided an opportunity for our agents to spend time with each other and some of our agents used the outing as a way to treat clients. Below is a slideshow of some of the photos, a big thank you to Charlie Laurens from our Holland Road Office and the PerfectHouse Team for throwing out the first pitch. He and his group invited over 100 clients to the ball game. We also had agents and employees from every division attend. We raised money through this fundraiser to support our Rose & Womble Foundation, a non-profit that helps us support various Hampton Roads community efforts.  Here are just a few of the causes we've supported this year:

• Hampton Roads Chapter of the American Diabetes Association's Tour de Cure
• Hampton Roads Chapter of the American Juvenile Diabetes Association
• Salvation Army's Kroc Center
• Virginia Beach Rescue Squad
• Our Annual Scholarships for Children of Our Agents and Employees
• Our new in-house grant program - each resale office, the new homes division, the property management division, and our corporate office will each receive $1,000 to give to the causes they care about.

And we're not stopping there. We are planning some other fun events and community service projects because we love the communities where we work and live. If you want to learn more about our charitable foundation please visit RoseandWombleFoundation.org.  ]]> 5582 0 0 0 https://blog.roseandwomble.com/home-sales-foot-traffic-increasing-nationally/ Wed, 29 Jul 2015 14:30:35 +0000 http://newblog.roseandwomble.com/?p=5637 National Association of REALTORS® Foot Traffic Report, the amount of buyers looking at homes is at a two-year high. Traditionally many believe that spring is the season to sell real estate - but according to these numbers right now is a great time to list property for sale and get good foot traffic. Here are some of the numbers from the report:

• Foot traffic surged 10 points in June 2015 to reach its highest level since June of 2013
• The amount of foot traffic in June 2015 is higher than both Spring 2014 and Spring 2015 - traditionally the season where buyers start looking.

What is interesting is that here in Hampton Roads we are noticing similar trends. According to Residential Data Bank, traffic for Rose & Womble's New Homes Communities remains steady, with last week traffic up 30.21% over the previous week. We also saw in our June 2015 Hampton Roads Market Report that while the number of listings available to buyers was flat year-over-year, sales increased over 19% over sales in June 2014. The number of homes may not have increased but the number of buyers coming into the market is growing. A smart home owner who has been on the fence about entering the home market should seriously consider listing his home. Driving more buyers in is two things, according to the NAR research. The first, rising mortgage rates are increasing buyer's urgency. Additionally, strong employment gains in 2014 and improved pricing by home sellers are drawing in more potential home buyers. The big take away from this is that while the national and regional numbers are showing good and healthy signs for listing your house, you still need to consult with a REALTOR® who can give you the data on your specific house and neighborhood. If you need help choosing a REALTOR® we have a great customer service department who can help.]]> 5637 0 0 0 https://blog.roseandwomble.com/stockbridge-at-tanglewood-hosts-ask-jen-live/ Wed, 29 Jul 2015 19:23:12 +0000 http://newblog.roseandwomble.com/?p=5640 Stockbridge at Tanglewood. The new homes at Stockbridge at Tanglewood offer quality and value at an affordable price. Choose from numerous floor plans to fit the way you live and in the style you deserve. Open and light, these new homes offer plenty of living space and come with many standard features that may be considered upgrades in other new home communities. For family activities, residents enjoy the new clubhouse with pool and a playground for the kids. Inside the clubhouse is a fitness room, a catering kitchen that is ideal for parties and events, and an open main room with fireplace. Lovely ponds accent the community with benches so you can relax and enjoy your surroundings. Check out this great testimonial from an actual resident of Stockbridge at Tanglewood! Elizabeth City, North Carolina is a real gem. Jen was able to get to Stockbridge at Tanglewood in just an hour from Norfolk, VA so you're still close to great Hampton Roads attractions, but you're also close to the Outer Banks and great North Carolina beaches. Elizabeth City has been going through a revitalization, with new boat dock and facilities. Stockbridge at Tanglewood is close to the downtown area, which is Main Street USA. Great local shops and dining options just minutes from this wonderful community. The featured home was the Pasquotank plan. It is an incredible value, with four bedrooms, two and half baths with 2,400 square feet of open living space. Hardwood floors in the foyer with an open kitchen, family room, and breakfast nook. This home will be ready in 30 days for a family and it is offered at only $234,965 - a bargain for new construction at this size and quality. Hearndon Construction the builder of Stockbridge at Tanglewood, as well as Dominion Meadows, is known for great design and beautiful finishes. They have been building homes for over 25 years have been recognized by Professional Builder magazine and have been named by the City of Chesapeake as a City's Outstanding Business. No edition of Ask Jen Live would be complete without her pup of the week from the Norfolk SPCA. This week's pup is Ray Ray, an older dog looking for someone to spend his golden years with. Our wonderful builder, Hearndon Construction will pay for Ray Ray's adoption fees if he's adopted within two weeks of his appearance on Ask Jen Live. Here he is with Jen, our New Homes Marketing Manager Ashlee, and Ray the onsite sales associate. Stockbridge at Tanglewood is a wonderful community we know you going to love living in. For more information about this community or any of Rose & Womble's new home communities just Ask Jen! Call her at 757-774-6999 or you can find her on rwnewhomes.com.  ]]> 5640 0 0 0 https://blog.roseandwomble.com/tax-free-weekend-in-virginia/ Tue, 04 Aug 2015 18:28:44 +0000 http://newblog.roseandwomble.com/?p=5650 School Supplies

• Qualified School Supplies that are $20.00 or less per item
• Qualified Clothing that are $100 or less per item
• Here is the full list from the Virginia Department of Taxation

Hurricane and Emergency Prep:

• Portable Generators - $1,000 or less
• Gas Power Chain Saws - $350 or less
• Chainsaw accessories - $60 or less per item
• Other specified hurricane preparedness items with a sales price of $60 or less per item
• Here is the full list from the Virginia Department of Taxation

Energy Star and WaterSense Items:  Qualifying items carrying either the Energy Star or WaterSense label with a sales price of $2,500 or less purchased for noncommercial home or personal use.

• Qualifying Energy Star items include dishwashers, clothes washers, air conditioners, ceiling fans,  light bulbs, dehumidifiers, and refrigerators
• Qualifying WaterSense items include bathroom sink faucets, faucet accessories such as aerators and shower heads, toilets, urinals, and landscape irrigation controllers
• Here is the full list from the Virginia Department of Taxation

]]> 5650 0 0 0 https://blog.roseandwomble.com/last-chance-to-purchase-brand-new-at-seasons-at-cahoon/ Thu, 06 Aug 2015 14:38:19 +0000 http://newblog.roseandwomble.com/?p=5655 Seasons at Cahoon Plantation in Chesapeake, Virginia. This new home community has been incredibly popular with home buyers because of the quality of homes that the builder, Platinum Homes produces but also the location in the Great Bridge area of Chesapeake. Now there are only five new homes available for purchase and you don't want to miss the chance to have one of these great carriage homes. Here are just some of the features of a home at Seasons at Cahoon Plantation.

• Wide open spaces, dramatic high ceilings
• Expansive storage space
• Private attached single or double car garage
• Full appliance package , including washer and dryer
• Over 1,800 square feet of living space

Platinum Homes is an incredible local builder of fine homes throughout Hampton Roads. Their brand standard is hometown commitment with national expertise. They have built over 4,000 houses in the past 20 years and it is one of the reasons Seasons at Cahoon has been so popular with home buyers. Right now Platinum Homes is offering up to 3% closing cost assistance with the use of preferred lender and closing attorney. They are also giving home buyers $2,000 decorating allowance, giving you the chance to put your own personal mark. The neighborhood of Seasons at Cahoon is terrific. Great amenities like a pool and walking paths, but also close proximity to the Cahoon Plantation golf course. The Great Bridge area of Chesapeake has access to great local places like Jen's favorite lunch spot Burrito Perdido and Great Bridge Lock Park. Don't miss the chance to call Seasons at Cahoon your new home. Call Jen at 757-774-6999 or you can visit RWNewHomes.com to find more information about Seasons at Cahoon and all of our other great Rose & Womble New Home Communities.]]> 5655 0 0 0 https://blog.roseandwomble.com/scott-anton-announcement/ Wed, 12 Aug 2015 11:00:49 +0000 http://newblog.roseandwomble.com/?p=5661 Holland Road Resale Office in Virginia Beach, VA. Mr. Anton brings 30 years of sales experience and has earned recognition for excellence in management, coaching, recruiting, and professional development. He is a multi-state licensed real estate broker and real estate instructor. “I am looking forward to being a part of the continued success of Rose & Womble Realty. The fact that this company has continually been the number one company in the Hampton Roads market is a testament to the leadership and the caliber of agents,” said Mr. Anton. When he is not mentoring an award-winning team of REALTORS®, Mr. Anton is a pilot, a motorcycle enthusiast, and an award-winning photographer. His wife is an executive with Bon Secours Health System. “Scott brings a level of experience, professionalism, and excitement to Rose & Womble. We’re looking forward to not only growing our Holland Road office with his guidance but also benefiting from the fresh perspective he will bring to our leadership team,” said Ron Foresta, Sr., President of Rose & Womble’s Resale Division.]]> 5661 0 0 0 https://blog.roseandwomble.com/take-photos-of-hampton-roads-and-win-concert-tickets/ Fri, 14 Aug 2015 14:03:40 +0000 http://newblog.roseandwomble.com/?p=5668 Sam Hunt will be performing at Langley Speedway on September 17th. All you have to do is take a photo of your favorite Hampton Roads landmark and post it on social media. Make sure to use the hashtag #RoseandWomble or your photo will not be entered. Our marketing team will choose our two favorites and the winners will receive a pair of tickets to the show. Your favorite Hampton Roads landmark could be anything from King Neptune, an ice cream cone from Doumar's, or the Ferguson Center in Newport News. Be creative and have fun - because we love living in Hampton Roads. The contest ends on September 10th. Winners will be announced on Rose & Womble's social media channels.  

]]> 5668 0 0 0 https://blog.roseandwomble.com/bedford-place-in-portsmouth-hosts-ask-jen-live/ Thu, 20 Aug 2015 17:04:54 +0000 http://newblog.roseandwomble.com/?p=5678 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, Ask Jen Live took a trip to Portsmouth, Virginia to feature the New Homes community, Bedford Place, built by ABT Custom Homes.

Here is Jen's recap from her travels: 

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  Today, my pal Simon from the Norfolk SPCA and I made our way to Bedford Place in ‪Portsmouth, Virginia‬. This exclusive community will have 13 total homes that have a beautiful Craftsmen style at an affordable price, starting in the mid $200s. About the Area:  On our way here, we found a Krispy Kreme Doughnuts! "Yummy!" says Simon. Lots of convenient shopping and restaurants nearby at Victory Crossing! Are you in the military? Bedford Place is a great place to call home, located within 7 minutes of Portsmouth Naval Hospital, Portsmouth Naval Shipyard,U.S. Coast Guard Atlantic Area Command! About the Community and Featured Home: Our featured home in Bedford Place is the Magnolia Model. 3 bedrooms, 2.5 bath and 1,731 square feet--priced at an amazing price of $249,911! Simon and I took a tour of our Magnolia model here at Bedford Place, check out our video below: https://youtu.be/rsHyRT7_Nus   The homes in Bedford Place have great features! The Magnolia Model comes with a total included value of $19,450! Features include a two-tone paint package, granite counter tops in the kitchen and baths, covered masonry back porch, stainless steel appliances, luxury vinyl tile flooring throughout the first floor, ceiling fans in the family room and master bedroom, 5.1 Surround sound family room and more! Simon and I walked down to our move-in ready homes, the Sycamore and the Magnolia. He liked the Carolina Blue color of the exterior and took a peek inside! I loved the big tree that is right next door. I can picture a swing on a summer‬ afternoon! ‪     You can also view the builder's virtual tour here. About the Builder: Bedford Place is built by ABT Custom Homes, LLC. Their team specializes in exceeding expectations in quality and creativity, with unique designs and craftmanship. They have a long report card of customer satisfaction, view their homeowner testimonials here! Thank you to all that joined me for ‪#‎AskJenLive‬! If you have any questions on Simon, this week's featured property or any other ‪#‎RWNewHomes‬ property, feel free to contact me! If this week's featured home wasn't exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page!  ‪

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  @AskJenB #‎AskJenLive‬ #RWNewHomes]]> 5678 0 0 0 ]]> ]]> https://blog.roseandwomble.com/home-security-options-new-home/ Tue, 01 Sep 2015 18:54:34 +0000 http://newblog.roseandwomble.com/?p=5682 1. Hire a house and pet sitter You know I am a proud animal lover, but even this dog mom needs to get away from her fur babies every once in awhile.  I know that having someone at my home that I can trust to take care of my furry brood helps me relax on vacay - and the nice advantage is that this person can watch out for my house as well. Having someone bring in the mail, newspaper, and take out the trashcans lets potential trouble know that there is someone watching over the property.

2. Make your home look lived in

Maybe you aren't going to be able to have a house sitter stay in your home, that okay, there are ways to make it appear like someone is home. For extended trips make sure to arrange for someone to mow the grass and look after the yard. You're also going to want to find someone who could bring in your mail, newspapers, or any other materials that make it appear like you're not at home.

3. Lock Up

This might seem like a silly reminder, but ensuring that all windows and doors are locked is important. The nice thing about a new home is that you're going to get the best quality windows and doors on the market. New materials make these items easy to maintain and easy to use. Locks slide effortlessly shut, but stay strong against anyone who might try to break in. Your new homes agent can go over specifics of these windows and doors - but the safety and the energy savings of these items can be great.

4. Don't share you're on vacation on social media

You all know I love sharing what I'm doing on social media, but it's important that we remain safe with the specific details we share. While we want to let everyone know about the great vacation we're on, it might be better to post those updates after you get back. If you do want to let your friends and followers know you're on vacation, ensure that your posts are set to private or a limited audience. I love sharing these types of home tips, and if you're considering building or purchasing a new home I'll be happy to connect you with the right new homes community. Like this article then check out: Ask Jen Featured on 13 News Now    ]]> 5682 0 0 0 https://blog.roseandwomble.com/top-10-new-homes-communities-for-july-2015/ Mon, 24 Aug 2015 19:00:22 +0000 http://newblog.roseandwomble.com/?p=5683 We're pleased to announce our Top 10 New Homes communities for July 2015.

1. Dominion Meadows, Hearndon Construction, site agents Deloris Morgan and Julie Scott

2. Affordable New Construction, DSF Development, site agent Kelly Hollowell

3. Townhomes at Warrington Hall, Corinth Residential, site agents Stephanie Sears and Wendy Kelly

4. Culpepper Landing, HHHunt Homes, site agents Patty Finein and Debra Miller

5. Summer Park, Stephen Alexander Homes, site agents Brigitte Espinosa and Patricia Hubbard

6. Walkers Bend and Governor's Point, HHHunt Homes, site agents Fran Spence and Kim Boykin

7. Ashville Park-Ranier Village, Bishard Homes, site agents Scott Berry and Laura Ennis

8. Viridian Reserve at Hickory, Napolitano Homes, site agent Tara Strauser and Jillian Walter

9. Sajo Farms, Terry Peterson Residential, site agent Jenny Lovell

10. River Bluff Estates on Nansemond, Platinum Homes, site agents Suzanne Wells and JoAnn Pantas

]]> 5683 0 0 0 https://blog.roseandwomble.com/forbes-com-recognizes-norfolk-at-a-hidden-gem/ Thu, 27 Aug 2015 16:05:40 +0000 http://newblog.roseandwomble.com/?p=5719 5 Things That Make Norfolk, Virginia A Hidden Gem'. We're not surprised at all as Norfolk is a wonderful place to live, work, and play. Here are the reasons the Forbes writer loves Norfolk plus a few others we love too.

1. The Mermaids

Sometimes it's easy to overlook these unofficial mascots of Norfolk, but the mermaids are a distinctive feature of this great city. The Forbes writer loves the 100 various mermaid statues that grace this city, and he made a trek to the first urban winery in Virginia, Mermaid Winery. Next chance you have take a photo with a mermaid and celebrate this great symbol of Norfolk.

2. The Arts

Yes, Norfolk has some amazing and well known places to celebrate art. Of course the growing Norfolk Arts District and the beautiful Chrysler Museum of Art were mentioned, but the writer missed out on one of the coolest artistic areas of the city. The Muse is in the West Chelsea section of Norfolk and it is a center for creative writing development and classes. They host the weekly Muse Jam where musicians and poets come together. Another Norfolk staple, the Generic Theatre was also missed by Forbes, as well as beloved movie house, The Naro. We're so lucky in Hampton Roads to have such a thriving and growing arts scene.

3.  The Food

Literally, entire blog posts could be devoted to the great offerings of local food in Norfolk. The article mentioned The Grilled Cheese Bistro and Field Guide, both favorites, but missed out on Handsome Biscuit and famous Doumar's. No visit to Norfolk is complete without trying a Doumar's limeade or butter pecan ice cream cone.

4. The Beer

Throughout Hampton Roads there is a great appreciation for craft beer and the center of that may be in Norfolk. The writer of the Forbes article was able to take in the annual Virginia Beer Festival in Town Point Park. Mentioned in the piece was Smartmouth Brewing Company and O'Connor Brewing Co.

5. The Location

The Forbes article's final reason for loving Norfolk was it's location within the Hampton Roads area. While it's wonderful that Norfolk is so close to Williamsburg and Virginia Beach, Norfolk in its own right is a great place to live, work, and play because everything is also right here. Want to go to the beach? Visit locals favorite Ocean View. Want to take in some history? We have it in spades, like the MacArthur Memorial, the Battleship Wisconsin, berthed at Nauticus. We love having Norfolk as part of our Hampton Roads community.  ]]> 5719 0 0 0 https://blog.roseandwomble.com/ask-jen-featured-on-13-news-now/ Fri, 28 Aug 2015 13:37:44 +0000 http://newblog.roseandwomble.com/?p=5734 Jen Barkan was interviewed by WVEC 13 News reporter LaSalle Blanks for his Making Your Mark Segment. She was invited because of her outstanding work in helping 17 dogs from the Norfolk SPCA find forever homes as part of her weekly Ask Jen Live segments. Jen said during the interview that she took her passion for finding homes for people into also her passion for rescuing dogs. She has a particular spot for older dogs. Every Ask Jen Pup is sponsored by the builder of the new homes community featured during Jen's chat. The builder will pay for the adoption fees up to two weeks after the dog's appearance on the segment. Rose & Womble is so proud of Jen's continued efforts to highlight not only our builder clients, but also these amazing animals she's so passionate about. ]]> 5734 0 0 0 https://blog.roseandwomble.com/rose-womble-resale-offices-hold-book-bag-drives/ Fri, 28 Aug 2015 16:22:57 +0000 http://newblog.roseandwomble.com/?p=5740 Sales secretary Rhonda Padgett organizing school supplies at our Chesapeake Office. These book bags went to students at Carver Elementary School in Chesapeake.[/caption] Our Chesapeake Office has a "We Care" committee that raises money throughout the year for different events. Every year this office purchases book bags and school supplies for students at Carver Intermediate. This year the office donated 65 book bags full of supplies that deserving students will use to help get them off on the right start for school. This is an annual event for this office. Karen Gaskins, the managing broker of the office, is a former teacher and believes that children who have the correct supplies for school will have a leg up. She and her office works hard to help various charities in their immediate area, including supporting the Prince of Peace Food Pantry and providing opportunities for responsible hazardous waste destruction. [caption id="attachment_5748" align="alignnone" width="500"] Christopher Pearce and Carmen Anthony with just a few of the book bags the office collected for the supply drive.[/caption] Our Greenbrier Office also recently collected money to provide book bags for the Cathedral of Faith, Church of God in Christ Bible Study in Chesapeake, Virginia. REALTOR® Carmen Anthony organized the fundraiser. The office was able to raise the money for 113 book bags to help the church provide supplies for children in the area. We're so proud of our offices for stepping up and getting involved in their community. It's another example of why we believe people are more important than houses. Love This Article? Why Not Read a Few More! Chesapeake Office Hosts Annual Client Appreciation Event Chesapeake and Holland Road Agents Collecting School Supplies Greenbrier Office Celebrates The Great Pumpkin]]> 5740 0 0 0 https://blog.roseandwomble.com/madison-landing-in-virginia-beach-hosts-askjenlive/ Wed, 26 Aug 2015 19:56:23 +0000 http://newblog.roseandwomble.com/?p=5754 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, Ask Jen Live took a trip to Virginia Beach, Virginia to feature the New Homes community, Madison Landing, built by Bishard Homes.

Here is Jen's recap from her travels: 

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UPDATE: Spotswood was quickly adopted just 1 day after our feature. Thank you to Bishard Homes for sponsoring his adoption fees and for the Norfolk SPCA for being a wonderful partner!

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  Today, I have a total cutie named Spotswood with me and we are heading to Virginia Beach to tour the new homes community, Madison Landing. This exclusive community has 4 remaining homes, under $200,000! Spotswood is a sweet shepherd spaniel puppy and he is looking for a new home too! About the Area:  Madison Landing is a beautiful ‪new homes community centrally located in Virginia Beach. Residents enjoy easy access to I-264, military bases and the beach--a perfect location for work and play! Also nearby is Williams Farm Recreation Center. This place has all your fitness and recreation needs--even a super fun "Sprayground!" Slideshow here. Another great perk of this area is the proximity to Town Center of Virginia Beach--full of shopping, dining, entertainment and nightlife.  You can even grab some great decor for your new home from West Elm Virginia Beach! About the Community and Featured Home: Knock Knock! Anyone home? Covered front and rear entry ways at our condos here at Madison Landing! You'll appreciate that on grocery day! The homes at Madison Landing have a long list of included features, listed below! Browse these features in the Madison Landing community photo gallery here. About the Builder: Madison Landing is built by Bishard Homes, known for Southern Coastal Designs, attention to detail & customer service. PLUS Bishard Homes will sponsor my featured pup, Spotswood! If you choose to adopt this beautiful boy Bishard Homes will cover the fees. Thank you to all that joined me for ‪#‎AskJenLive‬! If you have any questions on Spotswood, this week's featured property or any other ‪#‎RWNewHomes‬ property, feel free to contact me! If this week's featured home wasn't exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page!  ‪

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  @AskJenB #‎AskJenLive‬ #RWNewHomes  ]]> 5754 0 0 0 https://blog.roseandwomble.com/askjenlive-summer-round-up/ Wed, 02 Sep 2015 05:32:22 +0000 http://newblog.roseandwomble.com/?p=5772 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, Jen did a "Summer Round Up" of her travels, featured homes and pups this Summer: 

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First up, Estates at Grassfield Meadows. This is a cul-de-sac ‪‎new homes‬ community with one acre lots in Chesapeake, VA. Built by Oceanside Building, LLC, these homes have amazing features in a great location--walking distance from Grassfield High School! PLUS, our featured pup from this session, June Bug, found her fur-ever home! Learn more about Estates at Grassfield Meadows by checking our full blog feature here. The next featured community in my ‪#‎AskJenLive‬ "Summer Round Up" is Shadowlawn North. This ‪new homes‬ community is all about beach living and is built by Bishard Homes in Virginia Beach. This community has great design details, including beautiful shutters and carriage style garages. Our featured pup, Bey, from this session also found her fur-ever home! Learn more about Shadowlawn North by checking our full blog feature here. Up next is the ‪#‎newhomes‬ community of Summer Park. This highly sought-after area and community is truly a serene neighborhood, with tree-lined streets and stunning homes built by award-winning builders such as Stephen Alexander Homes & Neighborhoods, Christopher Kait Construction, LLC, Rob the Builder and DSF Development. Learn more about Summer Park by checking our full blog feature here. The next place I visited this Summer was the ‪new homes‬ community of Harbours at River Bluff built by Platinum Homes in Suffolk. This exclusive, deep-water access community has some incredible views and the homes are designed with entertaining in mind. Learn more about Harbours at River Bluff by checking our full blog feature here. My next ‪#‎AskJenLive‬ recap is from my North Suffolk tour of the following ‪‎new homes‬ communities: Bob White Landing by Napolitano Homes, Parkside at Bennett Creek by Christopher Kait Construction, LLC and Governor's Pointe by HHHunt Homes. And we can't forget my featured pup from this session, Quinn, who charmed her way into her fur-ever home! Learn more about our offerings in North Suffolk by checking our full blog feature here. The next featured community in my ‪#‎AskJenLive‬ "Summer Round Up" is Stockbridge at Tanglewood built by Hearndon Construction. This ‪#‎newhomes‬ community offers quality and value at an affordable price. Choose from numerous floor plans to fit the way you live and in the style you deserve. Our featured pup, Ray Ray, from this session also found his fur-ever home! Learn more by checking our full blog feature on Stockbridge at Tanglewood here. Next up ‬ is Bedford Place by ABT Custom Homes, LLC. This exclusive community will have 13 total homes that have a beautiful Craftsmen style at an affordable price, starting in the mid $200s. Our featured pup, Simon, from this session also found his fur-ever home! Learn more by checking our full blog feature on Bedford Place here.  The final featured community for my "Summer Round Up" is last week's ‪#‎AskJenLive‬ at Madison Landing built by Bishard Homes. You probably recall the super cute puppy, Spotswood who joined me! Madison Landing has 4 remaining homes under $200,000 and is centrally located in Virginia Beach. Learn more by checking our full blog on Madison Landing here.

Thank you for tuning into #AskJenLive throughout the Summer! As always, feel free to reach out with any questions--I look forward to helping you find the home that's right for you!

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 5772 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-ashville-park-ranier-village-in-virginia-beach/ Wed, 09 Sep 2015 21:09:22 +0000 http://newblog.roseandwomble.com/?p=5791 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, Ask Jen Live took a trip to Virginia Beach, Virginia to feature the New Homes community, Ashville Park Ranier Village, built by Bishard Homes.

Here is Jen's recap from her travels: 

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  Today I am here at Ashville Park Ranier Village in Virginia Beach. This beautiful community is located just off of Princess Ann Rd., surrounded by nature yet minutes away from shopping and entertainment at Red Mill Commons Shopping Center​! One of the unique qualities of Ashville Park​ is its dedication to nature and proximity to the Sandbridge beaches. The community has over 7.5 miles of tree-lined walking or running trails. There are also 3.5 miles of paved multi-purpose trails to provide accessibility for all residents. Adding to the natural ambiance, there are 15 lakes in Ashville Park and over 30 acres dedicated to tree preservation. This community is perfect for those looking to relax, explore or play in the great outdoors! Ashville Park and Bishard Homes are also excited about newest community project, The Lake House at Ashville Park. This community center will feature a clubhouse, pool, fitness center, playground and dog park–all exclusive to Ashville Park residents.   https://youtu.be/zPleTz31qt4   Available Homes in Ashville Park: Bishard Homes is proud to offer a variety of one-story and two-story floor plans that can be customized to your specific needs, located in Ranier Village at Ashville Park. Our homes include traditional southern features such as scroll work, wrought iron, porches and pergolas to help bridge the transition from outdoor living and inside comfort and elegance. Homes range from 2,500-3,500 square feet and start in the high $300s. About Bishard Homes Ashville Park is built by Bishard Homes, known for Southern Coastal Designs, attention to detail & customer service. One of the things I love about Bishard Homes is that they are led by Steve Bishard who is a retired Virginia Beach Police Sergeant. Steve received 43 letters of commendation while an officer and he said that "serving in the community in such a way was a high honor. Additionally, to me, it was always the men and women in the front line of service day after day that were the true heroes." My own father is a retired Norfolk, Virginia police officer who spent 20 years serving his community, so I know the strength and courage that takes. The Bishard Homes crew brings this sense of value and professionalism to their new homes communities. PLUS Bishard Homes will sponsor my featured pup! Earnest is very well mannered, calm, great driving buddy, and very gentle. On our model home tour he met some new people and children and laid right by my feet not making a peep.If you choose to adopt this pup Bishard Homes will cover the fees. You can find Earnest and other amazing pups at the Norfolk SPCA! Thank you to all that joined me for ‪#‎AskJenLive‬! If you have any questions on this week's featured pup, Ashville Park Ranier Village, or any other ‪#‎RWNewHomes‬ property, feel free to contact me! If this week's featured home wasn't exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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  @AskJenB #‎AskJenLive‬ #RWNewHomes]]> 5791 0 0 0 ]]> https://blog.roseandwomble.com/creating-a-room-gamers-will-love/ Fri, 11 Sep 2015 18:10:31 +0000 http://newblog.roseandwomble.com/?p=5805 Turn a Classic Video Game into a Fridge [caption id="attachment_5806" align="alignnone" width="455"] Courtesy of Makezine.com[/caption] First, a house with a classic arcade game is already a winner, but when you combined it into the fridge well then that's just over the top. We found this project on a blog post called 10 DIY Arcade Projects That You'll Want To Make. While all the projects are good we couldn't stop obsessing over this great idea.

Video Game Lamps

[caption id="attachment_5807" align="alignnone" width="465"] Courtesy of Instructables.com[/caption] Anyone who has played Mario in some variation has dealt with the evil that is the hanging piranha plant. So why not use this tutorial to make your own hanging piranha lamp! We loved this tutorial from Instructables.com.  We also really loved these ideas from Makezine.com using old consoles and controllers to make lamps. Pretty cool.

Video Game Blinds

[caption id="attachment_5808" align="alignnone" width="500"] Courtesy of OffBeatHome.com[/caption] Most gamers want a darken room to better view the graphics of their favorite game. If you're going to use blinds get these that were featured on OffBeatHome.com. The classic Pac-Man silhouette is modern with the use of controller avatars.

Wall Art

This is a beautiful use of reclaimed wood from the EMC2Square Etsy Store. You can take this idea and add you own favorite video game quote or phrase. DigThisJive.com shows off a trio of posters for Mario, PacMan, and Sonic fans. This vintage inspired poster from AllPosters.com is a nod to the general love of video gaming.

Like this Article? Try These

Star Wars Decor to Celebrate May the Fourth Day]]> 5805 0 0 0 https://blog.roseandwomble.com/chores/ Tue, 15 Sep 2015 19:26:26 +0000 http://newblog.roseandwomble.com/?p=5822

Pooper Scooping the Yard

Empty the Dishwasher

Vacuuming

Picking Up Personal Rooms

Walking the Dogs

Taking out the Trash

If the project manager gets the team to get the chores done he or she can be voted to stay in the role, or we'll move another person in the role. Bringing this level of competition to the chores and housekeeping is one way to keep the children interested in completing the full job and also helps me keep my house running. To keep track I've created this handy printable Family Chore Chart for you - and I would love to know how you get your children involved in keeping your home clean. __________________________________________________________________________________ @AskJenB #‎AskJenLive‬ #RWNewHomes]]> 5822 0 0 0 https://blog.roseandwomble.com/rose-womble-announces-new-resale-office-in-hampton-va/ Tue, 15 Sep 2015 18:26:01 +0000 http://newblog.roseandwomble.com/?p=5830 We are pleased to announce the opening of a new resale office in the city of Hampton, Virginia. This is the second Peninsula office for our company, which also has a resale and property management office in the City Center section of Newport News. We are committed to being the LOCAL real estate resource throughout Hampton Roads, and an additional office will allow to continue our mission. “Growing on the Peninsula is an important part of our development as a company,” said Rose & Womble’s Resale Division President Ron Foresta, Sr. “Hampton offers our agents the opportunity to continue to thrive on the Peninsula and allows us to be in a city that is primed for economic development.” The new office is located inside the Virginia Peninsula Association of REALTORS® building on Campus Parkway. The location is ideal because it is close to Langley Air Force Base and Coliseum Central. The Managing Broker of the Hampton office will be Dale Chandler. Mr. Chandler is currently the Managing Broker of the Peninsula Office and has been in real estate since 2000. Mr. Chandler joined Rose & Womble in the Spring of 2014, where he has increased the number of agents and home sales. ]]> 5830 0 0 0 https://blog.roseandwomble.com/congrats-to-our-top-resale-agents-for-august-2015/ Wed, 16 Sep 2015 19:00:19 +0000 http://newblog.roseandwomble.com/?p=5835 Top Sales Team: The PerfectHouse Team, Holland Road Resale Office

Top Sales Agent: Tim Cochran, Lynnhaven Resale Office

Top Listing Team: Wilkey's Extreme Team, Chesapeake Resale Office

Top Listing Individual: Ellen Drames, Greenbrier Resale Office

Top Sales Agents by Office

Beach Resale Office: Greg Hotta Chesapeake Resale Office: Irby's Home Specialists Ghent Resale Office: Andrea Moore Greenbrier Resale Office: Ellen Drames Harbour View Resale Office: The Peak Sold Team Holland Road Resale Office: The Perfect House Team Lynnhaven Resale Office: Livernois, Terranova, and Associates Peninsula Resale Office: Beth Walls Shore Drive Resale Office: Steven Conner

Top Listing Agents By Office

Beach Resale Office: Matt Zachary Chesapeake Resale Office: Wilkey's Extreme Team Ghent Resale Office: Sheri Paris Greenbrier Resale Office: Ellen Drames Harbour View Resale Office: Julie Scott Holland Road Resale Office: The Perfect House Team Lynnhaven Resale Office: Judy Marsh Peninsula Resale Office: Adrienne Pittinger Shore Drive Resale Office: Jean Johnson

]]> 5835 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-lawson-hall-in-virginia-beach/ Thu, 17 Sep 2015 12:34:43 +0000 http://newblog.roseandwomble.com/?p=5837 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, Ask Jen Live took a trip to Virginia Beach, Virginia to feature the New Homes community, Lawson Hall, built by Corinth Residential.

Here is Jen's recap from her travels: 

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  What's Nearby? Today I am touring the Carriage Homes at Lawson Hall, in Virginia Beach. This beautiful community is located off of Diamond Springs Rd., with easy access to I-264, 64 and military bases. Also nearby is the Virginia Beach Town Center as well as the tranquil and calm Chesapeake Bay beaches. View the video below by VisitVirginiaBeach.org for more info on "Bay Life."   https://youtu.be/ViCVbvH85Qs About Lawson Hall: The Carriage Homes at Lawson Hall feature 64 town home style condominium homes in the one of the most conveniently located areas of Virginia Beach. Each home features three bedrooms, two and half baths, and an attached garage. These homes include a host of standard features including gourmet kitchens and designer bathrooms. The community incorporates the Historic Lawson Hall Manor and existing mature trees into the design. Now is a great time to check out the new homes at Lawson Hall! Check out these great features:   About Corinth Residential: Lawson Hall is built by Corinth Residential, an award-winning builder in VA & NC since 1963, known for superior designs. Corinth Residential is focused on developing a reputation for quality, value, and craftsmanship along with customer satisfaction in the projects which it manages. The many fine homes and award winning neighborhoods with which Alex and Pete have been involved throughout Hampton Roads and beyond is testimony to this ongoing commitment. PLUS Corinth Residential will sponsor my featured pup! If you choose to adopt this pup they will cover the fees. You can find this dog other amazing pups at the Norfolk SPCA. Thank you to all that joined me for ‪#‎AskJenLive‬! If you have any questions on this week's featured pup, Lawson Hall, or any other ‪#‎RWNewHomes‬ property, feel free to contact me! If this week's featured home wasn't exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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  @AskJenB #‎AskJenLive‬ #RWNewHomes]]> 5837 0 0 0 ]]> https://blog.roseandwomble.com/fall-events-calendar/ Tue, 22 Sep 2015 17:56:39 +0000 http://newblog.roseandwomble.com/?p=5845 Haunted Halloween Festival - throughout October Hunt Club Farm in Virginia Beach will host its annual Halloween extravaganza. This is an incredibly popular event for many residents of Hampton Roads and it includes a haunted hayride and a village of zombies. Virginia Children's Festival - October 3rd at Town Point Park in Norfolk. This 27th annual event is a filled with tons of family friendly fun. Fall Festival of Folklife - October 3rd at Newport News Park, Newport News, VA. Southeast Virginia's biggest traditional craft show features over 200 vendors, traditional crafts and trades, folk entertainment, food vendors, and children's activities. Bacon, Bourbon, & Beach Music Fest - October 3rd Windsor Castle Park, Smithfield. Bourbon and craft beer tastings, plus each attendee gets a 1/2 pound of bacon to doctor up. Yorktown Market Days and Fall Festival - October 10th, Yorktown Riverfront.  Children's activities, cooking demonstrations, and local shops. Suffolk Peanut Fest - October 8-11th, Suffolk Executive Airport. For 38 years, this festival honors the agricultural history of the City of Suffolk. Lots of food, crafts, and entertainment for the whole family. Virginia Wine Festival - October 17-18. Town Point Park in Norfolk. Tons of Virginia wine to taste and enjoy. Driver Days Fall Festival - October 17-18. Driver, Virginia. Monster truck rides, a 5K, and a pet costumer contest are just some of the many events crammed into this action packed festival. Gloucester Wine Festival - October 24. Gloucester, Virginia. Local wines and food will be the feature stars of this festival.    ]]> 5845 0 0 0 https://blog.roseandwomble.com/celebrating-national-good-neighbor-day/ Mon, 28 Sep 2015 13:07:58 +0000 http://newblog.roseandwomble.com/?p=5853 National Good Neighbor Day which began in the early 1970s as a way to celebrate and strengthen neighborhoods throughout the country. At Rose & Womble, we believe that people are more important than houses, and as such the neighborhoods we serve are so important. The people you call your neighbor can be an important part of your life, from borrowing tools to helping during family emergencies. This is why we love the idea of celebrating National Good Neighbor Day. Here are some great ideas to bring your neighbors together and enhance neighborhood connections.

• Organize a Neighborhood Clean up
• Create a Welcome Wagon for New Neighbors
• Create a Baby Sitter List
• Outdoor Movie Screening
• Food Drive
• Neighborhood Yard Sale
• Family Friendly Field Day
• Create a Neighborhood Facebook Group or Page
• Organize a Holiday Decorating Contest

We would love to know if you have some good ideas to create better bonds with your neighbors. Please share them on our Facebook page.]]> 5853 0 0 0 https://blog.roseandwomble.com/askjenlive-tours-new-homes-on-the-peninsula/ Wed, 23 Sep 2015 22:31:32 +0000 http://newblog.roseandwomble.com/?p=5857 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, Ask Jen Live took a trip to the Hampton Roads' Peninsula to feature the New Homes communities of Buckroe Bayfront, Carter Estates, built by HHHunt Homes. 

Here is Jen’s recap from her travels: 

What's Nearby? Today I visited the cities of Hampton, Newport News, and Gloucester.  The Peninsula section of Hampton Roads is a booming area that offers great water access, and tons of things to do including Busch Gardens, Water Country USA, and Colonial Williamsburg. The Peninsula is just a quick trip through the Hampton Roads or the Monitor Merrimack Tunnels and is a great option for home buyers looking for great value. Buckroe Bayfront:

My first stop was the beautiful beachfront homes at Buckroe Bayfront located in Hampton.  These homes have a sophisticated coastal flair and homeowners enjoy sidewalks and tons of outdoor recreation that living on the beach offers. The Westcott plan features three bedrooms, two and half baths, gourmet kitchen, and tons of designer options. The location provides convenience to our service members at Langley Air Force Base and Hampton University is nearby too.

 

Below is the front room of the Westcott plan. During #AskJenLive I asked users what they would do with this space? I'm thinking home office?

Carter Estates

Next stop on my tour was Carter Estates, located in Newport News, right down the street from Fort Eustis and the Yorktown Naval Weapons Station. This is a quaint community of only 20 homes nestled amongst the trees and features large homesites and gorgeous traditional style homes.  With four different plans to choose from, HHHunt has homesites available to build your dream home starting at three bedrooms and up. Homeowners have the unique option of adding a wrap-around porch and a three-car garage to their home as well as a third floor.  You can also add a screened porch to enjoy a bug-free summer of al fresco dining.  Living in this area, you’ll be able to take advantage of the Newport News Park, a great place to spend the afternoon.

River Club at Twin Island:

Heading  North on Rt. 17, my final stop today was River Club at Twin Island. Homebuyers here benefit from low maintenance and have created a wonderful retreat. You can choose from four different plans including the popular Randolph model with the master bedroom on the first floor.  Residents at River Club enjoy breathtaking views from the gazebo overlooking the York River.  There’s also a pool, clubhouse, and boaters can take advantage of a storage area for their boats.  There’s even a private beach!  Ask me about the amazing builder special on these homes!

About the Builder:

HHHunt Homes, our builder of all of today’s featured homes, takes pride in providing exceptional customer service and well built homes.  Building since 1992, they started in Richmond, Virginia and have expanded their homebuilding company to Hampton Roads and North Carolina.  They are currently offering a military appreciation program for Veteran buyers and generous closing costs assistance when using their preferred lender and closing attorney.

 

And as a bonus, HHHunt is sponsoring our pup, Sadie, from the Norfolk SPCA. She's a senior girl looking for a home to spend her golden years. She's super sweet, loves dogs and cats, and wants to be loved for her remaining years. HHHunt will pay the adoption fee if Palmer is adopted within the next two weeks.

Thank you to all that joined me for ‪#‎AskJenLive‬! If you have any questions on this week’s featured pup, communities or any other ‪#‎RWNewHomes‬ property, feel free to contact me! If this week’s featured home wasn’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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  @AskJenB #‎AskJenLive‬ #RWNewHomes]]> 5857 0 0 0 https://blog.roseandwomble.com/ask-jen-visits-tide-radio/ Tue, 29 Sep 2015 11:28:34 +0000 http://newblog.roseandwomble.com/?p=5871 New Homes Online Specialist, Jen Barkan on Tide Radio, well we have a recap for you. Jen was invited by Eric Worden to discuss some myths about new homes, her love of rescue pups, and why working in her hometown is amazing. To find out more about the homes Jen mentions in her talk please visit RWNewHomes.com. Make sure to tune into #AskJenLive every Wednesday at 12:00 on Twitter and Facebook.]]> 5871 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-washington-arms-in-chesapeake-virginia/ Wed, 30 Sep 2015 05:30:05 +0000 http://newblog.roseandwomble.com/?p=5878 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, Ask Jen Live took a trip to the new homes community of Washington Arms in the Deep Creek Area of Chesapeake, built by Widener Corporation. 

 

Here is Jen’s recap from her travels:

It's field trip day! This beautiful boy, Lucky, and I are headed to Chesapeake's best kept secret, Washington Arms Condominiums to check out our brand new homes for sale! What's Nearby?   Washington Arms Condominiums are located in the Deep Creek area of Chesapeake, Virginia. This area has a lot to offer for all ages and interests! Some of my favorites include the Deep Creek Park, BRICKHEADZ Build, Play and Party Center, Big Ugly Brewing Company, multiple golf courses such as the Chesapeake Golf Club and Battlefield Golf Club at Centerville, and more! Washington Arms is also conveniently located a short drive away from the highway and interstates for an easy commute to Norfolk, Virginia Beach, Hampton Roads Peninsula and more. About the Community:

Washington Arms features a number of floor plans to suit your needs. feature a number of floor plans to suit your individual needs. Floor plans have 3 bedrooms, 2-3 bathrooms and range from 1,752-1,810 square feet.

These new-construction condominiums include many wonderful features, and pricing starts in the high $100s.

About the Builder:

Today's featured homes are built by Widener Corporation, whose motto is "We Build the Homes. You Build the Memories." Widener Corporation focuses on maximizing the livability of every home they build. They define livability as "how efficiently and enjoyably you can do what you need to manage your family's day-to-day activities based on the features and floor plan your home provides."

And as a bonus, Widener Corporation is sponsoring today's featured pup, Lucky, from the Norfolk SPCA. He's a 3 year old Greyhound mix and he's ready to find his forever home. Widener Corporation will pay the adoption fee if  he is adopted within the next two weeks.

  

Thank you to all that joined me for ‪#‎AskJenLive‬! If you have any questions on this week’s featured pup, communities or any other ‪#‎RWNewHomes‬ property, feel free to contact me! If this week’s featured home wasn’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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  @AskJenB #‎AskJenLive‬ #RWNewHomes]]> 5878 0 0 0 https://blog.roseandwomble.com/whats-new-with-homearama-2015-touring-edition/ Thu, 08 Oct 2015 14:01:54 +0000 http://newblog.roseandwomble.com/?p=5902 2015 Tidewater Builders Association's annual Homearama but this year everything is different. The 2015 Homearama Touring Edition is a self-guided tour of new homes communities using the app Parade Craze. Over 50 homes are included in the tour, including several Rose & Womble New Home Communities including:

• Augusta at Centerville Commons
• Carriage Homes at Lawson Hall
• Culpepper Landing: HHHunt Homes
• Culpepper Landing: Vintage Homes
• Dominion Meadows
• Harbours at River Bluff
• Rainer Village at Ashville Park
• Residences at Hampton Roads Crossing
• Shadow Lawn
• Stockbridge at Tanglewood
• Townhomes at Warrington Hall
• Washington Arms

Homearama Touring Edition will be held on three consecutive four-day weekends beginning Thursday October 15th through Sunday November 1st. Each home will be open noon to 6:00pm each day.  As with every Homearama, each weekend will feature events, food, and entertainment related to a theme.

• Fall Festival - October 15th - October 18th
• Oktoberfest - October 22nd - October 25th
• Team Tail Gate Party - October 29th - November 1st

To get access to all the fun you'll need to do the following:

1. Download Parade Craze - a FREE mobile App that gives you turn-by-turn driving directions to each house on the tour. You will also be able to post reviews and comments about each home.
2. Purchase your Unlimited Tour Pass for only $10.00 - this will allow you to fully participate in the activities and events during Homearama.

Rose & Womble New Homes is Proud to Have the Following Builders Represented in Homearama

• Bishard Homes
• Christopher Kait Construction
• Corinth Residential
• HAV
• Hearndon Construction
• HHHunt Homes
• Platinum Homes
• Terry Peterson Residential
• Vintage Homes
• Widener Corporation

As always if you want any information about these or any of the Rose & Womble New Home Communities just Ask Jen. Our online new homes expert is armed with the latest home information and can connect you with all of our builders and communities. Just call 757-774-6999 or you can visit RWNewHomes.com.  ]]> 5902 0 0 0 https://blog.roseandwomble.com/rwnewhomes-homearama-tour-stop-shadow-lawn-north/ Wed, 14 Oct 2015 10:07:07 +0000 http://newblog.roseandwomble.com/?p=5906 Bishard Homes. The Beachside model gives a great coastal living vibe with four bedrooms and four baths. Three floors of open living space is a nice touch, but it's just blocks from the beach and on a cul-de-sac that makes this community stand out. Ask Jen recently visited Shadow Lawn. Make sure to read more about this wonderful community click here. To find out more about Rose & Womble's collection of 2015 Homearama Touring Edition Homes click here.]]> 5906 0 0 0 https://blog.roseandwomble.com/rwnewhomes-tour-stop-carriage-homes-at-lawson-hall/ Fri, 16 Oct 2015 10:21:29 +0000 http://newblog.roseandwomble.com/?p=5915 Homearama Tour and you won't be disappointed. To Find Out More About The Carriage Homes at Lawson Hall Click Here To Find Out More About #RWNewHomes in the 2015 Tidewater Builders Association's Homearama Click Here]]> 5915 0 0 0 https://blog.roseandwomble.com/rwnewhomes-tour-stop-warrington-hall/ Sun, 18 Oct 2015 10:24:41 +0000 http://newblog.roseandwomble.com/?p=5918 the 2015 Tidewater Builders Association's Homearama. Located just minutes from the popular Greenbrier section of Chesapeake, Warrington Hall is built by Corinth Residential and offers home buyers great features like granite counters and stainless steel appliances in the kitchen. Nine foot ceilings on both floors and all-brick exteriors give style and elegance to the home. The Essex is the model featured for Homearama and it has three bedrooms and two and half baths. To Find Out More About Warrington Hall Click Here To Find Out More About #RWNewHomes in Homearama Click Here]]> 5918 0 0 0 https://blog.roseandwomble.com/askjenlive-goes-to-dallas-texas/ Wed, 07 Oct 2015 19:39:15 +0000 http://newblog.roseandwomble.com/?p=5942 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, Ask Jen Live hit the road (or plane, rather) and traveled all the way to Dallas, Texas. Representing the Rose & Womble Realty Co. New Homes team, Jen and New Homes Marketing Manager, Ashlee, attended the "Do You Convert?" Summit in Dallas to expand their expertise in online sales consulting. They also made sure to visit some local favorites and of course--the SPCA!

Here is Jen’s recap from her travels:

As many of you know, I am a big supporter of local communities and what makes them special. This week for ‪#‎AskJenLive‬ I am in Dallas, TX and will be featuring local attractions and of course, as many dog-friendly spots that I can find! My first stop in Dallas was the Historic Grapevine to check out some local eats! This area of Dallas has lots of great shops and restaurants, reminds me of the Ghent neighborhood back home in Norfolk, VA. My next stop is at Big Fish Seafood Grill & Bar in downtown Grapevine for some Po'Boys. The food and service was great, definitely somewhere to visit next time you're in town! Now that we're refueled, I have arrived at the SPCA of Texas--my home away from home! This facility is truly incredible, I can't wait to take a tour inside and meet some pups. ‪   As I said before, the SPCA of Texas is really state-of-the-art...check out this chandelier! During the tour I was able to meet some pups and also chat with Courtney, the Animal Care Manager here at the SPCA of Texas. If you've ever considered adopting, contact her and she'd be happy to answer any of your questions! (214) 461-5116. Or check out their website here: https://www.spca.org/ ‪ Now that I've gotten my fix of pups, I am off to the Do You Convert Summit! Ashlee and I are proud to represent Rose & Womble Realty Co New Homes and learn more about online sales consulting! ‪#‎DYCSummit‬ ‪#‎AskJenLive‬ ‪ Thank you to all that joined me for ‪#‎AskJenLive‬! Tune in next Wednesday at 12 p.m., I'll be back home for an all-new session featuring a new homes community and pup in Hampton Roads, VA.

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  @AskJenB #‎AskJenLive‬ #RWNewHomes  ]]> 5942 0 0 0 https://blog.roseandwomble.com/bishard-homes-hosts-pumpkin-patch-for-homeowners/ Mon, 12 Oct 2015 13:48:42 +0000 http://newblog.roseandwomble.com/?p=5956 Last Friday, Bishard Homes hosted a pumpkin patch for its homeowners at Ashville Park Ranier Village. Each homeowner came and picked a large pumpkin and a mum. Each child came and picked a small pumpkin.

This is the second year Bishard Homes hosted this event and we know the home owners appreciate the kind gesture. Ashville Park Ranier Village will be part of the 2015 Tidewater Builders Association's Homearama Touring Edition. Make sure to check out this amazing community.

Want to know more about Ashville Park Ranier Village? Just Ask Jen! Our new homes online specialist is ready to help you schedule a private tour of any of our new homes communities. Click here to find out more about RWNewHomes.com.

]]> 5956 0 0 0 https://blog.roseandwomble.com/rwnewhomes-tour-stop-harbours-at-river-bluff/ Fri, 16 Oct 2015 10:13:31 +0000 http://newblog.roseandwomble.com/?p=5978 2015 Tidewater Builders Association's Homearama Touring Edition. The Kiawah model has five bedrooms and four baths, and with deep water access it is an incredible home for the boat lover. The Harbours at River Bluff are built by Platnium Homes. The community has magnificent estate lots up to 3 acres, many overlooking expansive tidal marshes and offer all the privacy anyone could want. The waterfront lots at The Harbours all front the deep waters of the Nansemond River, all offer private dock space for even large yachts, and all sit on a high bluff, capturing the natural beauty with sweeping vistas of the Nansemond. Want to know more about the Harbours at River Bluff click here Want to know more about #RWNewHomes in Homearama click here]]> 5978 0 0 0 https://blog.roseandwomble.com/rwnewhomes-tour-stop-the-residences-at-hampton-roads-crossing/ Fri, 16 Oct 2015 10:18:29 +0000 http://newblog.roseandwomble.com/?p=5981 Tidewater Builders Association's 2015 Homearama Touring Edition. This pedestrian-friendly community is entering The Conrad into the tour. This home has an open concept living with the kitchen overlooking the great room downstairs. The master bedroom has a view of the community pool. Terry-Peterson Residential is the builder for this community. Want to know more about the Residences at Hampton Roads Crossing? Click Here Want to know more about #RWNewHomes in Homearama? Click Here]]> 5981 0 0 0 https://blog.roseandwomble.com/askjenlive-answers-homearama-faqs/ Wed, 14 Oct 2015 18:52:41 +0000 http://newblog.roseandwomble.com/?p=6037 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen features an available new home or new homes community.

This week, #AskJenLive answered our most frequently asked questions surrounding the Tidewater Builders Association's 2015 Homearama Tour!

Here is Jen’s recap from her session:

Today's first question: What is the Tidewater Builders Association's Homearama? Answer 1: Homearama‬ 2015 is all new! This year is a self-guided tour of new home communities throughout Southside of ‪#‎HRVA‬. It includes over 50 single-family homes, 55 plus active adult communities, town homes and condominiums! In the past, Homearama has featured a single community in one city, so we are excited to feature more homes in more places! Question 2: When and where is Tidewater Builders Association's Homearama? Answer 2: Homearama starts tomorrow, October 15 and is held for 3 consecutive 4-day weekends, ending November 1! Touring is open from 12- 6 p.m. each day. For the first year ever, Homearama is featuring homes and communities all over Hampton Roads. By browsing the available homes, attendees can tour new homes in Virginia Beach, Chesapeake, Suffolk, Norfolk, Elizabeth City and Carrollton, Va.‪ Question 3: Why should I attend Tidewater Builders Association's Homearama? Answer 3: If you're looking for a home or are simply a home enthusiast, Homearama‬ is sure to entertain! This year's tour has a lot of great perks and there is something for everyone, including the chance to win some great prizes and attend exclusive builder events with refreshments.   Question 4: What homes are featured in Tidewater Builders Association's Homearama? Answer 4: Over 50 homes, constructed by award-winning builders in Hampton Roads. Pictured below are samples of featured homes from each city, however check out the full list of homes here! [gallery columns="2" size="medium" ids="6050,6049,6048,6047"] Question 5: How can I stay connected with all the Tidewater Builders Association happenings? Answer 5: We're excited to offer attendees the Homearama Mobile App. Simply download "Parade Craze" in the App Store - IOS or Google Play - Andriod to stay in the know. The app is free and features turn-by-turn directions to each home, as well as home and builder info. PLUS, you can comment and review your favorite homes! See the screen shot below for a sample of what the app looks like:    

Thank you to all that joined me for ‪#‎AskJenLive‬ covering Tidewater Builders Association's Homearama starting October 15!

Here is a video version of my Q&A session with Jean McCullough, Senior Vice President of‪ #‎Homearama‬. https://www.youtube.com/watch?v=WzNUuJTkGh8   If you have any questions on #Homearama, feel free to reach out!

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@Tidewaterbldrs #Homearama @AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6037 0 0 0 ]]> https://blog.roseandwomble.com/rwnewhomes-tour-stop-summer-park/ Thu, 15 Oct 2015 15:51:53 +0000 http://newblog.roseandwomble.com/?p=6078 2015 Tidewater Builders Association's Homearama Touring Edition. Built by Stephen Alexander Homes, this five bedroom, 3 bath home has historically inspired architectural details and an open living plan with office/bedroom on the first floor. The kitchen has granite counter tops and stainless steel appliances.

Events Happening at The Caramel Cottage:

• October 17th Meet the Builder
  • 1:00-4:00pm come meeting the builder and enjoy treats from various restaurants.
• October 18th The Christmas House
  • 1:00 - 4:00pm see the Caramel Cottage decked out for the Holidays. Enjoy refreshments and get holiday decorating inspiration.
• October 24th Meet the Builder
  • 1:00-4:00pm come meeting the builder and enjoy treats from various restaurants.
• October 25th Holiday Sip N Shop
  • 1:00 - 5:00 pm start your Holiday shopping early with Scentsy, Thirty-One, and many other companies.
• October 31st Meet the Builder.
  • 1:00 - 4:00 pm come meet the builder and enjoy treats from various restaurants.

#AskJenLive Recently Visited Summer Park. To read more about this community click here. To find out more about Rose & Womble’s collection of 2015 Homearama Touring Edition Homes click here.]]> 6078 0 0 0 https://blog.roseandwomble.com/rwnewhomes-tour-stop-bridlewood-estates/ Mon, 19 Oct 2015 10:25:48 +0000 http://newblog.roseandwomble.com/?p=6091 2015 Tidewater Builders Association's Homearama Touring Edition stop is Bridlewood Estates in Suffolk, Virginia. Widener Corporation is submitting two homes in Homearama, The Citation and The Secretariat.

The Citation

First floor master bedroom, with sunroom off of the kitchen and large media room. Shaker cabinets, crown moulding, and granite counter tops. Hardwood flooring in main living areas and tile floors in utility room and all baths.

The Secretariat

First floor master bedroom, with finished room over the garage. Kitchen has glazed raised panel cabinets, crown moulding, quartz tops, and oversized island. Hardwood flooring in the main living areas, and a hardwood staircase with stained treads and painted risers.

Events at Bridlewood Estates

October 25th 12:00-2:00 pm Bridlewood Estates BBQ and Country Music Fest As part of your Homearama ticket, come enjoy Reverend Jim's BBQ and listen to the music of Cody Austin Band at The Secretariat Model. Want to know more about #RWNewHomes in Homearama? Click Here  ]]> 6091 0 0 0 https://blog.roseandwomble.com/rwnewhomes-homearama-tour-stop-ashville-park-rainer-village/ Wed, 28 Oct 2015 10:54:30 +0000 http://newblog.roseandwomble.com/?p=5910 #RWNewHomes Homearama Tour. To Find Out More About Rainer Village Click Here To Find Out More About all the #RWNewHomes Communities in Tidewater Builders Association's Homearama Click Here]]> 5910 0 0 0 https://blog.roseandwomble.com/rwnewhomes-homearama-tour-stop-dominion-meadows/ Tue, 20 Oct 2015 10:27:54 +0000 http://newblog.roseandwomble.com/?p=5922 2014 Homearama participant, Hearndon Construction brings their excellent homes back for another tour. The Foxglove model is located in the popular Dominion Meadows community which is in the Grassfield school district in Chesapeake. This five bedroom, two and half bath home has plenty of space for a growing family. It also includes hardwood floors throughout the first floor, a second floor laundry room, and sunroom. The open floor plan doesn't hurt either and this home also has two decks with an outdoor patio and fire pit. Want to know more about Dominion Meadows? Click Here Want to know more about #RWNewHomes in the 2015 Tidewater Builders Association's Homearama Touring Edition? Click Here]]> 5922 0 0 0 https://blog.roseandwomble.com/rwnewhomes-homearama-tour-stop-culpepper-landing-vintage-homes/ Fri, 23 Oct 2015 10:40:49 +0000 http://newblog.roseandwomble.com/?p=5925 Homearama. This craftsman style home has a Charleston look with a balcony off of the master bedroom. There is also a huge laundry room and a downstairs flexible room you could convert to a bedroom or office. We hope you take advantage of the tour and stop by this beautiful house. Want to Know More About Culpepper Landing? Click Here Want to Know More About #RWNewHomes Homearama Tour? Click Here]]> 5925 0 0 0 https://blog.roseandwomble.com/rwnewhomes-homearama-tour-stop-augusta-at-centerville-commons/ Mon, 26 Oct 2015 10:51:28 +0000 http://newblog.roseandwomble.com/?p=5928 2015 Tidewater Builders Association's Homearama. It is a five bedroom and two and a half bath single- family home including a first floor bedroom with an optional full bath. There is a luxurious owner's bath with over sized six-foot soaker tub and spacious ceramic tile shower. The mudroom is Pinterest worthy with built-in lockers for great storage. Want to know more about Augusta at Centerville Commons? Click Here Want to know more about #RWNewHomes Homearama Tour Stops? Click Here]]> 5928 0 0 0 https://blog.roseandwomble.com/rwnewhomes-homearama-tour-stop-culpepper-landing-hhhunt-homes/ Sun, 25 Oct 2015 10:47:47 +0000 http://newblog.roseandwomble.com/?p=5933 2015 Tidewater Builders Association's Homearama Touring Edition. This four bedroom, three and half bath home has a gourmet kitchen with granite counters and available breakfast nook. Home buyers can choose to add a finished room over the garage, perfect for media room or guest suite. Want to know more about Culpepper Landing HHHunt Homes? Click Here Want to know more about #RWNewHomes in Homearama? Click Here]]> 5933 0 0 0 https://blog.roseandwomble.com/rwnewhomes-homearama-tour-stop-waterfront-at-parkside/ Wed, 21 Oct 2015 10:31:24 +0000 http://newblog.roseandwomble.com/?p=5937 Homearama tour. Want to know more about Waterfront at Parkside click here Want to know more about #RWNewHomes in Homearama click here]]> 5937 0 0 0 https://blog.roseandwomble.com/rwnewhomes-tour-stop-stockbridge-at-tanglewood/ Thu, 22 Oct 2015 10:36:25 +0000 http://newblog.roseandwomble.com/?p=5987 2015 Tidewater Builders Association's Homearama Touring Edition isn't limited to Virginia, Rose & Womble New Homes is proud to represent the only North Carolina community in Homearama this year. Stockbridge at Tanglewood is located in Elizabeth City. The Pendleton model has four bedrooms and two and half baths and the builder, Hearndon Construction added some great features. This home has a tankless water heater, a popular energy saving feature. The great room is prewired for surround sound and there is hardwood flooring in the dining and great room. Want to know more about Stockbridge at Tanglewood? Click Here Want to know more about #RWNewHomes in Homearama? Click Here]]> 5987 0 0 0 https://blog.roseandwomble.com/rwnewhomes-tour-stop-washington-arms/ Sat, 24 Oct 2015 10:44:47 +0000 http://newblog.roseandwomble.com/?p=5990 2015 Tidewater Builders Association's Homearama Touring Edition. Want to know more about Washington Arms? Click Here Want to know more about #RWNewHomes in Homearama? Click Here]]> 5990 0 0 0 https://blog.roseandwomble.com/fall-home-maintenance-to-do-1-replace-hvac-air-filters/ Wed, 28 Oct 2015 19:32:34 +0000 http://newblog.roseandwomble.com/?p=6085 Today's Home Owner.

1. Turn the HVAC system off and wait to it to stop running
2. Take the cover off the air return and remove the old filter.
3. Write the current date on the new air filter - this will help you remember when you last changed the filter.
4. Insert the new air filter in the return, making sure the arrow on the edge of the filter is facing in the direction of air flow. There are arrows on the filter that will indicate which direction the air filter should be placed.
5. Put the cover back on the air return.
6. Turn the HVAC system back on.

Stay tuned for more Fall Home Maintenance Tips.  ]]> 6085 0 0 0 https://blog.roseandwomble.com/trick-or-treat-times-in-hampton-roads/ Wed, 21 Oct 2015 14:59:18 +0000 http://newblog.roseandwomble.com/?p=6104 Southside: Norfolk, VA Until 8:00pm Virginia Beach, VA 6:00pm - 8:00pm Portsmouth, VA 6:00pm - 8:00pm Chesapeake, VA 6:00pm - 8:00pm Suffolk, VA 6:00pm - 8:00pm

Peninsula:

Hampton, VA Dusk until 8:00pm Newport News, VA Until 8:00pm James City County, VA 6:00pm - 8:00pm Poquoson, VA Until 8:00pm Yorktown, VA Until 8:00pm]]> 6104 0 0 0 https://blog.roseandwomble.com/homearama-tour-stop-holland-crossing/ Mon, 26 Oct 2015 12:58:17 +0000 http://newblog.roseandwomble.com/?p=6109 ]]> 6109 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-augusta-at-centerville-commons/ Wed, 28 Oct 2015 21:15:06 +0000 http://newblog.roseandwomble.com/?p=6115 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, Ask Jen Live took a trip to the new homes community of Augusta at Centerville Commons in Chesapeake, built by Home Associates of Virginia. 

Here is Jen’s recap from her travels:

Stan couldn't come with us today, so we've got Babette--look at this beauty! She's 4 years old and a happy go lucky girl. We're headed to our new homes at Augusta at Centerville Commons.     Augusta at Centerville Commons is located just minutes away from the Greenbrier area of Chesapeake and Kempsville in Virginia Beach. Built by Home Associates of Virginia, this community will feature 3-6 bedroom homes from the high $300s. Here is Babette with our amazing site associate Fran Spence. Fran was kind enough to show us around the Newcastle model here at Augusta at Centerville Commons.

The Newcastle model is currently open and ready for touring at Augusta at Centerville Commons. This home is also participating in the 2015 Tidewater Builders Association's Homearama now through November 1!

Below are some of the features for this model. Babette and I love the hardwood floors that are from Naturally Aged Flooring. Babette would love to cozy up in front of this fireplace! Standard feature in our homes.

    

About the Builder:

Today's featured home is built by HAV, INC. (Home Associates of Virginia). Their team believes in building more than just beautiful homes, but also a better future with communities you are proud to call home. Read their testimonials here.

And as a bonus, HAV is sponsoring today's featured pup, Babette, from the Norfolk SPCA. She is ready to find her fur-ever home, just like you! Contact myself or the Norfolk SPCA if you'd like to schedule a meet and greet with this sweet heart!

Thank you to all that joined me for ‪#‎AskJenLive‬! If you have any questions on this week’s featured pup, communities or any other ‪#‎RWNewHomes‬ property, feel free to contact me via my online form or give me a call at (757) 932-8777.  If this week’s featured home wasn’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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  @AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6115 0 0 0 https://blog.roseandwomble.com/2015-turkey-brigade-will-feed-1000-hampton-roads-families/ Tue, 03 Nov 2015 14:20:48 +0000 http://newblog.roseandwomble.com/?p=6129 Each basket will feed six people and includes a turkey, dressing, potatoes, apples, cans of vegetables, gravy, cranberry sauce, and rolls. Our agents and employees hand deliver the baskets to community groups and individual families. Quite frankly it is a favorite project of the Foundation and one we look forward to every year. If you want to help you can purchase a basket for $25 dollars so a family can enjoy a full Thanksgiving. You can purchase it on our Foundation website. From all of us at Rose & Womble Realty Company thank you for making us your LOCAL Real Estate Resource and Happy Thanksgiving.  ]]> 6129 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-kings-fork-farm-in-suffolk/ Wed, 04 Nov 2015 19:23:36 +0000 http://newblog.roseandwomble.com/?p=6133 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive took a trip to the new homes community of King's Fork Farm in Suffolk, built by Terry Peterson Residential. 

Here is Jen’s recap from her travels:

Meet Elaine from the Norfolk SPCA--She's a supermodel she's so gorgeous! She's a 2 year old girl, transferred over from another shelter and she's looking for her new home too. Today I am here at Kings Fork Farm in Suffolk in Suffolk, Va. in the Hampton Roads area. These beautiful homes are built by Terry Peterson Residential Companies and start in the low $200s. With close access to King's Fork High School, Sentara Obici Hospital, downtown Suffolk and access to Route 58 and I-664, there are many perks to living in King's Fork Farm. Check out a recent blog on 10 reasons Suffolk is a great place to live!      King's Fork Farm was built with lifestyle and a sense of community in mind! King's Fork Farm is the perfect place to plant your roots and make lasting memories. Check out some of the community features pictured below. Pictured below is the Willow model at King's Fork Farm. This beautiful home is available now--you could even be in for the holidays! 4 bedrooms with 2 master bedrooms, 1 upstairs and the other downstairs. This home is perfect for a multi-generation family.  

During our visit, our on-site sales agent, Jay, showed us around our Garden model and reinforced why a new home from Terry Peterson Residential is a smart purchase. There was even another doggy (right) at King's Fork Farm that looked like Elaine (left)!

 

About the Builder:

Today's featured community is built by Terry Peterson Residential. Characterized by innovative architectural design, enduring workmanship and consideration for the land, Terry Peterson Residential has over 30 years of experience in Hampton Roads. Read homeowner testimonials here.

And as a bonus, Terry Peterson Residential is sponsoring today's featured pup, Elaine, from the Norfolk SPCA. She is ready to find her fur-ever home, just like you! Contact myself or the Norfolk SPCA if you'd like to schedule a meet and greet with this pretty girl!

 

Thank you to all that joined me for ‪#‎AskJenLive‬! If you have any questions on this week’s featured pup, communities or any other ‪#‎RWNewHomes‬ property, feel free to contact me via my online form or give me a call at (757) 276-7300.  If this week’s featured home wasn’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6133 0 0 0 https://blog.roseandwomble.com/askjenlive-veterans-day-tribute-at-saddlebrook-estates/ Wed, 11 Nov 2015 19:18:02 +0000 http://newblog.roseandwomble.com/?p=6156 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive paid tribute to our Veterans and local Hampton Roads military community. Jen also visited Saddlebrook Estates in Suffolk, Va. built by Hearndon Construction, an avid military supporter. 

Here is Jen’s recap from her travels:

It's Field Trip Day and I have Miss Bella! She's a Maltese mix pup with lots of personality! We're headed to Saddlebrook Estates to see our new homes and talk about all the great military appreciation incentives our builders offer our veterans! ‬Hampton Roads is home to multiple military bases and therefore many active duty and military Veterans that have selflessly served our country. I am truly proud to live within such a strong military community. I am also so proud to work with many new homes builders that support our local military community. Check out each of these amazing builders for their military appreciation programs! Pictured below: Hearndon Construction, HHHunt Homes, Platinum Homes and Bishard Homes. In addition to providing military appreciation programs, our builders have designed communities that are located just a short distance from local military bases, ensuring an easy commute. Image sourced from Military Town Advisor. Once we arrived at Saddlebrook Estates by Hearndon Construction, we were greeted by our beautiful onsite sales executive, Michelle, on the porch of the model home! Bella made herself right at home.    We love our Monmoth model home here at Saddlebrook Estates. Below is a view of the family room looking into the sunroom. Do you guys like the interior design? I do! Another perk of this community are the stables and horses--so beautiful!

  

Here's my video tour of the Monmoth Model at Saddlebook Estates:

https://www.youtube.com/watch?v=gJzh-uq6_LU&feature=youtu.be

About the Builder:

Today's featured community is built by Hearndon Construction. This builder is an avid supporter of the Hampton Roads military community, and offers a special Veterans' Appreciation Program for all Hearndon Construction homes.

And as a bonus,Hearndon Construction is sponsoring today's featured pup, Bella, from the Norfolk SPCA. She is ready to find her fur-ever home, just like you! Contact myself or the Norfolk SPCA if you'd like to schedule a meet and greet with this cutie!

 

After leaving Saddlebrook Estates, I popped by Panera Bread for what I thought would be an average lunch. Instead, I met Amos Neill.

"It's not by chance that we met today," said my new friend Amos.

He is an extraordinary Veteran, and worked with Ronald Reagan for 34 years. I was lucky enough to hear some of his stories during lunch. Check out his book "Forty Years in the Wilderness" here.

Thank you to all that joined me for ‪#‎AskJenLive‬, but a greater thank you to our Veterans for your service!

If you have any questions on this week’s featured pup, communities or any other ‪#‎RWNewHomes‬ property, feel free to contact me via my online form or give me a call at (757) 250-7030.  If this week’s featured home wasn’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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@AskJenB #‎AskJenLive‬ #RWNewHomes #VeteransDay]]> 6156 0 0 0 ]]> https://blog.roseandwomble.com/turkey-brigade-ask-jen/ Tue, 24 Nov 2015 21:27:55 +0000 http://newblog.roseandwomble.com/?p=6176 Rose & Womble Turkey Brigade is one of my favorite events of the year. I love working for a company that puts the time and effort into helping so many in our community. The Turkey Brigade began years ago with only 25 meals and now has grown to 1,000 meals! Every year a large truck comes from Deltaville Market loaded with turkeys, potatoes, apples, stuffing, rolls, and vegetables. We have volunteers from SuperValu and throughout Rose & Womble off load the supplies. I have personally been involved in organizing the Brigade and helping to deliver meals - the joy I receive from helping out my neighbors is immeasurable. One of my favorite memories from past Turkey Brigades was before we partnered with Deltaville Market. We were feeding approximately 500 families this particular year. We had to pick the food up from Kroger on High Street, and move it to our office in the Harbour View section of Suffolk. We enlisted help from whomever had a truck and was willing to haul food, including the Suffolk Fire Department, to help with unloading and sorting. No carts, lifts, etc, just us unloading, sorting,making the baskets, and then loading up and delivering the food to each office.  It was crazy! Not to mention it was only 30 degrees that morning at 5 am at the Kroger! We had so much fun and no matter the hard work it was great to help our community. Now we're much more organized. The truck comes from SuperValu to our Harbour View Office location - volunteers from community groups and our offices come and pick up their deliveries. I'm always amazed at what can be accomplished when many people join together. [slideshow_deploy id='6307']

@AskJenB #‎AskJenLive‬ #RWNewHomes

]]> 6176 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-seasons-at-cahoon-plantation-in-chesapeake/ Wed, 18 Nov 2015 22:14:45 +0000 http://newblog.roseandwomble.com/?p=6178 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive took a trip to the new homes community of Seasons at Cahoon Plantation in Chesapeake, built by Platinum Homes. 

Here is Jen’s recap from her travels:

Meet Tonks from the Norfolk SPCA--She's a 1 year old shepherd mix and is as sweet as pie! She is a transfer from another shelter and she's looking for her new home too. On our way to Seasons at Cahoon we stopped at the local Starbucks and met new friends that made Tonks a delicious Puppaccino! Thanks Audra!   Today I am here at Seasons At Cahoon Plantation built by Platinum Homes. This beautiful community is located in Chesapeake, at the picturesque entrance of Cahoon Plantation Golf Club. (Photo below sourced from Cahoon Plantation Golf Club). Seasons At Cahoon Plantation has 2 remaining homes that are available now. You could be in your brand new home before the holidays! Seasons at Cahoon is a pet friendly community! Each home has a fenced in patio and backyard area. This could be a great home for Tonks! The 2 remaining homes in Seasons At Cahoon Plantation have amazing features-- coupled with a great price and added incentives from Platinum Homes! How does a $2000 decorator allowance sound? Or all closing costs paid up to 3% when using a preferred lender?

Tonks and I sat for a bit under the community pergola and benches, and visited the private community pool.

  

My favorite part: the tour! Rob gave Tonks and I a VIP tour of Seasons of Cahoon, view the video below!

https://www.youtube.com/watch?v=aBjh1txx0r4&feature=youtu.be

About the Builder:

Today's featured builder is Platinum Homes, a local ‪Hampton Roads builder known for their commitment to exceptional design and giving back to our community. With over 4,000 homes built in the past 20 years, Platinum Homes is passionate about creating both the perfect home and home-buying experience!

And as a bonus, Platinum Homes is sponsoring today's featured pup, Tonks, from the Norfolk SPCA. Tonks is such a lover! She gives hugs and loves belly rubs and is ready to find her fur-ever home, just like you! Contact myself or the Norfolk SPCA if you'd like to schedule a meet and greet.

 

Thank you to all that joined me for ‪#‎AskJenLive‬! If you have any questions on this week’s featured pup, communities or any other ‪#‎RWNewHomes‬ property, feel free to contact me via my online form or give me a call at (757) 250-7900.  If this week’s featured home wasn’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6178 0 0 0 ]]> https://blog.roseandwomble.com/youre-invited-to-augusta-at-centerville-commons-grand-opening-celebration/ Mon, 30 Nov 2015 14:30:14 +0000 http://newblog.roseandwomble.com/?p=6324 Rose & Womble New Homes community, Augusta at Centerville Commons is now open and ready for you to tour. Located in Chesapeake near Greenbrier and the Kempsville area of Virginia Beach, Augusta at Centerville Commons will be offering four to six bedroom homes from the high $300,000s. On Saturday, December 5th the builder, Home Associates of Virginia, Inc. and Rose & Womble New Homes will be hosting a grand opening celebration. There will be Reverend Jim's Southern BBQ, a bounce house for the kids, and a dessert bar. Plus you can meet our team and find out why Augusta at Centerville Commons should be your next new home. Augusta at Centerville Commons was recently featured in the 2015 Tidewater Builders Association's Homearama Tour and also was part of our ongoing Ask Jen Live Series. ]]> 6324 0 0 0 https://blog.roseandwomble.com/__trashed-5/ Thu, 03 Dec 2015 01:52:04 +0000 http://newblog.roseandwomble.com/?p=6331

Put your pictures away

No, not the awesome Kid Rock/Cheryl Crow duet, but your family photos. It doesn't matter if you have beautiful professional wedding photos or those candid moments where your child decided to shove his entire face in his sister's birthday cake - the point is to let the potential buyers see themselves in the house. For best results remove all personal photos, no matter how adorable. Allow your potential buyers to see a nice clean pallet. 2. Unclutter the front of the fridge You probably don't notice the amount of stuff on the front or side of your refrigerator but more than likely it's covered in school papers, take out menus, and maybe a calendar or two. Clear is all away and make the refrigerator shine. While your Elvis magnet collection may be amazing, potential buyers probably won't care, or worse they spend more time admiring your replica of Graceland to notice the tile back splash. Do not give buyers an easy reason to reject your house, instead make it shine. 3. Neutral paint colors Seriously, a gallon of fresh paint can make all the difference to buyers falling in love with your home. You know how you feel leaving the salon after an amazing blowout? Well your home feels the same way with a fresh coat of paint. It's like removing split ends, all the sudden everything feels fresh. When repainting don't go boring white - think light grey or off white. The walls of your home should be a backdrop not the star. Using a lighter color will make the rooms appear bigger. 4. Double Check the Curtains Buyers have strong opinions about window dressings - they love or hate them. Instead of worrying about if your window treatments work for the potential buyers, get rid of them and put up neutral blinds. 5. Set the Scene Staging your home is a critical thing to do because you are setting the scene for buyers to imagine themselves living there. Check out some nearby new homes communities for inspiration or better invest in a professional stager who can help use what you have to create the look buyers are after. 6. Listen to your REALTOR® This is often overlooked but many times you need to take the advice of the person you've entrusted to sell your home. When they bring you the data on price, take the information and listen. Price and condition are two area you can control in the real estate transaction.]]> 6331 0 0 0 https://blog.roseandwomble.com/askjenlive-from-home-special-thanksgiving-edition/ Thu, 26 Nov 2015 20:31:19 +0000 http://newblog.roseandwomble.com/?p=6371 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive took a trip to Jen's own home!  

Here is Jen’s recap from her session:

Today I am here at my very own home for #AskJenLive! I will be covering the "nuances" of cooking and entertaining in an older home, plus I will feature some of my dream kitchens! Based on my personal experience of living in an older home, I can tell you first-hand that these are things a newly constructed kitchen would provide. Meet Tito & Rousey, 2 of my fur babies. Ready for scraps! Here is one of my favorite kitchens by our builder HAV, INC., from Augusta at Centerville Commons in Chesapeake. This kitchen features granite counter tops, Delta Faucets, stainless steel Kenmore Appliances and a spacious layout with island and eat-in breakfast area. Cooking for a large group can be tough without sufficient counter space, anyone agree? Another of my favorites is the kitchen and entertaining space at Saddlebrook Estates in Suffolk, built by Hearndon Construction. Some of the standard kitchen features include 42” kitchen top cabinets, stainless steel, self-cleaning electric range, granite counter tops and stained birch cabinets No matter how hard you try, everyone always gathers in the kitchen! Rounding out my favorite featured kitchens is the space created by Bishard Homes in their homes in Ranier Village at Ashville Park. These beautiful kitchens feature stainless steel Kenmore Appliances, Delta Faucets, stainless steel under mount sinks granite counter tops, a large eat-in breakfast area and more! Thank you to all that joined me today for ‪#‎AskJenLive‬. If you have any questions about the new homes covered today, our new homes builders or the Norfolk SPCA feel free to contact me at (757) 774-6999 or here. Were today's featured kitchens and homes not exactly what you were looking for? Browse 1000s of ‪#‎newhomes‬ listings updated daily at www.roseandwomble.com/NewHomes. I am available 7 days a week to help, contact me with any questions!

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6371 0 0 0 https://blog.roseandwomble.com/great-holiday-gift-ideas-for-homeowners/ Fri, 04 Dec 2015 16:14:46 +0000 http://newblog.roseandwomble.com/?p=6334 The Towel Cake No longer just for wedding or baby showers, the towel cake is a great and cute way to give homeowners some practical items for their new house. We found this one from the Etsy shop SacredCreations15. Each towel cake comes with a pot holder, dish towels, washcloths, spatula, spoons, and a glass. It is designed to resemble a cake making this a fun gift.

Homeowner's Bucket

This is a simple thing to put together. Head to your local hardware store and grab things like Goo Gone, picture hanging kits, batteries, and maybe a surge protector. Put it in a bucket or toolbox with a pretty ribbon. If you have enough time you can order a customized galvanized metal bucket from Capcatchers.

Personalized Cutting Boards

These are adorable! From the Etsy store TrueMementos, you can get a personalized cutting board with a variety of fonts or sayings. They have a large selection of wood including maple, cherry, and walnut.

Gift Cards

It might the easiest one because you can pick a store or restaurant to give. Why not dress it up with this great tutorial from CatchMyParty.com. They used mason jars and paint markers to create these super cute Holiday themed jars. Then they took a green piece of scrapbook paper and traced the mason jar lid to add a bit of festive cheer. Finally they tied on a ribbon and filled the jar with Holiday candy along with the gift card. It allows you to give what many people consider an impersonal gift into something customized and original.

Organic Bedding

We love the items from Hampton Road based CozyPure especially the 100% organic LaNoodle Latex Pillow. Great for individuals with allergies and they are hand-crafted right here in Norfolk, VA. It is naturally resistant to dust-mites, mold, and mildew. The pillow casing is made from 100% organic cotton. It's a great treat and wonderful gift idea for the Holiday. This LOCAL company also has a great selection of mattresses, linens, and other organic sleep items. Do you like our gift choices or do you have something else in mind? We'd love to know in the comments.    ]]> 6334 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-the-norfolk-spca/ Sat, 05 Dec 2015 18:49:31 +0000 http://newblog.roseandwomble.com/?p=6340 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive took a trip to the Norfolk SPCA to feature adoptable pups, the adoption process and 5 reasons to #AdoptNotShop this holiday season. 

Here is Jen’s recap from her travels:

Today I am here at the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics to share some of the reasons to adopt, not shop for a pet this holiday season. PLUS I'll introduce you to some great adoptable pups and how you can make them the newest addition to your family! Reason #1 to ‪#‎AdoptNotShop‬: 2.7 million homeless animals are euthanized each year in the US. By adopting an animal you are helping lower that number while also getting a new best friend and companion! Meet Stan the man (left)! He is an 8-year-old Shepard mix and is so handsome. He's the kind of guy that wants to snuggle on the couch. Also pictured below (right) is Brutus,  he's a 9-year-old pup looking for a cozy bed this holiday season.     Reason #2 to ‪#‎AdoptNotShop‬: At many adoption clinics, spay/neuter, vaccinations and sometimes micro-chipping fees are included in adoption costs. This is not only a great “deal,” but also proof that shelters are in this to help find fur-ever homes, not to make money (which is often the case with some breeders)! Here are the included perks of adopting from the Norfolk SPCA: Reason #3 to ‪#‎AdoptNotShop‬: Many of the animals at shelters are obedience and house-trained which will save you time and money--all while keeping your home in tact! PLUS, a lot of the pups at Norfolk SPCA are trained to do some neat tricks! Remember Babette from #AskJenLive at Augusta at Centerville Commons! She is still available and would love to join you under your tree! Reason #4 to ‪#‎AdoptNotShop‬: Contrary to popular belief, many pets are re-homed to the shelter with a lot of knowledge of their background. Adopting these animals help you make sure you’re getting a great addition to your family! It's a reindeer! No, it's Edna, our sweet 2-year-old Australian Cattle Dog mix. She loves her Kermit the Frog toy and is very affectionate!   Reason #5 to #AdoptNotShop: When you adopt, rather than shop, you’re doing much more than buying a pet. You’re helping an animal in need and changing its life! We can't forget our kitties! Pictured below is Natalie, she's a 14-year-young tortie who loves to sleep in her cardboard box. I love the staff here at the Norfolk SPCA, they care so much for the animals here and it really shows, thank you guys for all that you do! Thank you to all that joined me for ‪#‎AskJenLive‬! If you have any questions on available pups or the adoption process, feel free to contact me at 757-774-6999. Are you also looking for a fur-ever home? Search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6340 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-bob-white-landing-in-suffolk/ Thu, 10 Dec 2015 03:26:39 +0000 http://newblog.roseandwomble.com/?p=6386 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive took a trip to the new homes community of Bob White Landing in Suffolk, built by Napolitano Homes. 

Here is Jen’s recap from her travels:

Meet Brutus from the Norfolk SPCA-- he's a 9 year old boy who has a gentle soul. We're on our way to the new homes community of Bob White Landing! Today I am here at Bob White Landing located in Suffolk. This community boasts a country, rural setting but is located minutes away from all the necessary accommodations! Bob White Landing is an all-brick, family-friendly community with spacious homes and large lots! Brutus was so happy to arrive, he fit right in and was so well behaved. He'd make a great addition to your family! Our onsite sales associate Sheri was sure to give Brutus some good lovin'.   Below is the view of the family room, open to the kitchen, from the upstairs landing of our Waterford model. Beautiful! There are only 3 homes remaining at Bob White Landing! 1 Sorrento floor plan, and 2 Waterford floor plans. View model details here.

Check out the huge master closet in the Waterford model! Swoon! My marketing manager said she would do yoga in here.

Here is a video recap of my tour of Bob White Landing:

https://youtu.be/W3jvMydC1kM

About the Builder:

Today's featured community is built by Napolitano Homes..The builder of Bob White Landing is Napolitano Homes. For over 37 years, Napolitano Homes has been setting the benchmark for new homes that Hampton Roads families want: exciting and well-thought-out designs, innovative features that make life easier, and great value in excellent locations. Learn more about their team here.

And as a bonus, Napolitano Homes is sponsoring today's featured pup, Brutus, from the Norfolk SPCA. He is ready to find his fur-ever home, just like you! Contact myself or the Norfolk SPCA if you'd like to schedule a meet and greet with this fella'!

Thank you to all that joined me for ‪#‎AskJenLive‬! If you have any questions on this week’s featured pup, communities or any other ‪#‎RWNewHomes‬ property, feel free to contact me via my online form or give me a call at (757) 347-0600.  If this week’s featured home wasn’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6386 0 0 0 ]]> https://blog.roseandwomble.com/6-ways-to-use-candy-in-holiday-decorating/ Mon, 14 Dec 2015 13:36:59 +0000 http://newblog.roseandwomble.com/?p=6406 but you don't have to only use them for eating, you can use them to add some 'sweet' holiday flair to your home. Here are six great and easy ideas to use candy in your Holiday decorating.

Candy Tree

This is a delicious centerpiece idea that uses wrapped candy, like truffles, and you use a foam cone with toothpicks to create a candy tree. Lindor truffles created this tutorial here.

Peppermint Candy Bowl

You've probably seen this craft on Pinterest but we just love it because it's simple and easy to do. This tutorial from PrincessPinkyGirl.com says you can make them in 20 minutes with peppermint candies, a silicon baking liner, and a low oven.

Molded Ornaments

That bag of peppermints can pull double duty with this great ornament project. You take the candies and place them in cookie cutters and with the same low oven you get beautiful ornaments. These are great as neighbor gifts. Here is the tutorial.

Candy Flower Vase

This is a gorgeous option for your Holiday table. The candy flower vase is perfect, because it's easy and completely customizable. Here is the tutorial.

Peppermint Letters

Another fun DIY Holiday project and easy to do. Cardboard letters are painted and then using hot glue you apply peppermint candies. What's great is you can spell anything you wish: joy, holly, Santa - you're only limited to your imagination. Here is the tutorial.

Peppermint Topiaries

These are darling and so customizable.  You can make small table top ones, or large ones to put in your entryway. You don't really need a lot of supplies, just a few items from a craft store and you will have some amazing items for your Holiday decor. Here is the tutorial.]]> 6406 0 0 0 https://blog.roseandwomble.com/askjenlive-hosts-a-2105-fall-season-recap/ Wed, 16 Dec 2015 17:23:59 +0000 http://newblog.roseandwomble.com/?p=6419 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive hosted a season recap of all communities, cities and pups featured this Fall! 

Here is Jen’s recap from her travels this Fall:

My first #AskJenLive of the Fall was at Washington Arms in the Deep Creek area of Chesapeake. This community has great included features, with homes starting in the high $100s. For more info visit my blog feature here.

My next #AskJenLive session this season was hosted all the way in Dallas, TX! While in town attending a New Homes marketing conference, I was lucky to visit the local SPCA. Read more about my trip here.

In October, our team was excited to participate in the #HRVA #Homearama! I was happy to host an #AskJenLive session covering FAQs for the big event.

Next up in today’s Fall #AskJenLive recap: my visit to Augusta at Centerville Commons in the Greenbrier area of Chesapeake. This community features 3-6 bedroom homes from the high $300s. Plus, I brought along Babette (pictured above) from the Norfolk SPCA. Learn more here.

Kicking off November, my 1st #AskJenLive of the month was at Kings Fork Farm in Suffolk. This community is a family-friendly community with tons of perks and amenities! My pal Elaine from the Norfolk SPCA (pictured above) had a blast during our visit! 

My next #AskJenLive of the Fall Season was at Saddlebrook Estates for a very special #VeteransDay tribute honoring our local military in #HRVA. I even made a new,unexpected Veteran friend that day, read more here. 

Later in November, #AskJenLive visited Seasons at Cahoon Plantation in Chesapeake. This community has 2 remaining homes and great incentives!

To prep for Thanksgiving, I hosted #AskJenLive from my very own home, to discuss the nuances of an older kitchen. Plus, I featured some of my favorite kitchens by our #newhomes builders. Read all about it here.

Kicking off my first December #AskJenLive, I visited the Norfolk SPCA to cover the reasons to #AdoptNotShop this holiday season. Plus I featured some adorable adoptable pups! 

Closing out today's recap, my most recent #AskJenLive was last week’s trip to Bob White Landing in Suffolk. This community boasts a rural setting, with 3 remaining homes.

Thank you to all that me today and during the Fall season for #AskJenLive! If you have any questions on this seasons’s featured pups, communities or any other ‪#‎RWNewHomes‬ property, feel free to contact me via my online form! If this seasons’s featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6419 0 0 0 https://blog.roseandwomble.com/rose-womble-realtors-giving-back-locally/ Thu, 17 Dec 2015 14:43:17 +0000 http://newblog.roseandwomble.com/?p=6430 Lynnhaven Resale Office recently used its Rose & Womble Foundation Grant to donate to two very worthy causes. Each of our divisions and resale offices received $1000 to donate to the Hampton Roads charity they wanted to support. The first was Blankets for the Homeless, an organization that began in 2011, by Mariah Smith. She and her volunteers provide blankets, coats, hoodies, lunches, and other needed items to local people who are unable to find room in local shelters. The second organization who received grant money was RAPS: Really Awesome People Swimming. RAPS began in 2007, as a local effort to teach adults and children how to swim. The organization was founded by Leslie Paul who was concerned after learning about the high rates of drowning among minority children in the local area. She saw a need to close this gap and since beginning close to 2,000 people have received swimming lessons thanks to RAPS efforts. ]]> 6430 0 0 0 https://blog.roseandwomble.com/local-finds-commune-real-food/ Mon, 21 Dec 2015 13:02:42 +0000 http://newblog.roseandwomble.com/?p=6436 Virginia Beach Creative District is an amazing LOCAL dining find called Commune. At Commune they feature all local, sustainable ingredients sourced from local and small farms, including their 2,000 square foot on-site garden that produces mach of the produce featured on the menu. Our Marketing Department was treated for their Holiday Luncheon at Commune and they left with full tummies and a new appreciation for this great LOCAL establishment. [caption id="attachment_6440" align="alignnone" width="500"] Commune owner Kevin Jamison goes over some of the dishes from the Commune kitchen. Also pictured is Rose & Womble's graphic design team of Bill Oliver and Rosemary Curtis[/caption] Commune is an open setting dining establishment with community seating that is very modern and comfortable. Down the middle of the restaurant there is a long table that fills the entire space - with seating at the coffee and tea bar and smaller tables. It is a casual dining experience where you order at the front and they bring out your meal to you. When we visited we enjoyed a sampling of some of their best dishes. We started with Deviled Eggs that were so creamy, Pumpkin Rice balls which are pumpkin and sage Koshihikari rice balls stuffed with goat cheese, and the assorted pickle plate which is a mixture of pickled vegetables from their garden including carrots, red bell peppers, and zucchini. The pickle plate also had a sprinkling of pickled peanuts. [caption id="attachment_6445" align="alignnone" width="500"] Commune's open eating space features this large table that allows for communal seating.[/caption] For the main course we enjoyed a family-style spread of some amazing dishes. The Backyard Salad features vegetables home-grown from Commune's garden, along with hard boiled eggs, a home-made tahini vinaigrette, and greek yogurt "ricotta." [caption id="attachment_6438" align="alignnone" width="500"] The Backyard Salad[/caption] The Rye Berry Salad was also very popular with our group. It is a warm salad with heirloom rye berries, beets, garden greens, and seared farmer's cheese. It's topped with a persimmon vinaigrette. [caption id="attachment_6441" align="alignnone" width="500"] The Rye Berry Salad[/caption] The WDF (Whole Damn Farm) is a buckwheat crepe filled with roasted root vegetables, crispy ham, roasted red pepper pesto, and fried egg salad. [caption id="attachment_6443" align="alignnone" width="500"] The WDF (Whole Damn Farm)[/caption] Another favorite was the Sorghum Flour Pancakes and house-made Breakfast Sausage. It was served with real hickory syrup and persimmon butter. [caption id="attachment_6442" align="alignnone" width="500"] Sorghum Pancakes and House Made Breakfast Sausage[/caption] Beef and Broccoli was a special that day - the meat was so tender you didn't need a knife and the roasted broccoli also had red bell peppers and ginger. It was served with Carolina Gold Coast rice. [caption id="attachment_6444" align="alignnone" width="500"] Beef and Broccoli[/caption] Desserts were also stunning. The Pollinator Crepe was buckwheat crepe, crushed peanuts, honey, cayenne, and whipped sweet goat cheese. [caption id="attachment_6447" align="alignnone" width="500"] Pollinator[/caption] Bread Pudding French Toast was over the top good. Commune's chef takes day old sweet potato biscuits and turns them into bread pudding, which they then turn into French Toast. It is served with hickory syrup and crisp apples - it was stunning. [caption id="attachment_6446" align="alignnone" width="500"] Bread Pudding French Toast[/caption] Do yourselves a favor and try out this great LOCAL spot the next time you're in the Creative District of Virginia Beach.

Where to Find our LOCAL Find:

Commune Real Food 501 Virginia Beach Blvd, Virginia Beach, VA 23451 757-963-8985 Hours: Tuesday - Sunday 8:00am - 4:00pm Communevb.com Have a suggestion for our next LOCAL Find? Write to our blog editor ricer@roseandwomble.com.]]> 6436 0 0 0 https://blog.roseandwomble.com/home-maintenance-resolutions-for-2016/ Tue, 22 Dec 2015 16:18:58 +0000 http://newblog.roseandwomble.com/?p=6458 2016 is right around the corner and it is that time of the year to think of your New Year’s resolutions. This year, take your resolutions a different route. Instead of only making personal resolutions, make resolutions for your home. Whether it is making a purchase you have always wanted or finally updating the one room in your home you never get to, 2016 is the time to start! Invest in Gutter Protection Long gone are the days of gutter cleaning. With gutter protection available there is no need to pay someone to clean your gutters or put yourself at risk by climbing a ladder and cleaning the gutters yourself. Leaf Filter is America’s No. 1 rated professionally installed gutter system and perfect for homeowners looking to end gutter cleaning. They’ve installed more than 20 million feet nationwide and have had zero clogged gutters. Get Smart Smart technology is becoming a must-have for homeowners and with all the advanced technology available it is hard not to jump on the bandwagon. As we move in to 2016 it is time to treat yourself to some smart technologies.

• UniKey offers a touch-to-open technology to get into your home. Instead of carrying bulky keys around, now you just have to touch the lock to open it.
• Control your lights and appliances from one application when you use Zuli Smartplugs. Its sensors estimate energy use and sense your location. Zuli relies on Bluetooth technology to allow you to control turning on or off the table lamp, floor lamp, thermostat and more.
• LG provides smart kitchen appliances to satisfy any homeowner. Sensor cooking is an innovation within LGs microwaves that allow it to serve as a second oven and determine when food is finished by its humidity-sensing technology.

Help the Environment If you are an active Pinterest user you have likely seen an overabundance of do-it-yourself (DIY) cleaners. Use the following recipes to help do your part in protecting the environment.

• Add ½ cup of white vinegar, one gallon of warm water and two to three drops of lemon essential oil to a 2-gallon bucket. You now have hardwood floor cleaner.
• Make rust remover by using a pinch of salt and one lime. Sprinkle salt on the rust then squeeze the lime until the salt is well soaked.

Not into DIY activities? You can buy green cleaning products from Seventh Generation, Vitamin Shoppe and Caldrea and still do your part to help the environment. Choose a Room to Update We all have that one room in our home that we wish we could update, but we never get around to it. Make it a resolution to finally tackle that room, even if it takes all year to complete, at least you will be able to say you completed a resolution. Whether it’s a bathroom, kitchen or bedroom, pick one area in the room to focus on first. Clean out drawers, paint the walls or purchase new furniture. The following month choose something else to focus on such as décor or rearranging the room. Update the room piece by piece and you will see your accomplishments come to life. _________________________________________________________________________________________________________ This post was provided by Anna Friedman from LeafFilter Gutter Protection. If you are interested in providing a guest post to the Rose & Womble blog please email ricer@roseandwomble.com.]]> 6458 0 0 0 https://blog.roseandwomble.com/national-trivia-day-challenge/ Mon, 04 Jan 2016 15:00:05 +0000 http://newblog.roseandwomble.com/?p=6462 6462 0 0 0 https://blog.roseandwomble.com/2016-new-years-resolution-challenge/ Wed, 30 Dec 2015 20:03:23 +0000 http://newblog.roseandwomble.com/?p=6481 Instagram followers to find gratitude everyday. Now we're looking to challenge you to make 2016 the best year yet. Every day we'll be releasing on Instagram a new resolution idea for you to consider. All of the ones we have selected are small changes to habits or new ways of thinking. Here are a few examples of Resolutions coming up: Stay tuned to our Instagram feed to see all of the resolutions. If you choose to do one of these or another resolution then let us know by using the #RWResolution hashtag on social media.]]> 6481 0 0 0 https://blog.roseandwomble.com/rose-womble-new-home-division-earns-four-awards-from-the-nationals/ Wed, 06 Jan 2016 19:20:57 +0000 http://newblog.roseandwomble.com/?p=6492 Rose & Womble Realty Company is pleased to announce that several members of our New Homes Division have been recently recognized for the National Association of Home Builders (NAHB) Sales and Marketing Council's 'Nationals' annual awards presentation.

The following team members have earned Silver Awards.

• Sales Manager of the Year, Dianne Gordonn
• Online Sales Consultant of the Year, Jennifer Barkan
• Sales Team of The Year, Julie Scott and Deloris Morgan

Silver Award winners are the top vote recipients in each category and are the finalists for the Gold Award. Gold Awards in each category will be presented as part of the International Builders Show [caption id="attachment_4317" align="alignnone" width="500"] Dianne Gordonn, Rose & Womble New Homes General Manager[/caption]

Dianne Gordonn has been the General Manager of Rose & Womble’s New Homes Division since 2011. She came to Rose & Womble in 2005 where she began to work as the Projects/Sales Manager Mixed Use Development.

[caption id="attachment_3878" align="alignnone" width="500"] Jen Barkan, Online Sales Consultant, Rose & Womble New Homes[/caption]

Jennifer Barkan is the face of the popular 'Ask Jen' program for Rose & Womble, an online campaign that began in 2013. Ms. Barkan was also the winner of a Silver Award in 2014 for Online Sales Consultant of the Year.

[caption id="attachment_2091" align="alignnone" width="525"] Deloris Morgan (L) and Julie Scott (R), Sales Associates, Rose & Womble New Homes[/caption]

Julie Scott and Deloris Morgan are the sales representatives for the Hearndon Construction communities of Dominion Meadows and Lakes of Joliff, plus a Homearama house in Parkside at Bennett’s Creek. Ms. Scott has been with Rose & Womble for 10 years. She holds an Associate Broker’s license as well as the Certified Sales Professional (CSP) designation from the National Assocation of REALTORS®. Ms. Morgan has been with Rose & Womble for over 29 years and holds a Masters in Residential Marketing (MIRM) and CSP REALTOR® designations and she is also an Associate Broker.

The 'Nationals' salutes and honors the best in the building industry for their determination, integrity, creativity, and endurance.

Silver Award winners are the top vote recipients in each category and are the finalists for the Gold Award. Gold Awards in each category will be presented as part of the 2016 International Builders’ Show, the awards ceremony on January 19th in Las Vegas, Nevada.

“The Nationals are the most prestigious awards of their kind, setting the benchmark for innovation in new home design, marketing, and sales,” said Christy Beck, chairperson of the Nationals. “NAHB’s commitment to recognizing originality, imagination, and success has been exemplified by its award winners since the competition’s inception.”

 

Started in 1982 as the Institute of Residential Marketing, The Nationals award program continues to recognize superior new homes sales and marketing achievements. With 57 categories across various disciplines of the new home industry.

]]> 6492 0 0 0 https://blog.roseandwomble.com/3-ways-to-organize-hats/ Wed, 06 Jan 2016 21:41:06 +0000 http://newblog.roseandwomble.com/?p=6515 Pinterest page.

Picket Fence Hat Rack

Love this idea from MyRepurposeLife.com, reclaimed picket fence gets new life into a cute storage solution.

Ready to Buy but Full of Style Solution

If you want style but you're don't want the fuss of a DIY solution this hat rack from Digg Digg is beautiful.

Closet Solution

Maybe you don't want your hats front and center like our last two options. That's okay, this next project will easily and affordably organize hats within a closet. We love the solution from Passion Pink and Pearls. Simple curtain rods with clear shower rings - each hat is hung on a ring. This is an easy to do storage solution. There are many more options - but these are cute, easy, and will help get this one aspect of your wardrobe organized.]]> 6515 0 0 0 https://blog.roseandwomble.com/how-to-save-for-a-down-payment/ Thu, 07 Jan 2016 14:28:54 +0000 http://newblog.roseandwomble.com/?p=6525 Saving up to buy a house can seem overwhelming but with a few simple steps you’ll be on your way to the closing table in no time! Very few people have the means to immediately pay off their home in full and therefore must apply for a mortgage. A down payment is the percentage you can afford to pay upfront for your home at the time of the purchase.   There are several options to mortgage financing. Conventional no MI (mortgage insurance) requires 80% LTV (loan to value) and a down payment of 20%. For borrowers with less cash on hand other great programs are available to fulfill your home buying goals. The Conventional loan offers up to 97% loan to value. FHA (Federal Housing Authority) offers homebuyers a 3.5% down payment requirement and more flexible lending requirements. The VA loan offers Active duty, Veterans and National Guard with up to 100% financing. VHDA (Virginia Housing Development Authority) offers homebuyers a down payment of up to 101.5%. All programs differ in eligibly and guidelines. For example, if you’re buying a home for $300,000 and your mortgage requires you to pay 20% of that your down payment would be $60,000. All programs differ in eligibly and guidelines. To find out more about your mortgage and down payment options contact Advance Financial Group today. For ways to save check out the steps below.   Determine What You Can Afford Know before you go! Before you fall in love with a home it’s important to determine what loan program is right for you, and what monthly payment you’re comfortable budgeting. Getting pre-approved upfront will help make sure you start your search in the right direction. To get pre-approved today click here. Establish a Monthly Budget To ensure you have money saved establish a monthly budget. Start by creating a spreadsheet that shows your monthly gross income and your expenses for each month.  Set time aside each month to review your budget and spending habits and determine where you can cut costs.  Here is a free budget spread sheet for you to use. Cut Out Unnecessary Costs After establishing your monthly budget you should have a good idea of what expenses can be cut. You will find a vast improvement in your monthly savings by simply cutting out unnecessary costs. According to the Washington Post cutting down on daily coffee runs, packing your own lunch and cooking more meals at home could help you save over $3,000 dollars annually. Create Your House Fund Create a separate savings account specifically for your down payment. Set an amount to automatically transfer from your paycheck into your house fund. You will be surprised at how fast your money adds up!

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Tim Good is the Vice President Branch Manager and Senior Mortgage Banker with Advance Financial Group, a Division of Monarch Bank and Mortgage. NMLS #305913. He can be reached at tgood@monarchmortgage.com]]> 6525 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-viridian-reserve-at-hickory-in-chesapeake/ Fri, 08 Jan 2016 14:51:56 +0000 http://newblog.roseandwomble.com/?p=6530 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive visited the new homes community Viridian Reserve at Hickory, located in Chesapeake, Virginia.

Here is Jen’s recap from her travels:

Just picked up this love bug, Hans Solo, from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics and we're headed to Hickory in Chesapeake. This boy is super sweet! He's got a couple of disc/bone issues he was born with but it doesn't slow him down! On our way to Viridian Reserve at Hickory we stopped by our new homes at Hanbury Manor. Hans Solo approves of our available home for sale here built by Napolitano Homes! We're here! Look for the Viridian Reserve at Hickory entrance at the corner of Kegman Rd & Wisdom Path in Chesapeake. About the Area: Viridian Reserve at Hickory is located near the Chesapeake Expressway, providing quick and easy access to Downtown Norfolk, Great Bridge, Virginia Beach, the Greenbrier shopping district, and the Outer Banks of North Carolina. Check out more local attractions nearby Viridian Reserve at Hickory on this great list compiled by Napolitano Homes! About the Community: Viridian Reserve at Hickory is one of Chesapeake's newest and most environmentally friendly communities. It consists of 165 well-located single family lots in a thoughtfully designed subdivision. Residents will enjoy an unprecedented 28 acres of preserved open space, including four man-made lakes and the Frank V. Cogliandro Memorial neighborhood park. About the Builders: Viridian Reserve at Hickory includes beautiful homes built by Napolitano Homes, known for their innovative features and well-thought-out designs, coupled with over 37 years of experience. Next stop is our model home built by Napolitano Homes. Hans and I LOVE the breakfast nook. I am imagining myself drinking morning coffee and reading the paper! Check out this cute built in desk, featured in the model built by Napolitano Homes. Hans Solo was busy at work! Hans Solo loved our beautiful Rose & Womble Realty Co. new homes agent Tara! Here they are in front of our Napolitano Homes model.

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Homes in Viridian Reserve at Hickory are also built by Etheridge Construction. With over 30 years of experience, this builder focuses on providing homes that owners will love for years to come! There are currently 2 homes that are ready now in Viridian Reserve at Hickory built by Etheridge Construction, both pictured below! Contact me if you'd like to learn more about these properties, both in the mid $400s. Check out the granite in the kitchen! Standard feature in our Vista model. For a limited time we are offering $10k in upgrades/options. Let us build your dream home! Hans Solo poses with our onsite agent Bea Cobell and our awesome builders!   https://youtu.be/SFltM1sdBaI   Thank you to all that joined me today for #AskJenLive! If you have any questions on this seasons’s featured pups, communities or any other ‪#‎RWNewHomes‬ property, feel free to call me at 757-932-7990 or contact me via my online form! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6530 0 0 0 ]]> https://blog.roseandwomble.com/askjenlive-visits-legacy-at-witchduck-lake-in-virginia-beach/ Thu, 14 Jan 2016 22:24:23 +0000 http://newblog.roseandwomble.com/?p=6557 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive visited the new homes community of Legacy at Witchduck Lake located in Virginia Beach, Virginia.

Here is Jen’s recap from her travels:

It's time for #AskJenLive and field trip day for Sadie from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics! She's a a 12 year young shepherd mix and is a bit shy and doesn't like her picture taken! She is a sweet old gal looking to spend her golden years with a fur-ever family. Sadie and I are here at our new homes community of Legacy at Witchduck Lake! Look for the pretty blue flags and entry right off of Baker Road in the heart of Virginia Beach.    About the Area: Today's featured community is Legacy at Witchduck Lake, located in central Virginia Beach, minutes away from Town Center of Virginia Beach and Shore Drive beaches! Another perk of the location of Legacy at Witchduck Lake: All of the area’s military bases, educational institutions, and cultural amenities are easily accessed via local interstates within a mile! Location, location, location! About the Community: The town homes of Legacy at Witchduck Lake have great included features! There are 3 floorplan options, ranging from 3-4 bedrooms with base prices in the $230s and $270s. Our on-site agent, Carmon, is loving on this sweet girl Sadie. Carmon can help you with the home buying process! Today I am touring Model/Floor Plan C at Legacy at Witchduck Lake. This model features a huge, open great room perfect for entertaining and an expansive master bedroom with en suite! This old gal is taking a break on her blankies. Did you know her adoption fee is covered by our amazing builder Platinum Homes for the next 2 weeks? Visit this sweet girl at the Norfolk SPCA to see if she is a good fit for your family! Every condo has a private patio with a 6 ft fence--Sadie says they are pup-approved! Look what Sadie and I discovered on our walk around Witchduck Lake! So close to Town Center of Virginia Beach! ‪ Are you a renter?! Legacy at Witchduck Lake is offering a special Lease Buyout deal! Give us a call for more info! 757-250-7900! About the Builder: Legacy at Witchduck Lake is built by Platinum Homes. Their team has been a Hampton Roads' home builder for decades, building over 4,000 homes! Their commitment to the community and creating exceptional homes at exceptional value is what makes Platinum Homes so unique. Their team is also sponsoring Miss Sadie by covering her adoption fees--helping both you AND Sadie find a fur-ever home!   As we wrap up today's #AskJenLive, Sadie is patiently awaiting her chicken nuggets, as promised, before heading back to the Norfolk SPCA. If you're interested in this pretty girl please contact me! Thank you to all that joined me today for #AskJenLive! If you have any questions on today's featured pup, community or any other ‪#‎RWNewHomes‬ property, feel free to call me at 757-250-7900 or contact me via my online form! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6557 0 0 0 https://blog.roseandwomble.com/jen-barkan-wins-gold-at-the-nationals/ Wed, 20 Jan 2016 15:21:38 +0000 http://newblog.roseandwomble.com/?p=6577 We are very pleased to announce that our own New Home Online Sales Consultant, Jen Barkan aka 'Ask Jen' was named the 2016 Gold Award Winner at The Nationals in Las Vegas. The Nationals are the new home construction industry awards presented annually by the National Association of Home Builders Sales and Marketing Council at the International Builders Show.  Jen was selected because "she is a poster child for the Online Sales Specialist Role" according to The 'Nationals' selection committee. Jen was selected for not only providing amazing value and service to her builders but also because of her work in the community, including her "Ask Jen Live" online segments. 

'The Nationals’ salutes and honors the best in the building industry for their determination, integrity, creativity, and endurance.

Rose & Womble's New Homes Division received Silver Awards in two additional categories: Sales Manager of the Year for Dianne Gordonn, and Sales Team of the Year for Julie Scott and Deloris Morgan. 

Silver Award winners are the top vote recipients in each category and are the finalists for the Gold Award.

“The Nationals are the most prestigious awards of their kind, setting the benchmark for innovation in new home design, marketing, and sales,” said Christy Beck, chairperson of the Nationals. “NAHB’s commitment to recognizing originality, imagination, and success has been exemplified by its award winners since the competition’s inception.”

Started in 1982 as the Institute of Residential Marketing, The Nationals award program continues to recognize superior new homes sales and marketing achievements. With 57 categories across various disciplines of the new home industry.

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]]> 6577 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-davidson-commons-in-chesapeake/ Wed, 27 Jan 2016 08:30:44 +0000 http://newblog.roseandwomble.com/?p=6585 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive visited the new homes community of Davidson Commons located in Chesapeake, Virginia.

Here is Jen’s recap from her travels:

Meet Buster! This sweet boy is with me on a field trip to our new town home community Davidson Commons in Chesapeake! He's a super sweetheart of a pittie, although he doesn't play nice with other pups. He's better as an only child! First stop is Starbucks for a puppaccino! About the Area: We've arrived here at Davidson Commons, located off of Kempsville Road in Chesapeake.This new homes community features 18 town homes in close proximity to the local Greenbrier Family YMCA, Greenbrier Mall, Greenbrier Middle School, a professional park with doctors, dentist and childcare, I-64, I-664 and more! About the Community: Davidson Commons is a one-of-a-kind craftsman style town home community! All units feature 3 bedrooms & 2.5 baths with granite kitchen counter tops, vaulted ceilings, fireplaces, large walk-in closets, private fenced in backyards & so much more! Standard features include: Interior

• Dramatic 9’ ceilings on first floor
• Custom-textured walls and ceilings
• Vaulted ceiling in owner’s suite
• Carpet in all bedrooms, family room and dining room
• Hardwood in foyer
• Natural gas fireplace in family room with slate surround
• Recessed can lighting in family room
• Pre-wired for ceiling fan in family room and all bedrooms
• Pre-wired for cable/internet in all bedrooms and family room
• Pre-wired for telephone in kitchen, owner’s suite
• Pre-wired for garage door opener
• Two toned paint scheme
• Washer and dryer hook ups
• Interconnected smoke alarm system
• Custom stair detail (per plan)

Special Bathroom and Kitchen Inclusions

• Recessed can lighting in kitchen
• Pendant light pre-wire over bar in kitchen
• Custom designed 42” upper cabinets with crown molding in kitchen
• No-wax vinyl floor in kitchens, foyer and bathrooms
• Adult height vanity in owner’s bath
• Oversized 72”x36” garden tub
• Delta kitchen and vanity faucets 8” deep double stainless steel sink with garbage disposal
• General Electric stainless steel appliances including self-cleaning range, microwave, and dishwasher Icemaker hookup
• Granite countertops in kitchen
• Separate tub and shower in owner’s bath
• Double bowl vanity in owner’s bath
• Oversized mirrors in owner’s bath
• Cultured marble vanity tops with integral sinks
• Elongated toilets in all bathrooms

Exterior

• Architectural 30-year shingles
• Low maintenance custom brick
• Pre-colored fiber cement and vinyl exteriors
• Professionally landscaped
• Weatherproof exterior electrical outlets front and rear
• Hose connections front and rear
• Concrete patio with 6’ privacy fence and gate
• Downspouts and gutters
• Carriage style garage doors
• Sodded yard

Learn more about included features here. Today I am touring the Emperor model (1 of 4 available floor plans). This home is packed with great included features! Learn more here. About the Builder: Today's featured builder is BECO, a leader in "lifestyle homes" in the #Chesapeake-Tidewater area. Their success is based on 3 guiding principles; craftsmanship, customer service and innovation! Read more about BECO here. Thank you to all that joined me today for #AskJenLive! If you have any questions on today's featured pup, community or any other ‪#‎RWNewHomes‬ property, feel free to call me at 757-453-5742 or contact me via my online form! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6585 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-shadowlawn-north-at-virginia-beach-oceanfront/ Wed, 03 Feb 2016 20:43:23 +0000 http://newblog.roseandwomble.com/?p=6602 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive visited the new homes community of Shadowlawn North located at the Virginia Beach Oceanfront, Virginia.

Here is Jen’s recap from her travels:

Feeling fabulous with this little girl today! Meet Star! She's a 9 yr old Yorkie who's looking for a good home. Her life long owner surrendered her recently. She's a sweet girl and deserves a fabulous new life! Today Star and I will be touring Shadowlawn North at the Virginia Beach oceanfront. This beautiful community is just blocks from the beach and on a cul-de-sac! Walk or ride your bike to the boardwalk, restaurants, events and more! Star is excited to see our condos at the beach! About the Area: Residents at Shadowlawn North on 12th Street get to enjoy the beach life! Only a few blocks away are the beach and the boardwalk. I'm pretty sure this is Star's first look at the ocean. Located off of 12th street, there are beautiful views of the nearby marinas at Shadowlawn North! About the Community & Homes: Today I am touring a home located at 935 12th Street which is available now, listed at $379,900. PLUS the builder is offering $7K in closing cost assistance when using a preferred lender! Here are some shots of the living room and bedroom, very comfortable living here at Shadowlawn North! Star is enjoying the comfort in this home with site manager, Scott Berry. These homes also feature huge garages that are perfect for storing all of your beach stuff! Another perk of living in Shadowlawn North, you get a nice backyard area! Star approved! About the Builder: Today's featured builder is Bishard Homes, known for their distinct, coastal-themed designs in Virginia Beach. Bishard Development Corporation has been building quality residential homes and condominiums in Virginia Beach for more than 15 years. They specialize in building homes in sought-after resort communities in close proximity to the water. Their designs incorporate a natural blend of Southern (Charleston-influenced) and Coastal Living architectural styles that integrate well with existing neighborhoods.Learn more about Bishard Homes here. Thank you to all that joined me today for #AskJenLive! If you have any questions on today's featured pup, community or any other ‪#‎RWNewHomes‬ property, feel free to call me at 757-401-6069 or contact me via my online form! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6602 0 0 0 https://blog.roseandwomble.com/rose-womble-number-1-in-sales-in-hampton-roads-for-2015/ Tue, 09 Feb 2016 15:53:16 +0000 http://newblog.roseandwomble.com/?p=6625

Rose & Womble Realty Company: $1,247,662,451 in settled volume and 4,539 transactions.

Howard Hanna: $1,140,519,205 in settled volume and 4,223 transactions.

Berkshire Hathaway Towne Realty: $1,045,329,131 in settled volume and 3,789 transactions.

Long & Foster: $689,148,569 in settled volume and 2,709 transactions.

The Real Estate Group: $547,666,181 in settled volume and 2,092 transactions.

 ]]> 6625 0 0 0 https://blog.roseandwomble.com/congratulations-to-new-home-award-winners/ Thu, 11 Feb 2016 19:24:27 +0000 http://newblog.roseandwomble.com/?p=6631 New Homes Division celebrated it's 2015 award winners at their annual New Homes Kick Off event. The New Homes Division celebrated two groups of award winners. The first group were sales agents who exhibited specific behaviors that have impacted their business and the new homes sites they represent in 2015. These awards are voted on by the sales managers.

Laura Ennis - The Covey Award for Outstanding Daily Behaviors in 2015

Julie Scott - The Stone Award for a Superior Skill Set in 2015

Denise Britt - The Ziglar Award for an Elevated Attitude in 2015

Jay Osborough - The Jim V. Rose Leadership Award for Overall Excellence in 2015

The second group of award winners is based on New Homes sales.

1. Rob Mitchell
2. Julie Scott
3. Doreen Giuliano and Joan Revell
4. Carmon Pizzanello
5. Deloris Morgan
6. Scott Berry
7. Linda Jones
8. Penny Boyd, Wendy Kelly, and Stephanie Sears
9. Jenny Lovell, Nell Gallagher, Lisa Kyriakides, and Judy Lilly
10. Debra Miller and Patty Finein
11. Jay Osborough
12. Tara Strauser

Here]]> 6631 0 0 0 https://blog.roseandwomble.com/askjenlive-the-final-four-new-home-myths-that-need-to-be-busted/ Wed, 30 Mar 2016 12:39:38 +0000 http://newblog.roseandwomble.com/?p=4615 Myth 1: A New Home Costs Too Much New homes may seem like they are more expensive in the initial purchase they could actually save you more in their heating and cooling costs. Since the technology has changed so much, even in the last five years, owners of new homes will receive the benefits of greater energy savings over the life of the property. Plus new homes are being outfitted for today's families, with wireless connections, surround sound systems, and other cool features that require money and time for existing home buyers to put in.

Myth 2: It Takes Too Long to Buy a New Home

A common misconception is that is take six months at the very least to purchase and build a new home, but many of our builders have inventory homes ready to move into now. We currently have over 100 homes from Gloucester to Moyock, North Carolina that are ready and waiting for buyers. Often buyers are still able to pick finishes or paint colors. Don't let a time table stop you from purchasing a new home, you never know you dream new home could be ready for you now.

Myth 3: They Don't Make Them Like They Used To

GOOD! Today's builders use the latest technology and building methods to ensure our homes are safe, energy efficient and will last. When you purchase a new home you also get a builder's warranty that will cover the roof, windows, and other items.

Myth 4: The New Communities Don't Feel Like a Neighborhood

  New home communities are designed with today's buyer in mind. Many of our communities have walking paths, dog parks, playgrounds, pools and fitness centers on site. Many of today's homes feature great front porches designed to sit and hang out with your neighbors. It doesn't matter if you're a first time home buyer or an Empty Nester, we have a community that would be perfect for you. Make sure you tune in every Wednesday at 12:00pm where Ask Jen will take your Facebook and Twitter questions about our featured new homes community of the week.

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  ]]> 4615 0 0 0 https://blog.roseandwomble.com/podcast/ Tue, 16 Feb 2016 22:36:17 +0000 http://newblog.roseandwomble.com/?p=6644 Rose & Womble Realty Co. is Sponsoring New Real Estate Podcast We're so pleased to announce our sponsorship of a new podcast called 'Real Estate 101'. This podcast is designed to educate home buyers and sellers in the many different aspects of the real estate transaction. "We wanted to add a podcast to our marketing mix because we see it as a growing communications medium," said Vice President of Business Development Terri Stickle. "Podcasting allows us to reach a different section of the market and many other consumers with great real estate information." The 'Real Estate 101' Podcast will be an interview format, bi-weekly show that features real estate professionals discussing various aspects of the real estate transaction process from both a buyers and a sellers perspective. The first two episodes features REALTORS® Jean Johnson from Rose & Womble's Shore Drive Resale Office in Virginia Beach, VA and Richard Calderon from Rose & Womble's Chesapeake Office in Chesapeake, VA. The show is hosted by Rose & Womble's Communications Marketing Manager Ramona Rice. "I love podcasting and I love that Rose & Womble is a company that recognizes the power of this format. I'm so thrilled to be part of this project," said Ms. Rice. To listen to an episode individuals may visit RE101Podcast.com or they can find the podcast in iTunes, Stitcher Radio, and other podcasting service platforms.]]> 6644 0 0 0 https://blog.roseandwomble.com/2015_resale_awards/ Thu, 18 Feb 2016 06:45:37 +0000 http://newblog.roseandwomble.com/?p=6649

2015 Top Sales Agents Awards

1. Tim Cochran, Lynnhaven Office

   
2. Anna Staylor Lynnhaven Office
3. Kathryn Sharpe Lynnhaven Office
4. Anna Paduhovich Lynnhaven Office
5. Ryan C. Benton Greenbrier Office
6. Sue Sanders Greenbrier Office
7. Julie Scott Harbour View Office
8. Debbie Mustin Lynnhaven Office
9. Cynthia Welch Beach Office
10. Greg Hotta Beach Office
11. Andrea Moore Ghent Office
12. Nancy Sorg Lynnhaven Office
13. Jessica Bailey Harbour View Office
14. Rob Mitchell Shore Drive Office
15. Beth Walls Peninsula Office

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2015 Top Listing Agents Awards

1. Ellen Drames, Greenbrier Office

   
2. Sue Sanders Greenbrier Office
3. Ryan Benton Greenbrier Office
4. Anna Paduhovich Lynnhaven Office
5. Cynthia Welch Beach Office
6. Tim Cochran Lynnhaven Office
7. Doug Burt Harbour View Office
8. Sherri Paris Ghent Office
9. Matthew Zachary Beach Office
10. Maxine Long Greenbrier Office
11. Maureen Corra Ghent Office
12. Nora Edwards Harbour View Office
13. Elaine Sharp Peninsula Office
14. Kathryn Sharpe Lynnhaven

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2015 Rookie of the Year Award

Stephen Do, Greenbrier Office

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2015 Top Sales Teams of the Year Award

1. The PerfectHouse Team, Holland Road Office

2. Wilkey's Extreme Team Chesapeake Office
3. Judy Marsh Lynnhaven Office
4. Anna Sullivan's Home Team Chesapeake Office
5. Anne "Cookie" Page Lynnhaven Office
6. Livernois, Terranova & Associates Lynnhaven Office
7. Irby's Home-Specialists Chesapeake Office
8. Precision Real Estate Team Holland Road Office
9. Brenda Rawls' Star Team Beach Office
10. The Mac Team Holland Road Office

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2015 Top Listing Teams of the Year Award

1. The PerfectHouse Team, Holland Road Office

2. Anna Sullivan's Home Team Chesapeake Office
3. Wilkey's Extreme Team Chesapeake Office
4. Precision Real Estate Team Holland Road Office
5. Anne "Cookie" Page Lynnhaven Office
6. Rountree Properties Chesapeake Office
7. Irby's Home-Specialists Chesapeake Office
8. Judy Marsh Lynnhaven Office
9. The Mac Team Holland Road Office
10. The Hollowell Group Chesapeake Office

]]> 6649 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-dominion-meadows-in-chesapeake/ Wed, 17 Feb 2016 19:56:09 +0000 http://newblog.roseandwomble.com/?p=6656 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive visited the new homes community of Dominion Meadows located in the Grassfield are of Chesapeake, Virginia.

Here is Jen’s recap from her travels:

Meet Dakota! She's a beautiful 1 year old terrier mix. She's a little shy but very sweet and looking for someone she can love and trust. We're headed to visit our new homes in Chesapeake at Dominion Meadows, a Hearndon Construction community. About the Area: Dominion Meadows is located in the the Grassfield area of Chesapeake, Virginia. This is a highly sought-after area, known for its award-winning schools and close proximity to all your needs! Located just 1 mile away from Dominion Meadows is the Dominion Meadows Golf Course, Walmart and easy access to the local freeway. Also notable, this community is just 12 miles from downtown Norfolk, Virginia - providing easy access to great eats, entertainment and the bustle of the city!  About the Community & Homes: The Dominion Meadows Neighborhood is known for it's beautiful homes listed at an affordable price. The community boasts a park as well as small lakes with water features! Learn more about the community features here. Today I am touring the Foxglove model within the Dominion Meadows Neighborhood. Check out the beautiful layout of this model!  Dakota loves our sun room here at Dominion Meadows! This has been a popular option for homeowners. Dakota loves the windows so she can look outside and watch the birds! Look there's also a cute place for Dakota's leash! Dakota is concerned with the other pup in her home! Hugs and kisses and a photo bomb! About the Builder: Today's featured builder is Hearndon Construction, recognized for their accomplishments in land development and the construction of timeless homes. Read testimonials from Hearndon Construction homeowners here.  Thank you to all that joined me today for #AskJenLive! If you have any questions on today's featured pup, community or any other ‪#‎RWNewHomes‬ property, feel free to call me at 757-250-7030 or contact me via my online form! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6656 0 0 0 https://blog.roseandwomble.com/podcastrecap_001/ Mon, 22 Feb 2016 14:30:29 +0000 http://newblog.roseandwomble.com/?p=6668 We're thrilled to bring you the show notes from the 'Real Estate 101' podcast we are sponsoring. This interviewed featured Rose & Womble's Jean Johnson, a REALTOR from our Shore Drive Resale Office. She gives great information about the process the majority of home buyers go through when purchasing a home.  To listen to Jean's outstanding interview please subscribe on iTunes. 

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Today's guest is REALTOR® Jean Johnson from Rose & Womble Realty's Shore Drive Office in Virginia Beach, VA. Jean specializes in residential real estate and has been with Rose & Womble for almost two years. Today's topic, The Steps To Buying a House, was inspired by a client Jean is currently helping.

Interview and hire a REALTOR® and Loan Officer.

One of the first conversations that Jean recommends is to talk over the main steps through the process. While every transaction is different there are some big steps you'll have to take in order to purchase a home. Most buyers start looking online - you need to create your team. You need to find a REALTOR® and lender. The first mission is to choose who is going to help you through the entire process. You should be asking about their experience, have they worked with different types of buyers -specifically things you will be dealing with like relocation or first-time home buying. Ask for references from people they've worked with before to get an idea what type of reflection their work leaves after the transaction is over. Also, ask them what their negotiation strengths are and how they like to negotiate. Personality is important, Jean recommends  speaking with  several REALTORS®. One way Jean recommends for finding REALTORS® is to visit open houses. You can also ask for referrals from friends and family. For your loan officer you can go with some recommendations from your REALTOR® or other recommendations from friends and family. You will want to compare rates, origination fees, and the true amount of the loan you will be paying over time. A well educated loan officer should be able to easily explain the full loan.

Get Prequalified for Your Loan

While it can be intimating to find out what you can qualify for, you will need to know how much house you will be able to go after. The worse thing a home buyer can do is begin to shop for houses and fall in love with a house they cannot afford. Having a set maximum number helps to narrow your home buying focus.

Sign a Buyer Broker Agreement

When you're ready to get serious about your home buying you will want to sign a Buyer Broker agreement. It is a commitment between a buyer and the REALTOR® that states their loyalty lies with the buyer. It also shows that the buyer will commit to purchase a house from that REALTOR®. This agreement can be short, but it ensures that the REALTOR® is legally bound to protect you and your interests.

Now Start Looking for Houses

This is one of most fun parts of the whole process. Start out making a list of must haves in terms of the house and the neighborhood. Based on those criteria, along with price and location, your REALTOR® will help you narrow down you choices. During the process you may notice what really matters to you in terms of your future home.

Make the Offer

Once you find the home it's time to write the offer. This can be a stressful time of the process, but when you sit down your REALTOR® and write the contract, he or she will go through all the details. Jean recommends for all of her buyers a property inspection contingency so a professional property inspector can examine every nook and cranny of the house. This contingency can help get you out of the contract in case items come back unrepairable or if the seller is unwilling to correct them. During this process the REALTOR® should do a comparative market analysis of the neighborhood - it helps to determine the market value range to help you create a number to give to the seller. During the offer several things could happen - if it is accepted you move on to the next step and schedule inspections. When it is rejected it can be heartbreaking, but the majority of sellers will counter. Sometimes when an offer is flat out rejected it could mean you came in too low. If you arm yourself with knowledge you should be able to work out a deal with the seller.

When the Offer is Accepted

Now that the offer has been accepted, it is the time to hire inspectors. Often your REALTOR® will have professionals they love to work with, but ultimately it is your choice. While you don't want anything to come back from the inspection report, if it does don't panic if something need to be repaired. Jean suggests you put together your list of those items that must be fixed for you to move into the house. Some people have a tendency to ask for upgrade type of things, but really it's intended for things that need to be repaired, not just nice to have.

Loan Approval

Yes you may have been prequalified, but now is the time when you're actually applying for the loan. With the new changes on how loans are processed, three days before your house is scheduled to close you will receive  documents that clearly outline who is paying for what, and if you need to bring any money to the closing table. All of those details are being worked out over several weeks and during that time it is so important to provide any documentation your loan officer requires.

Walk-Through

The day before closing you do a walk-through to check out any repairs that were agreed to and overall condition of the property.

The Closing Table

Then you get to sign the papers! You'll sign all of the papers and receive the keys to your house. With the right people on your team you should go through the process smoothly. Jean believes that at the very beginning you should talk to a few folks. It's not a one-sized fits all solution with a REALTOR®, you need to make sure the person you choose is someone who is going to fight for you, smart with the market, and will educate you along the way. Someone that fits with your personalty that you can trust and will work with you through the whole process.

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All of the advice given on Real Estate 101 Podcast is for informational purposes only. For specific real estate advice please contact a licensed professional REALTOR® in your area to consult. ]]> 6668 0 0 0 https://blog.roseandwomble.com/podcast-recap/ Mon, 22 Feb 2016 15:00:37 +0000 http://newblog.roseandwomble.com/?p=6674 We're thrilled to bring you the show notes from the 'Real Estate 101' podcast we are sponsoring. This interviewed featured Rose & Womble's Richard Calderon, a REALTOR from our Chesapekae Resale Office. He offers a great perspective and real life experience about using technology to help sell your house.  To listen to Richard's outstanding interview please subscribe on iTunes. 

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Today's guest is REALTOR® Richard Calderon from Rose & Womble Realty's Chesapeake Resale Office. Richard has been a REALTOR® since 2012 and his market specialties include military buyers and out of state relocations - especially from his home state of California. Richard is one of Rose & Womble's most technologically advanced REALTORS® and he uses every resource available to promote his listings. During our discussion Richard highlights some really important things about how technology can help sell a house if the REALTOR® and the client are on the same page. Within the last year, many apps and websites have come out that can help promote houses, but it's still so important for the client and REALTOR® to have regular and detailed communication. The seller should expect in depth and proof of what is being done to market the home. When interviewing REALTORS it's important for potential sellers to ask about the agent's marketing plan, including evidence and how they are tracking results. The agent should also be able to show you various aspects of the apps or websites the listing is featured on. The real estate market changes frequently so a good agent will adjust their marketing plan to fit within the current market conditions.

What are the things that real estate agents need to do to get a listing out in front of the public.

Richard recommends to have the home staged and photographed well for internet photos. You need high quality, professionally done photos to highlight the best aspects of the home. Richard personally has a story of a listing where he had the home properly staged for the photo, and then he asked the seller to post the photos on the home association Facebook page. From there a renter in the neighborhood said they wanted to see the house and the house was under contract, above full price the same day. These are the photos from the listing that Richard talks about in the episode. Take every chance to get the home in front of potential buyers - tell the story about making the seller the marketing partner. Your REALTOR can and should give you the professionally done photos and send it out to your network as well. Only people who lived in that neighborhood had access to that page. The best photos and visual tours are like having a great digital open house. This is why it is important for a seller to ask if the REALTOR uses professional photography for the listing. Many REALTORS will have great relationships with vendors, like professional real estate photographers, is another reason to use a REALTOR. Another thing that a good REALTOR will do will have demographics of the neighborhood - and will know how to use to market the home. One example Richard gives is to still use some old school marketing techniques. Social media allows him to target people who want to live in that neighborhood. To ensure you're hiring the best REALTOR®, use these tips: 1. Ask to see examples of photos of their listings and take a look at what they've done before. 2. Past listings examples including language. 3. Ask questions about their personal success rate and listing to sales ratio 4. References from past clients and look at reviews on real estate sites 5. Ask if they have a marketing system, but will they customize for your specific listing.

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All of the advice given on Real Estate 101 Podcast is for informational purposes only. For specific real estate advice please contact a licensed professional REALTOR® in your area to consult. ]]> 6674 0 0 0 https://blog.roseandwomble.com/tax_benefits_from_buyingahouse/ Mon, 22 Feb 2016 18:10:12 +0000 http://newblog.roseandwomble.com/?p=6682 For most people, buying a house is one of the biggest decisions they will ever make and that can lead to buyers having cold feet. Home ownership remains on of the best ways to increase personal wealth. Each month when you make your mortgage payment a portion goes to the principal of the loan, meaning that the amount you finance will go down over time, building equity. That equity is like a forced savings account. You have it if you don’t touch it, and it can be there to help you buy your next house, consolidate debt, make renovations, or simply to help with college tuition. Even with this advantage there are still potential buyers out there who are on the fence. For those who need that extra push the tax savings of owning a home might be just the push they need to jump into homeownership.    It’s tax time & owning has its rewards. Every year during tax time people scramble to find deductions. One extremely lucrative deduction is a mortgage deduction. A huge benefit to owning a home is the ability to deduct the mortgage interest from your tax obligations. For some, this is a huge deduction especially in the early years as you are paying more toward interest than the principal balance. Don’t forget that the first year of owning your home, some of those fees you paid in closing cost can be deducted. Homeowners have the ability to claim the points paid at closing. More often than not, the fee collected is 1% of the loan amount, providing considerable savings. Real estate property taxes are also considered for deduction.  Again, buying a home is a very personal decision and one that can earn you great reward. From landscaping your front yard, to building a swing set in the back, to investing in your future financial portfolio; we are here to help you through the process and provide advice to help you make a very savvy decision. Advance Financial Group is not a tax advisor, for further information regarding tax benefits please contact a tax advisor.

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Traci Waller (NMLS #80888) is a mortgage loan officer with Advance Financial Group a division of Monarch Mortgage.]]> 6682 0 0 0 https://blog.roseandwomble.com/pets/ Tue, 23 Feb 2016 11:55:48 +0000 http://newblog.roseandwomble.com/?p=6688

Fatty foods and fat trimmings can cause upset stomach, nausea, vomiting, and pancreatitis.

Raw meat and fish could have salmonella and E. coli.

Alcohol could cause seizures or respiratory failure.

Grapes and raisins, even a few can be harmful to household pets.

Nutmeg can cause nervous system abnormalities.

For specific questions you should speak with your family veterinarian. If you're thinking about adopting a pet I love the folks at the Norfolk SPCA No Kill Adoption Center. The staff there is great and the pups are so adorable that I bring one with me when I host #AskJenLive.

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]]> 6688 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-north-shore-at-ridgely-manor-in-virginia-beach/ Wed, 24 Feb 2016 19:17:54 +0000 http://newblog.roseandwomble.com/?p=6695 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive visited the new homes community of North Shore at Ridgely Manor located in Virginia Beach, Virginia.

Here is Jen’s recap from her travels:

Meet Chimichanga, she's a special girl full of lots of love! She's a little overweight and needs a family to watch her diet and exercise. She's about 3 years old and is sweet and spicy just like her name! We're headed to visit our new homes in Virginia Beach at North Shore at Ridgely Manor, built by Terry Peterson Residential. About the Area:

North Shore at Ridgely Manor is located in Virginia Beach and boasts close proximity to the airport, Joint Expeditionary Base Little Creek-Fort Story, beautiful Chesapeake Bay beaches, interstate access, Town Center of Virginia Beach (featuring the new Nordstrom Rack, REI and more!) as well as the new Virginia Beach Top Golf.

 About the Community & Homes:

The community at North Shore at Ridgely Manor is located along the banks of Lake Smith in Virginia Beach, with over 100 acres of home sites for luxurious, custom new homes! The entrance to this community is grand with magnificent gardens! Today's featured home in North Shore at Ridgely Manor is located at 5213 Finchley Lane. This home is all about comfort and luxury, and you could be moved in within just 45 days!  Chimichanga loves the sunroom in our Terry Peterson Residential Companies model! Now we're at our move-in ready home The Falkirk, built by 4th Generation Home Builders. Simply amazing! 5 bedrooms, master down, covered porch on front and back, open deck overlooking the lake, phenomenal kitchen and finishes! Chimichanga could get used to showers in here! 2 of the sweetest ladies ever! Chimichanga says "Yo Quiero Taco Bell". Sorry sweet girl, we're watching our figures! About the Builder: Today's featured builder is Terry Peterson Residential, By choosing Terry Peterson Residential, you're embarking on a home buying experience that sets remarkably high standards for attentive personal service! Read home owner testimonials here. Thank you to all that joined me today for #AskJenLive! If you have any questions on today's featured pup, community or any other ‪#‎RWNewHomes‬ property, feel free to call me at 757-276-7300 or contact me via my online form! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6695 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-augusta-at-centerville-commons-2/ Wed, 02 Mar 2016 08:46:02 +0000 http://newblog.roseandwomble.com/?p=6716 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive visited the new homes community of Augusta at Centerville Commons located in the Greenbrier area of Chesapeake, Virginia.

Here is Jen’s recap from her travels:

Fiona is big ol' meatball of a girl who gives good kisses and love. She's a 4 year old bulldog mix and she's looking for a new home to call her own. We're headed out to see our beautiful new construction model home at Augusta at Centerville Commons in Chesapeake. About the Area: We are here at Augusta at Centerville Commons, located just minutes away from the Greenbrier area of Chesapeake and Kempsville in Virginia Beach. Nearby is the Chesapeake City Park and multiple golf courses! [caption id="attachment_6724" align="alignnone" width="425"] Bring the family to Chesapeake City Park, and enjoy the playgrounds, skate park, and dog park.[/caption] About the Community & Homes: The community of Augusta at Centerville Commons features 3-6 bedroom homes from the high $300s. Residents can choose from 6 different floor plans, each with an optional elevation and features including our new ranch model! There are 2 amazing homes available now at Augusta at Centerville Commons; the Newcastle and the Sierra. PLUS the builder is offering $10,000 in free options/upgrades and $7,500 CCA with Monarch Bank & Mortgage or Chaytor Midgett Mortgage! One of the best things about buying new is picking out all of your colors, granite, cabinets, hardware, and the exterior! Fiona chooses Aria for her granite countertops. Good choice! In addition to all of the already amazing included features, our builder is offering an additional $10k for options, upgrades, or to apply to the sales price of our move in ready homes! See us for details! Stopped for a little treat at Starbucks! Fiona loves the puppaccino! About the Builder: Today’s featured community is built by HAV, INC. (Home Associates of Virginia). Their team believes in building more than just beautiful homes, but also a better future with communities you are proud to call home. Read their testimonials here. Thank you to all that joined me today for #AskJenLive! If you have any questions on today's featured pup, community or any other ‪#‎RWNewHomes‬ property, feel free to call me at 757-431-1481. or contact me via my online form! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6716 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-culpepper-landing-chesapeake/ Wed, 09 Mar 2016 13:12:04 +0000 http://newblog.roseandwomble.com/?p=6732 Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive visited the new homes community of Culpepper Landing located in the Deep Creek area of Chesapeake, Virginia.

Here is Jen’s recap from her travels:

Meet Dumpling! Her name says it all. She's a sweet young terrier mix Mama, and her and her babies are all looking for new homes! We're headed out to Culpepper Landing in Chesapeake for a field trip and to check out our move in ready homes! About the Area: Situated in a pastoral setting framed by the Great Dismal Swamp and a 150-acre wooded conservation area, Culpepper Landing honors a legacy of tranquil living in the heart of Chesapeake's historic Deep Creek area. The nearby Greenbrier and Great Bridge areas are loaded with shopping, movie theaters, skating rinks and more! (Photo from City of Chesapeake, Virginia Government) ‪ About the Community: Culpepper Landing's architectural style recalls the charm of traditional neighborhoods where inviting front porches, cozy parks and a community shopping district weave a close-knit community fabric. To browse more of the community amenities visit culpepperlanding.com We met happy homeowners Sabrina & Bri at the community dog park. They said they love Culpepper Landing because "of the sense of community, it's quiet, and well maintained." Thank you ladies! ‪ About the Builder: Culpepper Landing is built by multiple award-winning home builders, one of which is Vintage Homes. Pictured below are their available inventory. PLUS Vintage Homes is currently offering up to 3% CCA with preferred lender! Learn more here. Our Drummond plan is laid out beautifully! Shout out to my friends at A. Dodson's for the decor. This plan is 5 bedrooms and starts $379900. Thank you to our builder TE Jones for hosting Dumpling and I at his Vintage Homes model at Culpepper Landing! Our next featured Culpepper Landing builder is HHHunt Homes. Pictured here are there available homes. HHHunt Homes is also offering 3% CCA with a preferred lender, PLUS some incredible military offers! Learn more here. Our Garrett plan has been a popular choice for homeowners. With 4 bedrooms plus a loft and an open plan I can see why! Dumpling also approves of the Garett Model! Ashlee and Patty are using our interactive touch screen to look at our plans and homesite availability here at our HHHunt Homes model at Culpepper Landing Thank you to all that joined me today for #AskJenLive! If you have any questions on today's featured pup, Culpepper Landing or any other ‪#‎RWNewHomes‬ property, feel free to message me here, or call me at 757-609-0602. Or contact me via my online form! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪

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@AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6732 0 0 0 https://blog.roseandwomble.com/house-hunting-tips-home-buyers/ Fri, 01 Apr 2016 12:57:39 +0000 http://newblog.roseandwomble.com/?p=6772

Take an honest look your personal finances before you start your search. Understanding your personal financial situation is the first step in finding your dream house. You will need to know how much you can contribute to a mortgage payment, the cost of maintaining a home, and also if you have any liquid funds to contribute to settlement costs. Don't skip this step because you don’t want to fall in love with a house just to discover you can't afford to live there.

Think about the various types of properties you’re interested in and list all the home amenities and features you want and need in a new residence.Buying a home is an investment not only for your money but also your time, as most buyers expect to live in a home they purchased a minimum of five years. It is a good idea to determine the type and style of home you want to purchase, and also 'must haves' the home should have from the start. It's also important to consider those items that you could potentially add on in the future or change.

Partner with a REALTOR® from the beginning of your search. This might seem like a step you can skip until you find a house you want to put an offer in, but a good REALTOR® is more than just someone who will fill out the paperwork. Using a REALTOR® will give you first access to great properties, allow another person to negotiate on your behalf, and partner you with professionals you’ll need throughout the buying process.

Don’t settle for only seeing one or two houses a week. The market is more competitive than in the past few years. Get your REALTOR® to schedule several showings and visit as many open houses as possible to find the right listing. With more buyers than listings, the competition is more competitive than in past years, it is important to be aggressive in your search.

Know the area you’re willing to buy a property to help you narrow down your home search. The one thing you will not be able to change about your home is the location, so you need to make sure that the area you're thinking about buying in is one that you will love living in. Consider things like schools, distance to work, and retail stores close by. Location of your home search might not be an area you want to settle on, so speak with your REALTOR® to prioritize your search.

If you spot a listing you love don’t sit, visit it asap! The market is picking up and listings are limited so you want to stay ahead of other buyers. If there is a house that meets your needs, is in the location you desire, and is in your price range, don't wait. Put in a competitive offer, your REALTOR® should also guide you on other ways to make your offer more attractive to sellers.

Don’t limit yourself to “traditional homes.” Buyers might love established neighborhoods, but think about your home purchase in terms of your lifestyle. Purchasing a home in a new homes site, a condo, or townhouse community can mean low maintenance, customization options, and amenities like pools, clubhouses, and dog parks that more established neighborhoods might not offer. So make sure to check out new homesites, condos, and townhouses with your REALTOR® as well.

Work side by side with your REALTOR® and provide any information they need so your home search can move quickly. The relationship you have with your REALTOR® is one that needs to be built on trust. This is one of the reasons we recommend you sign a Buyer's Broker Agreement so that your rights are protected. It is also important that you are being upfront with your needs because it will help your REALTOR® find you a great home sooner.

We'd love to know what you thought about these tips and do you have any to offer yourself?

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Loved This Article? Here are a Few More We Recommend:    ]]> 6772 0 0 0 https://blog.roseandwomble.com/federal-grant-programs-for-home-buyers/ Mon, 04 Apr 2016 19:32:55 +0000 http://newblog.roseandwomble.com/?p=6774 Are you looking to buy your dream home but need financial assistance? FHLB may have the right program for you! FHLB offers grant funds that are sponsored by the Federal Home Loan Bank out of Atlanta. Grants are non-repayable funds or products disbursed by one party, often a government department. FHLB offers 4 different programs including First-Time Homebuyer, Community Partners, Veterans and Returning Veterans. FHLB funds may be used towards the downpayment and/or closing costs for the purchase of a home. Check out the programs and their guidelines below to see if FHLB is right for you! It’s important to note that grant funds are available on a first come basis. Don’t miss the opportunity to own a home of your own and receive financial assistance along the way! For more information on FHLB products and guidelines contact Advance Financial Group. First-Time Homebuyers Product (FHP) The FHP has been offered since 1997 and has made homeownership possible for over 21,000 families. The First-time Homebuyer Product provides up to $5,000 to be used toward the down payment or closing costs of a first-time homebuyer with a minimum contribution of $1,000 from the borrower. A first-time homebuyer is an individual who meets any of the following criteria:

• An individual who has had no ownership in a principal residence during the 3-year period ending on the date of purchase of the property. This includes a spouse (if either meets the above test, they are considered first-time homebuyers).
• A single parent who has only owned with a former spouse while married.
• An individual who is a displaced homemaker and has only owned with a spouse.
• An individual who has only owned a principal residence not permanently affixed to a permanent foundation in accordance with applicable regulations.
• An individual who has only owned a property that was not in compliance with state, local or model building codes and which cannot be brought into compliance for less than the cost of constructing a permanent structure.

Community Partners Product Active Duty and retired law enforcement officers, educators, firefighters, healthcare workers and other first responders are eligible for up to $7,500 of assistance for closing costs or downpayment funding with a minimum contribution of $1,000 from the borrower. This is available to first-time homebuyers or non-first-time home buyers. Veterans Product All Active Duty or Veterans in any branch of the U.S. Military are eligible for up to $7,500 of assistance for closing costs or their downpayment. Returning Veterans Product All Active Duty or Veterans in an overseas military intervention for any branch of the U.S. Military are eligible for up to $10,000 of assistance for closing costs or downpayment. For more information please visit http://corp.fhlbatl.com/.

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This article was provide by Tim Lee, loan officer (NMLSR: 1078215) from Advance Financial Services Group a division of Monarch Mortgage. All advice given in this article is for informational purposes only. Specific questions should be referred to your local lender.]]> 6774 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-carter-estates-newport-news/ Fri, 18 Mar 2016 21:48:15 +0000 http://newblog.roseandwomble.com/?p=6784 This week, #AskJenLive visited the new homes community of Carter Estates located in Newport News, Virginia. Here is Jen’s recap from her travels: Meet this very special pup, Namaste. He's a pittie puppy that is so sweet but will need a special someone to take care of him. He's possibly blind, you see, and seems a little frightened of the world. We're going to have some quality time together today visiting our new homes at Carter Estates in Newport News. About the Area: Today I am here at Carter Estates located in Newport News. This community boasts close access to I-64, Fort Eustis, Virginia, Naval Weapons Station Yorktown, Yorktown Beach and the family-favorite, Busch Gardens! About the Community: We're here at Carter Estates! Carter Estates is a small, quiet community in Newport News that features 20 total home sites on large lots--perfect for enjoying the outdoors. PLUS, there aren't any HOA fees here at Carter Estates! Penny, our site manager, is having a luncheon for her VIP Realtors today! Thank you Penny for hosting us! Our featured home today is the Chatham model, this beautiful floor plan has been popular among homeowners! It's a sign that this is a lucky place! Lots of beautiful ladybugs on the back porch of our Chatham model. And our model is for sale. 3 bd and large loft with closet. Happy Spring! About the Builder: Today's featured builder is HHHunt Homes, an award-winning new homes builder specializing in homes that stand the test of time. HHHunt Homes was also awarded the 2016 Builder of Choice award by Builder Partnerships! Learn more about their team here: We love our Rose & Womble Realty Co Realtors. Thanks for joining us at today's luncheon at Carter Estates!     My adorable assisstant for the day! Our builder HHHunt Homes is so kind to sponsor Namaste's adoption fees. Visit this cutie at the Norfolk SPCA, I'm sure you'll fall in love! Thank you to all that joined me today for #AskJenLive! If you have any questions about Carter Estates, HHHunt Homes or my sweet pal Namaste from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics, feel free to give me a call at (757) 250-7272! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ Ask Jen Barkan Rose & Womble New Homes Specialist @AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6784 0 0 0 https://blog.roseandwomble.com/mortgagetaxcredit/ Tue, 22 Mar 2016 16:00:58 +0000 http://newblog.roseandwomble.com/?p=6802 The Virginia Housing Development Authority (VHDA) recently announced a new product to help potential new homebuyers move from being renters to home owners. The Mortgage Credit Certificate (MCC) allows first time homebuyers to reduce the amount of federal income taxes owed through a tax credit. This is a dollar for dollar credit that could help new homeowners save thousands of dollars over the lifetime of their loan by reducing the federal tax dollars the homeowner will owe. Here's how it works: When a new homeowner purchases a home, if they qualify for the MCC they can get a tax credit in the that is equal to 20% of the mortgage interest they will pay. If you pay $10,000 that year in mortgage interest, $2,000 off of that amount can be applied to the certificate. The remaining $8,000 can still be used as a tax deduction. This might seem confusing so the VHDA produced this great video to explain the whole program. This program is limited to certain geographic areas, including here in Hampton Roads: Norfolk, Chesapeake, Gloucester County, Hampton, Isle of Wight County, James City County, Mathews County, Newport News, Poquoson, Portsmouth, Suffolk, Virginia Beach, Williamsburg, and York County are all included. Make sure to partner with mortgage consultants who are educated and ready to help you in find the best programs for your home purchase. If you want to know more about this or other home buying assistance programs our best suggestion is to partner with your local REALTOR® and lender to determine your family's specific needs. Together, you can come up with a plan to move from renting to buying this year.

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The information provided in this article comes from Advance Financial Group, a division of Monarch Mortgage. Please note that Advance Financial group is not a tax consultant and we encourage you to contact your tax advisor for further information about how this program could impact your tax plan. 

]]> 6802 0 0 0 https://blog.roseandwomble.com/downpaymentgrant/ Tue, 29 Mar 2016 15:05:06 +0000 http://newblog.roseandwomble.com/?p=6808 VHDA offers Down Payment Assistance grants to eligible first-time homebuyers.   About VHDA’s Down Payment Grant: -Qualified first-time homebuyers may receive a percentage of the purchase price to help with the down payment. -Maximum grant will be 3 - 3.5% of the purchase price, based on the down payment required for the eligible VHDA loan. -Buyers must have household incomes at or below program limits. Guidelines & Procedures -Down Payment Assistance Grant may be used with eligible VHDA loans only. -Grant funds may not be used in combination with other down payment assistance resources (including FHA Plus). -Down Payment Assistance Grant has no repayment. -VHDA’s eligible first mortgage must be locked on or after the program implementation date. -The eligible first mortgage must be locked prior to reserving the grant funds. -All borrowers receiving this grant are eligible for a Mortgage Credit Certificate (MCC). Borrowers must apply for a MCC through an approved MCC lender and receive an MCC commitment / approval prior to closing. (An MCC is a dollar-for-dollar credit against your federal income tax liability. For information about MCCs, visit vhda.com/MCC.) -Other program requirements may apply.

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LIMITED TIME ONLY VHDA is currently accepting reservations for the DPA grant. Prior to reserving DPA Grant funds, the VHDA 1st mortgage must be locked. DPA Grant funds are available only for eligible VHDA loans locked on or after March 12, 2015. Due to the limited availability of resources existing locks may not be cancelled and re-locked. VHDA has set-aside $5 million for the Down Payment Assistance Grant program. Because these resources are limited, they will be made available on a first-come, first-serve basis. Once funds have been exhausted there will be no additional allocation. Each request for DPA grant funds must be allocated by VHDA no later than June 30, 2015.

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Love this article? Consider reading one of these: Move from Renting to Buying with a Mortgage Tax Credit Mortgage School: The Rules of Home Affordability What is a Debt-to-Income Ratio?]]> 6808 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-bridlewood-estates-in-suffolk/ Fri, 25 Mar 2016 19:33:46 +0000 http://newblog.roseandwomble.com/?p=6816 This week, #AskJenLive visited the new homes community of Bridlewood Estates in Suffolk, Virginia. Here is Jen’s recap from her travels: Say Hi to Rocky! This big ol boy has literally stolen my heart in seconds. He's a 2 yr old mastiff/pittie mix and is super calm and sweet. In fact, he immediately closed his eyes when we got in the car. And he's camera shy, bless his heart! Rocky prefers to be the only child in his new home. We're headed out to the country to see our custom homes at Bridlewood Estates in Suffolk; an equestrian friendly community. Wonder if Rocky will like the horses? About the Area and Community: Bridlewood Estates is located in Suffolk, Virginia. This area of Hampton Roads is blooming with new shops, restaurants and more! We're here at Bridlewood Estates and it is a gorgeous day! This community has a private, country feel--but with easy access to the bustle of the city. Bridlewood Estates is an equestrian friendly community. Horses are so beautiful and majestic. Here's a few friends we met today! All of our homesites are oversized here at Bridlewood Estates. We have 2 homes ready now or we can build you your dream home! First featured home in Bridlewood Estates is the Secretariat floor plan. I just love this home! It feels good when you enter, know what I mean? The kitchen is stunning too! Rocky is making himself at home in the main living space that's the heart of the home. The next featured home today is located at 207 Bridlewood Lane, and is the Citation floor plan. This home is stunning and features lots of natural light! Loving this bonus room in the Citation! Move in Ready! The Citation has a light & bright feel to it! Ok Hampton Roads we need your help settling a bet! Which color scheme/flooring do you prefer? The darker flooring in the Secretariat or the lighter option in our Citation? Please comment below! Rocky is yawning! About the Builder: Today's featured builder is Widener Corporation. Their philosophy is that home building should be collaborative, creative, convenient, enjoyable and fun! Thank you to all that joined me today for #AskJenLive! If you have any questions about Bridlewood Estates or my sweet pal Rocky from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics, feel free to give me a call at (757) 774-6999! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ Ask Jen Barkan Rose & Womble New Homes Specialist @AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6816 0 0 0 https://blog.roseandwomble.com/why-now-is-a-great-time-to-sell-your-home/ Mon, 28 Mar 2016 14:31:49 +0000 http://newblog.roseandwomble.com/?p=6857 Spring and summer have always been the traditional real estate seasons. Potential buyers have recovered from the holiday season and the winter weather and are ready to spend their weekends at open houses and dreaming about their new home. But right now is a particularly good time to put your house on the market for several reasons including inventory, economic growth and incentives. Read on to find out more about why you need to get that “For Sale” sign in your yard ASAP! The economy is finally doing better. It’s taken years for Americans to recover from the recession and it’s taken the housing market even longer, but we’re finally on solid footing again with stable house prices, higher incomes and lower unemployment rates. With more Americans working steady jobs and making a higher income, a whole generation of first-time home buyers are finally feeling confident enough to invest in the real estate market. If you’re still living in your starter home, it may be time to cash in on that equity and move on to your next dream home, or if your family home has gotten a little too small (or too big!) for your current needs, this spring may be the time to start looking for your next place. Limited supply of existing homes. While consumers are becoming more confident about purchasing a home and their future income, the inventory of existing homes for sale has tumbled. In basic economic terms, there’s more demand than supply. This means you may be able to get more money for your home, better contract terms or a quicker sale. If you’re selling your home this spring, especially if you are selling a home around or under $300,000, you have a product that is in high demand and short supply and that’s never a bad thing for a seller. First-time home buyer incentives. The Virginia Housing Development Authority (VHDA) has created several incentive programs for first-time home buyers including the Down Payment Assistance Grant and Mortgage Credit Certificates. Both of these programs make it more affordable for a first-time home buyer to purchase a home by either providing cash for closing costs, a tax credit on their mortgage interest or both. These programs generally assist with home purchases at or below the $300,000 mark, so if you’re selling a house in that price range, your market may be even wider at the moment. Home prices are increasing. Home prices are increasing around 5% annually, which means you can get quite a bit more for you home right now than you could have just a year ago. It also means that if you plan on purchasing another home after selling yours, that prices are going to continue to increase. Right now is a great time to get a good price for your existing home without overpaying for a new home. Waiting just a few more months may get you a little bit more for your current home, but may cost you a lot more for your next home. The traditional reasons still stand. The traditional reasons for the uptick in housing sales in spring and summer still stand. Beautiful weather gives you a chance you showcase your home’s good qualities - inside and out. Make sure your yard and landscaping are up to snuff, as people pay more attention to flowers, trees and lawns this time of year. If you have a patio, deck, screened in porch or pool, make sure you stage those areas so people can see all the potential. People also look at homes this time of year in anticipation of moving over the summer, while kids are out of school. If you live in a great school district, make sure you realtor points that our in your home’s listing description as this is one of the primary reasons people may be looking to make a move. So if you’ve been wondering whether it’s finally the right time to sell your home, the answer is a resounding “Yes!” Contact your Rose & Womble REALTOR today to get started. ]]> 6857 0 0 0 https://blog.roseandwomble.com/10-tips-when-prepping-to-sell-your-home/ Fri, 01 Apr 2016 20:17:44 +0000 http://newblog.roseandwomble.com/?p=6864 While the current real estate trends make this a seller’s market, homes that are not property prepped for sale can still sit unsold for months at a time. Just having a home with a “For Sale” sign in the yard isn’t going to cut it. If you want to sell your home quickly and for top dollar, follow these 10 tips to prep your home for a flood of offers.

1. Spring Clean it One Last Time One last, final spring cleaning is a great way to start prepping your home to sell. A clean house makes an excellent first impression and lets buyers know that the home has been maintained and cared for. Wash the windows, shampoo the carpets, launder the drapes and linens, clean the baseboards and cabinets as well as the regular cleaning such as vacuuming, dusting, and scrubbing the bathrooms. If that sounds overwhelming, call in the professionals and have a cleaning crew take on part of or all of the cleaning work.
2. Let the Sunshine In Buyers love light. And the more open and light-filled a home is, the bigger it feels. Remove heavy, dark window dressings and replace with new, inexpensive sheers. Use higher wattage bulbs in fixtures and lamps and make sure all your lampshades and light fixture globes are dusted and cleaned.
3. Minor Updates Make a Major Difference Minor updates like new cabinet hardware, a more modern paint color, new drapes or lighting fixtures won’t cost you a ton of money, but will make your home feel newer and buyers will feel like they have less renovations or updates to make themselves. Choose hardware and fixtures that are not too taste specific. Ask the sales person at your local hardware or lighting store what the most popular style is right now and go with that. While a large, expensive renovation may get your house sold - you likely won’t recoup all the money you put into it right away, so choose smaller, but effective updates that won’t break the bank.
4. Create the Illusion of Space One way to make buyers see more storage space is to remove about half the items from all of your closets. Nothing screams “this house has tons of storage!” like an empty shelf. Take all of your clothes that are not the current season and put them into storage. Arrange the remaining clothes neatly in your closet to create the illusion of tons of space.
5. Take Yourself Out of Your Home You’re not selling YOUR house. You’re selling A house. You want buyers to be able to see themselves in this space - not your family. Remove photos, trinkets, and personalized items. It will also help to declutter the house, which brings us to our next tip . . .
6. Declutter Your House! The best way to declutter your house is to invite a good friend over who will be honest with you about what items are distracting or taking up too much space. It’s hard to be objective about your own home. You may love your collection of kitten figurines, but a good friend will let you know that they may need to live in storage until you’re at your next place.
7. Stage Your Home Decluttering and cleaning are not the same as staging. Professional stagers are available in nearly every city to help you with getting your home ready for the market, but you can also try to tackle this yourself. Your realtor can help, as they will know the kinds of layouts and items that turn buyers on or off. The best thing you can do is pare down your home to just the necessary items and update any items that are very out of date. Do you have a huge sectional that takes up your entire den? To a buyer, that may make the room look small and cramped. A new love seat and some updated arm chairs can make the space look large and livable.

8. Curb Appeal is Your First Impression

   Before potential buyers even step foot in your home, they are going to see the outside of it first. And if that first impression is bad, they may not even want to go inside and see all the updates you’ve made. Make sure your lawn is mowed, hedges are trimmed and any toys or recreational items are in storage or put away. If outdoor light fixtures are worn or outdated, replace them. Plant some bright flowers or put out potted plants and make sure any flower beds have been weeded and mulched.

9. Keep it Clean

   When your house is on the market, buyers may come by at any time, and you’ll want your house to be ready for them. As difficult as it may be, try to keep the house clean and tidy at all times so it’s always ready to be shown.
10. Use the Right REALTOR® Probably the most important thing you can do to get your house sold is to choose the right REALTOR® for you and your home. Choose someone who has sold many homes in your neighborhood or city and knows that particular market very well. Make sure they are up to date on all the latest technologies for selling homes including virtual tours and social media marketing. This can make all the difference in the world.

A seller’s market doesn’t guarantee your house will sell, or at least that it will sell quickly. Use these ten tips to help get your home looking its best and sold before you know it.  ]]> 6864 0 0 0 https://blog.roseandwomble.com/benefits-new-construction-less-spring-cleaning/ Fri, 01 Apr 2016 20:32:11 +0000 http://newblog.roseandwomble.com/?p=6869 Real estate season is here and in full swing. If you’re looking to move or purchase your first home, but are having trouble weighing the options of a new home versus existing construction, we’ve got some great insights about new construction homes that might help influence your decision. Spring cleaning? What spring cleaning? With the beginning of the spring season comes that all-important task of spring cleaning. You’ve got to wipe all the winter crud away and get your home fresh and ready for the warmer months. But in a new home your typical spring cleaning list that covers wall to wall, floor to ceiling,  and a general deep clean - goes out the window (the already clean, brand-new window). There’s no need to break your back moving appliances so you can clean behind them or to smoke yourself out of the kitchen trying to use the self-cleaning function on your oven. In new construction your baseboards will be sparkling white, window blinds are dust-free, the shower and bathtub have zero soap scum, and everything is brand new and ready for you to settle in. Instead of spending several days putting some elbow grease into your cleaning, you can do a maintenance quick clean with some light vacuuming, dusting, mopping, and maybe a little scrubbing. Turn-key It doesn’t get more move-in-ready or “turn key” than new construction. From day one the work is already done for you, you don’t have to lift a finger. Instead of spending all your weekend at hardware and home renovation stores working on upgrades or a remodel, you can enjoy a leisurely Saturday in your new place as soon as you’ve unpacked. Not only does this leave you more time to enjoy life in your new abode but it’s also a huge financial benefit. Low/No Maintenance With modern, new appliances, heat, air, and plumbing, you should be able to enjoy a repair-free lifestyle for several years. Where as a home that is coming up on the 10-year mark may be looking at pricey repairs  for a variety of things such as a hot water heater replacement ($250-$500), dishwasher repair ($80), or garage door part replacement ($100). There may also be bigger items looming on the horizon such as an HVAC tune up, repair or even a replacement ($1,000-$8,000), roof repairs ($1,000+) and appliance replacement ($3,000+). Maintenance and repair costs can add up quickly but these are things that don’t need to be considered when purchasing a new home as not only are you unlikely to require such repairs, but in the rare event that you do, most, if not all things, will be included in your home warranty or covered under individual product warranties. No hidden surprises In a new home, what you see is what you get. You don’t need to worry about finding unplanned issues during a home inspection such as a mold problem behind the drywall in the basement, rotting subfloor, or asbestos. Long-term Savings New construction today is much more energy efficient than homes built even five years ago, let alone homes built ten or 20 years ago. Older homes often have energy-wasting single-pane windows, inefficient heating and cooling systems, and lesser insulation. Most new homes are now built with updated, energy efficient windows, better heating and cooling systems and more efficient insulation products. So if you’re looking to purchase a home and you’ve decided on new construction, give one of our experienced realtors a call. We can show you the new construction options available that meet your family's needs when it comes to home amenities, location, and budget. Or if you’d prefer existing construction, we can help with that too. Our team is prepared to work with you to find the right home for you and your family.]]> 6869 0 0 0 https://blog.roseandwomble.com/ways-increase-credit-score-part-6-avoid-cards-fees/ Wed, 15 Jun 2016 14:00:29 +0000 http://newblog.roseandwomble.com/?p=5392 Credit scores are so important when you're getting ready to purchase a home. This metric helps loan officers determine your interest rate and also which loan programs you qualify for. In this six part series were going to give you the information you need to know in order to raise your FICO® score and increase your ability to qualify for a home loan.

Step 6: Avoiding Credit Accounts with Excess Fees

Using credit cost money - if you maintain balances on your credit cards they will charge you interest rates. Installment credit also comes with closing costs and interest. This is why it is important to avoid excessive fees whenever possible. While this doesn't directly impact your credit score it does free up more money to put towards debt and balances. Avoid applying for in-store cards. While it may be appealing to save 10% on your purchase right then, store cards are notorious for having high interests rates. If you maintain a balance you could be paying way more for purchases. Annual fees are sometimes charged by credit card companies when they are offering perks like cash-back or frequent miles. Make sure the perks that are included in the card are worth the fee, and that you actually use them before items expire. When possible seek out cards that have 0% interest for the first year - this is great if you're trying to pay down debt so long as you are paying off the debt and not adding more debt later on.]]> 5392 0 0 0 https://blog.roseandwomble.com/7-reasons-new-home-smart-home-choice/ Wed, 13 Apr 2016 12:59:51 +0000 http://newblog.roseandwomble.com/?p=6813

Customization When you purchase a new home, often it can be completely customized for your family's needs. If you want all-white cabinets, or you dream of a sunroom you can add them easily while the home is being built. If you have a dream home in mind you could spend months trying to find it in the resale market, or you can find a new home community and build your perfect home.

Energy Efficiency Today's new homes are far more energy efficient than homes built just five years ago. Why settle for drafty, energy-wasting single-pane windows in a used home? Many new homes offer double or even triple-pane windows. Special window coatings and inert gases between the layers of glass are often available, saving you even more energy and money in both heating and cooling season. The heating and cooling systems are updated and all of the insulation meets current environmental standards. This will help you as the home owner save money over the life of your home.

Fewer Repairs and Maintenance Let's face it it's not fun to spend time and money on repairs. One of the most popular things about buying a new home is the low maintenance and few repairs because things are brand new. And if something does need fixing it might be under warranty - that could mean some serious savings.

Safety One overlooked aspect of buying a new home is that it can be safer than an older home. New homes feature the latest building materials that meet government standards and you can have security items installed easily without being noticeable in the decor of the home. These homes are free of lead paint, asbestos, and have safer design features.

More time For "Want to Do" Not "Honey Do" I love this suggestion from "The Inspired Room" where the author talks about a new home giving her family the freedom of having only a "want to do" list instead of a "must do" for repairs and customization of the home. She was able to use her time to do fun home projects making her new home uniquely her's.

Layouts that Work for Your Family For the last decade one of the most lasting home trends has been open concept living where the family room, kitchen, and dining areas are open. New home builders follow these trends so you can have a home that is ready for entertaining from the moment you move in. Also popular is having the laundry room upstairs, downstairs master bedroom suites, and third floor media rooms. There are a ton of Rose & Womble new homes that have these as options or standard features.

Affordability This might seem like a myth, but when you consider lower maintenance and large project costs, plus so many builder incentives buying a new home could be less expensive over time than if you purchased an existing home. With a new home you don't have to worry about the roof, plumbing, or structure.Yes a new home is a smart option for home buyers.

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]]> 6813 0 0 0 https://blog.roseandwomble.com/podcast-recap-win-sellersmarket/ Tue, 12 Apr 2016 18:16:36 +0000 http://newblog.roseandwomble.com/?p=6887 We're thrilled to bring you the show notes from the 'Real Estate 101' podcast we are sponsoring. This interviewed featured Rose & Womble's Charlie Laurens, a REALTOR® from our Holland Resale Office.  To listen to Charlie's outstanding interview please subscribe on iTunes. 

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Today's guest is Charlie Laurens, an Associate Broker out of the Rose & Womble Realty Holland Road Office. Charlie leads The PerfectHouse Team, an award-winning real estate team that specializes in the Southside area of Hampton Roads, Virginia. Charlie has been in real estate for over 17 years and has helped over 3,000 families move and has brokered over $300,000 million in sales. During our conversation Charlie gives many great ideas on how to take advantage of the new seller's market that is happening across the United States. A sellers market is when there are more buyers than homes for sale. Since supply is less than demand, prices could go up in certain cases. Charlie believes that the rise in buyers is a combination of great interest rates and programs for key buying groups, like first time home buyers. This is a big reason why many potential sellers should get off the fence and list their home now. Interest rates could rise and a 1% increase in a buyer's interest rate means that it will lower the amount available to a buyer can use to purchase a home. That slight interest rate increase means a smaller pool of buyers for your house. Yet, while some price points are in what could be considered a seller's market, it is still important for a potential seller to seek great guidance when listing a home for sale. It is not enough just to list a home in a seller's market, you still need to be competitive in terms of price and condition of the home. When there is a lack of inventory, home sellers will still need to consider the full market when pricing the home. Charlie and his real estate team like to provide potential sellers information about all the homes in the area that could be potential competition so that the sellers can make an educated decision on where to price the home. It isn't enough to look at what's sold in the area in the last six months, educated sellers will want to preview competition and evaluate the condition of their own home accordingly. Charlie calls this the 'Total Market Overview', which also includes a report on the price points buyers are purchasing in the style of home you own. Creating a team with your real estate agent is another tip. While you are the boss of the transaction, Charlie wants sellers to understand that they need truthful and accurate information about the current state of the market to be able to make informed decisions. The right real estate agent is going to want to work with the client not against them. Even in a seller's market the first showing is online, that means you will want a real estate agent who has a written marketing plan that includes visual tours and high-definition, professional photos.  The condition of the home is critical, sellers need to look at the home from the eyes of the buyer, considering things like paint, carpet, and normal wear and tear. According to Charlie, it's better to invest in updating some of these key things before you list the home. A seller will ultimately pay for the condition of their listing - either before to update and refresh or at the closing table because the buyer negotiated the home at a lower price. When considering listing a home, a potential seller should interview three professional, full-time REALTORS® and these individuals should be able to explain all of the items Charlie mentions during his interview. If you wish to speak to Charlie Laurens directly please visit PerfectHouse.com.

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All of the advice given on Real Estate 101 Podcast is for informational purposes only. For specific real estate advice please contact a licensed professional REALTOR® in your area to consult.   ]]> 6887 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-residences-hampton-roads-crossing/ Fri, 08 Apr 2016 16:10:50 +0000 http://newblog.roseandwomble.com/?p=6889 Here is Jen’s recap from her travels: It's my favorite day of the week, ‪#‎AskJenLive‬! I just picked up this handsome boy Maxwell and we're headed to The Residences at Hampton Roads Crossing to check out our new homes! About the Area: Today I am visiting The Residences at Hampton Roads Crossing in the Harbourview area of Suffolk. This community is close to shopping, entertainment and more! But don't only take my word for it, read a great blog about why Suffolk is a highly sought-after place to live! About the Community: We're here! The Residences at Hampton Roads Crossing and it's a beautiful day! The Residences at Hampton Roads Crossing boast a ton of great features! This pedestrian-friendly community offers multiple home designs and floor plans including quad homes, townhomes and sing-family detached homes! Today's featured home is the Provost floor plan at The Residences at Hampton Roads Crossing. A neat perk of this home is that this home has a 3rd floor bonus room that could potentially be an extra bedroom! Maxwell feels right at home in the Provost model. Our Conrad model is adorable and under $200k! Maxwell loves everyone he meets! Here he is with our site superintendent! About the Builder: Today's featured builder is Terry Peterson Residential Companies, known for their years of experience in the Hampton Roads community. Their current incentives include 50% off upgrades up to $20K PLUS $7,000 closing cost assistance! Learn more here. Thank you to all that joined me today for #AskJenLive! If you have any questions about the Residences at Hampton Roads Crossing or my sweet pal Maxwell from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics, feel free to give me a call at (757) 276-7300! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ @AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6889 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-lawson-hall-virginia-beach-2/ Wed, 13 Apr 2016 20:11:26 +0000 http://newblog.roseandwomble.com/?p=6914

#AskJenLive visits the Residences at Lawson Hill in Virginia Beach

Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, #AskJenLive visited the new homes community of Lawson Hall located in Virginia Beach, Virginia. Here is Jen’s recap from her travels: It's my favorite day of the week, ‪#‎AskJenLive‬! Meet Charlotte. She's a 3-year-old hound mix and is the sweetest thing! She's a mama to 11 babies that will also be available for adoption this week. Yes, 11!!! Charlotte is missing one eye, but she doesn't seem to mind. About the Area:

Today I am here at Lawson Hall in Virginia Beach. This community is centrally located near all local military bases, Town Center of Virginia Beach, Norfolk International Airport, access to the interstates, Chick's beach, and 2 state-of-the-art rec centers. View more information on the area here.

About the Community: The Carriage Homes at Lawson Hall feature 64 townhome style condominium homes in the one of the most conveniently located areas of Virginia Beach. Each home features three bedrooms, two and half baths, and an attached garage. These homes include a host of standard features including gourmet kitchens and designer bathrooms. The community incorporates the Historic Lawson Hall Manor and existing mature trees into the design. Now is a great time to check out the new homes at Lawson Hall! Check out these great features:

Today's featured property is located at 1008 Parish Turn Place and is listed at $259,900 which includes incredible upgrades!

About the Builder: Today's featured builder is Corinth Residential. Alex and O. Pete Kotarides, founders of Corinth Residential, have been building quality homes and developing neighborhoods in Virginia and North Carolina since 1963. Through the years, Alex and Pete, have built a reputation for providing superior homes. Alex and Pete and their sons have formed Corinth Residential to continue that tradition. See what others are saying about Corinth Residential, check out homeowner testimonials here. Today's featured property is located at 1008 Parish Turn Place and is listed at $259,900 which includes incredible upgrades! Doesn't Charlotte look right at home in the Lawson Hill model home (that's also for sale)? Charlotte loves everyone she meets!  Here she is with Alanna, the marketing director for our builder, Cornith! Thank you to all that joined me today for #AskJenLive! If you have any questions about Lawson Hall or my sweet pal from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics, feel free to give me a call at (757) 774-6999! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ @AskJenB #‎AskJenLive‬ #RWNewHomes]]> 6914 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-harbours-river-bluff/ Wed, 20 Apr 2016 18:43:29 +0000 http://newblog.roseandwomble.com/?p=6928

Here is Jen's recap from her #AskJenLive travels:

Meet Mimi! She's a 2 year old pittie that's looking for her forever home! She's spunky, sweet, and would be a great running or walking partner for you fitness buffs out there! Today for #AskJenLive we're headed to visit our beautiful waterfront community, The Harbours at River Bluff today! Tune in at noon for some great info! ‪‬ About the Area: Suffolk We're here! The Harbours at River Bluff is located in Suffolk, Virginia. This community is truly a hidden gem, tucked away from the hustle and bustle of hectic life but also a quick car ride to some fun activities and everyday conveniences. Check out these awesome upcoming events below. Also nearby, this beautiful brand new school, Hillpoint Elementary School! About the Community The Harbours at River Bluff is a true nature retreat, nestled along the deep waters of the Nansemond river. You can relax in your yard or in the waterfront gazebo. Residents frequently spot deer, wild turkey and even a pair of eagles! Amenities include a community pool, playground, 10 acre park, soccer field and more. View more community details here.   Today's featured home is a waterfront model at The Harbours at River Bluff. With water views from most of the rooms, this home is stunning!  I'm pretty sure this is livin' the good life here at The Harbours at River Bluff! Here are some photos of our showcase home, which is also available for sale!! I'll take it, the furniture too! I could get used to waking up to this view everyday. Shut the front door--A laundry room with puppy dog wallpaper!! I'm in heaven! Mirror pics with Mimi in the master bath. For more information on this specific home, contact me today! Here is Suzanne, our on-site agent and Mimi -- they were fast friends! About the Builder The Harbours at River Bluff are built by Platinum Homes, known for their hometown commitment with national expertise. Their homes feature many fantastic included features. PLUS they are offering 3% closing cost assistance with a preferred lender! http://bit.ly/1QN2BZ0  Thank you to all that joined me today for #AskJenLive! If you have any questions about The Harbours at River Bluff or my sweet pal from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics, feel free to give me a call at (757) 774-6999!   If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ ]]> 6928 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-stockbridge-tanglewood-elizabeth-city/ Wed, 27 Apr 2016 17:30:09 +0000 http://newblog.roseandwomble.com/?p=6951 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, #AskJenLive visited the new homes community of Stockbridge at Tanglewood, located in Elizabeth City, North Carolina.

Here is Jen's recap from her travels:

Meet Braut! He's a 2 year young cattle dog mix pup, who's great with kids, dogs, kitty cats too! He transferred over from Amelia County where he was a stray. He's a bit of an escape artist from what I hear, so he needs a yard with a tall fence. First stop on our field trip is Starbucks for a puppuccino! About the Area: Today we are here at Stockbridge at Tanglewood built by Hearndon Construction. This community is located in the "Gateway Corridor" in Elizabeth City. With easy access to the 17 Bypass, Super Walmart Elizabeth City, Southgate Mall and the U. S. Coast Guard Base, Elizabeth City, N. C.  About the Community: The Stockbridge community is growing quickly! There are many transplants from Alaska to Hawaii from many walks of life including our military. This community is located on what used to be farmland, and is a great place to “raise” a family. If you are looking for a slower paced lifestyle you'll love the country/urban feel here.   Today's featured home is the newest model here at Stockbridge at Tanglewood! This craftsman-inspired home has a 2-car garage and large mudroom, a beautiful sun room and more!  Braut is excited to see our new Ranchette plan! It's super cute! So much space in this home! For perspective: I'm 5'9 so you can see how big the kitchen island is in our new bungalow/ranch plan! Calling all of my organizing fanatics! Look at the storage solutions Hearndon Construction is putting in their homes! Stockbridge at Tanglewood has many other great homes that are also move-in ready! Check out the full list of inventory here. Here's a snapshot of some of our current inventory: About the Builder: Today's featured builder is Hearndon Construction, known for their accomplishments in land development and the construction of timeless homes in Hampton Roads! Learn more, visit their site here.     Thank you to all that joined me today for #AskJenLive! If you have any questions about Stockbridge at Tanglewood or my sweet pal Braut from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics, feel free to give me a call at (757) 774-6999! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ ]]> 6951 0 0 0 https://blog.roseandwomble.com/local-finds-cutlass-grille/ Wed, 04 May 2016 14:15:15 +0000 http://newblog.roseandwomble.com/?p=6974 Right across the street from Chesapeake General Regional Hospital there is a slice of Jamaica in Chesapeake. Cutlass Grille specializes in Jamaican jerk-style barbecue. Jerk cooking is a style native to Jamaica where meat is marinated or dry rubbed using a combination of spices.  The decor of the restaurant feels like an island paradise, with bright colors and lots of fun art work. There is a full-service bar with some pretty interesting island drink suggestions, including Kola Champagne and Ting. Owner Shawn Dawkins started Cutlass Grille after being laid off and it has grown into a popular destination for island food. Everything is prepared fresh daily and sometimes they run out of popular items.    [caption id="attachment_6984" align="alignnone" width="500"] One of the many jerk offerings from Cutlass Grille, Jerk Pork with their delicious green beans and plantains.[/caption] At Cutlass Grille there is a variety of meat that is cooked Jerk style including chicken, pork, and brisket. We sampled the brisket in the Chopped Beef Brisket sandwich. The sandwich was delicious, and wasn't too spicy.  We were also able to enjoy the Jerk Chicken. Another treat was the Brown Stew Chicken which was so tender it fell off the bone. The Curry Chicken was also a favorite, it is a mild yellow curry with tender chicken and vegetables like carrots and potatoes stewed together.  [caption id="attachment_6985" align="alignnone" width="500"] Curry Chicken and collard greens from Cutlass Grill[/caption] All of the meals are served with a choice of sides. Some of the table's favorites included the collard greens (a little bit spicy but really good), the fried tostones (smashed plantains that are fried), and the Jamaican rice and peas.  [caption id="attachment_6986" align="alignnone" width="500"] Tostones are flattened plantains that are fried. Delicious.[/caption] We finished the meal with a little desert - carrot cake that was so moist but wasn't too sweet, and plantain foster - a play on the classic bananas foster. Both were excellent. [caption id="attachment_6987" align="alignnone" width="500"] Carrot Cake from Cutlass Grille in Chesapeake, VA[/caption] [caption id="attachment_6989" align="alignnone" width="500"] Caramel ice cream compliments the caramelized plantains in this dish.[/caption] Make sure to check out this great local find and support LOCAL businesses throughout the Hampton Roads area as we do.  Cutlass Grille is located on Battlefield Boulevard in Chesapeake, across from the Chesapeake Regional Hospital. 805 Battlefield Boulevard, Suite 101, Chesapeake, VA 23320 CutlassGrille.com 757-382-0015

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Like this Blog Article? You Might Enjoy These LOCAL Finds: Commune Real Food Best Donuts in Hampton Roads Giving Back Locally  ]]> 6974 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-western-branch-reserve-chesapeake/ Fri, 06 May 2016 11:45:08 +0000 http://newblog.roseandwomble.com/?p=6976 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, #AskJenLive visited the new homes community of Western Branch Reserve, located in Chesapeake, Virginia.

Here is Jen's recap from her travels:

Meet Prince! This handsome fella is a 10 mo old Yorkie Poo and is looking for his new home too! We're headed out on a field trip to our new home community Western Branch Reserve to see our brand new model built by Napolitano Homes! About the Area: Today I am here at Western Branch Reserve, a new homes community in the Western Branch area of Chesapeake. This area is perfect for families and outdoor enthusiasts, with tons of attractions, award-winning schools and easy access to all 7 cities of #HRVA! Pictured below: Chesapeake Jubilee, Chesapeake Virginia Wine Festival, Chesapeake Planetarium and the Chesapeake Paddlers Association. About the Community: Western Branch Reserve is a new homes community that will consist of 70 single family home sites, with 8 different designs to choose from priced from the $360s. Learn more here. We were excited to meet these happy Western Branch Reserve homeowners today Today's featured home is the Milan model at Western Branch Reserve. This stunning home has a spacious floor plan with a 2-car garage and many more great features! We love this Milan model! Here are a few pictures but you'll need to come out and take a tour and see for yourself how beautiful it is! Prince is making himself at home with us today! Prince wanted to take a shower in the huge master bath! Maybe later buddy! About the Builder: For over 38 years, Napolitano Homes has been setting the benchmark for new homes that Hampton Roads families want. Thank you to all that joined me today for #AskJenLive! If you have any questions about Western Branch Reserve or my sweet pal Prince from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics, feel free to give me a call at (757) 774-6999! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ ]]> 6976 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-washington-arms-in-chesapeake/ Fri, 13 May 2016 21:03:29 +0000 http://newblog.roseandwomble.com/?p=7010 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, #AskJenLive visited the new homes community of Washington Arms, located in Chesapeake, Virginia.

Here is Jen's recap from her travels:

Meet Willis! He's a 2 year old pup looking for his new home! He's very shy and sweet and from what I hear is a bit of an escape artist. His home needs a tall fence to keep him safe. We're off to see our homes at Washington Arms Condominiums in Chesapeake! About the Area: Today I am here at Washington Arms Condominiums located in the Deep Creek area of Chesapeake, Virginia. This area has a lot to offer for all ages and interests! Some of my favorites include the Deep Creek City Park, BrickHeadZ LLC Play and Party Center,Big Ugly Brewing Company and multiple golf courses such as the Chesapeake Golf Club and Battlefield Golf Club and more! About the Community: Washington Arms Condominiums feature a number of floor plans to suit your needs. Floor plans have 3 bedrooms, 2-3 bathrooms and range from 1,752-1,810 square feet. Some photos of our model at Washington Arms Condominiums. Willis is making himself at home here in our Citizen model at Washington Arms Condominiums! Today's featured home is available now, located at 2820 Gavin Road, listed at $204,475. Check out the great included features! I love that the upstairs bedroom has the option of being a 2nd master suite with private bath! A dual master is great for multi generational families. Willis may never want to leave! About the Builder: Today's featured builder is Widener Corporation, whose motto is “We Build the Homes. You Build the Memories.” Widener Corporation focuses on maximizing the livability of every home they build. They define livability as “how efficiently and enjoyably you can do what you need to manage your family’s day-to-day activities based on the features and floor plan your home provides.” Thank you to all that joined me today for #AskJenLive! If you have any questions about Washington Arms or my sweet pal Willis from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics, feel free to give me a call at (757) 774-6999! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ ]]> 7010 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-willow-pond-virginia-beach/ Wed, 18 May 2016 18:46:08 +0000 http://newblog.roseandwomble.com/?p=7028 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, #AskJenLive visited the new homes community of Willow Pond, located in Virginia Beach, Virginia.

Here is Jen's recap from her travels:

Meet Sadie! She's a 9 year old sweetheart mix breed looking for a new home to lay her head at night. She's very affectionate, loves people & children. She would prefer to be the only furry kid though. Sadie is completely blind but she gets around very well and quickly adapts to her surroundings. About the Area: Today I am here at Willow Pond in Virginia Beach. This community is located close to military bases, Town Center of Virginia Beach and Williams Farm Recreation Center--which features indoor/outdoor pools, weight room, track, gymnasium, skate park and more!  About the Community: We're here at Willow Pond for ‪#‎AskJenLive‬! Willow Pond is a gated community and all homes are now complete--so no construction noise! Homes feature front yards and open space landscaping. Floor plans offer 3 floors of living, making a larger home more affordable!  I love all of the beautiful landscaping our builder Bishard Homes has done in this neighborhood. There are several pergolas throughout the community with knockout roses. About the Homes: Today's featured home is the Hannah model located at 717 Valentine Lane. This home has a water feature off of the backyard which adds a peaceful ambiance off of the back patio!  Lois says this is the most popular cabinet option here at Willow Pond. It's Espresso by Armstrong Cabinets. We're on the 3rd floor of our Hannah model here at Willow Pond. This house is such a great value with 4 bedrooms and 3.5 baths and 3 levels of living! Today's featured builder is Bishard Homes known for their coastal style homes and use of beach-y colors and style in their homes. Which of these coastal colors do you like best? Blue or sand? They're both available now! Sadie is saying thank you to Lois for hosting us! Thank you to all that joined me today for #AskJenLive! If you have any questions about Willow Pond or my sweet pal Sadie from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics, feel free to give me a call at (757) 774-6999! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ ]]> 7028 0 0 0 https://blog.roseandwomble.com/6-things-to-notice/ Fri, 20 May 2016 15:39:41 +0000 http://newblog.roseandwomble.com/?p=7031

Signs of moisture damage Wet, clammy, sticky, smelly rooms can hint as water seepage caused by improperly graded soil or an improperly laid foundation. A damp attic could mean ventilation problems - and without proper ventilation the home could suffer from dry rot or condensation that could create mold.

Noticeable cracks A visible crack link in the interior of the home or on the exterior foundation could point to more-than-normal settling.

Poorly fitted duct work Heating and cooling systems can be problematic. Check the duct lines to see that they fit snugly and securely.

Improperly fitted skylights Skylights are usually one-piece preassembled units that are popped into a hole in the roof. Look for discoloration, peeling paint, or other signs that the skylights were improperly fitted or may be leaking.

Sloppy masonry work Look at steps, outer brick work, and fireplaces. If there are loose or cracked bricks it is a sign of a larger problem.

DIY Electrical Work There are a few projects that you should avoid doing yourself, and electrical work is definitely one. Look for loose wires, and take a look at the outlets in the home.

Keeping an eye out for some of these potential hazards is a great way to help you master your home search.]]> 7031 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-bedford-place-portsmouth/ Fri, 27 May 2016 18:45:09 +0000 http://newblog.roseandwomble.com/?p=7047 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found!

This week, #AskJenLive visited the new homes community of Bedford Place, located in Portsmouth, Virginia.

Here is Jen's recap from her travels:

This is Molly, a two year old beagle mix from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics and she is looking for some happy humans to love on! About the Area: Bedford Place is located in Portsmouth, Virginia and has lots of convenient shopping and restaurants nearby at Victory Crossing! Are you in the military? Bedford Place is a great place to call home, located within 7 minutes of Portsmouth Naval Hospital, Portsmouth Naval Shipyard,U.S. Coast Guard Atlantic Area Command! About the Community: Bedford Place is an intimate community of only thirteen homes! Each home features custom interior finishes, covered porches, and huge lots all within a treed community. 

Today's featured home features a built-in coat rack in the mudroom, granite counter tops and a full front and back porch!

Bedford Place has 2 of this Southern Woman's favorite things, Magnolias and porches!

 

We love that the builder ABT Custom Homes, LLC kept the natural landscape on the home sites here at Bedford Place! Does anyone know what kind of tree this is?!

About the Builder:   Bedford Place is built by ABT Custom Homes, LLC. Their team specializes in exceeding expectations in quality and creativity, with unique designs and craftmanship. They have a long report card of customer satisfaction, view their homeowner testimonials here!  

Thank you Joan Revell - Realtor for showing us around Bedford today. It is Molly approved!

  Thank you to all that joined me today for #AskJenLive! If you have any questions about Bedford Place or my sweet pal Molly from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics, feel free to give me a call at (757) 774-6999! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ ]]> 7047 0 0 0 https://blog.roseandwomble.com/market-value/ Mon, 20 Jun 2016 16:00:12 +0000 http://newblog.roseandwomble.com/?p=7082 Like this article? Here are some others you should check out! Five Facts That Determine if Your Homes Sits or Sells Podcast Recap: How Technology Can Sell a House 10 Tips when Prepping to Sell your Home]]> 7082 0 0 0 https://blog.roseandwomble.com/market-value-home/ Mon, 27 Jun 2016 16:00:30 +0000 http://newblog.roseandwomble.com/?p=7084 1. What you have in it. The things you have in your home really have no bearing on the market value unless you have them convey with the house. As lovely as your furniture is it provides no market value to the home. 2. What you need out of the sale. The market value has nothing to do with what you may need from the sale of your home. This is sometimes a difficult thing to understand, especially if you're selling because of financial need. The market only cares about how the home compares to other homes currently sold on the market. It is not the market's job to worry about what you're going to get out of the sale. 3. What you want out of the sale. You may want to move to a smaller home. You may want to relocated closer to your work. The market doesn't care - it cares about the value of your home. 4. What is appraised for. Yes, the appraisal is important, and the buyer will not get full lender approval without the appraisal coming in at the right price, but just because a home appraises at a certain price doesn't mean a buyer is willing to pay that price. 5. What you heard your neighbor's house sold for. Yes, to determine a price your REALTOR® will use comps from the neighborhood to determine the market rate - but that may not include your neighbor's house. Depending on when your neighbor sold, what their personal financial situation was, and the condition of their house determined how much they earned after the sale. You can't directly compare that with your home sale. Instead focus on what your home is worth today in today's market. 6. What the tax office says it's worth. The local government will put what is known as the tax assessed value on the property - this is how they determine how much to charge you for the property tax. This number as little to do with the market value of your home and should not be used as a guide for pricing your home. 7. How much it is insured for. This will change based on the needs of the homeowner - and it will have no bearing on home buyers. 8. The memories your family shares at the home. There is no way to quantify the memories your family has created in your home, and while you can use them to create a good narrative to sell your home it will not affect the over all market value of the home. 9. The price of the home where you are moving. The buyer will not care about where you're moving to - their job is to get the house at the lowest price possible. Your job is to sell it at the high price possible - this is why you need to concentrate on price the home well, staging it to sell, and finding the best REALTOR®.]]> 7084 0 0 0 https://blog.roseandwomble.com/7-steps-prepare-home-sale/ Mon, 13 Jun 2016 10:18:06 +0000 http://newblog.roseandwomble.com/?p=7088 Don't have a vacant house. While it might seem like a good idea to have a clean slate for buyers to look at in actuality it can be difficult for buyers to imagine what it's like living there without inspiration. This is why new home builders will have professionally decorated models to show what it would be like to live in the property. Take the time to stage the home - especially if it's vacant.

Curb appeal

The front of the house should welcome potential buyers. Make sure to keep the lawn neat and clean, replace dead plants and shrubs. The driveway and steps should be cleaned and cleared of any clutter and debris. Apply fresh paint and repair any damaged brick, siding, or other exterior surfaces, especially around entry ways as buyers often spend a good amount of time there. Make sure to repair cracked or broker windows and replace damaged screens.

Garage

Clear the floor space and remove all unnecessary items. Do not use the garage as a dumping ground for moving boxes, invest in temporary storage.

All living Areas

Remove clutter and excess furniture to give rooms a more spacious feel. Take down family photos. Just like the new home model, you want to inspire the buyer to imagine living in the home so don't remind them a family lives there currently. Personal items can distract from buyers imagining they live in the home. Make rooms as airy and bright as possible with good lighting and opening drapes and blinds during showings.

Bathrooms

Replace or clean shower curtains, check caulking around tubs and showers, and repair leaking faucets and replace tile and grout as needed. It's also important to depersonalize bathrooms as much as possible. Clear personal product clutter and invest in brand new towels to use during showings.

Closets

Make sure all the lights work and clothes are neatly hung. Shoes and loose items should be arranged or stored neatly. Also, consider purging closets of items you no longer need because it will make them appear bigger to potential buyers.

Kitchen

Replace counter tile and grout as needed. Be sure to clean the oven and wax the floors, and scrub the sink. You'll also want to clean out the fridge and put a fresh box of baking soda in, buyers will be curious.]]> 7088 0 0 0 https://blog.roseandwomble.com/commission-attracts-buyers-agents/ Mon, 06 Jun 2016 15:01:36 +0000 http://newblog.roseandwomble.com/?p=7090 the US Supreme Court ruled that industries requiring a certain rate illegal. A home seller can negotiate the commission offered based on a number of factors including the type of market or personal financial considerations. It may seem like it's okay to negotiate for a lower commission price, and you as the seller have that right, but real estate services are often bundled and you need to ask yourself what service would you like to take off for a lower commission? Here are some things that are typically done by a REALTOR® during a real estate transaction:

• Marketing
• Advertising
• Hosting Open House Events
• Research of the Market for Correct Pricing
• Negotiation Assistance
• Handling of Paperwork
• Attending all inspections
• Arranging Showings with potential buyers
• Transaction Coordination

If a seller is needing to sell more quickly it is okay to offer a tiny bit more in commission to entice real estate agents to bring out buyers. While the seller will still need to ensure the house is priced well and staged beautifully, adding a bit of a boost in commission could motivate buyer's agents to show your property first. This could help get a few more showings and even better more offers. Sellers need to be competitive to get the most activity and the highest price. By offering a tiny bit more in commission sellers could have multiple real estate agents bringing buyers by. That's never a bad idea. Have the conversation about commission up front and weigh the pros and cons. It might be worth it to come a little more out of the sale of the house to get the house sold more quickly.  ]]> 7090 0 0 0 https://blog.roseandwomble.com/askjenlive-visits/ Thu, 09 Jun 2016 15:40:15 +0000 http://newblog.roseandwomble.com/?p=7166 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, #AskJenLive visited the new homes community of Pretty Lake, located in 6th Bay in East Ocean View, Norfolk, Virginia.

Here is Jen's recap from her travels:

This is Roscoe from the Norfolk SPCA! He is a Heinz 57 guy, with lots of breeds mixed in, and he is a real sweetheart who is looking for a new home. About the Area: For this week's #AskJenLive I visited the Pretty Lakes area of 6th Bay in East Ocean View in Norfolk's coastal district! This community is located close to military bases and the Chesapeake Bay, which is only a few blocks away.   The beautiful Bay Oaks Park is nearby and is a great place for outdoor activities, picnics, or to play with your new dog, Roscoe! And just look at that beautiful water! About the Homes: Our featured home is this beauty which features 4 bedrooms, 3 bathrooms, an open floor plan, 3 balconies, and gorgeous water views. The cherry on the top is that it's only blocks to the park and the beach! About the Builder: DSF Development specializes in providing the finest quality, custom new homes for first-time homebuyers and armed forces personnel at affordable prices. DSF Development includes many items in their homes that most other builders consider “upgrades," but for them, these details are their standard! Whether it’s granite countertops, ceramic tile shower surrounds, tray ceilings or crown molding, their features will make you swoon! Roscoe is such a sweetie and loved giving Kelly our representative from DSF Development some sweet cuddles!  You can meet him at the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics! Roscoe would love to go home with YOU! Thank you to all that joined me today for #AskJenLive! If you have any questions about Pretty Lake or my sweet pal Rosoce from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics, feel free to give me a call at (757) 774-6999! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ ]]> 7166 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-sajo-farm-virginia-beach/ Fri, 17 Jun 2016 16:50:51 +0000 http://newblog.roseandwomble.com/?p=7209 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, #AskJenLive visited the new homes community of Sajo Farm, located in Virginia Beach!

Here is Jen's recap from her travels:

Meet Beemo, from the Norfolk SPCA! She's a 4 month old hound mix and is just darling!!! She's very sweet and happy, gets along great with other pups and kids and she's looking for a furever home! About the Area: For this week's #AskJenLive I visited the Sajo Farm area of Virginia Beach! This community is close to area military bases, area colleges,Town Center of Virginia Beach, and hospitals. At just 4 miles down the road, Chick's Beach is a hop, skip and a jump away! I love the charm of the neighborhood clubhouse, very Southern Living! And I love the old live oak trees, pocket parks, and ponds spread throughout the community. About the Homes: Our featured homes are Craftsman style and features 4 bedrooms, 2.5 bathrooms, and open floor plans!  The Milan includes a 1st-floor master, an over sized sun room off of the family room and cathedral ceilings.The Belmont includes a home office/study on the first floor and is located on a corner lot with a sun room overlooking gorgeous trees! About the Builder: Napolitano Homes is family owned and oriented team that is passionately committed to creating innovative homes and communities. With an emphasis on livable floor plans and a smooth home building process, Napolitano Homes is a leader in the new home building industry. Whether you are looking for an economical condominium lifestyle, single floor living options when it's time to downsize, or spacious two story homes that are big enough to comfortably suit the needs for almost any sized family, Napolitano Homes truly has something for everyone. Beemo is such a sweetie and loved touring Sajo Farm! You can meet her at the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics!  Beemo wants to go home with YOU! Thank you to all that joined me today for #AskJenLive! If you have any questions about Pretty Lake or my sweet pal Rosoce from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics, feel free to give me a call at (757) 774-6999! If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ ]]> 7209 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-shadowlawn-north/ Fri, 01 Jul 2016 17:53:45 +0000 http://newblog.roseandwomble.com/?p=7224 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, #AskJenLive visited the new homes community of Shadowlawn North, located in Virginia Beach!

Here is Jen's recap from her travels:

Meet Lula, from the Norfolk SPCA! She's 6 years young, a Sharpei mix, and is looking for a buddy to hang with! She LOVES people and would be a wonderful companion. About the Area: For this week's #AskJenLive I visited Shadowlawn North in #VirginiaBeach. These brand new condos are just blocks from the Virginia Beach Oceanfront, the ViBe Creative District, the interstate, local hospitals and the interstate. About the Homes: Our featured homes boast gas fireplaces, custom-built kitchen cabinetry, granite kitchen counter tops, and a number of energy efficient amenities. Browse more photos here: http://bit.ly/290kVw1 About the Builder: Shadowlawn North is built by Bishard Homes who specialize in building homes in sought-after resort communities in close proximity to the water. Their designs incorporate a natural blend of Southern and Coastal Living architectural styles that integrate well with existing neighborhoods. Schedule a showing today! Virginia Beach, Virginia city code 6-5 say doggies aren't technically allowed on the beach during the summer months, but we just had to let Lula Bear see the ocean!  Lula is the sweetest meatball pup and was so well-behaved on our tour of Shadowlawn North. She even has a few tricks up her collar! You can meet her at the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics! Will you be Lula's forever home?! Thank you to all that joined me today for #AskJenLive! If you have any questions about Pretty Lake or my sweet pal Rosoce from the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics, feel free to give me a call at (757) 774-6999!

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If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ ]]> 7224 0 0 0 https://blog.roseandwomble.com/home-inspection-checklist/ Mon, 22 Aug 2016 18:06:59 +0000 http://newblog.roseandwomble.com/?p=7037 Take a tour of the home with the inspector Go to the inspection and walk around with the inspector. Ask a lot of questions as you go along. The inspector should be happy to explain everything to you. It's an excellent opportunity to learn about the home you're buying and what to watch out for in the future. Often they will show you how to turn off the water heater, the electric box, and all the plumbing. This time allows you to get to know the house.

How to handle the report

At the end of the inspection, the inspector will give you a report of what's wrong with the house. Take a moment and read through the report with your REALTOR® and don't be afraid to reach out to the inspector if you have any questions. Once you've read through make a list of the items that must be repaired for the functionality of the home. Loose carpet, or cosmetic items should not be included in these negotiations.

Be Willing to Walk Away

The inspection period can be stressful because home buyers might be worried about what the report says or how the sellers will respond to repair requests. You need to know your limit for walking away and stick with it.  ]]> 7037 0 0 0 https://blog.roseandwomble.com/how-should-we-hold-title-to-our-new-home/ Mon, 29 Aug 2016 16:00:55 +0000 http://newblog.roseandwomble.com/?p=7067 Individual If you're a single person buying a home, your options for the way you hold title are limited. You may hold title to your property as an individual. In some states, very few, you may hold title in a land trust. A land trust is a legal invention where the sole asset in the trust is the property you are buying, and the beneficiary of the trust is you. At one time, you could use a land trust to completely obscure the identity of the beneficiary. Today, the veil of the land trust has been lifted.

Two or More Buyers or a Married Couple

If you're married, you can hold property in one of four ways. Joint Tenants Joint tenancy with rights of survivorship is the most common way married couples hold property. You each own the property as a whole, if you or your spouse dies, that person's share in the property is immediately transferred to the spouse. You share and share alike in the entire property. Tenants in Common If you hold the property as tenants in common, your share in the property can be broken down into percentages. For example, you might own 30% of a house, your spouse may own 30%, and your parents may own 40%. While you may use and enjoy the whole property, you cannot be restricted to your 30%. You can sell your share of the property, similarly to how you would sell stock in a company. You should be able to sell your share to whomever you choose. Tenancy by the Entirely This is an option that is only available to married couples. It has the same benefits as joint tenancy, with rights of survivorship, but as long as the couple is married, it protects the interest of each spouse. With tenancy by the entirely, both spouses in the marriage must agree before the property is subject to one spouse's creditors. So, no spouse may do anything that would create a claim or lien on the martial property. For example, if Charles is sued, the creditors could not attach the resident because he and Jessica each own the whole property. Creditors would have to wait until the marriage is severed, or the spouse consented to the claim, or the property is sold. Once the property is sold, a claim can be attached to the proceeds.

As with any questions about title ownership, you should consult a local attorney or title company. They, along with your REALTOR® should be able to guide you to the best title option for you.

]]> 7067 0 0 0 https://blog.roseandwomble.com/should-i-get-a-home-warranty/ Mon, 15 Aug 2016 16:00:06 +0000 http://newblog.roseandwomble.com/?p=7069 What a home warranty looks like for a new home. Reputable developers of new construction will often back up their own work - and it should be a major criteria if you select to purchase a new home. Typically the home builder will provide a door-to-door warranty for one year on nearly everything in the home. This often includes the warranties that come from the manufacturers of the brand new appliances and systems placed in the home. The home builder might also extend the warranty to five or ten years for specific home components, like the roof, hardwood floors, or fireplaces. It is important to know exactly what your builder will cover when you are buying a new home, so get the information from the site agent, or ask your REALTOR® to help gather that information.

For a Resale Home

Unlike a new home, which will cover a lot of items including expensive structural issues, home owner warranties for previously owned homes are actually service contracts. These service contracts will cover any costs to repair or replace a broken appliance or plumbing system over and above the deductible. Homeowner warranties will not cover pre-existing problems. So if an appliance works on the day of the closing, it's covered; otherwise it's not. These warranties don't cover everything in your home, specifically structural problems. The typical policy covers the furnace, air conditioning, kitchen appliances, water heather, trash compactor, electrical system - often limited to fuses and interior wiring, and interior plumbing. There are exclusions and these should be discussed with the home warranty company. Discuss adding the cost of a home warranty to the buying contract with your REALTOR®. Also, you as the homeowner may purchase a home warranty at anytime. Your REALTOR® likely has a few companies to recommend, so it's a great idea to reach out for recommendations.]]> 7069 0 0 0 https://blog.roseandwomble.com/how-much-should-i-put-down/ Tue, 09 Aug 2016 04:29:22 +0000 http://newblog.roseandwomble.com/?p=7072 7072 0 0 0 https://blog.roseandwomble.com/closing-costs/ Mon, 01 Aug 2016 16:50:42 +0000 http://newblog.roseandwomble.com/?p=7074 7074 0 0 0 https://blog.roseandwomble.com/pricing-right/ Mon, 25 Jul 2016 16:00:43 +0000 http://newblog.roseandwomble.com/?p=7076

Setting a realistic price at the beginning is incredibility important. A property attracts the most attention, interest, and excitement from the real estate community when it first comes to market. You never want your property to become stale. When you put a home on the market that is improperly priced, the listing misses out on the peak interest period and could result in your property languishing on the market. This has the potential to a below market sales price or worse no sale at all. Reducing the price later will not increase interest unless you severely reduce the price. Your best chance for the best sale is to have the price reasonably established when it is new on the market.

]]> 7076 0 0 0 https://blog.roseandwomble.com/sell-house/ Mon, 18 Jul 2016 16:04:44 +0000 http://newblog.roseandwomble.com/?p=7078 7078 0 0 0 https://blog.roseandwomble.com/is-your-home-salable/ Mon, 04 Jul 2016 13:50:36 +0000 http://newblog.roseandwomble.com/?p=7086 7086 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-cypress-creek/ Fri, 08 Jul 2016 20:20:58 +0000 http://newblog.roseandwomble.com/?p=7235 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, #AskJenLive visited the new homes community of Cypress Creek, located in Smithfield!

Here is Jen's recap from her travels:

About the Area: For this week's #AskJenLive I visited Cypress Creek in Smithfield, Virginia. This idyllic community is close to boutique shopping and unique restaurants on Main Street and Church Street. Enjoy the many walking Trails, biking trails, kayak launches and waterfront. About the Homes: Today's featured model is the Bradenton which features four bedrooms with a first floor master, a 3 car garage, loft, an open floor plan, screened porch, tiled master shower, 10’ ceilings, wall ovens, and granite counter tops! Browse more photos here: http://bit.ly/29jfHLA About the Builder: Cypress Creek is built by HHHunt Homes. With an acute understanding of the importance of your investment, HHHunt Homes is dedicated to providing benchmark customer service, construction excellence, quality materials, innovative architectural design, the finest locations and unparalleled value.   Thank you to all that joined me today for #AskJenLive! We didn't have a pup with us today, but we will next week!  In the meantime, visit Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics to find your new best friend!  And as always, feel free to give me a call at (757) 774-6999!

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If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ ]]> 7235 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-hanbury-manor/ Fri, 15 Jul 2016 15:45:37 +0000 http://newblog.roseandwomble.com/?p=7244 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, #AskJenLive visited the new homes community of Hanbury Manor, located in Chesapeake!

Here is Jen's recap from her travels:

Meet Mack, from the Norfolk SPCA! This handsome boy is 2 years young, sweet, spunky, loves kids and to play! Transferred over from another shelter, he's here at the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics looking for his new home! About the Area: For this week's #AskJenLive I visited Hanbury Manor in Chesapeake, Virginia. This beautiful community is close to Chesapeake City Park, Greenbrier Mall, Chesapeake City Center, and area military bases. About the Homes: Today's featured home, The Waterford, boasts an open floor plan, gourmet kitchen, a soaring family room, and a gas fireplace; and those are just some of The Waterford's features! About the Builder: Napolitano Homes is a local builder with 40 years of experience and has built over 7,000 quality homes. Our company is a family owned and oriented team that is passionately committed to creating innovative homes and communities. We specialize in building new homes for Hampton Road families in beautiful, master planned neighborhoods. Thank you to all that joined me today for #AskJenLive! Mack is looking for his furever home and would love to go home with you!  Visit the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics to adopt this sweet boy!  And as always, feel free to give me a call at (757) 774-6999!

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If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ ]]> 7244 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-cove-bennetts-creek/ Fri, 22 Jul 2016 15:26:16 +0000 http://newblog.roseandwomble.com/?p=7254 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, #AskJenLive visited the new homes community of The Cove at Bennett's Creek Square in Suffolk, VA!

Here is Jen's recap from her travels:

Meet Baron!!! He's a handsome 5 year old pup looking for a forever home! He gives the best kisses, prances on his walks, and is a fantastic dog! You can find him at Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics; won't you be his forever family? About the Area: Jen visited The Cove at Bennett's Creek Square in‪ Suffolk, Virginia.  The Cove is close to the Harbour View area, interstates and the Suffolk Seaboard Coastline trail! About the Homes: This week's featured home was The Wilroy, the most spacious floorplan offered in the community. The Wilroy features 3-4 bedrooms, 2.5 baths, a gorgeous sunroom, granite kitchen counter tops and an 8' island! About the Builder: Napolitano Homes is a local builder with 40 years of experience and has built over 7,000 quality homes. Our company is a family owned and oriented team that is passionately committed to creating innovative homes and communities. We specialize in building new homes for Hampton Road families in beautiful, master planned neighborhoods. Thank you to all that joined me today for #AskJenLive! Don't forget Baron is looking for his furever home and would love to go home with you!  Visit the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics to adopt this sweet boy!  And as always, feel free to give me a call at (757) 774-6999!

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If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ ]]> 7254 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-culpepper-landing-chesapeake-va/ Sat, 30 Jul 2016 12:29:24 +0000 http://newblog.roseandwomble.com/?p=7262 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, #AskJenLive visited the new homes community of Culpepper Landing in Chesapeake, VA!

Here is Jen's recap from her travels:

Meet Hank the Lady aka Hanna! She's a 2 year old retriever mix that loves everyone! Sweet girl, curious, loves the car, and would make a great companion! I mean, just look at her smile! You can find her at Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics; won't you be her forever family? About the Area: Culpepper Landing is a quick drive to the Great Dismal Swamp National Wildlife Refuge and the ‪#‎ChesapeakeCityCenter‬! About the Homes: Our featured home this week was the Stewart. This 4 bedroom/3 bath, 2,330 sqft home is located on a corner lot near the lake and this home boasts hardwood floors, an upgraded kitchen and an owners’ bath. About the Builder: With an acute understanding of the importance of your investment, HHHunt Homes is dedicated to providing benchmark customer service, construction excellence, quality materials, innovative architectural design, the finest locations and unparalleled value. They want to build you a place you’ll be proud to call home. Thank you to all that joined me today for #AskJenLive! Don't forget Hank/Hanna is looking for her forever home and would love to go home with you!  Visit the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics to adopt this sweet boy!  And as always, feel free to give me a call at (757) 774-6999!

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If today's featured homes weren’t exactly what you’re looking for, search over 1000 new homes listings updated daily on our ‪#‎RWNewHomes‬ hot properties page! ‪ ]]> 7262 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-townhomes-warrington-hall-chesapeake-va/ Fri, 05 Aug 2016 13:33:27 +0000 http://newblog.roseandwomble.com/?p=7273 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Each week, Jen brings an adoptable dog with her while she features an available new home or new homes community. As if that isn’t cool enough, each new homes builder sponsors the dog by paying for its adoption fees once a suitable owner is found! This week, #AskJenLive visited the Townhomes at Warrington Hall in Chesapeake, VA.

Here is Jen’s recap from her travels:

Meet Sandee!!! This sweet baby is at the Norfolk SPCA No-Kill Adoption Center & Veterinary Clinics and she wants to find a new home! She's a 2 to 3-year-old spunky Chihuahua mix. She needs a special person to look after her, as she has a little neurological issue. It doesn't slow her down though! Won’t you be her forever family? About the Area: This community is full of green spaces and plenty to do outside. There is a pool, tennis and basketball courts, playgrounds, a walking trail and gardens with benches to get in touch with nature, plus only minutes away to plenty of shopping and dining! About the Homes: Today's featured home is already fully loaded with hardwood floors, granite counters, stainless appliances, and more. We are also adding $2,000 of buyer’s choice (washer/dryer, HOA/condo fees, etc)! About the Builder: The Townhomes at Warrington Hall are built by Corinth Residential, who have been building quality homes and developing neighborhoods in Virginia and North Carolina since 1963. With 12 awards under their tool belts, owners Alex and Pete Kotarides continue to develop a reputation for quality, value, and craftsmanship along with customer satisfaction. Thank you for joining me for today's ‪#‎AskJenLive! Feel free to contact me if you have any questions about the Townhomes at Warrington Hall or my furry friend Sandee from the Norfolk SPCA! 757.932.8777. ‪]]> 7273 0 0 0 https://blog.roseandwomble.com/askjenlive-spends-day-grassfield/ Fri, 19 Aug 2016 20:58:23 +0000 http://newblog.roseandwomble.com/?p=7289 The Foxglove Model at Dominion Meadows [embed]https://www.youtube.com/watch?v=I5oKq2RBBks[/embed] I visited Hearndon Construction's Foxglove model this past week. So beautiful!! The Foxglove is 5 bedrooms, large open kitchen to family room, dining room AND breakfast nook! We just loved it and our sweetie Zoey from the Norfolk SPCA did too!! Foxglove Standard Features

• Hard-board siding exteriors
• Raised slab brick veneer foundations
• Vinyl insulated windows
• Birch factory cabinets
• Stainless steel appliances
• Smooth top electric range
• Painted wood work
• Ceramic, carpet & vinyl flooring
• Maintenance free exterior
• Gas fireplace
• 60” jetted tubs per plans
• Granite kitchen tops
• Home theater pre-wire
• 30-year dimensional roof
• Two zone heating and cooling
• Hardwood living room
• Dining room & foyer
• Kitchen bays (per plans)
• Living, master bedroom, and dining room with crown
• Drywall with knock down ceilings
• Tankless gas hot water heaters
• Ceramic floor in master bathrooms
• Ceramic shower in master bathroom door
• Porch rails and more

One of the popular options at Dominion Meadows is the Sunroom. This particular home comes with a screened in porch, LOVE! But if you prefer, you have the option to upgrade to a sunroom. [embed]https://www.youtube.com/watch?v=LeU6G3QQzCg[/embed] About Dominion Meadows and Grassfield Dominion Meadows is an amazing community in the Grassfield area of Chesapeake! When you see a neighborhood for the first time, the most important thing is often the way it looks, like its homes and its’ setting. Some places look the same, but they only reveal their true character after living in them for a while because they contain a unique mix of occupational or cultural groups. This neighborhood is very unique in some important ways. The Grassfield neighborhood is a great option for families. The combination of top public schools, low crime rates, and owner-occupied single-family homes, make this living here among the top 5.8% of family-friendly neighborhoods in the state of Virginia. Many other families also live here, making it easy to socialize and develop a sense of community. In addition, families here highly value education, as is reflected by the strength of the local schools. Dominion Meadows is convenient to retail, great restaurants, and treats like Mike's Italian Ices, Burrito Perdido, and Plaza Azteca Cedar Road. It is close to the impressive Deep Creek Park & Deep Creek Dog Park, interstates, and the Great Dismal Swamp Canal Trail. Centrally located in Hampton Roads, with easy access to Downtown Norfolk, Suffolk, Virginia, Virginia Beach Oceanfront/Boardwalk, and North Carolina Beaches, many are happy to call the area home. About the Builder For over a quarter century, Hearndon Construction has set the highest standards in the Hampton Roads' building community, and is recognized for its accomplishments in land development and the construction of timeless homes. Hearndon Construction is consistently ranked in the top 400 builders in the nation by Professional Builder magazine and has been recognized as the City's Outstanding Business by the City of Chesapeake.]]> 7289 0 0 0 ]]> ]]> https://blog.roseandwomble.com/neon-festival/ Mon, 12 Sep 2016 15:09:15 +0000 http://newblog.roseandwomble.com/?p=7300 The free festival welcomes everyone to experience the NEON District’s offerings through art exhibitions, local and national performances, and mural tours.

The NEON Festival will expand from two to four days with expanded programming and venues. “The NEON community’s collaborative spirit inspired new partners, new art and new events for this year’s festival,” said co-chair Rachel McCall. “The level of support from our arts and community partners is inspiring, and we have robust offerings for this year’s event.” The kick-off will start with the Chrysler Museum’s Third Thursday event on September 15 at the Museum starting at 5 p.m. and at the Glass Studio at 8 p.m. A preview of festival events include:

• Glass Wheel Studio exhibition reception Friday, September 16, 7-10 p.m. featuring Gabriel Greenlaw and Emily MacDonald-Korth
• The Plot, Friday, September 16, 7-9 p.m. beer garden, food trucks, live music and performances. Family fun day at the Plot Sunday, 12-5 p.m. with children’s activities and family friendly performances
• d’Art Center fundraiser at The Plot Saturday, September 17, 5-9 p.m., featuring art activities, art by d’Art Center artists, live music, food and drink, including Smartmouth beer
• ETC, produced by Festevents, is new to the NEON Festival. On Saturday, September 17, Town Point Park is transformed into a platform for innovative artists, comedians, authors, musicians, food trucks and a pop-up retail marketplace
• WORK | RELEASE, Thursday through Sunday live entertainment and the latest Rutter Family Art Foundation exhibition. Live broadcast with Hunter at Sunrise and Tidewater Arts Outreach Acoustic Brunch on Sunday, September 18
• Programming from NEON arts partners Hurrah Players, Virginia Opera, Governor’s School for the Arts and Virginia Stage Company

For the second year, Rose & Womble is sponsoring a mural at the NEON Festival. Come see "Art, Music and Technology" by Clyde Santana and other Norfolk State University Students at Stark & Legum, 500 Magazine Lane, Norfolk. New and existing businesses will be open throughout the NEON Festival including Zeke’s Beans & Bowls, Push Comedy Theater, Nouvelle, Exotic Home, Okay Spark Gallery, Granby Social Club, Glass Eye Gallery and Bearded Bird Brewing, scheduled to open in August. We also invite everyone to follow the NEON Festival on Facebook for the latest updates.]]> 7300 0 0 0 https://blog.roseandwomble.com/close-can-get-nature-still-home/ Fri, 26 Aug 2016 16:19:48 +0000 http://newblog.roseandwomble.com/?p=7319 Southeastern Virginia gave us a little break from the scorching heat this week as Bailey, my four-legged friend from the Norfolk SPCA, and I paid a visit to the Hickory subdivision, Viridian Reserve in Chesapeake. Bea Cobell, the Site Manager at Viridian Reserve, gave us a tour of a few of the newly constructed beautiful homes built by Etheridge Construction. Feel free to call me at 757-774-6999 with questions and to set up an appointment to get your own tour! Featured Home - The Claret [embed]https://www.youtube.com/watch?v=JkdAvsfz_Jw[/embed] The Claret is a brand new plan, with a design that reflects the demands of today’s homebuyer. It features an open floor plan, a thoughtful use of space, and several upstairs layout choices to make the home suit your needs and tastes. The Claret is available in Traditional, Coastal, and Craftsman elevations, with the design elements of each style reflected inside and outside the home.

• Features
  • 2 bedrooms down stairs and 2 bedrooms upstairs
  • Master bedroom on first foor
  • 3.5 to 4.5 Bathrooms
  • 2,735 to 2,958 Sqft
  • 2 Car Garage

  About Viridian Reserve Viridian Reserve at Hickory is one of Chesapeake's newest and most environmentally friendly communities. It consists of 165 well-located single family lots in a thoughtfully designed subdivision. Residents enjoy an unprecedented 28 acres of preserved open space, including four man-made lakes and the Frank V. Cogliandro Memorial neighborhood park. This community is conveniently located near the Chesapeake Expressway, providing quick and easy access to Downtown Norfolk, Great Bridge, Virginia Beach, the Greenbrier shopping district, and the Outer Banks of North Carolina. About Etheridge Construction Etheridge Construction has over thirty years of experience in building homes that not only look great, but live well every day. Etheridge strives to focus on all the details, so that we can provide our customers a home they will love for years to come. Our family is deeply committed to building your ideal home. They operate on principles and traditions handed down through five generations. Etheridge Construction is a locally owned and family operated home building company. The company was established in 1978 by cousins Herbert Ansell and Bill Overton as a real estate development company. In the 1980s, the operation was expanded to include construction of single family homes. Herbert Ansell retired in 1997, and Scott Overton entered the business. Soon thereafter, Jeff Overton and Jeff Benson also entered the business, making it a truly family owned and operated company. Now, the next generation, Matt Benson and Josh Overton, are becoming involved in Etheridge’s new developments.]]> 7319 0 0 0 ]]> https://blog.roseandwomble.com/everyone-needs-new-home-even-pups/ Wed, 31 Aug 2016 18:25:15 +0000 http://newblog.roseandwomble.com/?p=7339 If you are scrolling through your newsfeed of Facebook on Wednesdays, you’ve probably run into the weekly field trips of Jen Barkan and her featured furry, four-legged companion. Each week, the Rose and Womble New Homes Specialist hosts a social media segment called #AskJenLive that features an available new home in the Hampton Roads or Northeast North Carolina area. To start the field trip, Jen stops at the Norfolk SPCA and picks out an available pup for adoption and proceeds to take the dog on a tour of the featured new construction community. Jen, who has five rescues of her own, Minnie, Marley, Tito, Gizmo, and Rousey, wanted to marry two causes close to her heart. She wanted to help people find their new construction dream homes while also showing people that there are many dogs locally who also need to find their "furever" homes. A little over a year ago, Jen started touring with a featured dog and now, 52 dogs have been placed with new families. The campaign has done incredibly well! The builders who are involved in the Ask Jen Program with Rose and Womble New Homes volunteer to pay the adoption fee for the featured pet. Along with the gratification of introducing people to new homes as a new homes specialist, Jen has had several occasions where she has been greeted by the new adoptive families of the dog that she just featured as she delivered the pup back to the Norfolk SPCA. The Norfolk SPCA has been ecstatic about the project as well. Each week when Jen picks up the featured dog, she is given the back-story about the dog, a bag with goodies and toys for the pup, and a furry companion for the day! As for the shelter, they get the exposure they so desperately need to help find homes for them all. Rob Blizard, Executive Director of the Norfolk SPCA states, “Everyone should adopt from a shelter when they acquire a new pet.  In the U.S., four to six million animals enter shelters every year and only about half make it out alive.  Why buy from a pet store or breeder when so many animals who would make wonderful pets are killed?  Plus, when you adopt from a shelter, your animal is already spayed or neutered, vaccinated, microchipped and behavior assessed.” Here are some details about some of the tours and the pups that have visited the new homes along with us on social media. Jen and site agent, Bea Cobell at the Viridian Reserve in Chesapeake with Bailey! More details on Bailey and The Claret. Recent adoptee Roscoe with site agent from 6th Bay at Pretty Lake in Ocean View. More details! Jen and Braut visiting Stockbridge at Tanglewood in Elizabeth City. Check out the tour. Mimi ready for her tour at the Harbours at River Bluff in Suffolk. Jen and Maxwell hit the road to the Residences at Hampton Roads Crossing! Check it out. If you have any questions about any of the newly constructed homes listed here, please give Jen a call at 757-932-8777. If you are interested in adopting a dog or cat, please visit the Norfolk SPCA for more details.]]> 7339 0 0 0 https://blog.roseandwomble.com/askjenlive-discovers-easy-living-legacy-witchduck-lake/ Tue, 06 Sep 2016 15:21:05 +0000 http://newblog.roseandwomble.com/?p=7352 Buddy from the Norfolk SPCA[/caption] This Wednesday, I visited my friend Carmon Pizzanello, Site Agent at Legacy at Witchduck Lake in Virginia Beach, built by Platinum Homes. We toured the “Model C” home, which offers the convenience of modern living and the convenience of location in central Virginia Beach. Just minutes from Virginia Beach Towne Center and Shore Drive beaches, all the entertainment and recreation you could ever dream of beckons you. At the entrance of the community, you are greeted with a bike and jogging path. My weekly ride-along was Buddy from the Norfolk SPCA. He's four years old and hoping to find his new home as well! The spacious homes at Legacy at Witchduck Lake feature wide open spaces, dramatic high ceilings, expansive storage, and a private single or double car garage. Each home features clean, comfortable and high-efficiency heating and cooling systems. Energy efficiency is “built in”, with the latest in energy-efficient appliances, HVAC systems, windows, and insulation. Features that are typically upgrades for most builders are included with any Legacy home. These features include:

• Granite countertops
• All stainless steel appliances including refrigerator, washer, and dryer
• 42” cabinets with upgraded hardware
• 2% assistance in closing costs from the builder

Amenities:

• Bike and Jogging Path
• Energy Efficient Appliances & HVAC System
• Energy Efficient Windows
• Kitchen Islands
• Walk-in Closets
• Private Garage
• Private Outdoor Living Area

[embed]https://www.youtube.com/watch?v=rNuGhIZEkzM[/embed] The Platinum Experience: Hometown Commitment with National Expertise! Perhaps the most important decision you'll make when purchasing your new home is choosing a builder. Does the builder offer exceptional value? Does the builder stand behind its homes? Does the builder choose great neighborhoods? Does the builder employ great subcontractors? Will the builder be there, year in, year out, decade after decade?   [caption id="attachment_7349" align="alignleft" width="300"] Model Home views from Platinum Homes[/caption] Platinum Homes does all that and more. Proud to be a premier Hampton Roads' home builder for decades, and the builder of over 4,000 homes, Platinum, and its affiliated companies have provided exceptional value in great locations throughout Hampton Roads. As active members of the business community for generations, they stand behind their homes because they are passionate about doing a great job, and know the value of preserving and enhancing their reputation. Platinum Homes combines unparalleled design expertise, a commitment to quality in both process and product and extraordinary customer service. They have an unblemished financial record, providing stability and security that protects its many satisfied clients. Platinum Homes' success is directly attributable to their commitment to delivering the absolute, best value possible in its communities Make sure to follow me on Facebook on Wednesday as I stop by the Norfolk SPCA to pick up a pup in need of a new home and together too we will tour this great community and check out all the amazing features in this newly constructed home!]]> 7352 0 0 0 ]]> https://blog.roseandwomble.com/childproof-home-safety-tips/ Mon, 19 Sep 2016 12:44:42 +0000 https://blog.roseandwomble.com/?p=7356 Childproofing your home is essential to keeping your baby safe. Be prepared to childproof many areas of your home. Here are a few childproofing tips.

1. Use Safety Latches and Locks for cabinets and drawers in kitchens, bathrooms, and other areas.

2. Use Safety Gates to help prevent falls down stairs and to keep children from entering rooms and other areas.

Look for safety gates that children cannot dislodge easily, but that adults can open and close without difficulty. For the top of stairs, only use gates that screw to the wall.

3. Use Door Knob Covers and Door Locks to help prevent children from entering rooms and other areas.

4. Use Anti-Scald Devices for faucets and shower heads and set your water heater temperature to 120 degrees Fahrenheit to help prevent burns from hot water. Anti-scald devices for regulating water temperature can help reduce the likelihood of burns.

5. Use Smoke Alarms on every level of your home, inside each bedroom, and outside sleeping areas to alert you to fires.

6. Use Window Guards and Safety Netting to help prevent falls from windows, balconies, decks, and landings.

Check these safety devices frequently to make sure they are secure and properly installed and maintained.

7. Use Corner and Edge Bumpers to help prevent injuries from falls against sharp edges of furniture and fireplaces. Be sure to look for bumpers that stay securely on furniture or hearth edges.

8. Use Outlet Covers and Outlet Plates to help prevent electrocution.

Be sure outlet protectors cannot be easily removed by children and are large enough so that children cannot choke on them.

9. Use a Carbon Monoxide (CO) Alarm to help prevent CO poisoning. All consumers should install CO alarms near sleeping areas in their homes. Change batteries at least once a year.

10. Use Cordless Window Coverings in homes with young children, in order to help prevent strangulation. Children can wrap window covering cords around their necks or can pull cords that are not clearly visible but are accessible and become entangled in the loops.

11. Use Anchors to Avoid Furniture and Appliance Tip-Overs. ranges.

12. Create barriers completely surrounding pools or spas with a 4-foot tall fence with self-closing, self-latching gates.

Most of these safety devices are easy to find and are relatively inexpensive. You can buy them at hardware stores, baby equipment shops, supermarkets, drug stores, home improvement stores and on the Internet.

To be effective, they must be properly installed. Follow installation instructions carefully.

]]> 7356 0 0 0 https://blog.roseandwomble.com/river-bluff-nansemond-true-lifestyle-community/ Tue, 13 Sep 2016 20:45:17 +0000 https://blog.roseandwomble.com/?p=7363 Nansemond River Golf Club right on the Nansemond River. River Bluff, which is in the Hill Point Farms community and built by Platinum Homes offers a relaxed lifestyle with boating, fishing, golfing, large green spaces with picnic areas, and swimming – all in one neighborhood! [embed]https://www.youtube.com/watch?v=VF1yJ5c6vbo&feature=youtu.be[/embed] Life at River Bluff is both peaceful and active, with sweeping water views in your own yard, as well as natural walking trails, a 10-acre park with picnic area, playground, and an 18-hole riverfront golf course. The brand new Hillpoint Elementary is at your front door. River Bluff offers many lifestyle choices including expansive estate lots and exclusive waterfront homes, with access to the Chesapeake Bay...and beyond. There is no other neighborhood like River Bluff. Whether raising a family, seeking quiet solitude, or pursuing a life filled with action, River Bluff offers its residents an incomparable quality of life. Platinum's homes offer expansive, light-filled, spaces with special attention paid to the way you actually live. Storage space abounds, and energy efficiency is built in from day one. The neighborhood offers water access, a community swimming pool, parks, and private waterfront observatory. Fun facts about River Bluff and the Nansemond River:

• Nansemond River is your gateway to the Chesapeake Bay
• Depth of water is 12-15 MWL so large boats can be accommodated
• Private docks/piers are an option on the waterfront home
• Longest "living shoreline" in the state of Virginia. Platinum Homes rescued an eroding shoreline where big trees were toppling into the water and pulling soil with them resulting in a less stable shoreline. By creating a living shoreline, Platinum strategically removed certain plants and replaced them with options designed to take hold of the soil and strengthen it.

About the Featured Model: The Kiawah Expanded on 2517 Saint Martin Lane | $600,000 [embed]https://www.youtube.com/watch?v=4Tu2K3Af9zs&feature=youtu.be[/embed] The Kiawah home offers 4,050 square feet of living space right on the water - dock/pier included, two master suites (one up and one down) so it is ideal for generational sharing. There are panoramic views from nearly every window, with a huge upstairs family/media room offering a lot of versatility. Features such as hardwood floors throughout the downstairs living area, ceramic tile in all bathrooms, jetted bathtub, granite countertops, tankless hot water, and more are included in the pricing. Community Amenities

• Pool
• Pool House with Restrooms and Gathering Area
• 10-Acre Playground and Picnic Area
• Walking Trails
• Water-Front Gazebo
• Nansemond River Golf Course (18-Hole)
• Brand New, Hillpoint Elementary School (across the street)

Standard Features Exterior

• Low Maintenance Exteriors
• Mostly Brick Front Per Elevations
• 5 Designer Selected Exterior Color Combinations
• Raised Foundation with Brick Skirt on all sides (brick accents are per elevations)
• Premium Vinyl Siding
• Architectural Vinyl Shake Accents
• Architectural Trim Accents (select models)
• Maintenance Free Vinyl Shutters (select models)
• 30-Year Architectural Profile Shingles
• Metal Wrapped Cornice-Vinyl Soffits & Porch Ceiling
• Decorative Raised panel Metal Garage Doors
• Security Deadbolts at Entry Doors
• Water Hose Connections at Front and Rear
• Weather Proof Exterior Electrical Outlets at Front and Rear
• Underground Utilities
• Sod in Front Yards
• Professionally Landscaped Front Yard
• Brushed Concrete Patio

Interior

• 9-Foot Ceilings on First Floor
• Over-sized Casing and Base Wood Moldings
• Brushed Nickel Lighting Fixtures
• Accent molding package including 2-piece crown in Foyer and Formal Dining Room
• Telephone Pre-Wire in Kitchen, Family Room and Master Bedroom
• Cable Pre-Wire in Great Room and Master Bedroom
• Ceiling Fan Pre-Wire in Great Room and Master Bedroom
• Pre-Wire for Security System at First Floor Doors and Windows
• Pre-Wire for Garage Door Opener
• Fully Hung, Finished Garage Walls and Ceiling
• Custom Two-Tone paint
• Custom Designed Closets with Ventilated Shelving
• Ceramic Tile or Pre-Finished Hardwood in Foyer
• No-Wax Vinyl Flooring in Kitchen, Baths and Laundry Room
• 6-lb Rebond Carpet Pad
• Upgraded Wall-to-Wall Carpeting Throughout Remaining Areas

Kitchens & Baths

• Kitchens with Family Dining Areas
• Custom Designed Cabinets in kitchens and Baths (42” wall cabinets in kitchen)
• Custom Color Laminate Countertops in Kitchen
• Single-Lever Faucets in Kitchen
• Double Bowl Stainless-Steel Sink with Separate Sprayer
• Frigidaire Stainless Steel, Smooth-top Self Cleaning Range, Built-in Microwave and Dishwasher
• Ice Maker Hook-up
• 1/2 HP Garbage Disposal
• Pedestal Sink and Designer Oval Mirror in Powder Room (Select Models)
• Cultured Marble Vanity Tops

Energy Efficiency

• HVAC- 13 seer High-Efficiency Heat Pump and Central Air Conditioning system with Digital Thermostats. 2 zone for all models (except Elderberry)
• Polyseal Foam Air Infiltration Barrier
• Moisture and Air Infiltration Barrier House wrap
• Insulated Energy Efficient Vinyl Windows with Screens
• Insulated Energy Efficient Fiberglass Entry Door

Community Amenities

• Pool
• Pool House with Restrooms and Gathering Area
• 10-Acre Playground and Picnic Area
• Walking Trails
• Water-Front Gazebo
• Nansemond River Golf Course (18-Hole)
• Brand New, Hillpoint Elementary School (across the street)

Warranty

• Complete “Customer Care” Department with 1st Year Builder Warranty

River Bluff is one of a kind. Where else can you have all these features, all this convenience, all this fun at an amazingly affordable price? Call me at 757-250-7900 to schedule your own personal tour!]]> 7363 0 0 0 ]]> ]]> ]]> https://blog.roseandwomble.com/10-steps-to-an-awesome-yard-sale/ Mon, 20 Feb 2017 15:13:07 +0000 http://newblog.roseandwomble.com/?p=4627 1. Enlist Back Up One yard sale is okay and you'll probably get some traffic - but having an entire block or neighborhood hosting a yard sale, now that will get attention. So enlist your neighbors and see if they are willing to host a yard sale the same day as you. Remember this isn't competition but getting more traffic in and around the house you're about to or have on the market. If your neighbors aren't interested you can still gather your own friends and family and see if they have extra stuff they would be willing to share. To keep the profits for each person separate try having a color coding system so you know what money goes with what person.  Or decide to split the profits evenly among the families who work the sale. There is power in numbers.

2. Get the Word Out

Just like all things in real estate, you can't simply put out a sign and hope for a sale. You need to make sure that any amount of lead time you have before the sale you use to promote.  We loved the idea from Eclectically Vintage, about having a theme tied to your sale. The yard sale she and her friends hosted was called a "Purge Sale" and she was really clear and deliberate about the types of items buyers could potentially find. Focusing on this allowed her to get the right traffic into the sale. The other thing she did was have great advertising copy that grabbed the attention of buyers. Her ad was funny, charming, and had the right details. When considering placing ads you need to find the right places to put the information. Use your school and church newsletters, see if you can hang flyers at local stores, and let everyone in the neighborhood know.  Remember there is Craigslist, Social Media groups that focus on yard sales, and even the old school newspaper - get the word out. Take a look at what the ad below.

3. Be Ruthless About the Purge

Having a successful yard sale means you need to have stuff, a lot of stuff to put out for the buyers. You need to go through every nook and cranny because the point of this is to get rid of stuff. Think about kitchen items you never use, old books you'll never read again, costume jewelry, home decor, toys, clothes, old tools, old equipment, and old craft supplies. When collecting items in your house make sure to wipe them down if they are dusty and keep like items together.

4. Signs Everywhere

This could've gone in the advertising category but signs can make or break a yard sale. You're going to need A LOT OF SIGNS. Directional ones with arrows pointing to the action, as well as general information ones. We love these bright pink ones from MyBlessedLife.net. She used old political campaign signs as the base and covered them with her signs. She had friends post them all over the neighborhood. Make sure you follow all city sign ordinances and make sure to remove your signs immediately after the sale.

5. Display Your Goods

Presentation matters, even when its old stuff from your house on your front lawn. Think about arranging items in departments like:

• Books
• Electronics
• Kitchen
• Bathroom
• Bedrooms
• Clothes - organized by size and color
• Tools/Outdoor
• Toys
• Jewlery
• Furniture

Use tables and clothing racks whenever possible - and if you do need to put items on the ground, use an old sheet to protect the items. We loved this idea from Good Housekeeping for displaying jewelry, placing items in a muffin tin to keep them organized. Putting a mirror out so people can see what they look like is also a nice touch.

6. Price Items to Move

If you're looking for the most money for your goods - the yard sale isn't the spot for it. People who are hunting a yard sales are looking for serious bargains. Think about pricing in multiples for items like books, small kitchen items, and clothing. You're trying to get rid of the stuff. Any items that are "larger price" items you might do better selling online.

7. It's all about Location, Location, Location - and a Good Start Time Too

If you're hosting a yard sale to purge and let people know you're placing your home on the market then the location needs to be your house. If you're hosting a group yard sale think about who gets the most traffic, and is the easiest to place directional signs to. Also time is important, you don't want to be out there all day. Some of the sites we've researched suggested shorter morning hours are the best. Make sure any promotional signs or ads you're using have the times listed on them.

8. Have enough change, shopping bags, and consider a tech upgrade for accepting debit and credit cards.

Having enough change is critical for your success. See if you can borrow a lock box for holding change. Also having shopping bags is a nice touch for your customers, as they may be hitting more than one yard sale in a day.  This is a great avenue for getting rid of all those plastic grocery bags you've probably acquired over the years. Now for something really cool - consider taking credit and debit cards. There are many devices, like Square, that work with your smart phone or tablet which will allow you to accept credit cards as a payment. When you swipe the card the money goes directly into your savings or checking account. Typically you have to pay a fee per swipe, but with so many people not having a ton of cash this could mean more sales.

9. Set the Mood

Play great music, hang streamers, and serve refreshments. People who are relaxed and having fun will hopefully stay a little longer, and will purchase a few more items. If you make the sale fun word will get out and you could also get a few more customers.

10. Have a Free Pile

This was a great tip from Making Lemonade blog, items you want to get rid of but don't think will sell. Old paint, carpet remnants, fabric scraps. These are all items you could include.  ]]> 4627 0 0 0 https://blog.roseandwomble.com/5-real-estate-terms-know-buy-home/ Mon, 03 Oct 2016 15:30:29 +0000 https://blog.roseandwomble.com/?p=7397 Having a basic understanding of important real estate terms and concepts before you start the looking for a home will give you peace of mind now and could save you a fortune in the future. Here are five real estate terms you should know before you start looking for a home.

Fixed Rate vs. Adjustable Rate Mortgages

Conventional loans include “fixed rate” and “adjustable rate” mortgages. A fixed rate mortgage has a predetermined interest rate throughout the life of the loan; the most common are for 30 years. An adjustable rate mortgage has a variable interest rate; the most common are for 5, 7, or 10 years.

Contingencies

When you put in an offer on a home, you can specify certain conditions that must be met before the deal will go through, these are called contingencies. Some examples of contingencies are:

Financing contingency - allows you to make sure you are able to obtain a loan.

Inspection Contingency - Makes sure the inspection doesn’t show any cause of concern.

Appraisal Contingency - The appraised value is close to what you are offering to pay.

Offers and Contracts

Once you find the right home, you’ll make an offer on the property with the help of an agent or attorney. The seller may counter your offer because they want more money or a faster timeline for closing the deal. At this point, you will have to negotiate with them. When submitting an offer, it’s a good idea to add a personal touch by including a cover letter that explains why you want to buy the home.

Closing Costs

Be prepared to pay a lot of fees when you purchase a home. Typically, closing costs will amount to 2-5% of the purchase price of the home, and that doesn’t include the down payment. Common fees include excise tax, loan-processing costs and title insurance.

Title Insurance

After all the negotiations are done and the seller has accepted your offer, you should receive a home title report within a week. Most mortgage lenders require you to pay title insurance as part of the closing costs; title insurers search the public records to make sure the home seller actually had rights to the title and that there are no liens on the home (like an unpaid contractor or unpaid taxes).

]]> 7397 0 0 0 https://blog.roseandwomble.com/askjenlive-bridlewood-estates-suffolk/ Fri, 30 Sep 2016 17:27:57 +0000 https://blog.roseandwomble.com/?p=7405 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Every Wednesday, Jen brings an adoptable dog with her while she features an available new home or new homes community on Facebook, Instagram, and Twitter. As if that isn’t cool enough, each new construction builder that participates in the program sponsors the dog by paying for its adoption fees once a suitable owner is found! When Jen walked into the Norfolk SPCA this week, one special dog really caught her eye, and Jen decided to bring this little man on a field trip. Cocoa Bean is a 6 year old Chihuahua mix whose owner wasn't able to care for him. Cocoa Bean loves human companionship, is great with children, and very sweet! When you enter Bridlewood Estates, your attention will quickly be captured by the timelessness of the area and the charming, country feel. On the left is an adorable little barn with several horses grazing nearby. Jen stopped to take a few photos with a co-worker, and a very pleasant barn employee came out to chat. She explained that she had done her senior pictures with these beautiful creatures, and shared some treats with Jen for the horses to enjoy. It is safe to say that sort of friendliness doesn't exist everywhere, but it seemed commonplace at Bridlewood Estates.     Jen sat down with the on-site realtor, Patty Sweatman, and she immediately made Jen and Cocoa Bean feel right at home! Watch the interview with Patty about Bridlewood Estates in Suffolk, VA below.[embedyt] http://www.youtube.com/watch?v=fUt-niiD7JI[/embedyt] Cocoa Bean and Jen checked out the Citation model at Bridlewood Estates located at 207 Bridlewood Lane. This home is currently for sale for $424,900. It sits on a .64 acre lot with an enormous, tree-lined backyard. Jen was also lucky enough to sit down with the Builder of Bridlewood Estates, Erin Widener, of Widener Corporation. In addition to being a well respected builder, she is the 63rd, but also, the first female president of Tidewater Builders Association. Erin is a second generation builder of Widener Corporation. Both she and her father, Bob Widener, are graduates of Virginia Tech and understand the value of having a local builder that truly knows and celebrates this beautiful area of Virginia. [embedyt] http://www.youtube.com/watch?v=vqllMMv2O4A[/embedyt] Bridlewood Estates is filled with distinct architecture and high-end homes. With only 24 lots and an experienced builder, each homeowner is able to distinctly personalize their homes. A few of the homes built by Widener Corporation.... Thank you for following me on this amazing journey and I look forward to seeing you next week on Wednesday at Noon for an all new #AskJenLive! ]]> 7405 0 0 0 https://blog.roseandwomble.com/hampton-roads-crossing-askjenlive/ Thu, 06 Oct 2016 22:22:05 +0000 https://blog.roseandwomble.com/?p=7460   Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Every Wednesday, Jen brings an adoptable dog with her while she features an available new home or new homes community on Facebook, Instagram, and Twitter. As if that isn’t cool enough, each new construction builder that participates in the program sponsors the dog by paying for its adoption fees once a suitable owner is found! Jen is 100% committed to finding people and pets their forever homes in Hampton Roads and beyond! She has five dogs of her own at home, and each one is a very special member of the Barkan household! [caption id="attachment_7464" align="aligncenter" width="199"] #AskJen Visits the Norfolk SPCA[/caption] I started out my day by picking up the sweetest little Shih Tzu, Hershey at the wonderful Norfolk SPCA. Hershey is five years old, and is great with children and other dogs. His owner surrendered him because she no longer had the time to devote to this sweetheart. He has been recently neutered and is up to date on all vaccinations. Poor Hersey has had a rough past, but that hasn't affected his loving disposition. He was attacked as a puppy, and lost an eye as a result. You would never know, because his adorable haircut hides this injury. Hershey spent most of his life outdoors, although he wanted to sit on my lap and snuggle me all day! My co-worker, Bridget, joined me and we took Hershey to Petco for some treats! Within minutes, Hershey was stealing hearts and making friends. After we got some snacks, we continued our field trip just behind the shopping center to Hampton Roads Crossing. This community is so lucky to have Kroger, Ulta, Ross, Petco and so much more within walking distance! Upon entering Hampton Roads Crossing, I couldn't help but notice the streetscapes and the thoughtful design of this community. The clubhouse definitely stood out as an impressive amenity. This area has an outside pool, a kitchen, gathering room, fitness center, conference room, and more! While I was checking out the scenery, I ran into John Wells and he chatted with me about the sense of community that he has enjoyed for the last five years. [embedyt] http://www.youtube.com/watch?v=am4W66VurQI[/embedyt]   I had the pleasure of sitting down with Rose and Womble's on-site Realtor, Linda Anderson and discussing Hampton Roads Crossing. Linda explained that home ownership is a dream for many of her visitors until they realize that they can often own for less than what they are paying in rent! To view available homes, please check out the website here. I would love to set up an appointment for you to view the homes as well. Feel free to reach out to me at any time! As a local new construction resource, I LOVE helping my real estate partners. [embedyt] http://www.youtube.com/watch?v=id7HEUC-7zI[/embedyt] Hershey and I had the best time visiting Hampton Roads Crossing, and this sweet boy is available for adoption at the Norfolk SPCA. Terry Peterson Residential will pay his adoption fees, and you can take your new best friend home tomorrow! For more information, call me at 757-932-8777. Thank you for following my journey with Hershey to Hampton Roads Crossing and I hope that you will follow me next week for a special interview with Jean McCullough from Tidewater Builders Association.    ]]> 7460 0 0 0 https://blog.roseandwomble.com/st-jude-groundbreaking-kirbor-homes/ Thu, 13 Oct 2016 13:26:31 +0000 https://blog.roseandwomble.com/?p=7533           Throwback Thursday! Last Thursday, October 6, 2016, Rose & Womble Realty Co. had the pleasure of attending the groundbreaking of the Hampton Roads' St. Jude Dream Home at Fieldstone in Chesapeake, VA. The St. Jude Dream Home will be built by Kirbor Homes. Last year, it was built by Stephen Alexander; Stephen Alexander has passed the torch to Kirbor Homes but continues to be involved in this amazing project. The groundbreaking drew quite a crowd from all sides. [caption id="attachment_7542" align="alignleft" width="300"] Butch Boykin, Sales Manager, and Ashlee Locklear, Marketing Manager[/caption]   [caption id="attachment_7541" align="aligncenter" width="348"] Rick Savino - Kirbor Homes, Jen Barkan - Rose & Womble, and Rob Wadsworth - Kirbor Homes[/caption] Jack Pavlat was present for the groundbreaking and spoke about how his life was redefined by St. Jude and the help that they provided his family in their time of need. Jack's beautiful daughter, Suzie, courageously battled cancer for 8 years. Jack credits St. Jude with giving he and his wife, Barbara, an extra four years with their daughter that they would not have had otherwise. Jack's family was housed by St. Jude for 22 months while Suzie received the best care available, and never once did they receive a bill. They were able to keep the focus on their love for their daughter Suzie, and to enjoy every day with her.

Although Suzie passed away at the young age of 11, Jack has endless stories about Suzie and gives tremendous credit to St. Jude for their devotion and assistance. Jack spoke about Suzie drawing the winning ticket for the very first St. Jude Dream Home in this area. There was not a dry eye in the crowd while Jack spoke.

[caption id="attachment_7540" align="alignleft" width="365"] Kirbor Homes and St. Jude Announce Partnership in Hampton Roads[/caption] Kirbor Homes is proud of their motto, "Truly Live," and this motto fits perfectly with the mission of St. Jude and the Dream Home project. St. Jude opened its doors in 1962 with the dream that "no child should die in the dawn of life." Kirbor Homes is honored to be the builder of the St. Jude Dream Home in Chesapeake, VA for 2016. Kirbor carefully crafts each home with all of the elements of comfort, convenience and contentment that every family should enjoy.   [embedyt] http://www.youtube.com/watch?v=Yui2Kgo8Jo8[/embedyt] Tickets to the Dream Home at the brand new Fieldstone neighborhood in Chesapeake, VA will be sold for $100. The proceeds of the Dream Home giveaway will benefit St. Jude, one of the world's leading pediatric cancer research centers. St. Jude Dream Home Giveaways across the United States are raising important funds for children at St. Jude.

If you're wondering where Fieldstone is located and how you can get involved, Fieldstone is off Elbow Road in Chesapeake, VA. It is a new construction community that will open by the end of 2016. Prices will start in the High 300's and the community will be marketed and sold by Rose & Womble Realty Co. For more information, please contact Jen Barkan at 757-785-4499.

]]> 7533 0 0 0 https://blog.roseandwomble.com/turkey-basket-brigade/ Mon, 24 Oct 2016 18:16:56 +0000 https://blog.roseandwomble.com/?p=7564 Donate $25 to Help Feed Families Across Hampton Roads.

The Rose & Womble Foundation has distributed Thanksgiving baskets to families in need for the past 23 years. This project has grown from our first year basket count of 3 to over 1,000 last year! This year we will feed 1,350! Each Turkey Basket contains enough food for six people including a turkey, stuffing, cranberry sauce, apples, potatoes, canned peas, corn, green beans, gravy, rolls, and a roasting pan. 

We work closely with local social services offices, Friends of the Elderly, Norfolk Redevelopment and Housing and the military to find families in need of a Thanksgiving meal. Deltaville Market and Richfoods provide the best quality food items at the most affordable prices.

If you want to help you can purchase a basket for $25 dollars so a family can enjoy a full Thanksgiving. You can purchase it on our Foundation website.

From all of us at Rose & Womble Realty Company thank you for making us your LOCAL Real Estate Resource and Happy Thanksgiving.

]]> 7564 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-warrington-hall/ Fri, 21 Oct 2016 14:53:05 +0000 https://blog.roseandwomble.com/?p=7580 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Every Wednesday, Jen brings an adoptable dog with her while she features an available new home or new homes community on Facebook, Instagram, and Twitter. As if that isn’t cool enough, each new construction builder that participates in the program sponsors the dog by paying for its adoption fees once a suitable owner is found! Jen is 100% committed to finding people and pets their forever homes in Hampton Roads and beyond! She has five dogs of her own at home, and each one is a very special member of the Barkan household! [caption id="attachment_7464" align="aligncenter" width="199"] #AskJen Visits the Norfolk SPCA[/caption]

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[caption id="attachment_7590" align="alignleft" width="193"] Pogo and his pumpkin[/caption]

On Wednesday, October 19th, I had the pleasure of returning to the Townhomes at Warrington Hall for #AskJenLive. I went to the Norfolk SPCA and met Pogo, a 7 year old Shepherd mix to bring with me for the day. Pogo came from a hoarding house that had over 30 dogs. The Norfolk SPCA was lucky to rescue four of these animals. He stole my heart immediately, and struck me as the perfect canine companion for this family friendly community. I was told that Pogo was a total sweetheart who is great with children, other dogs, and all people he has come across. Pogo is looking for the right home and has so much love to give.

[caption id="attachment_7591" align="aligncenter" width="300"] "I can see myself!"[/caption]

It is so hard for me to imagine anyone not pampering this sweet, sweet boy! He seemed fascinated by everything in the home, and appeared to be very smart. He loved staring at his reflection in the stainless steel range.

As an Online Sales Consultant, I take phone calls for people all over the area looking for new construction homes, and work with many of the area's best local builders. I have been receiving a lot of inquiries lately about move-in ready homes. For this reason, Warrington Hall was selected for today's segment of #AskJenLive because they have FOUR homes that are move-in ready. Four lucky families can be in these well-appointed townhomes and enjoying the holidays with new scenery. My co-worker, Ashlee, joined me on today's #AskJenLive. We arrived at Warrington Hall and walked into the Sales Model off Kempsville Road in Chesapeake, and our eyes were immediately fixated on the cute Fall decor throughout! Stephanie does such an amazing job building relationships with everyone who walks through her door and making sure that they always feel right at home. The featured home for this week's #AskJenLive is 1148 Chatham Lane. It is loaded with high-end features including hardwood on the first floor, a decorative kitchen backsplash, undercabinet lighting, and stainless steel appliances (including a refrigerator). The appeal of this community certainly does not end with the inside of the homes! Warrington Hall is loaded with amenities including a pool, tennis court, soccer field, two playgrounds, and tree lined streetscapes. Watch my video with my Realtor Partner, Stephanie Sears... [embedyt] http://www.youtube.com/watch?v=I5nlKocqXxs[/embedyt] We were also lucky enough to have Catherine from Corinth Residential join us for #AskJenLive. It is so refreshing to work with local builders who are intimately involved with their communities and homeowners! Thank you for following our journey! We hope that you will tune in on October 26th at Coastal Villas in Norfolk for a sneak peek before their Grand Opening that evening!]]> 7580 0 0 0 https://blog.roseandwomble.com/coastal-villas-grand-opening/ Fri, 28 Oct 2016 18:09:44 +0000 https://blog.roseandwomble.com/?p=7615 What a Partnership![/caption] Coastal Villas is a gorgeous condominium community on Shore Drive in Norfolk,VA. Their Grand Opening was on Wednesday, October 26th, and I had the pleasure of attending with many of my co-workers. The event was at 5:30 in the evening just as the son was setting. The ambiance on the rooftop terrace was unbelievable with twinkling lights on the rooftop, beautiful furniture, live music, and tasty bites to eat. Sherri Paris, the on-site realtor really knows how to put on a classy event to remember, complete with a drawing for custom beach cruisers, an IPad, Busch Gardens tickets, and more.   As an employee of Rose and Womble for the last eleven years, I have attended many Grand Opening events. I was thoroughly impressed by the attention to detail shown at Coastal Villas! The motto of Coastal Villas by Viola Residential Construction is "Have a Coastal Day," and I absolutely did! I saw lots of familiar faces, and in addition to thoroughly enjoying the ambiance of the rooftop amenity, I also toured the beautifully furnished West Elm model. [caption id="attachment_7616" align="alignleft" width="225"] Rose and Womble Team Supporting Coastal Villas[/caption] [caption id="attachment_7622" align="alignright" width="372"] Amy from Z104 with on-site Realtor, Sherri Paris[/caption] [caption id="attachment_7621" align="aligncenter" width="480"] Z104 Promotions Team[/caption] [caption id="attachment_7623" align="aligncenter" width="500"] Sherri Paris Talks about the Beautiful Coastal Villas Community[/caption] Coastal Villas by the Bay boasts beach inspired custom designed Villas within walking or biking distance of the Bay! The location is close to everything from retail to shopping to nature spots. The ground level courtyard contains a fire pit and grilling stations to further boost the sense of community. The Villas start at $189,900 and sales are off to a great start! These two bedroom, two bathroom Villas are incredibly appealing to multiple lifestyles. To request information or schedule a showing, please contact Sherri Paris at 757-371-3627. Give yourself the opportunity to enjoy Hampton Roads living at its finest and embrace the Coastal Life!]]> 7615 0 0 0 https://blog.roseandwomble.com/foxfield-meadows/ Fri, 04 Nov 2016 18:31:52 +0000 https://blog.roseandwomble.com/?p=7635 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Every Wednesday, Jen brings an adoptable dog with her while she features an available new home or new homes community on Facebook, Instagram, and Twitter. As if that isn’t cool enough, each new construction builder that participates in the program sponsors the dog by paying for its adoption fees once a suitable owner is found! Jen is 100% committed to finding people and pets their forever homes in Hampton Roads and beyond! She has five dogs of her own at home, and each one is a very special member of the Barkan household!

This past Wednesday, I had the opportunity to visit Hearndon Construction's newest community, Foxfield Meadows. It is located off Pitchkettle Road in Suffolk, VA and it is truly a hidden gem! A few months have passed since I last drove through this community and it has truly transformed into an oasis that is a little bit off the beaten path but close to all of the conveniences of the city. In the morning, I went to the Norfolk SPCA and picked up my friend, Romeo. Romeo is a handsome Boxer mix who is approximately 7 years old and completely unaware of his age! When Romeo was transferred to the Norfolk SPCA, he had a mass on his front right leg that required for it to be amputated. Romeo has adjusted incredibly well, and he is a super affectionate pup. He tried to sit on my lap while I was driving, and cuddle. This amazing dog is available for adoption and if he is adopted within the next few weeks, Hearndon Construction will pay his adoption fees for him to be in a new home.                     Driving in, my eyes were met by the clean, white fence surrounding the property on the left, and the large homesites with lush, green grass. The gorgeous fall flowers really made the Keswick Sales Model pop! [caption id="attachment_7639" align="aligncenter" width="500"] Sales Model at Foxfield Meadows[/caption] The agents at Foxfield Meadows, Deloris and Sonya, have incredibly welcoming and infectious personalities. Check out our video below! [embedyt] http://www.youtube.com/watch?v=7Yt0ZynfFS0[/embedyt] We also had a special visit from Doug Smith, Builder at Hearndon Construction and incoming President for Tidewater Builders Association. Watch our whole video below to hear about his special offering at Foxfield Meadows!!! Doug is a true pillar of our community who understands working families and shares my love of dogs. [embedyt] http://www.youtube.com/watch?v=HrbQd0XdUK0[/embedyt] New construction homes at Foxfield Meadows start as low as $269,900 and they all include high end features such as tankless hot water heaters, stainless steel appliances in the kitchen, gas fireplaces, and separate tubs and showers in the master suite. For more information about our new homes at Foxfield Meadows or information about sweet Romeo, please call me at 757-932-8777. Thank you!          ]]> 7635 0 0 0 https://blog.roseandwomble.com/askjenlive-visits-kings-fork-farm-suffolk/ Fri, 11 Nov 2016 17:12:17 +0000 https://blog.roseandwomble.com/?p=7664 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Every Wednesday, Jen brings an adoptable dog with her while she features an available new home or new homes community on Facebook, Instagram, and Twitter. As if that isn’t cool enough, each new construction builder that participates in the program sponsors the dog by paying for its adoption fees once a suitable owner is found! Jen is 100% committed to finding people and pets their forever homes in Hampton Roads and beyond! She has five dogs of her own at home, and each one is a very special member of the Barkan household!

I started my posts about King's Fork Farm on social media on Tuesday. I know that many people follow #AskJenLive and look forward to finding about a new community each week! I love helping my fellow real estate partners and anyone looking for a new construction home to find the right place.   

Every Wednesday morning, I get excited about going to the Norfolk SPCA and finding my furry friend. This week, I was especially looking forward to this visit! I went to SPCA and my eyes were caught by a black and white Shih Tzu named Coco. At first, he seemed a little timid, but within minutes he completely warmed up to me. 

Coco came to the Norfolk SPCA from a single owner family where he lived for the last 7-8 years. He was purchased from a pet store and was well taken care of and pampered! He frequently went to doggy day care and got along well with children, other dogs, and cats. Coco was well groomed when I met him, and an absolute gentleman!

It was a cloudy day but Coco sure did brighten it up! Our New Homes Digital Marketing Manager, Bridget Lafleur, joined us for the day. When we arrived at King's Fork Farm, we met the on-site Realtor, Jay Osborough. Coco had an instant affinity for Jay and rewarded him with a few puppy kisses. Jay guided Bridget, Coco, and I on a tour of the new home designs that are available at King's Fork Farm. He has six new homes under construction in the front of the neighborhood and more homesites available in the back of the neighborhood.

Terry Peterson Residential will pay Coco's adoption fee so that he can enjoy a new home and forever family, as well! If you're interested in adopting Coco, please visit or call the Norfolk SPCA. 

A few of the amenities at King's Fork Farm are pictured below (credit to Glenn Bashaw, Photographer).

Watch the video of Jay and I below at King's Fork Farm exploring the new homes for sale!

[embedyt] http://www.youtube.com/watch?v=OIdv86hgu0U[/embedyt]

[embedyt] http://www.youtube.com/watch?v=EiC6f0NV3KI[/embedyt]

Jay pointed out some of the ways that Terry Peterson Residential improves the quality of life for their homeowners by using high quality building products such as the use of a radiant barrier to lower heating and cooling costs and keep the temperature in the attic lower.

King's Fork Farm is proud to introduce all new home designs, including true one level ranch plans! Terry Peterson Residential has homes starting at $257,900 in this amazing area of Suffolk! Call me at 757-932-8777 for more information and to set up a private tour of these brand new plans!

Share sweet Coco's info with anyone you know who may be looking for a canine companion to join their family! Thanks for following #AskJenLive!

]]> 7664 0 0 0 https://blog.roseandwomble.com/turkey-basket-brigade-feeds-1350-families/ Mon, 21 Nov 2016 21:21:57 +0000 https://blog.roseandwomble.com/?p=7701 th annual Turkey Brigade was a huge success due largely to the generosity of our agents and sponsors.  The Foundation, through agent, staff, and sponsor donations raised enough money to feed 1,350 families throughout Hampton Roads a full Thanksgiving dinner including turkey, stuffing, cranberry sauce, apples, potatoes, canned peas, corn, green beans, gravy, rolls, and a roasting pan. We work closely with local social services offices, Friends of the Elderly, Norfolk Redevelopment and Housing and the military to find families in need of a Thanksgiving meal. Deltaville Market and Richfoods provide the best quality food items at the most affordable prices. The items for the dinners arrived early Thursday, November 17 at the Rose & Womble Harbour View location and were distributed by employees from Deltaville Market. From all of us at Rose & Womble Realty Company thank you for making us your LOCAL Real Estate Resource and Happy Thanksgiving. [embedyt] http://www.youtube.com/watch?v=MMEa7vtCsCc[/embedyt]   

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]]> 7701 0 0 0 https://blog.roseandwomble.com/gobble-gobble/ Tue, 22 Nov 2016 21:27:02 +0000 https://blog.roseandwomble.com/?p=7720 turkey, 6 cans of vegetables, stuffing, cranberry sauce, gravy, apples, 5 lbs of potatoes,  a package of dinner rolls and an aluminum baking pan in a reusable blue grocery bag.

The list of homes was developed from different churches, non-profits, housing organizations, and social services. The entire Senior Cogix Center in Norfolk will enjoy a special turkey dinner from the Rose & Womble Foundation this year! The Cogix Center has 150 residents and they received 50 baskets with all the trimmings. Rose & Womble also provided baskets for the Chaplain's Offices of both the U.S. Marine Corp and the U.S. Navy for those in need.

We would like to extend a special thank you to Deltaville Market, Super Value Foods, and all of the contributors to the Rose & Womble Foundation and Turkey Brigade 2016. We couldn't imagine helping all of these local families without the dedicated work of Deltaville Market and Super Value Foods! The Super Value employees drove an hour and a half to get the Harbour View office of Rose & Womble to help out today.

[caption id="attachment_7728" align="alignright" width="420"] Butch Boykin and Van Rose[/caption] It is amazing to see so many individuals of our local real estate community involved in such an amazing project! The Rose & Womble Foundation loves to give back, and the realtors who work for Rose & Womble are proud to be a part of Turkey Brigade 2016. Bea Cobell (pictured left) is the Chairperson of Turkey Brigade (and incoming Vice-President of the Rose & Womble Foundation for 2017) and has been for many, many years. Terry Stickle (pictured right) is the current President of the Rose & Womble Foundation. These two amazing ladies have devoted countless hours to feeding Hampton Roads families in need.

]]> 7720 0 0 0 https://blog.roseandwomble.com/new-homes-chesapeake/ Fri, 02 Dec 2016 20:12:17 +0000 https://blog.roseandwomble.com/?p=7769 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Every Wednesday, Jen brings an adoptable dog with her while she features an available new home or new homes community on Facebook, Instagram, and Twitter. As if that isn’t cool enough, each new construction builder that participates in the program sponsors the dog by paying for its adoption fees once a suitable owner is found! Jen is 100% committed to finding people and pets their forever homes in Hampton Roads and beyond! She has five dogs of her own at home, and each one is a very special member of the Barkan household! This Wednesday, I was lucky enough to pick up this handsome boy, Happy, from the Norfolk SPCA. Happy is a Pit Bull mix that was rescued by the Norfolk SPCA from a kill shelter that was overcrowded in the midst of the holiday season. Happy is a young boy, and has an amazing personality. Pit bulls used to be viewed as "nanny dogs." Happy absolutely loves everyone, and would make a wonderful companion. Happy and I went to Sherborne Manor by Platinum Homes in the Deep Creek section of Chesapeake, just past the well-known White's Nursery. We arrived and were immediately greeted by the on-site Realtor, Carmon Pizzanello. Carmon took us to see the Lake Ridge In-Law plan which is a 5 bedroom, 3.5 bathroom home that boasts 3,100 square feet. This floor plan allow for a separate generational suite, and a three car garage. I can't think of a community where I have seen anything like this in our area. The price point makes this home even more appealing, priced under $450k. Our featured floor plan for today's #AskJenLive is the Canyon Ridge. The Canyon Ridge is a spacious 5 bedroom, 3.5 bathroom, 3,400 SF home, that starts at $399,990. This model features an office, bedroom, and optional sunroom on the first floor. It even allows for a sixth bedroom for the ultimate flexibility! While we were there, Brandon Ramsey from George Mason Mortgage, LLC was cooking up some delicious Brunswick stew and cornbread for some of our friendly real estate partners. Even Brad Waitzer from Platinum Homes dropped by to say hello. It is amazing to have local builders who are so involved and want to be on site and interact with the people who are considering their homes for their families. [caption id="attachment_7780" align="aligncenter" width="500"] Brandon Ramsey and Carmon Pizzanello in the Lake Ridge Model Home[/caption] Their Lake Ridge Model Home has an amazing outdoor entertainment area with an outdoor fireplace! Happy and I definitely enjoyed a few minutes outside relaxing. The homesites are quite large, and it is easy to envision a family playing outdoors, or hosting a party. Below are a few snapshots of the Lake Ridge Model. It is a MUST SEE! Check out our video and images below! [embedyt] http://www.youtube.com/watch?v=SIhAI8tpafk[/embedyt] Please visit their website for more information - http://www.platinumhomesva.com/communities/chesapeake-va-communities/sherborne-manor/]]> 7769 0 0 0 https://blog.roseandwomble.com/nine-things-know-va-loans/ Mon, 05 Dec 2016 20:08:50 +0000 https://blog.roseandwomble.com/?p=7803 What is a VA Loan?

A Veterans Affair (VA) loan is a home loan partially guaranteed by the U.S. Department of Veterans Affairs, and was designed to help finance homes for eligible members of the military, veterans and some surviving spouses. A VA loan is a great option for military members who qualify, because these mortgages do not always require a down payment and are often easier to qualify for than conventional loans.

A VA loan is guaranteed by the government, but made by qualified lenders such as banks or independent mortgage companies such as TowneBank Mortgage. The VA will appraise the property in question and, if approved, guarantees the lender against loss the in case of a default.

Potential borrowers must obtain a Certificate of Eligibility from the VA before applying for the loan, which can be applied for online, through a lender, or via mail.

So what makes a VA Loan different?

1. A VA loan does not require a down payment if your loan amount stays within the VA loan limits, and about 90 percent of VA buyers don’t put any money down.
2. VA borrowers can typically borrow up to $417,000.
3. Borrowers can qualify with lower credit than necessary for conventional financing. VA lenders typically accept credit scores beginning at 620.
4. There are no private mortgage insurance requirements. Typically, borrowers who put less than 20 percent down on a house are required to pay monthly mortgage insurance. However, VA buyers are required to pay a funding fee at closing time, which ranges from 0.5 percent to 3.3 percent of the loan, depending on the veteran’s service and loan type. If the buyer has a service-related disability, you may qualify to have their funding fee waved.
5. You must occupy the property as your first home. VA loans are not designed for investment properties or second homes.
6. There is no prepayment penalty. This means that if you choose to pay off your loan early, you won’t be charged a penalty fee. This could help you save thousands in interest over the life of your loan.
7. If you use the VA loan to buy a condo, it must be on the VA’s list of approved condos. To make it onto the list, 50 percent or more of the building must be owner occupied. No more than 15 percent of owners can be behind on their Homeowners Association Fees. If the condos are newly constructed, 75 percent of units must be sold.
8. Borrowers can increase their loan up to $6,000 for energy efficient upgrades. Improvements include solar heating and cooling systems, caulking, weather stripping and new insulation.
9. VA loans are not a one-time benefit, and are not only for first time home buyers. You can qualify for a VA loan more than once, as long as you pay the original loan off each time.

]]> 7803 0 0 0 https://blog.roseandwomble.com/holiday-events-hampton-roads-guide-2016/ Mon, 12 Dec 2016 16:04:55 +0000 https://blog.roseandwomble.com/?p=7811 Whether you’re a merry music maniac, a ballet bumble, or a shopping Santa, there is a little something for everyone in the 757 for this special time of year.

ONGOING FESTIVITIES

12/13-1/1: Light up your evening at Celebration in Lights in the Newport News Park. 12/13-12/31: Drive through the Dominion Garden of Lights at the Norfolk Botanical Garden. 12/13-12/24: The Portsmouth Art & Cultural Center is hosting a myriad of holiday events and activities through the season. 12/13-1/2: See Busch Gardens transform into Christmas Town. 12/13-12/24: The Children’s Museum is ready to occupy the kiddles with many holiday events including pony rides, puppet shows, and more. 12/13-1/1: Take a drive down the Boardwalk during the McDonald’s Holiday Lights at the Beach. Every Friday, Saturday and Sunday from12/13 until 12/31: Head back in time at Dickens’ Christmas Towne next to Nauticus. 12/13-1/1 See what’s in store at Santa’s Seaside Village. 12/13-12/18: See A Southern Christmas Carol at the Peninsula Community Theatre. 12/13-12/24: Enjoy the timeless story of A Christmas Carol at the Well’s Theatre. 12/13-12/31: Lee Hall Mansion is decked out for Antebellum Holidays.

SPECIAL EVENTS

12/14: Spend time with the Virginia Symphony Orchestra at the Holiday Brass Concert. 12/15: Sam Rucker will be at Willett Hall for Holiday Harmony featuring Tidewater Concert Band. 12/16: Grab tickets to one of two shows of A Christmas Carol  at Willett Hall. 12/16: Bundle up for the Winter Wonderland Charity Bar Crawl in Hampton. 12/16-18: See Ballet Virginia in The Nutcracker. 12/16-18: Enjoy ELF The Broadway Musical. 12/17: Celebrate Kwanzaa at the Newsome House Museum and Cultural Center. 12/17: Hear Handel’s Messiah at the Harrison Opera House. 12/17: Have A Queen Mary Christmas at The Zeiders American Dream Theater. 12/17-12/18: Head to the Ferguson Center for the Arts to see the American Youth Ballet Company in The Nutcracker. 12/22: Have a Dixieland Christmas with the Tomcats at Merchants Square. 12/23: Enjoy the Lovers & Friends Holiday Gala at the Harrison Opera House.

SEASONAL SHOPPING

12/17: Gather your goods at the Christmas Wonderfest Holiday Festival Marketplace in Newport News. 12/18: Shop the Brew Bazaar at Coelacanth. 12/18: Find a treasure at this Holiday Bazaar in Chesapeake.

THEMED RACES THROUGH THE HOLIDAYS

12/17: Run, run, Rudolph, Santa’s gotta make it to town. Lace up for the Surf-n-Santa 5-miler.]]> 7811 0 0 0 https://blog.roseandwomble.com/york-river-villas-gloucester-point/ Fri, 09 Dec 2016 19:21:36 +0000 https://blog.roseandwomble.com/?p=7817 Our New Homes Specialist, Jen Barkan, is proud to host a weekly social media chat called #AskJenLive! Every Wednesday, Jen brings an adoptable dog with her while she features an available new home or new homes community on Facebook, Instagram, and Twitter. As if that isn’t cool enough, each new construction builder that participates in the program sponsors the dog by paying for its adoption fees once a suitable owner is found! Jen is 100% committed to finding people and pets their forever homes in Hampton Roads and beyond! She has five dogs of her own at home, and each one is a very special member of the Barkan household! This week, we picked up Liam, a small, black Chihuahua from the Norfolk SPCA. Liam is about a year old and he was surrendered by a family who had a tree fall on their home. He is an adorable little couch dog that loves to snuggle! Liam is well behaved, pretty well potty trained, and is looking for the right family! Liam is at the Norfolk SPCA - please go visit him! He will surely steal your heart and add joy to your holiday season! After picking up Liam, we jumped on the road and headed to Gloucester Point right over the water. Rose & Womble New Homes is proud to represent Moody Homes at York River Villas in Gloucester Point! This beautiful townhome community is just 1 mile from the Coleman Bridge and boasts fantastic amenities coupled with beautifully appointed interiors. Gloucester has a wonderful, country feel and is a less developed area that is sought after as a "bedroom community" for that exact reason. The homes at York River Villas are an incredible value with included features such as 42" kitchen wall cabinets, stainless steel appliances in the kitchen, wrought iron balusters on the staircase, a cozy fireplace in the family room, and much more! This exclusive lifestyle community offers a collection of 50 exclusive luxury townhome style condominiums. In addition to its ideal location, this community features not one but three community parks including a children’s playground park, a dog park and an open picnic park. These homes start in the High $100's! The value is absolutely unbelievable and the community is conveniently located year the Yorktown Naval Weapons Station and the U.S. Coast Guard Training Center. Thank you to Moody Homes for hosting Rose & Womble's #AskJenLive Program! Please call Jen at 747-932-8777 with any questions or to set up a tour!]]> 7817 0 0 0 https://blog.roseandwomble.com/insiders-guide-to-downtown-suffolk/ Mon, 30 Jan 2017 14:00:20 +0000 https://blog.roseandwomble.com/?p=7884 Not called “Surprising Suffolk” for nothing!

By Mia Byrd

Downtown Suffolk, AKA the Suffolk Historic District, certainly fits the slogan and I’ve admittedly always had a little crush on the area. It has a small town vibe, but maintains an interesting and artistic culture.

Downtown Suffolk is home to the Suffolk Center for Cultural Arts, unique shops and phenomenal restaurants. Main Street and Washington Street are lined with antique stores, historic architecture, and the most phenomenal renovated warehouses and lofts I’ve seen outside of major cities. While I recently moved to the Suffolk Historic District back in June, I’ve frequented the area for years.

So what exactly makes Downtown Suffolk so “surprisingly great”? I’ll list the top 5 reasons I moved here from Ghent without batting a lash:

1. Uncork’d

This is certainly a hidden gem for wine lovers and craft beer connoisseurs alike. They never cease to amaze with interesting and rare wines. They also offer paninis, gourmet cheeses, and a little bird told me they may begin to offer coffee!

2. Harper’s Table

If you’re a self-proclaimed “foodie” and you’ve never eaten there, you should immediately add this restaurant to the top of your bucket list. Fittingly described as a “stylish eatery offering high-end Southern fare & cocktails in industrial-chic surroundings,” Harper’s Table keeps me from missing the plethora of perfect places to dine in Norfolk and Virginia Beach. Every first timer becomes a lover of Harper’s Table. The farm to table menu is ever changing, the wine selection is flawless, and their lovely barkeep is legitimately award-winning.

3. The Farmer’s Market

The most fragrant tomatoes I’ve ever eaten I bought late in the summer, from the farmer who grew them (that’s the hometown feel you want). He’ll give you some secret recipes if you’re nice to him. I’m nearly certain everyone grows everything within a mile from the dining room table around here.

4. Location, Location, Location

Suffolk is 25 minutes from everywhere you’d want to go in the region. While you may balk at 25 whole minutes, but you drive that far from Ghent to get to Whole Foods. You drive farther from Hampton to get to the Oceanfront. Heck, you drive that far from the Oceanfront to sip it up at Wine Festival in Town Point Park. Suffolk is not that far and it’s always worth the drive.

Do I miss Ghent? Only when I have to come home from Toast.

Now that I’ve put in my 52 cents, history will show that Downtown Suffolk is where the cool kids will end up. Suffolk “has unique and diverse offerings, from its historic downtown and rich farmland to its high-tech corridor and beautiful recreational offerings,” according to Mayor Linda Johnson.

Some of the other factors considered in the selection included job and housing markets, quality of education, crime rate and overall quality of life, including leisure and cultural activities. For example, the Suffolk Center for Cultural Arts hosts countless performances, offers art classes, summer camps, glass blowing workshops, and stunning exhibitions. I can walk there. The Taste of Suffolk is a 5+ block street festival filled with all-day entertainment, savory tastes and sweet treats from the best citywide restaurants and eateries, specialty vendors, fun contests, varied children’s activities and more. I could walk to there too.

If you’re the outdoorsy type, there are more than four walking trails in the Downtown Suffolk area alone, and the newest kayak and canoe launch dock was installed at Constant’s Wharf. You can literally bike to a legit farmer’s market in the morning, kayak at brunch, dance in the street in the afternoon and sip the perfect cocktail in the evening. But is there a place to watch all the ESPN sports, eat nachos and drink beer? Yep, Baron’s Pub has front row seats and the food isn’t just the same old bar fried belly ache.

There are countless reasons I never want to leave my little nook in Suffolk. The one thing we need is a coffee shop. Someone come open one so I can spend all of my money there!

]]> 7884 0 0 0 https://blog.roseandwomble.com/eight-tips-buying-first-home/ Mon, 06 Feb 2017 20:16:43 +0000 https://blog.roseandwomble.com/?p=7896 1. Check your credit. A homebuyer’s credit score is a crucial factor when it comes to qualifying for a loan. Before starting the mortgage process, scour your credit reports for mistakes, unpaid accounts or collection accounts. If you find a mistake, write to the credit issuer and the credit reporting bureau and tell them what information you believe is inaccurate, and include copies of documents that support your position, and request a deletion or correction. If your credit isn’t so stellar, you should be sure to start making all your payments on time. Your credit utilization, or how much credit you’re using relative to your available balance, is important to your credit score as well. Keep your utilization score low, only using and only using up to 30 percent of your available credit. Realize that it could take several months to get your credit score back in order.   2. Get your finances together. Keep track of how much money you have coming in each month, and how much is going out. Once you assess your monthly cash flow, you’ll have an understanding of how much money you can afford for a monthly mortgage payment. If you don’t like the number you’re left with, think about how you can change your spending habits. Gather all the necessary financial documents, such as your two most recent pay stubs, the previous 2 years’ W-2 forms, tax returns and the past two months of bank statements.   3. Calculate all costs and determine how much you can afford. A lot of first time homebuyers forget to factor in added expenses to their mortgage payments. Your monthly mortgage payment will include principle and interest, real estate taxes, insurance, and private mortgage if you put less than 20 percent down. Don’t forget to factor in homeowners association dues, maintenance, and higher electric and water bills.   4. Get preapproved. After you’ve discovered what your comfortable spending on a home, talk to a TowneBank Mortgage loan officer to see how much you’re qualified to borrow. By obtaining a letter of preapproval, you can start the home buying process with confidence that you can obtain financing. Plus, you won’t waste time shopping for houses out of your price range. Just remember, just because you’ve been preapproved for a certain amount, doesn’t mean you have to spend that amount.   5. Don’t spend all your cash on the down payment. Although a big down payment can help slash your monthly mortgage payments, it’s important to not deplete your savings account. When something breaks, you need to make sure that you have enough funds to fix it. There are also additional costs associated with buying a house, such as moving costs, utility down payments, or the purchase of maintenance items such as tools or lawn movers.   6. When you’re looking at houses, focus on what’s important. Come up with a check list of must-haves, and another checklist of nice-to-haves. Make sure you don’t sacrifice a must-have for a nice-to-have. Maybe you’ll have to live without the granite countertops to achieve your perfect location.   7. If you’re buying into a homeowners association, know the rules. Ask the homeowners association for their contract before you make a decision. Your HOA can govern how many or what type of pets you have, what type of alterations you can make, or the color of your home’s exterior. Take a look at their finances, insurance policies, fees, rules and fines, and meeting minutes to gain some insight. If your neighbors fail to pay their fees each month, you could be on the hook for their payments. Ask neighbors about their opinion of the HOA, and any concerns they have.   8. Don’t finance any new purchases. Once you’ve been approved for a loan, you should not take out any new loans or open new lines of credit. You might be tempted to finance a new dining room table or leather sectional for the living room, but doing so could result in higher interest payments, or even the loss of your loan. Wait until your loan closes before making these purchases. ]]> 7896 0 0 0 https://blog.roseandwomble.com/7-famous-people-portsmouth-arent-missy-elliot/ Tue, 28 Feb 2017 13:29:43 +0000 https://blog.roseandwomble.com/?p=7910 Portsmouth may be known as the hometown for Missy Elliott and the following seven famous people, but it’s so much more. Olde Towne is perfect for history buffs. Take a walking tour of one of the largest collections of antique homes south of Alexandria and explore museums (the Lightship Portsmouth Museum and Railroad Museum will delight people of all ages). Hungry? You’ve come to the right city! From good ol’ southern cooking, to international fair, to burgers and fries, the restaurant scene is not to be overlooked.  Are you an antiquing pro, always on the hunt for the next best piece? The number of antique stores dotting High Street will blow you away.  Looking for specialty stores? We’ve got you covered. Visit Portsmouth — a city I personally love — and see for yourself why one of the smallest cities in Hampton Roads has something to offer everyone. Now, onto the seven non-Missy famous people hailing from P-town you might not have know about: Wanda Sykes (1964 – ) Before hitting the big and small screen, Wanda Sykes’ first job was as a contracting specialist for the National Security Agency. Sykes has had an extensive career, with dozens of appearances on TV and film, stand-ups performances across the country, and a book detailing her life. Currently, she appears in the ABC sitcom Black-ish and the Amazon political satire Alpha House. V.C. Andrews (1923-1986) In 1979, at age 56, the wheelchair-bound and unknown writer published a gothic teen-horror classic. Before Twilight, there was Flowers in the Attic. All across America — and around the world, millions of readers were captivated by this strange, dark, terrifying tale of passion and peril in the lives of four innocent children, locked away from the world by a selfish mother. While her career as a writer was very short, she published seven novels. Ruth Brown (1928-2006) Ruth Brown was referred to as “Miss Rhythm” and has been compared to Dinah Washington for her vocal talents in rhythm and blues. Brown began her singing career in the 30’s as a child growing up in the church choir. She joined Lucky Millinder’s big band after winning a contest at Harlem’s Apollo Theater and never looked back. Patton Oswalt (1969 – ) Patton Oswalt is best known for his work on such TV shows as The King of Queens and Veep, along with the recognizable voice as the rodent extraordinaire in Ratatouille. Oswalt is also one of the country’s most popular stand-up performers and received a 2017 Grammy Award for Best Comedy Album for Patton Oswalt: Talking for Clapping. Perry Ellis (1940 – 1986) An innovative fashion designer, Perry Ellis began his career in the early sixties as a sportswear buyer for an upscale store in Richmond, Virginia. Later he moved to New York, where he eventually launched his own company, Perry Ellis Sportswear, and he quickly became a fashion super-star. Ben Jones (1941 – ) Who can forget the affable, but goofy, “Cooter” from the TV series, The Dukes of Hazzard. After the show ended, Jones ran, unsuccessfully, for a seat in the US House of Representatives in 1986. In 1988, Jones took another stab at the seat and won with 60% of the votes. Along with dabbling in acting and continuing a career in politics, Jones runs a chain of “Cooter’s” museums, dedicated to The Dukes of Hazard. Chandler Harper (1914 – 2004) Much of the golf world remembers Chandler Harper for the big one he did not win. In 1953, Harper appeared to have won the World Championship. Harper received a check for first place, prematurely, as fellow golfer Lew Worsham hit an improbably shot that stole the victory from Harper. Harper did win seven professional championships, including the most prestigious victory at the National PGA Championship in 1950.

Here are three that we predict will be famous – if no place else, but here in Hampton Roads.

Perhaps not born in Portsmouth, these three have made the city their home and are very proud of it. Sydney Meers Born in the Mississippi bayou, Sydney Meers grew up in the restaurant business. His family owned cafes and played an influential role in his upbringing. Knowing that he wanted to explore the world, Sydney joined the Air Force, which eventually led him to the Hampton Roads. Since his arrival, he has opened several successful restaurants, including Stove Restaurant, while also cultivating his other passion: art. Sydney’s eccentric and expressive takes on politics, religion, and even himself has led to a cult like status in the community. Brad McMurran While not being Portsmouth’s biggest ambassador, Brad McMurran runs and appears in numerous productions of The Pushers Sketch and Improvisation Comedy Troupe. Brad, an ODU undergraduate, is the co-writer of Cuff Me; The 50 Shades of Grey Musical Parody, which played off-Broadway in New York. Randy Hess Born in Petersburg, VA, Randy Hess has opted to make Portsmouth his home. An artist, restorer, framer, and all around talented guy, Randy works out of his studio, aptly named Nest Home, and can be seen throughout the area in various art shows and exhibitions.]]> 7910 0 0 0 https://blog.roseandwomble.com/local-guide-kempsville/ Mon, 27 Mar 2017 13:05:58 +0000 https://blog.roseandwomble.com/?p=7950 Historic and modern, in flux and established, suburban and scenic; the Kempsville area is an evolving and dynamic ward in the City of Virginia Beach. George Kempe purchased land along the Eastern Branch of the Elizabeth River around 1652 and established a tobacco port. That area prospered into a small community known as Kemp’s Landing (sometimes spelled Kempe’s Landing) that attracted the Princess Anne County Courthouse, which sat in Kempsville from 1778 to 1824. Incorporated as the “Town of Kempsville” in 1783, it was absorbed into the City of Virginia Beach in 1963. Today, it is one of the seven districts of Virginia Beach City Council. However, Kempsville is more than just some bureaucratic lines on a map; it is a distinct hamlet plump with cuisines, entertainment, and outdoor recreation. Local restaurants with worldly pallets pepper the neighborhoods with delicious ethnic foods. Papa’s Greek Restaurant & Pizzeria in Kempsriver Shopping Center is a delicious option for lamb gyro sandwiches, Greek-style pizza, and other Mediterranean fare. The Mesob Cafe on Parliament Drive is the only Ethiopian and Eritrean restaurant in Hampton Roads according to their website, and has a healthy selection of vegan entrees and authentic North African dishes on their menu. Just a couple miles away, on Princess Anne Road, you will find Aloha Hawaiian BBQ. This cute little spot, decorated like a traditional Hawaiian hut, has an array of dishes, both spicy and sweet, with rich and distinct Asian-Pacific flavors. The Hawaiian Chicken Ono Curry dish, which is a soup-like mixture of chicken, diced potatoes, pineapple chunks, onions and roasted peanuts smothered in a spicy coconut curry cream sauce, will change your life for the better. If Indian food is more your taste, Coastal Spice in Fairfield Shopping Center is the best option in town. The menu is full of vegetarian and vegan options, and their mulligatawny soup, hummus, and butter chicken dishes are some of the best in Hampton Roads. If you’re looking for casual American fare, try dinner and a movie at Cinema Cafe. You do not have to purchase food to watch a movie there, but movies and food go so well together, so why not? As springtime peaks over the clouds, outdoor adventures once again light up our to-do lists, especially after eating all that food! If you find yourself driving through Kempsville, take a turn off of Princess Anne Road and drive to the back of Carolanne Farms neighborhood. You will find a hidden grove nestled quietly off Gainsborough Road, with a trail that starts at the street and winds you through a forest’s umbrage to a dock on the Elizabeth River. The trail then wraps around a small pool known as Turtle Lake, taking you over a small dam that separates the lake from the river. The site, also known as the “Elizabeth River Water Trail Access” or “Elizabeth River at Carolanne Farms,” is a mixture of paved and unpaved trails, marshland, grasses, and forests, with a wooden dock and boat launch ramps that provide public access to the Elizabeth River. It is ideal for hiking and picnicking, and is a quiet respite amidst the bustling suburbs. Across the Elizabeth River from Turtle Lake Trail, on the opposite side of Kempsville, you will find Woodstock Park on Providence Road. Woodstock provides many standard city park amenities, such as basketball courts, picnic areas, a dog park, playground, and walking trails. However, Woodstock also includes a 10,400 square foot skate park (helmets required!) equipped with a five-foot tall quarter pipe, stairs, hubba ledges, radial ledges, vert wall, handrails, and other structures. There is also a 3,200 square foot green space within the skate park and bleachers for those who would like to sit and watch the fun. If you’re looking for a different kind of sport, Kempsville is also home to America’s largest pool hall. That’s right, the most pool tables under one roof in America is in Kempsville, Virginia Beach. Touting a family-friendly atmosphere, Q-Master Billiards has a restaurant, full bar, bleacher seating for tournaments, is available for events and parties, and also hosts the U.S. Open 9-Ball Championship. You can get a free hour of pool if you buy lunch there, which is a great deal. So whether you are a professional pool player, looking for a place to have a drink and shoot a casual game, or want to try something different with the family, Q-Master Billiards is an internationally renowned local business right in our back yard. Check it out. While driving down Interstate-264, you may have noticed those 175-foot tall poles and netting near the Witchduck Road exit. That is the safety webbing of TopGolf, a relatively new entertainment facility that combines food, drink, driving ranges, lounges, games, and sports bars. You can rent your own room by the hour and spend your time driving golf balls into their 240-yard field, having a drink eating with friends, lounging, or checking out the sights.. The golf balls are microchipped and paired to the golfer, which allows for fun competitions, as well as accurate scoring and distance measurements. You don’t need to be a professional golfer to enjoy TopGolf, nor do you need your own clubs. For music lovers, Birdland Music is one of the region’s epicenters of vinyl records and compact discs. Owner Barry Friedman has run Birdland Music in Kempsville for decades, and has an encyclopedic knowledge of almost every type of music. With a resurgence in vinyl production over the past few years, Birdland Music is a great place to find exactly what you need and maybe learn a thing or two from people who have lived the music. After all that food, drinking, walking, playing, sporting, and music, taking in some art would be a great way to settle the soul and balance the mind. Utopia Feni is a creative gallery-studio space that hosts art shows, classes, events, fosters gardens, and provides an environment for creatives in the area. Opened by Raeesah Islam in 2015, Utopia Feni also produces creative candles, bags, and notebooks to raise money for a high school arts program in Feni, Bangladesh, which is the namesake of her gallery-studio and the village where her father lives. Find out about their events and products online and visit their studio if you’d like to support their cause. The future of Kempsville is bright, with major construction planned around the “Historic Kempsville” section near the intersection of Kempsville and Princess Anne Roads, as well as the slated completion of a much-anticipated $38 million recreation center near Kempsvile Middle School. The Elizabeth River Greenway, part of Virginia Beach’s efforts to increase public access to the river’s canals and tributaries, has received federal funding and is progressing towards its goal of responsible and effective utilization of the environment for its residents. The Kempsville area has a lot to be excited about; good food, a strong history, art, entertainment, and a lot of green spaces. If you don’t live in Kempsville, be sure to pay it a visit sometime. There’s more to do here than you may think.]]> 7950 0 0 0 https://blog.roseandwomble.com/6-hidden-things-in-your-bank-statement-that-could-derail-your-home-purchase/ Tue, 16 Jan 2018 13:15:14 +0000 http://newblog.roseandwomble.com/?p=5666 1. Deposits that are not sourced Every deposit in your bank account needs to be explained and documented. While paying for items in cash is good for your FICO® score, having piles of undocumented cash is a negative for a home loan. Every deposit and fund used for a home purchase must be explained and documented. If you receive a gift, especially for the down payment, closing costs, or for the purchase itself, the gift must have a paper trail from the donor to the borrower. If the potential homeowner sells major items, like a car, boat, or other piece of property, then there must be a bill of sale and a paper trail. When the buyer applies for a home loan, the bank will typically ask for two months of bank statements, so it is important to have all of these in order.

2. Money moving between accounts

Right before some buyers purchase a home, they may want to move money from account to account. This can actually delay the loan process because it creates more work for the loan processor. The loan processor has to track the transfer and withdrawals and match them back and forth. When there are more transfers than necessary, the borrower is creating more work and delays.

3. Having overdrafts and bounced checks

For general financial health you should never have overdrafts. If you have any, you will need to be able to provide a very good explanation. If your FICO® score is 620 and you have no savings history, then you add overdrafts that could overturn an approval of the loan.

4. Missing pages

The loan officer is going to need all pages of the bank statement, even if a page has no pertinent information.  

5. Debts that you didn't disclose that are not on the credit report

Any consistent payments going out like personal loans or child support will be questioned and may need to be counted in the debt-to-income ratios. These could affect qualifying.

6. Earnest money check clearing

The bank will need proof that the check has cleared. Accepting cash for the earnest money deposit is tricky, while money orders and cashier's checks are acceptable forms of payment for earnest money deposits the lender will need to know where the funds came from. Anyone writing a check for the earnest money deposit that is not named on the loan must provide a gift letter stating that the buyer does not have to repay the money. The best news is that with enough notice before closing, the loan officer can rectify or preempt potential problems. The best course of action for a potential home buyer is to consult with a loan officer before beginning a home search to become prequalified. Like This Article? Make Sure to Check These Out Mortgage School: The Rules of Affordability What Do Mortgage Terms Mean? What is a FICO® Score?  ]]> 5666 0 0 0 https://blog.roseandwomble.com/8-ways-to-create-a-bird-sanctuary-in-your-yard/ Mon, 24 Apr 2017 12:41:19 +0000 http://newblog.roseandwomble.com/?p=6495 1. Think about having a bird feeder or two Placing a bird feeder in your yard is a great way to encourage birds to take up residence. Many people will place a bird feeder near a window to give the best chance to observe the birds. This can be dangerous as birds can be fatally wounded if they hit a window. Instead, it is recommended to have the bird feeder be 30 feet away from windows. The feeder should also be 5-8ft off the ground. 2. Provide plenty of cover One of the things birds look for in a habitat is plenty of cover to protect themselves from the elements and predators. You can encourage this by creating a brush pile as well as planting evergreen shrubs near the place where you will hang or mount the bird feeder. Ideally you'll want to have the bird feeder within 10 feet of some type of cover - this especially keeps cats from within striking distance. 3. Invest in a bird bath Birds need water like the rest of us. Keep the bird bath clean, with fresh water. It is also a good idea to put your bird feeder close to the bird bath - this will draw attention to your feeder and more birds may partake. 4. The best bird houses are simple You actually want to have something that blends into the background, and doesn't have a front perch. The point of the birdhouse is to provide protection from the elements and predators. The perch gives predators an unfair advantage if they are going after a nest. 5. Hang your bird feeder somewhere easy to maintain This might seem like an obvious step, but make sure that where you place the bird feeder is convenient to maintain. In the winter is when the birds will need the bird feed the most. You don't want weather preventing you from refilling the food. You also want easy access so you can periodically move it to prevent build up. 6, Plant native plants, bushes, and trees Nothing replaces natures bounty for birds, so invest in landscaping that highlights native plants. This is also a good idea for your home maintenance bills as native plants are typically easier to maintain and will last longer. 7. Skip lawn chemicals Birds do best without pesticides and chemicals. Try maintaining your yard with organic and green options. These are also better for your personal pets and any humans living in the home. 8. Keep cats inside While your favorite feline might love to get his paws on a bird, it's actually healthier and safer for your cat to live indoors. Not only will your cat avoid injuries or risk getting lost, your bird visitors can enjoy your backyard without fear of attack.  ]]> 6495 0 0 0 https://blog.roseandwomble.com/what-to-offer-when-buying-a-house/ Mon, 18 Dec 2017 17:00:19 +0000 http://newblog.roseandwomble.com/?p=7057

Sale of your current residence.

Admittance to certain clubs, like a nearby private golf course. If this is the reason you are moving to that neighborhood, you want to ensure that you get in before closing on the house.

Approval by the condo or co-op boards.

Specific inspections including pest, asbestos, radon, lead, water - these may be covered under inspections, again please check with your REALTOR®.

Compliance with building code.

Approval of home owner association documents. If you're moving into a neighborhood with an HOA you want to make sure you can live with the rules that have been set up.

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Getting Your House Smell Ready: Why Fragrance Can Boost Your Listing Move from Renting to Buying: VHDA’s Down Payment Assistance Grant Five Facts That Determine if Your Homes Sits or Sells]]> 7057 0 0 0 https://blog.roseandwomble.com/six-reasons-to-use-a-realtor/ Mon, 06 Nov 2017 17:48:41 +0000 http://newblog.roseandwomble.com/?p=7080 7080 0 0 0 https://blog.roseandwomble.com/local-guide-deep-creek-chesapeake/ Mon, 17 Apr 2017 13:51:10 +0000 https://blog.roseandwomble.com/?p=7979 I’m not a Deep Creek native but I married into a native family. My husband and his family have lived in Brentwood since the 50s and their family is entrenched in this part of Chesapeake. I’ve lived here for ten years now and though it took some time for it to grow on me. What really cemented my love for Chesapeake is that the people that live in this area are 100% authentic and they are quick to embrace you and treat you as one of their own. It takes a village, and Deep Creek is lucky enough to have an incredibly supportive community of connected families who have known each other for generations and are always there for each other, judgement free. My friend Anna, whose last name is scattered up and down the Creek in different branches of her family tree, once told me, “I smoked one cigarette in my whole life, and by the time I got home from the park, my parents already knew about it.” Deep Creek may not be known for its hoppin’ club scene or its 5 star restaurants, but what makes it special is the amount of character in the people that live here and the amount of love they hold for their friends, family and neighbors. Here are some of my favorite things to do and see in Deep Creek:

Things to Do:

Deep Creek Lock Park Lots to do at this charming park. Bring the kids and some lunch and post up at the play area. There are always friendly folks here to chat with and the climbing wall and purple dinosaur are a big hit with the kiddos. The playground is fun but what makes this park special is its walking trails. They are well-marked with information on the surrounding trees and plants and they lead to an elevated arched bridge that overlooks a picturesque marsh area on the Dismal Swamp Canal. It also has observation decks to watch the boats go through the locks and there are horseshoe and volleyball courts as well as a canoe put-in. White’s Nursery Get home-grown veggies from this family-run nursery that’s been a part of Deep Creek for 60 years. The staff is knowledgeable, the plants are high-quality and with the beautiful outdoor koi pond and large selection of material, it’s a beautiful place to while away the afternoon. The free popcorn and the kid’s digging area is a great draw for families and they usually have fun, free events on weekends and holidays. The model train exhibit that runs through the nursery at Christmas is a local favorite. A peaceful, gem of a place. Camping at Lake Drummond A great place to recharge your soul. Follow the Dismal Swamp Canal down Route 17 about three miles to the feeder ditch where there is a lock, and self-operated winch and rail, which can pull boats up to the lake. This campsite is only accessible by water so put in a canoe stocked with your gear and head due west past the dam to the other side. Paddle a short distance (about 3.5 miles) to Lake Drummond until you find the swath of grass in the swamp and set up camp. Obviously, go before mosquito season sets in. There’s limited space and it’s first come, first served, so head out early. Bring your firewood with you as there’s not much to be had at the campsite. It’s a tranquil, blackwater paddle and one of only a handful of truly secluded campsites in Hampton Roads. Also, it might be haunted by an Indian Princess, so there’s that… “But Oft, from the Indian hunter’s camp This lover and maid so true Are seen at the hour of midnight damp To cross the Lake by a fire-fly lamp, And paddle their white canoe.” Deep Creek Park This one is brand new and has quickly become a hot spot on the weekends because the ball fields are booked through baseball and soccer season. Lots of covered picnic areas, a wonderful playground and bike path. The restrooms are clean and there’s a busy dog park that’s great for making sure Fido gets worn out and properly socialized. Thrift Store City You have a bevy of thrift stores to choose from in Deep Creek but this one wins hands down. I’m a thrift store pro and this place is my favorite. It’s worth going just for their jewelry selection but I consistently leave this place with treasures. Paradise Creek Nature Park Gorgeous nature trail with beautiful views. Great for running and very dog friendly. There are a few kayak launches and there’s lots of interesting wildlife and some interesting art to check out. The Cove I’d be tarred and feathered if I broadcasted the location of The Cove but get in good with a Creeker who owns a boat in the summer and you’re guaranteed to land here. Offer to buy gas and Bud Light Limes and you’re in. A redneck oasis where you can cool off during the dog days of summer in the sweet-tea colored water. Bring cornhole, decent country music and an outdoor grill and you’ll be the life of the party. Watch out for the rope swing – many ankles have been broken at low tide and be extra careful wakeboarding near the pylons, accidents have happened there as well. This is a leave no trace event. The owners of the property have shut down the partying in the past because people were making a mess. Clean up after yourself to keep the party going.

Places to Eat:

Lawrence Pharmacy Creek Grill A local’s favorite. Catch up on the neighborhood gossip at the Creek Grill. Bring your mom. Get French fries and a burger and post up at the counter for a while. The waitresses are chatty and will tell you how sweet your kids are and they’ll mean it. You’ll run into your neighbor and their mom there too. Grab some old-fashioned candy on the way out for dessert. Pelican’s Snowballs Cool down during our 100 degree summers and grab a flavored snowball! My kids always order the blue-raspberry because it turns their tongues alien colors. Throw in some blue shark gummies for added smiles. This place is packed during its peak season so it’s more of a hangout spot than a quick in and out place. Meet up with a friend with kids and chill for a bit. Vietnam 81 This place is a hidden gem and right over the Portsmouth line but so good it’s worth mentioning. Authentic Vietnamese and family-run, their egg rolls are seriously amazing and not your run-of-the-mill, strip-mall Chinese variety. “Small rolls of tofu, prawn, giant mushrooms and vegetables wrapped in thin rice paper and deep fried until crisp. Served with lettuce leaves and fish sauce with shredded carrot and slices of daikon radish.” It’s my absolute favorite take out place in the wintertime when everyone seems to be a bit under the weather. Their Pho is the best in the seven cities and a sure-fire cold remedy. Tap It Crossing into Grassfield here, this new spot has quickly become popular with every Deep Creek demographic. A great place to meet friends on Thursdays when their drink specials draw the fun crowd. Family friendly and any place with cheese curds makes it on my list. C & B Diner C & B is a perfect place for a low-key weekend breakfast. The prices are great and the food is classic southern diner. Keep it simple with bacon and eggs over-easy and a cup of coffee or ease that Friday hangover with whatever combo is on the specials board. Add a peanut butter and banana milkshake for the win.]]> 7979 0 0 0 https://blog.roseandwomble.com/cinco-de-mayo-take-5/ Fri, 05 May 2017 17:27:18 +0000 https://blog.roseandwomble.com/?p=8010 Cinco De Mayo Take 5 [embedyt] https://www.youtube.com/watch?v=izyGbrA1ttQ[/embedyt] Today we have a 5 minute, 5 ingredient Classic Mexican Dip Duo: Pico De Gallo and Guacamole   We are going to start by making the Pico de Gallo

1. Drain one can of Rotel Diced Tomatoes with Chiles
2. Dice half of small onion
3. Chop handful of fresh cilantro
4. Mix together and salt to taste

  Next up Guacamole

1. Dice 2 Ripe Avocados and smash with fork until desired chunkiness
2. Add a couple of tablespoons of previously made Pico de Gallo
3. Add the juice of a lime and salt to taste

  Grab your favorite Tortilla chips and start snacking!   Finally, we need a festive beverage to enjoy with our snacks. Cherry Lime Margarita Fizz is a fun, fresh update to a classic. Start by making the Cherry Lime Fizz Punch Mix ingredients

• 1 can frozen limeade concentrate
• 3 cups cold water
• ½ cup cherry juice or grenadine
• 2 cans cherry lime seltzer

Serve in salt rimmed glass over ice.  This mocktail is great for kids and adults.   But to kick it up into a Margarita Add a shot of Tequila and a splash of Triple Sec   So enjoy these quick and easy recipes for Cinco De Mayo, Mexican Monday, Taco Tuesday, Fajita Friday or any day of the week!    ]]> 8010 0 0 0 https://blog.roseandwomble.com/heck-franklin-va-guide-hampton-roads-smallest-city/ Mon, 08 May 2017 14:07:28 +0000 https://blog.roseandwomble.com/?p=8017 Beyond the “smell of money” (as the locals often refer to the Paper Mill), there’s plenty to do in Franklin, a small City with about 8,000 in population nestled between the Blackwater River and Southampton County. The often forgotten rural corner of Hampton Roads provides for a nice change of pace from the city life of our region’s urban centers. Whether you’re looking to get away for a day, find new good eats, or discover something new Franklin has something for you.

Main Street / Historic Downtown Franklin

One of Franklin’s best features is its Historic Downtown District. Built in a time when urban planning made sense, Franklin’s downtown has a traditional grid layout like many older cities on the East Coast so it’s really easy to get around. The only Virginia Main Street in Hampton Roads, Downtown Franklin is also a recognized National Main Street and follows the Main Street Four Point Approach ^TM. Beyond the historic value and variety of “Small Town USA” architecture, Downtown Franklin is lined with specialty retail shops and local southern dining (the latter of which we will be exploring further into this article). With plenty of (FREE) public parking available the downtown spans about ten square blocks and is easily walkable. If you’re looking for a different experience than your run-of-the-mill shopping centers and big name box stores (which Franklin also has plenty of) then Main Street is where you want to be.

Barrett’s Landing / Blackwater River

On the south end of Main Street you will find Franklin’s Civil War Trail, with historic markers for the Battle of Franklin, leading to Barrett’s Landing Park. The park, one of many throughout “Tree City USA,” sits on the Blackwater River off of South Main Street. A public boat landing makes for a great launch point for fishing or kayaking expeditions to spend a nice Saturday away from “the world.” The park, open during the day, is also a hotspot for Pokémon GO with multiple PokéStops and Pokémon Gyms and is frequented by gamers of all ages. Every Thursday night beginning in May, hundreds gather in the park for Franklin’s summer concert series known as “We Be Jammin,” open to the public and with free admission.

Visitor’s Center / Farmer’s Market

The Downtown Franklin Visitor’s Center is located in a restored Train Depot which sits on the railroad that has served the independent city since its establishment as a township in the 1800s. Franklin was originally an important transit town for both rail and barges coming up the Blackwater River. The Visitor’s Center has some really cool things if you are into history, and the staff is extremely friendly and helpful. Across the tracks is the Farmer’s Market where you can find fresh produce from local farmers along with fresh seafood from the Albemarle Sound. Nothing beats fresh food right from the person who harvested or caught it. The best times to check out the Market on Main are Wednesday evenings and Saturday mornings.

Fred’s Restaurant

A visit to Franklin is not complete without going to Fred’s at least once. Fred’s Restaurant is a traditional bar and restaurant with delicious classic southern food. With breakfast, lunch, and dinner menus and a full service bar (with happy hour drink and appetizer specials), Fred’s makes you feel right at home. The charming and welcoming personalities of Fred’s friendly staff is second to none. For breakfast, the Eggs Frederick puts an Eggs Benedict to shame. On weekends the Breakfast Buffet will fill your stomach for days. Breakfast is served all day and even includes vegetarian friendly selections. The staff is always accommodating and eager to please. Although Fred himself passed on, his son David continues to run the family owned and operated iconic landmark of Franklin. You can also pick up a famous “Where in the Hell is Franklin VA” T-shirt, only at Fred’s.

Franklin Seafood & Steakhouse

Across from Fred’s in the historic Parker Drug Store building is the newly opened Franklin Seafood & Steakhouse. Looking for fine dining after a day of outdoors activities or shopping? Franklin Seafood & Steakhouse provides for a unique experience with fine dining you would expect to find in a big city such as New York City or Philadelphia. With a wide selection of flavors including southern, Italian, seafood, and cajun, there’s something for everyone at Franklin Seafood & Steakhouse.

Joe’s Pizza & Pasta Palace

Just on the other side of the Blackwater River, across the city line is Joe’s Pizza & Pasta Palace. Perhaps one of the best kept secrets of Hampton Roads when it comes to fine dining experiences at local prices, Joe’s offers an authentic Sicilian cuisine including pizza, stromboli, subs, pasta, and great wine or beer to wash down the best Italian eats you can find outside of Italy. One of the best things about Joe’s is that you’ll find Joe himself behind the counter running the kitchen while simultaneously interacting with his guests and ensuring their experience is the best (somehow he’s managed to figure out the ages old mystery of being in many places at once). If you enjoy authentic Italian or if you’re a pizza lover like me make sure you check out Joe’s. You’ll definitely want to go back again.

Don Pancho’s Cantina

Looking to spice things up? Don Pancho’s, located on Franklin’s main shopping center strip, Armory Drive, offers authentic Mexican food. With a recently opened outdoor patio and live music, Don Pancho’s is your classic Mexican restaurant with flare. Aside from the classic combinations, fajitas, and pollo, the burrito selection is unlike any other. My personal favorite is the Burrito San Diego, which was actually created by the owner of Don Pancho’s, Frank Padilla. The Burrito San Diego is a monster of a burrito so if you dare to try it, don’t be ashamed to ask for a to go box after becoming full off of half of it! And because it can often be a deal breaker when it comes to Mexican restaurants I’ll go ahead and let you rest assured — both the queso sauce and salsa are both on point. “¡Tequila!” A full stocked bar makes Don P’s the perfect gathering spot for a celebration or a night out. With Dos Equis on tap and the perfect ingredients for a good margarita you can be guaranteed a good, fun night…just don’t forget your DD because Franklin is lacking when it comes to Uber service.

Three Guys Italian Restaurant

Further down Armory Drive you’ll find Three Guys. I could not write this article and include Joe’s without including Three Guys. It’s truly difficult to compare Three Guys and Joe’s. While their menus are quite similar, Three Guys has a unique taste and flavor that cannot be found anywhere else. Three Guys offers fine Italian dining with a warm atmosphere and friendly, professional staff. Being a family owned and operated establishment shows through with the way customers are treated like guests in one’s home.

Rumor’s Bar & Lounge / Franklin Bowling Center

While Bowling Alleys may have gone out of style in the bigger cities, the Franklin Bowling Center is the place to be for millennials on the weekends. Beyond the fun of Bowling in itself, the Franklin Bowling Center offers pool tables and an arcade complete with an air hockey table. Part of the establishment’s draw for the younger crowd is its recently renovated bar, Rumor’s, with Friday night karaoke a regular hit. A full menu includes burgers, pizza, subs, and more.

Cypress Cove Country Club

Last but not least is Cypress Cove Country Club. Located just on the other side of Hunterdale (another part of Franklin that was once its own independent Town), the County Club offers tennis courts, a driving range, a full 18-hole golf course, and a restaurant and bar with the finest dining you will find in the area. For over 90 years the Country Club has welcomed both guests and members and provides a great escape to tradition.   Cypress Cove is also a great location for weddings, parties, meetings, or banquets.   Don't forget to visit our Office located in Franklin! [embedyt] https://www.youtube.com/watch?v=z6o24PwJAk4[/embedyt]]]> 8017 0 0 0 https://blog.roseandwomble.com/memorial-day-eats/ Fri, 26 May 2017 18:11:50 +0000 https://blog.roseandwomble.com/?p=8049   Ingredients

• 24+ large, fresh strawberries (1 1/2 to 2 lbs, depends on how much you fill them)
• 1 (8oz) package cream cheese, room temperature or softened slightly
• 1/2 cup powdered sugar
• 1 tsp vanilla extract
• 1/2 cup fresh blueberries

Instructions

1. Cut the stems from the strawberries, so the strawberries can sit cut-side down.
2. Cut a deep "X" from the tip down, being careful not to cut all the way through.
3. Beat the cream cheese, powdered sugar, and vanilla in a bowl with a hand mixer until nice and fluffy.
4. Gently open up each strawberry and pipe the filling inside using a pastry bag or zip-top bag with a star piping tip. Don't have a pastry bag or piping tip? Just cut off the corner of a zip-top bag and squeeze the cheesecake filling inside the strawberries that way.
5. Top each filled strawberry with a blueberry. These are best served after the strawberries have been chilled for at least an hour. Store in an airtight container in the refrigerator up to 3 days depending on how firm/soft the strawberries are.

]]> 8049 0 0 0 https://blog.roseandwomble.com/guide-farm-markets-hampton-roads/ Mon, 12 Jun 2017 14:37:00 +0000 https://blog.roseandwomble.com/?p=8077 By Lindsay Richards If you're like me, you love supporting local businesses whenever possible. It's a good vibe - that feeling I get when I offer my hard-earned dollars to a fellow hard-working neighbor. The same rings true for supporting local farms — and subsequently, farmers. However, sometimes it’s not feasible to make the trek to the actual farms (although there are a lot of Hampton Roads farms that are worth the commute!). Luckily, we have access to an abundance of farmers markets where the goods are brought to a more convenient and central location. Farmers markets are a great alternative (or supplement) to your regular grocery store trips, and most have a variety of goodies in addition to produce. Check out the guide below for a list of some of the farm markets in Hampton Roads, their locations and the types of products they offer. Please note; this is not an exhaustive list. Any additions are warmly welcomed via comments below. Old Beach Farmers Market 620 19th Street, Virginia Beach, VA 23451 Hours: Saturdays 9:00 a.m.- 12:00 p.m. (see dates below) 2017 Dates:

• June: 3, 10, 17, 24
• July: 1, 8, 15, 22, 29
• August: 5, 12, 19, 26
• September: 2, 9, 16, 23, 30
• October: 7, 14, 21, 28
• November: 18
• December: 16

The Old Beach Farmers Market is located in the parking lot of Croc’s 19th Street Bistro. Nestled centrally in the Virginia Beach oceanfront resort area, this market is a favorite for both locals and out-of-town guests. The Virginia Beach oceanfront is a bike and pedestrian friendly area, making it easy to bike or walk to the market. If you prefer to drive, there is plenty of free parking across the street from Croc’s! Goods you’ll find at Old Beach Farmers Market:

• Veggies
• Fruits
• Soaps
• Meats
• Flowers
• Teas

Shore Drive Farmers Market 2947 Shore Drive, Virginia Beach, Virginia 23451 Hours: Saturdays 10:00 a.m. to 1:00 p.m. (855) 974-4787 I recently moved away from the Shore Drive area and this quaint little market is definitely something I miss — although, big ups to the Virginia Beach Farmers Market (details below) that is now right down the street from my new house! The Shore Drive Farmers Market offers a variety of vendors including local farmers, bakers, craftsmen, creperies and more! There were even flash mob of belly dancers at the market in May. Don’t believe me? Peep the video. Goods you’ll find at the Shore Drive Farmers Market:

• Fruits
• Veggies
• Herbs
• Dips and spreads
• Cheeses
• Crepes
• Antiques
• Handmade jewelry and accessories

Virginia Beach Farmers Market 3640 Dam Neck Road, Virginia Beach, VA 23453 Hours: Monday-Friday 8:30 a.m.- 5:00 p.m., Saturday 8:30 a.m.-4:00 p.m., Sunday 10:00 a.m.-4:00 p.m. (757) 385-4388 The Virginia Beach Farmers Market is truly a mecca. This market is home to a big list of local farmers who have shops for their goods. Goods you’ll find at the Virginia Beach Farmers Market:

• Flowers
• Fruits
• Veggies
• Meats
• Jams
• Dairy products

Aside from these goodies, the Virginia Beach Farmers Market is known for hosting a variety of events all year long — events like festivals, craft shows and more! The market also offers educational programs about local farming such as tutorials and tours. Two of the most popular events include weekly Hoedowns every Friday from 7-10:00 p.m. (April-October) and the Food Truck Rodeos every second and fourth Wednesday from 5-7:00 p.m. (May-October). Chesapeake Farmers Markets (757) 382-6348 Hours: Wednesdays and Saturdays 8:00 a.m.- 1:00 p.m.: 900 City Park Drive, Chesapeake, VA 23320 120 Reservation Road, Chesapeake, VA 23320 Hours: Saturday only, 8:00 a.m.-1:00 p.m. 4437 Portsmouth Boulevard, Chesapeake, VA 23321 The Chesapeake Farmers Markets dish out an abundance of locally grown goods. As a Chesapeake resident, you’ve got three different locations to choose from! Note, the Portsmouth Boulevard market is only open on Saturdays. Goods you’ll find at the Chesapeake Farmers Markets:

• Fruits
• Veggies
• Meats
• Cheeses
• Flowers
• Artisan crafts
• Dips and spreads

Five Points Community Farm Market 2500 Church Street, Norfolk, VA 23504 Hours: Thursday 11:00 a.m. – 7:00 p.m., Friday 11:00 a.m. – 9:00 p.m., Saturday and Sunday 10:00 a.m.-5:00 p.m. (757) 640-0300 More than just a market, the Five Points Community Farm Market is an extension of the Five Points Partnership which is a certified 501(c)3 nonprofit organization. Their mission: to make healthy food — and thus a healthier diet and eating habits — more accessible to members of the Norfolk community and surrounding areas. I love it. While you’re there, make sure to snag a snack or meal from the Get Fresh Cafe for seasonal, field-to-fork yummies. Goods you can find at the Five Points Community Farm Market (as told by their website):

• Route 11 Potato Chips
• J & W Farm: gluten-free cake mixes
• Eastern Shore Coastal Roasting Company coffees
• Rogue Elephant coffees
• Newsome Peanuts
• The Pet Way: Naturally Holistic pet foods
• Local Honey
• J & L Green Farm grass-fed beef
• Variety of local craft beers
• Big Ugly Brewing on tap
• Selection of Virginia wines
• Asorbas Salsa (formerly Sabrosa Salsa)

Dean and Don’s Farm Market 12601 Warwick Boulevard, Newport News, VA 23606 Hours: Monday-Saturday 8:00 a.m. – 7:00 p.m. (757) 930-2707 600 LaSalle Avenue, Hampton, VA 23669 Hours: Monday-Saturday 9:00 a.m.-6:00 p.m. (757) 722-3161 Dean and Don’s Farm Market has been a Hampton Roads favorite for 50 years! This market first planted its roots in 1967 as a roadside stand in Hampton on Aberdeen Road. To this day, Dean and Don’s is still owned and operated by family and provide the community with freshest produce available through two markets in Hampton and Newport News. Goods you’ll find at Dean and Don’s Farm Market:

• Fruits
• Veggies
• Local eggs
• Local honey
• Homemade breads
• NC BBQ
• Jams and jellies
• Juices
• Salad dressings
• Meats
• Hampton market only:
  • Bedding and vegetable plants
  • Hanging baskets
  • Soils and mulch
  • Potting soil
  • Cement

Games Farmers Market 503 Harpersville Road, Newport News, VA 23606 Hours; 7:00 a.m.-9:00 p.m. (757) 595-1887 Games Farmers Market is known for having a wide array of products and stellar customer service. This market has been in the Newport News community for over 40 years, with a team of friendly faces and locally-grown produce, meats and a recently added bulk, Amish-style section of products.  ]]> 8077 0 0 0 https://blog.roseandwomble.com/everything-parents-told-wrong-payment/ Mon, 10 Jul 2017 15:25:06 +0000 https://blog.roseandwomble.com/?p=8117

In most cases, your parents know best. But when it comes to buying a house and your down payment, you may not want to follow every word of advice (sorry, dad). According to TowneBank Mortgage Loan Officer Pat Miller, it’s one of the questions most frequently asked by clients, and apparently, our parents are to blame! “Putting 20% down is an old rule of thumb in real estate,” says Pat. “People know they need to save money to buy a home, but there are other, more important factors when it comes to your finances that factor into whether you’ll be approved to buy a home and how much you can afford.” So, let’s start from the beginning. What is a down payment and how can I decide how much to put down on a new home? Pat: Your down payment is the amount of money you are going to pay upfront for your home, so if you’re paying 10% on a $100,000 home, your down payment will be $10,000. That’s the easy part to understand. The more difficult piece, is figuring out the right amount for you, based on your financial situation, right? Pat: It can be confusing, but my job is to ask the right questions of my clients so I can help them put together a plan that will allow for them to continue to save money AND decide on a mortgage payment amount they are comfortable with each month. So what’s the least amount of money I can put down? Pat: You may be able to put down 0%, and your monthly payment won’t go up as much as you think. If you’re a first time home buyer, there are programs that allow you to put nothing down, if you qualify. Just as a general rule of thumb, for every $10,000 you put down, you’re only saving about $50 per month on your mortgage. For some clients, it’s a better financial long term decision for them to pay a little bit more per month on their mortgage, and still have money in their savings. What else can I do to get myself ready to buy? Pat: Before you meet with your loan officer to start the process, there are a few things you can do:

1. Renting for at least 12 months before you buy a home looks good to an underwriter. It shows you can handle a mortgage payment each month.
2. It’s also important to show you are responsible by paying your credit card and other bills on time.
3. At any point in the home buying process, you can always call your loan officer to get tips and information. We’re here to help.
4. Our mortgage app is a great way to stay up to date on the loan process and calculate your payments. You can download it in the app store by searching TowneBank Mortgage.

Pat Miller is a Loan Officer with TowneBank Mortgage in Virginia Beach. He can be reached at 757-390-6314 or pat.miller@townebankmortgage.com. NMLS #698968

]]> 8117 0 0 0 https://blog.roseandwomble.com/5-biggest-mistakes-veteran-military-home-buyers-make/ Fri, 14 Jul 2017 19:01:47 +0000 https://blog.roseandwomble.com/?p=8124 By Angela Colley | Sep 23, 2016 Courtesy of Realtor.com, Sponsored by Veterans United Having a place to call your own—whether you’re going to be there for four years or forever—is an essential part of the American dream. The U.S. Department of Veterans Affairs offers plenty of great programs to help those who have served in the military get there, but the process isn’t foolproof. People can (and do) make mistakes buying their first home, second home, or 10th home. You can avoid your own tale of woe (or head-banging frustration) by avoiding those mistakes before you start your home search. We asked VA-savvy Realtors® to tell us which missteps they see the most—and how you can do the whole thing correctly right from the start.

Mistake No.1: Not getting a Realtor who knows VA loans

If you’re getting a VA loan, make sure you work with a Realtor who understands the process. “I see a lot of people go with an agent who doesn’t understand the VA system,” says Katie Fraser, a Realtor with Trident Realty Group Northwest in Seattle. “The VA won’t underwrite [just] any house. It is a huge, huge, huge deal to use an agent who understands the VA system, the VA appraisal process, and what that all really looks like.” When you’re buying through the VA, you’ll need to find a home that meets VA property requirements. A VA appraiser will have specific criteria; for instance, fixer-uppers (and even some newer homes) won’t qualify. Save yourself the headache of making an offer on a house that may not get approved, and work with a VA-experienced Realtor from the start. Ask another vet for a referral, or get help from Veterans United Realty to find the right pro.

Mistake No. 2: Not communicating with your lender

Veterans have access to arguably the most powerful mortgage option on the market, but about one in three home-buying veterans don’t know they have a home loan benefit, according to the VA. When you first meet with your lender, be sure to discuss your military status so you can be informed about all the potential advantages. One of the biggest benefits you’ll get with a VA loan is the ability to buy with 0% down (yes, we're totally serious). VA loans also come with low-interest rates, don't require mortgage insurance, and have more forgiving credit requirements. "Veterans should ask their lender if they offer any incentives for veterans," adds Alissa Gerke, broker and owner of Select Realty Group in Columbia, MO. "I’ve seen lenders waive appraisal fees, offer a waiver of origination fee if the veteran has a certain credit score, or other lender credits." That's right—pretty much everything will get easier as soon as your lender knows your military status, so speak up!

Mistake No. 3: Forgetting about all the home-buying costs

While you'll have a ton of financial advantages with your VA loan, you will have some costs to deal with. “Probably the biggest mistake I see is active-duty members coming into the home-buying process and not knowing there are other costs and fees necessary for buying a home,” Fraser says. When you’re buying a home, you’ll likely have to plunk down a bit of cash for things like a home appraisal and inspection. It might not cost much in the large scheme of things, but it'll help speed things along if you come prepared knowing what you'll have to shell out for.

Mistake No. 4: Not thinking of your home as an investment

Maybe you think there's no sense in buying if there's a chance you might be relocated in the next few years. But that doesn't mean you shouldn't buy; in fact, that home could end up being a smart investment. By searching in high-demand areas or choosing a popular home style and size (like 1,500 to 2,000 square feet), you’ll give yourself a better chance at resale if you need to move later. Or, you can hang on to it and rent it out. “[My clients and I] often go out and look for their first rental home, not just a home for their family," Fraser says. "With so many in transition, they’re able to purchase a home and it becomes an investment property for them when they go on to their next duty station or they move.” Don’t like the idea of becoming a landlord? A VA loan is assumable (meaning you can transfer the loan and the property to another vet), or you can just sell the home to a nonmilitary buyer. And don’t forget: You can use your VA home loan benefits again and again, so you can own a rental property and a new home.

Mistake No. 5: Making other big purchases before closing

Once you’ve found a home and your offer is accepted, you’ll probably be excited to just move in already and make it yours. Maybe you have an eye on a new big-screen TV, and you're looking into financing a new living room set you love. But don’t do that yet. “Opening a line of credit or making a big purchase after loan approval is a common mistake,” Gerke says. “This can oftentimes change the veteran's credit score and make them ineligible for the loan.” Wait until after closing to make any other financial moves, just to be on the safe side and to keep your loan on track.  

]]> 8124 0 0 0 https://blog.roseandwomble.com/master-model-listing-says-mm/ Fri, 21 Jul 2017 18:38:34 +0000 https://blog.roseandwomble.com/?p=8153 Have you been searching for your new construction home lately and seen the term “Master Model” or maybe “MM” listed in the comment section of the listing? In order for Builders to have their floor plans featured in a MLS (multiple listing service) they need to disclose if the plan is a Master Model or ready now. In the listing above you will see MM before the floor plan name. Notice there is no address? That's because this new construction home is not actually built yet but the builder would still like to advertise the floor plan. This floor plan is available to build on a homesite of your choice in the New Construction Community.  Building a new home from the ground up allows you to choose the plan that is best for your family and it allows you to customize all the details.   A new construction home typically takes 4-6 months from start to finish.  See our Path To Owning a New Homes Here. Don’t have that amount time to wait? We have plenty of new homes in various stages of construction to meet your timeline.   To view all New Construction homes please visit our website here. If you are interested in learning more about New Construction and would like a tour of our homes please call our New Home Specialists Jess & Lauren today, 757-774-6999. Let's get social! Like us on Facebook Follow us on Instagram Follow us on Twitter Find us on Pinterest]]> 8153 0 0 0 https://blog.roseandwomble.com/snack-time-foxfield-meadows/ Fri, 04 Aug 2017 18:42:35 +0000 https://blog.roseandwomble.com/?p=8160 Foxfield Meadows by Hearndon Construction in Suffolk. [embedyt] https://www.youtube.com/watch?v=xK98g80d_jM[/embedyt] Brie and Fig Crostini Super simple appetizer, great for any party or get together or for just a light meal alongside your favorite beverage.  1 baguette, sliced olive oil or butter 1 wheel brie cheese 1 jar fig preserves, store bought or homemade, see recipe below. Brush top of baguette slices with butter or olive oil and toast in a 375 degree oven for 5-8 minutes.  Top each bread toast with a slice of brie and a dollop of fig preserves. Serve and enjoy!   Fig Preserves 2 lbs fresh figs, stemmed and quartered 1 lemon, juiced 1/2 cup honey 3/4 cup sugar In saucepan combine all ingredients in sauce pan over medium-high heat.  Bring to a boil, then reduce to a simmer and cook for about an hour until thickened.  Can leave jam chunky or puree to desired consistency. Store in the fridge for up to 3 weeks. For questions call 757-774-6999]]> 8160 0 0 0 https://blog.roseandwomble.com/back-school-snack-time/ Fri, 01 Sep 2017 17:40:49 +0000 https://blog.roseandwomble.com/?p=8203 re-useable containers as a guide and fill them with delicious and nutritious foods that your kids enjoy.  You don't just have to pack sandwiches.  Fill paper muffin liners with an assortment of meats, cheeses and crackers, or skewer foods in fun combinations.  Its fun to eat off a stick. Save extra sauce packets from restaurants to use for dips for veggies. Pre-packaged items can be a saving grace. Individually wrapped cheeses and applesauces can help on busy mornings fill in the holes. Get your kids involved and prep as much as you can the night before. In today's Pinterest world there are so many ideas to make lunches fun, easy and enjoyed. Check out our video of some simple ideas that we used and good luck. [embedyt] https://www.youtube.com/watch?v=sXsdPFMXeB8[/embedyt]]]> 8203 0 0 0 https://blog.roseandwomble.com/story-riverview-little-neighborhood/ Tue, 10 Oct 2017 12:33:48 +0000 https://blog.roseandwomble.com/?p=8234 Tiny, yet mighty — the neighborhood of Riverview sits nestled along a small strip of the Lafayette River, running from just a bit past 38th to the Granby Street Bridge. Through the mid-19th Century, Captain Cornelius Crocheron Cruser was an early pioneer of oyster farming who settled in Norfolk by way of Staten Island. Parleying his business acumen to great success, Cruser owned and operated multiple sloops at the height of his ventures and generated significant wealth – which he used to purchase the parcels of land that exist today as Riverview. He payed a princely sum of twelve hundred dollars, passing his holdings down to his eight children a handful of years before his death in 1901. They, in turn, eventually sold the land to developers. Originally conceived as a residential haven for the leading lights of Norfolk’s wealthiest businessmen, the neighborhood was largely designed by noted architect Major Charles Calrow. Calrow was educated in our public schools and served as an Army engineer during World War I — notably planning the operations of US. forces in France during the Battle of Meuse-Argonne (incidentally: This battle involved my Great-Uncle, who perished and was buried there.). Calrow’s career as a Norfolk architect was substantial. Among his many achievements, his design prowess lives on in such local landmarks as the Ghent Presbyterian Church, the Ohav Sholom Jewish Temple, and just down the street from my home: Blair Middle School. Riverview was designed as an architecturally congruous community, featuring mostly single-family Late Victorian and 20th Century Revival style homes situated on large lots of land. Development was largely driven by faith in an at-the-time quickly expanding railroad system. Post WWII saw a driving period of expansion into the 60’s. Like much of the city, the area’s fortunes declined in the 70’s. Newer subdivisions were built further out from the city proper, which in turn drew affluent citizens away from Norfolk’s more venerable neighborhoods. Renewal efforts by the NHRA resulted in a turnaround by the decade’s close. Riverview became regarded as successfully revitalized urban community, receiving classification as a Conservation District — with zoning regulations and housing standards intended to preserve the character of the neighborhood. Riverview in the Here and Now Today the area contains a bustling lane of commerce on its western border in the form of Granby St, with an eclectic collection of storefronts. Patrons can enjoy a unique mixture of antique and knickknack gift shops like Atlantic Collections, Mary Barnett, Country Boy Antiques, the newly opened Quixotic Arts, and the ever delightful Village Mermaid. Restaurateurs will appreciate the diverse options. Mi Hogar features authentic Mexican cuisine at affordable prices. A relatively new addition to the thoroughfare, The Barking Dog offers some of the best hot dogs and burgers in town. Breakfast and brunch options are rounded out by new-kid-on-the-block Clementines, as well as longstanding stalwart, Charlie’s American Cafe — which, by the by, has developed an out-sized reputation as one of the best places to catch local bands at night. Not to be outdone, The French Bakery and Delicatessen has operated for over a century, providing iconic deli services, fresh baked pastries and breads, as well as some truly exquisite desserts. Nightlife anchors are held down jointly by Charlie’s, MJ’s Tavern – a down home favorite of our city’s political elite with one of the friendliest staff’s in Norfolk and a huge menu featuring tasty salads, sandwiches, steaks, chops, shrimp and more. And of course, we shouldn’t overlook one of my favorite local spots with Crackers, Little Bar and Bistro. Stop in and check their famed chalkboard, which designates the day’s cocktail creations and food specials. Any overview of the neighborhood would be remiss without mentioning the iconic, but sadly defunct Riverview Theater. Opening in 1947, it regularly seated to its full capacity of 700. Changing times took a toll, and the venue alternately operated over the years as a XXX film venue, a college playhouse, and in its last act — a music hall for mid-sized bands. Many in the area still fondly remember the theatre’s heyday, and every few years there’s buzz that it could be restored. Tucked behind all this commerce is a beautiful community bordered by the Lafayette River, which is accessible on the west side through the Haven Creek Boat Ramp, and on the East end with a small, little known kayak launch. Riverview has certainly had ups and downs over a one hundred and twelve year history, but today it occupies a beloved space in the hearts and minds of our residents. It’s a beautiful, cozy slice of the Cannonball City — with a fun, bohemian flavor set against the backdrop of stately homes with a commanding view of the Lafayette. If you find yourself in the neighborhood? Take in the sights. It’s a uniquely Norfolkian experience you’re likely to fall in love with. Story and all photo-illustrations by Jeff Hewitt. ]]> 8234 0 0 0 https://blog.roseandwomble.com/shopping-local-hampton-roads-z/ Mon, 23 Oct 2017 19:39:51 +0000 https://blog.roseandwomble.com/?p=8245 A. Dodson’s in Norfolk, Virginia Beach, and Suffolk. Unpredictable, quirky, and alluring gifts. Comic book lovers should stop by Amazing Fantasy Comics in Newport News. Bejeweled is one of my favorite jewelry stores. It has pieces from all over the country and world as well as quirky art pieces. Find it in Virginia Beach. The perfect treat for your chocoholic or sweet-tooth friend, the Bonbonnier in Norfolk has a little something for everyone. Bridget’s in Norfolk. Unique gifts, paintings, jewelry, ceramics, housewares and more. Chrysler Glass Studio in Norfolk. Offers glass classes, demos, and studio sales. I love to shop the unique pieces during the studio sales. Tucked away off of Colley Avenue in Norfolk, Corner Gallery has a great selection of local arts. Once a year, they have a 100 sale and it is well worth the wait. Creative Wedge in Virginia Beach. Creative gift giving. Shop local art and chat with the artists at D’Art Center in Norfolk. All that sparkles does shine at D. B. Bowles Jewelers in Suffolk. Don’t miss the chance to hit this unique boutique, Delightful Digs in Virginia Beach. If your gift receiver is into the dramatic, look no further than Echoes of Time in Virginia Beach. Find something whimsical in Suffolk at Fireflies. Gateaux Bakery and Cafe in Virginia Beach is a great place to gift the feeling of France. Hi-Ho Silver in Newport News, Williamsburg, Norfolk, and Virginia Beach. Handmade sterling silver designs. Shopping for someone who loves all things French? Pick up some delights at Hummingbird Macarons & Desserts in Norfolk. Because as the holidays pick up, most of us could use a drink, there’s Ironclad Distillery in Newport News. Sure you can get some tasty food at Jessy’s Tienda and Taqueria, but if you’re shopping for someone who loves all things Mexico, the store is the perfect stop. Kitsch in Norfolk. Handmade, Virginia made, and like no other. Suffolk offers beautiful collectibles and gifts at The Knot Hole Station. Visit 3 Little Black Birds in Chesapeake for one of a kind vintage, repurposed, handcrafted and more. Head to the Little Shoppes On High in Portsmouth for something special and unique. Local Heroes in Norfolk. For the comic book lovers (aka awesome people). Lorak Jewelry in Norfolk. Handmade jewelry and custom designs. Mermaid Factory in Norfolk and Virginia Beach. Shop for something a little unique or paint your own gift. A little old, a little new in fashion at Michelle’s in Suffolk. Nectar in Virginia Beach. Grab some home accessories and gifts. Visit Olde Main Street in Virginia Beach for a back-in-the-day shopping experience. For the eclectic lover, shop Plantiques in Hilton Village, Newport News. If you’re shopping for a tea lover, head to Virginia Beach for a visit to Quintin’s Tea Emporium. The perfect place for some chocolate, caramel apples, candy, or a gift card for fondue night is the Royal Chocolate in Virginia Beach. For the nautical lovers, check out SkipJack in Portsmouth. Get creative in your gift giving at Twisted Art and More in Suffolk. Who wouldn’t love a hot, piping gift certificate to University Pizza in Norfolk. Find local pieces as well as vintage chic at The Village Mermaid in Norfolk. Vintage Rooster in Norfolk. Vintage clothing, soaps, silver, jewelry and more. Need something that screams HAMPTON? Shop The Virginia Store. If you’re looking for something for the adventurer in your life, check out Wild River Outfitters in Virginia Beach.

“X“tremely grateful is how you make small local business owners feel when you take the time to support them. Some people love flower, others chocolate, but sometimes you get your friend a bunch of bagels. Yorgo’s Bageldashery in Norfolk is the perfect place.

Have other foodie friends, grab a gift certificate to Zeke’s Beans & Bowls in either Virginia Beach or Norfolk.

]]> 8245 0 0 0 https://blog.roseandwomble.com/8275-2/ Fri, 08 Dec 2017 16:18:48 +0000 https://blog.roseandwomble.com/?p=8275

Hampton

Selfies with Santa at the Hampton Carousel

Dec. 9: From 1–6 p.m., snap a holiday selfie with Santa and take a ride on the festively decorated historic Hampton Carousel for just $1. The first 150 children to visit Santa will receive a free gift. Complimentary face painting will be available at the carousel, as well.  

Newport News

Breakfast with Santa

Dec. 9: Celebrate Christmas with Santa and a hot breakfast at The Mariners’ Museum and Park from 10–11 a.m. Breakfast guests are invited to take pictures with Santa, enjoy storytelling and make ornaments and other holiday crafts. Breakfast includes pancakes, fresh fruit, bacon and sausage. Tickets are $10 for members and $12 for non-members, and include admission to the museum for the day. Visit The Mariners’ Museum and Park website to purchase tickets.  

Norfolk

Breakfast with Santa Cruise

Dec. 9: Embark on a festive morning cruise along the Elizabeth River and enjoy breakfast, dancing and mingling with Santa. This two-hour cruise from 8:30–10:30 a.m. aboard the Spirit of Norfolk includes kid-friendly dining options, breathtaking harbor views and access to the ships Sky Deck Lounge. Boarding begins at 8 a.m. Adult reservations are $34.90, and admission for children 12 and under begins at $19.95. Book here.  

Skating Santa

Dec. 9: Skate with jolly old St. Nick at MacArthur On Ice at Downtown Norfolk’s MacArthur Center from 2–3 p.m. Come dressed in your best holiday outfit to receive free skate rentals.  

Cookies & Cocoa with Santa & Ride the NBG Express

Dec. 10, 17: All aboard the Polar Express! On Dec. 10 and 17, Coastal Virginia residents can take a magical ride onboard the Polar Express and admire the beautiful Dominion Garden of Lights at Norfolk Botanical Garden. Before your board the train, sip hot cocoa, visit Santa and paint a keepsake plate and mug. Admission is $15 for members and $20 for non-members. Multiple riding times are available.  

Portsmouth

Santa’s Jingle Bell Brunch

Dec. 16: Visit the region’s only African-American Santa Claus at The Pavilion at Bide-A-WeePortsmouth. Santa’s Jingle Bell Brunch features a delicious brunch spread, balloon artistry, games and pictures with Santa. Proceeds from this Claus to Cause event benefit lunch arrears for local Hampton Roads students. The brunch offers two seating times at 10 a.m. and 11:45 a.m. Tickets are $15 for adults and $10 for children ages 2 to 12.  

Virginia Beach

Tea with Santa and Mrs. Claus

Dec. 10: Sip on a warm cup of tea and celebrate the holiday season with Santa and Mrs. Claus at The English Tea Room. This special tea event will take place from 5–7 p.m. Tickets are $15 per child and $25 per adult.  

Evening with Santa at Founders Inn

Dec. 19: During this special evening, children can snuggle up with blankets in their holiday pajamas for Santa’s reading of "The Night Before Christmas," beginning at 6 p.m. Milk and cookies will be provided as well. Admission is $18 per child. For reservations, call 757-366-5777.  

Williamsburg

Santa’s Fireside Feast at Busch Gardens

Select dates now through Jan. 1: Join Santa at the majestic castle at Trapper’s Smokehouse for an afternoon of storytelling, scrumptious food and holiday cheer. Elves prepare an all-you-can-eat buffet featuring holiday staples like turkey and gravy, mashed potatoes, cornbread stuffing, sweet potato casserole and more. Admission is $31 for adults and $21 children ages 3 through 9. Make your reservation here.

BY GRACE SILIPIGNI

Originally featured on http://www.coastalvirginiamag.com/]]> 8275 0 0 0 https://blog.roseandwomble.com/10-best-new-hampton-roads-restaurants-2017/ Tue, 09 Jan 2018 14:52:02 +0000 https://blog.roseandwomble.com/?p=8286 Brown Chicken Brown Cow – 13 E Queens Way, Hampton VA On the always inviting and adorable main drag of Downtown Hampton lies the beautifully remodeled Brown Chicken Brown Cow. The burgers (including veg and gluten free options), brews, and decadent floats are top notch, and with a laid-back vibe and approachable menu, this is the place to tuck into a cozy booth on any night of the week. Wednesdays and Fridays feature live music, Mondays highlight a “yappy” hour for you and your pooch on the patio, and the Wednesday night fried chicken special cannot be missed. Menu must-haves:

• The BC^2 – a grass fed beef patty topped with an organic smoked chicken cake, sautéed mushrooms, white cheddar, and house bbq sauce. Some may call it over the top, but I just call it delicious.
• Perfect Pair – a grass fed beef patty topped with pickled pear, Gorgonzola, apricot aioli, and arugula. Peter Piper would be jealous of this pickled pear, balancing the apricot aioli perfectly.
• Cinnamon Toast Boozy Float – vanilla ice cream, Crown Vanilla RumChata, whipped cream, and Cinnamon Toast Crunch. Go ahead, you’re worth it.

Clementine’s at Riverview – 110 LaValette Ave Suite C, Norfolk VA

From the brains behind the ever delicious Ten Top in Ghent, Clementine’s at Riverview was born, and quickly nestled its way into the hearts of Norfolk foodies. There is certainly something to be said by Southern-inspired food made with love, and each dish seems to shout that love from the plate tops with a classy twang. Open for dinner Wednesday through Saturday and brunch Saturdays and Sundays, you’re in for more than a treat. The atmosphere is certainly worth mentioning, as it is cozy and inviting, with quaint dishware and shelves of chotchkies that make you feel at home. Keep an eye on their social media for specials, trust me. Menu must-haves (when available):

• Bennie & The Eggs (Brunch) – buttermilk biscuit, smokey pork tenderloin, whiskey collard greens, poached egg, Speedy’s hollandaise. There is brunch, and then there is this dish, which I think was made specifically to appease the Brunch Gods. These biscuits are to die for.
• Oyster and Grits (Dinner) – fresh shucked oysters in a dark roux, bacon, white onion, tomato relish, geechie boy grit cake. I don’t know that a better combination has ever been invented, but I’ll just keep eating this until I find out.
• Gnocchi with Autumn Vegetables (Dinner) – housemade pan fried gnocchi, butternut squash, cipollini, onions, fresh sage, roasted walnuts, brown butter. I swear these little pillows of dough will make your heart melt.

Maymar Poke and Grill – 130 Maple Ave Suite A, Norfolk VA

Consider this one an incredibly sparkly hidden gem. You may have to hunt for it, but it’s worth it. Maymar Poke and Grill is serving up traditional Filipino food that would make anyone’s momma proud, with an incredible build your own poke bowl that is as fresh as it is tasty. If affordability is on your menu, this spot serves that right up as well, with prices that will impress your wallet as much as the food does for your taste buds. As a bonus, the hospitality here is out of control; it felt like a family meal in the best way possible. Menu must-haves:

• Traditional Poke Bowl – Salmon, Octopus, Tuna, Shrimp, pick one, two, or three proteins and fill your bowl with white or brown rice and mouth watering toppings. Try the OG sauce and chopped mango, it makes for an island vacation in your mouth.
• Crispy Sticky Wings – chicken wings tossed in batter, fried, and tossed again in a sticky sweet sauce. These will make you the king of any party, hope you enjoy that crown.

Craft Burger Bar – 1706 Mediterranean Ave, Virginia Beach VA

Burgers are the American staple, right? Well, this place does them absolutely right. If you’re on the hunt for a well crafted burger, or veggie burger, this is your destination. This spot has become a quaint little place to hang out, grab a local brew, and most importantly, put in an order of their sweet potato fries. Peep the amazing mural by Igor’s Custom while you’re sidled up to the bar, it’s a stunner. Menu must-haves:

• Pepper Burger – wagyu beef patty, jalapeno jelly, cream cheese, jalapenos. Spicy and sweet, just how you like it.
• Whiskey Burger – wagyu beef, fried pimento cheese, bacon, onion, bbq. Come bearing an empty stomach for this one, you will thank me.

Amber Ox Public House – 521 Prince George St, Williamsburg VA

This joint did not come onto the scene like a lamb, but truly like a bull. The Amber Ox Public House joined the most quaint of cobblestoned streets in Colonial Williamsburg in the last moment of 2017, and made a splash… of beer. This brewpub is putting out delicious brews and even more delectable dishes, and it is absolutely worth the trip up I-64. They feature a constantly rotating draft menu, with their in-house brewed pints and guest taps from local favorites paired with nibbles and noshes, up to a full blown true “supper.” Amber Ox has quickly has become the hangout of people near and far. Menu must-haves:

• Spent Grain & Beet Salad – spent brewers grain, rasted and pickled beets, chevre, almonds, cara-cara orange and el dorado hop vinaigrette. Is it a beer, or is it a salad? I’m going with both based on how easy this goes down.
• Sweet Tea Brined Pork Chop – served with Carolina rice grits, collard greens, Appalachian apple – onion relish, pot liquor sauce. It is mouthwatering. It is juicy. It is incredible.
• Cookies & “Milk” – double fudge cookies with a chocolate milk stout side car.

sushi aka – 116 W. Washington St, Suffolk VA

Sushi is as sushi does, right? Wrong. sushi aka puts a modern twist on the classic beauty that is sashimi and sushi and changes the game. The quaint atmosphere paired with the simple and clean menu make for an intimate and enjoyable evening, with plenty of room for conversation over artfully served rolls. Menu must-haves:

• Rockfish Roll – tempura rockfish, greens, wasabi aioli. This roll is truly going to rock your socks off, cheesy pun included.
• Sashimi Salad – grilled Spanish mackerel, yuzu vinaigrette. I wish every meal started this way, with a tangy welcome.

Press Wine Bar – 2301 Red Tide Rd, Virginia Beach VA

A staple of fine, yet approachable, dining in Ghent for many years, Press 626 has opened their sister restaurant on the shore in Virginia Beach. Press Wine Bar is certainly no red-headed stepchild in that family, and boasts an already impressive reputation that stretches far beyond it’s incredibly curated wine list. The eclectic yet warm décor is the ideal setting for exploring something robust or delicate, whatever suits your fancy. Menu must-haves:

• Tuna Melt – fresh (not canned) classic tuna salad, pickled red onion, spinach, tomato, provolone, sourdough. Taste the ocean, really, with this sammie.
• Border Springs Lamb Shoulder – served with pickled cauliflower puree, baby potatoes confit in garlic oil. Perfectly cooked lamb that melts almost immediately upon first bite, this one can’t be missed.

Leones – Italian – 455 Granby St, Norfolk VA

Maybe it’s the carbohydrates speaking, but I get this fuzzy feeling any time I think about settling into a comfy booth at Leone’s for an incredible afternoon or evening meal. Lighting up Granby with their beautiful rooftop bar, Leone’s – Italian is a beacon of Italian delicacies in Norfolk. The atmosphere is inviting, while being sleek and modern, making for a perfect hot date backdrop. One thing not to miss is their vegan and gluten free menu, something rarely seen going hand in hand with Italian cuisine, and it is not just wonderful for our gluten free or veg friends. Menu must-haves:

• Escargot al Gorgonzola – escargot served with roasty gorgonzola cheese, onion, cream, garlic, and house bread. This dish is anything but slow to disappear, an instant favorite take on a classic Italian appetizer.
• Fettucini e Lobster Fra’Diavolo – lobster tail, lobster-pomodoro sauce, fresh egg fettucine, white wine, garlic, calabrian chili peppers. This comes served almost too beautiful to eat, but crack into that lobster tail and embrace the heat.
• Costolette d’Angello (Gluten Free) – lamb rack, mashed potatoes, asparagus, roasted vegetables, rosemary demi glace. Falls off of the bone and directly into your mouth.

412Q BBQ – 1776 Princess Anne Rd, Virginia Beach VA

Simply put, this is some damn good meat. 412Q Barbeque is an incredible little spot that serves up take out Wednesday through Saturday from 11:30 AM until they are sold out. Sell out they do, but that’s understandable after your first bite into this smoked heaven. Get there early and be the life of the party, with people singing your praises for years to come. Shout out to Nomarama for turning me on to this gem, follow him for more mouthwatering goodness on instagram at @_nomarama_! Menu must-haves:

• Sliced Turkey (by the pound)
• Wagyu Beef Brisket (by the pound)

Gather – 2125 Starmount Pkwy Suite 109, Chesapeake VA

This is likely categorized more often as a coffee shop rather than a restaurant, and rightfully so, but I would be remiss if I did not mention such an amazing new place with a heart as full as your coffee mug. I stumbled upon Gather in the hunt for a cup of joe, and what I found was a phenomenal place with a chic and simple atmosphere, incredibly friendly staff, and a great quick bite. Have you ever had a latte on draft? You will here. Seasonally, float that draft latte with a bit of eggnog and you will feel the holiday spirit down to your toes. While serving up their delightful drinks and tasty treats, they are also serving the community by donating 100% of their proceeds (after operation costs) to a different local charity each month. Menu must-haves:

• Grown Up Grilled Cheese – cheddar cheese Panini with fresh sliced apples, bacon, and strawberry jam. Brings you right back to the golden years of school lunches, with the bonus of still pairing well with your expense reports.

Honorable Mentions, or, 2016 Late Bloomers:

In creating this list, there were a few spots that I found had opened right on the cusp of 2017 that I felt a pang in my heart, and belly, not including. So here are a couple bonus tracks for those looking for food adventures.

The Corner Bistro – 200 Fountains Ln, Poquoson VA

If you are ready for the warmest of welcomes with a side of meticulously crafted homestyle cooking, look no further. This is the ideal lunch spot, with quite possibly one of the best tarragon chicken salad sandwiches I’ve ever enjoyed, with a heartwarming dinner menu to match. Go for the bourbon meatloaf, stay for the laughter and comforting environment.

The Bee & The Biscuit – 1785 Princess Anne Rd, Virginia Beach VA

There is nowhere quite as adorable as The Bee & The Biscuit. Situated on the quiet and rolling roads of Pungo in a tastefully updated building from 1919, you are drawn in immediately by the aura of Southern charm surrounding the place. Though they are only open for breakfast and lunch, both served all day, you will walk away happy with just about any menu item you point at. I fell in love with their BLT In a Bowl, which reminded me of my childhood favorite instantly, but with a lighter touch. My table enjoyed the Sarah’s Sandwich and Big Farm Truck Breakfast down to the last crumb, and I am fairly unashamed to say there may have been some plates licked clean. Spend a peaceful day in Pungo, and come hungry. Our beautiful, bustling little area has more and more to offer our tastebuds by the day. It would seem that at every turn we prove ourselves to be true foodies, with a knack for impeccable wines and phenomenal craft beer to boot. Keep your eyes and mouths open for some exciting new restaurants joining us in 2018, and stay hungry!]]> 8286 0 0 0 https://blog.roseandwomble.com/new-year-new-home-financial-fitness-tips-get-closing-2018/ Tue, 23 Jan 2018 14:14:16 +0000 https://blog.roseandwomble.com/?p=8313 You wouldn't just go to the gym one time and expect to see results. The same is true when it comes to getting in shape to buy your first home. It might seem like a long road ahead, but with the right planning, you can achieve your goal.

In the spirit of the new year, we’re giving you some fitness tips from your “personal trainer” and Loan Officer Avery Tuell that you can put into your financial workout routine for 2018. 

TARGET TRAINING: CREDIT SCORE

Your FICO credit score can range anywhere from 300 to 850, and unlike your weight, the higher your score, the better. Your credit is an important factor in being approved for a mortgage, so not only will good credit help you qualify for a mortgage, but it can also help you get a better interest rate on your loan. Typically, buyers with a credit score of 740 or above qualify for lower interest rates. If your credit isn’t where you need it to be, here are a few exercises you can do to improve it. 

Avery says:

1. Consult a lender- your loan officer can look at your unique financial situation and tell you how YOU can best improve your credit
2. Limit inquiries on your credit
3. Make payments on time
4. Use less than 50 percent of the available balance on your revolving credits (such as credit cards
5. You shouldn’t be afraid to use credit, but use it responsibly. Timely credit is a good thing, so don’t close old revolving debts.

TONE & TIGHTEN: FINANCIAL DOCUMENTS

Avery says, “Lenders are required to collect a long list of documents to ensure your ability to pay back your loan, so get your ducks in a row before you begin the mortgage process by having all documents prepared. This will ensure for a smooth and more enjoyable process.”

List of documents include:

• Tax returns for the past two years
• W-2 income forms for the past two years
• Recent pay stubs
• List of debts- credit card statements, student loans, car loans, etc.
• List of assets- bank statements, auto titles, real estate, or investment accounts
• Divorce or child support documents

FINANCIAL CONDITIONING

Before you start your home search, take a look at your finances to understand what you can afford. You might want to save a little extra each month for a down payment and think about how much you can comfortably spend on a mortgage each month.

Avery’s workout plan:

Exercise 1- Think about your monthly rent payment- do you want to continue with that amount? You might be approved for a higher amount, but thinking about the amount you want to pay each month can put it in perspective.

Exercise 2- Consider other costs associated with homeownership. Make a list and include utilities, community or homeownership fees and any small upgrades you want to make to your home. 

Bonus tips from Avery to keep you on track:

1. Research first time homebuyer programs- “There is an array of programs out there that can provide buyers with down payment or closing cost assistance. Some even provide you with money to buy down your interest rate. For first-time buyers, down payment options could be as low is 3.5 percent, and some loan programs offer 100 percent or even up to 101.5 percent financing.”

You can research grants and government programs by visiting:

https://www.hud.gov/topics/rental_assistance/local

https://apps.hud.gov/offices/hsg/sfh/hcc/hcs.cfm

1. Get good advice- “Online information is a great way to learn about the process, but there is no substitute for personalized advice from an experienced loan officer.

Not everything that you read online is going to be true, or it might not be true for your personal situation. When you’re working with a trusted professional that has a knowledge of your personal and financial situation, you’re going to get better, more in-depth advice. I like to tell my clients that I’m buying this house with you, and I’m always a call, text or email away.”

1. Get Pre-approved before looking for homes- “Pre-approval will allow you to confidently shop for homes in your price range, and could even give you that extra edge when it comes to putting an offer in on a home.”

Avery Tuell (NMLS #607869) is a Loan Officer in Virginia Beach for TowneBank Mortgage(NMLS #512138). He can be reached via phone at 757-714-1413 or through email at Avery.Tuell@townebankmortgage.com.

The information contained herein (including but not limited to any description of TowneBank Mortgage, its affiliates and its lending programs and products, eligibility criteria, interest rates, fees and all other loan terms) is subject to change without notice. This is not a commitment to lend. 

]]> 8313 0 0 0 https://blog.roseandwomble.com/10-things-need-buying-home/ Tue, 23 Jan 2018 17:39:54 +0000 https://blog.roseandwomble.com/?p=8322 Everything you need to know about buying a home — on one index card.

A home is often the biggest financial investment you’ll make in your lifetime. In fact, a recent Zillow analysis reports that the typical American homeowner has 40 percent of their wealth tied up in their home. Several years ago, I wrote a complete guide to financial planning on one index card, which went viral and later became a book: “The Index Card: Why Personal Finance Doesn’t Have to Be Complicated” (co-written with Helaine Olen). Now, following up on my original index card, I’ve written a guide on buying a house. Below is the housing index card — a handy resource to print out and take with you as you look at houses or think about buying one, plus some additional advice as you contemplate making the big decision.

1. Buy for the long run. Assume you’ll own  your home for at least five years.

A home is a significant investment, not to mention a linchpin of stability. According to the Zillow Group Consumer Housing Trends Report 2017, the majority of Americans who sold their homes last year had lived in their home for at least a decade before selling. Some are even staying for the long haul. Almost half (46 percent) of all homeowners are like me — living in the first home we ever purchased. In short: Buy a home you want to live in — one equipped (or ready to be equipped) with the features and space you need, both now and in the future.

2. Buy to improve your life, not to speculatewith your money.

Your home is more than a financial investment; it’s where you sleep, eat, host friends, raise your children — it’s where your life happens. The housing market is too unpredictable to buy a (primary) home purely because you think it will net a big short-term financial return. You will most likely be living in this home for several years, regardless of how it appreciates, so your first priority should be finding a home that will meet your needs and help you build the life you want.

3. Focus on what’s important to you. Don’t be distracted by features you don’t need.

Today’s housing market is short on inventory, with 10 percent fewer homes on the market in November 2017 than November 2016. So, focus on finding a home you can afford that meets your needs — but don’t get distracted by shiny features that might break your budget. Nice-to-have features often drive up the price tag for things you don’t particularly value once the initial enjoyment wears off. Make a list of your basic needs, both for your desired home and for your desired neighborhood. Stick to finding a home that meets these needs, without buying extra stuff that adds up.

4. Determine a budget and stick to it. Don’t look at houses above that budget.

It’s important to set a budget early — ideally before you even start looking at homes. In today’s market, especially in the more competitive markets, it’s incredibly easy to go over budget — 29 percent of buyers who purchased last year did. The most common culprit? Location. Zillow’s data indicates that urban buyers are significantly more likely to go over budget (42 percent) than suburban (25 percent) or rural (20 percent) buyers. There’s nothing inherently wrong with that. Local schools matter, and psychologists tell us that a short commute improves your life. But be realistic about your local market and about yourself. Know what you’re willing to compromise on — be it less square footage, home repairs or a different neighborhood.

5. A 20 percent down payment is ideal. If youcan’t afford that, consider a smaller down payment or lower your budget.

If you can afford it, a 20 percent down payment is ideal for three reasons:

• Buyers who don’t put a full 20 percent down pay a premium, most commonly in the form of private mortgage insurance (PMI). This is less financially punishing than it used to be, given today’s low mortgage rates. A monthly mortgage payment (with PMI) may be lower than a monthly rental payment in many markets — but still.
• Buyers who put more down upfront typically make fewer offers and buy faster than those who put less down. Zillow research found that buyers with higher down payments make 1.9 offers on average, compared to 2.4 offers for buyers with lower down payments (after controlling for market conditions).
• A higher down payment reduces your financial risk. You don’t want to owe more money than your house is worth if local markets dip when you need to sell.

6. Keep a six-month strategic reserve after down payment. Stuff happens.

While a down payment is a significant expense, it’s also important to build up a strategic reserve and keep it separate from your normal bank account. This reserve should cover six months of living expenses in case you get sick, face an unexpected expense or lose your job. A strategic reserve will not only save you from financial hardship in the event of an emergency but also provide peace of mind. When we accumulated a strategic reserve, my wife and I finally felt ready to build for our future. Without it, we were living from paycheck to paycheck, anxiously managing our cash flow rather than saving or budgeting.

7. Get pre-approved, and if you want to avoid uncertainty down the road, stick with a boring 30- or 15-30 Fixed rate mortgage.

The pre-approval process requires organizing all your paperwork; documenting your income, debt and credit; and understanding all the loan options available to you. It’s a bit of a pain, but it saves time later. Pre-approval also shows sellers that you’re a reliable buyer with a strong financial footing. Most importantly, it helps you understand what you can afford. There are a variety of mortgage types, and it’s important to evaluate all of them to see which is best for your family and financial situation. Those boring 30- and 15-year mortgages offer big advantages. The biggest is locking in your mortgage rate. In short: A 30-year fixed mortgage has a specific fixed rate of interest that doesn’t change for 30 years. A 15-year fixed mortgage does the same. These typically have lower rates but higher monthly payments, since you must pay it off in half the time. Conventional fixed-rate mortgages help you manage your household budgeting because you know precisely how much you’ll be paying every month for many years. They’re simple to understand, and current rates are low. One final advantage is that they don’t tempt you with a low initial payment to buy more house than you can afford.

8. Comparison shop to get the best mortgage.

Though a home is the biggest purchase many of us will ever make, most home buyers don’t shop around for a mortgage (52 percent consider only a single lender). I certainly didn’t. This did save me some annoying phone calls and hassle, but it cost me $40 or $50 every month, for years. The difference of half a percentage point in your mortgage rate can add up to thousands of dollars over the lifetime of the loan. It’s important to evaluate all the available options to make sure you’re going with the lender who meets your needs — not just the first one you contact. The three most important factors to buyers are that the lender offers a loan program that caters to their specific needs (76 percent), has the most competitive rates (74 percent) and has a history of closing on time (63 percent).

9. Spend no more than a third of your after-tax income on housing (unless you live in an especially pricey market).

It’s better to regret spending too little on your home than spending too much. One-third of your after-tax income is a manageable amount. This isn’t always possible if you live in a place like San Francisco or New York, but it’s still a good yardstick for where to be.

10. When getting ready to buy, always be willing to walk away.

Buying a home is a time-consuming, stressful but ultimately rewarding endeavor — if you end up closing on a home that meets your needs. But it’s important to manage your expectations in case you don’t immediately find a home you can afford with the features you need. Always be prepared to walk away if the sellers don’t accept your offer, the home doesn’t pass a rigorous inspection or the timing isn’t right. Hold fast to your list of must-haves, stick to what you can afford and don’t overreach or settle. It’s no tragedy to miss out on any particular house. Remember that you’re playing the long game. You want to be happy 10 years from now.]]> 8322 0 0 0 https://blog.roseandwomble.com/five-facts-that-determine-if-your-homes-sits-or-sells/ Mon, 08 Apr 2019 12:11:15 +0000 http://newblog.roseandwomble.com/?p=7092 1. Price The best chance for selling your property is within the first seven weeks of the listing. Studies show that the longer the property stays on the market, the less the seller will net. It is very important to price your property at a competitive market value at the signing of the listing agreement. Even being a few thousand dollars over market value could mean your house will not sell. An overprice home will suffer from:

• Minimized offers
• Lower Agent Responses
• Limited Amount of Quality Buyers
• Lower Showings
• Lower Prospects
• Limits Financing Available to Buyers
• Wastes Advertising Dollars and Efforts
• Less netted for the Seller because this house will be on the market longer.

2. Clean

Most buyers are turned off by even the smallest amount of uncleanliness or odor when buying a home. Sellers lose thousands of dollars because they do not adequately clean. If your house is adequately clean, you will be able to sell it faster and net hundreds, if not thousands of dollars more. If you are planning on moving, why not get rid of the old junk now so that your house will appear larger. Make more space. Odors must be eliminated, especially if you have dogs, cats, or young children in diapers. Also if you're a smoker that can greatly reduce offers if your home smells like cigarettes. You may not notice the smell but the home buyers will. Need Advice on How to Clean to Stage Your Home? Check out This Blog Post

3. Access and Showing

Top selling REALTORS® will not show your home if both the key and the access are not readily available. They do not have the time to run around town all day picking up and dropping off keys. They want to focus on selling homes. The best way to show a house is to have your REALTOR® install an electronic lockbox for easy access to the property. When your home is being shown, please do the following:

• Keep all lights on
• Keep all drapes and shutters open
• Leave soft music playing
• Take a short walk with your children and pets - leave the house!
• Leet the buyer be at east and let the REALTOR® do their job

4. Paint and Carpet

Paint is your best improvement for getting a return on your money. A freshly painted home smells clean and looks neat. If you house has chipped paint, exposed wood, or the paint looks faded, it is time to paint. If your carpet is worn, dirty, outdated, or an unusual color, you need to consider replacing it. Many houses do not sell because of this problem. Don't think that a carpet allowance is enough because buyers often can't look past the bad carpet. They won't pay top dollar for possibilities - instead they'll look elsewhere.

5. Yard

92% of homes are sold based on the curb appeal alone. Your front yard reflects the inside condition of the house to buyers. Make certain that trees and bushes are trimmed so the house can be seen from the street. Have the grass regularly mowed, trimmed, and edged. Plant flowers to give the yard some color. Walkways should be swept and debris cleared. Remove parked cars, boats, and trailers. If the buyer doesn't like the outside, that person may choose to skip your house.  ]]> 7092 0 0 0 https://blog.roseandwomble.com/spring-inspired-decor-ideas/ Mon, 18 Mar 2019 14:31:06 +0000 https://blog.roseandwomble.com/?p=7927 Easy Accent

Bring a spare birdbath indoors to create living artwork. A shallow model can hold just enough soil to make a pretty display of moss and spring-flowering bulbs. It's the perfect miniature garden to enjoy indoors before your outdoor landscape blooms. [/ezcol_1half] [ezcol_1half_end]

Simple Flower Artwork

A symmetrical grouping of flower prints turns a blank wall space into a conversation piece. With a few simple supplies, you can make a series of botanical prints like these, customized to your color and style preferences. See how to make these prints.

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Take Flight

Evoking tabletop conservatories of old, a pretty wooden birdcage makes a fanciful three-dimensional frame for a seasonal display. Set an upbeat mood in an entry with a vibrant-color cage holding a feather nest and faux eggs or a small flower arrangement. [/ezcol_1half] [ezcol_1half_end]

Fresh Frames

Revitalize an existing gallery wall by painting wooden frames with varying springtime shades, like pink, cerulean, and sunny yellow. For floral flair, add silk flowers to your wall art, like the blooming antlers of this room's mounted ceramic deer. Check out some Gallery ideas here. [/ezcol_1half_end]

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Bask in the Glow

A vintage wire egg basket is the perfect starting point to create a distinctive light fixture. Look for a basket with an interesting pattern and a hole in the bottom for wiring. To fashion a shade, cut a strip of sheer fabric to the length and width of the inside of the basket, plus 1 inch for finishing. Sew the strip into a tube, and stitch or glue to finish the top and bottom edges. Tie the shade to the basket using twine and a large embroidery needle. [/ezcol_1half] [ezcol_1half_end]

Springtime Bedroom Revamp

Add pattern to a headboard by wrapping it with a yard of mod floral fabric. Adorn bare walls with inexpensive album frames filled with patterned paper to tie in your color scheme. Add glitz to an existing bedside table with metallic paint. [/ezcol_1half_end]

See more ideas here.

]]> 7927 0 0 0 https://blog.roseandwomble.com/get-mortgage-youre-self-employed/ Tue, 29 May 2018 12:14:21 +0000 https://blog.roseandwomble.com/?p=8068 There are lots of perks to being your own boss. Freedom to create your own schedule, finding new challenges and opportunities and, of course, the satisfaction of watching your business grow. In fact, more than 50% of millennials say they are interested in entrepreneurship, and more than a quarter of millennials are already self-employed, according to the U.S. Chamber Foundation.

But if you’re an entrepreneur looking to secure a mortgage, things can get a little tricky.

“With all the rules and regulations by which we have to follow, the self-employed borrower’s mortgage application process can seem quite arduous,” said Thao Balsamo, Loan Officer with TowneBank Mortgage in Virginia Beach.

According to Thao, a borrower is self-employed if 25 percent or more of their income comes from commissions, or if their income comes from sole proprietorships, limited liability companies, partnerships, or corporations in which they have a 25 percent or greater ownership interest.

So what makes the borrowing process more difficult for entrepreneurs?

Well, the process as a whole is largely the same. The lender will still take your down payment, debt-to-income ratio and credit requirements into consideration, like with any mortgage.

“Most lenders follow the same guidelines. But, a knowledgeable loan officer will know how to help navigate you through the loan application process—especially if you’re self-employed—and get you the mortgage you need,” says Thao.

The difference is in the documentation required by the lender to verify income.

“If you’re a business owner, you have the flexibility of determining how you pay yourself, whether in the form of a W-2 or through a 1099. If you are not paying yourself a fixed salary, the lender will use your personal and business income tax returns as well as a YTD profit and loss statement to determine your qualifying income,” says Thao.  If you pay yourself a fixed salary, your accountant will supply you with a W-2 at the end of the year that will be added to the business income. 

According to Thao, agency guidelines generally require that lenders obtain a two-year history of self-employment income via signed federal tax returns to determine the likelihood of continued income.

“You should be ready to provide full tax returns (with all schedules and supporting documents-W-2s, 1099s, etc.) for the most recent 2 years. If you are applying for a mortgage after March 1 of the current year, you will also need a year-to-date profit and loss statement,” she said.

If you have been self-employed for less than two years, that may be okay too. In this situation, your most recent signed federal income tax return will need to show income levels that are comparable or better and in the same line of work as during the last two years.

So how does this make a difference?

If you’re self-employed, you may be writing off business expenses that will lessen your tax burden. Tax deductions include a variety of expenses such as home office, transportation, equipment, education and more. While these deductions lower your tax burden and put more money in your pocket, it makes your net income less than it would be otherwise.

“The income analysis process is more detailed for those who are self-employed because you also have the ability to deduct expenses related to your business. While those expenses help decrease your income tax obligations, they affect the way in which lenders analyze your income.”

When your net income decreases, it hurts your debt-to-income ratio. A debt-to-income ratio is your amount of monthly debt payments divided by your gross monthly income. Lenders prefer a debt-to-income ratio of 36 to 43 percent. A higher debt-to-income ratio could lower the loan amount that the borrower could qualify for.

How can you increase your odds of being approved?

If you're self-employed, you should stay organized and plan ahead of time to increase your chances of being approved for the amount you want to borrow.

“You have to be more detailed in your record keeping as more documentation is needed than your W-2s and monthly paystubs,” says Thao. “Be patient and be ready to provide detailed information on your personal as well as business income and assets. Your accountant is a great asset during this time, as you can give him/her authority to speak to your lender directly.”

If you are self-employed it would be prudent to meet with an experienced lender at the very beginning of the home buying process.  That way you will be prepared early in the process, and not be surprised with the additional requirements during the rush before you move, says Thao.

Thao Balsamo is a Loan Officer with TowneBank Mortgage In Virginia Beach. (NMLS ID# 1226106)

]]> 8068 0 0 0 https://blog.roseandwomble.com/park-place-shows-signs-growth-amidst-vibrant-community-rich-history/ Tue, 13 Feb 2018 14:45:24 +0000 https://blog.roseandwomble.com/?p=8342 A Wealth of Norfolkian History The area came to prominence especially around the post war time, as many African American communities moved in from all over the city to take advantage of affordable housing prices situated around a bustling thoroughfare in the form of 35th St — which boasted not one, but two major theaters with the Newport (constructed in 1930 and finally torn down in 2012) and the Rosna (constructed in 1942.) Many of the homes in this area are what’s known as “Craftsman” Kit Houses, the affordable nature of which fueled the expansion of the neighborhood. Park Place is one of the oldest zones in the city, and is situated between all major points of travel from Downtown to the Naval Base. Sadly, like much of Norfolk, the area began to fall into decline as the 60s and seventies gave way to the 80s and nineties. Competing retail concentrated in the form of Military Circle and later malls combined with the rise of the freeway systems drew much of the money out of the neighborhood. Today many of the original single family homes have been divided into small studios or mid-sized small apartments out of duplexes and stately Victorian buildings, and newly built residences are replacing empty lots and older structures at a rapid rate.

A Thriving Arts Scene with Rebounding Commerce

Folks in the know have pointed to the neighborhood as a hot-spot for local theater, literature, poetry, and music stretching back to the mid aughts. 35th Street is known all over the country for its black box theater named simply the Venue on 35th St. Founded by a small group of investors back around 2005 and led through the efforts of Patti Wray, who was highly involved with the Generic Theater as well. With Wray’s retirement, ownership of the space has transferred to James Cooper, another respected theater professional in the city. The Venue has provided a home for a widely diverse group of artists, poets, and dreamers in the area — hosting the current longest continuously running open mic in the region each Monday, currently hosted by Spoken Word Artist Jorge Mendez. The neighborhood is also widely respected for the number of Hip-Hop artists who travel through from time to time, as well as some homegrown from its own streets. The House of Consciousness has long operated on the street, serving as an educational bookstore centered around African-American activism. Across the way, a resurgence in true Southern Soul-food can be spied through the windows of Granny’s Country Cooking. The opening of Croakers Spot, a prominent restaurant serving breakfast / lunch / and dinner with an emphasis on seafood fare, signaled a rise in the neighborhood’s fortune to many. Colonial Pawn Shop has provided an eclectic array of second-hand goods for as long as anyone can remember at the corner of 35th and Colonial Avenue. Further off, on the opposite boundary of the zone, Taylor’s Do-It Center provides easy access to all manner of the crafty, or repair-it-yourself minded as well as many professional contractors. To the south, one can’t speak of the revitalization of Park Place without mentioning the success story of Handsome Biscuit — a tasty breakfast spot that’s always packed. Toast Norfolk has served as something of a home for Josh Coplon’s LAVA Mini-Fests, bringing bands from all over to packed audiences — and the Thank You Gallery provides an excellent example of what arts-based institutions might look like as prosperity moves back into the area. And, of course, there is the thriving O’Connor Brewing and the brand new Dead Reckoning Distillery, both on 24th Street, same as Toast. Today, the neighborhood seems more thriving than ever, with much promise on a bright horizon. If you haven’t made a visit in recent years? You’ll likely be shocked by how much is going on. By Jeff Hewitt]]> 8342 0 0 0 https://blog.roseandwomble.com/hampton-roads-trails-off-beaten-path/ Tue, 27 Feb 2018 13:34:20 +0000 https://blog.roseandwomble.com/?p=8352 Henry David Thoreau said “I took a walk in the woods and came out taller than the trees.”

George Washington Carver declared “Reading about nature is fine, but if a person walks in the woods and listens carefully, he can learn more than what is in books, for they speak with the voice of God.” And John Muir, possibly the first self-proclaimed “tree lover,” wrote “the clearest way into the Universe is through a forest wilderness.”

That’s a lot of tree hype.

But anyone who has spent any amount of time getting lost in nature – whether that’s forests, mountains, sand dunes or marshes – can relate. There is something transformative about letting yourself be immersed in nature (a fact science is starting to back up). Every walk in the woods is like opening a tiny door to the human inside – the one who is actually a part of nature, rather than a distant observer. Ok, that’s more tree hype. So don’t take my word for it – get out and experience the body-transforming, God-speaking, Universe-opening forests for yourself.

You don’t have to go far. Here are just a few lesser known trails right here in Hampton Roads that definitely live up to the hype.

Savage Neck Dunes Natural Area Preserve

Eastville, VA

Good for: dune lovers, bird watchers, folks who don’t mind a little sand in their shoes

Along this Eastern Shore trail loom sand dunes up to 50 feet tall, 10,000 years in the making. These unique bay side dunes are an incredibly important preserve for maritime wildlife, plants and migratory birds. According to the Virginia Department of Conservation and Recreation, each fall, millions of land birds headed for Central and South America congregate at the lower end of the Eastern Shore in preparation for their southern journey. It’s sort of like their last pit-stop. This area supports one of the largest congregations of land birds found anywhere along the Atlantic coast and is a critical link in the chain of habitats from Canada to Central and South America.

Fortunately for us, the birds are willing to share the road and visitors can take a .75 mile marked trail through the dunes. Every fall the Eastern Shore Birding and Wildlife Festival draws birdwatchers from all over to see a wide variety of neo-tropical warblers and other migratory songbirds as they make their way south… so don’t forget to bring the binoculars.

Paradise Creek Nature Park

Portsmouth, VA

Good for: kayakers, educational tours, anyone who enjoys seeing the positive effects of environmentalism in action

For many years, the Elizabeth River has been considered a “dead river.” Fishing, swimming and nearly any other activity that puts you in contact with the water is not advised. Industrial run off, military use and pollution had desiccated what was once a thriving waterway. Fortunately the Elizabeth River Project has stepped up to try and rehabilitate and improve the water and its banks. One of their efforts, in conjunction with the City of Portsmouth and the Port of Virginia, is Paradise Creek Nature Park – a 40 acre wetland park with a goal to teach current and future generations what it takes to bring back the health of an urban river.

Visitors can traverse two miles of trails that lead you through an urban forest that is still undergoing revitalization, and 11 acres representing the largest restored wetland in the area that’s open for public use. You can also choose to follow the aquatic trails with your own kayak or canoe, or join one of the park’s public guided tours on their clear-bottom kayak fleet.

Chesapeake Arboretum

Chesapeake, VA

Good for: gardeners, horticulturalists, certified tree-huggers

The 48 acres and 3.5 miles of trails that make up the Chesapeake Arboretum may be one of the best hidden gems in the region. Right by the 168 Bypass off Battlefield Blvd., the Arboretum boasts one of Virginia’s finest trail systems that wanders through a mature hardwood forest with an extensive variety of trees and plant species.

Three self-guided walking tour brochures are available at the information kiosk, or skip the map and let yourself wander through the blazed trails. The Starr Run stream flows throughout the trail system, crossed over by 11 different wooden bridges. If you’re a goal oriented person, see if you can cross all 11 during your hike. Or relax a little and just explore without purpose. The changing of each season creates an entirely different experience on these trails, so make it a point to come back every few months and observe what time can do.

Weyanoke Sanctuary

Norfolk, VA

Good for: bird watchers, city dwellers, Purple Gallinule fans

When a Purple Gallinule landed in the marshes of West Ghent in the late 1970’s on its migratory track back home, this bird had no idea that Joan and Wickham Taylor were watching. Shocked by the rarity of such a tropical bird in this region, they immediately began a quest to turn the eight acres of land bordering their property into a true wildlife sanctuary. With the help of the Nature Conservancy, Norfolk and Western Railroad (now Norfolk Southern Corp.) gave the land to the Cape Henry Audubon Society, of which the Taylors were avid members. Since then a conglomerate group of volunteers from the Cape Henry Audubon Society, Norfolk Master Gardeners, and the Nature Conservancy have painstakingly maintained the land and waterways, preserving a small but important piece of land and its wildlife.

The sanctuary is open to the public from 9:00 am on Saturdays until 6:00 pm on Sundays (or 5:00 pm in the winter months) or join them for a guided nature walk on the third Saturday of each month at 9:00 am.

**

This little sanctuary is proof that if you spend some time in nature, you might actually see something that’s never been seen before. And when you come back inside, you may just be a little bit taller, a little more informed, maybe even a touch more in tune with the universe? If you still think it’s hype, then maybe you’ll listen to the smartest man in modern history: “Look deep into nature, and then you will understand everything better.” – Albert Einstein

]]> 8352 0 0 0 https://blog.roseandwomble.com/parents-guide-downtown-norfolk/ Tue, 20 Mar 2018 12:49:30 +0000 https://blog.roseandwomble.com/?p=8368 Fun American Rover – For families with a little more mature kids, you can set sail on the American Rover. First Fridays – The city offers a street party experience every first Friday of the month from April to October. This is a great time to meet up with other families and enjoy live music. Hurrah Players – If you have a budding actor, this is the place for you all. Not only does the Hurrah Players put on family-friendly shows, they offer classes throughout the year as well as fantastic summer camps that focus on stage presence, musicals, and more. MacArthur Mall – MacArthur Center Mall offers a large Regal Cinema, various food vendors, and shopping for the whole family. During holidays, they bring in a hopping bunny, Santa, and they offer ice skating outside in the winter as well as periodic carnival rides and activities. Mermaid Sculptures – They don’t call it the Mermaid City for nothing! If your kids love looking for mermaids around town, check out the interactive map to help find the fun sculptures. Pagoda Garden – A wonderful place to take your family to look around, relax, or even get great pictures of your kids, the Pagoda Garden is a free, open space. Kids can see Koi in the pond and check out different plants. It’s a great place to bring a book or just sit and chat with your loved ones. Selden Market – Shop, eat, and enjoy artwork at the Selden Market. The kids can help you eat some huge donuts, and you can grab a coffee while you enjoy. Seven Venues – By checking the calendar, you can see awesome events for locations such as Chrysler Hall, The Wells Theatre, Scope Arena, and more. These locations offer great national and local acts that would be great events to take your kids to. The Norva – While this location is often full of acts for adults, from time to time, there will be an artist or group that is perfect for older kids, and other times, even for younger kids. Town Point Park – During the more temperate parts of the season, Town Point Park hosts various events that are fantastic for families. In October, there is a special event, the Children’s Festival, which is focused on those kiddos solely. You can see what is going on through Festevents. Push Comedy Theater – One of my favorite places in the NEON District, this comedy club offers a little something for everyone for a low price. There are shows set up for young kids, pre-teens and teens, as well as adults. Sometimes, they even offer free children’s shows. The Push also offers fantastic classes for improve for young children. In the summer, they offer summer camps. You’d be surprised how much your child will learn from this awesome group. Spirit of Norfolk – If you’d like to take some time for a special family-friendly cruise and meal, check out the Spirit of Norfolk. You can enjoy a cruise around the Norfolk waterways, a buffet, and even a DJ and dance space with your kids. The Plot – Situated in the NEON District of Downtown, The Plot is an open space that hosts various events for the community. There are always kid-friendly activities at these events. The Tide – This may sound a bit crazy, but ride the Tide! If you have kids that love trains or transportation in general, they may enjoy riding the Tide light rail. Our boys loved it. Kids also ride for free. In the evening, make a pit stop to the MacArthur stop to play around the light and sound sculpture. Tidewater Community College Roper Performing Arts Center – A great way to see shows Downtown with the kids is to visit the TCC Roper Performing Arts Center for plays, musicals, ballets and more.

Food

Benny Damato’s – If you have a large family who loves pizza (and who doesn’t love pizza) get ONE pie from benny Damato’s. These pizzas are so big, we almost couldn’t fit it in the car to sit flat. Watch your kids eyes pop out of their heads when they see the size of these tasty pizzas. D’Egg Diner – A great place to start your day, or have your lunch, there are many adult and kid-friendly items at the Downtown D’Egg Diner. Gourmet Gang – The perfect place to stop in for a bite, or even grab and go while you’re looking around downtown. One wrap can feed two little kids. Granby Street Pizza – Pop into this restaurant for a sit-down, casual dinner with various offerings (not just pizza). Our family has many different pasta preferences and we can all leave happy from here. Grilled Cheese Bistro – Did somebody say CHEESE?! These aren’t your typical grilled deliciousness sandwiches either. If your family loves cheese, this is the place to go and share a meal. Each sandwich is quite filling. This is a very cozy restaurant, so if you have a toddler that is known to get up and run around, you might want to get take-out. Istanbul Gyro Kebab – A small restaurant, this place has delicious gyros and low prices for combos. You can sit and dine in or take out. Lamia’s Crepes – Looking to share something savory? Something sweet? Pop into the tiny Lamia’s Crepes. There are various kid-friendly options and the crepes are big enough to share. Rama Garden – If your kids love Thai food, our family’s pick is Rama Garden. You can pick your heat levels, and many meals are big enough to share. Rowena’s – Skip the pretend tea set play and pick up the real deal at Rowena’s. These tasty treats will keep you returning. Sushi King – This chain offers all you can eat menu ordering. If your kids eat like ours do, sometimes you just need to go here. They offer more than just sushi (such as soups, hot food, etc.), and they do offer a little lower price for kids. Are your kids in sports and starving after a game? Take them here to refuel.

Education & Museums

Cannonball Trail – Maybe a walk is on your schedule for the day? Check out the self-guided Cannonball Trail and mix exercise with history for those thinkers you’re raising. Chrysler Museum of Art and Glass Studio – This FREE museum is a delight for parents and kids. You can go many times and not even see it all. The museum even offers periodic family activities and fun Third Thursday events. Head over to the glass museum to take a class, make something special, or watch a demo. Even the glass studio offers something appropriate for kids. d’ART Center – located in the NEON District section of Downtown, this non-profit community art center offers classes, events, exhibitions, and camps. Our son did a summer camp there and is already eager to return. MacArthur Memorial – Do you have a budding history buff? Take him or her to the MacArthur Memorial. Nauticus – Lovers of sea history, marine adventures, and more should spend the day at Nauticus next to Town Point Park. While you’re there, grab tickets to explore the USS Wisconsin. Norfolk Southern Museum – If your kids love to choo choo and whoo whoo, take them to the Norfolk Southern Museum. Police and Fire Museum – Stop into this little museum to learn all about police, fire, and rescue in Norfolk. Prince Books – Who doesn’t love to shop books with their kids? This local place is a gem. Slover Library – Do not miss a trip to the Slover Library. This beautiful building has beautiful architecture, and great floors for kids and teens. There are even gaming rooms, computer rooms, and play areas. St. Pauls’ Episcopal Church – Maybe our family is a bit strange, but we enjoy checking out historic churches and graveyards. You can read about the history online, but you should go to find the cannon ball stuck in the wall.]]> 8368 0 0 0 https://blog.roseandwomble.com/5-hampton-roads-bands/ Tue, 03 Apr 2018 12:44:33 +0000 https://blog.roseandwomble.com/?p=8389 Bennett Wales and the Relief (Virginia Beach, VA) What is not to love? The Bennett Wales and the Relief album is filled with high energy rock songs that cover a lot of territory. Their first single, “Dodgy,” is something that you could hear on AAA radio and may end up singing along to it the rest of the day. My personal favorite, “To All Relations,” has an edge to it and goes in and out of different time signatures throughout the song. It doesn’t stop there; Bennett’s powerful voice has a natural folky grit to it that adds so much to all of their songs. Although the band is relatively new on the scene, they are full of Hampton Roads music veterans and off to a great start. Check out “Dodgy”: Berries (Virginia Beach, VA) Every time I see Berries they are better than the time before and they are all having fun. The band’s frontman, Chris Ledbury, released an album in 2014 but it wasn’t until 2016 that he assembled a band and they played their first show. They are clearly putting in the work and I am sure sooner than later will have some new material out, but who’s to say. All of Berries can sometimes be found backing another local staple, seamonster, or more recently a new side project called Carnival Bird. They also happen to be one of the only bands I’ve heard that reminds me of Youth Lagoon! Check out their whole album below. Ladada (Norfolk, VA) I saw Ladada on April 14, 2015 for the first time and immediately knew that they had it. Their last EP, “Hi-Five,” came out in April 2016 and has remained on constant rotation in my car’s CD player since… sometimes never leaving the CD player for weeks at a time, because it’s seriously that good. They have been pretty quiet for the last couple of months while they’ve been finishing up their new CD, but I can confirm that it has been worth the wait and is going to take everyone by storm. Their live shows are relentless and it’s clear they are having fun, that’s what it’s all about. Give “Roll Back” a listen and be on the look-out for a new album coming later this year! Shormey (Chesapeake, VA) Shormey is one to watch out for. Shormey blends R&B/Indie in her own unique way; she performs solo live and already has an excellent stage show. I caught one of her first performances ever last year at Charlie’s and was so impressed with how well she delivered all of her songs and how much promise she shows. Maybe it’s one of her originals that will catch your attention, like “Party Down” (below) or her cover of Mac DeMarco’s “No Other Heart.” Regardless, I’m looking forward to what comes next from Shormey and seeing where her music goes. Listen to “Party Down” here: Super Doppler (Norfolk, VA) It’s no secret that I am a Super Doppler fan. Our professional friendship goes back over 10 years and they never cease to amaze me. Pulling from influences both new and old, their music appeals to a wide audience and they can definitely get a crowd going. Most recently they recorded a series of tracks and are releasing them individually under the name “Super Secret Singles Club” – check them out below in addition to their full length, “Moonlight Anthems” that came out this past June. They recently returned from SXSW where Jambase.com listed them as one of the top sets of SXSW, which features 5000+ bands. You can catch them on April 6^th when they kick of Downtown Norfolk’s First Friday series at the TCC Plaza. Check-out “Lying Here Awake” below: ]]> 8389 0 0 0 https://blog.roseandwomble.com/eight-great-dates-in-coastal-virginia/ Tue, 01 May 2018 12:40:05 +0000 https://blog.roseandwomble.com/?p=8408 First Date

For a great first date, pick a place that’s intimate but busy, classy but not too pricey, with not just great food but great drinks (a little social lubricant always helps with first-date jitters), and of course, that unmistakable x-factor that you just can’t define in any other terms but vibe.

My top choice for a first date place that embodies all of those elements is Luna Maya. This Mexican-Latin restaurant is in a beautiful and hip space situated at the corner of Colley Avenue and 21st Street in the heart of Ghent. With its extensive selection of tequilas, Luna Maya’s drink list includes two versions of “margatinis,” three different mojitos, every kind of margarita except maybe frozen, and my personal favorite, the caipirinha. Tasty tacos and tamales dominate the menu, alongside plenty of vegetarian options. And the tres leches cake, if the date goes well, is a perfectly cool, sweet ending after a sexy, spicy meal.

Honorable mentions: Circa 1918 is a great, if narrow little bar and restaurant in Hilton Village, which is a historic, cobblestoned section of Newport News. And Harper’s Table is a phenomenal Southern restaurant on Main Street in Suffolk; it’s known for incredible food and cocktails, and its rustic and modern space. Both offer a great vibe for a successful first date.

Special Occasion

Situated in a stately stone house in Suffolk near where the Nansemond River runs into the James is Vintage Tavern, known for its elegant and upscale take on seasonal Southern food. An incredible wine list accompanies a menu studded with game meats and fresh seafood dishes, plus creative takes on low country classics like shrimp and grits and baby back ribs. In nice weather, enjoy an after-dinner drink in the beautiful outdoor veranda areas that include a lovely garden terrace and fire pits. And if you’re looking for a place for an unforgettable rehearsal dinner, consider their upstairs private dining room, which boasts an impressive stone hearth.

Honorable mention: The best Valentine’s Day dinner I ever had was at Cafe Europa in Old Town Portsmouth. For that occasion they offered a special prix fixe meal, but typically their menu includes refined entrees inspired by Old World classics.

Fancy Date

Whether it’s a birthday or just a Saturday worth celebrating, there are nights when you just need to get a sitter, get dressed up, and go on a really nice, fancy date. Without being completely over the top or stuffy, Terrapin is as classy and dressed up as the VB Oceanfront gets. Indulge in a four-course meal selected from a tasting menu that features farm-to-table New American cuisine.

Honorable mention: The Menu Dégustation (Chef’s five course tasting menu) and wine pairing at Le Yaca–offered at both their Williamsburg and Virginia Beach locations–is a lavish French meal that’s about as fancy as one gets.

Five-star Food

For true foodies who love a unique dining experience, Stove, the restaurant is the place. Tucked in Port Norfolk, a quiet working-class neighborhood at the edge of the Portsmouth Marine Terminal, is Stove–a quirky, colorful restaurant helmed by the eccentric artist, genius, James Beard Award nominated chef, Sydney Meers. The menu is neo Southern; favorites include Syd’s pimiento cheese, homemade pork-o-rama, and classic spicy etoufee. Brunch is served the first Sunday of every month, and if you are looking for a luxurious daytime date, this is the ultimate pick.

Honorable mention: Eat: An American Bistro on 40th and Atlantic at the Oceanfront, just off the boardwalk. The creative, eclectic menu and modern-tropical vibe make you feel like you’re on your honeymoon at a five-star resort.

Locals’ Favorite

Mojito Cafe is a hidden gem at the Oceanfront, inconspicuously located behind a Subway on 8th and Pacific, frequented mainly by locals and very lucky tourists who happen upon it and have the patience to wait in the ever-present line for a table. This place is great for a first or second date, because it’s small and intimate, and serves the best mojito in all of Hampton Roads, along with tasty Puerto Rican and Cuban fare that won’t break the bank. The tostones, fish tacos, and ropa vieja are menu standouts. Honorable mention: Another favorite among locals is Tautog’s, also at the Oceanfront. This cozy seafood restaurant is located in a Victorian beach cottage and features a great bar, porch seating, and fireplace.

And there’s Press 626, also located in an old Victorian house, on the corner of Colley and Olney Avenues in Norfolk–this small, casual wine bar serves brunch, lunch and dinner.

Italian

East Ocean View in Norfolk seems an unlikely place for an intimate Italian eatery, but that’s where you will find Razzo. Though the building, furnishings and decor are simple, and some of the other dinner guests may be dressed casually (it is in OV after all), the food here is traditional, fine Italian. And nothing says romance like fine Italian. Settle in with a martini and the baked fennel appetizer, then indulge in a bottle of red and a classic like chicken marsala, veal parmesan, or stuffed eggplant.

Honorable mentions: For a more old-school Italian restaurant vibe, complete with a piano bar, you actually have two great choices, both in Virginia Beach. One is Aldo’s Ristorante in the La Promenade Shoppes in Hilltop, and the other is Il Giardinio at 9th and Atlantic.

Seafood

Coastal Virginia is chock full of amazing seafood restaurants, but for a more elevated take, splurge on a night out at Fin Seafood in Newport News. The five-course tasting menu is already a decadent and unforgettable sensory overload, but if there was a seventh heaven, it’s the seven-course tasting menu, which currently includes caviar, smoked citrus cured salmon, crab cake, scallops, camel tenderloin, water buffalo tenderloin, and sweet potato cheesecake. Both prix fixe menus come with the option of a wine pairing or a reserve wine pairing.

Honorable mention: One Fish Two Fish is an airy, summery upscale seafood restaurant with a boutique wine list, exhibition kitchen and wraparound water views, located in the pier house of a boating marina near Chic’s Beach.

Steaks

Thoughtful, unexpected touches, like cards, menus and desserts with you and your spouse’s names and the message Happy Anniversary are what make an evening out at The Butcher’s Son more than just a date night but a special and memorable dining experience. With locations in both Chesapeake and Virginia Beach, The Butcher’s Son is a classic American steakhouse that boasts exceptional quality products. And for a romantic party, rehearsal dinner, or wedding reception, look into their event planning and private dining options.

Honorable mentions: Byrd & Baldwin in downtown Norfolk is regarded as one of the best restaurants in the region, and rightfully so, with its onsite-aged beef and rich, historic old Norfolk setting. But don’t sleep on River Stone Chophouse in the Harbour View area of Suffolk with its locally-aged beef and impressive Arts & Crafts inspired space. And Schlesinger’s Steakhouse in Newport News’ Port Warwick is a smaller but still substantial steakhouse that gives them both a run for their money.

]]> 8408 0 0 0 https://blog.roseandwomble.com/rising-lumber-prices-hit-home/ Thu, 17 May 2018 17:19:22 +0000 https://blog.roseandwomble.com/?p=8421 Northland Residential Corp., a builder-developer focused on high-end single-family and condo communities in eastern Massachusetts. “It was instantly clarified with this message.” Coniferous shingle and shake products had not previously been subject to tariffs because there is so little production in the United States and thus not competing with similar American products. Further, there had been no accusations of improper conduct levied against Canadian shake and shingle manufacturers, his supplier explained. “What Americans and our administration need to understand is that, at a minimum, a third of the U.S. supply of dimensional framing lumber and 100% of red and white cedar shingles come from Canada,” Dawley said. “The simple fact is that U.S. simply does not produce what it consumes, and its economy relies on the rational importation of certain goods. In the case of home building, taxing such goods via a tariff simply drives up the cost of production,” he said. The prices on softwood lumber imports skyrocketed after the 2017 hurricane season and were up 30% from the four months leading to January 2018. By April 6, the Random Lengths Framing Lumber Composite price hit $492, up from $414 a year earlier. A study by NAHB economists shows that the increase in the cost of lumber since the beginning of 2017 has been enough to drive up the price of an average new single-family home by $6,388, and the market value of an average new multifamily housing unit by $2,430. The study also shows that while they were designed to boost employment in the U.S., the tariffs on Canadian softwood lumber will instead result in the net loss of 9,370 jobs in 2018. While there is an expected increase of 1,193 jobs in U.S. sawmills, there is an expected loss of 10,563 jobs in all other industries because there are millions more jobs that depend on lumber than there are jobs in domestic lumber production. In other words, nearly nine jobs will be lost in other U.S. industries for every job gained in domestic sawmills as a result of these tariffs. NAHB CEO Jerry Howard met with Commerce Secretary Wilbur Ross last month and urged him to work with his Canadian counterparts to reach a long-term solution to the trade dispute that is equitable to both sides. And when NAHB members meet with their federal representatives and senators as part of the Bringing Housing Home initiative April 30-May 5, lumber will be an important talking point: Members will ask Congress to urge the administration to return to the table and negotiate a new agreement – and also consider ways to increase the domestic supply of timber from public lands. “Operating a business with this level of production price uncertainty takes almost constant vigilance,” Dawley said. “My fear is that it will take years to unravel this misplaced and inappropriate tariff, and only after real harm has been done to housing affordability and our economy.” This article was first seen April 13, 2018 on http://nahbnow.com/2018/04/rising-lumber-prices-hit-home/ So what does this mean to us here in Hampton Roads.  Already we have seen price adjustments from a few of our new homes builders and we have heard from others that they are coming.  Some builders have chosen to make small increases over time while other prefer to make the full adjustment at once.  If you are considering buying new then more then likely you will be paying more.  However there is one caveat, inventory!  Inventory homes are new constructed homes that were build before the lumber increases and are remaining at their original prices.  Buying an inventory home means that you can get that same home for less money! and it's already built, which saves you time!  Get all the benefits of new and save time and money? Who wouldn't want that.  Check out our Move-In Ready Homes here and contact us with questions or to set an appointment.]]> 8421 0 0 0 https://blog.roseandwomble.com/dog-days-of-summer-top-dog-friendly-places-in-hampton-roads/ Tue, 19 Jun 2018 12:53:43 +0000 https://blog.roseandwomble.com/?p=8437 For when you want to go experience the excellent food scene we have around Hampton Roads, but don’t want to exclude your fur baby. These, among other, restaurants will allow you to bring your dog and sit on their porch or patio. Restaurants

1. Citrus – Virginia Beach | Classic breakfast, lunch and brunch at 2 Virginia Beach locations. Bring your pup and sit on the covered patio!
2. Cogan’s – Norfolk | Great pizza and endless selection of beer! Grab a slice and sit with your dog on the porch!
3. BierGarden – Portsmouth | Extensive beer menu and German food options. Bring your dog and sit on the patio!
4. Baker’sCrust – Norfolk | Excellent lunch and dinner menu featuring soups, salads, sandwiches, and entrees. Dogs are welcome on the patio.
5. ThePointAtPhoebus – Hampton | Comfort food and craft beer! What more could you need? Sit on the outdoor patio and bring your dog.
6. Marker 20 – Hampton | Casual seafood in the heart of downtown Hampton! Dogs welcome in the outdoor seating section.
7. CPShuckers – Virginia Beach | Specializing in delicious cuisine, refreshing drinks, and a laid back atmosphere. Bring your dog and eat outside!
8. BrownChickenBrownCow – Hampton | Grass fed burgers, smoked meats, great beer selection and signature floats. Dogs always welcome!

The vast majority of breweries in the area allow dogs as long as they’re on leash and outside. So, I won’t list all of them here. You can generally assume they’re allowed outside. But the following breweries also allow them indoors! Breweries

1. BackBayBrewing – Virginia Beach | A locally-owned craft brewery, located at the  Virginia Beach Oceanfront in Virginia Beach, Virginia. Grab a beer and hang with your best fur-riend.
2. TraditionBrewing – Newport News | Offering beers of a variety of types and flavors. Your dog is welcome inside and out!

Don’t leave your dogs in the car (even with the windows cracked) when you’re going to these stores! Bring them with you! Shops

1. MixItUp – Virginia Beach | A restaurant, bar, and shop. A massive selection of beer to buy to-go, or drink there. Bring your dog, drink beer, play games!
2. Jerry‘sArtarama – Virginia Beach | Bring your dog to fetch your next round of art supplies!
3. BassProShops – Hampton | Let your dog help you pick out your hunting, fishing and outdoor sporting gear!
4. TractorSupplyCo. – Multiple Locations | When you need something for your outdoor living space, farm, garage, or garden, head over to Tractor Supply Co.
5. Ross – Multiple Locations | When you need to get some clothes or shoes at a discount, head to Ross!
6. BathandBodyWorks – Multiple Locations | Let your dog help you pick out your next scented candle, spray or lotion!
7. Lowe’s, HomeDepot, and AceHardware – Multiple Locations | For all of your home repairs, appliances, paints and more!

]]> 8437 0 0 0 https://blog.roseandwomble.com/2018-free-summer-concerts-in-hampton-roads/ Mon, 23 Jul 2018 19:02:33 +0000 https://blog.roseandwomble.com/?p=8456 The 757 is always full of music entertainment, but did you know how many events are free to the public during the summer? 

Below are some cool opportunities for some hot days and nights. You can always check out your favorite brewery, restaurant, or distillery for their live music line-ups. That is a great way to support local and maybe hear someone new.

Did we miss one you love? Leave it in the comments!

Yorktown

Thursdays through August 4th, chill next to the river during Yorktown Sounds of Summer at Riverwalk. On Sundays through August 26th, take some time to enjoy music at the Celebrate Yorktown Committee Summer Concert Series.

Williamsburg

Through September, you can enjoy great, live music at Colonial Williamsburg Merchants Square during theSummer Breeze Concert Series.

Virginia Beach

The Oceanfront is ripe with various bands throughout the week all summer long. Check out the options at all of the different stages. Select Tuesday nights, find yourself at the Oceanfront for Neptune’s Park 31st Street Oceanfront Concerts Series. Another great opportunity for live music is Ynot Wednesdays at the Virginia Beach Town Center. This event runs through the end of August. July through August, you can chill listening to live music during the Commonwealth ViBez during certain Saturdays in the month happening in the ViBe district at the beach. July through September, you have many options to hear a beautiful symphony at the Virginia Beach Oceanfront. The Virginia Symphony Orchestra hosts Symphony Under the Sea as well as Symphony Under the Stars different days. August 24th and 25th, you can get funky for free at the Oceanfront during the Virginia Beach Funkfest Beach Party. End your summer at the beach during the American Music Festival. Okay, okay, this event isn’t totally free, but if you scroll down on their website, you will see a few stages with free live music offered.

Suffolk

Take advantage of the Friday night line-up during the TGIF Summer Concert Series.

Norfolk

If Latin music makes you sway, you’ll want to head to Town Point Park on July 28th for the 18th Annual Norfolk Latin Music Festival. On July 29th, Town Point Park will host the Virginia Symphony Orchestra Concert in the Park with The Music of Elton John. July through August, you can head to Ocean View Beach Park for the TGOV Summer Concert Series. July through the start of September, you can also enjoy the series Big Bands on the Bay at Ocean View Beach Park. Once a month, Norfolk offers First Fridays with live entertainment (through October).

Portsmouth

Every Thursday through the summer, Portsmouth offers live music at High Street Landing during Sunset Thursdays. Summer also offers First Friday Concerts in The Courtyard Series in P-town. The 48th Annual Seawall Art Show happening August 25th and 26th is a great way to hear live entertainment while looking at local art.

Newport News

Wednesday nights, make your way to the VHS Summer Concert Series at Port Warwick. The City Center at Oyster Point is the place to be on Friday nights through the summer during Rock the Row Fridays. On August 4th, you can enjoy various international shows during the World Arts Celebration at City Center at Oyster Point.

Hampton

Tuesdays through August 28th, hear tunes at the PTC’s Summer Concert Series. Through August 25th, you can enjoy free, live music at the Downtown Hampton Block Party on Saturdays. Spend your Sundays Groovin’ by the Bay through the summer.

Ft. Monroe

On Thursday evenings, you can catch Music By The Bay Summer Concerts at Ft. Monroe.

Jamestown

On July 27th, enjoy the Jamestown Jams Concert at Jamestown Beach.

Chesapeake

Every Thursday through the end of August, you can enjoy the Towne Place at Greenbrier 2018 Free Summer Concert Series.]]> 8456 0 0 0 https://blog.roseandwomble.com/the-best-desserts-in-hampton-roads/ Tue, 02 Oct 2018 12:37:33 +0000 https://blog.roseandwomble.com/?p=8503 Chesapeake Take your pick from the lovely desserts at Nothing Bundt Cakes in Chesapeake. They also have a location in Newport News. I’ve heard great things about Sweet Kream Bakery. The pre-ordered cakes look fab, but the daily desserts are very tempting. For that true farm feel, along with those fresh pies, check out Bergey’s Breadbasket Bakery & More. They have a bakery, deli, creamery, and family activities (including a corn maze).

Hampton

Don’t miss your chance to check out this hidden gem. Williams O’Delicious is a cute, very clean store with a surprising variety. The cream puffs are fab, the daily cinnamon rolls and delicious, and the strawberry shortcake is magic. As a bonus, they make milk bread daily that will make your week. Follow their Facebook page for daily menu offerings.  

Newport News

Inside the Port Warwick area, you can grab yourself a treat at Scratch Bakery. If you’re looking for rich and sweet, try their popular Gooey Bars. They have various flavors of cupcakes, all made with buttercream icing. Their often requested wedding cupcake (also available as a cake) is quite good, and has a hint of almond in it. Don’t miss the ice cream, either. It is brought in from a local farm. The butter pecan is a personal fave. They also have a location in Phoebus.

Norfolk

Hummingbird Macarons and Desserts: This is one of those shops we have to visit often. If you love a macaron (not a macaroon), you should go by this shop. They offer daily flavors, but also rotate additional sensations through the week. But if that a macaron isn’t your favorite type of sweet, don’t worry, they have delightful delicacies awaiting. My personal fave there is the chiffon cake. It is fluffy and moist with a rich icing. Grab some tea while you’re there. Naas Bakery came up a few times when polling for tasty desserts, so I had to try them. I missed the often suggested bear claws as they sell out quickly, but I was a huge fan of the yellow cake with lemon buttercream icing and the mini pineapple upside down cakes.

Portsmouth

Though really mobile, Sweet Haven Baked Goods is out of Portsmouth. Their cupcakes are the bomb and they support a good cause.

Suffolk

Riverstone Chophouse has a plethora of fancy desserts to make your mouth water. They have magically combined a carrot cake and cheesecake. Mmmmmm.

Virginia Beach

Rigoletto Italian Bakery & Cafe has loads of tasty treats to tickle your fancy, but when we go, it is all about the biscotti. There are so many flavors from which to choose. You can sit and have some there along with your coffee, or (and) take a large amount home to savor later. While out of Virginia Beach officially, you can find products from My Vegan Sweet Tooth in various places. They’ve been known to do a pop up or two as well. And don’t let the name fool you. I’m in no way a vegan, but I do love their cookies and have heard great things about their cinnamon rolls. Look no further for your perfect cheesecake or HUGE slice of cake than The Route 58 Delicatessen. You can go in for a meal, but make sure you leave room for one of their special treats.

Williamsburg

Le Yaca, with locations in both Virginia Beach and Williamsburg, is a great place to go for those fancier French desserts. The Charlotte Citron, Coulis de Framboise was mentioned, as well as la Tarte Fine Aux Pommes. I have received rave reviews of the Jamestown Pie Company. Their most popular items include the pecan, apple, pumpkin, and bumbleberry pies. Grab a fork and dive in!         By Stephanie Harris]]> 8503 0 0 0 https://blog.roseandwomble.com/hidden-outdoor-spots-and-trails-in-hampton-roads/ Mon, 15 Oct 2018 19:23:16 +0000 https://blog.roseandwomble.com/?p=8522 Great Dismal Swamp National Wildlife Refuge 3120 Desert Rd, Suffolk, VA 23434   With more than 111,2000 acres of wetland forest, the Great Dismal Swamp National Wildlife Refuge is a perfect place to spend the day outdoors. The refuge, established in 1974, features the 3,100 acres, of Lake Drummond, at its center, providing a place for visitors to enjoy fishing, canoeing, and kayaking, as well as many structured activities for guests. Don’t have a way to enjoy the water? No problem – canoes can be rented at Chesapeake Campground on Route 17. The main trail, which is 8.5 miles long and runs along the Dismal Swamp Canal, is open from sunrise to sunset for hiking, biking, horse owners, walkers, joggers, and boat owners. Wildlife is in abundance here and includes a diverse range of species. In springtime, visitors enjoy seeing over 220 different types of birds and celebrate Migratory Bird Day with workshops and guided tours. In Summer, butterflies are frequently observed as at least 65 species are on the refuge. The snow geese and tundra swan migrate to Lake Drummond in Winter and are a spectacular sight. Visitors of the refuge often see black bears and river otters as well as many deer. A day spent here is truly a day spent in the wild! Back Bay National Wildlife Refuge/False Cape State Park 4005 Sandpiper Road, Virginia Beach, VA 23456 4001 Sandpiper Road, Virginia Beach, VA 23456 Have you ever driven to the very end of Sandpiper Road at Sandbridge Beach? If you haven’t, here is what you will find there – a 9,200-acre habitat with beach, dunes, freshwater marsh, and woods! Back Bay National Wildlife Refuge sits on the southern coast and provides visitors with an up-close look at a wide assortment of wildlife, including geese, swans, ducks, deer, foxes, and even sea turtles in the summer. The scenic trails through the refuge marshlands provide ample space for fishing, hunting, bicycling, and hiking. Looking for more fresh air? Just a bit further south, False Cape State Park sits between Back Bay National Wildlife Refuge and the Atlantic Ocean. This park has no public access for vehicles and can only be reached by foot, bicycle, beach transport, boa, or tram from Back Bay. In this park, visitors can camp, hike, bike, and kayak through the beautiful outdoors and truly feel immersed in the natural undeveloped environment. Camping is permitted year-round by reservation and can only be done in tents as it can get intense! At False Cape, there are 4 campgrounds a significant distance apart. Camping here should be reserved for more experienced outdoor adventurers! For more information, check out the camping guidelines. First Landing State Park 2500 Shore Dr, Virginia Beach, VA 23451 A registered National landmark, First Landing State Park is named for the historic landing of the first 3 ships of colonists in 1607 on their way to settle in Jamestown. With a storied past, the park’s history includes tales of Blackbeard’s temporary hideout from Navy ships, the presence of merchant mariners and military ships in the War of 1812, and Union and Confederate patrols during the Civil War. The 2,888-acre park, built-in 1933-1940, features 20 miles of trails and 1.5 miles of beachfront. Open from 8 a.m. to dusk, admission to the park is $4 per vehicle on weekdays and $5 on weekends. Guests can enjoy hiking, fishing, boating, swimming, and biking for just a few hours or the whole day. Designated picnic areas provide an ideal spot to sit together and enjoy the great outdoors. Biking is allowed on the 5.9-mile Cape Henry Trail running through the center of the park, but guests can enjoy a total of 9 diverse trails by foot. First Landing is a great place for nature lovers to see unusual habitats. The stunning maritime forest, swamps, and lagoons bring rare plants and wildlife together in Virginia Beach. Visitors will be surprised to see the lush green leaves of the summer in the hills and low-lying areas of the park. Camping is available from March 1 through December in various site sizes, ranging from small tent camping sites to larger locations with water and electricity hookups for RVs. Twenty onsite rustic cabins, located on the beachfront side of the park, can be rented year-round. Chesapeake Arboretum 624 Oak Grove Rd, Chesapeake, VA 23320 You might not notice it unless you look hard enough – the Chesapeake Arboretum is located in central Chesapeake near Battlefield Blvd. N and spans 48 acres. Dedicated in 1996, the Arboretum is home to a 3.5-mile trail system that weaves through a beautiful natural setting. An 18th-century farmhouse serves as the headquarters of the Arboretum, located at the beginning of the trail. Visitors enjoy free parking and can pick up a trail map on their way in to explore the grounds. Highlights of the trail include the clear water stream, the scenic views of the lake, and lush greenery home to wildlife. Enjoy a self-guided tree walk with the labeled trees of the Arboretum. This is a lovely, quiet place for families with children to explore nature in the middle of the hustle and bustle of Chesapeake. Elizabeth River Trail Elizabeth River Trail, Norfolk, VA 23510 The Elizabeth River Trail is a 10.5-mile-long path that runs between Harbor Park Stadium and Norfolk International Terminals. A perfect place for walkers, runners, and bicyclists, the trail incorporates Norfolk’s varied history over 11 sections. This path makes for a great adventure with Norfolk’s best views and historic sites. Stretching along Norfolk’s iconic waterfront, the trail begins at Harbor Park. Moving along the water, visitors pass the Waterside Marina, Town Point Park, and Nauticus, then through the historic Freemason neighborhood (check out all those amazing homes!) Fort Norfolk is next – the last remaining harbor-front fort authorized by George Washington in 1794. Want to see the beautiful Hague? Take the Sentara Loop to detour the trail through Ghent, which aligns with the original trail to continue through Chelsea and West Ghent. The last stretch of the Elizabeth River Trail goes through the neighborhoods of Lambert’s Point, the stunning campus of Old Dominion University, the picturesque waters of Larchmont-Edgewater, all the way to the end of the trail in Lochhaven by the Hermitage Museum and Gardens – a great place to see changing outdoor art exhibitions. Fenwick-Hollowell Wetlands Trail 1208 N Road St, Elizabeth City, NC 27909 The Fenwick-Hollowell Wetlands Trail, which runs behind College of The Albemarle (COA) – Elizabeth City, incurred damage from the storm that came through the area on April 13, 2020. While the boardwalk is still available for public use, entrances will be limited until repairs can be made. You can access the boardwalk at the entrance located behind the Agribusiness program’s greenhouse, as well as the entrance located closest to Sentara Albemarle Medical Center. The entrance that is unavailable has been blocked off by maintenance.

Fun Junktion Park 983 Simpson Ditch Road Elizabeth City, NC 27909 This park's activities include catch and release fishing, a playground for ages 0-12, wetlands boardwalk, educational forest, walking trails, basketball, beach volleyball, picnic areas, skateboard park and more. Fun Junktion has 2 man-made ponds, both of which are stocked for catch-and-release fishing. The front pond has 3 piers and the back pond has one pier and a small boat access. There is a playground area which is divided into different sections for age groups. This area is fenced in with sandbox, swings (infant and regular), handicapped swing, zip line, sitting area, and a splash pad! Other activities available at Fun Junktion include a disc golf course, walking trail, skateboard park, basketball court, volleyball net, paddle boats (summer only), and a driving range.]]> 8522 0 0 0 https://blog.roseandwomble.com/find-your-pace-norfolk-bike-sharing/ Mon, 29 Oct 2018 17:31:38 +0000 https://blog.roseandwomble.com/?p=8530 Pace is simple to use, start by downloading the user-friendly Pace app on your Smartphone. It’s through the app that you’ll use your location to find the nearest Pace bike. Once you’ve located a bike close by, tap “hold bike” on the app and lock up. Your bike will be waiting for you! With half of all trips in the US deemed “bikeable,” riding is made easy with Pace’s flexible payment options. You can pay as you go at $1 per 30 minutes or you can sign up for the PacePlan. PacePlan is unlimited 60-minute rides starting at an affordable $4.99 a month. This plan allows users to take unlimited rides up to 60 minutes for one low monthly fee. Pace also gives student (I’m looking at you, Old Dominion Students), senior and military discounts. Pace also has a nice referral program so if you like what you’re riding, pass it along!   One thing, among many, that makes Pace stand out in comparison with other bike sharing ventures is that you don’t have to ride a Pace bike from station to station. Pace bikes are dock-less. You can leave your Pace bike locked up at any available bike rack in the city for no additional cost. A revolution in urban mobility, Pace, has put 250 smart bikes in the city of Norfolk and worked closely with the city to determine the best location for Pace bike stations. The city of Norfolk has recently designated several bike lanes, so the time is perfect to try out the bike share program today!

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How does it work? Find out here. 1. Find your Pace Use the Pace app to find a nearby bike. 2. Make quick stops Tap “Hold bike” in the app and lock up. Your bike will be waiting for you. 3. Lock and end ride Close the built-in lock and secure with the cable. Then, tap “End Ride” in the app.

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For information on bike share in Norfolk visit ridepace.com/norfolk. View the current Norfolk Bike Network map by clicking image below.   

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Watch this very informative street riding video courtesy of Bike Norfolk.

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For a complete safety overview, view a copy of shareVAroads, Virginia’s law and safety tips for pedestrians, bicyclists, and motorists, developed by the Virginia Department of Transportation.]]> 8530 0 0 0 https://blog.roseandwomble.com/get-thrifty-hampton-roads-vintage-shops/ Mon, 10 Dec 2018 18:30:17 +0000 https://blog.roseandwomble.com/?p=8554 Please note: This is not an exhaustive list. I welcome any and all additions in the comments! The Vintage Rooster:  This cool shop has multiple vendors with various vintage clothing, house items & furniture. There is something for everyone! 308 W 21st St, Norfolk, VA 23517 Visit their Facebook Act II Consignment Boutique: Act II is a family owned consignment that features unique women’s clothing, shoes & accessories. 10253 Warwick Blvd, Newport News, VA 23601 Visit their Website Mrs. Pinkadot: This building has collection of vendors and consignors who rent space to sell vintage, shabby chic, rusty relics and new items; quality furniture and home decor on consignment and artisan created one-of-a-kind objects. It is also home to General Finishes paints, stains, topcoats and supplies! 914 Granby St, Norfolk, VA 23517 Visit their Website   Double Take Consignment 2: Double Take is home to luxury consignments and exchange featuring current, clean, cool and eclectic women’s fashions. A great place to find a rare piece. 517 W 21st St Norfolk, VA 23517 Visit their Website     Urban Castaways: This trendy, friendly consignment shop specializes in home decor from chic to classic – furniture, lighting, rugs, original art, both vintage and estate jewelry, and collectibles. 114 W 20th St, Norfolk, VA 23517 Visit Their Website Echoes of Time Costumes and Vintage Clothing: Originally started in 1979 as a large antique store, Echoes of Time is now known for their extensive collection of costumes and vintage clothing, as well as their custom painted hearse. Choose from their vintage wear for parties, weddings, New Years, Halloween & more. 600 N. Witchduck Road #102 Visit Their Website   KOR Vintage: Located inside Selden Market, KOR offers a curated mix of vintage and retro fashion plus home décor. 208 E Main St Suite 10, Norfolk, VA 23510 (inside Selden Market) Visit Their Instagram 360 Vintage Designs: “Buy more and save more in a thrifty kind of way” is the motto here. They offer men’s, women’s, and plus-sized designer label clothing at an affordable price point. 4714 Princess Anne Road, Virginia Beach, VA 23462 Visit Their Website Worth the Wait Consignment Boutique: A designer consignment and retail store with a large selection of new and gently loved designer clothing, shoes, handbags and jewelry. This store makes it truly worth the wait to find the best vintage items. 3157 Virginia Beach Blvd, Virginia Beach, VA 23452 http://worththewaitusa.com/

Second Sale Consignments and Estate Liquidations:

A local, family-owned furniture and home décor store selling gently-used, quality furniture and home décor, Second Sale will also buy gently-used items from all periods – recent, vintage, and antique. 800 S Battlefield Blvd Ste 108-109, Chesapeake, VA 23322

Visit Their Website

 

The Red Chair Consignment Shop: This is a great shop to find one of a kind, unique treasures. They have home decor items including furniture, art, lamps, antiques, glassware, collectibles, jewelry and linens. 517E Kempsville Rd, Chesapeake, VA 23320

Visit Their Website

Plantiques – Hilton Village: Located in a 100 year old home, this shop features over 30 vendors with antiques, vintage furniture & fashions, jewelry & unique gifts by talented local artisans.

10377 Warwick Blvd, Newport News, VA 23601

Visit Their Facebook By Ashley Smith]]> 8554 0 0 0 https://blog.roseandwomble.com/what-you-need-to-buy-a-house-in-2019/ Wed, 09 Jan 2019 13:31:14 +0000 https://blog.roseandwomble.com/?p=8564 You are about to embark on one of the most amazing and rewarding experiences that can ever come from spending money: buying a home. If you are buying a home in 2019, you should know that the entire process is not quick, but when all is said and done, there are few things more exhilarating than buying a house. This guide will help equip you with what you need to buy a house this year.

1. Check Your Credit Score

Before applying for a loan and certainly before ever making an offer on a house, you should know your credit score. Why is your credit score important? Well, it’s not only the difference between getting a low-interest rate on a home loan versus a high one, but it will also directly impact how much a bank or lender will actually loan you. There are several websites you can use to check your credit score, here are a few to consider: TransUnion, Equifax, Experian.

You can check your own score as much as once a day without affecting your credit, also known as a soft inquiry. Hard inquiries are when financial institutions check your credit score, typically when you’re applying for a loan or credit card. Hard inquiries lower your credit score a few points, so try to keep hard inquiries to a minimum.

2. Improve Your Credit Score

Maybe you just checked your credit score and realized it’s not as high as you had expected. Don’t worry, there are a few things you can do now that will help raise your credit score so you can capitalize on a great interest rate.

Though you can easily implement steps to help your credit score, fixing or raising a credit score doesn’t happen overnight. It’s imperative to start now so when you go to apply for a home loan your credit score will (hopefully) be where you want it. Here are three tips to help improve your credit score, and recommended by John Heath, Directing Attorney at Lexington Law:

• Obtain and Closely Review Your Free Credit Report: In order to improve your credit score, you first need to know what information is on your credit report. The Fair Credit Reporting Act (FCRA) gives you the option to obtain a free credit report from each of the three nationwide consumer reporting companies once every twelve months. Your credit report contains information including your current and past residences, how you pay your bills, bankruptcies, foreclosures and more. Obtaining and understanding the information on your credit report will help you know what you may need to address in order to improve your credit score.

• Use a Credit Report Repair Company to Dispute Errors: Your credit history is 35 percent of your FICO score, and according to a 2013 study by the Federal Trade Commission (FTC), more than 40 million Americans have something that is incorrect on their credit report. While a late payment or derogatory mark from a creditor may seem harmless, it can have long-standing consequences, in some instances staying on your report for seven years. If you have errors on your credit report, consider working with a credit repair company, who can navigate the complexities of credit repair, contact the credit bureaus on your behalf and help remove any errors as quickly as possible.

• Spread Credit Card Debt Across Multiple Cards: If any of your credit cards are close to the maximum utilization point, it will be a red flag to lenders, who see this as an indication that you could be having financial issues. If you have multiple cards, spreading the balance out between them could make sense. For example, instead of having one card that is 90 percent maxed out while two other cards have a zero balance, having a 30 percent balance on each card can help your credit score. Reducing overall debt is always the best option, but spreading out your balance can have a positive impact.

“Improving one’s credit score may take time, but it can be done. Bad credit is not irrevocable,” said Heath. “Developing good habits and repairing your credit report will help increase your credit score so you’re able to secure a home loan or a great interest rate with confidence.”

3. Know What You Can Afford

The best way to determine how much house you can afford is to simply use an Affordability calculator. Though calculators such as these do not necessarily account for all of your monthly expenditures, they certainly are a great tool for understanding your larger financial situation.

After you figure out what you can comfortably afford, you can then start online window shopping for houses and really begin to narrow down what you want in a house versus what you can afford. Are you looking at specific neighborhoods? How many bedrooms do you want? Do you need a large yard, big deck, swimming pool, man cave, she shed, etc?

Understanding what you can afford in the area you want to buy will help keep you grounded and focused on what you actually want in a house versus what might be nice to have.

4. Save Up For a Down Payment

Unless you want to pay Private Mortgage Insurance (PMI), you really want to save up for a sizable down payment. PMI is an added insurance charged by mortgage lenders in order to protect themselves in case you default on your loan payments. The biggest problem with PMIs for homeowners is that they usually cost you hundreds of dollars each month. Money that is not going against the principal of your mortgage.

How much should you save for a house? Twenty percent down is typical with most mortgage lenders in order to avoid paying for PMI. However, there are other types of home loans, such as a VA loan if you have served in the military and qualify, that may allow you to put down less than twenty percent while avoiding PMIs altogether.

As an added benefit to having a sizable down payment, you may also receive a lower interest rate that will save you tens of thousands of dollars in interest over time. So start saving now!

5. Build Up Your Savings

Lenders like to see a healthy savings account and other investments or assets (i.e. 401k, CDs, after-tax investments) that you can tap into during hard times. What they really want to see is that you are not living paycheck to paycheck. A healthy savings account and other investments are a good idea in general as it will help you establish your future financial independence, but it is also a necessary item on your checklist of what you need to buy a house in 2019.

6. Have a Healthy Debt-to-Income Ratio (DTI)

Another key component banks and other lenders consider when issuing loans, and at what interest rate, is your debt-to-income ratio. The debt-to-income ratio is a lender’s way of comparing your monthly housing expenses and other debts with how much you earn.

So what is a healthy debt-to-income ratio when applying for a home loan? The short answer is the lower the better, but definitely, no more than 43% or you may not even qualify for a loan at all. There are two DTIs to consider as well.

The Front-End DTI: This DTI typically includes housing-related expenses such as mortgage payments and insurance. You want to shoot for a front-end DTI of 28%.

The Back-End DTI: This DTI includes all other debts you may have, such as credit cards or car loans. You want a back-end DTI of 36% or less. A simple way to improve this DTI is to pay down your debts to creditors.

How do you calculate your DTI ratio? You can use this equation for both front-end and back-end DTIs:

DTI = total debt / gross income

7. Budget for Extra Costs

There are a lot of little costs that go into buying a house that are overlooked by new home buyers all the time. Though there are some things, such as sales tax and home insurance, that can be wrapped into a home loan and monthly mortgage, there are several little things that cannot be included into the home-buying package and need to be paid for out of pocket.

Though these items can range in price depending on the area, size and cost of the house you’re buying, here is a list of extra costs you should consider (not all inclusive):

• Home Appraisal Fee
• Home Inspection Fee
• Geological study
• Closing costs*
• Property taxes**
• Home insurance**
• Utility hookup/start fees
• HOA fees
• Home remodeling/updating
• Existing propane gas

*Closing costs can sometimes be wrapped into the home loan, depending on the agreement with your lender.

**Property taxes and home insurance can be paid separately or your lender could include it into your monthly mortgage payment.

8. Don’t Close Old Credit Card Accounts Or Apply for New Ones

Closing a credit card account will not raise your credit score. In fact, in some cases, it may actually lower it. Instead, try to pay down the balance as much as you can, while continuing to make your monthly payments on time. If you have an old credit card you never use anymore, just ignore it, or at least don’t close it until after you have purchased your new home.

Opening new credit cards before buying a home is also not a good idea. You don’t want creditors checking your credit or opening new cards under your name, as you may lose some points on your credit score.

The absolute worst thing you can do is max out one of your credit cards, even if the limit on the card is low. If you do, your credit score may plummet. Try tackling your credit cards by paying on the ones with the highest interest rate first, then as one gets paid off, focus on the next card until you’re free and clear.

9. A Solid Employment History

If you haven’t gotten the picture yet, lenders like consistency, including your employment history. Lenders like to see a borrower with the same employer for about two years.

What if you have a job with an irregular or inconsistent pay schedule? People with jobs such as contract positions, who are self-employed, or have irregular work schedules can still qualify for a home loan. A mortgage known as a ‘Bank Statement’ mortgage is becoming rapidly popular with lenders as more self-employed or what has been referred to as the ‘gig economy’ has taken off.

10. Know the Difference Between a Fixed Rate and an Adjustable Rate Mortgage

The difference between these two types of mortgage rates really lies within their names. A fixed rate loan is exactly that, an interest rate that will never change the moment it’s locked in. You will pay the same amount the very first month you pay your home loan and will continue to pay that same exact amount over the course of thirty years (or however long the loan term is).

An adjustable-rate mortgage (ARM) is typically a mortgage that starts out as a lower rate than fixed interest rates but then is adjusted each year typically resulting in a rate higher than a fixed rate. A 5-1 ARM is a popular mortgage offered by lenders, which is a hybrid between fixed and adjustable rate mortgages. Your mortgage would start out at a lower fixed rate for the first five years, then after that time period has elapsed, the rate would then be adjusted on an annual basis for the remainder of the loan term.

11. Follow Interest Rates

It is important to know what interests rates are doing. The big question is are they on the rise or are they falling?

When the economy is good the Federal Reserve typically raises the interest rate in an effort to slow down economic growth in order to control inflation and rising costs. When the economy is in the dumps the Fed does the exact opposite. They lower the interest rate in order to entice more people to make larger purchases that require loans (i.e. land, cars, and houses) to help stimulate the economy.

As new soon-to-be homeowners, it’s a good idea to know how the overall economy is doing, and more importantly, how it’s impacting the interest rates you’ll soon be applying for. In 2018, after years of bottom of the barrel interest rates, the Fed raised interest rates three times and is projecting to raise it three more times in 2019.

Why are small hikes in interest rates so important to you? To put it into perspective, even a one percent increase in your interest rate on a home loan is the difference of paying or saving tens of thousands of dollars in interest payments on your home loan over time.

12. Know How Much Time it Takes to Buy a House

The home buying process from start to finish is time-consuming and very relative to individual circumstances and the housing market in your area. However, there are some general universal constants that you can expect, such as a cash offer on a house is usually much quicker than a traditional loan, and if there is a perfect house in a good neighborhood and at a great price, you better expect competition and added time for a seller to review offers.

Depending on the housing market in your area and possibly which season you’re buying in, it can take you a couple of weeks to find a home or more than a year. But after you find your home you can typically expect the entire process from making an offer on a house to walking in its front door, to be as little as a few weeks to a couple of months on average.

13. Find a Knowledgeable Real Estate Agent

There are several ways to find a knowledgeable real estate agent. Many people rely on recommendations from friends and family, while others look to online reviews. While both of these scenarios work really well and can land you a great real estate agent, the reason these agents rise above the others as the best of the best or the crème de la crème is because of their intentions.

A good real estate agent isn’t trying to get you into a house as quickly as possible so they can earn a commission. Instead, you want an agent that will act as your guide through the home buying process, while having your best interests in mind. A good agent will be able to tell you straight if they think a house is a good fit for you, or if you should keep looking. They should also be expert negotiators so that you get the best deal possible.

14. Find a Mortgage Lender

There are a few things to keep in mind when researching a mortgage lender. The first thing that comes to most people’s’ minds is what mortgage rate can they get. You may have to shop around to find the best rate because lower the rate the more money you save.

Secondly, how does that mortgage lender rate compared to other lenders? By looking at positive and negative online reviews you can usually establish a theme pretty quickly of the strengths and weaknesses of the lender, and what you can possibly expect for a level of service down the road.

Ask the lender what their average length of time is to close on a house after the offer has been accepted?  A good lender versus a bad one can be the difference of moving into your new home two to four weeks earlier. You want to find out how streamlined their processes are.

15. Get Pre-approved

When being approved by a mortgage lender, you should be aware that there is a small but relevant difference between the typical fast preapproval for a home loan versus an underwritten pre-approval.

The fast pre-approval usually encompasses a credit report and a loan officer review and can be done in less than a couple of hours. This basic pre-approval allows you to quickly know how much you can afford and then make an offer on a house that may have just come on the market.

The underwritten pre-approval usually takes about twenty-four hours and includes a credit report, loan officer review, underwriter review, and a compliance/fraud review. Though this process takes longer, your offer on a house is actually stronger. Eventually, if you’re planning on buying a house, you will have to go through the underwritten pre-approval process anyway, so it’s better to jump on it from the start.

16. Research Neighborhoods or Areas You Want to Live

There are many variables to think about when researching your future residents. The key to beginning your research is to determine those variables most important to you. Are you looking for a good school district, a large house, convenience to commuter options, or a specific neighborhood that is extremely friendly and ranks high on Walk Score?

Your real estate agent will most likely tell you to figure out your list of the things you absolutely want in a house versus the extra features that you would like to have, but wouldn’t deter you from a house if it wasn’t there.

Your list will help your agent narrow down the number of houses they’ll show you, saving you time by only showing you houses you’d actually be interested in.

17. Shop For Your Home and Make an Offer

Now that you know where you want to live and you’re pre-approved, the fun begins. You get to look at houses! Once you find the house you know would be a great fit for you and your family, you’ll want to make an offer.

There are numerous variables to consider and hopefully, your knowledgeable real estate agent will help you through this process. Understanding the market conditions, how houses have been selling in the neighborhood and at what price (above or below asking), and knowing if there are other competing offers will help you assess and determine how you’d like to make an offer.

Negotiating an offer on a house can be emotionally taxing, so do your research and rely on your agent’s advice so you come to the table prepared.

18. Get a Home Inspection

Congratulations are in order! The sellers have accepted your offer. Now you want to get the home inspected to make sure there are no underlying issues that could cost you money down the road, such as a bad roof or foundation. Usually, a home inspection is a contingency built into the initial offer, and your real estate agent can help you set this up. However, it is recommended to hire an inspector that is certified by a national organization (such as ASHI or Inter-NACHI). Though you can waive this contingency if you’re trying to make your offer more competitive in a hot market. Just be aware that if you do waive a home inspection contingency, you may be taking on considerable risk.

There are several types of home inspections, but in general, a typical home inspection involves a certified inspector that will go in, around, under, and top of your house looking for anything that could be of concern, such as structural or mechanical issues. The inspector would also look for safety issues related to the property. Though they will go into crawl spaces and attics as part of their inspection, they will not open walls. They will inspect the plumbing and electrical systems and should point out any defect in the property that could cost money down the road for the homeowner.

Then they will put their findings into a nice written report for you with pictures, which then basically becomes a miniature instruction manual for your house. No house is perfect, but the report will give you a great snapshot of the property at the time of the inspection. If there are fixes that need to be addressed, this report will certainly let you know.

You should also know that the sellers are not required to make any repairs to the property. However, you can request them through your real estate agent, which will let you know what repairs are reasonable or not.

19. Have the Home Appraised

Home appraisals are an important part of the process because oftentimes house prices can quickly skyrocket when the housing market is hot, and banks do not like to loan out more money than what a home is worth. A home appraiser will not only tell you what the home is actually worth for the area and for the current housing market, but this appraisal will also directly affect the size of loan the bank will give you.

If the home appraisal comes back and states that the house is worth $300,000, but you made an offer of $310,000, the bank will most likely only lend you $300k. You will then either be stuck with paying the additional $10k out of pocket, or you may try to renegotiate the price with the sellers to see if they would be willing to come down. Or you may lose the house altogether.

Also, the mortgage lender will usually set up the home appraisal so you can take this time to focus on other home-buying tasks that need to be finished up.

20. Close the Sale and Sign The Papers

Congratulations, you’re a homeowner! Your real estate agent should help you map out the last details, such as when and where you should sign all the papers to take ownership of the house and, of course, the handing over of the keys. Welcome to your new home.

Have more questions or ready to start? Let us help!  By Jeff Anttila Source]]> 8564 0 0 0 https://blog.roseandwomble.com/free-fitness-in-hampton-roads/ Tue, 15 Jan 2019 13:20:41 +0000 https://blog.roseandwomble.com/?p=8568 East Coast Hikers, All Hampton Roads Do you love being in nature and exercising? You’ll fit right in with the East Coast Hikers, a local meetup group that gathers to hike the area’s best trails. Hikes are scheduled pretty frequently, sometimes multiple times a week, making it easier to join a hike that works with your schedule. No experience or cash needed, check out their upcoming hikes here.

North End Run Club, Virginia Beach Since its inception in 2016, North End Run Club has seen some serious growth! This free run club was established by local DJ Barry Clark in an effort to connect with his local community in a different way outside of the nightlife scene. The group—now with over 200 runners—meets every Tuesday at 6:15 p.m. at the North End of Virginia Beach Oceanfront. Follow the North End Run Club on Facebook or Instagram to stay current on meetup times and running route/distance options. New to running? No experience needed, just you!

Tidewater Wellness Meetup, Chesapeake Are you looking to get started with fitness, but aren’t sure how to start or are looking for a gym buddy? This meetup is for you! This group meets for free fitness discussions, book clubs and scheduled outings. Note; a handful of events may be held at local fitness centers and therefore are not free. Check out their upcoming schedule here.

Handstands with Friends, Virginia Beach Have you ever wondered how to do a handstand, or are curious to try? Join the 757 Flight Club for Handstands with Friends. This is a fun and friendly meetup of local hand balancers who are working on exploring the world from a different perspective; upside down! No experience needed, all levels and brand new beginners welcome. Note, this group typically meets in the warmer months as the meetup is held outdoors. Stay tuned for their next scheduled meetup here.

Bhav Brigade, Norfolk + Virginia Beach Start the new year feeling balanced and refreshed by attending one of Bhav Brigade’s pop up, donation-based yoga classes throughout Hampton Roads. What does donation based mean? The class is free, but students are welcome (not required) to donate any amount they feel the class was worth. A portion of all proceeds go to a local charity. Check out their upcoming classes here.

Weekly Fun Runs, Newport News This Newport News run group was started in an effort to provide a fun, stress-free fitness option for those seeking something different than the typical gym routine. This group meets either for morning runs or evening runs, followed by an optional beer together at a local restaurant or bar. Check out their upcoming events here.

Hillier Ignite Fitness Park, Virginia Beach This free outdoor fitness park has become a popular place for fitness enthusiasts, beginners and passersby along the Virginia Beach Oceanfront boardwalk. Complete with high bars, low bars, parallel bars, fitness climber/ropes, level ring climber, slackline posts, swing-a-long rings, rope climber, low parallel bars, balance beam and more! A great free resource to challenge your fitness. No matter if you plan to hit the streets, trails, yoga mat, elliptical or bike, make sure to approach your new year fitness plan with an open mind and remember to have fun! Do you have any other recommendations for free fitness in Hampton Roads? Share them via the comments below.   By Lindsay Richards]]> 8568 0 0 0 https://blog.roseandwomble.com/art-museums-and-galleries-of-hampton-roads/ Tue, 29 Jan 2019 15:29:58 +0000 https://blog.roseandwomble.com/?p=8576 Baron and Ellin Gordon Art Galleries Just situated near the Old Dominion University campus, the Baron and Ellin Gordon Art Galleries offer rotating exhibitions, artist receptions, and discussions. Blue Skies Gallery Stop by Blue Skies Gallery in Hampton where you may run into any of the various local artists. Check out their changing exhibits, events, artists who teach classes, or even display your own work. Christopher Newport University Art Galleries Attend an exhibition or an opening reception for any of the wonderful art exhibits at the Christopher Newport University Art Galleries located in Newport News. Chrysler Museum of Art

Probably my favorite place to visit on a whim, the Chrysler Museum of Art is located in Norfolk, and is a gem within the city. While funding allows, entrance is free, and there are multiple floors of different types of art, as well as visiting exhibitions that change through the year.

The museum hosts events (with special evenings for members only), is family-friendly, and well worth the visit. Across the street, they also have the Perry Glass Studio where you can see live demos, create your own masterpiece, or periodically shop creations from the staff. In addition, you can visit some of the Historic Houses to get a glimpse of Norfolk in the past. Gallery 21 Gallery 21 tries to create a space for the residents of Hampton Roads to connect with local artists. It offers various exhibitions as well as events and space rental in Norfolk.

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Hampton History Museum While at first you may think that the Hampton History Museum is only focused on historical information, within the history museum you can find various art collections. The photographic art and artifacts feature scenes and relics from Hampton’s history. Hampton University Museum It would be a disservice to leave out the university museums that are in our area, and that are open to the public. The Hampton University Museum features over 9,000 objects, and according to its website, it is the oldest African American museum in the United States. Harbor Gallery Enjoy your visit to Harbor Gallery in Norfolk. Located in historic Ghent, this store offers works of art from sought-after artists in Hampton Roads. As a plus, when you visit, you get to be greeted by a sweet cat or adorable dog as you enter. Hermitage Museum & Gardens

A quiet place to visit right on the water, the Hermitage Museum & Gardens is a lovely place to visit. With its own art collection, exhibitions, and beautiful gardens, it is a nicely hidden treasure in Norfolk. The museum has special events (regular summer evenings as well), offers a camp for kids, and is not to be missed. Jones Art Gallery With many pieces that have graced the covers of New York Times bestselling novels, the Jones Art Gallery began in the 1950s as a family gallery. You can see pieces of art on their website and even shop from your computer. But I would recommend stopping by for a spell. Old Dominion University’s Barry Art Museum Just recently opened, the new building for the Barry Art Museum is just off of Hampton Boulevard in Norfolk. The museum features collections of paintings, glass art, dolls and automata, as well as drawings and prints. It also showcases the private art collection gifted by founders Richard and Carolyn Barry. One 11 Art & Foundation Located in the Riverview neighborhood of Norfolk, the One 11 Art & Foundation includes works in the Kennedy Gallery, honoring long time Riverview residents Jack and Betsy Kennedy, as well as the studio with local gallery artists. Peninsula Fine Arts Center The Peninsula Fine Arts Center (PFAC) offers many different things, but one of the draws is the art exhibits that change throughout the year. PFAC strives to create a stronger community through art. Suffolk Art Gallery Check out the Suffolk Art Gallery that, according to its website, is home to the oldest and largest juried photography exhibition in Hampton Roads. It showcases art from local and regional artists. The Gallery at East Beach Visit the paintings at The Gallery at East Beach. This small gallery showcases local artists and offers framing for your own masterpiece. Virginia Museum of Contemporary Art

The Virginia Museum of Contemporary Art (or MOCA) is situated in Virginia Beach, not far from the Oceanfront. The museum focuses mostly on artwork made by living artists and those who were radical in their time or who found new approaches to art. The MOCA offers educational programs, student studios, special events, and free family days periodically. By Stephanie Harris]]> 8576 0 0 0 https://blog.roseandwomble.com/smoke-em-if-you-got-em-join-us-for-some-hampton-roads-bbq/ Tue, 12 Mar 2019 13:45:08 +0000 https://blog.roseandwomble.com/?p=8599

Pierce’s Pit, Williamsburg, VA.

http://www.pierces.com 447 East Rochambeau, Williamsburg, Virginia 23188 Notably Virginia’s finest barbeque, Pierce’s pit opened its doors in 1971 and barbeque lovers have been rejoicing ever since. The small family owned restaurant is nationally renowned for its award-winning barbeque and has been featured on the Travel Channel’s Food Paradise for its mouthwatering chicken. Pierce’s is always packed with lines sometimes out the door, but it’s always worth the wait.

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Whitner’s, Virginia Beach, VA.

https://whitnersbbq.com  869 Lynnhaven Pkwy, Ste 106 Virginia Beach, Virginia 23452 Whitner’s BBQ is in the heart of central Virginia Beach, next to Lynnhaven Mall. The locally owned restaurant has a simple and strong vision, “serve delicious, homemade food while providing excellent customer service,” and they do just that. In 2011 Whitner’s was featured on Dinners, Drive and Dives and host Guy Fieri paid them a visit putting their pit smoked ‘cue on the map. Everything at Whiter’s amazing and made from scratch, including the sauces, sides and rubs.

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Small’s Smokehouse+Oyster Bar, Norfolk, VA

https://www.smallsodu.com 2700 Hampton Blvd, Norfolk, VA 23517 Smalls Smokehouse and Oyster Bar is a modern and fun restaurant located in the heart of Old Dominion University. Small’s is owned by a father and son duo with a passion and love for good food, good drinks and an awesome dining experience with something for everyone. As their website states, “We have tender and mouthwatering whole hogs, pork butts, beef brisket, ribs, chicken, and a slew of other meats that are slow cooked to create a smoky twang and texture that will have you coming back for more. If seafood is more your speed, try our local oysters from the Eastern Shore, hand shucked and served fresh.” Small’s is an awesome local spot and a barbeque favorite since they opened in 2013.

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Malbon Brothers, Virginia Beach, VA

http://malbonbrothersbbq.com  1896 General Booth Blvd., Virginia Beach, VA 23454 When gas station meets gourmet! Malbon Brothers BBQ is a Hampton Roads staple and their menu is bursting with flavor. The Malbon family has been in the hog business since 1923 which comes through in their popular and delicious meats and sauces. Look for the big pig mural off General Booth Blvd, you’ll know you’re at Malbon Brothers and that amazing barbeque is waiting.

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Beach Bully, Virginia Beach, VA

http://beachbully.com 601 19th Street, Virginia Beach, VA 23451 Beach Bully has been the go to barbeque off 19th street since it opened that location in 1997 and has grown over the years into one of the most popular barbeque catering options in Hampton Roads. Known especially for Beach Bully Sandwich, the restaurant has mouthwatering pulled pork, ribs and tuna filets. If you’re headed to the oceanfront, make sure a stop on Beach Bully’s outside deck is part of your day.

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Johnson’s Bar-B-Que, Chesapeake, VA

https://www.facebook.com/Johnsons-BBQ-305729972863/  1903 S Military Hwy., Chesapeake, Virginia 23320 Johnsons BBQ located in the heart of Chesapeake is a family favorite. Known specifically for their tender ribs, cash only service and friendly staff, Johnson’s Bar-B-Que is the perfect addition to this list. Customers suggest coming hungry because they don’t short you on portions and getting a combo platter so you can try a few tasty options.

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Mason’s Grill & Smokehouse, Suffolk, Va

http://www.masonsva.com/ 148 Burnetts Way, Ste. 112, Suffolk, VA 23434 Mason’s is where to go if you’re looking for great food in Suffolk.  Located off route 10, Mason’s is known for it’s vast menu items, from slow smoked meats to its smokehouse cheddar curds (a must try for first timers). Mason’s homemade BBQ sauces are cravitely named after different are of Suffolk and it’s full service bar is a perfect compliment to it’s delectable menu.]]> 8599 0 0 0 https://blog.roseandwomble.com/diy-paint-woodwork-terrariums-and-more-your-guide-to-getting-creative-in-hampton-roads/ Tue, 16 Apr 2019 13:58:54 +0000 https://blog.roseandwomble.com/?p=8615 By Stephanie Harris Remember the days that we actually made the goods instead of just purchased them? Perhaps you have the gnawing sense of creativity growing in the back of your brain, but you’re not sure how to start. Luckily, Hampton Roads offers many opportunities to wet your creative whistle (and maybe even make one). If you have a favorite place that we missed, add it to the comments (bonus if we get to see what you made).

Plenty of Painting

Color Me Mine: The idea of painting on pottery has been around for a while, but it is still a very enjoyable activity, especially for making those lasting memories with kids. Color Me Mine has studios in both Norfolk and Virginia Beach. GLäZENFYRE : According to their website, GLäZENFYRE boasts being awarded the Hampton Roads “Best Of” Award every year since opening. Take classes, paint at your leisure, drop your kids off for a PJ party and movie night, or enjoy a ladies’ night out at this Chesapeake treasure. They even offer glass fusing.

Mermaid Factory: Similar to the idea that Color Me Mine has for painting pottery, the Mermaid Factory offers a very unique twist: paint your own keepsake from this area (either a mermaid or a dolphin). With shops in Norfolk and Virginia Beach, the Mermaid Factory allows you to be create and take home a little bit of Hampton Roads. Muse Paintbar: Paint to your heart’s content at Muse Paintbar in Virginia Beach. They offer various themed painting nights, and they have a bar inside to help you worry less about your technique.

Painting with a Twist: This Hampton DIY paint merchant has various classes and nights out for all kinds of groups. Painting with a Twist allows for a fun, colorful evening out while sipping you’re favorite beverage. There is also a location in Chesapeake. Pinot’s Palette: Schedule a night at Pinot’s Palette in Norfolk and sip a drink while you paint on canvas. They also offer open studio nights for those creative introverts. Wine & Design: In Newport News, Wine & Design tells you to simply “sign up, show up, sip up, paint!” Lose your inhibitions to allow your art work to come alive.

Glorious Glass

Chrysler Museum Glass Studio: While you can always catch one of the glass demonstrations, the Chrysler Museum Glass Studio puts the excitement of glassmaking into your own hands. Schedule your private lesson or sign up for a class to create your own masterpiece. The Glass Act: This Virginia Beach business schedules various classes for anyone interested in creating their own breakable work of art. From boxes, panels, fused glass, stained glass and more, The Glass Act will have you moving from beginner to advanced in no time.

Wild Wood Creations

Board & Brush: With locations in both Newport News and Norfolk, it is easy to find your way to Board & Brush for your own wood sign workshop. Lilac Lane Consignments & DIY Studio: If the signs point the way, then they are leading you to Lilac Lane Consignments in Hampton for a DIY class on sign making. Woodcraft: Learn to use a tablesaw, carve your own creation, use a lathe, turn a pen, and more during workshops at Woodcraft. They have locations in Virginia Beach and Norfolk.

Needles, Cloths, and Thread

A Different Touch, Inc.: If you are sew-obsessed, but not sure how to start, take a class at A Different Touch, Inc. in Chesapeake. Learn skills to help you make your own wearable art and more. Baa Baa Sheep, LLC: Needing to knit your nifty knickers? Sign up for a Knit for Beginners Class with Baa Baa Sheep in Norfolk. Little Stitch Studio: Attend a workshop, book a party, browse the studio, or even grab a DIY kit at Little Stitch Studio. Revolution Studios: An arts, crafts, and sewing education studio, this shop is open to adults and kids alike. You can schedule a party at Revolution Studios or attend classes on pottery, sewing, embroidery, alterations, and more. Sarah’s Thimble Quilt Shoppe: Fancy making yourself a quilt? Ready to plunge into patchwork for a friend? See the class schedule at Sarah’s Thimble Quilt Shoppe in Virginia Beach to plan your beautiful blanket creation.

A Little Bit of Everything

757 Makerspace: An empowering shared space, 757 Makerspace offers many options for your DIY adventure. Join Makerspace and have 24/7 access to woodworking and metal working areas, screen printing, 3D printers, laser-cutting machines, the clayground, and more. Even those who aren’t members can participate in classes, events, and workshops, and each month, they offer an open build night for the public. American DIYG: Need to work on your car? Don’t have the tools you need? Drive over to American Do-It-Yourself Garage and take the worry out of purchasing expensive equipment. You can pay to use a bay or you can even schedule one of their classes like the Women’s Basic Automotive Class. AR Workshops: Whether you’re into plank wood projects, boxes, trays, canvas or jewelry, you can join a workshop with AR Workshops. There are activities for adults or children, and you can join in on a scheduled class, or you can book your own group get-together. There are locations in Virginia Beach, Chesapeake, and Newport News. Coast DIY Bar: If you’re looking for a space to host a workshop, attend instructor-led classes, or use an open studio, check out Coast DIY Bar in Norfolk. They offer painting technique workshops, glass etching classes, wood sign instruction, and more.

Kitsch: A great place to shop for Virginian goods, this little store also has classes and events for various interests, including calligraphy, macrame, paint pour, and more. Be sure to check Kitsch‘s class schedule. Make Something Studio: Seated in Suffolk, Make Something Studio offers beading, canvas painting, glassware activities, pottery, parties, and even campus. YAYmaker: With no precise home location, but having events all over the place, YAYmaker offers nights of painting, planting, and display creations.

Paint Your Thumbs Green

Glass Gardens: Glass Gardens by John is a pop up shop that can be found throughout Hampton Roads, but for that DIY-learning opportunity, you can schedule a private terrarium workshop with your group of friends. McDonald Garden Center: McDonald Garden Center has many locations in Hampton Roads, but some offer workshops to help you grow your best plants or create your own ambiance. There are classes for every age. PlantBar: If you like oxygen, and who doesn’t, perhaps you want to get crafty with some plants. Try your hand at arrangements, learn about plant care, and create a terrarium at PlantBar in Virginia Beach.]]> 8615 0 0 0 https://blog.roseandwomble.com/five-ways-to-winterize-your-home-now/ Mon, 27 Jan 2020 14:55:25 +0000 http://newblog.roseandwomble.com/?p=4131 1. Stop Drafts According to the U.S. Department of Energy, drafts can waste 5% to 30% of your energy use. According to Popular Mechanics, start simple and adopt that old Great Depression fixture -- the draft snake, which you can easily make yourself. Just place a rolled bath towel under a drafty door, or make a more attractive DIY draft snake with googly eyes, felt tongues and the like. You can use any scraps of fabric -- even neckties -- and fill with sand or kitty litter for heft. Make sure drafts aren't giving your thermostat a false reading too.

2. Understand Your Thermostats

Most households shell out 50 to 70% of their energy budgets on heating and cooling, so why pay for what no one uses? Try to turn down the thermostat when you leave to save energy cost. For every degree you lower the thermostat during heating season, you'll save between 1 and 3% of your heating bill. Make it easier with a programmable thermostat; they are widely available for as little as $50, and the average family will save $180 a year with one. We also love the Nest and have written about it before - you can program and check it with your smart phone.

3. Change Air Filters

This should be a monthly chore, and one that could net you some good savings and allows your heating unit to work at it's full capacity. Mark the date on the calendar so you always remember to change or clean the filters.

4. Run Your Ceiling Fans in Reverse

This is one of those, "why didn't I think of that?" Many ceiling fans have a switch that will allow the blades to turn in the opposite way, and if we remember from science class heat rises. So when you switch the fan's rotation it helps keep hot air closer to the ground. This is really good for homes with very high ceilings. According to Popular Mechanics doing this can cut as much as 10% of your heating costs.

5. Install Window Insulation

If you can operate a hairdryer you can add a great buffer against drafts and cold weather, letting your home boost it's heating power. You can pick up window insulation kits at any local hardware store and when installed correctly are practically invisible. Here's a how-to-video

Bonus Tip: Wear Sweaters

Each degree of your thermostat costs money so it pays to bundle up. Sweaters, blankets, hot chocolate. Stay warm by keeping covered up at home. ]]> 4131 0 0 0 https://blog.roseandwomble.com/saving-for-a-down-payment/ Mon, 21 Oct 2019 13:17:06 +0000 https://blog.roseandwomble.com/?p=7655 If you’re aiming to save for a down payment, try using the following tricks: 1. Know how much you need. Find out what loan programs you can qualify for, and how much home you can afford by using the mortgage calculator. Some loan programs, such as FHA, VA and USDA, require little-to-no down payment for buyers who qualify. In some instances, banks and mortgage companies, such as TowneBank Mortgage, offer up to 97 percent conventional financing. However, there are some benefits to a large down payment. Buyers with down payments of 20 percent or more tend to get better rates than those that don’t because they are less risky for the lender. They’ll also avoid paying private mortgage insurance, a monthly payment that protects the lender against loss in case the borrower defaults. Speak to a qualified TowneBank Mortgage Loan Officer to determine the best options for you personally. 2. Squirrel away. Think carefully about how you can cut costs each month. Dining out less, eating in more and cutting back on Starbucks is a good way to start, but it won’t earn you a down payment. Think about creating a monthly budget that sets aside a certain amount each month towards your down payment. A good way to do this is to set up direct deposit to automatically deposit part of your paycheck into a separate savings account. You’ll save money without thinking about it. 3. Use your savings to your advantage. If you know it will be a few years before you’re ready purchase a home, consider putting your savings into a certificate of deposit. By doing so, you agree to hold your money in the bank for a fixed amount of time. In exchange, you’ll receive a higher interest rate than usual checking and savings accounts. 4. Ask family. It’s perfectly legal for individuals to help contribute toward your down payment. However, there are a few guidelines when it comes to receiving these gift funds. Any individual can gift another individual up to $14,000 per year, tax free. Your lender will need to insure that these gifts are truly gifts, and not loans. You will need to have paperwork backing up these gifts, or the mortgage company will not accept them. 5. Cut your rent payments. Add a roommate to split costs. If your current apartment is eating up most of your paycheck, think twice about renewing your lease. Move to a less trendy neighborhood, or a no frills apartment complex. Then take that extra money and put it into savings each month. It might seem like a huge sacrifice, but you could save hundreds of dollars each month by doing this. 6. Add to your income. Don’t want to give up your lattes or your trendy apartment? Work extra hours at the office, take out a second job or freelance your talents to add some extra income. Put this money into your down payment savings. 7. Set aside extra income. Many of us are tempted to blow our tax returns or birthday money on shopping sprees or big ticket items. Consider putting all unexpected income, such as tax returns, gift money and bonuses into your down payment fund. You’ll thank yourself later. 8. Shop around. When was the last time that you shopped around for car insurance, cable, internet or your cell phone plan? You could save hundreds by downsizing or renegotiating some of these contracts. 9. Set realistic goals and keep track of your progress. It can be daunting to save tens of thousands of dollars for a down payment. In order to not be overwhelmed or discouraged, set incremental goals to measure your progress. When you meet your goals, reward yourself with a small prize such as a manicure or happy hour with friends.]]> 7655 0 0 0 https://blog.roseandwomble.com/pungo-love-getting-know-strawberry-scented-corner-virginia-beach/ Mon, 14 Oct 2019 12:53:06 +0000 https://blog.roseandwomble.com/?p=8054 Pungo Strawberry Festival, held each year on Memorial Day weekend, is one of our area’s best local celebrations. So, let’s take a closer look at Hampton Road’s rural jewel. Named after a local Native American tribe, the Machipungo, and its chief, Machiopungo, the Pungo section of Virginia Beach has evolved from a sleepy farming community south of the green line to a slightly more wakeful, but still wild, region. I am glad that Pungo still has one stop light at the corner of Princess Anne Road and Indian River Road, and that most of the publicized destinations are still near that intersection. The intersection creates “downtown Pungo” and is where most of the festivities for the Strawberry Festival occur. Held every year since 1983, the festival celebrates the rich agricultural heritage of Virginia Beach, focusing on the strawberry. People throughout Hampton Roads and beyond descend on Pungo to enjoy everything from live music to pie eating contests and arts and crafts displays to pony and carnival rides and a parade. But Pungo offers so much more beyond it’s famed holiday festival. In the immediate area of the intersection are a few great local restaurants including The Bee & The Biscuit (1785 Princess Anne Rd., 757-689-6243) serving breakfast and lunch made with produce from the local farms in a restored 1919 cottage. Down the street at Pungo Pizza & Ice Cream (1824 Princess Anne Rd., 757-721-4900), locals enjoy homemade pizzas, a deck, and a game room. Also nearby is the Pungo Ridge Winery (1665 Princess Anne Rd, 757-426-1665, opens June 3), a small farm winery that makes country wines from Pungo’s fruit and The Tar Roof (1791 Princess Anne Rd.) a local gallery and meeting space featuring local arts and crafts. But Pungo is deeper than one stoplight. It’s best to bring a paper map, because so much of what there is to discover comes from the joy of wandering roads that end at inlets and marshes, and understanding the vastness of the country you’re exploring. Travelling east on Indian River and south on Princess Anne, you encounter dozens of farms and their farm stands. The best way to eat local is to buy local, right from the doorsteps of the farms that harvest and create the food. Many, such as New Earth Farm (1885 Indian River Rd., 757-301-7995) offer classes and Community Supported Agriculture produce subscriptions. And opportunities to pick your own produce abound—everything from strawberries and corn to cutting your own Christmas tree in the winter. If you follow Indian River Road to Muddy Creek Road and travel east a bit, you’ll find Blue Pete’s (1400 North Muddy Creek Rd., 757-426-2278), one of Virginia Beach’s oldest restaurants. What was a major destination for fine dining in the 1970s has renewed itself as a favorite hangout and casual dining spot for Pungo natives, set deep in the countryside and overlooking the water. I think their food is great, and when I was a kid, back when it was a more formal place, my parent’s French friends used to take us there for special dinners. Once when I was five, I mistook the fancy balls of butter on the table for ice cream, and was very surprised after stuffing a whole butter-ball into my mouth. Now let’s travel south on Princess Anne Rd. Get your map. One of the coolest places in Hampton Roads is soon on the right: the Military Aviation Museum (1341 Princess Anne Rd., 757-721-7767). It houses one the largest private collections of restored World War I & II aircraft in the world. Explore the hangars and check out one of their frequent air shows held at their small airport. You can even book a private ride in one of their bi-planes. Further south, now well into Creeds, you can head to Blackwater across the Pungo Ferry Bridge, or just take the turn on Old Pungo Ferry Road just before the bridge turnoff and enjoy a small park overlooking the beautiful span over the North Landing River. But just beyond the bridge, where Princess Anne curves sharply to the left at the corner of Buzzard Neck Road, is a small farmer bar called Monk’s Place (649 Princess Anne Rd., 757-426-6922). Stop here. Eat a cheeseburger. Ask for it how it comes. You’ll thank me. Bob Prince opened this place a long time ago, and his family still runs it. Not much has changed since the 1980s when I went as a teenager. It was then, and still is now, the home of the best cheeseburger in Virginia. Back when Bob was alive, he’d yell at you if you asked for ketchup, because he grew the tomatoes in the back yard, and if you came on a Sunday when the Redskins were on, you’d have to wait until half-time for him to make your order. He installed a sign in front that said “limo parking only,” but the farmers parked there anyway. The sign is long gone, and the Redskins memorabilia has been replaced by Nascar, but the burgers are the same. Just in case you didn’t get it by now, if you only do one thing in Pungo, eat at Monk’s. After your cheeseburger, continue south and take a left on Morris Neck Road. When you get to the old tennis courts on the right at Campbell’s Landing Road, make a right and follow the road around the curve to the right until the now-dirt road ends. When I just got my license in the ‘80s, I would take my nieces to Pungo and we’d explore. When we stumbled upon this spot, we called it “The Looking Place.” Park here among the marsh grasses to get one of the best views of Back Bay you’ll find anywhere. One time, as we were approaching The Looking Place one afternoon, there was a dog wandering the road as we headed to the small beachhead. Being a protective uncle, I ordered my young nieces to “lock the doors.” They burst out in laughter at my fear of “the door-opening dog.” That’s another story, though. Perhaps I should write it in a children’s book class at The Muse Writers Center. There is still one place everyone should check out in Pungo, so head back to Princess Anne and head south, turning right on Munden Point Road. Just down a bit is Munden Point Park, a gorgeous 100-acre city park set on the North Landing River and Intercoastal Waterway. Have a picnic on the lawn or in one of the shelters, play disc golf or softball, or play in the playground. You’ll find neighbors launching their boats and an amphitheater with various goings-on. I like to just sit there, watch the water, and soak in the peace and quiet. North Carolina is just a mile away, and as a bonus, if you keep on Princess Anne Road into NC, after about a mile you’ll come to a breathtaking vantage point of Back Bay. The expanse of the bay will be to your north, and a marshy wetland to your south. Just don’t make the mistake I made one summer at sunset. We got out of the car and walked to the little bridge to take in the sun’s last rays reflecting off the water. When we got back to the car, we realized we had left the windows open, and as we headed back into Pungo and then the urban wilds of Hampton Roads, we welcomed hundreds of mosquitos on our journey home.]]> 8054 0 0 0 https://blog.roseandwomble.com/fresh-look-surfing-hampton-roads/ Tue, 09 Jul 2019 12:19:09 +0000 https://blog.roseandwomble.com/?p=8098 Virginia Beach surfing is a bit of a conundrum. This area is not known for big swells and big names coming to the area. This is not a "typical" surfers' destination. However, if you head out to the 1st Street Jetty in Virginia Beach at any time of day — if there’s swell, there are surfers. Winter, summer, rain, snow, shine, the dedicated shredders are out there catching waves. Some of the people you’ll see out there are true shredders with an immense love for the waves and water. People like Morgan Knight (female long boarder who I have a secret girl crush on and have never had the guts to talk to), Evan Michele, or Jordan Montgomery are out there ripping on the regular. When I set out to write this article as a simple guide to surf spots in Hampton Roads, I thought I would just have a few spots to talk about, like the surf between 85th and 55th streets (known as the North End), 46th – 42nd Streets, 15th Street pier, 1st Street Jetty, Croatan, and Sandbridge in Virginia Beach, or a couple of hours down the coast to the Outer Banks. Jordan is as inspirational as he is charismatic. He has a boyish smile with big blue eyes and wears a typical surfer’s uniform of t-shirt, rolled up docker style pants, bright orange socks and high top sneakers, all topped off with bleached blonde hair.I discovered something totally different along the process. What you may not know about is the understated and little known subculture of VB surfers who are deeply immersed in the arts. I had the pleasure of sitting down with one of these sunburn personalities, Jordan Montgomery. Jordan, 19, is a Hurley ambassador, a photo and video producer, and all around good dude. We talked all things local and a little beyond, his art projects, what he sees for the future of surfing in this area, and what he gained from growing up as a surfer here in our Hampton Roads area. “It was a mistake — I let this girl do this and it looked weird so I had to go to a salon and get it fixed,” he assured me, regarding his locks. Jordan grew up off of Shore Drive, and has been surfing since he was 8 years old. He caught his first wave in Chesapeake Bay with his dad (not typically a wave spot, but he was 8!). As he grew and fell more in love with surfing, he started surfing down at the North End, and eventually made his way to spots like Croatan, First Landing, Back Bay, and the infamous 1st Street Jetty. Simultaneously, Jordan started playing around with video editing, also inspired by his dad. As his abilities in surf grew, so did his knowledge and understanding of video production. By the time he was in 8th grade, he had left the traditional school environment, and finished high school online, so that he could focus on surfing and developing his video and photography craft. By the time he was 17, he was already an intern at a digital production agency, was getting offers from around the world to go shoot surf videos, and recently took a big step and purchased a RED camera – a 4k image camera that costs as much as some cars. The purchase was inspired by one of his favorite surf films featuring one of his favorite surfers – “View from the Blue Moon” with John John Florence. “Some people have car payments, or house payments,” he said, smiling. “I have a camera payment.” In between video and photo production, Jordan spends his days hunting for waves around the area with his buddy Evan Michele, or out to Oregon Inlet in the Outer Banks. Neither he nor Evan would tell me the exact names of the spots, so as to “not blow up the secret gems.” (Anyone who has ever been enthralled by surfing knows the Virginia value of secret spots.) At those spots, he’s either on the wave himself, or off on the side filming his friends (like Evan, below). “I used to always be in the water all of the time, preparing for the next competition, until I got hurt 3 years ago,” he chided. That was when the video and photo production scales tipped, and he’s perfectly happy with sitting on the sides, capturing beautiful sunset images on the dancing waves. And though he’s only 19, he has a maturity, vision and clarity that some people don’t see in their lives till well into adulthood, if ever. He’s certainly on his way to becoming a prominent video producer in surfing and sports, he gets to travel the world to shoot videos, and he is finishing his online degree in Business Marketing so that he can start his own production company one day. All of this is due to his love for the waves. “Surfing kept me grounded,” he said. “I had friends that I lost because of drugs. I never got into that. I would rather just go on a surf trip rather than spend money on other things. The biggest lesson I get out of surfing is accountability. It teaches you that. It’s on you. You own all of it.” Quite a big perspective on life from a surfer from an area not known for its surf, right? Jordan is inspired by Noah Snyder, an OBX local that got him into surfing bigger and more. He and Evan are associated with Eastern Surfing Association (Jordan’s mom is one of its leading members), a foundation dedicated to developing programs for healthy and active lifestyles. Another fun fact about Virginia Beach surfing is the annual East Coast Surfing Championship, held each August down at the Oceanfront, right there at 1st Street Jetty. ECSC is one of the largest surf competitions on the East Coast, bringing in all sorts of people from everywhere. The 1st Street Jetty is also home to the Steel Pier Classic held each May, which brings in a mixture of the arts and surf. Why is 1st Street Jetty so popular? “You will always find a wave there,” said Evan. “If there’s swell, there is a wave.” That being said, here’s what you need to know about surf in Virginia Beach: Best Swell Direction: ESE Best Wind Direction: West Break Type: Beach Average Surf Height: 1.5-2.5 feet May to August, 3-4 feet September to April Best month(s): September, October, February (bring out the 5/4mm wetsuits!) Beginner Tips (from Jordan and Evan): – If you’re just starting out, the North End is more your pace. 15th Street pier and 1st Street Jetty provide soft waves that are easy to catch, but they are typically crowded which makes them less beginner friendly. – Keep an eye out for a south swell. – Bring a board with lots of volume, as it makes it easier to catch waves. – Know the rules of surfer etiquette! Take a class before paddling out, understand the directions and who has the right of way. Know how to control your board on a wipeout or a failed paddle out attempt. Don’t be the dude out there dropping in on everyone on your first go! – Get familiar with the spots. Stay on the North side as you’re starting out. For more experienced surfers, head down to Croatan and Sandbridge areas (much more open space, but also much more chance of getting caught in the rip.) – Get your swim on. Virginia Beach is deceptive…it can seem small, but there’s an energetic rip that pulls just beyond the jetty. Be prepared!

Getting In On The Local Action Outside Of The Water

1. Take a Visit at Wave Riding Vehicles (WRV) Wave Riding Vehicles, or better known as WRV, is the arguably leading surf shop in Virginia Beach (strong competition with 17th St Surf Shop). 2017 is the 50th Anniversary, and the shop has gone back to the old school retro set up from their beginning days. Walk in there now, and you’ll have a nostalgic beach vibe immediately, with a true show of surfboards, surrounded by a large and eclectic selection of skateboards. WRV has everything you need to get you started in your surf endeavors. The pros in the surf shop can get you set up on your first shred stick, or can guide you into a rental for your first trip. They also host surf camps for the young ones (grommets!), but you can certainly find someone to give you a lesson or two – just ask the guys in the pro shop about details. Rentals run about $15 a day, and new boards start at $425. WRV also has a decent selection of second-hand boards, ranging from $150 – $300. Almost all boards sold at WRV are made by local shapers. 2. Support The Virginia Beach Chapter of Surfrider Surfrider Foundation is a worldwide non-profit dedicated to protecting the world’s oceans. The Virginia Beach chapter leads beach clean-ups, holds meetings with volunteers to discuss plans around the ever eroding area, and how to go about dealing with the dredging of the beaches, which effects the sandbars needed for surfing, as well as the eco-development in the area. It’s easy to volunteer! Visit VB.Surfrider.org to learn how you can help.  3. Support the Local Businesses Zeke’s Beans and Bowls, Commune, CP Shuckers, Three Ships Coffee, 17th Street Surf Shop… the list of businesses around the beach is just growing and getting stronger. Cruise on over to The Artists Gallery to check out some local works, and stop by Back Bay Brewing for a cold one. 4. Head Down South For bigger swells and surf, head down the coast about 70 miles to the Outer Banks, or OBX. While we can’t blow up the spots, you’re sure to see some Virginia Beach locals out for a surf at any breaking beach. The islands have coast lines for miles, so you’re guaranteed to find something for your frothy needs. 5. Have Fun Surfing is undoubtedly one of the most fun activities any human can partake in. Even if you spend the entire session just trying to paddle out, the moments when you are in the water, confronting Mother Nature in all her glory…those are the moments to live for. This summer is a great time to get out there! With all the rain we’ve had, there are some good storm waves rolling through. Grab a board, grab a friend, wave to a local, support the community, and most of all…enjoy!]]> 8098 0 0 0 https://blog.roseandwomble.com/can-qualify-mortgage-student-loan-debt/ Tue, 30 Jul 2019 13:09:54 +0000 https://blog.roseandwomble.com/?p=8167 If you have student loan debt review these three factors below before you buy.  

1. Your Debt-to-Income Ratio

Debt-to-income ratio is calculated by adding up all your monthly debt payments, including expected Housing payment(s), and dividing them by gross monthly income. So what is considered a debt payment? Student loans, auto loans, credit card debt, and any other installment or revolving debt that you are obligated to repay. Lenders generally follow something called the 28/36 rule. This means that no more than 28 percent of your gross income should go to your mortgage payment, property taxes, and insurance. Additionally, your total debt payments, including expected mortgage payment, should be no more than 36 percent of your gross income. In some cases, however, lenders will approve mortgages with debt-to-income ratios of up to 43 percent or higher. For example, the Federal Housing Administration requires a debt-to-income ratio (including your mortgage payments) of 43 percent or less. “Lenders typically don’t take into consideration utilities, health and auto insurance, living expenses, income taxes, etc. when calculating your DTI,” said Matt. “That is absorbed in the remaining 64%. It is important to set up a budget to see what comfortable payment works for your situation. There is typically a difference between what you qualify for with a lender and what you can actually afford. It’s more important that you know what is comfortable for you.” There are a few options to reduce, consolidate or defer your monthly student loan payments to help reduce your debt-to-income ratio:

• Initially reduce your monthly payments by switching to a graduated repayment plan. With a graduated repayment plan, payments start low then rise every two years as your income level rises. Your payment will factor into your DTI differently, depending on your specific loan program, according to Matt.

“Conventional loans will typically use the payment shown on the credit report or use 1% of the loan balance if the loan is in deferment or if no payment is reported,” Matt says. “FHA will use a payment based on either the payment reported on the credit report or 1% of the loan balance, whichever is higher regardless of if the loan is in deferment or repayment. Using a 1% payment for qualifying can create an issue by using an inflated payment thus increasing the applicant’s DTI.  This can reduce the applicant’s purchasing power and limit their options when selecting a home,” he said. “I typically see this with higher educated professionals like doctors, lawyers, etc. with large amounts of student loans on an income-based repayment plans.  It’s like they already have a mortgage payment against them even though they are actually paying substantially less toward their student loans.”

• Request to lengthen your term, thereby reducing the amount that you owe each month. You will pay more interest in the long run but will reduce your debt-to-income ratio in the meantime.

“This allows you to purchase an asset with the chance for appreciation. The extra interest one would pay in extending student loan payments is likely minimal compared to equity gained and tax benefit realized by owning a home.  Granted, this cannot be guaranteed and depends on the individual’s scenario and what happens in the future,” said Matt.

• Consolidate different student loans at a lower interest rate, reducing your payments and packaging them together in one convenient monthly payment.

2. Your Credit Score There is good news for those who have to make student debt payments each month. Paying your student loans on time each month is an excellent way to build good credit, which will play a major factor in your ability to qualify for a loan. Borrowers with better credit scores can qualify for lower interest rates, which means lower monthly payments.  Unlike credit card debt, student loan debt is an installment loan in which you are required to pay a fixed amount each month. Owning a large amount in an installment debt won’t hurt your credit score like a large amount of credit card debt would. “I have noticed more than a few applicants that have had their credit hurt because of delinquencies with student loans.  This usually occurs when they come out of deferment and go into repayment.  It is important that the applicants know the status of their student loans. The lingering effects of missed payments can affect one’s credit score for 7 years,” Matt says. 3. Your Down Payment If your debt-to-loan ratio is too high, you could possibly offset that by saving for a large down payment. This will reduce the amount you have to finance and will give you a lower monthly payment, changing your debt-to-income ratio. Although it will be harder to save with monthly student loan payments, it can still be done. By pinching pennies for a few years, you could be well on your way to a down payment. If you’re unable to save for a down payment, your loan officer can help you apply for grants and down payment assistant programs.   Matt Sines is a loan officer with FitzGerald Financial, a Division of TowneBank Mortgage. He can be reached at 240-403-3428 or via email at matt.sines@fitzgeraldfinancial.net (NMLS # 706232). The information contained herein (including but not limited to any description of TowneBank Mortgage, its affiliates and its lending programs and products, eligibility criteria, interest rates, fees and all other loan terms) is subject to change without notice. This is not a commitment to lend. This should not be considered financial or tax advice. You should consult with a tax accountant or other professional to determine what may be best for you personally.]]> 8167 0 0 0 https://blog.roseandwomble.com/tips-for-writing-the-perfect-offer-letter/ Mon, 22 Apr 2019 13:37:19 +0000 https://blog.roseandwomble.com/?p=8399

Flattery works

If you love the renovations or that bay window, let them know! They will be happy to hear their hard work has paid off. Just be sure you’re sincere and don’t actually intend to renovate a whole room.

Find a common interest

If you know the seller happens to be a pet lover or a fan of your favorite sports team, mention that in your letter! That small connection you make might just help you seal the deal! Remember to be honest here as well!

Be specific

Don’t leave out the details and just say “we love your house!” Go into detail about what you love specifically. Mention that you love that bay window or that you can’t wait to cook in that beautiful kitchen. Be sure you craft the message in your cover letter to cater to that home.

Sell yourself

You don’t need to write out your entire resume on the offer letter. You want to keep the offer letter to one page if possible. But you can mention your current job and how many years you’ve been working to let them know you are a responsible buyer. Be sure to mention anything that may help you stand out; like if you’re a buying with cash, etc.

Be upbeat

Mention how you can’t wait to make memories in the home. Don’t say that you’ll be heartbroken if you don’t get it.

Include a visual

Show off your beautiful family and attach an image with your offer letter. This may help you stand out and make a connection.

Be humble

Be sure to thank the sellers for taking the time to read your letter. Mention how you would be thrilled to have the opportunity to live in their home!

Good luck!   Source]]> 8399 0 0 0 https://blog.roseandwomble.com/homebuying-success-its-about-relationship-communication/ Mon, 16 Dec 2019 19:02:29 +0000 https://blog.roseandwomble.com/?p=8536 By Ryan C. Benton I know. Those popular “house-hunting” shows on cable make it look easy. Take a look at three houses, pick your favorite and, in less than an hour, you can own your dream home! Easy peasy, right? But the real-life real estate process is quite different. There are many steps you don’t see on TV, and some moments can be overwhelming. You need a professional in your corner to guide you through the entire process. Here are a few guidelines for keeping your real estate transaction as smooth as possible. Like you would with a doctor or an accountant, consider finding your Realtor through referrals. Good agents often get their business through word of mouth, so ask around among family, friends and colleagues. Chances are someone you know and trust will be able to refer you to a friendly and knowledgeable professional. Because you are connected by a mutual associate, you will already feel a higher level of trust and connection. Many would-be buyers can expect to sign an agreement that creates a formal relationship between client and agent. This agreement also explains the agent’s duties. This means that when you, as the client, see a home that interests you, you’ll likely contact your Realtor directly for more information. In turn, your agent will call the listing agent on your behalf and set up an appointment to see the property.

It pays to do your homework and know where you stand before looking at homes. Get a handle on your budget as well as neighborhoods that interest you and the types of mortgages and loan products for which you qualify. Know your needs and wants. Tell your Realtor your non-negotiables as well as the elements you’d consider “perks” that would be nice to have. This information gives the agent a reference from the start on potential houses within your realm of possibility.

Tell your Realtor how you operate, too. If you want him or her to pick you up at your front door and drop you off after showings, explain that. If you plan on meeting at the homes you’d like to see, that’s fine, too. Do you prefer text or email? Let your Realtor know your preferred communication method so he or she can correspond quickly and effectively as new properties are listed. Set realistic goals and a time frame to find or sell your home. Finally, here’s the most important tip: If you are unhappy with something, say so. Your Realtor wants to make sure you are pleased and will make every effort to do so. Don’t be afraid to speak up. Whether one is buying or selling, real estate is no small endeavor, so find a Realtor with whom you feel comfortable asking a million questions. We want to make sure you understand the buying (or selling) process inside and out. Seek clarification until you understand. Your Realtor plays a significant role in shaping the next chapter of your life. We are here to advise, guide and refer you to the right resources, even when it’s stressful. It’s not just about the transaction; it’s about a relationship. Remember, we are here to help.

Ryan C. Benton is a Realtor with Rose & Womble Realty in Chesapeake and a member of the Hampton Roads Realtors Association. In October, he was recognized as one of Inside Business’ “Top 40 Under 40” honorees. For more on HRRA, go to www.hrra.com. Contact Benton at 757-544-0383 or rbenton@roseandwomble.com, or visit TheHometownAdvantage.com.

]]> 8536 0 0 0 https://blog.roseandwomble.com/locally-handmade-items-from-the-757-you-didnt-know-about/ Mon, 11 Nov 2019 17:34:38 +0000 https://blog.roseandwomble.com/?p=8545 Make your own Mermaid. Mermaid Factory | mermaidfactory.com After multiple attempts to find Norfolk mermaid gift items for departing friends and visiting family, Robert and Elaine took the matter in to their own hands... literally.  Chloe, visiting from Kentucky, fell in love with the mermaids.  A parade through Norfolk, complete with filmed poses with each swimming beauty, led them to the craft store and a block of clay! From there were born the first mermaid prototypes...now available as blank canvasses for your personal creation, or choose one of their many hand painted designs.  All mermaids and dolphins are hand-made in Norfolk of durable casting plaster and easily embellished with non-toxic acrylic paints, glitter, fabric, shells, rhinestones, charms or whatever your imagination holds. For history on the City of Norfolk Mermaids... please visit here: https://petedecker.com/deckers-city-mermaids/

Tintype Photographs.

Analogue Lab + Studio | Analoguelabs.com Founded in 2013 by Canadian native but current Norfolk resident, Miki Ross, Analogue Arts + Trade has become the de facto life support system for local photographers who still work with film. The emerged from a chrysalis this past June into a non-profit with the goal of expanding their portfolio towards community outreach and education centered around film photography, operating today as a collaborative co-op. While they’re most known for selling and processing film, one of their favorite processes to engage in is the vintage art of producing Tintype photographs. What is a Tintype, you ask? Think of the old-timey photographs that look like they were printed on copper. Tintypes were widely used throughout the middle of the 19th century, but can be found at Analogue most often during the Halloween season. Tin Type from Analogue Lab + Studio   Analogue – A short documentary about the dying art of film development from Doug Fraser on Vimeo. Link to video: https://vimeo.com/254538488

Handcrafted Axes to Soothe (or Rock) the Savage Beast.

Haga Guitars | Hagaguitars.com Sam Haga custom builds acoustic, electric, and bass guitars out of his Colley Avenue shop from carefully selected tone woods. Taught to build acoustics from famed local luthier Brian Hawkins, Haga is also a partner in a local production company, Electroganic and he plays bass for the Instrumental Surf-Rock band — Lucky 757. These guitars are beautiful, and you really need to hold one in your hands to feel the craftsmanship he’s imbues each instrument with.  

One of a Kind Motorcycle Helmets.

Washington Park Skunk Works — Xavier Darryl Lewis | Norfolk Distinguished Gentleman’s Ride A skunkworks project is an endeavor developed by a small, freewheeling group of people who do what they do primarily for the sake of finding new ways to do it. It’s unclear in Darryl’s case whether this refers to a business or is simply a whimsical label for a hobby, but either way some truly amazing hand-painted helmets have been finding their way out in the streets with his outrageous design sense and signature use of color. This is a man with a storied history in our fair City of the Cannonball, having been prominently featured in the definitive film on our music scene, “Hardcore Norfolk: A Story of Rock ‘n’ Roll Survival” for his work with bands like Combine and The Crimson Electric. Most recently he’s known as the primary organizer for the Norfolk run of the Distinguished Gentleman’s Ride, a charitable event to raise awareness and funds for prostate cancer research.

Shipping Pallet Art.

Chix Beach Pallet Company | Chixbeachpallets.com Yes. You heard me right. Shipping pallets. Jared Buckland has mastered a process to transfer photographs and art onto wood reclaimed from these most humble objects. Every one of his custom pallet-photographs goes through a 28 step process that results in a vibrant, made to last art object.

Glass Doppelgangers and other Curiousness.

Betty Gowans | Bettygowans.com Betty Gowans is a performance artist and sculptor who regularly works through handcrafted glass art objects to create compelling narratives on the nature of self and human relationships. She was awarded a solo exhibition at the Offsite Gallery by the Norfolk Arts Council in 2017, and has since followed up with two more solo shows. The last one, titled: Pith, was held at the Fawn Street Studios where she created an thermoplastic replica of herself. The process was intensely time consuming, claustrophobic, and fraught with the peril of failure — but in the end viewers were able to look on as she sat across from a glass shadow of herself. During the 2017 Neon Festival she featured her performance art piece involving replacing her head with cubed mirror. Betty Gowans – Musing – Sculptural Performance from Betty Gowans on Vimeo. link to video: https://vimeo.com/219124305  

Whatever you can think of.

Coast DIY Bar | coastDIYbar.com

Coast DIY Bar is a DIY Workshop, Craft & Sip, Craft Studio, Hangout Spot, Event Space, and any number of other descriptors you want to call it. Their mission is to create a fun space for all kinds of artists - beginners to professionals, creative to creatively challenged - to come together and express their creative sides. Their projects have been designed with a coastal flair but can be tweaked to accommodate your own passions or decor style.  They have worked hard to source their projects, where possible, from local and US companies from Hatteras, NC to Wisconsin.

They also have a small retail section where you will find small batch, locally sourced Coastal items, premium DIY supplies to support your habits as well as Coast DIY jewelry that can also found on their Etsy Store.

Whether you’re looking for creative inspiration or just a night of fun -  Come to the Coast!

  Plant Bar | plantbar.net PlantBar began as a plant importing business back in 2011. They supplied Amazon, Zullily and Terrain Garden Centers with air plants and terrarium supplies. Bailey Ryan decided she wanted to do something public facing and began offering terrarium workshops in the warehouse. Soon the classes grew to over a 100 people a session and we were offered a pop up location at Town Center in Virginia Beach.   Stencil & Knot / stencilandknot.com Stencil & Knot™ is a locally owned boho vintage home decor boutique and do-it-yourself design studio in Ocean View, Norfolk, Virginia. They specialize in curated vintage finds, modern home decor, furniture refinishing, upcycling, handmade DiY classes and tasting workshops to personalize where you dwell. Whether you just purchased your first home, your forever home, or just for the next few years home; they want to help you curate your space and make it your very own.  

Comics, Zines, and Chapbooks

There’s a rich history and culture in our area centered around self publishing and hand-publishing. Twenty years ago, local poets would sustain their craft through late night labor in copier shops, cutting, pasting and stapling chapbooks to offer up as product after readings. The activity generated by these efforts fueled entire scenes: The West End Cafe, Casablanca Cafe, and Urban Safari, just to name a few. In recent years there’s been an explosion of auteur produced comicbooks through efforts such as 757CCC — a loosely organized group of with artists like Kevin Copeland, Kristin Mehaffey, Sarah Glaser, and Willie Cordy contributing work. The Norfolk Zine Fest run by Jerome Spencer two years running has provided a space for zines creators to raise awareness of their production.

Heirloom Growlers for Tasty Beverages

Norfolk Growler | Norfolkgrowler.com A growler is a jug designed for the express purpose of taking home tasty draft beer from your favorite brewery. Renown ceramic artist and local, Richard Nickel, founded this company to produce durable, high-quality growlers fashioned from stoneware clay which is fired in a kiln. His work is designed to last a lifetime, and every one purchased is made directly at his hands. Custom numbers are available which can include company logos and slogans using ceramic decals which become a permanent part of the vessel once fired on. The company keeps a studio over in Park Place for easy viewing of their offerings. Norfolk Growler Company from BRENDAN F TOMPKINS on Vimeo. Link to video: https://vimeo.com/211211757

Hand-stitched Beasties, Belles, and Beyond

Silent Orchid Studio — Lindsay Cristelli | Etsy.com/shop/silentorchidstudio Lindsay Cristelli founded Silent Orchid Studio back in 2009, focusing on hand crafting “creepy-cute” plush toys, art dolls, and mixed media illustrations. Her work is rife with references to old horror films, fairy tales, vintage illustrations, and more. In 2016, she and her husband, Justin — himself a comic creator and author of the long running series, “Red Knight,” enjoyed great success with a horror-parody of “Elf on the Shelf” called: Krampus in the Corner. Silent Orchid Studio’s offering can be found on Etsy as well as at many of the local craft fairs and comic conventions across the state.

Badass Scooters Custom-Made to Rumble

Hampton Roads Ruckus/Scooter/Moped Crew Hampton Roads is home to a wide community of scooter enthusiasts who make truly remarkable machines. This isn’t a business. Really, it’s only a group by the barest definition of the term. They transform standard, stock bikes into a canvas wherein they weld and wrench works of pure magic. These aren’t no Bird Scooters, these bikes have been tuned to the point where engines that were once only capable of twenty-five, thirty miles-per-hour are now straight beasts pushing metal and man in excess of sixty, seventy, and even eighty miles per hour. You’ll hear them coming, too. Loud and proud. Link to video: https://www.youtube.com/watch?v=BCaUt_XzK8g]]> 8545 0 0 0 https://blog.roseandwomble.com/getting-ready-to-sell-this-spring-the-time-to-prepare-is-now/ Mon, 02 Mar 2020 13:51:39 +0000 https://blog.roseandwomble.com/?p=8582 By Ryan C. Benton  Winter isn’t over yet, but as the days begin to get longer and temperatures rise, the thaw will soon begin.  And as the weather starts to warm so does the housing market! I know, it’s still early but if you’re thinking about selling your home this spring the time to prepare is now. The process of selling your house begins well before you list it -- in fact, it begins before you even hire a Realtor! So with the spring market only weeks away, here are just a few things to keep in mind as you take those necessary first steps. Adopt the Right Mindset The key to getting your home sold quickly and for the highest price possible, doesn’t begin with changing anything in your home.  It begins with changing your mind. If you're serious about selling your house for top dollar, then you need to start thinking of it as just that: something that you're trying to sell. We know the place probably has a lot of great memories attached to it, and will never be just a house: it's your home. But in the lead-up to putting it on the market, do your best to put those feelings aside for now, and start thinking of it as a product you are marketing. Give Yourself Deadlines It's as true with selling your house as it is with any task: if you just keep telling yourself that you'll get everything done "eventually," you never will. Set a realistic date for being ready to list your house, and then stick to it. Make a list of everything you have to do, and give each task its own deadline. Write all of these on your calendar, and cross them off when they're done. If you find yourself falling behind these deadlines despite your best efforts, that's a sign your ultimate deadline wasn't quite as realistic as you thought. Don't be afraid to push it back a little further. Unless your circumstances are such that you absolutely must sell by a certain date (and they likely aren't), there's no rush here. Try to find a deadline that's near enough to keep you motivated, but far away enough that it's within your power to meet. Curb Appeal If you've ever watched any of the many house-hunting shows on TV, you know that the decision to make an offer or pass is halfway made before they even walk through the door. When the exterior of your house makes a good impression, it has what Realtors call "curb appeal," and it can absolutely make or break a sale. Fortunately for you, curb appeal is almost entirely within your power to create, if you're willing to put the time and a little bit of money in. I tell clients all the time that if you spend any money, creating curb appeal will give you the biggest impact for your dollar. Here are a few ideas:

• Repaint. There's no excuse not to put a fresh coat of paint on there, especially if the old paint job has started to fade or peel. Pick a pleasant, neutral color.
• Power wash. Grime and dirt build up. Especially if you have vinyl siding, you want to leave your house looking like it was just built.
• Fix everything you can. Following on from the last point, fix all the little flaws like broken bits of trim, cracked siding, etc. You may not notice all these things anymore, but potential buyers certainly will.
• Landscape. First impressions aren't generated just by your house itself: the front lawn and yard factor in as well. Trim trees and bushes, prune dread branches, and keep your lawn healthy, regularly mowed, and free of clutter.

Staging and Showing As the time to list comes closer, make sure you give adequate thought to what you'll do when you actually start showing your house. First, think about staging. Get outside impressions of the interior of your house, from friends, family, and especially your Realtor. Plenty of great free resources on effective staging are available online. Try to be honest with yourself about whether your current furniture and arrangement will appeal to someone who's never been inside your house before. No matter how great a house is, if it’s packed with furniture and clutter, buyers will only see the stuff, not the space. You don’t have to go full Marie Kondo, but let house hunters see how much space your home has by removing the extra furniture and tossing out the clutter. Home shoppers also like to see rooms furnished with one purpose in mind – no craft room/guestroom combo for example. Allow buyers to imagine their own families living in your home by limiting photos and personal mementos. Pricing Like a Pro Finally, a beautiful home will get buyers through the door, but it’s ultimately the price that makes or breaks the deal. Home pricing can be tricky. Go too high, and you risk turning off potential buyers. Go too low, and you’re leaving money on the table. That’s why it’s a good idea to work with an experienced Realtor to help you set the right price. One simple but powerful technique for pricing your home is to spend time looking at comparable homes with your agent. By doing so, you will be seeing the world through a buyers’ eyes and gain a better understanding of what a reasonable listing price looks like. It can be tough to take such a business-like view of the home where your family has made years of memories. But ultimately, you want buyers to be able to imagine it as their future home, not be reminded that it's currently yours. And if it’s truly time to sell, you won’t regret making some of these tough decisions.   Ryan C. Benton is a Realtor with Rose & Womble Realty in Chesapeake and a member of the Hampton Roads Realtors Association. Realtors are real estate agents who adhere to a strict code of ethics and work to protect and preserve private property rights. For more on HRRA, go to www.hrra.com. Contact Benton at 757-544-0383 or rbenton@roseandwomble.com or visit TheHometownAdvantage.com.]]> 8582 0 0 0 https://blog.roseandwomble.com/to-refinance-or-not-to-refinance/ Mon, 10 Feb 2020 13:28:56 +0000 https://blog.roseandwomble.com/?p=8589 CREDIT SCORE is on the rise!  You bought at a 580 barely qualifying and now you have put in work and reached that 720 goal.  You could definitely be a candidate and that is beneficial. Did you have a sudden income reduction and need to open up your cash flow to reduce your monthly debt?  I know you RETIRED and maybe you don't want to move or downsize so you would like open up on some of that equity..........cool Cash OUT refinances are great! Oh wait I know one more you might be thinking of!  Changing that LOAN TYPE to get rid of a variable rate second mortgage (home equity loan) or even better and Adjustable Rate Mortgage that's about to expire.   Watch our full tutorial video by clicking the link below!

 

By: Tara Driggers

]]> 8589 0 0 0 https://blog.roseandwomble.com/just-a-few-of-our-favorite-wine-down-spots/ Tue, 25 Feb 2020 12:56:32 +0000 https://blog.roseandwomble.com/?p=8592 By Jeff Hewitt “Wine is one of the most civilized things in the world and one of the most natural things of the world that has been brought to the greatest perfection, and it offers a greater range for enjoyment and appreciation than, possibly, any other purely sensory thing.” — Ernest Hemingway” “Either give me more wine or leave me alone.” — Rumi From 6000 BC in the Caucasus region of Eurasia to this afternoon, down the street at your neighborhood quick-mart, wine has played an important role in the everyday lives of human beings for over eight thousand years — perhaps even longer depending on how you define it. There’s evidence that the Chinese fermented grapes mixed with rice even earlier than that! We most likely owe the spread of wine-production practices to the ancient, seafaring Phoenicians who shipped it from the Mediterranean coast. Robert Ballard, famous for his exploration of the Titanic at the bottom of the sea, discovered a pair of Phoenician shipwrecks from 750 BC. Their sunken cargo was still safe and sound in the original containers. Can you imagine cracking open a bottle of that and drinking it now? There are of course, many different types of wine to choose from. Red wine is made from dark-colored varieties of grapes ranging from violet to brown. White wine stems from the fermentation of un-pigmented grape pulps, usually green or yellow in coloring. Dry whites are produced from complete fermentation of the wort — the liquid that is procured from the mashing of the grapes. Sweet wines occur when the fermentation is interrupted before all of the sugars in the grapes have been transformed into alcohol. Sparkling white wine is created when the winemaker or vinter, as they’re called, chooses to not vent the carbon dioxide produced during fermentation. Other white wines are created through blending different varieties of grapes. A rosé wine is made by using a touch of pigmented grapes. Fruit wines eschew the grapes altogether and instead use apples, berries, or pears. Mead is formulated from the fermentation of honey with water. And don’t forget that Sake is technically wine as well! No matter what your specific tastes, Hampton Roads contains a veritable smorgasbord of places from which to quench your thirst for the finer wines in life. Here’s a few of our favorite spots to pick up a bottle or two from! Total Wine & More 21 West 536 West 21st Street, Norfolk Crossways Center 1600 Crossways Blvd, Chesapeake Marketplace at Hilltop 1744 Laskin Road, Virginia Beach Jefferson Commons 12551 Jefferson Avenue, Newport News Total Wine is a chain-based superstore with literally hundred of wines to choose from. They have locations in Ghent on 21st Street as well as in Virginia Beach, Chesapeake, and Newport News. They’ll even deliver to your home or business via their smartphone app. Crystal Palate 4500 Pretty Lake Ave Suite 104, Norfolk A friendly, cozy location offering a diverse selection of over a hundred Artisanal wines, Crystal Palate offers both regular tastings as well as hosting for private events. They also provide classes to help you develop your palate.

  Tinto Downtown Norfolk Wine and Cheese Dominion Tower 999 Waterside Drive View, Suite 113, Norfolk Hilltop Shopping Center 640 Hilltop West Shopping, Virginia Beach Edinburgh Commons 236 Carmichael Way, Suite 308, Chesapeake An intimate space that’s perfect for small gatherings in the lobby of Dominion Tower. They offer a Wine Club membership that allows you to try selections before purchase and gives discounts. They also serve lunch and dinner daily with tastings scheduled weekly. Press 626 Wine Bar 626 W Olney Rd, Norfolk

Long on charm and Southern hospitality, Press 626 is a proponent of the “Slow Food” movement. It provides a small but tasteful menu including cheese and charcuterie plates with a well selected list of global wines. Check their calendar for their next seminar.

  Cafe Stella 1907 Colonial Ave, Norfolk While nominally a coffeeshop/bistro style cafe, Stella’s prides itself on a featured selection of wines from all over the world. They take care to choose from boutique wineries dedicated to creating exceptional wines not found in the average wine list or retail shelf. Cafe Stella is partnered with Vino Culture — a company that educates potential oenophiles, teaching them to develop their palates as sommeliers do. Great Bottles 3575 Bridge Rd suite 21, Suffolk All the way out in Suffolk, these folks are known for a passion in searching out exactly the right wine for your palate. add wines and beers almost weekly. We work very closely with our vendors to find limited release and hard to find wines and beers. Looking for something particular? Let us help! We can survey our importers and suppliers to see if the product is available in our market area. Mermaid Winery Palace Station Shops 330 W. 22nd Street, #106, Norfolk Chix’s Beach 4401 Shore Drive, Virginia Beach With a flagship location in Ghent and a newer space now on Shore Drive in Virginia Beach, Mermaid Winery focuses on focus on producing small lots of wine using Virginia and California grapes. You can actually watch the wine getting made from their tasting bar while enjoying a selection from their menu of artisanal cheese platters, sandwiches, and entrees.

 ]]> 8592 0 0 0 https://blog.roseandwomble.com/celebrate-the-strawberry-in-hampton-roads/ Mon, 13 May 2019 18:21:17 +0000 https://blog.roseandwomble.com/?p=8624 By Penny Neef Is there anything better than biting into a sweet, juicy, perfectly ripe strawberry? Strawberry season has begun. The crop is bumper. The strawberries are delicious. The pickings are easy.  I’ve been strawberry picking twice already this spring.  There are so many plump strawberries in the field, it took about 15 minutes to fill a bucket. In the words of one strawberry farmer, “Mother Nature has the last word” and this year the word is perfect.  The Mother cooperated with a mild winter, just enough rain, and warm spring weather to produce one of the best strawberry crops in recent years. Time to get picking.  If you live in the 757, you can find a strawberry field near you. Pungo in Virginia Beach is strawberry ground zero, but there are strawberries to be picked all over Hampton Roads. Let’s start with my neighborhood strawberry patch and work our way to Pungo.

Lilley Farms Lilley Farms, celebrating 100 years as a family farm, is located at the corner of Tyre Neck and Bruce Roads in Chesapeake, close to Portsmouth and Suffolk. The strawberries are sweet and beautiful this year. I know because I have already eaten a bucket or two. A bucket is 4 quarts and weighs in at 5 pounds. You can buy a bucket of pre-picked strawberries or pick your own. Lilley Farms offers field trips and hayrides.  There are pumpkins and a corn maze in the fall. TIP:  Always check the farm’s Facebook page for conditions and hours of operation. Sometimes the field will close for a day or two to allow the berries to ripen.

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Mount Pleasant Farms Mount Pleasant Farms is on Mount Pleasant Road, not too far off 168 in Chesapeake.  The Sweet Charlie’s and the Chandler strawberries are priced per pound. Mount Pleasant Farms also sells local honey, local beef, fresh eggs and local produce in season.  There are goats and chickens on the farm.  This is one of our favorite orchards for peach picking in the summer. TIP:  Some strawberry farms allow you to bring your own containers to fill.  Some insist that you purchase a bucket, which you can reuse. Mount Pleasant Farms will let use your container or they will sell you one, cheap. Always check with the farm before you go.

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Greenbrier Farms Greenbrier Farms is also just off 168 in Chesapeake.  Greenbrier is a more than a strawberry patch.  Greenbrier is a full service garden center, selling locally grown plants, shrubs and trees.  There is a historic farmhouse on the property that is available for weddings and other events.  There is peach picking in the summer. Greenbrier Farms is having a Strawberry Festival on Saturday, May 11th with hayrides, bounce house, face painting and of course, strawberries. TIP:  Many farms make and sell other strawberry products, like strawberry jam and strawberry syrup.  Support your local economy and independent farmers.  Buy something yummy.

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Hickory Ridge Farm Hickory Ridge Farm is on Battlefield Blvd. in Chesapeake, close to Edinburg.  They have baby goats.  I love baby goats.  They have other farm animals and pony rides on the weekends.  Besides u-pick strawberries in the spring, there will be u-pick pumpkins in the fall. Hickory Ridge Farm is committed to selling local products.  It is owned and operated by Farmer John, wife Robin and their triplet boys. TIP:  Check to see what else the farm has to offer.  Some strawberry patches are just strawberry patches with juicy, sweet strawberries and little else.  Some are working farms with animals, other fresh produce and activities for the kids.

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Brookdale Farm Brookdale Farm has two locations, one in Chesapeake and one in Pungo. It is a small family farm that concentrates on strawberries in the spring and pumpkins in the fall. They report that the picking is “excellent” this year.

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Cullipher Farms  Cullipher Farms, on Princess Anne Rd. in Pungo, is operated by the 4th, 5th, and 6th generations of the Cullipher family. Cullipher Farms has a farm stand that sells local produce, baked goods and Virginia’s own Homestead Creamery ice cream.  Besides strawberries, they sell u-pick blueberries, peaches and pumpkins in season. They also have a 1,000 tree “high density, trellised” apple orchard for u-pick apples in the fall.

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Flip Flop Farmer Flip Flop Farmer cultivates his/her strawberries on New Bridge Rd. in Pungo.  I have not been to this strawberry patch but I have questions.  Does he/she really wear flip-flops to care for the strawberries or is it just a beachy, casual vibe down there in Pungo?  There is a farm stand with “fresh and locally grown” produce.  Flip Flop sell Sweet Charlie’s berries and says the field is “loaded.” TIP:  The strawberry plants are grown on raised beds, which are covered in black plastic.  That keeps the strawberries up and off the sandy soil.  You, however, will be walking between the beds in the sandy soil.  Wear your old shoes.  Bring something in the car to wipe off sandy shoes and sticky fingers.  You will want to taste a berry or two while picking.

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Flanagan Farm Flanagan Farms, at the corner of Princess Anne and Muddy Creek Roads in Pungo, has two acres of strawberries ready to pick.  “The best ones are those you pick yourself.” They are a fourth generation farm that also has a pumpkin patch and turkeys to order in the fall.

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Henley Farms Henley Farms is on Charity Neck Rd., also in Pungo.  They sell strawberries and other u-pick produce throughout the growing season. You can even chop your own Christmas tree in the winter. TIP:  Show your children that fruits, veggies and Christmas trees do not come from a grocery store.  They come from farms and are cared for by farmers.

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MillFarm Christmas Tree and Berry Farm If you live on the peninsula, you might want to head north to Williamsburg.  MillFarm is just off I 64.  They sell strawberries, blueberries, blackberries and Christmas trees. They also sell at the Williamsburg Farmers Market https://www.facebook.com/WilliamsburgFM/ each Saturday in season. TIP:  Always check to see if the strawberry farm takes a credit card.  MillFarm is cash or check only.  Some farms work on the honor system.  You pick and put your $$$ in a locked box. I’m sure there are more strawberry patches in Hampton Roads.  Let us know about your favorite place to pick strawberries.

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Celebrate the Strawberry If you love strawberries like I love strawberries, celebrate the season by attending the 36th annual Pungo Strawberry Festival on Princess Anne Rd, the epicenter of strawberries in Hampton Roads. The Pungo Strawberry Festival is always held over Memorial Day weekend, right at the tail end of strawberry season. This year, the carnival rides at the Strawberry Festival will be open on Friday, May 24th from 5:00 – 10:00pm.  The Festival will kick off with a parade on Saturday at 10:00 am.  There will be amusement rides, performances on four stages, a 4-H livestock auction, pig races and “countless” ways to eat strawberries. The Pungo Strawberry Festival is a non-profit organization.  All the proceeds are given back to the community and service organizations in the community. Strawberry season in Hampton Roads lasts about six weeks.  Don’t miss it.  What will I make tonight?  I’m thinking strawberry shortcake.]]> 8624 0 0 0 https://blog.roseandwomble.com/the-best-clubs-to-play-18-holes-in-the-757/ Tue, 18 Jun 2019 15:59:47 +0000 https://blog.roseandwomble.com/?p=8637 By Jeff Hewitt Sometimes I wonder whether the development of sporting games proves beyond a shadow of a doubt the masochistic nature of humanity. Baseball is a sport where you have to use a round stick to hit a round ball hurtling at a hundred miles an hour towards your face. Football allows you the privilege of eleven men trying to kill you in order to stop you from carrying a piece of pigskin past a line. But amidst all of the sublimely ridiculous conceptions men fabricate to pass their days on supposed fields of glory, Golf just may be be the ultimate insanity. Take a small ball. Raise it up an inch above the ground. Take a tire iron. Now hit it as hard as you can to make it land inside a hole about 4 inches wide hundreds of yards away. Oh. And do it in one shot. I’m not sure which is more ludicrous: The idea, itself. Or the fact that last year alone around 28 different players managed that exact accomplishment on last year’s PGA tour. Statisticians claim that the odds for a pro golfer to make a hole-in-one are around 3000 to 1. They place the number at 12000-to-one for an average golfer, which if you at play at all and are reading this? That’s probably you. Still, if you can manage the feat? Your friends will sing bawdy tales of your heroism for the rest of your life. Beers will be drunk. Songs will be sung. And you’ll be a golden god. So why not? Here’s five different places in the 757 where you can try your hand at the impossible. I’d be lying if I told you I know all that much about the sport — but I asked around people I know with far too much time on their hands, and here’s what I hear.

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Bow Creek Golf Course 3425 Club House Road, Virginia Beach, VA 23452 | (757) 431-3763

“It took me seventeen years to get three thousand hits in baseball. I did it in one afternoon on the golf course.” — Hank Aaron When I was a young, industrious lad growing up in Virginia Beach, I freelanced on this course — recovering lost balls from the ponds and deep thickets. The pro shop would pay me a dime a ball for reclaiming the broken dreams of many a failed golfer. This kept me in comic books for years, and I imagined myself to be something of a modern day Indiana Jones. But.. You know.. Without the whip or the hat. The course plays to a par 70, with some fairways and bent grass greens. There are some demanding par 3s, several dogleg holes and theres a very pretty creek that runs through the grounds featuring majestic oaks all throughout.

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Stumpy Lake Golf Course 4797 Indian River Rd, Virginia Beach, VA 23456 | (757) 467-6119

“Golf is so popular simply because it is the best game in the world at which to be bad.” — A. A. Milne Designed by Robert Trent Jones, I’m told that some consider Stumpy Lake to be one of the nicer courses in all of Southeastern Virginia. It features some gorgeous views of a 278-acre lake, located along the Chesapeake boundary. The course itself takes up 174-acres golf course surrounded by around a thousand acres of undeveloped forest land. The 18-hole course opened in 1958. Some say that the Ghost of Hot Dog Tony can be found here, playing a spectral round or two after midnight. Reviews of the course mention a challenging, but not intimidating skill level, with a rye and poa annual turf.

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Battlefield Golf Club

1001 Centerville Turnpike S, Chesapeake, VA 23322 | (757) 482-4779

“So you can lose your ball and go whacking away at it with a tire iron! And every time you miss you feel like you’re gonna to have a stroke.That’s what we’ll call it. A stroke! Cause every time you miss you feel like you’re gonna die!!!” — Robin Williams Featuring 18 emerald fairways, the course is composed of sloped hills, tiered greens, and cleverly revealed hazards. Elevation changes of 35 to 40 feet can be surprising, requiring a level of skill not seen at any other Hampton Roads golf course. Battlefield Golf Club supports our Military by hosting an annual fundraising tournaments for the Folds Of Honor Foundation. They also run multiple junior golf camps to bring kids into the tradition at an early age.

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Bide-A-Wee Golf Course 1 Bide A Wee Drive, Portsmouth, VA 23701 | (757) 393-8600

“We learn so many things from golf–how to suffer, for instance.” — Bruce Lansky Portsmouth’s Bide-A-Wee Golf Course is renown for testing the mettle of the best of the best. The course was designed by PGA Professional and Virginia Sports Hall of Famer, Chandler Harper in the early 1950’s. Today’s keepers have preserved the original course routing with its narrow greens while featuring a 3500 sq. ft. pavilion. Of historical importance, it’s believed that Bide-A-Wee hosts one of the oldest annual amateur tournaments in the country.

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Newport News Golf Club at Deer Run 901 Clubhouse Way, Newport News, VA 23608 | (757) 886-7925

“I was practicing in a bunker down in Texas and this good old boy with a big hat stopped to watch. The first shot he saw me hit went in the hole. He said, “You got 50 bucks if you knock the next one in.” I holed the next one. Then he says, “You got $100 if you hole the next one.” In it went for three in a row. As he peeled off the bills he said, “Boy, I’ve never seen anyone so lucky in my life.” And I shot back, “Well, the harder I practice, the luckier I get.”” –– Gary Player Designed by Ed Ault, the Deer Run Golf Course is a quiet, idyllic Championship Golf Course. It’s said that the course is a challenge for even the most experienced golfers. Players report that the layout is such that they can rarely see another group of golfers. There are occasional white tail deer roving about, which has given cause for a listing on the National Audubon Society Registry. Experienced players have remarked on how peaceful the 36-hole course is, with well kept greens and a friendly staff.

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So that’s it! Those are our picks! Now go grab that weird tire iron thingie you call a club and get out there whacking tiny balls into gopher holes! Get that hole-in-one! You can do it! We believe in you!]]> 8637 0 0 0 https://blog.roseandwomble.com/enjoy-the-journey-great-places-to-stop-on-the-way-to-the-outer-banks/ Tue, 23 Jul 2019 12:42:14 +0000 https://blog.roseandwomble.com/?p=8648 By Penny Neef To paraphrase a wise woman (or man), it’s not about the destination, it’s about the journey.  The Outer Banks is a fabulous destination.  What’s not to like about miles and miles of beautiful beaches? In Hampton Roads those beautiful beaches are not that far away.  We can be sitting on the sand and sipping a cold beverage within hours.

But slow down, dear friends.  You could take all day to arrive at the beach, or you could extend your vacation and meander your way back home. There are all kinds of things to do, see and eat along the Caratoke Highway on the way to the Wright Memorial Bridge and those beautiful beaches. We have good friends who own a beach house in Corolla.  We’ve taken the drive back and forth many times in the six years we’ve lived in Hampton Roads.  I love the beach.  I’m always glad to arrive, put on my bathing suit and climb that sand dune over to the beach.  I also love to stop and explore on the way down and on the way back.  You can enjoy the journey and enjoy the destination. Here is a list of some of my favorite reasons to stop along the Caratoke Highway.  Some are big and bold with 25 signs announcing the goodies within.  Some you might drive right on by without even noticing.  Stop at these, and you will not be sorry. It can be challenging to turn left onto the Caratoke Highway so I’ve listed my picks in order, heading south (on the right side of the Highway) to the bridge, then heading north (on the right side of the Highway) back to North Carolina/Virginia border.  I’m sure I’ve missed some real treasures.  Tell me about them, and I’ll stop next time. To the Beach – south on the Caratoke Highway

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Currituck Welcome Center

I know it feels like you just got on the road, but stop at the Currituck Welcome Center in Moyock, less than a mile across the state line. There are friendly people who will answer your questions here. They will tell you about some great places to eat and things to do, both on the Outer Banks and along the way. This is where I learned about the place to get the BEST sweet corn in Currituck County (more on that later). These people live here, love it, and are happy to share.

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Powell’s Roadside Market

You can’t miss Powell’s.  There are two locations, both on the right side of the Highway, heading south.  The first location is the largest.  Watch for the fifty signs, Burma Shave style along the road, announcing what’s in season.  Right now, they have North Carolina shrimp and Georgia watermelons for $1.99, but that can change tomorrow.  They sell lots and lots of fresh produce.  They also sell jams, sauces, salsas and anything pickled from eggs to watermelon rind. They are not good about updating their FB page, but you’ll know what they have just by looking at the signs.

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Morris Farm Market Not too much further down Caratoke Highway, you’ll spot lots of old tractors along the road.  They’re the signal that you are coming up to Morris Farm Market in Coinjock. They have a wide variety of produce. They also have live music from time to time, so check out their FB page.

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Roberts Ridge Farm The ladies at the Currituck Welcome Center let me in on a local secret, which I’m telling you. If you detour off the Highway, towards Elizabeth City, you will find the best sweet corn in Currituck County to take to the beach. Turn right on 158, a.k.a. Shortcut Road.  Up about 5 miles, you will see the sign for Roberts Ridge Farm. Harvey and his crew go out into the fields every morning and pick sweet corn to sell at their farm stand.  They also grow and sell the famous Rocky Hock melons.  It’s worth the detour.

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Handy Tip: Be sure you take a cooler with you.  You will find good things to eat along the way. It’s always hot in the summer.  You know that, you live here. You will have dinner in your cooler by the time you get to the beach.

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The Gravedigger and Everything Else Gravedigger

I have a 7-year-old grandson who loves Monster Jam.  If you are unfamiliar, it’s trucks on steroids that compete around the country all year long.  The Monster Trucks come to Hampton Coliseum and Scope Arena a couple times of year. Joe loves Monster Jam.  To my surprise, I enjoy it too. The favorite Monster Truck around here is Gravedigger, because it’s local.  Local meaning the headquarters of the Anderson family and Gravedigger is right on Caratoke Highway on the way to OBX. This is a complex.  There is Diggers Dungeon, Diggers Diner, Diggers Farm Market and best of all, Monster Truck rides. Worth a stop if you like trucks.

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Grandy Greenhouse & Farm Market

Grandy Greenhouse & Farm Market is my favorite farm market on the way to OBX. The produce is always excellent.  This is where I stock up on peaches, melons, and tomatoes to take to the beach house.  This is where I always get a fresh fruit flurry at Allie’s Frozen Yogurt.

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Weeping Radish

Weeping Radish is North Carolina’s first craft brewery, a butcher shop and a restaurant. Owner Uli Bennewitz has lived in this country for forty years, but his beers are still authentic Bavarian style brews. You can stop to eat here, or load up your cooler with beer and brats for the beach. There are baby goats out front.  Baby goats are always worth the stop.

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H2OBX Waterpark You can’t miss this giant waterpark that opened a few years ago, not far from the bridge to the beach. https://www.h2obxwaterpark.com If you get bored at the beach, it’s easy to pop back over to H2OBX for the day from the beach. They offer an 8-day vacation pass for $39.99 per person. It’s a different kind of water experience for sure.

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Carolina Charm Plants and Gifts

Carolina Charm is the place to get beautiful birdhouses with copper roofs and room for ten purple martin families. Purple martins eat mosquitoes, so the more purple martins you have living in your backyard, the less mosquitoes.  There are also bat houses, bee houses and bluebird houses.  This charming gift shop is anchored by a charming old house.  They also sell flowers, outdoor plants, birdfeeders and other gifts.

Your beach vacation is over and it’s time to head on home to Hampton Roads.  Extend your vacation, slow down and stop along the way. Back to home – north on Caratoke Highway

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Simply Southern Kitchen Save lunch for Simply Southern Kitchen. Lots of five star reviews on Yelp and open for lunch and dinner.  This restaurant prides itself on good, down-home food, like fried chicken, pork chops and jumbo shrimp.  They have mac and cheese, collards, corn on the cob and hush puppies of course.

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Lammers Stained Glass Gifts & Antiques

This is a shop I have driven by many times and never stopped until the ladies at the Currituck Visitors Center told me it was “fun, funky and fabulous.”  The Lammers family runs the shop  in the historic Grover Cleveland Newbern House, built sometime around 1910.  It looks small from the outside, but inside, it goes on and on.  There is plenty of stained glass, both new and old, but also food, quirky kitchen utensils that you can’t live without, vintage comic books, posters, vinyl records and license plates, seashells, North Carolina pottery, driftwood, seashells, antique gumball machines and more, more, more. It is charming.  It is fun.  You can spend two hours here.  It’s worth a stop.

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Sanctuary Vineyards It’s not Napa, but there is an authentic vineyard and wine tasting room on the Caratoke Highway.  Slow down when you see the grape arbors of Sanctuary Vineyards and pull in at the wine tasting barn/shop. I don’t know much about wine, but the folks at the Sanctuary are there to teach and let you taste.  They have live music and other events happening through the season.  Check  out their FB page for more details.

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Cotton Gin and Thyme & Tide Café There are four Cotton Gin locations, three on the Outer Banks and this one in Jarvisburg on the Highway.  The Wright family has owned this property for over 100 years.  They also own the Sanctuary Vineyards next door.  Cotton Gin is another one of those rambling old buildings that you can get delightfully lost in.  It’s a gift shop with many top brands.  My favorite thing to buy here are the Scout bags.  They are the perfect bags for the beach and pool.  I have them in several different sizes and colors.  They are indestructible and shed the sand and water.  Thyme & Tide Café within Cotton Gin, is open for breakfast, brunch through 8:00 pm in season.

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Cindy’s Kitchen Cindy’s Kitchen is another one of those places I would have zoomed on by without a recommendation from the ladies at the Currituck Visitors Center.  If you like desserts, if you have a sweet tooth, you need to stop here.  They have salads, homemade soups and deviled eggs but they are famous for their 12-layer chocolate cake.  Yummy! There are also cookies, pecan bars, pies, banana pudding and fresh apple crumb.  Fill up your cooler here and take it all home.

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Currituck BBQ Company

Save some room in your cooler (or your belly) for Currituck BBQ, just a few doors down from Cindy’s Kitchen. Since moving south six years ago, my husband has been making a study of good barbeque.  This is good barbeque.  I love the brisket.  My husband always goes for the pulled pork.  The barbeque, the sauces, and the sides are all made right here.  You put in your order at the counter.  You can eat inside in the very unassuming restaurant with the locals, or you can take your BBQ outside and eat under the large pavilion.  We stop here every time.

Just like that, you’re back home in Hampton Roads.  What did I bring back in my cooler the last time I traveled the Caratoke Highway?  Bratwurst from Weeping Radish Brewery, a giant, sweet melon and juicy peaches from Grandy Greenhouse & Farm Market and 100 % Scuppernong Grape Juice from Powells Farm Market that I’m saving for a special occasion.]]> 8648 0 0 0 https://blog.roseandwomble.com/cool-flavor-in-the-757-your-guide-to-ice-cream-froyo-and-more-in-hampton-roads/ Tue, 06 Aug 2019 12:36:14 +0000 https://blog.roseandwomble.com/?p=8655 Stephanie Harris It is hot outside, in case you didn’t notice. And what better way to cool down than with a frozen treat? No matter where you go in Hampton Roads, there is an opportunity to partake of a delicious past-time flavor, an innovative, experimental mix, and anything in between.

All Around Hampton Roads (Local Chains)

Lil’ Yeti Snoballs: With locations in Chesapeake and Suffolk, this company prides itself in having the fluffiest sno possible to take on those delicious syrups.

sweetFrog: This yogurt and toppings bar-style creamery has locations all around Hampton Roads. It is based on the weight of what you pick. Kids may go nuts with those toppings! The Skinny Dip: The Skinny Dip has been a local-chain favorite for a while now, and they offer locations on the Peninsula and Southside. Many shops offer vegan, low-sugar, or sugar free options. Some have a fun machine that allows you to mix in toppings. For consistency in product, this is one of my kids’ favorite place to go for frozen yogurt. TASTE: Find a local TASTE shop in Norfolk, Chesapeake, Suffolk, Newport News, or Virginia Beach. Why am I sending you to a sandwich / coffee shop? THE GELATO. OMG, the gelato. Once you have it, you’ll understand. YNOT Italian: Yes, this is an Italian restaurant, but I feel strongly that it should be included here. YNOT offers fruit or dairy gelato that will make you forget yourself. So don’t be confused, this is absolutely a great place for cool, creamy goodness. And there are multiple locations around the 757 area.

Chesapeake

Look Up Dessert Cafe: While this shop offers more than ice cream, you don’t want to miss their homemade waffle cones or macaron ice cream sandwiches.

Newport News

City Center Ice Cream: All the creamy goodness you get at this location is made in the store. So if you have certain allergies, it is great to know what is actually in your food! They also custom-make ice cream cakes.

Norfolk

Doumar’s: When asked, my kids will both tell you that Doumar’s is their favorite place for ice cream. While there aren’t numerous flavors, there are many sundae combinations, past-time favorites, and sherbet. What Doumar’s is most known for, however, are their cones. You can even buy a large jar of the handmade cones at the restaurant to bring home. Hummingbird Macarons & Desserts: Okay, this place obviously focuses on (absolutely delicious) macarons, but in the summer, they make this crazy-good ice cream sandwich (called ice cream macs) with large macarons. I crave these some days. Strawberry Fields: While I love a cone from Doumar’s, one of my favorite places is this tiny spot in Norfolk. Strawberry Fields focuses on gelato, and even offers smoothies. But man, those gelato flavors! Yum-yum!

Urban Ice: If you’ve never tried (or heard of, for that matter) rolled ice cream, take time to stop by Urban Ice in Downtown Norfolk. If you want something fancy and different, this is the place for you.

Portsmouth

Rick’s Frozen Custard: Some people won’t entertain “ice cream” unless it is actually frozen custard. Fortunately, you can take them to Rick’s. Personally, I’m all about their concretes. Scoops Ice Cream and Cafe: This shop serves up Hershey’s ice cream and is located near the Children’s Museum. Their cafe offers affordable foods, but on the ice cream side of things, check out the milkshakes and root beer floats!

Virginia Beach

Confetti: As soon as this place opened in the Virginia Beach Town Center, I had to try the gelato and crepes. The crepes are tasty, but I now go back for the gelato. They only use natural flavors and sweeteners to make this delicious treat. Gelati Celesti: This company has a few stores around Richmond, but the only one in our area is in Virginia Beach. They always have 24 house-favorite flavors, plus some specials. But honestly? Their vanilla will make you believe in vanilla again. Kilwins: If you find yourself near the Oceanfront, stop into Kilwins. They offer more than just ice cream, but they have their own recipes for at least 40 different flavors. And if you have family and friends with you, each person can find a sweet treat to be enjoyed. The smells alone will put a smile on your face as they bake and make on-site. There are stores around the U.S., but this smaller chain only has a shop in Virginia Beach for us.

The SnoBall Shop: If you are into snoballs and every flavor under the sun, this little shop is worth a visit. They put an interesting twist on some ice-cream standards using their own specialty. Tini’s Frozen Yogurt Bar: You can go all healthy or full desire at Tini’s. They offer frozen yogurt options for most diet restrictions, and the toppings range from health choices to bracket breakers.

Big Chains

While this article is really meant to showcase local chains and smaller businesses, we should recognize that the region also has many ice cream chains that, let’s be honest, have merit. And sometimes, you have a craving and that is the nearest place! I mean, Dairy Queen is great for a dipped cone, Cold Stone Creamery is entertaining and customize-able, Rita’s Italian Ice is consistent if that is your thing, then we have home of the 31 flavors (and one of the few chains that I can usually find sherbet at), Baskin-Robbins, and if you want SNOW instead of ICE for your snowball, you can’t beat Pelican’s Snoballs.]]> 8655 0 0 0 https://blog.roseandwomble.com/vacay-in-the-mermaid-city-top-10-things-to-do-when-visiting-norfolk/ Tue, 20 Aug 2019 12:40:39 +0000 https://blog.roseandwomble.com/?p=8663

1. Visit Our Museums and Gardens Norfolk may be a city, but we love our gardens, too. The Norfolk Botanical Garden is beautiful in any season (with twinkling lights added in the winter), and the Hermitage Museum & Gardens is a perfect quite retreat for a stroll. If you like your walk on the wild side, visit the Virginia Zoo. As far as museums go, the Chrysler Museum shouldn’t be missed (thanks to grants and funding, this one is free!). The Chrysler Museum also has the Perry Glass Studio across the street and showcases a few Historic Houses you can visit. For those of you into all things police and fire, stop by the Norfolk Police & Fire Museums.

2. See a Show You are never want for entertainment in Norfolk. The local music scene is alive and well, and you’ll likely run into a few live acts over dinner. But there is also the symphony and opera (and more) at the Harrison Opera House, live touring bands at The Norva, plays and musicals with the Virginia Stage Company at the Wells Theatre and with the Hurrah Players at the Hugh Copeland Center, improv comedy shows at The Push Comedy Theater, and more. For a few local venues that put on shows as small as kids ballet and as big as international artists, be sure to check the calendar from Seven Venues. If seeing a movie is more your style, grab a ticket from The Naro Theater where they show a few current movies and have special nights to play old favorites. 3. Shop Local Yes, you can check out the Outlet Mall or any other chain store, but if you want something special to take home with you, shop local! Norfolk is full of interesting and unique shops to lure you in and surprise you. There are antique stores like The Village Mermaid, cool finds at Mrs. Pinkadot, tasty stores worth visiting like The Bonbonnier (try a Spitfire), and even the Mermaid Factory where you can paint your own Norfolk mermaid to take home. For things only made in Virginia, be sure to stop by Kitsch, and for a mix of small businesses, you can’t miss the Selden Market. 4. Attend a Festival

During much of the year, there are various festivals and live, city-sponsored events happening. From parades and themed festivals to wine and beer festivals and everything in between, Festevents is a great resource to see what is happening around the city. Some of my personal favorites are Harborfest and the Holiday Yule Log Bonfire and Christmas Market. For kids, the Children’s Festival is a great event.     5. Get Sporty Whether you love to watch sports or participate, this city has you covered. If seeing a baseball game excites you, head to Harbor Park for a Tides game. Prefer to watch hockey? The Norfolk Admirals play at the Scope Arena. Lover of basketball, football, or soccer? Check out the local University sports teams (Norfolk State University and Old Dominion University). Love golf? Play at Lambert’s Point or Ocean View Golf Course. For those who prefer their own time on the ice, the Scope Arena hosts periodic ice skating nights (listed on the Seven Venues calendar), and around the winter holiday season, you can go round and round on a rink next to the MacArthur Center Mall. Prefer the sport of fishing? Head to the Ocean View Fishing Pier and gear up!

6. Wine and Dine Like a Local There isn’t enough room in this article to list all of the great places to eat and drink in the mermaid city. Let’s just say that if you are only sticking to chains, you’ve done yourself a huge disservice. A few places not to miss: Press 626 Wine Bar, Mermaid Winery, Hummingbird Macarons in the super cool Pagoda, Doumar’s, more Downtown restaurants than I can list (but cheese lovers MUST go to The Grilled Cheese Bistro), the French Bakery & Delicatessen, and wing lovers should visit The Dirty Buffalo. If you’re looking for breakfast, skip IHOP and go with d’Egg, Little Dog Diner, or Hair of the Dog. For donuts and baked goods, check out Bakehouse at Chelsea (a personal fave), La Brioche Norfolk, O’s Donuts, or Naas Bakery. 7. Visit the Sites

Because the city has officially been around since the 1600s, when we say see the sites, your choices range quite a bit. For the new, we have the NEON District with its building murals and interesting art displays, the fantastic Slover Library, interesting neighborhoods like Ghent, Chelsea, and the Hague, and more. If you’re more into history, walk the Cannonball Trail, stroll the waterfront while visiting the Armed Forces Memorial, and stop by the St. Paul’s Episcopal Church in Downtown Norfolk to see a cannonball still lodged in the building from a very early attack on Norfolk. And while some may think it macabre, the historic cemeteries in the city are very nice to visit (some have tours on certain days), especially the two Victorian cemeteries.     8. Enjoy the Waterways Around here, you either tread water, swim in it, ride on it, or float with a life jacket: the area is surrounded by water! It makes for great opportunities to enjoy it. Dine on the Spirit of Norfolk while you cruise the Elizabeth River. There are also harbor tours with the American Rover Sailing Cruise. It might sound silly, but if you are short on cash, ride the Elizabeth River Ferry back and forth from Norfolk to Portsmouth. It’s cheap, and you can see both city skylines while passing some big ships. And don’t think the only sandy spots are in Virginia Beach ’cause honey, we’ve got beaches. 9. See Why we Love Our Breweries The brewing scene is alive and growing here in Norfolk. As of this article date, these local breweries dot the scenery of the city: O’Connor Brewing Company (various items on tap, large indoor and outdoor space), Coelacanth Brewing (solid, classic-style ales and lagers), Rip Rap Brewing Company (small scene, but one of my faves), Bearded Bird Brewing, Elation Brewing Company, Maker’s Craft Brewery, Bold Mariner Brewing Company, and Smartmouth Brewing Company. Give us a few months, we may add more. 10. Celebrate the Navy Norfolk is home to many branches of the Armed Forces, but through history (and because of the large Naval Station Norfolk), we hold a special place in our hearts for the Navy. For families who love learning about the maritime world, check out Nauticus. While you’re there, be sure to tour the Battleship Wisconsin that faces our Downtown each day. You can even take a Norfolk Naval Base Tour. For additional museum time, stop by the Hampton Roads Naval Museum while you’re at Nauticus. If you prefer to be on the water as you learn, book a Narrated Naval Base Cruise. Wanting to step back to the times when we were fortifying against the British? Tour Historic Fort Norfolk. And for anyone reading this who has been in any branch of service, we thank you.

  By Stephanie Harris]]> 8663 0 0 0 https://blog.roseandwomble.com/vegetarian-and-vegan-restaurants-in-hampton-roads/ Mon, 28 Oct 2019 18:55:24 +0000 https://blog.roseandwomble.com/?p=8697 All Over Hampton Roads Naomi Vegan Meets may not have a dine-in restaurant, but this vegan business does offer delivery, catering, and meal plan services. It is also rumored that a mobile restaurant may be coming. Rajput Indian Cuisine has locations in both Norfolk and Suffolk. Though the restaurant is not vegetarian or vegan, many of the dishes are vegetarian, and it offers special vegetarian buffet nights each month. Fruitive is a small chain that offers 100% plant-based, organic deliciousness. You can find a store in Ghent, at Hilltop, and inside the Main in Norfolk. This food truck gem just opened a new brick and mortar location in Virginia Beach. The Bumbling Bee is 100% plant-based goodness. Virginia Beach If you are hungry and you have a sweet tooth, check out Kahiau’s Bakery & Café in Virginia Beach. They offer a full menu, catering options and even an afternoon tea (all vegan)! Interestingly, you can currently purchase some cookies that look like piggies to support a group that saves pigs from farms. Good food and good deeds? Yes, please. Ready to try some delicious Ethiopian and Eritrean Cuisine? While the MESOB Café full menu does offer options for those friends who have not yet made it to the vegetarian or vegan side, they have a large section of the menu dedicated to vegetable entrees that are cooked vegan style. The restaurant is smaller, so plan your gathering accordingly. Oh, and keep those hands clean. You’ll be eating with them as they do not offer silverware. This restaurant is located in Virginia Beach, but you can find pop-ups at events all over Hampton Roads, and a few items are available online. My Vegan Sweet Tooth not only serves delicious treats, but they all send all of their tips to local animal charities. This restaurant is all-vegan, but they also carry gluten free vegan options. And if you need a cake made? Yep, they’ll make you a fabulous vegan cake for any celebration. If you love Mediterranean food, don’t miss a stop at Baladi Mediterranean Café in Hilltop. Vegetarian and vegan options are offered daily on their menu, but they host a special Vegan Night on Wednesdays (which includes vegan wine). Get the Falafel Salad Platter. You won’t be disappointed. To continue your Mediterranean experience, stop by Azar’s at either Pembroke or Hilltop. They even offer a special vegan menu. Portsmouth If you are looking for some fantastic “chicken” and waffles, head to Beyond Vegan Cell Food on High Street. They have juices, smoothies, a full in-house menu, and offer meal preparation kits. Their wraps will make you forget why you ever ate anything else. Norfolk Jikoni Café is an all vegan restaurant on 35th Street inside of House of Consciousness that also has delivery options through DoorDash. The entrée dishes are filling and flavorful, but seriously, get a vegan shake. 100% yummy. For delicious, vegan comfort food, try Senses. Grab the “chicken” salad wrap. For vegetarians, you can’t beat the pimento cheese sandwich at The Ten Top. They also offer a section for vegetarian and pescatarian options. A local favorite for years, Yorgo’s Bageldashery not only has delicious, fresh bagels, but also has a plethora of vegan sandwiches from which to choose. For those who love Asian fare, Kotobuki Sushi Bar has nearly a full page of the extensive dinner menu dedicated to vegetarian items. Newport News If you find yourself on Jefferson Boulevard, stop at Healthy Eatz Vegetarian Café & More. This unassuming restaurant offers vegetarian and vegan options. Try the KeKe (vegan panini). Hampton Venture Kitchen and Bar is not a vegetarian restaurant, but they do take pride in their vegetarian and vegan dishes. Each item is accordingly marked on the menu for an easy browse. There are many vegetarian and gluten-free options, and a few vegan. Chesapeake With special vegetarian options along with vegan swaps to standard dishes, The Cutting Edge Café is a nice luncheon spot. My pick here is the Blackened Vegan Chik’n. There are more than just beans to fill you up at Burrito Perdido. You won’t walk away hungry.]]> 8697 0 0 0 https://blog.roseandwomble.com/rose-womble-realty-grows-its-norfolk-services-with-acquisition-of-chandler-realty/ Tue, 07 Jan 2020 14:40:20 +0000 https://blog.roseandwomble.com/?p=8728 This July, Rose & Womble Realty announced the acquisition of Chandler Realty, Norfolk’s premier real estate firm. Rose & Womble Realty had been actively seeking growth opportunities in Norfolk before the acquisition was announced.

Art Zachary, Chief Executive Officer and President of Rose & Womble Realty Company stated, “The combination of Rose & Womble and Chandler Realty brings together two of the finest family-run real estate firms in Hampton Roads. Our local roots go back to the seventies, and our philosophies are aligned already.” Web Chandler, President and Principal Broker of Chandler Realty, Inc. said, “We determined that Rose & Womble Realty was the perfect match to grow business for our Sales Associates. Our company values align ideally, as Rose & Womble is also an established, local, family-owned and operated business.”

Nancy Chandler Associates was founded in 1974 by Nancy Outland Chandler. The company opened as a small, family-owned real estate firm with a philosophy based on honest, professional expertise and superb client care. In 2017, the firm rebranded to Chandler Realty.

Rose & Womble Realty will now have two offices in Norfolk located at 701 West 21st Street and 500 West 21st Street in the Ghent neighborhood. The office located at 701 West 21^st Street will be doing business as Chandler Realty, A Rose & Womble Realty Company. The company will have approximately seventy Norfolk-based REALTORS® and will be better positioned to service their real estate clients and customers in Norfolk and greater Hampton Roads.

Van Rose, Chief Operations Officer for Rose & Womble notes that future areas of growth in Norfolk include Ocean View, and Tidewater Drive.

Rose & Womble Realty has been ranked as the #1 real estate firm in Hampton Roads for the last five years according to the most recent Real Estate Information Network (REIN MLS) data, the combined companies now represent the largest real estate company (by sales volume) in both the City of Norfolk and Hampton Roads. The company is headquartered in Virginia Beach and has a sales force of over 600 licensed agents. The firm is consistently listed on National Relocation & Real Estate Magazine’s Annual Power Broker Reports, and ranked #1 in local sales volume reporting. Rose and Womble Realty Company has thirteen resale offices, and Divisions including: New Homes, Relocation, Information Technology, and Marketing Services. Affiliated companies include Rose & Womble Chandler Property Management LLC, Advance Financial Group, Advance Title & Abstract, Residential DataBank (market research), and Land Planning Solutions.

]]> 8728 0 0 0 https://blog.roseandwomble.com/winter-is-a-chill-time-to-buy-a-home/ Tue, 21 Jan 2020 13:34:50 +0000 https://blog.roseandwomble.com/?p=8738 When the weather outside is frightful, trudging door to door to look at houses might seem like a fool's errand. Everybody knows spring and summer are the home-buying seasons, and winter is the time when you—and sellers—cool it for a bit and take a break, right?

While it's true that things do slow down in the winter, that's not necessarily a bad thing. Yes, it's cold. Yes, fewer homes are for sale. Yes, moving in a winter storm is a pain no one should experience. But there are quite a few smart reasons to buy a home in the winter. In fact, we'd argue that this might even be the best time to buy a home—if you can. Here's why.

There's Less Competition Not everyone's willing to look at homes in single-digit temperatures. The months of May, June, July, and August make up 40% of existing-home sales, while January and February account for less than 6%. Buying in the winter knocks out a large chunk of the buyer competition, allowing you to be a bit more selective with your home purchase. More summer inventory means there's a better chance of finding your dream home, but your chances of successfully buying any home are higher when it's chilly. Fewer buyers mean fewer all-cash, over-asking offers—making your traditionally financed offer more appealing. Sellers Are Motivated And Willing to Make a Deal

Most likely, sellers listing their home in the depths of winter seriously want to sell. That gives buyers the upper hand. Many people who place their homes on the market at this time of the year because they need to. Many sellers are looking to get out fast and will be more willing to work with you.

You'll also want to keep an eye on each home's "cumulative days on market," which you'll find on the home's listing details page. It's possible that the house has been lingering on the market—giving you more leverage to land a fantastic home for a fraction of the price you would have paid six months earlier. If you are buying in the winter, you may want to target houses that have been on the market for a few months, because you might just find a seller who is more motivated to accept a lower offer.

But remember, just because a seller's eager doesn't necessarily mean you should dramatically lowball or make unreasonable demands—you could sabotage the deal. Work with your agent to determine an appropriate negotiation strategy.

You Can Put The House Through Its Paces

In most climates, winter puts stress on the home. That gives you the perfect opportunity to evaluate the property under the worst conditions possible. A home that might seem perfect during the temperate spring could look wholly different in the winter. You'll never know how drafty the windows may be or how weak the insulation is when previewing a house in the spring and the summer.

Buying a house in the winter allows you to put the furnace's ability to keep you warm to the test. Do you spot ice dams on the roof? How does the home look with barren trees and shrubs? This is your chance to be extra critical of a house you're thinking of committing to.

Hiring Movers is Usually Easier

No one can claim that it's easier to move in the winter. If you've ever done it, you know it's sheer misery to move all of your possessions in inclement weather. But the logistics are simplified when you aren't competing with a hundred other moving households. Movers aren't booked solid like in the spring and summer months, it’s not a bad time to move. You may even be able to negotiate a lower price because of the chilled demand. Just make sure to be flexible and allocate a few days' window for moving.

You Can Time Last-minute Tax Savings

If you're purchasing your first home, buying in the winter gives you a few extra months of potential tax deductions. The holidays are your last chance to buy that home and use it as a write-off for your taxes. Depending on your local laws, you can deduct mortgage interest, taxes, and points—although you should consider talking to a professional before getting too excited. New tax laws may affect your mortgage interest deduction.

Homes Close Faster

In the busy spring and summer months, your mortgage broker might be backed up days or even weeks—which is beyond frustrating when your closing is planned around your lender's schedule. But during the holidays things can slow down by 25% to 30%. You will be able to close your loan much faster, as wait times are much shorter during the winter.

Information provided by REALTOR.com

]]> 8738 0 0 0 https://blog.roseandwomble.com/6-ways-to-boost-a-homes-curb-appeal/ Tue, 10 Mar 2020 12:30:38 +0000 https://blog.roseandwomble.com/?p=8761 By Leslie Fischer  From the gutters to the garage, from the windows to the walkways, first impressions matter. Since curb appeal often determines whether your home sits or sells, you want your home to shine from the outside in. Here are the best six ways to boost your home's curb appeal. 

1. Give Your Lawn Some Love

Nothing makes a better first impression than a healthy green lawn. Aerating, watering, and proper mowing regularly make a huge difference in your lawn’s attraction and health.  Be sure to fertilize, but only apply fertilizer during spring and fall and be sure to choose the right type for your grass. With the right attention and a little time, even long-neglected patches can become green and vibrant. While you're at it, trim the shrubs and spruce up the flower beds with colorful native blooms. A yard full of weeds and pests triggers the thought,  “Uh-oh, lots of work here” in a buyer’s mind, and you don’t want that. For more info on proper lawn care practices in the Hampton Roads area, read this excellent guide by Wikilawn.

2. Pull Out the Paintbrushes

  Sometimes the exterior just needs some touch-ups. If the exterior paint is faded or cracked, the entire house will look worn. If nothing else, touch up the trim, shutters, and doors. Be sure to check the paint on fences, outbuildings, and the mailbox. Pay special attention to the entryways. Don't forget the address numbers on the house and on the curb. They need to be easy to read from the street. Pro tip: Plant some flowers in containers, and paint your house number on the containers.

3. Ditch Dated Extras

Most properties have at least one or two outdoor “features” that have become eyesores. Whether it’s a backyard fountain that no longer flows or patio furniture that’s past its prime, the time to get rid of it is now. Broken, outdated, or space-hogging extras can ruin your curb appeal. And since most of these liabilities aren’t useful anyway, you won’t miss them when they’re gone.

4. Wash Those Windows

Crystal-clean windows give your home’s exterior the boost it needs to go from good to great. Washing the inside of windows is as easy as cleaning your bathroom mirror. Unless your windows tilt in for cleaning, though, washing the outside can get tricky. Extension poles allow you to clean high windows from the ground. For many homeowners, that’s a much safer option than a ladder.   Note: Curtains and blinds are visible from the outside and have an impact on curb appeal. Don’t forget to dust or wash your window dressings!

5. Let There Be Lighting

For many homes, outdoor lighting is little more than a porch light and maybe a floodlight set to detect motion. While both these lights perform an important function, they don't do much to increase your property’s curb appeal. But, a lighting scheme that illuminates pathways and provides aesthetic accents offers both form and function.

6. Pathways to Glory

Speaking of illuminated pathways, upgrading the walkways in front of your property makes a big difference. Lighted paths are appealing an add a measure of safety. You can make path lighting nearly maintenance-free by choosing solar-powered lights. But lighting is just the first of your options. Paths can be edged, mulched, and lined with flowers and plants. You can fill them with gravel, stone, or brick pavers. The beginnings and endings of walkways look great with an arbor accent. There are possibilities to suit any taste!   When upgrading to boost curb appeal, remember to err on the side of caution. Quirky projects can be fun, but their niche nature will be a turn-off to some folks. If you plan to sell soon or have HOA rules to worry about, a highly personalized update can become a liability!   Leslie Fischer describes herself as a “slow-motion vagabond.” She finds a place she wants to live, buys a fixer-upper, flips it, and gets out the atlas again. She writes about real estate and DIY issues. Blog provided by LawnStarter  ]]> 8761 0 0 0 https://blog.roseandwomble.com/how-to-avoid-stress-when-moving/ Mon, 27 Jul 2020 13:17:44 +0000 http://newblog.roseandwomble.com/?p=4681 8 Weeks Out: Start a File You're going to have a lot of paperwork associated with your move, and it is best to keep all of it in one spot. We suggest getting a file folder or binder with pockets. Keep any notes and documents related to your move in this file - anything from the moving company confirmation, to the reminder to let your bank know you've changed your address. You don't want an important piece of paper to get lost among the boxes. For you more tech-centered movers you could use an app like Evernote or Trello to keep tabs of documents - even snapping a picture of the receipt and keeping it in your phone could be helpful - but if you run into a situation that requires the documents it's best to have the originals ready.

7 Weeks Out: Get Copies

If you're moving out of your current town you might be changing doctors or schools - both are going to need the records. Arrange for these to be transferred to their new locations - make sure to jot down in your moving file the person you spoke with about the transfer and the date. This way when you arrive in your new home town you can follow up, armed with great information in case of any delays.

6 Weeks Out: Clean Up and Get Old Stuff Out

We've said it many times in this blog - home buyers HATE clutter. Ideally this step should be done before you list your property. If you needed extra incentive, you don't want to waste packing time with items you will not use in your new home. Plan a yard sale (we've got great tips on how to throw one) or arrange a charity pick-up. Extra stuff is just going to get in the way and will cost more to move.

5 Weeks Out: Stop Shopping

You're probably really excited to begin shopping for decor items for your new home, and we really can't blame you, but try to wait until you're in your new house. One of the things most buyers overlook is that you have to pay for every ounce you move - even if you're moving yourself. Having less stuff means smaller trucks and shorter work times. Also, stop grocery shopping in bulk - just purchase what you family will actually consume while still living in this house.

4 Weeks Out: Gather Supplies

Start asking friends, family, and coworkers for boxes. Stock up on bubble wrap and boxes. You're also going to want to confirm your movers. We've got great tricks for the actual packing of things on our Pinterest page. Start packing items you don't use on a daily basis, and organize off season items like holiday decorations.

3 Weeks Out: Schedule Utilities

Schedule utilities to be cancelled a couple of days after you move out - they are typically required to be on during the walk through at closing. Make sure you contact all utility companies for your new home as well and schedule installation appointments.

2 Weeks Out: Use Up the Supplies

Time to start planning meals based on what's in the cupboard and fridge. Try your best not to go grocery shopping. This is also a good time to do one more sweep of the cupboard and see if there is any thing you can donate to a local food pantry.

1 Week Out: PACK!

Hopefully you started packing during week 4 - if not grab some good friends, treat them to some pizza and get to work.

Bonus Tip!

Pack and load the essentials last on the truck - this way you can offload them immediately into your new home.    ]]> 4681 0 0 0 https://blog.roseandwomble.com/what-you-need-to-know-about-home-staging/ Mon, 28 Sep 2020 12:50:13 +0000 http://newblog.roseandwomble.com/?p=5899 Gone are the days when all you had to do to sell a home was to put up a “For Sale” sign or take out an advertisement in the local newspaper. Most homeowners and realtors today rely on home staging in a big way to sell homes or give buyers an extra push towards making an offer. Here are a few things that you need to know about this useful marketing tool before listing your home. Staging helps a buyer visualize your house as a future home A huge number of realtors say that staging helps buyers visualize a house as their prospective home. Without the help of staging, most buyers find it difficult to imagine a house different from what it looks at that particular point of time. And contrary to popular belief, staging is not all about decorating your property. You have to make sure that the house is clean, and free of clutter and personal effects.You also have to find potential uses for unused space, and place furniture in such a way as to ensure a smooth flow throughout the entire house. Staging helps you sell your home faster Home staging can cut down the time your property is on the market. According to the Real Estate Staging Association, a professionally staged property spends around 73% less time on the market. A professional stager can help you identify your home’s strengths and shortcomings Though a professional stager may cost you a few hundred dollars, he can help you showcase your home in the best possible way. While a seller may find it difficult to view his property objectively, a professional stager can evaluate a home for strengths and weaknesses and help present it in such a way that its flaws are hidden and its strengths are highlighted. Who knows, even you may change your mind about selling the house once the stager does his magic! However, if you feel that you can do a good staging job, Today has some great tips to help you style your home like a professional! Staging can even affect your sale price Still not convinced? Experts say that home staging can help your home stand out amongst the crowd and rake in higher offers. According to a recent study by the National Association of Realtors 2015 Profile of Home Staging, the first of its kind from the organization, 45 percent of realtors who worked with buyers feel that a home decorated in accordance with a buyer’s taste could have a positive effect on its value. However, 10 percent said that a home decorated against a buyer’s preferences could bring down its value. If others are doing it, you need to do it too If other homeowners in the neighborhood are taking pains to stage their house before showing, it means that you need to do it too. Take a minute to think about it. What will you do if you are shown two houses with the same asking price in the same neighborhood? Would you choose the one that is crowded, cluttered and untidy or the one that is clean, modern and inviting? By Kurt Jacobson _________________________________________________________________________________ Kurt Jacobson is a snowboarding enthusiast with a background in real estate. Having moved 11 times in the past nine years, he thrives on helping others learn from his experiences. When he’s not out shredding the mountain, he writes about all things rental related for the website RentFinder.co.  ]]> 5899 0 0 0 https://blog.roseandwomble.com/stylish-simple-christmas-decorating-ideas/ Mon, 07 Dec 2020 15:00:17 +0000 https://blog.roseandwomble.com/?p=7754 Vintage Snowflake Sign

If you aren't sure what to do with your old newspapers and scrap wood, repurpose them! To make the décor winter-ready, finish the look off with a snowflake. Tutorial. [/ezcol_1half] [ezcol_1half_end]

Winter Icicles

Icicles aren't just for the outdoors. In fact, we love the way they look as unexpected indoor winter décor. Tutorial. [/ezcol_1half_end]

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Sweet Tidings

Bring a colorful delight to the table with an arrangement of treats. For the centerpiece, try an arrangement of red and white peppermint candy and marshmallows. Use ribbon candy and other multicolored treats for the sides. [/ezcol_1half] [ezcol_1half_end]

Simplicity

Play to your home's unique style with holiday decor that compliments its most appealing qualities. The example above gives a mirror a border of decorative golden deer and white stockings to accentuate the white mantel.[/ezcol_1half_end]

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Festive Arrangement

Keep your decorations simple. Fill a glass with an assortment of holiday ornaments and surround it with greenery.[/ezcol_1half] [ezcol_1half_end]

Charming Countdown

Check out this unique adaptation of the traditional Advent Calendar. Replace a leaning mirror for the month of December and fill small numbered bags with your family's favorite treats.[/ezcol_1half_end]

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White Christmas

This brilliance of white is captured in a monochromatic tree that sets a festive tone. Use ornaments in clear glass, silvers and white to add to the "White Christmas" feel.[/ezcol_1half] [ezcol_1half_end]

Playful Accessory

Think outside of the box! Turn game night into a unique holiday prop.[/ezcol_1half_end]

]]> 7754 0 0 0 https://blog.roseandwomble.com/local-guide-reasons-love-smithfield-virginia/ Tue, 22 Sep 2020 11:56:16 +0000 https://blog.roseandwomble.com/?p=8178 Jamestown-Scotland Ferry or sail down the river and dock at Smithfield Station Waterfront Restaurant, Inn and Marina (415 S. Church St., 757-357-7700). Just inside the city limits, you’ll be able to visit Historic St. Luke’s Church (14477 Benns Church Blvd., 757-357-3367), the oldest existing church of English foundation in America and our nation’s only surviving original brick Gothic church. It also houses the nation’s oldest intact organ. When I visit Smithfield, I go there for three things: the food, the cultural and historical attractions, and the antique shopping. A great place to start is the historic district, where you can walk easily from shop to historic house. A great first stop is always the Smithfield & Isle of Wight Visitor Center (319 Main St., 757-357-5182). There, you can pick up a map for a walking tour of the historic district and then make your way down the street to see more than 50 homes featuring Colonial, Federal, and Victorian architecture, some still private residences and businesses, but some transformed into museums, inns, restaurants and unique antique and specialty shops. Along Main Street, the walking tour will take you to some spectacular attractions. The 1889 Mansion on Main (36 Main St., 757-357-0006) is not only home to one of Smithfield’s bed and breakfasts, but offers a tour of the historic home. The Isle of Wight County Museum (103 Main St., 757-356-1223) is great for adults and kids alike, hosing collections that interpret local history, prehistoric fossils, Native American and Colonial artifacts, and the world’s oldest, edible cured ham dating back to 1902. Hayden’s Lane on Main St. was originally the driveway to Hayden Hall, a girls’ school. The garden department of the Woman’s Club of Smithfield and the town created a lovely sitting garden and walkway to relax and enjoy the peaceful surroundings. Down the street, The Old Courthouse of 1750 (130 Main St., 757-356-9016) was originally modeled after the Capitol building in Colonial Williamsburg and offers free tours. For those who never get their fill of history, a short drive away from downtown Smithfield offers Historic Fort Huger (15080 Talcott Terr., 757-357-0115), where you can view the scenic James River and take a self-guided walking tour through the trails and see the cannon mounted along the edges of the fort. In Isle of Wight, you’ll find Boykin’s Tavern Museum (17130 Monument Circle, Isle of Wight, 757-365-9771), named after Francis Boykin, who served in the Revolutionary War with Patrick Henry and George Washington. Also nearby is Fort Boykin Historic Park (7410 Ft. Boykin Tr., Isle of Wight, 757-357-5182) set on the bluffs of the James River. Construction there began in 1623 to protect the colonists from raiding Spaniards, and the fort is great example of the military architecture of the Civil War. Also in the historic district and all throughout the town are many unique places to shop, ranging from furniture and stores, to confectioneries and specialty shops. For lovers of buying local, you can’t find anything better than the Smithfield Farmers Market, located behind the Bank of Southside Virginia, (115 Main St.). Along Main street, there seems to be an antique store every block. I collect old post cards, and I have spent hours browsing the different shops’ collections. Another store which is a favorite to locals and tourists alike is The Christmas Store (108 Main St., 757-357-7891). The arts also abound in Smithfield. The Arts Center @ 319 (319 Main St., 757-357-7707) is a great place to see the work of local and regional artists. And, throughout the historic district, there are plenty of opportunities to wander in and out of many small, local galleries. Live music is standard fare in many of the local restaurants, including the Smithfield Station, and in the summer, the Friday Night Summer Concert Series at The Smithfield Times’ gazebo and lawn (228 Main St.), a free series featuring local and regional artists, is where you’ll find the locals enjoying a warm summer night. One the gems of Smithfield is the Smithfield Little Theatre (210 N. Church St., box office: 757-357-7338) which produces several plays annually as well as many special events. Take in a show there. I’ve been nearly a dozen times, and it wasn’t just because many of my friends (and some of Hampton Roads best actors) appear there regularly. Now that we’ve walked the town, soaking in the history, art, and culture and shopping for antiques and post cards from the 1920s, it’s time to eat. Smithfield is home to some of my favorite restaurants in Hampton Roads. There are dozens upon dozens of great restaurants, but let’s focus on four—three in Smithfield and one that is on the way. That one is Captain Chuck-A-Muck’s Sandbar and Grill (21088 Marina Rd., Rescue, 757-356-1005) and no article about this part of Hampton Roads would be complete without mentioning it. It’s a casual place where friends enjoy fresh, local seafood and homemade desserts. It’s a fun place where you’ll probably run into someone you know, and if not, you’ll have ten new friends before you leave. But back in the center of Smithfield, you can’t go wrong with Smithfield Station. Their menu is deep, and they host live music on weekends in the lounge. If you like pork ribs, this is the place to go. I’ve never had better pork ribs anywhere in Hampton Roads or in America. And yes, that includes all the barbecue hot spots across the country. Perhaps it’s because they just have to walk down the street to get their meat… Perhaps the most famous Smithfield restaurant is the Smithfield Inn (112 Main St., 757-357-1752). The inn dates back to 1752 and features multiple dining rooms with menus ranging from casual pub fare to elegant dining options. Their ham rolls are famous, and their Southern Tasting—featuring fried green tomatoes, Smithfield ham, butter pickles, and pimiento cheese—is one of my favorites. My favorite place to eat in Smithfield, though, is the Smithfield Gourmet Bakery & Cafe (218 Main St., 757-357-0045). It’s open for breakfast and lunch during the week as well as dinner on weekends. As the name implies, they house a gourmet bakery and have fantastic desserts, but the best meals on the menu may be the Smoked Pork and Pinot wrap and The Bakery Burger, a hamburger with homemade pimento cheese, ham salad, and pickled onion. My dad and I get the burgers every time we visit. One day really doesn’t give you enough time to fully embrace what Smithfield has to offer. So, do what I’ve done. Stay there. There are many bed and breakfasts to choose from, and of course there is the Inn, which offers posh accommodations. A great place to stay, though, is the Station. We recently had a small cabana alongside the marina—a perfect place for a romantic getaway. No matter how much time you have or what you are in the mood for, Smithfield is one of Hampton Roads’ most fun places to be. By Michael Khandelwal]]> 8178 0 0 0 https://blog.roseandwomble.com/makes-ghent-ghent/ Mon, 22 Jun 2020 17:45:25 +0000 https://blog.roseandwomble.com/?p=8194 By Jeff Hewitt Ghent occupies a unique space in the cultural landscape of the august city of Norfolk. But what is exactly it that seems so special? It’s not our oldest neighborhood — that honor likely goes to downtown, but Ghent on its own is possessing of a flavor unlike any other in the region. Old world charm meets old money intersecting with youth culture, commerce, and art in a way that really hasn’t been duplicated in the same exact manner anywhere else. In examining the odds and ends that translates into what makes this collection of 19th century streets so special, I should in all fairness disclose a salient point. Ghent is my home — once upon a time back in 1999, I bid a forever farewell to Chesapeake and moved into a tiny studio apartment on Boissevain Ave smack dab in the middle of Ghent. My rent was $415 a month, all utilities included. I pay over three times that now. And while that space is now long gone — it fell victim to fire in the early years of the new millennium — the pull of this area has kept me deeply in love with the neighborhood in which I live. What is it that makes Ghent, Ghent?

The History

Prior to its initial development, Ghent was a large tract of farm land called “Pleasant Point.” There are conflicting stories as to where the name, “Ghent,” comes in. Some say it was envisioned by wealthy landowner and early Norfolk resident — Jaspar Moran, who purchased the farm and built a home — naming it Ghent after the city where the treaty ending the War of 1812 was signed, in honor of the end of a war he fought in. Others say that a later owner of the home, Commodore Richard Drummond, picked the name after one of his ships ferried the actual copy of the treaty across the Atlantic. Either way, the district began development in 1890. Most of the initial construction took place between 1892 and 1907 — beginning along the Hague at what is now Mowbray Arch. Marshland was filled in to provide a semi circular shoreline. By the late 20s, most of what we think of as the neighborhood was in place. While it was economically successful for the first 60 years, a downturn through the 70s and 80s and resultant revival has created one of the most economically diverse areas in the city.

The Hague

Great cities have traditionally been built alongside great bodies of water. I wouldn’t say that the Hague qualifies to that degree so much — but as Norfolk is nestled against the banks of the mighty Elizabeth River, so is Ghent positioned against this scenic little waterway. Originally referred to “Smith’s Inlet,” it was renamed to further reflect the intentions of Ghent’s developers to mirror our sister city way over in Belgium. The very first homes of Ghent were built along its edge, and while in days past their glory had perhaps diminished through times of economic struggle — today these beautiful examples of 19th Century craftsmanship stand tall and beautifully restored. Mowbray Arch provides one of the more iconic representations of this neighborhood — if you haven’t been sightseeing down it’s paths, I highly recommend you take the time. In the here and now, the Hague defines us more than ever as we enter an age of rising sea levels. Tomorrow, Ghent could be defined by floodzone issues as much as by it’s character and charm. How we handle those challenges will likely determine how citizens of the 22nd Century view our beloved borough. If they’re still able to see it at all, that is.

The Architecture

For my money, nothing speaks to the soul of a neighborhood more than its architecture. And Ghent doesn’t disappoint in this regard. Colonial Revival meets Queen Anne styling with eccentric dashes of everything from Spanish inspired haciendas and classic Tudors, to breathtakingly beautiful Victorians or ultramodernist Frank Lloyd Wright era homes. Architecturally, Ghent is a visual smorgasbord that has been well curated over decades. Honestly, it’s honestly hard to imagine Ghent without the strip of street that connects the Elizabeth River with the Lafayette. This thoroughfare of commerce and residences boasts one of the last great video rental stores in the nation along with its adjoining art house cinema, The Naro. If you want it, Colley Avenue probably has it. And if Colley doesn’t have it? Its sister street, Colonial Ave. likely does. From rebel-indie coffeehouses to corporate purveyors of caffeinated sludge. Bicycle shops and frozen yogurt. Pizza joints and some of the best bars in the city. A massive healthcare complex. A wetlands preservation project. A place to get your shoes repaired. An honest-to-god coin operated laundromat. The list goes on and on. Most of the apartment buildings and condos nestled in-between have been there since the turn of the century. Colley Avenue is so much more than a wayfare of commerce. It is the living, beating heart of Ghent.

The People

More than anything else, people are what make Ghent unique. It’s easy to get cynical about the hype, but nowhere else in the city can you find artists living next door to bankers living next door to craft brewers. With a population density of around 9700 people per square mile, a culture of pedestrians and cyclists permeates the neighborhood. This kind of density is what allows the eclectic mix of niche businesses and owner operated restaurants to thrive. Ghentites are prone to supporting the arts, caring about the environment, and engaging in activism. Add to that an economic diversity with a mix of upper-middle income established residents with lower income / younger urban professionals and service industry employees? You create a melting pot. A special place that’s not just simply one of the most sought out neighborhoods in the 757 — but also a microcosm that, on its good days, stands as metaphor for the best of America.

Defining Characteristics And Features

• Local historic district zoning was enacted (Ghent Historic Cultural Conservation Districts) preserve architectural character.
• Pedestrian Commercial Overlay zoning district was added to the Colley Avenue and 21st Street commercial areas to allow pedestrian oriented commercial activities within the neighborhood. Walkable destinations include the Chrysler Museum, Harrison Opera House, movie theater, restaurants, retail.
• Ghent has a wide range of housing types — single family, townhomes, multifamily buildings — creating an economically diverse community.
• Greenery adds to the character of the neighborhood in a series of linear parks and gardens, a dog park, and waterfront walkway.
• Ghent boasts an original complete grid of sidewalks, which are in most cases separated from traffic by 10 or more feet of landscaped verge and on-street parking, contributing to the safety of the area.

By The Numbers

• Ghent and North Ghent, both areas within the larger Ghent neighborhood, are listed on National Register of Historic Places (1980 and 2001), with over 500 contributing structures, including several historic churches and synagogues.

Designated Area

The neighborhood of Ghent is broadly defined by Brambleton Avenue to the south, Hampton Boulevard to the west, railroad tracks to the north, and Granby Street to the east.]]> 8194 0 0 0 https://blog.roseandwomble.com/five-ways-upgrade-bathroom-without-remodeling/ Mon, 17 Aug 2020 12:19:29 +0000 https://blog.roseandwomble.com/?p=8211 Your bathroom should be one of the most peaceful and relaxing rooms in your house. If you’re tired of your outdated bathroom, then give it a makeover! It’s not as complicated as you might think. Since its one of the smallest rooms in the house, you can make significant changes to the look and feel of your bathroom without taking on a big renovation project.

Your bathroom can take on many different looks. Whether you want bright and bold, or simple and serene, take a minute to consider what kind of style you’d like to achieve, and what budget you’d like to keep.

Here are 5 updates to make to your aging bathroom:

1. Paint. Start by giving your bathroom a fresh paint of coat on the walls. Or, if you’re feeling bold, pick out a fun wallpaper design. Bathrooms are a great place to try something more daring than you’d be willing to do in your bigger, more visible rooms.

You could also repaint your tub, floor tile, or cabinets instead of fully replacing them. You’ll need to purchase special paint, do some prep work, and purchase all the necessary supplies before painting your shower, tub, or tile floors. While it’s not as easy as slapping some paint on the surface, it’s still much more cost friendly than replacing those items.

2. Add new lighting. A little natural lighting will help to brighten up even the smallest of bathrooms. Remove tree branches or thick shrubbery near your bathroom window to help let the natural light shine in. Consider replacing thick curtains with some that let the light in while still giving you some privacy.

Update your outdated light fixtures to some that match your new style. Consider something elegant like an old chandelier, or perhaps a sleek, modern fixture. Consider swapping your standard light switch for a dimmer. The dimmer will allow you to set the mood with lower light when you want to spend time relaxing in the bathroom, or if you want to use the bathroom in the middle of the night without blinding yourself.

3. Improve storage. Improving your bathroom isn’t all about design. You want to improve the functionality of your bathroom as well. Do so by adding extra storage such as a new medicine cabinet, or by mounting some racks or shelves to the wall. With more storage space you’ll be able to improve the look and functionality of the bathroom by eliminating some of the clutter.

4. Update hardware. Over time the hardware in your bathroom can rust, stain, or become outdated. Pick out new hardware, such as faucets, towel racks, and sink and drawer handles. These pieces will come in a myriad of different designs and price points. Altogether, these small touches will make a big difference in your bathroom. Because they receive a lot of use, they tend to be what people notice the most in your bathroom, so spend some time picking out pieces that will best reflect the new design of your bathroom.

Also, consider replacing your showerhead. Think about the design and the function of your showerhead. You can find rather inexpensive showerheads in different shapes and sizes with elegant finishes, or purchase a more expensive showerhead that will allow you to control the pressure and the flow of the water stream.

5. Accessorize. Treat yourself to fresh bath towels, shower mats, shower curtains, soap dispensers, and even a new toothbrush holder. Look for unique pieces that will match the color scheme, and breathe new life into your bathroom!

Don’t be afraid to include some artwork if you have space. A few pieces of well-displayed art can really help tie the room together and make it feel complete. Pick out art that you love, but try to have it match one or two of the colors in the room to help it tie everything together.

Try placing a plant or a floral arrangement on your counter, or add a floor plant to the corner of the room. Orchids make for a great bathroom flower because they tolerate heat and moisture well.

]]> 8211 0 0 0 https://blog.roseandwomble.com/prepare-home-hurricane/ Mon, 10 Aug 2020 12:14:46 +0000 https://blog.roseandwomble.com/?p=8227 Hurricanes are a major source of concern—not only for the health and wellbeing of your family and friends—but for your home as well. With heavy winds and long periods of rain, hurricanes can cause catastrophic damage to your home.

There are, however, preparations that can be made upfront that can save money and heartache in the long run. We spoke with Towne Insurance Agent Chandler Fulton, who gave us some great insight for during, and after a hurricane or tropical storm.

“It’s a good idea to review your policy and call your agent to find out if you have flood insurance prior to the storm,” says Chandler.  “If you don’t have flood or wind insurance, you can always change your coverage. However, there is typically a 30-day waiting period when you request specific types of insurance. If a hurricane is already on its way and you request to file insurance, it could be too late. But, it’s never too late to be prepared for a future event.”

[caption id="attachment_8228" align="alignright" width="339"] A collection of items necessary to survive in the aftermath of a hurricane[/caption]

Before the storm: 

1. Create an indoor/outdoor home inventory list, documenting the contents with a camera.
2. Put together a supply kit, including a flashlight, batteries, clean water, first aid supplies, nonperishable food, and cash.
3. Determine the safest place in your home to gather. This should be a room with no or few windows that will be safe from flooding. If you live in a high-rise building, take shelter below the 10^th floor.
4. Fill your car with gas prior to the storm in case of evacuation orders. Obey evacuation orders.  If you’ve already prepped for the hurricane, then there’s not much more you could do to protect your house anyway.
5. Gather all important documents and valuables and store them in a waterproof container on an upper floor. Remember important prescriptions any valuables or priceless mementos. Important document include:

• Driver’s License/ID
• Social Security Card
• Proof of residence
• Insurance policies
• Personal checkbook and any unpaid bills
• Stocks, bonds and other negotiable certificates
• Wills, deeds and copies of recent tax returns

For Your Home’s Interior:

1. Unplug all small appliances. Turn the refrigerator and freezer to the coldest setting and keep them closed as much as possible. In the event that you lose power, the food will last longer.
2. Prepare your basement for the possibility of flooding. If you have a sump pump, make sure it’s working properly. Remove any extension cords on the floor and any furniture or valuables on the floor that could be damaged by water.

For Your Home’s Exterior:

1. Remove any weak branches or limbs in your yard that have the potential to break with heavy winds.
2. Secure loose rain gutters and downspouts. Clean gutters to prevent damage to your home during long periods of heavy rain.
3. If you have an outdated garage, consider updating your garage door to an impact resistant door that is designed to endure the intense pushing and pulling effects of extreme winds. A garage door is often the most vulnerable part of the home.
4. Close and secure storm shutters. If you don’t have storm shutters, board windows up with a 5/8” exterior grade or marine plywood.
5. Bring loose, lightweight objects such as garbage cans, patio furniture, potted plants, grills and propane tanks inside.

After the storm

Chandler says, “You will need to file a claim for any damages as soon as possible following the storm. People often ask when is the best time to file their claims, and if they should wait a certain period of time. Since the insurance companies are receiving claims from such a large number of people, the sooner you can call, the better. You can begin to cleanup whenever you’re ready, but make sure you take photos and keep all receipts.”

Also remember to check for gas leaks, sewer and water pipe damage. If the interior is wet, open the doors and windows to ventilate and dry the building.

Avoid wading in floodwater. It could be contaminated with oil, gasoline, or raw sewage. Avoid loose or dangling power lines and report them to the power company.

Click here for a copy of the FEMA Emergency Supply List.

*All information contained in this post is for informational use only. TowneBank Mortgage and Towne Insurance cannot be held responsible for any consumer actions. Please consult your insurance company for information about your policy. 

]]> 8227 0 0 0 https://blog.roseandwomble.com/5-things-you-can-put-off-fixing-before-you-sell/ Mon, 29 Jun 2020 12:24:42 +0000 https://blog.roseandwomble.com/?p=8430 And replace those outdated cabinets ... the list might go on and on. Given that all these tweaks cost money, you might wonder: Do I have to do everything?  Many of these fixes are indeed necessary, says Kathleen Kuhn, president of HouseMaster, a national chain of home inspection offices. "Any defect or condition that affects the intended function or operation of a major house system should be fixed," she says. This would include taking care of leaks, built-in appliances not functioning properly, insect infestations, plus any imminent safety or environmental hazards. But beyond that, it's up to you: Sure, the nicer your home looks, the more money you'll likely be able to fetch when selling it. But not all improvements you make offer the same return on investment. Here are some fixes that some experts say you can pass on without too many repercussions. 1. Fixing cosmetic damage Cosmetic damage includes things such as scuffed floors or peeling paint: They don't interfere with the function of your home, although they do make it look run-down. The good news is, a keen home buyer knows to look beyond that, says Craig Webb, editor of Remodeling Magazine. "Sophisticated home buyers and home flippers know that cosmetic damage can be easily fixed," says Webb. What will give them pause is the hard stuff. "They are going to want to know that the electrical and plumbing systems are up to grade and that the utility bills are decent," says Webb. If the home's structural issues are sound and the "bones" are good, then you can let the surface stuff slide. 2. Updating kitchens and bathrooms So your kitchen is woefully outdated, your bathroom avocado green (yuck). That may be OK. Really. The reason: Many buyers these days look forward to remodeling these "fun" areas—plus, trying to second-guess what they want and have it there waiting for them is just plain unrealistic, given all the home decor styles there are to choose from today. "Maybe you favor a French provincial kitchen and he or she likes Scandinavian modern," says Webb. "People have very different ideas about what a perfect kitchen is or what a perfect bathroom is. It's a big risk, and unless you know your exact buyer, it's better not to guess. The next person will impose their own dreams on the house anyway.” 3. Doing partial fixes If you do decide your kitchen and bathroom are so bad they're worth redoing, don't go halfway. Unless you can redo a whole kitchen, don't bother with partial fixes. Older cabinets with brand-new granite countertops only highlight the old. 4. Repainting in trendy colors We don't care if the color du jour is violet—selecting "trendy" paint colors is yet another bad move. The reason: Color trends come and go so fast, what might look great today will look dated tomorrow or, even if they're totally hip, might not appeal to large swaths of buyers anyway. "Bright colors are really trendy right now, but they don’t appeal to a wide audience," says Samantha Hancock, a real estate agent with Re/Max Advantage Plus, based in Chanhassen, MN. So if you must paint, "keep things neutral," advises Hancock. "Odds are the buyer is going to paint the house how they like it anyway.” 5. Renovating beyond your neighborhood's norm There is a saying that Webb likes to use: "Too much house for the neighborhood." In other words, if all the houses on your block are beautifully furnished and landscaped, then it likely is worth it to spend the extra cash on your own. But if your house is the only house on the block with a well-kept rose garden and indoor dog shower, you may not get the return you hope for. “No matter how much you try to have the jewel house to live in, you aren’t going to get the return on the investment if the rest of the neighborhood doesn’t match," Webb says. So check out your neighbors' homes and plan accordingly.   By: Sasha Brown-Worsham Sasha Brown-Worsham has written for the New York Times, Self, Cosmopolitan, and other publications.  Source - Realtor.com]]> 8430 0 0 0 https://blog.roseandwomble.com/the-most-costly-home-selling-mistakes-and-how-to-avoid-them/ Tue, 01 Sep 2020 12:45:37 +0000 https://blog.roseandwomble.com/?p=8447 Home Selling Mistakes and How to Avoid Them

Before you list your house, it pays to do your homework. He's some of the most common seller mistakes to help you save thousands — even tens of thousands — of dollars. 1. Selling your home on your own Trying to sell your home by yourself is sheer madness. You need the expertise of a professional. And the numbers don’t lie: homes without representation remain on the market longer and end up selling at a lower price than those with a pro at the helm. 2. Mispricing your home Overpricing or underpricing is a huge and costly error. It’s critical to understand your market: become familiar with comps currently for sale (and those that have recently sold) to understand exactly what price tag your home needs. 3. Neglecting necessary repairs You will lose money if you don’t remedy repairs before you list your house. It’s less costly to fix things ahead of time, rather than have buyers see all of your home’s faults at the open house. If you don’t, you’re almost guaranteed that prospective buyers will offer less or ask for a credit back for the work that needs to be done before the deal closes. 4. Refusing to tidy up before listing Clutter eats equity and kills deals. Create a sense of spaciousness by decluttering. From the kitchen countertops to the overstuffed closets to the trophy-lined shelves in the den, it’ll cost nothing to get rid of all that stuff. But it will reap big rewards when it’s time to sell. 5. Letting your ego get in the way Many sellers take negotiating personally and lose out on creating a win-win deal (if not the entire deal). Remember, this is a business transaction — perhaps the biggest one of your life. Take your ego out of the equation and put your head back into it. 6. Failing to complete a full set of disclosures Too many sellers lose big bucks because they were afraid to disclose their home’s imperfections. Be upfront and forthcoming about all of your home’s issues. It will save you money and time, especially if the buyers end up uncovering problems themselves — because they will. 7. Mistiming the sale Even a sale that misses its schedule by one day can cost you tens of thousands in extra taxes. Don’t be left a day late and many dollars short. Talk to your accountant well in advance to determine if any long-term capital gains tax breaks apply, and time the sale accordingly. 8. Overlooking extra expenses at closing Home sellers throw thousands away by not requesting and confirming a list of fees and expenses prior to closing. Review the estimated closing cost statements with your real estate agent well before it’s time to hand over the keys. Don’t expect any discounts and credits on closing day if you overlook this step. 9. Using lousy photos This is a pet peeve. Too many for-sale homes feature amateur iPhone photos in their listings. More than 90% of all buyers start their home search online, so you’d better make sure you and your agent nail your home’s close-up! You won’t ever get a second chance to make the perfect first impression.

Source

]]> 8447 0 0 0 https://blog.roseandwomble.com/are-you-considering-a-move-to-hampton-virginia/ Tue, 28 Apr 2020 10:46:14 +0000 https://blog.roseandwomble.com/?p=8732 This 400-year old city has played a vital role in America’s past. Hampton is laden with preserved architecture, historic landmarks, and museums that chronicle the city’s integral part in history. Hampton has a mild climate with ample rainfall and its location, fortunately, keeps it out of the path of most hurricanes and tropical storms. Year-round temperate weather, access to relaxing beaches and waterfronts, and affordable living costs make this city a great place to relocate.

If you are considering a move to Hampton, please read on for more information so that you can decide if it is the right place for you.

Hampton has a mild climate. The region receives considerably ample rainfall--an annual average of 47-inches, and its location fortunately keeps it out of the path of most hurricanes and tropical storms. Summers are fairly hot and sticky with cool evenings, and winters are mild with very scarce snowfall--only about six inches each year.

Neighborhoods The city has a number of historic neighborhoods, such as Aberdeen Gardens and Wythe, which feature charming architecture and a number of landmarks listed on the National Register of Historic Places. The very old neighborhood of Buckroe Beach features a large pavilion with live performances, food vendors and ice cream parlors. You can relax in the sand, fish, or rent paddleboats and kayaks in this charming community that attracts many visitors.

Schools If you are relocating with children, it is important to research the school system in any city you choose. Public education in Hampton is served by Hampton City Public Schools. It is comprised of over 30 facilities educating 20,700 students from grades pre-K to 12. The city is also home to a variety of private and parochial schools, such as Hampton Christian School, Calvary Classical School, and Gloria Dei Lutheran School.

For higher learning, you can attend the private historically black college Hampton University, or the nearby institutions Norfolk State University in Norfolk, Christopher Newport University in Newport News, or Old Dominion University in Norfolk. Associate's degree programs are available at the Thomas Nelson Community College, with campuses located in north Hampton and Williamsburg.

Employment If you are planning a relocation to Hampton, you will want to find out more about the city's main sources of employment. About 80 percent of the economy in the Hampton Roads region is derived from the federal sector. The area has a significant military presence, as well as facilities for NASA and the Departments of Energy, Transportation, Commerce and Veterans Affairs. The Hampton Roads area has the largest number of military bases and related facilities than any other metropolitan area in the world.

Living Costs The cost of living in the city is about three percent below the national average, with housing being the most affordable amenity. Rent and real estate rates in the city are about 16 percent less than the average American city, and ten percent lower than the state of Virginia as a whole. The median home price in Hampton is $130,500. Groceries are three percent lower than average, and transportation is six percent lower. Healthcare is just one percent less than the national average. On the other side, goods and services are about six percent higher than average, and utilities are nine percent above the mean.

Culture and Contemporary Life Hampton was founded in 1610, and has a rich heritage preserved by its abundance of historic architecture and landmarks. The Hampton History Museum features photographs and exhibits chronicling the city's past and significance in America's evolution. You can also learn more about the city's role in the Civil War at the Fort Monroe Casemate Museum, and enjoy art, historical items, and artifacts from African-American and Native cultures at the Hampton University Museum.

If you're looking for leisure, Buckroe Beach is a beautiful, clean stretch of sand with fishing piers, a playground, and peace and quiet! Unlike the tourist-filled shores of nearby Virginia Beach, this Hampton waterside neighborhood is perfect for those looking to spend a relaxing day on a small, private beach. You can also board the Miss Hampton Cruise ship to take a guided a tour of the Hampton Harbor and Chesapeake Bay--view the sites of the Battle of the Monitor and Merrimac, the historic Civil War island of Fort Wool and the warships at the Norfolk Naval Base.]]> 8732 0 0 0 https://blog.roseandwomble.com/how-to-keep-you-and-your-family-busy-stuck-at-home/ Tue, 17 Mar 2020 12:54:40 +0000 https://blog.roseandwomble.com/?p=8776 Indoor Games

For young children, the best distractions are games and the best games can be disguised as exercises. Chair Hat Toss, Hide and Seek and more! Learn some indoor games here.[/ezcol_1half] [ezcol_1half_end]

Learn Something New

You can learn about subjects from archaeology and architecture to law and literature to physics and psychology with these over 1,500 free online classes.[/ezcol_1half_end]

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Keep Your Child Learning

The public educational company Scholastic has launched a “Learn at Home” website with ‘day-by-day projects to keep kids reading, thinking, and growing. The online courses have been designed for students from pre-kindergarten to grades six and higher. [/ezcol_1half] [ezcol_1half_end]

Virtual Field Trips

Explore the world without leaving your home with the help of virtual field trips:

Guggenheim Museum Van Gogh Museum The Louvre Houston Zoo live animal cameras The Great Wall of China Boston Children’s Museum

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Open Up The Toy Box

Most children have their favorite toy that will keep them occupied for hours. Get in on the fun with dice and board games. Work on that puzzle you've had on the shelf. Lego and other building sets will let children have fun building things up with their creativity and have fun smashing them down.[/ezcol_1half] [ezcol_1half_end]

Paint Night

Painting? Drawing? Coloring? Art supplies will help children and parents work together for fun. Like picture books, art work requires focus and concentration, too. While your child is out of school, this will certainly help them stay energized and educated.[/ezcol_1half_end]

]]> 8776 0 0 0 https://blog.roseandwomble.com/fun-ways-to-keep-your-mind-engaged-at-home/ Mon, 23 Mar 2020 17:42:03 +0000 https://blog.roseandwomble.com/?p=8792 Mash-Up Story Activity

If you find yourself with young children at home who are looking to both socially engage and exercise their creativity, this collaborative Mash-Up Story activity might be a perfect fit. Learn how and get templates here.[/ezcol_1half] [ezcol_1half_end]

Get Creative In The Kitchen

Find some recipes online to recreate at home and get the family involved. Cooking a big meal can be a therapeutic pass time and help ease your anxiety over the coronavirus pandemic.[/ezcol_1half_end] [ezcol_1half]

Work up a Sweat

Try getting your workout in at home and keep eating healthy! There are plenty of online workouts to follow along with on YouTube or Instagram. Some local personal trainers have even taken it upon themselves to provide workouts via social media that require no equipment or only minimal equipment. [/ezcol_1half] [ezcol_1half_end]

Spring Cleaning

Since you may be inside a fair amount, tackle that junk drawer, garage, or all those boxes stacked up in the corner of your closet. Use the professional organizer’s system: separate into piles of “Keep,” “Donate,” or “Trash.”

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[ezcol_1half]

Get Crafty

Have you ever had the itch to pick up a new craft? Crocheting or knitting could be a place to start. Both are independent activities that can be done inside your home or on-the-go — and there are surprising health benefits, too. Both crocheting and knitting can reduce anxiety and make people feel less stressed and happy, according to research

[/ezcol_1half] [ezcol_1half_end]

Get Writing

Have you always wanted to write a story or a blog? Whatever your creative writing interest, dedicate your extra time at home to getting started on a project you may have been putting off for a while.[/ezcol_1half_end]

]]> 8792 0 0 0 https://blog.roseandwomble.com/home-improvement-ideas-during-quarantine/ Tue, 07 Apr 2020 12:46:48 +0000 https://blog.roseandwomble.com/?p=8812 Declutter

Decluttering your home is a good first step. Start with your wardrobes, move onto the kitchen drawers and then all your storage areas. Check out the KonMari method developed by Marie Kondo to help you organize your things effectively and quickly. [/ezcol_1half] [ezcol_1half_end]

Create a Home Gym

Keeping fit should be at the forefront of our minds both now and for the future. To keep costs to a minimum, all you need to do is clear up an area where you can do some indoor exercises for a few minutes daily. You don’t need too much equipment – essentials should include a mat, a couple of dumbbells and an exercise band.[/ezcol_1half_end] [ezcol_1half]

Add some Storage

Additional storage is always a bonus, while you may not have additional storage cupboards available, you can create storage space through utilizing items that are about to be thrown out, for instance, an old kleenex and shoe box. This is also a quick and fun way to do arts and crafts with kids. Tammy who runs Southern Flair Crafts, showcases what is possible with a few kleenex boxes and some free time. [/ezcol_1half] [ezcol_1half_end]

New Color

A new paint job will always work wonders to a room. There’s no better, more affordable way to freshen up a room than with a new coat of paint. Painting isn’t terribly difficult and is also something you can get the kids to help with. Don’t forget to prep the surface – scrape and sand, fill in cracks.[/ezcol_1half_end]

[ezcol_1half]

Create a Home Office

With so many people now working from home due to quarantine, the way we work in the future may change. For this reason, a home office could become an essential space in many homes. It’s a fairly easy area to create. A guest room can include a work-at-home spot with a desk, chair and a filing cabinet, the breakfast bar at the kitchen is ideal for a laptop or maybe transform a corner of a landing area to include a desk and shelves. [/ezcol_1half] [ezcol_1half_end]

Furniture Facelift

Do you have furniture that needs a facelift? Changing the color on wood furniture could modernize the chair or table easily for very little money. [/ezcol_1half_end]

  Source]]> 8812 0 0 0 https://blog.roseandwomble.com/listings-appraisals-showings-and-sales-during-covid-19/ Thu, 07 May 2020 11:56:11 +0000 https://blog.roseandwomble.com/?p=8841 By Ryan C. Benton

It was just a few weeks ago that you were looking at buying a house or, perhaps, selling your home and putting your hard-won equity to work. Then the COVID-19 pandemic struck and left you with more questions than answers regarding what to do.

Should you stay in the market? Should you wait? Can you even buy or sell a property under the current stay-at-home conditions? These are just a few of the questions that many people are being forced to ask in recent weeks as we navigate these unprecedented times.

While the pandemic has certainly impacted the housing market, its effect hasn’t been as great as many feared. Under Gov. Ralph Northam’s guidelines, the real-estate industry and the financial institutions that support it are considered essential services. According to the National Association of Realtors Economic Flash Survey released April 23, 33% of their members have had no delays in closing due to the outbreak.

Appraisals and inspections

Appraisals and inspections are a necessary part of the homebuying process. Most inspectors are using “best practices” by wearing gloves and masks. As an added measure, many are using disinfectants in any area they are required to touch. I have even heard of inspectors touring the houses alone while the buyers and agent wait outside.

For appraisals, the Federal Housing Finance Agency reported March 23 that it is allowing alternative appraisals to be used in place of full appraisals through May 17. This allows home sales to be conducted without exposing people to undue risks.

Selling a home during the COVID-19 pandemic

The federal guidelines and local mandates that have impacted the process of buying a home also apply fully to the selling of one. This means that a little extra work — such as providing virtual tours and extra videos or photographs — may be necessary on your and your listing agent’s part.

However, the extra work will certainly be more than worth the effort. Recent data from NAR suggests 26% of buyers are buying a home virtually without physically entering the property.

Open houses with large groups of people are mostly canceled for now, but many buyers still want to view a home in person before making an offer.

Sellers, however, may worry about having strangers in their homes. So, when a face-to-face showing is necessary, agents are taking some extra steps to protect homeowners and only allowing them on a case-by-case basis with extra safety precautions.

Before a home showing, sellers should clean and disinfect high-touch areas, like countertops and doorknobs. Make sure to leave lights on and doors and closets open to limit what visitors need to touch. And, put a sign on the front door requesting buyers viewing the home to take off their shoes before entering.

Looking to the future

Generally speaking, it was a sellers' market before COVID-19 made an appearance here in coastal Virginia. And with many deciding to wait to put their homes up for sale, this trend has only increased. The number of buyers, across most markets, has held fairly steady or only slightly declined while new listings have dropped an average of 55% nationwide, according to NAR.

Locally, looking at year-over-year stats as supplied by REIN, Hampton Roads’ multiple listing service, pending sales in March 2019 were 2,552 and, in March 2020, went up by 21.55% to 3,202 pending sales. Additionally, settled sales in March 2019 were 2,312 and, in March 2020, were up by 14.75% to 2,653 settled sales.

With many corporate and military transfers being delayed this spring, there will likely be strong pent-up demand when things return to normal.

It’s no longer business as usual, but business moving forward. So, if you need to buy or sell a home this spring, contacting a qualified Realtor is the first step for maximizing the sales potential of your home.

Ryan C. Benton is a Realtor with Rose & Womble Realty in Chesapeake and a member of the Hampton Roads Realtors Association. Realtors are real estate agents who adhere to a strict code of ethics and work to protect and preserve private property rights. For more on HRRA, go to www.hrra.com. Contact Benton at 757-544-0383 or rbenton@roseandwomble.com or visit TheHometownAdvantage.com.]]> 8841 0 0 0 https://blog.roseandwomble.com/activities-in-virginia-beach/ Tue, 26 May 2020 13:58:58 +0000 https://blog.roseandwomble.com/?p=8852 Virginia Beach is full of things to do with family and friends. Parks, Beach, Museums and so much more! Virginia Beach was also named the best big city to live in! COVID-19 is still impacting what we can enjoy in the area, but here is a list of some activities to look forward to or enjoy safely.

Parks

Virginia Beach is home to 293​ parks and park facilities including Mount Trashmore Park and First Landing State Park, encompassing over 7,000 acres, including neighborhood and community parks, metro parks, signature parks, natural areas, waterway accesses, trail linkages, open space preservation areas and park athletic facilities. Each park is unique and offers something for everyone, from wide open spaces to playgrounds, picnic shelters, and ballfields. The City of Virginia Beach has an app, VB ParkFinder. The app allows you to search for parks and facilities by name, proximity ​and specific features like playgrounds, ball fields, kayak launches and more. 

Water

With miles and miles of beautiful coastline and meandering waterways, Virginia Beach is home to an aquatic playground of fun and adventure. Whether you sail above the coast on a parasailing excursion, drop in on a surfing session, or ride the currents with a variety of boating activities, getting on the water is never a problem. So paddle, sail, cruise, swim, or walk out to the beautiful waters of Virginia Beach and start living the life, aquatic-style.

Museums and History

Besides outdoor activities, Virginia Beach offers amazing indoor opportunities to learn and be amazed. The Virginia Aquarium and Marine Science Center features animals and opportunities to learn about sea life firsthand, including petting stingrays in an interactive tank. If animals are your thing, or your kids’ favorite, then you can also visit the Atlantic Waterfowl Heritage Museum. You can find many other museums to suit your taste, large and small, around the Virginia Beach area.   Let us know what your favorite activities are in Virginia Beach!]]> 8852 0 0 0 https://blog.roseandwomble.com/landscaping-trends-that-increase-the-value-of-your-home/ Tue, 09 Jun 2020 12:19:10 +0000 https://blog.roseandwomble.com/?p=8863 Some trends come and go, so sprucing up your home’s curb appeal should be done with a nod to timelessness. After all, the next owners of your palace will be looking for beauty, ease of use, and comfort — not a remodeling job. Here are the lasting landscaping trends sure to increase the value of your home.

Hardscapes

When you see a backyard with a finished patio, fireplace, or barbecue pit, you immediately think of a great place to entertain. An outdoor kitchen and inviting walkways can turn your yard into an extended living room. It also makes those neighborhood cookouts a lot easier, since you don't have to keep running back inside for every little condiment.

The top hardscape designs in Virginia Beach include firepits. A cozy fire extends the hours and months you can use your backyard. Fill in the spaces between landscaped areas with trendy hardscape patterns of chevrons, lattices, and even wave shapes. The more hardscaping you have, the less grass you'll have to mow.

Low Maintenance

Speaking of mowing and yard work, less is definitely better. Today's homeowner doesn't have time to spend hours pushing a mower and weeding the yard. We recommend warm-season grasses such as Zoysia, Bermuda, and Bahia, which are easy to maintain in Virginia's sandy soil. Thanks to modern technology, keeping the lawn green is as easy as touching the screen of your mobile phone. One-click remote irrigation systems are a trend that's here to stay.

Add Shade

Add a pergola or awning for shade to cover guests as they dine at dusk with the sun in the west and the sounds of the ocean to the east. Want to dress up the structure? Plant some climbing vines around it. A grapevine provides you with fresh fruit and attracts the birds.

Large canopy trees will also provide shade and will lower your air conditioning bills. Placed along the fence line, they can serve as a windbreak and provide privacy. American sycamore and red maple trees are excellent choices since they're native and fast growers.

Softscaping

Don’t forget to highlight the trendy hardscapes with color. Along with the green lawn, blue is in for 2020. The National Association of Landscape Professionals suggests planting hydrangeas. Since the flowers are native to Virginia, they're low maintenance and will bloom in sun or shade.

If you don't feel like getting down in the dirt to garden, keep it simple with a raised bed or small window box planters. Both are perfect for flowers, herbs, and vegetables. You could also put up an even trendier vertical garden.

These landscaping trends will increase the value of your home when you decide to sell. But why wait till then? The real value of these upgrades is being able to enjoy them yourself.

By Vandana Kumar

Vandana Kumar is a writer and landscape designer. In her backyard designs, she likes to incorporate outdoor kitchens — and makes a devastatingly good tandoori chicken in hers.

]]> 8863 0 0 0 https://blog.roseandwomble.com/tips-for-buyers-who-want-to-avoid-real-estate-bidding-wars/ Tue, 07 Jul 2020 13:29:55 +0000 https://blog.roseandwomble.com/?p=8884 By: Ryan C. Benton

Summer’s here, the COVID-19 lockdowns in Virginia are phasing out, and the real estate market is hot. In fact, a recent study from the National Association of Realtors shows that nearly 42 percent of buyers who purchased a home between January and May were in a multiple-offer situation.

And throughout several popular neighborhoods and price points here in Hampton Roads, the trend extends here locally. While there’s no science behind winning a bidding war on a house, there are things that you can do to up your chances in a market where we are seeing multiple offers. Here are several:

Open with a bang

The desire to buy what we want for as little money as possible is deeply ingrained in us. So, when most people see the listing price of a home, they naturally wonder what they can really get the house for. But trying to get a deal when you’re in a seller’s market might not be the best tactic.

Make a solid opening offer by doing your research or talking to a knowledgeable REALTOR about whether the seller has priced their home fairly for the market. Remember, if the seller has multiple offers in hand, they might not give you a second opportunity to change your offer.

Pre-approved buyers are preferred buyers

You might know that you’ll be approved for a mortgage loan based on your steady income, your low debt-to-income ratio and your high credit score, but the seller probably doesn’t know that. The only way to prove to the seller you’re a qualified buyer is to be prequalified from a mortgage lender. It’s quite surprising to learn how many people start bidding on real estate without finding out if they can actually get a loan. Sellers love to have pre-approved buyers bid on their property and are much more likely to quickly accept your offer.

Cash is king

Competition from buyers who make all-cash offers is also driving up prices. If you can pay for a home with cash, any reasonable offer you make to the seller will probably be accepted. Although paying with cash is the best way to avoid a bidding war in “hot” areas, it’s understandable that most buyers won’t be able to do this.

Insert an escalation clause in your offer

Escalation clauses are useful when bidding wars threaten the ability to buy your dream home. An escalation clause is an attachment to your offer stating that you will commit to raising your offer if another buyer places a bid higher than your bid. In most cases, this amount is specified in increments. For example, if you place an offer of $330,000 on a home and someone else bids $331,000, your escalation clause may assert you will bid up to $2000 more than another person’s offer. This means your bid automatically goes to $332,000. Consult with your Realtor before deciding on whether you want an escalation clause included in your offer.

Get personal

This is a business transaction., and the bottom line will pretty much always be the final deciding factor. However, it never hurts to humanize your offer with a personal appeal. If you really love a property, let the seller know in a letter. Be open and honest regarding why you feel so strongly about their home and why you think you’re the right buyer for it. Don’t be afraid to get a little emotional. Maybe even include a family photo. This strategy will not work every time, but with a seller who themselves feels a strong connection to the property it will make a positive impact.

Tips for sellers who want to avoid a bidding war

• Don’t automatically accept the highest offer. It can be easy to want to go for the highest offer right away, but the strongest offer is not necessarily determined by price. Price is important, but terms are important as well. • Don’t get too greedy. If you get bids over your asking price you may be tempted to counter-offer for even more. But remember that the goal is to sell the house, not to fight for the highest price when you are already getting over asking price for the property. • Have a plan. Know ahead of time exactly how much you are willing to concede in terms of price for your property. Stick to that concession and don’t hesitate to take a decent offer from a pre-approved homebuyer. Buying or selling a home always takes a bit of strategy and a bit of luck. And no matter how crazy the market is, your Realtor will be able to help guide you through each step of the process so that you know you’re making the right decisions at the right times. Like I always tell my clients: Be confident, be calm and trust that if it’s meant to happen, it will. Ryan C. Benton is a Realtor with Rose & Womble Realty in Chesapeake and a member of the Hampton Roads Realtors Association. He was recognized as one of Inside Business’ “Top 40 Under 40” honorees. For more on HRRA, go to www.hrra.com. Contact Benton at 757-544-0383 or rbenton@roseandwomble.com, or visit TheHometownAdvantage.com.

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Pre-approved buyers are preferred buyers

You might know that you’ll be approved for a mortgage loan based on your steady income, your low debt-to-income ratio and your high credit score, but the seller probably doesn’t know that. The only way to prove to the seller you’re a qualified buyer is to be prequalified from a mortgage lender.

It’s quite surprising to learn how many people start bidding on real estate without finding out if they can actually get a loan. Sellers love to have pre-approved buyers bid on their property and are much more likely to quickly accept your offer.

Cash is king

Advertisement

00:0202:53

Competition from buyers who make all-cash offers is also driving up prices. If you can pay for a home with cash, any reasonable offer you make to the seller will probably be accepted.

Although paying with cash is the best way to avoid a bidding war in “hot” areas, it’s understandable that most buyers won’t be able to do this.

Insert an escalation clause in your offer

Escalation clauses are useful when bidding wars threaten the ability to buy your dream home. An escalation clause is an attachment to your offer stating that you will commit to raising your offer if another buyer places a bid higher than your bid. In most cases, this amount is specified in increments.

For example, if you place an offer of $330,000 on a home and someone else bids $331,000, your escalation clause may assert you will bid up to $2000 more than another person’s offer. This means your bid automatically goes to $332,000. Consult with your Realtor before deciding on whether you want an escalation clause included in your offer.

Get personal

This is a business transaction., and the bottom line will pretty much always be the final deciding factor. However, it never hurts to humanize your offer with a personal appeal. If you really love a property, let the seller know in a letter.

Be open and honest regarding why you feel so strongly about their home and why you think you’re the right buyer for it. Don’t be afraid to get a little emotional. Maybe even include a family photo. This strategy will not work every time, but with a seller who themselves feels a strong connection to the property it will make a positive impact.

Tips for sellers who want to avoid a bidding war

• Don’t automatically accept the highest offer. It can be easy to want to go for the highest offer right away, but the strongest offer is not necessarily determined by price. Price is important, but terms are important as well.

• Don’t get too greedy. If you get bids over your asking price you may be tempted to counter-offer for even more. But remember that the goal is to sell the house, not to fight for the highest price when you are already getting over asking price for the property.

• Have a plan. Know ahead of time exactly how much you are willing to concede in terms of price for your property. Stick to that concession and don’t hesitate to take a decent offer from a pre-approved homebuyer.

Buying or selling a home always takes a bit of strategy and a bit of luck. And no matter how crazy the market is, your Realtor will be able to help guide you through each step of the process so that you know you’re making the right decisions at the right times. Like I always tell my clients: Be confident, be calm and trust that if it’s meant to happen, it will.

Ryan C. Benton is a Realtor with Rose & Womble Realty in Chesapeake and a member of the Hampton Roads Realtors Association. He was recognized as one of Inside Business’ “Top 40 Under 40” honorees. For more on HRRA, go to www.hrra.com. Contact Benton at 757-544-0383 or rbenton@roseandwomble.com, or visit TheHometownAdvantage.com.

]]> 8884 0 0 0 https://blog.roseandwomble.com/fall-decorating-ideas/ Mon, 14 Sep 2020 13:26:00 +0000 https://blog.roseandwomble.com/?p=8901 Decorate with Fall Foliage

Start by placing faux fall leaves around your home in decorative ways to bring out the season’s natural beauty. Create a full autumn spread on your mantel with small accents, fall sentiment block signs, fall scented candles, and faux leaves distributed across the surface.[/ezcol_1half] [ezcol_1half_end]

Use Touches of Warm Colors

When you think of fall, you tend to think of warm colors such as orange, red, and yellow. In order to get the fall vibes in your home, it’s important to gradually incorporate these warm colors as the autumn season approaches.[/ezcol_1half_end]

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Decorate with Fall Throw Pillows and Blankets

A big part of fall decor is incorporating items that give off warm, comfortable, and homey feelings. An easy and simple way to add these vibes to the living room or bedroom is to bring in throw pillows and blankets.[/ezcol_1half] [ezcol_1half_end]

Swap Decorative Summer Accents with Pumpkins

Pumpkins are the biggest symbol of fall and they’re a perfect way to bring those fun autumn feelings into your home as summer comes to a close.[/ezcol_1half_end]

[ezcol_1half]   Source]]> 8901 0 0 0 https://blog.roseandwomble.com/considerations-when-purchasing-a-multi-generational-home/ Tue, 13 Oct 2020 13:52:12 +0000 https://blog.roseandwomble.com/?p=8916 By Ryan C. Benton Multigenerational homes are on the rise. According to a recent Pew Research Center report, a record 60.6 million Americans live in multigenerational households. Additionally, according to the National Association of Realtors, 12% of homebuyers in 2018 bought a multigenerational home. Technically, any home with parents and kids under one roof is considered a multigenerational home. But, in this case, I’m defining multigenerational homes as homes with more than one adult generation living in it. This could be adult children returning to live with parents post-college or aging parents moving into their adult child’s home. While multigenerational living is very beneficial, it can be difficult finding a home that can match the needs of families. Here are a few things to consider when purchasing a home for multigenerational living: Take everyone’s wants and needs into account: On paper, multigenerational homes provide solutions to several problems. In reality, however, two generations in one home can feel cramped. It’s best to have everyone compile their needs and discuss together before executing plans so that expectations can be met. You’ll want to make sure that the home has features that will support your lifestyle as a family. Take time to look at the bathroom-to-bedroom ratio, storage and yard space. Don’t forget to think about the driveway and parking spaces. When there are sufficient amenities for everyone, the household is more likely to run smoothly. How much privacy does the home offer? Living in a multigenerational home presents an opportunity to spend more time with your loved ones. While this can strengthen family bonds, the loss of privacy can wear on the best of relationships. Be sure to think about how private you can make the living spaces so each family member has their independence. Can an existing home be remodeled? There are times when renovating is the best way to create the perfect living space for your family. You can either consider updating your current home or buying a home with plans to fix it up immediately. Keep in mind an in-law suite addition is a major investment. According to Remodeling magazine, an owner’s suite addition averages nearly $80,000. That includes a 384-square-foot addition with a bedroom, bathroom and walk-in closet. As with any renovation project, you must be careful about over-improving your home compared to other homes in your neighborhood. An in-law suite addition can easily cause your home to be the most expensive on the block, making it more difficult to sell later on. Should you purchase a new-construction home? There are endless options when it comes to building new. Right now, several builders in Hampton Roads are offering options specifically for multigenerational families. Some designs include multiple “owner’s” bedrooms, and others feature in-law suites with their own bathroom, bedroom and kitchenette. All the options offer plenty of privacy space for everyone. Your Realtor can make specific recommendations for new homes communities. Although demand for multigenerational homes is likely to stay consistent, talking to a professional Realtor about your specific situation can help you make smart decisions to realize the most value for your money. Ultimately, though, this isn’t just a dollars-and-cents decision. Taking care of family is the right thing to do, regardless of how it will affect the value of your home — and that’s a decision only you can make. Ryan C. Benton is a Realtor with Rose & Womble Realty in Chesapeake and a member of the Hampton Roads Realtors Association. For more on HRRA, go to www.hrra.com. Contact Benton at 757-544-0383 or rbenton@roseandwomble.com, or visit TheHometownAdvantage.com.]]> 8916 0 0 0 https://blog.roseandwomble.com/all-about-the-landings-at-bennetts-creek/ Mon, 26 Oct 2020 15:10:17 +0000 https://blog.roseandwomble.com/?p=8920 The Landings at Bennett's Creek is the premier, age-restricted community of Suffolk. The community features 23 stylish, single-family homes designed for those who are ready to live life on their own terms. Built by two of the area’s finest builders, CKC Homes and Sasser Construction, these detached, semi-custom homes offer residents a carefree, low-maintenance lifestyle. Homes start in the low $400's. Learn more from this quick Q&A interview with The Landing Sales agent, Michele Fredericks. What is unique about The Landings at Bennett’s Creek community? Everything! A place where you will Live, Play and Relax steps from your own home.  I always say to our visitors that The Landings at Bennett’s Creek’s lifestyle is not for everyone. Our marina style community offers 16 custom home build opportunities with the benefits of condominium living for those of us that are 55+.  Low maintenance detached single-family living that combines the best of waterfront living and the convenience of the Northern Suffolk corridor.  A detached single family home condo community that allows a carefree lifestyle to Live, Play, Relax. No additional thoughts to the maintenance of the exterior of your brand new home. The Condo Association will ensure that the exterior of your home is carefully cared for and upkeep is taken care of for a monthly investment cost. A small price to pay for the luxury of not having to maintain the exterior of your home, ground maintenance, roads and street lighting.  Homes thoughtfully planned by custom builders Sasser Construction and Christopher Kait Construction.  How close are you by boat, car, or foot to nearby attractions? Just a short walk to Bennett’s Creek Marina that offers 68 boat slips, a place the family could fish, take a swim in the Creek, launch a canoe or kayak,  or reserve the luxury on-premise guest cottages for extended family or out of town friends visiting. All offered at discount rates for The Landings homeowners.  Decoys the on premise restaurant offers indoor and outdoor seating with views of Bennett’s Creek,  a pool, and Tiki Bar, with live music and so many planned events.  With so many planned events, evening entertainment and live music, or just a quiet dinner, or a quick creekside drink and appetizer here at The Landings we are not lacking for something to do. Live, Play, Relax  The Landings is close to other great attractions. By boat, the quaint town of Smithfield is just a 40-minute boat ride where you could dock and enjoy brunch, lunch or dinner at Smithfield Station Restaurant. Take a stroll through Windsor Castle Park, or Main Street Smithfield with all its little shops. An hour boat trip to Norfolk Marina and Waterside attractions and Hampton Marina. If you are up for a boating adventure a 2-hour ride will find you docking at a bay restaurant in Virginia Beach. By car an hour to Colonial Williamsburg and winery,  Busch Gardens, the Air and Space Museum in Hampton, Norfolk Zoo, Norfolk Botanical Gardens and Virginia Beach Oceanfront. Vacation at The Outer Banks within 2 hours depending on where you want to land.   Heading out of town you have your choice of airports of Norfolk International, Newport News Williamsburg airport and an additional 20 minutes you could hop a jet from Richmond International Airport. Don't want to fly Amtrak leaves from both Norfolk and Newport News. What are some of your favorite places to eat around the community?  There are way too many choices in this area to even begin to name. Whatever your favorite food you will find it here in Suffolk, Smithfield,  Norfolk, Williamsburg, and Virginia Beach. A must to check out is The Virginia Diner on 460 for a good down home southern breakfast, lunch or dinner. And purchase your Virginia Peanuts there as well.  What surrounding services are present in the area? Northern corridor of Suffolk is home to 2 hospitals, plenty of medical care and services, grocery stores, retail stores like Walmart, Bed Bath and Beyond, Target, Lowes, Home Depot just to name a few. A thriving number of small businesses such as hair salons, spa services, yoga and pilates salons, gift shops and more all under 5 miles from your door. These homes are built by two of the region’s best builders, what do you think makes them unique?  Both Eric Sasser of Sasser Construction and Ryan Rose of CKC Construction will tell you have two custom Builders building single family condos your way. If there is a way to customize your home they will find a way to do it. They bring the same experience and quality work into your condo that they would into a custom home. You are not just investing in an attached cookie-cutter condo but a detached custom single-family condo that you will be proud to call home. Now conducting private tours and builder consultations throughout the week. Discovery why we say Live, Play, Relax at The Landings at Bennett’s Creek. Learn more!]]> 8920 0 0 0 The Landings at Bennett’s Creek ~ Premier Waterfront Living for Adults 55 and Better in Suffolk, Virginia]]> https://blog.roseandwomble.com/credit-score-affects-mortgage-rate/ Tue, 16 Mar 2021 14:23:30 +0000 https://blog.roseandwomble.com/?p=7498 Credit scores reflect your payment patterns over time, and almost all major lenders use them. So why is your credit score important? Your credit indicates to lenders how likely you are to pay back your loan. Your credit score also determines what types of loans you will have access to and the rate of interest you will pay.

Not to mention, it’s hard to buy a car or a house without credit because lenders don’t know if you’re likely to pay them back or not.

Before being approved for a loan, a lender will run a credit report to gather your credit score—which uses your credit history to score how likely you are to pay back a loan. The higher the score, the more likely you are to repay the loan.

FICO (stands for Fair Isaac Corporation, the company that invented the model) is usually the standard for credit scores, and its scores range from 350-850. FICO’s median score is 720, and anything over 740 is generally considered great credit.

To qualify for a conventional loan, you typically need a credit score of at least 620. However, the higher your score, the better your interest rates will be. Although it may seem insignificant, even a half point rate change can cost thousands in interest.

For example, on a standard 30-year fixed-rate mortgage, the monthly payment on a $300,000 loan would be $1,347 for a 3.5 percent mortgage, compared to $1,432 for a 4 percent mortgage. That’s a difference of $85 per month. To some, that might now seem like such a big deal. However, over the life of the loan, that’s a difference in interest of over $30,000.

The interest rate not only makes a difference in how much you pay, but also in how much you can afford. With a lower interest rate, you will be able to spend less on interest, and more on your principal payments (payments towards the house and not towards interest.)

Mortgage lending is a risky process. Because of this, lenders will increase the cost of your mortgage based on every risk associated with your application.

A low credit score is risky, because the borrower has a history of making late or no payments.

Therefore, the borrower will have higher interest rate on your loan to protect the lender from any losses should you default on your loan.

If you’ve got bad credit, you’ll want to improve it before applying for a loan.

When it comes to credit, there are no quick fixes—only time and diligence can get your score back in order.

Here are five tips to get your credit score back on track:

1. Make all your payments on time. Because payment history is the basis for the majority of your credit score, it is critical that all bills are paid on time.
2. Your credit utilization is important, so keep your balances low. Keeping your balance low shows lenders that you can responsibly manage your credit without spending beyond your means, you should also avoid opening too many lines of credit in a short period of time, because this will suggest to lenders that you’re in financial trouble.
3. Don’t close existing accounts in hopes that it will higher your score or disappear from your credit report. Older accounts will help boost your credit score, so instead of closing an account, keep your utilization low and pay bills on time.
4. Always dispute mistakes on your credit report immediately. If you spot a mistake on your credit report, it should immediately be reported. Under the Fair Credit Reporting Act, credit reporting companies are obligated to fix any mistakes on your report. To report the mistake, you must submit any inaccuracies in writing to each credit bureau. 
5. Create positive credit history. Although you may be denied some forms of credit history, it is possible to open a new form of credit that you help you build your score. One option is to ask a family member or friend to cosign for a credit card or car loan. Another option is to apply for a secured credit card. Secured credit cards require cash collateral that will serve as a security for your line of credit.

  Information provided by TowneBank Mortgage.]]> 7498 0 0 0 https://blog.roseandwomble.com/10-new-years-resolutions-home/ Wed, 30 Dec 2020 13:52:50 +0000 https://blog.roseandwomble.com/?p=7860 Time magazine, USA.gov, and other sources, HouseLogic has together an inspiring list of home management goals. 1. Lose weight (cut energy use) Your house is a glutton, gobbling energy like a starved elephant. Gain control by trimming energy use. A good place to start is your HVAC ductwork. Ducts are notorious energy-wasters, leaking your heating and cooling air through holes and loose connections. Sealing and insulating your ductwork can improve the efficiency of your heating and cooling system by as much as 20%, saving you $200 per year or more, according to Energy Star. You’ll make your home more comfortable, and a more-efficient system helps extend the life of your furnace, air conditioner, or heat pump. Because ducts are usually hidden inside walls, ceilings, attics, and crawl spaces, sealing and insulating them may be a difficult and time-consuming DIY job. If you can’t reach all your ducts, concentrate on those that are accessible. Use duct sealant — called mastic — or metal-backed tape to seal the seams, holes, and connections. Don’t use the confusingly named “duct tape,” which won’t provide a permanent solution. Be sure to seal connections at vents and floor registers — these are likely places for leaks to occur. After sealing your ducts, wrap them in fiberglass insulation. Most hardware stores and home improvement centers have insulation wrap products made for ducts. A professional heating and cooling contractor will charge $1,000 to $4,000 for the work, including materials, depending on the size of your home and accessibility to your ducts. Insulating your ductwork may qualify for a rebate from your state or local municipality. Check the Database of State Incentives for Renewables & Efficiency. 2. Quit smoking (purify indoor air) The EPA lists indoor air quality as one of the top environmental health hazards. That’s because indoor air is full of potential contaminants, such as dust, mold spores, pollen, and viruses. The problem is at its worst during winter, when windows and doors are shut tight. You can help eliminate harmful lung irritants in your home with these maintenance and improvement tips:

• Maintain your HVAC system and change furnace filters regularly. Use the highest-quality filters you can afford ($10-$20) and change every month during peak heating and cooling seasons.

• Keep indoor air pristine by using low-VOC paints when you remodel your rooms.

• Use localized ventilation in kitchens and bathrooms to remove cooking fumes, smoke, and excess humidity. Make sure ventilation systems exhaust air to the outside of your home, rather than your attic crawl space or between ceiling joists.

• In fireplaces and wood stoves, burn real firewood rather than pressed wood products that may contain formaldehyde.

• Use a portable air cleaner to help cleanse the air in single rooms. Portable air cleaner types include mechanical air filters, electrostatic precipitators, ion generators, and ultraviolet lamps.

Note that each type of air cleaner is designed to remove specific pollutants; no portable air cleaner removes all pollutants. Be wary of air cleaners that generate ozone — a known lung irritant. 3. Get out of debt (budget for improvements)  Creating a yearly budget for home improvement and maintenance helps prevent overspending, and encourages you to put aside money for major replacements — such as new roofing or a kitchen appliance — that come up every few years. Protect your home finances by knowing how much you’ll probably spend each year. Data from the U.S. Census Bureau says that average annual maintenance and home improvement expenditures are about $3,300 per household. Leading lending institutions agree; HSH Associates and LendingTree.com place average costs of yearly maintenance and upkeep at 1% to 3% of your home’s initial price. That means the owner of a $250,000 home should budget between $2,500 to $7,500 each year for upkeep and replacements. Have extra at the end of the year? Save it for more costly upkeep and replacement items down the road — you’ll probably need it then. 4. Learn something new (educate yourself on home finances) Want a little education that goes a long way toward your financial health? Learning how to improve your insurance score can help you keep your home insurance premiums from getting out of hand. Here are a couple of easy lessons:

• Letting credit card debt build up is a black mark on your credit history — and an indicator that you’re likely to file an insurance claim. The more claims, the higher risk you appear to be to insurance agencies, which lowers your insurance score. Low scores mean higher rates for home insurance.

• Keep payments on loans up-to-date. Don’t miss payment deadlines; if you do, notify your lender that your payment is forthcoming. Delinquent payments signal insurers that you can’t manage your money — resulting in a lower insurance score.

5. Get organized (de-clutter)  No excuses — that clutter has got to go! Start by creating more storage space so you can stash stuff easily. At wit’s end for new storage space? You’ve probably got storage solutions you didn’t know you had. Put up a high shelf between the walls of a narrow hallway, and tuck storage in out-of-the-way nooks, such as under-stairs spaces and between wall studs. If your small home is pinched for space, don’t despair: There’s still room for storage. Shoe organizers ($20) do more than hold shoes — use them to store keys, notepads, and cell phones. At about $300 per drawer, have a cabinetmaker install drawers in the toe kicks of your kitchen cabinets for napkins, cookie sheets, and appliance manuals. 6. Volunteer (support your community) In a world that often seems topsy-turvy, a little altruism helps restore balance. You can volunteer your time and energy to help others, and at the same time help promote safety and preserve the value of your neighborhood.

• A neighborhood watch program fosters a sense of community and helps stop crime. Set up a meeting with neighbors to discuss concerns and priorities. Gather facts to present at the meeting: What kinds of crimes happen nearby? Are there patterns? Ask a local police representative to come to your first meeting to answer questions.

• Start a community garden. Bring together neighbors for bonding, eating healthier, and saving on groceries. A 4-by-16-foot raised bed garden plot provides $200-$600 worth of food annually. As the organizer, you can expect to spend 20-30 per month for six months getting your community garden going.

7. Drink less (curb home water use)  Our houses are thirsty. The average household uses about 400 gallons of water each day, or almost $700 per year in water and sewer costs. Making a few simple changes, such as installing EPA-certified WaterSense products, could trim up to $200 from your annual water bill. Add to that energy savings from reduced costs to heat water, and your yearly savings could reach $300 or more per year.

• Low-flow showerheads include technology that reduces the amount of flow yet keeps pressure up, resulting in shower streams that are powerful and satisfying. They cost from $10 to $150, and installation is an easy DIY job that takes only minutes.

• Replacing your pre-1994, water-guzzling toilet with a low-flow toilet prevents $90 worth of water costs from being flushed away. HE (high-efficiency) toilets use compressed air and electric water pumps to flush with less than 1 gallon of water; older models required up to 8 gallons.

8. Spend more time with family (share home improvement projects) Spending quality time with your family takes quality planning — but it’s worth the effort. Rally your family around these fun-to-do projects to make every minute count:

• Plant a tree. Pile the clan into the family wagon and shop for a tree that’ll become a new member of your family. Have your kids name it and help care for it. You might have to dig the hole, but everyone can take turns adding mulch and watering it. A bonus: planted where its shade will protect your house from summer sun, a $50-$100 tree cuts your yearly energy bill by $100 to $250.

• Make a home emergency preparedness kit. Make a scavenger hunt of gathering up all the necessary supplies, such as flashlights, toilet paper, and duct tape, and assemble your kit during an evening together. It’s a good, non-scary way to teach small children about what to do if there’s an emergency.

9. Get fit (exercise your DIY skills) Looking to trim a little of the old spare tire? Routine home maintenance and repair is a double win — you’ll burn calories while keeping your house in tip-top shape. Try these essential fix-ups and improvements from CalorieLab:

• Building a fence: 340 calories per hour

• Caulking windows and doors: 280 calories per hour

• Cleaning rain gutters: 272 calories per hour

• Installing ceramic tile: 238 calories per hour

• Interior painting: 136 calories per hour

• Chopping firewood: 340 calories per hour

• Mowing the lawn: 306 calories per hour

• Planting shrubs: 238 calories per hour

• General gardening: 204 calories per hour

10. Be less stressed (use maintenance-free materials) If you want less to worry about, install low-maintenance materials and products designed for durability and long, trouble-free service.

• Fiber-cement siding lasts for 50 years or more. It’s weather-proof, and resists dents, fire, insects, and rot. It’s exceptionally stable, even with changes in humidity, so that paint jobs last longer than on wood and wood-fiber siding products.

• LED bulbs last a phenomenal 20,000 to 50,000 hours between changes, or about 18 to 46 years when used for 3 hours each day. Although the initial cost is high (about $40 per bulb), LED bulbs pay for themselves in energy savings in about 10 years.

• Classic ceramic tile comes in many colors and textures, but at its heart it’s incredibly tough, stain-resistant, and impervious to moisture. You can count on ceramic tile’s good looks to last for decades on floors and walls without needing repair or replacement.

]]> 7860 0 0 0 https://blog.roseandwomble.com/agents-help-home-sales/ Mon, 01 Feb 2021 13:28:02 +0000 https://blog.roseandwomble.com/?p=7940 There are many ways agents add value during the purchase or sale of a home: • Handle the technical nuances -- Whether you're the buyer or the seller, a home sale includes a dizzying amount of paperwork. Skilled agents know how to fill out what documents and when, saving you time and helping you avoid mistakes. • Speak the lingo -- The industry uses an astonishing number of acronyms. Working with a real estate agent gives you the opportunity to better understand the conversation. • Market the Property -- The Real Estate agents marketing material should be top-notch, from photographs to videos to the brochures used to market the home. Investing in a quality Real Estate agent who understands how crucial the marketing is will reap substantial benefits. • Can negotiate without emotion -- It's easy to get triggered when a potential buyer picks apart your home. Let the agent handle criticisms or requests that could set you off or scare away an interested party. • Help you look beyond the property's walls -- Agents have expertise beyond the sale, including insight on everything from utilities to neighborhoods to quality schools. • Are well connected -- It takes a village to complete a home sale. Whether you need a trustworthy home inspector, an efficient mortgage broker or a creative interior designer, turn to your agent for credible recommendations. • Keep up with the most recent laws and regulations -- You may only complete a few real estate deals in your lifetime, whereas an agent often signs off on several each year. Experienced real estate agents know as soon as something in the industry changes and can save you from a liability headache. Whether your aim is to net money from the sale of your home or spend wisely on a new one, a real estate agent has your best interests in mind and can make the process as seamless as possible. Rose & Womble is 100% locally owned and managed. We are your local Real Estate Resource! http://www.roseandwomble.com/Agents/]]> 7940 0 0 0 https://blog.roseandwomble.com/thinking-buying-hoa-heres-need-know/ Mon, 22 Feb 2021 15:18:29 +0000 https://blog.roseandwomble.com/?p=7999 Homeowner Associations

A Homeowner association (HOA) is a private association created by a real estate developer to market, manage and sell homes and lots in planned developments. These can include, houses, townhouses, and condos.

If you buy a house in the subdivision or condominium, you are generally obligated to become a member of the homeowners association and pay monthly or annual fees.

The HOA manages the common areas and amenities and enforces the rules and bylaws. Fees often range from $150 to $500, depending on many variables. The more amenities and services provided by the HOA, the higher the cost. Some are paid yearly, while some are paid monthly. Fees typically go towards maintaining common areas and amenities, and towards protecting the quality of life and property values within the planned development.

HOAs have been known to wield a lot of power, so it is important to know what you’re buying into if you decide to buy into one.

Here’s what you need to know about your HOA:

The Rules

Each HOA has a specific set of rules that you must follow known as the covenants, conditions, and restrictions, or “CC&Rs.” These rules are governed by the HOA, and might include restrictions on the color of your house, the size and breed of your dog, or the height and type of fence you choose. CC&Rs will vary depending on the HOA. Some have a larger set of CC&Rs than others.

You should be aware of all the rules within the HOA, as well as the punishment for breaking these rules.

Perhaps the most important part of living under an HOA—it can enforce hefty fines if you do not follow their rules. You could even face foreclosure on your house if you fail to pay their fees or comply with their rules. This is because when you purchase the house, you are bound to deed restrictions.

Be sure that you are OK with following all of the rules.

Know the HOA’s financial standing:

You’ll want to take a look at the HOA’s financial standing. The HOA should have a reserve set aside for special issues such as repairs or equipment replacement. If there is not enough money in a reserve fund, you could be on the hook for a “special assessment,” or a bill to help pay for the repair.  For example, if the roof needs to be repaired on the building, be prepared for a special assessment. While a special assessment every once in a while might be necessary, frequent assessments could be a troubling sign. You should also figure out what percentage of homeowners are paying their fee each month, or the number of unsold houses or units within the development. You could be on the hook for homeowners that fail to pay their fees, or for a fee increase due to a lack of members to pay fees. Here are a few questions to ask about the HOA’s financial standing:

•    How are HOA fee increases set?

•    How often do increases occur?

•    How large is the HOA’s reserve fund?

•    What special assessments have been made in the past and are any planned for the future?

•    What do monthly dues cover?

•    Are there any current or past lawsuits?

Ask for a copy of minutes from the past few HOA meetings. This will give you an idea of how things are run within the HOA. Some HOAs hire professional management companies, and some run are run by volunteers from the community. Looking at the minutes could enlighten you to possible issues that the HOA is facing at the moment. You don’t want an HOA that’s been riddled with drama in the past.

Here are some questions to keep in mind:

•    What are the current and past conflicts?

•    What is the conflict revolving process?

Ask yourself if it’s worth it:

A major benefit to owning rather than buying is the ability to do as you please. If you’re someone who hates being told what to do, even if it’s for the common good of the community—think hard before moving into a community with an HOA.

One of the most appealing reasons for joining into an HOA-governed home is the access to amenities that you might not be able to afford on your own, such as swimming pools, tennis courts, and fitness centers.

If you’re not planning on using these amenities, you should ask yourself if it’s worth it to pay the HOA fee. These fees might end up costing you the same amount as the house you thought you couldn’t afford.

The Bottom Line

If run properly, HOAs are designed to benefit the homeowner by providing management and maintenance services, recreational facilities, and the enforcement of community appearance standards designed to help increase property values.

Some HOA disadvantages include association fees, fines, property restrictions, and potential mismanagement or under-management.

No one can definitively say that buying into an HOA is a good or bad idea—it’s all up to your personal preference. Just make sure you know what you’re buying into. 

]]> 7999 0 0 0 https://blog.roseandwomble.com/benefits-buying-newly-built-home/ Mon, 26 Apr 2021 11:40:00 +0000 https://blog.roseandwomble.com/?p=8028 Buying a home is an exciting, yet complicated process. As a homebuyer, you will make countless decisions about what you want—and don’t want—in your dream house. One decision you will make is the age of your house. Although no one can make that choice for you, here are some reasons why many homebuyers choose to buy a newly built home.

Customizable. Many builders work directly with homebuyers to customize the entire house to the buyer’s specific taste. Imagine moving into a home that has everything on your checklist, and nothing on your “to do” list. When it comes time to move into your new home, you won’t have to worry about making costly repairs or upgrades, giving you more time to enjoy your new home and love where you live. 

Modern floor plan. Even if you don’t get the chance to customize your home, a newly constructed home will feature the layout that the majority of today’s homebuyers demand: an open floor plan, eat-in kitchen, granite countertops, walk-in closets, large master bath, and plenty of storage space. Chances are your newly built home will also have larger bed- and bathrooms with tons of natural light.

Energy Efficient. Most newer homes are constructed to be more energy efficient with a tighter-sealed building envelope. Cool and heated air is prevented from escaping due to high-efficiency insulation, doors and windows. Newer homes also include energy efficient appliances that help to reduce utility costs for homeowners. These green appliances include high-efficiency stoves, refrigerators, washing machines, water heaters, furnaces and air conditioning units.

Low maintenance. A new home will have fewer repairs and less maintenance. When you buy a new home, you won’t need to spend money replacing outdated carpets, repainting walls, fixing plumping or purchasing new appliances. Less home maintenance will be required because today’s new homes are engineered to minimize maintenance. In many cases, builders agree to a warranty on the house, placing the responsibility for repairs on the builder until the warranty expires.

Safety and technology features. You will spend less time worrying about safety issues in the home, thanks to new safety features such as fire retardant carpets, high-tech alarm systems, state-of-the-art circuit breakers, and electric garage doors with motion sensors. Today’s construction companies will use low- and zero volatile organic compounds within the house, greatly reducing the chance of toxic vapors. Other technological benefits within newly built homes include built-in speaker systems, built-in internet and cable wiring, and built-in entertainment systems.

With top-of-the-line technologies, minimal maintenance, and modern layouts with tons of entertaining space, you’re newly built home will be the envy of your friends and family. Best of all—you’ll love where you live, from the very moment you purchase your new home. 

If you're interested in learning more about new construction or homes available now, please call our New Homes Specialist at 757-774-6999.

]]> 8028 0 0 0 https://blog.roseandwomble.com/diy-projects-pets-enjoy/ Mon, 10 May 2021 12:20:19 +0000 https://blog.roseandwomble.com/?p=8035 HGTV offer great ideas for making the most of life with your furry friend. [ezcol_1half]

Kitty Litter Station

If you love your kitty, but hate the unsightly litter box, this is the project for you. Give kitty a little privacy while keeping all the litter box necessities hidden in one convenient spot. Make It: Turn a Cabinet Into a Kitty Litter Station

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Custom Food Container

Keep your pet's food fresh and safe from prying paws with a pretty, painted galvanized bucket complete with your fluffy friend's name. Make It: Custom Dog Food Container

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Homemade Cat Toy

Cats love to play, especially with you! Create your own leather and feather cat toy for hours of fun as well as important bonding time for you and your best bud. Make It: Leather and Feather Cat Toy

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Pet Silhouette

 

More for you than your pet, this sweet pet silhouette is actually incredibly easy with the use of a printer and some tracing paper. Make It: DIY Pet Silhouette

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Cat Garden

  This list of edible plants for your kitty may inspire you to plant your own cat garden! Find It: 7 Plants to Grow for Cats

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Pet Feeding Station

Easily keep bags of food, toys and even your pets medications all in one convenient spot with a trunk-turned-feeding station. Make It: DIY Feeding Station

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See more ideas here.

]]> 8035 0 0 0 https://blog.roseandwomble.com/buying-home-sellers-market/ Mon, 05 Apr 2021 12:10:59 +0000 https://blog.roseandwomble.com/?p=8111 When you’re looking for a home in a seller’s market, you need to plan to avoid making mistakes.

Hampton Roads is currently experiencing a strong seller’s market. A seller's market means that buyers have to be smart and prepared if they want to get the right house at the right price. Buyers should start by looking online at homes, narrowing down neighborhood choices and deciding between must-have and preferred features.

At the same time, buyers should visit a mortgage professional and get their financing in order. It’s best to start that process before you start looking at homes, in case your credit needs repair or you need to pay off debts to qualify for a mortgage. In a competitive market, agents may not even show homes to buyers who don’t have a mortgage preapproval. A desirable listing may be sold in days or hours, meaning there is no time to organize financing or mull over preferred features before making an offer.

Find a good agent. Using a real estate agent costs buyers nothing because the seller pays the real estate commission. Our local real estate agents know Hampton Roads and North East North Carolina better than anyone else and we are the #1 Real Estate Company in Hampton Roads and North East North Carolina!

Make your best offer. Offering lower than asking price is a reasonable strategy, especially if the house is overpriced compared with other similar homes in the area, or if it’s a buyer’s market with lots of available inventory. But trying to get a deal when you’re in a seller’s market might not be the best tactic. You should make a strong offer when trying to buy in a Seller’s Market.

Don't Request Favors. This is not the time to ask the seller to give you the refrigerator or washer and dryer, or paint the front door, etc. Asking for too much may cause the seller to move on from your offer.

Be ready to move fast. A well-located house in good condition and priced right will sell quickly, sometimes the first day it goes on the market. You need to be ready to make a decision when you find a home you like.

New homes are an option for buyers in the hot markets. Buyers in highly competitive markets have been attracted to new construction as a way to avoid bidding wars. Some buyers avoid looking at a newly built home, primarily because they think they’re too expensive or will take too long. A newly built home will not require renovations, meet higher standards for energy-efficiency which save money on utility bills and appliances are new, buyers will not have to replace for years. While build time can range from three months to ten months, some builders have spec homes or immediate delivery homes in desirable communities. The homes are built to a certain stage so a buyer can select upgrades and finishes or with neutral finishes for a quicker move. We are the number one source for all new construction homes in Hampton Roads. Let Rose and Womble New Homes help you find your place to call home.

Ask questions. Your agent is there to serve you. Your buying agent can talk to the listing agent for you and could possibly help you create the best offer you can.

]]> 8111 0 0 0 https://blog.roseandwomble.com/military-starter-guide-hampton-roads/ Mon, 15 Feb 2021 14:12:06 +0000 https://blog.roseandwomble.com/?p=8327 Congratulations on your orders to Hampton Roads!   A Little Bit of History The area is situated in southeastern Virginia, and is comprised of the “seven cities”: Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Hampton, and Newport News. The name “Hampton Roads” originated a few centuries ago when the region was nothing more than an English outpost. “Hampton” pays tribute to one of the founders of the Virginia Company of London, Henry Wriothesley, the third Earl of Southampton. The term “Roads” is short for roadstead, which is a term applied to a body of water and indicates the safety of a port. Choosing Where to Live There are many great neighborhoods and communities in the Greater Hampton Roads area where someone can make a home, each with their own advantages and disadvantages — which vary based on an individual’s wants and needs. Commute time should be one thing that is considered. Commute times are a better reflection of distance than mileage in Hampton Roads, because tunnel congestion, bridge lifts, or motor vehicle accidents typically add significant delays. For example, it is approximately 20 miles from the Greenbrier area of Chesapeake to Naval Station Norfolk. That commute can take anywhere from 30 minutes to well over an hour based on road conditions. According to 2011 figures, there are just over 1.7 million people living in Hampton Roads and nearly 1.5 million registered vehicles. If you factor in autos registered in other states and the tractor trailers that bring goods in and out of the local ports that equates to a significant number of people on our roads at any one given time. Tunnels, drawbridges, and traffic incidents contribute to lengthy commute times. If you opt to live close to where you work, the commute times are not an issue. However, the further away you are, the more things you should consider. One of which is alternate routes to your destination. One of the things I used to do when reporting to a new area was to drive around until I didn’t know where I was, and then find my way back. It was a good way to explore and gain familiarity with a city, and if you become hopelessly lost, you can always turn on your GPS. If that is a bit too adventurous for your tastes, there are several apps which can help you with this as traffic situations develop. Another factor to consider is whether or not you want to pay tolls for using either the Midtown or Downtown tunnels. In 2014, VDOT implemented tolls at the Downtown and Midtown tunnels in order to help finance the expansion of the Midtown tunnel and make improvements to the Downtown tunnel. Toll rates vary by time of day and payment method. Peak hours – defined as Monday through Friday from 5:30 – 9:00 AM and 2:30 – 7:00PM – are slightly more expensive. There are no toll booths at these tunnels, so commuters have three options if they choose to use those two tunnels: obtain an E-ZPass, register your vehicle and pay by plate and pay by plate without registering. Current toll rates can be found here. Additionally, VDOT has implemented a Toll Relief Program for Norfolk and Portsmouth residents who may be adversely impacted by the tolls. Details on this program are located here. Having Fun While You’re in Hampton Roads Once you’ve decided on a place to hang your cover, the next think you may be wondering is what there is to do in the area. Hampton Roads offers a lot for someone who likes the outdoors or adventure. Naturally, fishing is abundant here for both fresh and saltwater fish. Several types of bass, cobia, croaker, and catfish are in abundance, along with several other varieties. Of course, licenses are required, which can be found here. There are many hiking trails in the area as well, the best of which I’ve found at Newport News Park, Sandy Bottom Nature Park, and First Landing State Park. If you like to kayak, Hoffler Creek Wildlife Preserve and Paradise Creek Nature Park in Portsmouth have kayaks you can rent until your pack out arrives. There are many locations where you can enjoy stand-up paddleboarding as well. Back Bay National Wildlife Refuge offers many great options for outdoor activities as well. The Virginia Beach oceanfront is one of the most popular beaches on the east coast and has many family friendly activities, like putt-putt, amusement rides and arcades. It’s also home to iFly, an indoor skydiving location that uses a vertical wind tunnel that gives the same sensation of skydiving without being more than 30 feet in the air. Hampton Roads has several other beaches besides the tourist-centric oceanfront, such as Sandbridge, Ocean View, Croatan Beach, Buckroe Beach, Huntington Park Beach, and Cape Charles. For duffers, there are over a dozen golf courses in the area, including Arnold Palmer and Jack Nicklaus courses located at Bay Creek. TopGolf opened a location in Virginia Beach recently offering an opportunity to hone your skills, play with family and friends, or host an event. Hampton Roads is home to the Baltimore Orioles’ Triple-A affiliate Norfolk Tides and to the Norfolk Admirals, who until recently were the NHL affiliate for the Nashville Predators. Old Dominion University and Hampton University offer great collegiate sporting events as well. For the Foodies If you’re a foodie, you’re in luck! Hampton Roads has a so many incredible options! It would be impossible to cover them all, but here are a few good options to start. Still in Olde Towne Portsmouth and Pacifica in Virginia Beach Oceanfront are great intimate spots for tapas and cocktails. Order up a gourmet burger at Repeal Bourbon and Burgers or 80/20 Burger Bar. Humboldt Steel Corporation and Brothers Pizza are frequently mentioned when discussing the best pizza in Hampton Roads. For authentic southern food, I highly recommend Tupelo Honey Café at the Virginia Beach Town Center or Supper Southern Morsels in Ghent. For a special evening with just the two of you, Vintage Tavern in Suffolk is perfect. Being an oceanfront community and home to so many military bases, there is no shortage of excellent seafood restaurants and international cuisine. The Culture Hampton Roads has a vibrant art scene. The Ferguson Center, Sandler Center, and the Museum of Contemporary Art are each breathtaking in their own right. The city of Norfolk has an official arts district dubbed the NEON district, a clever abbreviation for the New Energy of Norfolk. The Harrison Opera House and Chrysler Museum of Art serve as linchpins for the area. Murals adorn local businesses, and you can enjoy improv comedy at the Push Comedy Theater. If live music gets your blood pumping, check the schedules for venues such as the Hampton Coliseum, The NorVa (voted as the number one music venue in America in a 2013 Rolling Stone readers’ poll), and Shaka’s Live. Also, check out Seven Venues for information on Broadway plays, sporting events, and other concerts. If you prefer a more “hands-on” approach to the arts, I highly encourage you to check out the Perry Glass Studio, or the Little Theater of Norfolk or Virginia Beach. And if the written word courses through your veins, be sure to check out The Muse Writers Center in Norfolk. For the Kids — And Us Adult Kids If your family includes little ones, you’ll find plenty of things for them to do in the area. The Children’s Museum of Portsmouth is a fantastic place to start! With interactive displays, a bubble room, planetarium and a train collection, it is far from your average museum. The Virginia Zoo is located in Norfolk and includes kangaroos, tigers, primates, and a several gardens, including a butterfly garden. If your kids love animals, be sure to visit Bluebird Gap Farms in Hampton and Hunt Club Farm in Virginia Beach. The Virginia Aquarium and Marine Science Center is located near the oceanfront and contains a National Geographic 3D theater, boat rides, and is co-located with an eco-friendly zip-lining adventure park. The Virginia Air and Space Center in Hampton is the official visitor’s center of the NASA Langley Research Center and features historic aircraft, a hand-on space gallery, and an IMAX theater. Colonial Williamsburg, Busch Gardens, and Water Country USA are a short drive away. Discount tickets for most of these places can be purchased at any of the base Information, Tours, and Travel (ITT) locations. Education and Volunteering If your interests include continuing education, you will find there is no shortage of reputable institutions to choose from. You can choose from Old Dominion, Hampton, Christopher Newport, and Regent Universities, or one of the three community colleges in the region: Tidewater, Paul D. Camp, and Thomas Nelson. If you are seeking technical education, ECPI, Bryant & Stratton, the Culinary Institute of Virginia and the Art Institute of Virginia beach are excellent choices. There is no shortage of volunteer opportunities in Hampton Roads. Each city has their own SPCA or Humane Society, and Norfolk is home to the PETA world headquarters. Habitat for Humanity has a strong presence in the area, as does the Hampton Roads chapter of PRIDE. Volunteer Hampton Roads is a great one stop shop for volunteer opportunities in the area. Day Tripping If you need a weekend getaway, there are plenty of options. Washington, DC is about 200 miles away and you can wander any of the Smithsonian museums, see national landmarks, or take in a major league sporting event. Massanutten resort, Wintergreen resort, and Snowshoe Mountain are only a few hours away if you enjoy skiing, snowboarding, or other winter activities. A short drive to the south will get you to the Outer Banks of North Carolina (or “OBX” as the locals call it) and visit the beaches, learn how to hang glide at Jockey’s Ridge, or visit the Wright Brothers Memorial in Kitty Hawk. Whether you are reporting to Hampton Roads for the first time, or returning after an assignment elsewhere, we would like to welcome you home.]]> 8327 0 0 0 https://blog.roseandwomble.com/drab-fab-heres-finance-fixer-upper/ Mon, 25 Jan 2021 14:51:53 +0000 https://blog.roseandwomble.com/?p=8381 You’ve seen it on HGTV shows like Property Brothers or Fixer Upper—experts take an outdated home and make it into the buyer’s dream home—all at a fraction of what it costs to buy new.

But is it possible to live out your HGTV dreams in reality?

“Absolutely,” says Chris Busching, renovation loan specialist with TowneBank Mortgage in Virginia Beach, who has over two decades of experience specializing in renovation loans.

“With an abundance of rundown or vacant homes on the market, now is the perfect time to find a fixer-upper in a good neighborhood for way below market price, put some resources into it, and turn it into your dream home,” says Chris.

Except, chances are, you don’t have the cash on hand to purchase the home and make your needed or desired renovations. But with a renovation loan—you can get the money you need to buy the home and make any needed or wanted renovations, all in one loan.

“It’s the only loan program out there where the lender will use the future value of the property to determine how much money we can actually lend you,” Chris said. “Repairs can be as simple as replacing countertops with granite, or as much as tearing a home down to its foundation and building it up again.”

Renovating might sound like a lot of work that could be avoided by purchasing a turn-key home, but there are some awesome benefits if you’re willing to put the time in, says Chris.

“With the popularity of home makeover shows, we’re starting to see what I like to call the ‘HGTV Generation’,” said Chris. “In the past, a lot of people have wanted to just move into a perfect home. But there are a ton of people out there that are a part of this ‘HGTV Generation’ that watch shows like Property Brothers or Fixer Upper and understand that you can put a little money into something and get a lot of money out.”

While buying a fixer-upper requires much more work than purchasing a turn-key home, there are still a lot of vacant homes out there that need a lot of TLC—and a lot of them are selling for less than market value.

“Right now, it’s the perfect storm of conditions. There are still a lot of vacant, foreclosed properties, and the bank is willing to sell these properties for less than market value.”

So, while the process takes longer, the renovations allow you to create the home of your dreams—plus you might even earn some “sweat equity” along the way, says Chris.

 How?

Because many of distressed or vacant homes are discounted more than the repairs actually cost.

“Last year, we averaged about 10 percent gained equity for all the properties that we did loans on,” said Chris. “So, this means that if we look at the appraised values of the property after renovation and compare them to the amount they borrowed, it was appraised for 10 percent more than they borrowed.”

And with a shortage of affordable homes on the market, choosing to renovate a distressed home can help you afford a home in your desired location.

“There are less houses to choose from, so it’s much harder to get your pick of the litter,” Chris said. “A renovation loan can help open the door to a specific area that people want to live in, because other buyers are unwilling to take on a fixer upper.”

“A lot of times millennials are finding that they can’t afford the houses that they want to live in. So they say “I’ll look again next year.” But unless they’re getting a raise at work or came into some money, it’s likely that they still won’t be able to afford a home that they want to live in. So, they’ll continue to rent,” said Chris.

Renovation loans allows them to have the aspects in the home that they want—the open floor plan, granite countertops, etc., without having to pay a fortune, says Chris.

Not ready for a true fixer upper? That’s ok too. With a renovation loan, you can borrow as little as $5,000 to make your repairs, according to Chris.

“I like to say that it’s difficult to find the perfect home, but it’s easy to make every home perfect,” Chris said. “If you find a home in an area that you like, and you like the bones of the house, we can fix the little things.”

*Disclaimer: Some Loan programs require borrowers to choose from a list of approved contractors. 

Chris Busching (NMLS #609816) is the National Renovation Manager in Virginia Beach for TowneBank Mortgage(NMLS #512138). He can be reached via phone at 757-285-7336 or through email at Chris.Busching@townebankmortgage.com.

The information contained herein (including but not limited to any description of TowneBank Mortgage, its affiliates and its lending programs and products, eligibility criteria, interest rates, fees and all other loan terms) is subject to change without notice. This is not a commitment to lend.

]]> 8381 0 0 0 https://blog.roseandwomble.com/home-inspections-advice-for-success/ Mon, 19 Apr 2021 13:48:17 +0000 https://blog.roseandwomble.com/?p=8608 By: Ryan C. Benton Whether you’re searching for a home or selling one you currently own, the home inspection can be one of the most stressful and frightening parts of the process. Before you get too worked up, take a deep breath and realize that no home inspection will yield perfect results. But some inspection reports are more concerning than others. It’s important to know if an issue is a minor repair or a money pit and for buyers and sellers to deal fairly through the process.

What is a home inspection? Home inspections are a vital part of the home-buying process because they help the buyer avoid any surprises with the property they are purchasing. Generally, the inspection mainly looks at the following: • Grounds for possible water-intrusion problems • Structure for foundation, window or door problems • Exterior for rot, decay and excavation problems • Roof for shingle, flashing and fascia problems • Interior for framing, insulation, HVAC, plumbing and electrical issues • Kitchen for electrical code compliance, operating cabinets and plumbing problems An inspection of a typical house can take two or three hours; larger homes with multiple bathrooms and two or three HVAC systems will take longer. After the inspection, the buyer typically receives a comprehensive report with photos, which can be used to negotiate repairs with the seller if their contingency allows. After reviewing the report, typically the buyer will have to decide whether to negotiate with the seller or to walk away. No matter how bad it seems, it’s important for both buyers and sellers to remember that everything is fixable. But of course, it depends on the budget and the parties willingness to take on whatever the project may be.

The buyer’s perspective and expense

Home inspections are an opportunity to evaluate a home before you buy it. Because let's face it, buying a home is a huge investment, and you can't exactly read online reviews to get a sense of any problems that might pop up once you've signed the deed at closing.

Buyers typically pay for home inspections, which can cost between $350 and $600 depending on the size and age of the home. Paying a few hundred dollars now is certainly worth the peace of mind to avoid a costly expense down the road. So, consider your home inspection mandatory. That’s why your Realtor will likely make sure it’s included as part of the purchase agreement.

Home inspection tips for sellers

After working so hard to attract buyers with a move-in-ready home, the last thing a seller wants is to lose a sale. So, if your home inspection turns up flaws that the potential homebuyer wants fixed, what then? Rest assured there's not always the need to fix everything a home inspector thinks could stand for improvement; a home inspection report is not a to-do list. Work with your Realtor to understand what items you should tackle and where you might want to push back. You’ll want to be reasonable. After all, you’ve already put a lot of time into the selling process, and it’s likely in your best interest to accommodate some repairs rather than allowing the buyer to walk away.

Also, depending on the magnitude of the requested repair, it’s not likely to go away. I once had a seller who let a deal fall apart over some electrical work only to have it pop back up with the next buyer’s inspection. Eventually, they agreed to the repair — but ended up with a lower price. A major fix may feel out of reach if your money is tied up in the home’s equity, but you can still bring options to the table. Work with your Realtor to gather a few professional quotes for repairs that can be paid at settlement. In lieu of repair, you may also consider adjusting the terms of sale, such as offering the buyer a reduced sales price or closing cost assistance.

What can the seller offer the buyer in lieu of repairs?

There are a few things that sellers can keep up their sleeves to smooth over nonessential repairs in the inspection report. Sometimes it pays to get creative to keep the sale on track. • Offer a one-year home warranty. This can come in handy if there is an element that doesn’t truly need repairs but is still worrying the buyers, such as an aging HVAC unit. • Offer to leave appliances. Conveying the washer and dryer can save the buyer thousands, so they may be willing to accept some items as-is. • Offer to share the cost of expensive repairs that aren't structural. I am negotiating a sale now where the seller is providing new windows for the home, but we were able to increase the sales price to cover most of the additional expense. Giving the buyer a choice can often be a winning approach because they like having control over the outcome. It also shows you’re willing to meet them in the middle.

Use your Realtor for advice

Whether you’re the buyer or the seller, a less-than-perfect home inspection can certainly complicate things. Every situation is different, and it’s difficult to tell when to spend the money to fix an issue and when to negotiate a compromise. An experienced Realtor can help you navigate the findings and set priorities for moving forward.

Ryan C. Benton is a Realtor with Rose & Womble Realty in Chesapeake and a member of the Hampton Roads Realtors Association. For more on HRRA, go to www.hrra.com. Contact Benton at 757-544-0383 or rbenton@roseandwomble.com, or visit TheHometownAdvantage.com.

]]> 8608 0 0 0 https://blog.roseandwomble.com/all-about-fords-colony-in-williamsburg/ Mon, 08 Mar 2021 13:14:07 +0000 https://blog.roseandwomble.com/?p=8745 Ford's Colony is a secure, multi-generational gated community of over 5,400 residents in more than 2,500 homes situated on a landscape of golf courses, ponds, wetlands, and woodlands in Williamsburg, Virginia. Located near a variety of outdoor activities, entertainment and cultural venues, the College of William & Mary, Colonial Williamsburg, great dining, shopping and more. Interested in moving to Ford’s Colony? You’ll find a variety of neighborhoods to meet your tastes and lifestyle, from condominiums and townhomes to Colonial cottages and executive homes. Ford’s Colony is a multi-generational community; many people retire there, but many younger families also reside in Ford’s Colony with more than 600 children in residence. Homes range from $300k to $2 million. Custom homes and home sites are also available. View listings in Ford’s Colony here. Interested in Social and active clubs and other activities? Ford’s Colony offers its residents two unique swim and tennis clubs with superior facilities and a fully furnished clubhouse. The swimming pools are both junior Olympic size with children’s areas. Families can make use of two playgrounds, common sports fields and basketball courts. Ford’s Colony also features over 60 clubs and activities for the community! See all of them here. Also within the space of the overall development is the Ford’s Colony Country Club.  Membership in the country club is optional for owners and residents. Ford’s Colony Country Club features 54 holes with three distinct championship golf courses. Members of Ford’s Colony Country Club enjoy a social and golf events calendar, a top-of-the-line golf academy with PGA certified teaching professionals, a public driving range as well as a private Members-only driving range. Social programs catered towards ladies, men, young executives and youth. Two restaurants are also included in the Country Club for great dining. Voted a Number One Master Planned Community in the US, Ford’s Colony is a wonderful place to live and play.    Learn more: https://www.fchoa.org/ https://www.fordscolonyliving.com/]]> 8745 0 0 0 https://blog.roseandwomble.com/creating-the-perfect-space-to-work-from-home/ Tue, 12 Jan 2021 13:27:17 +0000 https://blog.roseandwomble.com/?p=8942 In 2020, many of us suddenly found ourselves working from home - likely clocking hours in a less than ideal workspace. While you may not be able to completely tune out distractions while working from home, these tips will help you create a space that supports productivity and focus.

Find Your Hot Spot

Designating a dedicated workspace, even if it's not the roomy home office of your dreams, helps condition you to focus when in that environment. Maybe it's just a specific seat at the kitchen table; the key is separating your workspace from your relaxing space.

Allow Enough Space

Make sure you allow enough space to work comfortably. While this may seem like a no-brainer, it's easy to underestimate how much space you need. Ask yourself if you will be able to move easily from side to side, stand up and sit back from your desk.

Get Lighting Just Right

Good lighting is critical. Choose a location with some natural light and a view if possible. No view? Position your desk to face the door or add some artwork above your desk. Be sure to include a desk light to provide shadow-free task lighting and extra light in the evenings.

Banish Clutter

In a home office, you'll need to figure out storage and organization so you will be able to work productively. Choose options like shelving and smaller boxes or containers that are functional and will encourage you to keep everything where it should be.

Tame Your Technology

Nothing makes a home office look or feel more cluttered than wires hanging from your desk and running everywhere. A few ways to take control of your technology include:

• Invest in a wireless printer and mouse
• Attach visible wires to the underside of your desk
• Gather loose wires with a simple cord tamer

Don't Get Too Cozy

Finding the elusive balance between getting comfy and getting completely suctioned into the couch is a tricky but essential distinction. Your space should be comfortable enough to work in for long hours, but not so comfortable that you can't escape a nap.  ]]> 8942 0 0 0 https://blog.roseandwomble.com/how-to-prepare-to-buy-your-first-home/ Tue, 19 Jan 2021 14:23:44 +0000 https://blog.roseandwomble.com/?p=8951 By Dana Neighbors Buying a home is the biggest purchase a person will make in their life! For a first time home buyer, it can sometimes be overwhelming. Even seem unreachable at times. I'm here to help you understand the process of buying a home or to see if buying a home is the right step for you.  When starting your home buying journey, make sure you have the right team for you. Have a realtor that you really connect with, a lender that you trust, and a settlement agent to help you finish the deal. If you have a great team behind you, it will make the process a lot smoother! Being pre-qualified from a lender prior to the property search and tours with your realtor is ideal. Having that step out of the way gives you the upper hand when writing an offer on your dream home. Especially when the market is a strong seller's market, the more prepared the better.  Open Communication and trust with your realtor is key. I was also a first time home buyer, everyone is at one point. As long as you talk and communicate with your team you are already on the right track. As a realtor myself, I only ask for open communication from my buyers to help make their experience amazing.  Buying a home is a huge accomplishment, and a team effort. I wouldn't be able to guide my clients through this process without help from the lender, title company and my client themselves. I pride myself in making my clients feel comfortable and heard throughout the entire deal. Real estate has been an eye-opening experience for me because of all my clients that I had the pleasure of working with. Make this experience special and gain a new life long friendship throughout the process.   I hope this helps guide you in the right direction for beginning this exciting process. It can be scary and stressful your first time. But remember as long as you have a strong team behind you that you trust, they will transition you into your new home before you know it!   Dana Neighbors is a Realtor with Rose & Womble Realty. She recently won The Nationals Silver Award winner for Rookie of the Year. Contact Dana at 757-235-1327 or dneighbors@roseandwomble.com.]]> 8951 0 0 0 https://blog.roseandwomble.com/kickstart-your-edible-garden/ Tue, 09 Feb 2021 13:59:53 +0000 https://blog.roseandwomble.com/?p=8958 Herbs Fresh herbs are highly fragrant, beautiful garnishes, and they offer potent flavorings for food dishes and cocktails. For this reason, herbs are the first thing a culinary gardener should start with. Plant herb – in containers or directly in the ground – close to the kitchen so you can easily grab a few leaves while cooking. Try | Basil · Chives • Cilantro • Dill • Rosemary Salad Greens Lettuce has a short shelf life once picked, and gourmet lettuce mixes are one of the more expensive items in the grocery store. The good news is you can grow your own lettuce mix at home. Lettuce should be grown in cool weather or with light shade to avoid the bitter flavors that come with hot weather. Spring's cool weather is ideal for starting lettuce. Try | Arugula • Spinach • Swiss Chard • Nasturtium • Mizuna Peas Edible-pod peas (snow & snap) are delicious straight off the vine and are a favorite sweet, crispy snack for gardeners. They take a bit longer to develop than herbs or salad greens, but your efforts will be rewarded with pods that taste delicious on their own, cut up in a salad, blended into a dip, or thrown into a hot soup. Try | ‘Oregon Sugar Pod Il’Snow Pea · Sugar Ann’Snap Pea Beans Beans are yet another high-yield, versatile vegetable for the culinary gardener. Some varieties taste best when eaten fresh, while others can be grown and dried on the vine to be used for winter stews. At the height of summer, when plants are prolific, it's best to harvest mature beans every day to keep the plants producing. Try | Scarlet Runner Bean · Christmas Lima Bean Tomatoes The gateway drug for culinary gardeners, tomatoes are wonderfully forgiving and a perfect vegetable for first-time gardeners. After tasting a homegrown tomato, there's no going back. With more than 15,000 known varieties, you can pick from ones that are fresh and tart to super sweet or ones that taste best cooked or fresh. Try | ‘Sun Gold'• Pink Brandywine' Peppers Chili peppers give a flavor boost and heat to cuisines around the world. They become spicier as they age on the plant. Additionally, the less water it receives, the more capsaicin (the chemical responsible for the heat) it produces. Wear gloves while harvesting and cutting chili peppers to protect against skin irritation. Try | Shishito • Padrón • “NuMex Twilight' • Anaheim · Pepperoncini Radishes Radishes are crisp and peppery, and some varieties can be harvested in as little as three weeks. Like peppers, radishes become spicier the larger they get and the hotter the weather. Spring, therefore, is one of the best times to start planting radish seeds. Try | 'Easter Egg'• Watermelon Radishes • 'Scarlet Globe' Garlic Garlic is a must in any cook's kitchen. The flavor and pungency is unrivaled and serves as the base for almost every dish. Yes, garlic can be bought in the store. However, you should consider planting a few cloves in the spring to truly enjoy the butteriness of homegrown garlic. Sweet Potatoes Sweet potatoes can be bought at the supermarket, but growing the more exotic varieties can be very rewarding for a gourmet gardener. You'll need a plot of space that you can dedicate to growing them until autumn, when most sweet potatoes are ready to harvest. Try | Okinawa · Jewel • *T65'. Stokes Source]]> 8958 0 0 0 https://blog.roseandwomble.com/why-use-a-realtor/ Tue, 02 Mar 2021 13:47:31 +0000 https://blog.roseandwomble.com/?p=8971 Whether you're looking at buying a home or selling your home, having a knowledgeable representative on your side can make all the difference. With historically low inventory, and buyer demand on the rise, our current local market is competitive and fast paced.

As a seller, you may have heard about the "hot" real estate market, so what does this mean for you? First and foremost, your agent is your specialist, monitoring the process for you. The required paperwork alone can be incredibly overwhelming. You may personally only buy or sell a home once or twice, but agents review and complete these forms time and time again. 

Another factor, determining a sales price, can be tricky. You might think your property looks better than the neighbors house that sold a few weeks ago, or maybe you don't know what other properties have been selling for at all. Realtors will use your local neighborhood market analyzing the price, terms, and conditions of comparable and competing properties. This information allows them to formulate numbers that are realistic and competitive. They also can recommend repairs or cosmetic updates that may help with your marketability.

Speaking of marketability, a Realtor handles your marketing based on which medium, format, and frequency will work best for your property. From scheduling professional photography, to determining where to advertise, your agent can custom create something just for you. As a seller in this current market with that "must have" property, you will most likely be inundated with showing requests the first few days. Your agent fields those inquiries, coordinates scheduling of showings, answers questions, complies multiple offers, and helps you weigh out your responses. We continue to help you  navigate through appraisals, inspections, and financing- there are multiple hurdles to overcome before closing.

As a buyer, just one day is all it takes to miss out on the house of your dreams in this market. Our local low inventory makes the buyer competition fierce. You will probably be up against multiple offers, so your first impression can be important. Your Realtor has access to alerts in the Multiple Listing Service (MLS) so you get almost real time updates when a property hits the system. We can set search parameters based on your preferences to target exactly what you're looking for. Agents will again analyze the local neighborhood market for price, terms, and conditions of comparable and competing properties. This way, when you fall in love, you can put together a competitive offer that stands out against the others. And here again, your agent will continue to guide you through appraisal, inspections, and financing to get you to the closing table.

Communication is key! Your agent represents your and your property. If you're buying or selling, find an agent that has knowledge of your specific neighborhood market and communicates effectively with you and with the other agents. This could make all the difference in selling your current home or securing your next home.

Katie Bates is a Realtor with Rose & Womble Realty. Contact Katie at 757-681-1755 or kbates@roseandwomble.com.]]> 8971 0 0 0 https://blog.roseandwomble.com/choosing-a-paint-color-you-can-live-with/ Tue, 23 Mar 2021 12:15:57 +0000 https://blog.roseandwomble.com/?p=8977 Don't Buy Paint on the Spot When you go to a paint store, your goal is to arm yourself with a variety of options to make the best possible choice later. Pull more swatches than you think you need - even ones you don't think you like. Grab what appeals to you at first glance, plus swatches on either side for variety.

Bring Your Own Swatch

When you go to the paint store, don't go empty-handed. Bringing a piece of art or fabric as color inspiration can be useful, but something even simpler can help you see colors correctly: a white sheet of paper.

Try Some Space Experiments

Once you've taken your swatches home, that is when you can truly decide which colors will work. Colors can look quite different in your real-life lighting than in the bright fluorescent lighting of a store. Tape paint chips to the wall where they will be applied, and view them during the time of day you will be in the room the most.

Go Big and Go Home

A tiny paint store swatch will never fully show you what a color will look like on a full wall. For this reason, designers often apply a large stroke of paint directly to the wall to see how it will look in real life. This is an effective technique to help compare your narrowed down selection of colors.

Take Your Time

Do you love a color right now because it's a true favorite, or is it just a passing infatuation? Avoid getting swept up in a passing fad & the expense of repainting by taking time to really sit with a color option before you take the plunge.

Make a Commitment

Once you've selected and purchased a paint color, it's time to commit. Paint will look quite different during the application process, so its important not to judge the color until at least the next day. Give yourself some time to adjust to the change in your space before jumping to any conclusions.]]> 8977 0 0 0 https://blog.roseandwomble.com/should-you-renovate-before-you-sell/ Tue, 30 Mar 2021 13:01:12 +0000 https://blog.roseandwomble.com/?p=8986 When thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers. However, with so many buyers competing for available homes right now, renovations may not be as necessary as they would be in a more normal market. Here are two things to keep in mind if you’re thinking of selling this season.

There aren’t enough homes for sale right now.

A normal market has a 6-month supply of houses for sale, but today’s housing inventory is much lower. According to the National Association of Realtors (NAR), there’s only a 1.9-month supply of homes available today. As a result, buyer competition is high and homes are only on the market for about 15 days here in Hampton Roads, during which time many receive multiple offers from hopeful buyers. In a competitive market that’s moving so quickly, it makes sense to sell your house when buyers are scooping homes up as fast as they’re being listed. Spending costly time and money on renovations before you sell might just mean you’ll miss your key window of opportunity. While certain repairs on your house may be important, your best move right now is to work with a trusted REALTOR® to determine which improvements are truly necessary, and which ones are not likely to be deal-breakers for buyers. Today, many buyers are more willing to take on home improvement projects themselves in order to get the home they’re after, even if it means putting in a little extra work.  As a seller, You might spend a lot of time and money deciding on just the right color for the family room, only to have a buyer want to paint it a different color. If you are going to paint, make sure you choose a neutral color. Your dollars and time might be better spent working on small cosmetic updates and power washing the exterior.

Get a good return on your investment.

When planning any bigger projects to tackle, you and your REALTOR® will want to discuss the potential return on your investment and if those projects are worth the cost. Some homes do need a kitchen or bathroom renovation, roof repairs, or other major work, but definitely not all of them. You might be surprised by how well your house could fair in today’s sellers’ market.  Before you renovate, contact a local Rose & Womble real estate professional to see if it’s the best course of action. You may find out that putting your house on the market as-is will help you sell quickly, and it may result in the best return on your investment. Every home is different, but a conversation with your agent is critical to make sure you make the right moves when selling this season.

Bottom Line

Hampton Roads is experiencing a strong sellers’ market, and that means you have the leverage to sell your house on your terms. Talk with a local Rose & Womble real estate professional today to determine if renovating is really the best way to spend your time and money before you sell.]]> 8986 0 0 0 https://blog.roseandwomble.com/decorating-with-houseplants/ Tue, 13 Apr 2021 18:43:36 +0000 https://blog.roseandwomble.com/?p=8990 Let Plants Do What They Do If you have a vining plant, let it do its thing. Place the plant near the edge of a table or bookcase so the vines have room to grow and drape over the table. Feel free to skip routine pruning to give the vines free rein to sprawl. Up Your Container Game Containers and pots are a great way to inject some visual interest and instant style into your space. They come in a variety of materials, colors, and styles from rustic to modern and anything else you can think of. Go Up Hanging Plants from the ceiling allows you to take advantage of an area with great light and fill a space that may not be ideal for a piece of furniture. Most houseplants adapt nicely to a hanging planter as long as the right light and water requirements are met. The Rule Of Three This design principle basically calls for items to be organized in groups of three. Two items tend to look random, four items can seem too cluttered, but three is that magic number that just works. Fill Empty Corners with Plants You Know that annoying corner in your living room that looks too bare when you try to fill it? Plants are a great solution for these hard-to-style sections. When in Doubt, More is More Plants have a magical quality of being able to decorate a room without feeling cluttered. Plants breathe new life into your home, so don't worry about overdoing it. You've never seen a home and thought, "It's lovely, but there are too many plants," right?]]> 8990 0 0 0 https://blog.roseandwomble.com/ways-to-organize-your-garage/ Tue, 04 May 2021 12:34:44 +0000 https://blog.roseandwomble.com/?p=8997

Set aside enough time to get the job done. Back-to-back days are recommended so items being sorted won't have to sit out in piles for long. Try to plan for a dry weekend because you'll have to put many items out of the shelter of the garage.

Don't tackle it by yourself. Hire an expert or round up a team of friends to help. Be sure you have a plan for directing others through the process from start to finish.

Categorize all items. Typical categories include seasonal decor, sports equipment, automotive, garden tools, etc. Evaluate things like luggage and paint to see if you can store them elsewhere. It's much easier to tackle a garage after you've organized the rest of the house. You'll find that many garage items can be relocated.

Begin grouping the items that will live in your garage. A few cardboard boxes will help keep smaller items contained. Don't buy storage bins just yet. You may discover that you don't have the correct sizes or sturdiness.

Trash or donate items that don't fir the categories. Place any random items to the most similar category or put them in a visible place so you remember that you have them. Otherwise, start your donation and trash piles now.

Determine the best garage layout. Decide where you want each type of item to live, considering its frequency of use and the available space. For instance, recycling should live near the entrance to the home, and tools should live near the workbench. Parking space and shelves at eye level or within reach are "valuable real estate." Very high or low shelves should be reserved for less frequently used items.

Now that you know what you're keeping and how much space you have, determine what containers to use. Make the most of vertical space with well-rounded pegboards and wire grids.

Relocate items to their new homes within the garage.

Set an organizing schedule. If it doesn't make it onto your calendar, it's less likely to happen.

]]> 8997 0 0 0 https://blog.roseandwomble.com/4-reasons-for-homeowners-to-sell-now/ Tue, 18 May 2021 12:16:22 +0000 https://blog.roseandwomble.com/?p=9002 National Association of Realtors (NAR) reports that there were 410,000 fewer single-family homes for sale this March than in March of 2020. The key to continued success in the residential housing market is for more listings to come on the market. However, many homeowners are concerned that selling their homes could be challenging for several reasons. Recently, Homes.com released the findings of a survey that identified these concerns, as well as what it will take for homeowners to feel comfortable selling their houses. Here are the four major homeowner concerns and a quick explanation of what’s actually happening in the housing market today.

1. Homeowners don’t know if they’ll be able to secure their next home before selling.

In negotiations, leverage is the power that one side may have to influence the other side while moving closer to their negotiating position. A party’s leverage is based on the ability to award benefits or eliminate costs on the other side. In today’s market, buyers have compelling reasons to purchase a home now:

• To own a home of their own
• To buy before prices continue to appreciate
• To secure a mortgage at a historically low rate, while they last

These buyers needs give the seller tremendous leverage. Most already realize this leverage enables the homeowner to sell at a good price. However, this leverage may also be used to negotiate time to find their next home. The homeowner could sell their home to the buyer at today’s price, which will enable the purchaser to take advantage of current mortgage rates. In return, the buyer might lease the house back to the seller for a pre-determined length of time while the seller finds a new home or has one built. This gives the buyer what they want while also giving the seller what they need. It’s a true win-win negotiation.

2. Homeowners don’t know if their current home will sell for the asking price or top market price.

This is the perfect time to maximize profits while selling a house. NAR just released a study showing that bidding wars are at an all-time high. The study reveals that when comparing the first quarter of last year to the first quarter of this year, the number of offers on homes for sale doubled from an average of 2.4 to 4.8 offers. Whenever there’s a bidding war, the price of the item for sale escalates. Bloomberg recently reported: "For the first time ever, the average U.S. home is selling for above its list price." If a seller is looking for a top-dollar sale, there’s no better time to sell than right now.

3. Homeowners don’t know if they will get an offer without their home requiring work or updates.

Again, leverage is the greatest strength a seller has in this market. Due to the lack of homes for sale, many buyers are more willing to take on home improvement projects themselves in order to get the home they’re after. If a seller is worried about doing work or updates on their home, they must realize that today’s historically low inventory likely renders these projects less critical to the sale of the house.

4. Homeowners don’t know if they can have a quick closing process.

When speed is important, there are two points sellers should look at:

• The time it takes to find a buyer for the home
• The time it takes to close the transaction

In the latest Existing Home Sales Report, NAR explains: If you’re looking for a quick closing process, there’s never been a market in which the two-step process (finding a buyer and closing the deal) has taken less time.

Bottom Line

Selling your house can be daunting, especially in a fast-paced market. However, the fact that we’re in such a strong sellers’ market clearly eliminates many common concerns. Contact a local Rose & Womble real estate professional today to learn more about the opportunities for homeowners who are ready to sell.]]> 9002 0 0 0 https://blog.roseandwomble.com/family-friendly-halloween-decorating-ideas/ Tue, 12 Oct 2021 13:29:08 +0000 https://blog.roseandwomble.com/?p=7508 Spider Pumpkins

What a cute idea! Take small or mini pumpkins, add pipe cleaners for legs and then scoop out room for a tealight candle.[/ezcol_1half] [ezcol_1half_end]

Paper Roll Bats

What a great project to do with the the kids - and its a green project cause you're recycling! Take toilet paper rolls - or you can cut down paper towel roll or wrapping paper tube. These toilet paper roll bats are super cute for Halloween. Instructions.[/ezcol_1half_end]

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Halloween Mason Jar Luminaries

Check out these holiday-themed DIY luminaries from mason jars. From pumpkins to mummies to a more elegant design,

Consider using these DIY Halloween luminaries to dress up your Halloween mantle or to create a fun path for trick-or-treaters to follow up to your front door.[/ezcol_1half] [ezcol_1half_end]

Hanging Ghosts

Spooky indeed - these ghosts are a great and easy to make addition to your Halloween decor.[/ezcol_1half_end]

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Silhouettes on the Windows

A great way to customize your Halloween decor but not break the bank. Black poster board is inexpensive and can be found almost anywhere. Cut out the shapes you want and transform your windows to spook trick or treaters![/ezcol_1half] [ezcol_1half_end]

Glowing Eyes

Cut some spooky eyes into empty paper towel or toilet paper rolls, insert glow sticks, and cover the ends with duct tape. Place them in bushes or any other unsuspecting place.[/ezcol_1half_end]

]]> 7508 0 0 0 https://blog.roseandwomble.com/ready-purchase-home/ Mon, 26 Jul 2021 12:39:24 +0000 https://blog.roseandwomble.com/?p=7918 So you’re ready to stop making your landlord rich, and start building your own equity through homeownership. But are you ready for the responsibility of homeownership? Despite what some may think, buying a home isn’t just a financial decision. Buying a home needs to make sense for your specific financial, professional, and personal situation.

Here are five signs that you’re ready to become a homeowner.

1. You’re prepared to stay in one place for a while. Purchasing a home is not a good idea if your work is thinking of relocating you across country in the next few years. You should feel confident that you’ll be living in the area with a secure job for the next four to five years in order to recoup the costs of buying and selling.
2. You’ve been preapproved. It’s not likely that you’re going to purchase your house without financial help. Before house hunting, you should obtain a letter of preapproval to insure that you’ll be able to secure financing. A preapproval is a written statement from a lender stating the maximum amount its willing to lend to a borrower. To become prequalified, a lender will have to verify your credit score, information and documentation. Important documents in this process include pay stubs, W-2 forms, federal tax returns, and bank statements. This will help you know exactly how much house you can afford.
3. You’ve saved up. Saving up money for a house is important for your down payment and an emergency house fund. Owning a home is a full time responsibility, and it requires a lot of maintenance and upkeep. If you were previously renting, your landlord likely took care of issues such as a leaking pipe or a broken AC system. When you’re a homeowner, you’ll need to have money saved up in a rainy day fund to take care of these issues and maintain your home.
4. You’re willing to put in the time, effort and money. There’s a lot of time and effort that goes into finding a home that fits your needs and wants, and is within your budget. Don’t forget about the stress and hassle that you’ll experience when you hit a bump in the road. For these reasons, it’s important to have experienced professionals on your side, who will help guide you through the process. Even after you’ve settled into your new home, you need to be prepared to put the time, effort and money into maintaining your home. 
5. Its good timing. Timing is everything, and that’s especially true when buying a home. If you still have 11 months left on your current lease, it might not be a good time to actively look for a home (but that shouldn’t stop you from researching and exploring your options.) The same rule applies if you only have 30 days left on a lease, and need to find housing immediately.

]]> 7918 0 0 0 https://blog.roseandwomble.com/protect-credit-scams/ Mon, 21 Jun 2021 13:38:50 +0000 https://blog.roseandwomble.com/?p=7961 If your credit is down the drain, you might feel desperate to repair it. Credit effects your ability to borrow money. If you have poor credit, it could disqualify you from buying a home. The marketplace is saturated with companies that promise to repair your credit. If you're looking for credit repair help, be aware that not all parties promising to repair your credit are legitimate.

Make sure you recognize credit repair schemes before you become a victim. Be suspicious if a company:

• Insists that you pay upfront before services are provided to you. Under the federal Credit Repair Organizations Act, credit repair companies can’t request or receive payment until they’ve completed the services that they’ve promised.
• Tells you not to directly contact credit reporting companies.
• Tells you it can remove most or all of the negative information on your credit report, even if you know that the information is accurate. Only time can remove negative information on your credit report.
• Tells you to dispute information on your credit report, even if it’s accurate. This is illegal and some companies use untruthful tactics to carry out this process, such as having you claim identity theft to have the information removed.
• Tells you to give false credit information on credit or loan applications. This is also illegal and considered fraud.
• Does not give you a copy of the Consumer Credit File Rights Under State and Federal Law letting you know your rights to obtain a credit report and dispute credit report information that is not accurate.
• Suggests that you try to invent a new credit identity with a new social security number or federal employer identification number. If you use a social security number or federal employer identification number that is not your own, it is considered fraud.

Under the Credit Repair Organization Act (CROA), it is illegal for credit repair companies to lie about what services they can provide you, and charge you before they have performed services.

According to the act, credit repair companies must explain:

• Your legal rights in a written contract
• A written contract explaining the services they’ll perform
• How long it will take to see results
• What you will pay
• Any guarantees

Keep in mind that accurate negative information stays on your report for seven years. Bankruptcies are reported for 10 years, and criminal information can stay on forever. No credit repair company or credit counselor can get rid of it. However, if there is incorrect information on your credit report it can be fixed. You can either dispute incorrect information for yourself or hire someone to do it for you.

If you decided to hire someone to help you with your credit, make sure you avoid scams by using the above advice. If you’re looking for a home loan, but are unsure of your ability to obtain one because of your credit, reach out to a loan officer.

]]> 7961 0 0 0 https://blog.roseandwomble.com/decorating-ideas-summer/ Tue, 01 Jun 2021 13:02:41 +0000 https://blog.roseandwomble.com/?p=8087 Let the Light In! Throw open the doors and windows, pull back the curtains, and get rid of pieces that are dark, gloomy, or fussy.

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Natural Living

To add organic appeal, consider planting succulents in a large shell. The tiny plants last for a long time and require little care, making them the perfect addition to a summery tablescape.

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Set a Colorful Table

Consider buying accent dishes to add splashes of summertime color and pattern to your next dinner party. Mix bright floral, tropical, or nautical-theme dishes with your everyday plates and bowls.

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Light up the Night

String paper lanterns on tree branches around an outdoor patio to allow gatherings to last well into the night hours.

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Summery Scents

For a continuous seasonal aesthetic in your home, switch out scents as the seasons change. Gingerbread and evergreen are great smells for winter months, but in the summer many people crave fresh scents, such as ocean breeze or cucumber-melon.[/ezcol_1half] [ezcol_1half_end]

Garden Fresh

Interject bright, summery colors in your home with freshly picked flowers. To make the biggest impact, stick to arrangements featuring warm colors -- such as bold oranges, radiant yellows, or vibrant pinks -- and save rich reds and deep purples for other seasons.[/ezcol_1half_end]

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DIY Tissue Paper Flower Backdrop

Surprisingly, these beautiful tissue paper flowers can be a great décor. These paper flowers are very inexpensive and easy to make. The supplies you need are colorful tissue paper, stapler and scissors. Just with a few steps, you can create these lovely flowers. Learn how to make them here.[/ezcol_1half] [ezcol_1half_end]

Floral door wreath

A wreath is not just for fall or Christmas. You can create a beautiful floral wreath for your summer decorations too. Use a twig wreath to start with this DIY project. Hot glue some artificial sunflowers to the twig wreath and adorn it with some matching ribbons and embellishments. If you love colors, add flowers of different colors and sizes.[/ezcol_1half_end]

See more ideas here.

]]> 8087 0 0 0 https://blog.roseandwomble.com/heres-need-know-va-loan/ Tue, 19 Oct 2021 12:12:57 +0000 https://blog.roseandwomble.com/?p=8263 If you’re a veteran, active duty or reserve military member in the United States, you’re probably aware that you’re entitled to a number of benefits. But are you aware of all of the advantages of a VA Loan? It’s a loan program unlike any other and is one of the few loan programs that allow you to purchase or refinance a home with no money down.

A Veterans Affair (VA) Loan is a home loan designed to help finance homes for Veterans, eligible members of the military, and some surviving spouses. A VA Loan is guaranteed by the government, but made by qualified lenders such as banks or

independent mortgage companies. Because the loan is guaranteed by the government, lenders can approve borrowers with more flexible lending standards.

It’s a great option for military members and veterans because the loan does not require a down payment and is often easier to qualify for than a conventional loan, says Tim Lee, Loan Officer for Advance Financial Group, a subsidiary of TowneBank Mortgage.

To be eligible to apply for a VA Loan, a military member must serve 90 consecutive days on active duty during a time of war, 181 during peacetime, or six years as a reservist.

“I typically tell people that there are three main benefits to a VA loan,” Tim said. “The first is that there is no down payment, which is a huge benefit.”

Often times scraping up enough money for a down payment is the largest hurdle that aspiring homeowners have to overcome, Tim said.

“You can finance your entire home without a down payment, as long as the amount is under the VA Loan Limit,” said Tim.

While the borrowing limit ranges from region to region, in most areas you can borrow up to $424,100.

“A lot of people think that a VA loan is a one-time thing, but that’s not how it works. It is a lifetime benefit and you can reuse it multiple times,” he said. So, this means you can take out as many VA loans as you want, as long as you’re only borrowing up to the loan limit at once.

You can even have two VA Loans at once, as long as you’re borrowing under the loan limit, according to Tim.

“Another great perk of the VA Loan is that it typically has lower interest rates than conventional loans,” Tim said. “This is because the mortgage is backed by the government, which makes the loan less risky for lenders.” In fact, VA loans have had the lowest average interest rate on the market for the past 41 months, according to Ellie Mae, a California-based software company that processes almost a quarter of U.S. mortgage applications.

The last main advantage: There are no private mortgage insurance requirements. “Typically, you’ll have to pay mortgage insurance on a loan unless you’re able to put 20 percent down,” Tim said. “But on a VA loan, you’re not required to pay private mortgage insurance, which can get really expensive.”

Private mortgage insurance typically costs between 0.5 percent and 1 percent of the loan amount. That means on a $100,000 loan, you could be paying as much as $83.33 per month in private mortgage insurance.

However, VA buyers are required to pay a funding fee at closing time, which ranges from 0.5 percent to 3.3 percent of the loan, depending on the veteran’s service and loan type.

“The VA Funding Fee is basically the VA’s version of mortgage insurance because the loans typically have such a high loan to value ratio because VA buyers often put no money down,” Tim said. “The fee is usually 2.1 percent of the loan value,” says Tim.

For example, if you took out a $100,000 loan with a 2.15 percent funding fee, then you would pay a $2,100 funding fee.

And unlike closing costs, which are an out-of-pocket expense, you’re able to finance the VA Funding Fee and wrap it into your monthly mortgage payments. If you are retired or discharged on disability, you might be eligible to have your funding fee waived.

“If you think about it, $2,100 over the span of 30 years isn’t that much money,” Tim said.

Plus, VA loans allow for the seller to pay closing costs, which further reduces the out-of-pocket costs for the buyer.

“VA Loans are probably the most flexible when it comes to closing costs. You can have all of your closing costs paid by the seller, plus an additional 4 percent of the loan amount paid by the seller,” Tim said. “And, the VA Loan is the only loan program that will allow your seller credit to pay down a credit balance, such as a credit card debt or car loan.”

In most instances, the seller credit can go towards a repair in the home, such as a leaky roof or inefficient HVAC system. But if there are no issues in the home, then the VA loan allows for the seller credit can pay down some of the buyer’s credit balances.

So, with no down payment and little to no closing costs, you could potentially get to own a home for free, Tim says. How is this possible?

“A lot of times, your mortgage could be less expensive than the money you get from your BAH (Basic Allowance for Housing), so you could potentially even end up with more money in your pocket by purchasing a home with a VA loan. It’s really the only loan program that could potentially cost you nothing up front because you don’t have the hurdle of a down payment” he said.

BAH is the Military’s Basic Allowance for Housing, which provides uniformed service members with housing compensation based on housing costs in local markets.

“I really think you’re wasting a great benefit lot of you’re not using your right to a VA loan,” Tim said.

Tim Lee (NMLS # 1078215) is a Loan Officer with Advance Financial Group (NMLS #1611080) in Virginia Beach. Tim can be reached via phone at 757-236-3747 or via email at timothy.lee@advancefinancialgroup.com.

The information contained herein (including but not limited to any description of TowneBank Mortgage, its affiliates and its lending programs and products, eligibility criteria, interest rates, fees and all other loan terms) is subject to change without notice. This is not a commitment to lend. 

]]> 8263 0 0 0 https://blog.roseandwomble.com/paddling-in-tidewater-places-to-kayak-canoe-and-paddleboard-near-you/ Tue, 17 Aug 2021 12:30:13 +0000 https://blog.roseandwomble.com/?p=8478 Kayaks, canoes and stand up paddleboards (SUP) are the vehicles to appreciate our waterways without breaking the bank. Here’s some examples of places you can go to get out on the water, have a quiet ride, get some exercise and enjoy the great outdoors. Some are fresh water, some are tidewater, and some are perfect for beginners. Please check each location for their policies during COVID-19. We have provided a link to each site. Chesapeake – Great Bridge Lock Park Great Bridge Lock Park Is 19 acres surrounded on one side by the Elizabeth River and the other side by the Albemarle and Chesapeake Canal. This makes it a unique place to paddle, and a great place to spend the day. There is plenty of parking, picnic shelters, restrooms, hiking trails and places to fish and crab. Great Bridge Lock Park is the city of Chesapeake’s first fully ADA-Accessible Canoe/Kayak pier and launch facility. Great Bridge Lock Park is part of the National Park Service “Chesapeake Bay Gateway Network” for its “historic and ecological significance.”  It is the southernmost point on the National Park Service’s Captain John Smith’s Historic Waterways Trail. Hampton – Gosnold’s Hope Park Gosnold’s Hope Park sits along a quiet canal, a short paddle to the Back River, with lots of coves and tributaries to explore. Langley Air Force Base is across the river, but you won’t be able to get too close. If you’re feeling ambitious, you can paddle up to the mouth of the Chesapeake Bay. On the south side is the Grandview Nature Preserve.  On the north is the Plum Tree Island National Wildlife Refuge. There are 16 campsites for RV or tow-behind campers in the park.  No tent camping is allowed. There are restrooms, picnic shelters, a walking trail, playground and parking. Newport News – Newport News Park Newport News Park is the behemoth of city parks in Hampton Roads. At the north end of Newport News and over 7,500 acres, Newport News Park has year-round camping, hiking, biking, fresh-water fishing and a place for all the paddle sports. Launch into the freshwater, 230-acre Lee Hall Reservoir in the park. Fishing is popular here, using a kayak or canoe. The Reservoir is a good spot for beginning paddlers. The water is often calm and freshwater means no tides. Newport News Park also offers an 18-hole championship disc golf course and a 30-acre field to fly model airplanes and drones. It’s a good spot to bring the whole family for a mini-vacation not too far from home. Norfolk – Lavallette Ave. Kayak/Canoe Launch The Lavallette Ave. launch site and fishing pier opened last fall.  The site is on the Lafayette River right next to the Virginia Zoo.  Head down Lavallette Ave., which runs down to the river on the north side of Lafayette Park. There is limited parking at the end of Lavallette Ave and no restrooms, but Lafayette Park is right there with both. It’s quiet and peaceful on the Lafayette River here, mostly residential with the Zoo property bordering the river.  You might just hear some wild animals talking to each other. I kayaked this section of the river last week and saw a large ray flip up right in front of me. Portsmouth – Paradise Creek Nature Park Paradise Creek is a beautiful piece of Portsmouth. The city of Portsmouth and the Elizabeth River Project are working together to revitalize this section of the Elizabeth River and turn it into “an urban oasis.” Paradise Creek is a 40-acre waterfront park with 11 acres that are the largest restored wetlands in the area. There is a handicapped accessible kayak launch to explore the wetlands. Paradise Creek also offers educational kayak tours with the area’s only fleet of clear-bottomed kayaks to see the “river life up close.” Education is important at Paradise Creek Nature Park.  Portsmouth and the Elizabeth River Project recently opened the Beazley River Academy in the park, “the greenest little building in Portsmouth.” The eco-friendly building has space for educational programs “to teach all ages the wonders of restoring an urban river to environmental health.” Smithfield – Windsor Castle Park Windsor Castle Park is “a little slice of heaven in downtown Smithfield, Virginia.” It’s in charming Smithfield, home of Smithfield Hams, a great little farmers market every Saturday and my favorite ice cream parlor, the Smithfield Ice Cream Parlor. Windsor Castle Park is over 200 acres of natural beauty.  There is a kayak launch point with access to Cypress Creek and the Pagan River.  You can stop for lunch at Smithfield Station along the way. You can paddle all the way to the James River from here. The launch has rollers, making it easy to glide right in or out of the water.  Windsor Castle Park has fishing, hiking, biking, a natural playscape and a dog park. Honorable Mention NIKE Park: FREE to the public and open during the park’s regular hours, the launch puts you out into the natural beauty and twists & turns of Jones Creek. Nike Park is located at 13036 Nike Park Road in Carrollton and is maintained by Isle of Wight County Parks and Recreation. The Parks and Rec folks would like to reminds users to please take into consideration how long it will take to get back to the launch and load up because everyone must vacate the park by 8 p.m. Suffolk – Lone Star Lakes Park Lone Star Lakes Park has 11 freshwater lakes for fishing and boating. Six of these lakes have boat ramps for small boats or paddle sports.  One of the best things about Lone Star Lakes Park is that there are no gas-powered engines allowed, electric motors or paddling only. There is a floating dock on Cedar Creek, which flows along the southern border of the park.  From there, you can paddle out to the saltwater of the Nansemond River. Lone Star Lakes Park has all the amenities, including horse and hiking trails, a handicap accessible fishing pier, an archery range, a model airplane flying field, and picnic areas. Elizabeth City - Waterfront Park Waterfront Park provides two boat ramps, picnic tables, park benches, a pavilion, a boardwalk and a pier along the Pasquotank River for outdoor recreation  It is the site of our annual Fourth of July festivities!  Providing a beautiful view of the Pasquotank River, this park is extensively used many months of the year. Ample parking for cars and cars with boat trailers is available. Elizabeth City offers free 48-hour docking here at Waterfront Park (bulkhead) and at Mariners' Wharf Park (14 slips). Virginia Beach – Stumpy Lake Natural Area Virginia Beach has many paddle sports launch sites. Stumpy Lake Natural Area has a cool name and a location far from the busy beach areas. Stumpy Lake covers 278 acres with over 970 acres of undeveloped shoreline.  Out on the lake, it feels like you are in the middle of the woods, in the middle of Virginia Beach. The canoe/kayak launch site is just after the causeway from Indian River Road near the entrance to the Stumpy Lake Golf Course.  The launch site is fully ADA compliant. There are only 12 parking spaces, but parking is allowed at the golf course. No motorboats are allowed, so it is a peaceful play to bring your paddleboard. Many of these sites have rentals available. Some have guided tours. If you’re new to a paddle sport, try a tour first, with a trained guide. If you’re paddling in tidewater, know the tides.  Wear a flotation device and follow the safety rules. Kayaks, canoes and paddleboards are a peaceful and inexpensive way to get out and appreciate our water and the nature that surrounds it, even in the most urban areas. Here are some additional launch locations. By Penny Neef]]> 8478 0 0 0 https://blog.roseandwomble.com/7-tips-for-a-successful-roofing-project/ Wed, 29 Sep 2021 12:05:10 +0000 https://blog.roseandwomble.com/?p=8832 When it comes to repairing or replacing your roof, the stakes can be very high. Your roof is an essential part of your home, and it greatly affects the resale value if you’re looking to bring your property to market. You need to make sure it’s done right the first time, but where do you even start? We’ve got 7 tips that will help make your next roofing project as painless as possible!

Assess Your Needs

You should always start by deciding what exactly you need done. If your roof is in need of repair, there’s a good chance you already know the issue you’re trying to resolve, but it helps to give as much information to the contractor as possible.

Check the condition of the roof overall and spray to check for leaks. Get a good look at your gutter system. Make note of any issues that may crop up in the future.

If you need a new roof installed, research the available materials for your style of home. Consider the needs of your area (some styles of roof hold up better against certain weather conditions) and plan accordingly.

Determine Your Budget

Once you know what you need, it’s time to set a budget. Realistically, the average roof repair will cost around $300-$1,000, and the average roof installation will cost $5,000-$10,000. This isn’t pocket change by any means, so you need to make sure you have the funds available.

Price roofers in your area and collect estimates to get a more accurate price range. Then you’ll know how much you need to set aside, or how much you need to apply for if you’re getting a loan.

Come Up With a Plan

There’s never anything wrong with trusting your roofing company to devise a plan -- that’s what they’re there for, after all -- but the more thought you put into the process, the more likely you are to get exactly what you want.

Do some research and talk to your neighbors about their roofs. This will give you a good idea for the process and what is and isn’t possible. Just remember to compromise when you can, otherwise the project can grind to a halt.

Find Someone Trustworthy

If you only take one tip from this article, it should be this one. Not all roofing companies are created equal! If you truly want the best experience, you need to hire with that in mind. This means you need to do your research and look at the local contractors in your area.

What you really need to do is answer the following question: Who are the absolute best roofing contractors in my area? These are people and companies who are highly rated, well reviewed, and willing to work with you to bring your vision to life.

Don’t settle on this! Keep looking until you find someone who’s the perfect fit, and your project will go far smoother

Work Out the Details

Though you should already have a plan in place before contacting your chosen roofer, you should take some time to work out the day-to-day with them. Roofing is incredibly noisy work, and if you work from home or have small children in the house, it may be disruptive to your daily life.

Get an idea of when your contractor will be working and find out if you need to be present during the process. Most companies won’t require you to be, so if you need to find someplace quieter, you’re free to do so.

Make Sure the Job is Completely Done

Before you pay that final bill, ask the contractor to go through the property with a magnet and make sure they collect all the roofing nails. These nails are huge and can easily puncture tires. They’re also dangerous for children and pets, so just make sure they’re taken care of before you consider the project done!

Maintain Your Roof

Once your roofing project is done, you need to take steps to secure your investment. Annual roof maintenance is crucial, especially in preparation of and following large storms. Clear debris from your roof, keep your gutters clean, and be on the lookout for small problems before they turn into large ones.

Specifically, if you see any cracked or curling shingles, or if you can identify places where moisture gathers, it’s best to address those issues right away.

Repairing or replacing your roof doesn’t have to be as daunting a task as it first seems. So long as you do your research, formulate a plan, and keep your roof in good condition afterward, you’ll be able to enjoy a new (or like new!) roof for years to come.

]]> 8832 0 0 0 https://blog.roseandwomble.com/all-about-greenbrier-in-chesapeake/ Mon, 24 May 2021 14:48:16 +0000 https://blog.roseandwomble.com/?p=8844 Greenbrier is a community located in the city of Chesapeake, Virginia. Greenbrier Parkway, a major road in Greenbrier, is the commercial hub of Chesapeake. Shopping centers line this major road, including Greenbrier Mall. Another major road, Volvo Parkway, cuts across Greenbrier Parkway. This road leads to the more residential section of Greenbrier as well as another shopping center in the opposite direction. Interested in moving to Greenbrier? You'll find a variety of neighborhoods to meet your taste and lifestyle such as Eagle Pointe, The Retreat at Greenbrier, Brighton Park at Greenbrier and Emerald Forest. Greenbrier is also home to the Greenbrier Country Club. The Greenbrier Country Club offers an oasis of relaxation, camaraderie and fun with championship golf, tennis, swimming, fitness, dining and activities for every member of the family. Chesapeake City Park is the premier place in Greenbrier for entertainment. The park serves as the location of the annual Chesapeake Jubilee and other Major Events. This 90-acre site has 60 acres of open space with the remainder rows of reforested pine trees. Chilled Ponds is the region's premier ice sports facility. The 90,000 square-foot footprint consists of two NHL skating rinks. Chilled Ponds offers public skating sessions, birthday parties, learn-to-skate programs, adult hockey and youth hockey leagues and is the training facility for the Norfolk Admirals. Chilled Ponds is complimented by Arena Sports Pro Shop. Shopping and Dining in Greenbrier is plentiful! The area includes Greenbrier Mall and several other shopping centers. Towne Place at Greenbrier is one of Chesapeake's newest shopping, dining, and entertainment destinations. This shopping and dining hub boasts a variety of upscale retailers, services, and restaurants. Shop national favorites like Chico's and Jos. A Banks; enjoy fine and casual dining at Geisha Japanese Steak House, Surf Rider, Your Pie Pizza, Taste Unlimited, Moe's, Jersey Mike's or Jason's Deli. Relax in our variety of healthful spas, beauty services, and more. Greenbrier is also home to the headquarters of the nationwide store, Dollar Tree and to the Call Center of the nationwide shopping channel QVC. View all Greenbrier Home Listings here.]]> 8844 0 0 0 https://blog.roseandwomble.com/upgrade-your-backyard-grill-area/ Mon, 07 Jun 2021 19:36:44 +0000 https://blog.roseandwomble.com/?p=9016

BBQ season has arrived! It is time to rethink your old grilling station? Consider some of these smoking ideas to pack more function and style into your backyard cooking zone this year.

Pull up a stool - Watching the chef at the grill is half the fun! Encourage spectators by setting up a bar-height table and stools near the grill. Accent with steel -  Lots of outdoor kitchens use stone & wood (which can be beautiful), but modern spaces cry out for something sleeker. Stainless steel counters are a great fit, and galvanized steel Tolix stools bring a little industrial cool. Add a prep zone - Whether you have an outdoor sink plumbed or simply add a freestanding work table, a well-positioned prep area is what will transform just a grill into a true outdoor kitchen. Be sure to include an easy-clean work surface and some storage for frequently used tools. Stay cool - An extra-large freestanding umbrella offers more flexibility than one attached to a table. Use it to shade the prep area (keeping food out of the sun), then move it to cover the eating area when it’s time to sit down. Create a mini destination - Take advantage of a great view, flip burgers by the pool, or hide away in a secluded garden nook. While you’ll sacrifice some convenience, locating your grill & dining area away from the house can make eating al fresco feel like a Getaway.

Cook Campfire style - Is roughing it more your style? Forgo the fancy grill entirely in favor of a stone fire pit with attached grilling grates. Add a roof - If your grill is out in the open, consider adding a shelter for all-weather cooking. Just be sure that any structure is a safe distance from the grill to avoid fires. Consider a mini fridge - If you cook out a lot, it may be worth it to add a small fridge to your grill area. It’s perfect for keeping meat at hand yet out of the sun and storing icy beverages for the chef. Slim down furniture - A slender table with bench seats will fit the most guests in tight quarters. If you really need every spare inch, choose benches that can tuck under the table and push the whole thing against the wall when it’s not in use. Accessorize - Gather ingredients on a pretty tray (great for carting items from the house), deck out the prep area with a few potted plants, and keep frequently used sauces and oils within reach. Don't forget lighting - Set a mood at night with lighting. A combination of landscape lighting and direct lighting over the grill area will offer the right balance of function and ambiance.

]]> 9016 0 0 0 https://blog.roseandwomble.com/8-important-things-to-do-when-moving-into-a-new-home/ Tue, 15 Jun 2021 12:21:53 +0000 https://blog.roseandwomble.com/?p=9021 after moving into a new home that make the biggest difference. Getting associated with your house, learning how it functions, and prioritizing what projects you want to tackle is part and parcel of taking on your role as a homeowner—and it’s better to do it all right when you move in, instead of waiting and just assuming you’ll figure it all out later on.

1. Do a Walkthrough

   There’s no better time to do a complete walkthrough of your new house than when it is completely empty. So before setting up your furniture and getting unpacked (and even better, before unloading the moving truck—if possible), take a look around. Among other things, you’ll want to double check that:
   • All requested and agreed upon repairs have been made by the previous owner
   • Everything that was to be included in the sale is present in the house
   • Everything is in working order, including outlets, switches, and fixtures
   If you find an issue that goes against the sale contract (for example: the previous owner took the washer and dryer along with them when they were supposed to leave them behind) call your realtor immediately to see what your recourse is. As for issues you find that were not covered in your contract, they’re your responsibility now, but it helps to know what they are.

2. Child/Pet Proof (if Necessary)

   If you’re moving into a new home with little kids (or even just furry four-legged kids) then an immediate step is going to be doing some initial child proofing to keep everyone safe until you can put your full setup into place. Create a separate, kid-free zone for discarded packing materials and checking all windows to make sure they’re securely closed and don’t have any long hanging cords coming off of the blinds. And of course, keep anything dangerous—box cutters, cleaning supplies, glassware, etc.—far out of reach of little hands.

3. Make Sure That Your Utilities Are Set Up

   Hopefully you took care of arranging for your utilities to be ready for you before moving into your new home, in which case now is the time to make sure that everything is ready to go and working properly. On moving day, verify that your electric, gas, water, heating and cooling, phone, and internet are set up. Then call your local waste management facility to ensure that your new home is set up for garbage pick up as well.

4. Locate the Fuse Box and Water Valve

   The fuse box and water valve are two things that you don’t want to end up looking for when you really need them. It’s much better to identify their locations now so that if your power goes out or you need to turn off the water for some reason you’ll be able to make your way there directly. As a rule of thumb, your fuse box will likely be in your basement, garage, or a storage room, whereas you can usually find your home’s water valve located somewhere around the perimeter of your house.

5. Prioritize Repairs

   Unless you are moving into a new home that didn’t have any previous owners, chances are you’re going to have some repair projects. You should have a general idea already of what these are from your home inspection, but it doesn’t hurt to walk around on your own and get a handle of what needs to be done and what tops the list in terms of priorities. While you don’t necessarily need to get to work on these repairs right away (there will be plenty of time for that after you’re settled in), making a list of what needs to get done and in what order you intend to do it will help you put your repair needs into perspective and give you a better footing for when it’s actually time to get the ball rolling.

6. Change Your Locks

   It is always good practice to change the locks on your new home. Even if you’re not concerned about the previous owner, you never know who might have a key. This is definitely one of those areas where it’s better to be safe than sorry, so schedule a locksmith to come by or, if you feel comfortable doing it, change the locks yourself. Re-key the locks on all doors leading between the interior and exterior of your home, as well as on the windows. It’s a small expense to pay for a lot of peace of mind.

7. Change Your Address

   You may have already set up a change of address with the post office before moving day, but if you haven’t yet then now is the time. Be sure to notify others of your move as well, including friends and family, subscription services, your bank, any loan providers you have, and anyone else who sends you regular correspondence or bills. If you’ve moved to a new state then you’re also going to need to contact your department of motor vehicles to arrange for a new driver’s license and an updated vehicle registration.

8. Meet Your Neighbors

   Meeting your neighbors is a lot easier—and less awkward—to do right when you’ve moved in. And in addition to getting yourself off on the right foot in your new neighborhood, meeting your neighbors is helpful for starting to learn about your community and for getting recommendations for local services if you need them. You don’t need to go door to door, but do make a point of introducing yourself the first time that you run into a new neighbor. A little friendliness will definitely go a long way.

Moving into a new home is inherently a bit overwhelming, but following the steps listed above can help make the transition a bit more seamless. It’s a lot to do though, so don’t be afraid to ask for help, whether that’s from a friend or family member or from a professional service provider. The sooner that you can take care of the big stuff, the sooner your new house will start to feel like a new home.]]> 9021 0 0 0 https://blog.roseandwomble.com/renting-vs-buying-a-house-pros-and-cons/ Tue, 29 Jun 2021 12:58:27 +0000 https://blog.roseandwomble.com/?p=9030 Renting Vs. Buying A House: Pros And Cons Aside from your personal situation, there are some objective benefits and drawbacks to renting and buying that will exist in most scenarios.

Renting Pros And Cons

Pros

• Mobility/freedom to move around
• Landlord pays for maintenance
• Doesn’t require expensive closing costs
• No fluctuation in monthly housing expenses
• Allows you to test-drive different living spaces

Cons

• You don’t build any equity
• Limited ability to customize your living space
• Rent could go up over time
• Landlord might sell or decide to stop renting
• Limited sense of home stability/permanence

Buying Pros And Cons

Pros

• You build equity over time
• Home value may increase over time
• You may reap tax benefits
• Unlimited freedom to customize your living space
• Sense of home stability/permanence

Cons

• Closing costs can be prohibitive
• Responsibility for maintenance and repairs which requires time and effort
• Less flexibility to move (at greater difficulty/expense)
• Home value may decrease
• Recent tax laws could hamper tax benefits

Rent Or Buy: 5 Steps To Making Your Decision

1. Decide How Long You Plan To Live In The Same Place

If you feel certain you’ll stay in a home for at least 5 years, buying a home could make sense. That’s because it could be a good fit both financially and emotionally – you can put personal touches on your home and really make it feel like it’s yours. However, renting is the better option if you prefer to be more nomadic. For example, let’s say you’re really hoping to get that job promotion – but it’s halfway across the country. You don’t want to have to deal with the hassle of selling a home while transitioning to a new position. Or perhaps you’ve moved to a new area and want some time to get to know different neighborhoods before settling down somewhere. Sure, you can buy a home and then sell it within a few years, but the costs are hardly worth it. Aside from initial closing and moving costs, you may be paying more closing costs when selling a home in addition to other costs such as repairs and renovations that would make the house sell for top dollar.

2. Estimate The Cost Of Renting Vs. Buying

In many cases, renting can be cheaper than buying a home because of the upfront costs involved. This includes a down payment, closing costs, moving costs, any renovations and other home maintenance tasks. That said, just because you can afford a mortgage payment doesn’t mean you can afford a home; expenses add up. In addition to a monthly payment that’s more than the principal and interest on your mortgage, you’ll also have property taxes, homeowners insurance and (in many cases) mortgage insurance as well as homeowners association fees. On the other hand, buying a home can be cheaper in the long run and it offers you an opportunity to build equity. (Hopefully, your home will increase in value when you sell the home.) In most areas of the U.S., buying a home is actually cheaper according to a National Association of REALTORS® report that shows that after 6 years a homeowners mortgage payment is lower than that of a renter. This is assuming the rent has a 5% increase each year and the homeowner is paying a fixed monthly payment.

3. Mobility Vs. Putting Down Roots: Which Is More Important To You?

As cliché as it sounds, life happens. Even with the best of intentions, it’s hard to predict what can happen next. If you intend to stay in one place for a long time and have the financial means to do so, buying a home may make the most sense. However, it’s important to take a look at your current life situation and think about whether or not it’ll change within the next few years. Because if it does, your housing needs could also change (i.e., you may want to hold off on buying a home). For example, you and your long-term partner may have just gotten engaged and plan on getting married in the next 2 years. In this case, buying may not make sense. Maybe you two want to figure out how to combine your finances and work out your budgeting routine before adding a home into the mix. Or let’s say you and your spouse just got married and you aren’t sure if you want to start a family quite yet. If you have any inklings that you might want to have children soon, you shouldn’t buy a home that’s not going to accommodate a growing family in a few years. In both these cases, it might be a good idea to rent for the time being so you have time to figure out what you want in a home, what your budgeting needs are and what kind of home might be the best fit for the lifestyle you hope to have in the future.

4. Weigh The Risks Of Renting And Buying

As mentioned above, there are risks for both renting and buying a home. Although you can build equity when buying a home, there are some financial risks. For one, you could lose money if there’s a downturn in your local real estate market. Or, if you sell your home sooner than you want, you may not be able to make up for what you spent in closing costs or renovations. Let’s not forget maintenance costs. These are expenses you’ll need to pay to keep the home in top condition. Think checking air filters and vents, testing fire alarms, landscaping and fixing plumbing issues, among other things. If you’re focused on other life goals, like a career that requires you to travel often, or if you have multiple young children to attend to, adding home maintenance to your list of responsibilities may not be the best choice. On the flip side, renting means you won’t have the opportunity to build equity like you would with buying. Your rent could go up at any given moment. You’re also at the mercy of your landlord, such as being asked to move out or having to deal with maintenance requests being deferred.

5. Assess Your Financial Situation

It’s important to note that you need to be realistic about your financial situation when deciding between renting and buying. Once you estimate the costs of renting versus buying, be honest about whether you can afford other upfront costs like a down payment, repairs, moving costs and buying new furniture. Consider using a mortgage calculator to estimate your monthly payments as well as how much home you can afford. In either case, do some careful budgeting right now so no matter what you choose you’ll be able to afford a home or rent.

How To Calculate Renting Vs. Buying A Home

Whether you would save more by renting or buying can depend on a few key factors. One is your location and the prices of other homes or rentals in your area. Next you need to consider your credit score and if a lender would find you creditworthy. After factoring in a home’s purchase price, down payment and closing costs, as well as a monthly mortgage cost, compare that to the monthly cost of rent and subsequent assumed costs over a period of time. You’ll be able to see the differences between costs as well as the perceived equity you would’ve built up in a home.

Final Thoughts

There isn’t always a clear answer to the question of whether to rent or buy. Depending on your life situation and finances, the answer might change over time. There are other options, such as rent-to-own property, where you start out renting then move onto becoming a homeowner. No matter what decision you make, it’s crucial that it’s an informed one based on your financial situation and lifestyle.   Source]]> 9030 0 0 0 https://blog.roseandwomble.com/6-signs-its-time-to-sell/ Tue, 06 Jul 2021 12:45:32 +0000 https://blog.roseandwomble.com/?p=9038

It’s a Seller’s Market Let’s start with one of the most obvious reasons to sell: It’s a seller’s market, which means you stand to make a nice profit on your property. The price per square foot for real estate has increased and the amount of time properties stay on the market has dramatically decreased, making now a good time to think about selling up. Local Homes Are Selling for a Lot Check online real estate listings in your neighborhood, and pay attention to the “just sold” postcards in your mailbox to keep track of comparable home prices in your area. When home buyers are making offers fast—for as much or more than sellers are asking—it’s a seller’s market. A buyer may offer you a sales price you can’t refuse, too. You’re Financially Stressed Not everyone sells their real estate in order to pad their bank account. Some homeowners underestimated their ongoing housing costs and simply sell to ease their mortgage burden, or to cash in their equity and use it for other purposes.

You’ve Outgrown Your Home Life happens—new jobs, children, divorce, death, serious illness—and the home you are in today may no longer meet your needs. It’s bittersweet to give up the memories you’ve made in your home, but if your living quarters are causing you stress rather than comfort, take the leap and sell so you can move into something that better suits you. You’re Tired of Home Maintenance The average homeowner shells out $2,000 a year for scheduled maintenance services such as landscaping, snow removal, septic service, private trash and recycling, and housecleaning. Sick of watching these payments steadily drip out of your bank account? Consider moving to something low-maintenance like a condo or new construction. You’ve Built Up Enough Home Equity Equity is the difference between what your home is worth and what you owe on it. Being in your home for at least five years is a good way to ensure you’ve built up enough equity to cover the cost of moving to a new home. At a minimum, you want to have enough to cover the current balance of your mortgage to avoid paying out of pocket.

When you're ready to sell, let us help! https://www.roseandwomble.com/Selling

]]> 9038 0 0 0 https://blog.roseandwomble.com/how-to-decide-on-the-ideal-home-size-for-your-family/ Wed, 14 Jul 2021 12:33:55 +0000 https://blog.roseandwomble.com/?p=9043 Realize That Bigger Isn't Always Better You may initially start your home search thinking that size doesn't really matter. As long as it seems big enough to live in, you don't care how large it actually ends up being. The truth is that bigger isn't always better. A large home requires more money—and time—to maintain. Unless you're using the space, you could just end up wasting your money on maintaining a big house for no reason.

Know Your Maintenance Budget

A crucial aspect of your home purchase decision is to determine what your budget is going to be for home maintenance. A bigger home requires more time and money to take care of, particularly if you're looking at homes with substantial front and backyards. As for the interior, there are cleaning, repair and energy costs for heating and cooling. Discuss your budget with your partner and your real estate agent to decide the square footage you can realistically handle.

Identify the Number of Rooms You'll Need

If you really don't know what amount of space is ideal for your family, then you need to start simple. This means counting the number of rooms that you'll need. Consider your main rooms like your kitchen and living room, and then move on to counting the number of bedrooms and bathrooms that you need. This will give you a good starting point to identifying how much space your family will require. Keep in mind if you plan on expanding your family, if you frequently have guests visit and if you may need to have a family member, like an aging parent, live with you in the future.

Tour Different Homes in Varying Sizes

Once you get an idea of the size range that will fit your needs, it's time to take some tours. Search for homes that are in the appropriate size range that you determined. This isn't so much about evaluating potential purchases as it is about determining if that size range will fit what you have in mind. Home tours will give you a better idea of what you want the square footage of your home to be and how you want those square feet distributed throughout the bedrooms, common areas and exterior. Determining the right size home for your family may be challenging at first. Start by breaking down your budget versus what you think you’ll need and begin looking at sample homes from there. After all the work, you’ll be able to choose the perfect home size for you and your family!   Source]]> 9043 0 0 0 https://blog.roseandwomble.com/must-do-when-selling-house/ Tue, 03 Aug 2021 13:04:31 +0000 https://blog.roseandwomble.com/?p=9061 1. Price Your Home Right When inventory is low, like it is in the current market, it’s common to think buyers will pay whatever we ask when setting a listing price. Believe it or not, that’s not always true. Don’t forget that the buyer’s bank will send an appraiser to determine the fair value for your house. The bank will not lend more than what the house is worth, so be aware that you might need to renegotiate the price after the appraisal. A real estate professional will help you set the true value of your home.

2. Keep Your Emotions in Check

Today, homeowners are living in their houses for a longer period of time. Since 1985, the average tenure, or the time a homeowner has owned their home, has increased from 5 to 10 years. This is several years longer than what used to be the historical norm. The side effect, however, is when you stay in one place for so long, you may get even more emotionally attached to your space. If it’s the first home you bought or the house where your children grew up, it very likely means something extra special to you. Every room has memories, and it’s hard to detach from the sentimental value. For some homeowners, that makes it even harder to negotiate and separate the emotional value of the house from the fair market price. That’s why you need a real estate professional to help you with the negotiations along the way.

3. Stage Your Home Properly

We’re generally quite proud of our décor and how we’ve customized our houses to make them our own unique homes, but not all buyers will feel the same way about your design. That’s why it’s so important to make sure you stage your house with the buyer in mind. Buyers want to envision themselves in the space so it truly feels like it could be their own. They need to see themselves inside with their furniture and keepsakes – not your pictures and decorations. Stage and declutter so they can visualize their own dreams as they walk down the hall. A real estate professional can help you with tips to get your home ready to stage and sell.   Today’s sellers’ market might be your best chance to make a move. If you’re considering selling your house, reach out to a local real estate professional to help you navigate through the process while prioritizing these must-do’s.]]> 9061 0 0 0 https://blog.roseandwomble.com/non-financial-benefits-of-owning-a-home/ Wed, 11 Aug 2021 13:38:15 +0000 https://blog.roseandwomble.com/?p=9065 Unison’s 2021 report on The State of the American Homeowner are:

• 91% – feel secure, stable, or successful owning a home
• 70% – feel emotionally attached to the homes that have kept them safe over the past year
• 51% – call homeownership a “key part of their life”

These sentiments were supported by the most recent National Housing Survey from Fannie Mae, which also shows that the top three reasons Americans value homeownership have nothing to do with money. Those surveyed were given a list of feelings and accomplishments that are associated with or impacted by where we live. They were then asked, “To achieve this, are you better off owning or better off renting?” Here are the top three points from the list that respondents said homeownership could help them achieve:

• 91% – control over what you do with your living space
• 90% – a sense of privacy and security
• 89% – a good place for your family to raise your children

Other non-financial advantages of homeownership revealed by the survey include feeling engaged in a community, having flexibility in future decisions, and experiencing less stress. Financial and non-financial benefits are a key component to the value of homeownership. Contact a real estate professional today if you’re ready to take the first steps toward becoming a homeowner.]]> 9065 0 0 0 https://blog.roseandwomble.com/planting-a-low-maintenance-garden-to-increase-your-propertys-value/ Tue, 24 Aug 2021 13:26:55 +0000 https://blog.roseandwomble.com/?p=9074 Who wants to be stuck at home mowing and weeding when you could be at the beach rowing or reading? Whether you’re looking to sell, buy, or stay put, low-maintenance landscaping adds value to your home and saves you (or potential buyers) time and money.

Get ready to get your hands dirty. Let’s plant a low-maintenance garden for your Virginia Beach home.

1.  DIY or Hire a Pro?

Here’s where you may want to invest in a professional landscape designer - or at least get some advice from your local nursery. A Virginia Tech study found that a polished landscape design is a key element that affects your home's perceived value. Homebuyers look for a well-designed yard that they won’t have to spend hours working on.

2. Go Native

Whether you’re seeking informal advice from a local nursery or hiring a professional, consider native plants such as yellow jessamine or Turk’s cap lily. You can add some purple or blue color to your garden with sundial lupine. Prefer pink? Plant some northern wild pink groundcovers. These flowers have been growing in Virginia Beach since before European settlers arrived, so they thrive with little time, money, or attention from you (or from the future homeowner).

3. Plan Well

Make sure you know how much sun and shade the flower bed gets, what kind of soil you have, and look at the seasonality of your plants. You want something to bloom in every season. Try to vary plant height as well so that the bed has a pleasing aesthetic.

4. Space the Plants Properly

As with most things in life, it helps to read the instructions, or in this case, the plant tags. They’ll not only tell you the sun/shade tolerance, the plant tag will also tell you how far apart to space your plants so they have enough room to grow.

Planting too close together means your plants may not get enough air circulation, which can invite disease. It also means your plants may run into each other and look unkempt, which is something to avoid, especially if you’re trying to sell your home. Tidiness is key.

5. Container Garden

A container garden is a quick, low-maintenance way to boost your curb appeal and decorate your home. Adding a few pots with seasonal flowers will help guests (or potential buyers) feel welcome. As soon as the season wanes, remove the old flowers and pop in new ones, and you’re ready to go for the next few months.

6. Hardscaping

Hardscaping is another way to reduce the time you spend on maintenance. Once you install hardscaping (walkways, pavement, decks, etc.), maintenance is minimal. Since it is a non-living element, it doesn’t require mowing, watering, or fertilizing. Pressure wash concrete surfaces once per year and have your lawn crew remove weeds from your patio and walkways periodically.

The more hardscaping you install, the better your ROI. Stone and concrete will remain on the property indefinitely. Ornamental plants like annuals depreciate quickly.

7. Maintain your flower beds

One of the keys to retaining all of this added value is to keep the plants healthy throughout the year. With good planning, your efforts should be minimal. Keep in mind: low maintenance doesn’t mean no maintenance. Azaleas, for example, need to be trimmed once per year right after they bloom, and they’ll benefit from a light fertilizer at this time as well. While you’re at it, refresh the mulch in your flower beds. This helps retain water and cut down on weeding time.

Experts agree that a well-designed, well-kept landscape adds up to 15% to your property’s value.

  By Barb Ambrose

Barb Ambrose is a home stager and landscape design writer. She loves entertaining and playing in her backyard, but she despises yard work.  She recently expanded her patio and added an outdoor kitchen so she has less grass to mow.

]]> 9074 0 0 0 https://blog.roseandwomble.com/enjoy-your-yard-all-year/ Mon, 30 Aug 2021 13:28:19 +0000 https://blog.roseandwomble.com/?p=9077

The waning days of summer doesn't have to spell the end of enjoying outdoor barbecues, parties, and casual gatherings. By adding a few design elements to your outdoor space, you can extend the good times through the fall months and even into winter.

Create a Cozy Lounge Space Turn your patio into a cozy outdoor room by adding the comforts you enjoy indoors. Use lounge chairs, hammocks, and outdoor sectionals for seating and don't forget to add a few pillows and blankets!

String up lights or lanterns to help illuminate your space and set a festive mood. Complete the look by adding side tables and a rug.

Backyard Movie Nights Building your own outdoor cinema doesn’t have to be complicated or expensive. A simple projector with a white sheet tautly mounted on a flat surface is all you'll need. Add an external speaker for better quality sound, round up your favorite patio chairs or our outdoor cushions, make some popcorn, and enjoy your movie under the stars. Heat Things Up Adding a source of heat near seating areas, like an outdoor heater, will easily extend the life of your outdoor spaces. Besides warming up cold guests, a fire is a nice place to gather around and drink a hot beverage or roast marshmallows. Permanent or portable, a firepit can be a great way to heat things up.

Ditch the Dining Room Tired of eating in at the dining table (or in front of the TV) night after night? Try mixing things up a little. Flickering candles and glowing lanterns make dining outdoors a lovely way to welcome the freshness of cooler weather. Use a portable tabletop grill or gas cooktop to cook appetizers fir a party, roast S'mores, or keep a pot of spiced cider warm.

Move Everyday Activities Outside Making a conscious effort to take simple daily activities outside is an excellent way to get fresh air and make the most of your outdoor spaces. Try taking your morning cup of coffee, home workout, or even computer work outside. When you take a few minutes to unwind and enjoy nature, you’ll be amazed at how much better you feel. Year Round Gardening Grow seasonal flowers, herbs, and vegetables in containers on your porch, deck/patio, or close to your house. You're more likely to spend time outside, even if you have to wear a jacket and gloves. After you're done with your outdoor winter gardening chores, kick back and enjoy your cozy space.

]]> 9077 0 0 0 https://blog.roseandwomble.com/reasons-you-should-consider-selling-this-fall/ Wed, 15 Sep 2021 13:09:29 +0000 https://blog.roseandwomble.com/?p=9081 here are four reasons to put your house up for sale sooner rather than later.

1. Your House Will Likely Sell Quickly

According to the Realtors Confidence Index released by the National Association of Realtors (NAR), homes continue to sell quickly – on average, they’re selling in just 17 days. As a seller, that’s great news for you. Average days on market is a strong indicator of buyer demand. And if homes are selling quickly, buyers have to be more decisive and act fast to submit their offer before other buyers swoop in.

2. Buyers Are Willing To Compete for Your House

In addition to selling quickly, homes are receiving multiple offers. That same survey shows sellers are seeing an average of 4.5 offers, and they’re competitive ones. Buyers today know bidding wars are a likely outcome, and they’re coming prepared with their best offer in hand. Receiving several offers on your house means you can select the one that makes the most sense for your situation and financial well-being.

3. When Supply Is Low, Your House Is in the Spotlight

One of the most significant challenges for motivated buyers is the current inventory of homes for sale. Though it’s improving, it remains at near-record lows. If you’re looking to take advantage of buyer demand and get the most attention for your house, selling now before more listings come to the market might be your best option.

4. If You’re Thinking of Moving Up, Now May Be the Time

If your current home no longer meets your needs, it may be the perfect time to make a move. Today, homeowners are gaining a significant amount of wealth through growing equity. You can leverage that equity, plus current low mortgage rates, to power your move now. But these near-historic low rates won’t last forever. Experts forecast interest rates will rise. When rates rise, even modestly, it’ll impact your monthly payment and by extension your purchasing power. Don’t delay. The combination of housing supply challenges, low mortgage rates, and extremely motivated buyers gives sellers a unique opportunity this season. If you’re thinking about making a move, reach out to your real estate advisor to talk about why it makes sense to list your house now.]]> 9081 0 0 0 https://blog.roseandwomble.com/the-best-use-of-time-and-money-when-it-comes-to-renovations/ Wed, 22 Sep 2021 12:18:45 +0000 https://blog.roseandwomble.com/?p=9086 1. With current supply challenges, buyers may be willing to take on projects of their own. A more balanced market typically sees a 6-month supply of homes for sale. Above that, and we’re in a buyers’ market. Below that, and we’re in a sellers’ market. According to a recent report by the National Association of Realtors (NAR), our current supply of homes for sale, while rising, still remains solidly in sellers’ market territory: So, what’s that mean for you? If you’re a seller trying to decide whether or not to renovate, this is especially important because it’s indicative of buyer behavior. When there aren’t enough homes for sale, buyers may be more willing to purchase a home that doesn’t meet all their needs and renovate it themselves later.

2. Not all renovation projects are equal.

You don’t want to spend time and money on a project that isn’t worth the cost or is too niche design-wise for some homebuyers. According to an article by Renofi.com, basing home updates on what’s trendy right now can be a costly mistake: Before making any decisions, talk to your real estate advisor. They have insight into what other sellers are doing before listing their homes and how buyers are reacting to those upgrades. Don’t spend the time and money to be trendy – if your buyer wants to upgrade to the newest fad later, they can.

3. If you’ve already made upgrades this past year, your agent can help spotlight them.

If you have already completed some renovations on your house, you’re not alone. The pandemic kept people at home last year, and during that time, many homeowners completed some home improvement projects. HomeAdvisor’s 2021 State of Home Spending Report found: Let your real estate professional know if you fall in this category. They can highlight any recent upgrades you’ve made in your house’s listing. When it comes to renovations, your return-on-investment should be top of mind. Talk with your local real estate professional to find out what projects you should prioritize before you sell and how to highlight your upgrades to maximize your house’s potential.]]> 9086 0 0 0 https://blog.roseandwomble.com/quick-ways-to-clear-clutter/ Wed, 06 Oct 2021 12:18:45 +0000 https://blog.roseandwomble.com/?p=9092

Clearing clutter doesn’t usually top our list of fun things to do! Finding the time (and the motivation) to make it happen can be overwhelming. That’s where quick clutter clearing comes in. Small bite-size projects make it easier to start the decluttering process. Here are a few easy projects to help you get started.

Food Storage Containers Pull everything out and match up the containers with their lids and toss or recycle mate-less pieces. Stack everything up neatly and return it to the drawer or cabinet.

Fridge Door Condiments

Unload everything. Check expiration dates and toss anything past its prime, as well as any condiments you bought but did not like. Wipe containers with a damp sponge before returning them to the fridge.

Utensil Jar The prime real estate nearest your stove should be reserved for true essentials. That crock of tools near the stove should hold only the items you reach for often. Find a new home for any utensils you don’t need to access daily.

Entryway Drop Spot Collect any pocket change in a cup or catchall dish, recycle junk mail, hang up coats, and put away any items that have migrated here from other areas of the house.

Magazines and Catalogs Go through all of your magazines and catalogs, one by one, setting aside current issues that you still want to read, and recycle the rest. Cut out any articles you want to save, or see if the same content is available online and bookmark it.

Sock Drawer Inspect all socks & tights for holes and worn areas. Fold the sets that have mates and are in good condition, and return them to the drawer. Check the match-less socks for mates around your home before giving up on them. When you’re done, toss all unmatched socks, as well as any socks or tights with holes.

Shower Products

Recycle empty bottles and move infrequently used items to a drawer or cabinet. Give away products that you tried but didn’t like or try returning them to the store—otherwise, pour out the product and recycle the container. Yes, it’s a waste, but better than wasting valuable space. When you’re done, return your favorite everyday products to the shower.

]]> 9092 0 0 0 https://blog.roseandwomble.com/the-rules-for-the-best-thanksgiving-turkey/ Tue, 16 Nov 2021 14:30:22 +0000 http://newblog.roseandwomble.com/?p=3786 Size matters Just like buying a house, getting the square footage of your Thanksgiving can be tricky. Too small and the masses go hungry, too big and well it will take days to cook. You should allocate 1 pound of turkey per guest if the bird is under 16 pounds. When the bird is over 16 pounds you shouldn't need a full pound per person as there is more meat. If you're looking for larger portions or great leftovers then you'll want to add a 1/2 pound per person. Here are some measurements: Turkey Weight (in pounds)                      Average Servings                     Ample Servings with Leftovers 12                                                                   12                                                 8 14                                                                   14                                                 9 16                                                                   16                                                 10 18                                                                   20                                                12 20                                                                   22                                                14 You should consider cooking two smaller turkeys for a larger crowd rather than one large turkey. Smaller birds are easier to managing in terms of roasting pans and they cook more evenly.

Defrosting the Bird

Whenever possible purchase a fresh bird - even go for kosher or organic. If you already have a frozen bird, it's important to know how to defrost it correctly to limit bacteria to grow. It is best to thaw the turkey in the fridge, on the bottom shelf. The turkey should be left in it's original packaging but placed on a rimmed baking sheet to collect any drips.  You'll want to give a full day for every 4 pounds being thawed.

Cleaning the Bird

Once the bird has been thawed out, or if you purchased a fresh bird, you'll want to remove the giblets. You should save those to make gravy and stock. Then rinse the turkey under cool running water and dry it inside and out with paper towels. It is important to clean thoroughly any areas where raw poultry has touched to prevent cross contamination.

Want a Moist Turkey - Brine, don't Baste

The folks at FoodNetwork.com love brining turkeys to ensure they remain moist during cooking. Alton Brown has a really good brine method using salt, vegetable stock, and spices. The bird should brine for 8 to 16 hours. And the FoodNetwork chefs have strong opinions on basting - don't. They believe that basting creates temperature fluctuations that can dry out the bird because the oven door keeps opening and shutting.

How to Stuff the Bird

Part of that all-American fantasy is a perfectly roasted bird with beautiful stuffing. The problem is that yummy stuffing becomes a nest for nasty harmful bacteria, and there is nothing to be thankful about that. Instead use your traditional recipe but cook it on the side. A stuffed bird will take longer to cook and could become dry. Instead loosely fill the cavity of the bird with aromatics like fresh spices, seasonal fruit, and onions.

A Trussed Up Bird Means a Better Bird

Many professional chefs rely on trussing (or tying) the bird to ensure even cooking. You tuck the wings under the bird and tie the legs together.

Use an Edible Cooking Rack

Layer aromatic vegetables like carrots, celery, and onion along the bottom of the roasting pan. Cooking the turkey off the bottom of the pan helps increase circulation around the whole bird to encourage crispy skin. Plus the veggies will add flavor to the drippings that you'll use to make gravy.

For Brown Skin Try Vermouth

About 15 minutes before removing the bird from the oven, brush the skin with white vermouth. The sugars will help brown the skin.

Have a Good Meat Thermometer

A cook's best friend and a life saver to prevent overcooking, or under-cooking, your turkey. The turkey should read 165 degrees F when you put an instant read thermometer in the thickest part of the bird around the thigh - just make sure to avoid the bone. And remember that the turkey should continue to cook as it rest - it will rise about 10 more degrees in temperature.

Allow the Bird to Rest

We know you're hungry but to lock in all those juices you just spent days defrosting, brining, and trussing make sure to rest the turkey covered loosely with foil for at least 15 to 20 minutes before carving.

Carve the Bird

This is often where the best laid plans go to waste. Carve the bird in the kitchen on a nice size cutting board. Start by untying the bird, then remove the aromatics from the cavity. Next you'll remove the legs and thighs, wings, then deal with breast.  ]]> 3786 0 0 0 https://blog.roseandwomble.com/simple-fixes-repairs-help-home-sell-faster/ Tue, 28 Dec 2021 13:27:31 +0000 https://blog.roseandwomble.com/?p=7382 Getting your ready to sell your home doesn’t have to be expensive! You can grab the buyers attention with cheap and quick fixes and renovations.

1. Paint Paint Paint!

First on your to-do list should be the front door—use it to greet any potential buyers. Let your front door speak to your home’s style with a new coat of paint.

Revamp Your Garage Door

Much like your front door, your garage door might need a fresh coat of paint, too, but instead of making it stand out, paint it to match your home’s exterior.

2. Replace Your Mailbox

If your mailbox has seen better days, it might be time to fix it up or bring in a new one. Small details like the appearance of your mailbox go a long way!

3. Update Hardware and Lighting Fixtures

If the street numbers on your house are getting old, consider replacing them. Much like the mailbox, some fresh and modern street numbers can have a big impact on curb appeal.

4. Illuminate Your Space

Be sure to open windows to allow natural sunlight in during day time showings and add lighting along pathways and the porch for when potential buyers drive by at night.

5. Add Potted Plants

Plants can breathe life into a space and make it seem well cared for. A group of plants outside will also do wonders for your curb appeal.

6. Do a Thorough Cleaning inside and out

An extensive cleaning session can also do wonders to sell your house. Power wash or hose down your exterior.

De-Cluttering inside will help you have more storage. Take away and pack personal items. Throw away and donate any items you don’t use at all or need. Be sure to pay attention to carpets if you have a pet.

Make sure your floors are in good condition. Stained carpets and scratched floors can be easily cleaned by renting a steam cleaner.

7. Fix something if it is broken.

Simply broken items such as a leaky faucet or a broken window pane can be fixed for cheap and very quickly. Fixing these items will help make the home ready to move in to and give the buyer less work..

8. Refresh Your Outdoor Furniture

Any outdoor furniture that’s old and in need of repair should be tossed out or updated. Quick coats of paint on a bench or outdoor seating will help freshen them up.

9. Trim Overhanging Greenery or Shrubs

Clean up your garden by getting rid of weeds and dead plants and flowers. Cutting back back overgrown bushes trees will make your place look clean and crisp.

]]> 7382 0 0 0 https://blog.roseandwomble.com/space-saving-kids-playroom-design-ideas/ Tue, 14 Dec 2021 15:11:30 +0000 https://blog.roseandwomble.com/?p=7874 Alphabetized Cubby System

An Alphabetized Cubby System will provide organized storage and serve as a great learning tool. goodreads.com / Via projectnursery.com  [/ezcol_1half] [ezcol_1half_end]

Reading/Seating Area

Put a bench between 2 bookshelves to provide storage AND a great place to enjoy a good book. pinterest.com [/ezcol_1half_end]

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Labeled Drawers

These labeled drawers will provide storage and help cut down the hassle of getting ready in the morning. how-do-it.info [/ezcol_1half] [ezcol_1half_end]

Clear Storage

Use clear, see-through containers to help you see what's inside.projectnursery.com [/ezcol_1half_end]

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Color-Code

A color-coding system is a great tool is you have a lot of legos lying around. iheartorganizing.blogspot.com [/ezcol_1half] [ezcol_1half_end]

Nesting Tables

These bright colored nesting tables provide a pop of color and save space. [/ezcol_1half_end]

]]> 7874 0 0 0 https://blog.roseandwomble.com/home-marketing-strategy-changes-when-the-weather-cools/ Tue, 09 Nov 2021 19:45:07 +0000 https://blog.roseandwomble.com/?p=8559 By Ryan C. Benton 

As the classic holiday song goes, “It’s the most wonderful time of the year!” And I agree. Like many here in Hampton Roads, I kick off the season with the Grand Illumination Parade in downtown Norfolk and then promptly put up my Christmas tree the following night. I love the holidays and, believe it or not, this is still a popular time of year to have to sell your home. According to a report from the National Association of Realtors, November and December homes sales have increased an average of 4.5 percent in the past three winters. That means that, even in this busy time of year, buyers are still out there at a steady pace. However, it requires a different strategy than trying to sell in the warmer months, especially if you want top dollar. Traditional buying and selling seasons have evolved greatly with the result of instant virtual access to new listings via the internet. So, even when “the weather outside is frightful,” serious house hunters are constantly on the lookout for their next home and may be alerted right away when a listing hits the MLS. Because today’s buyers spend the bulk of home-searching online, the presentation of your online listing and photos is especially important. Make sure you use high-quality photos that show off your home’s best features. Year-round pictures of the exterior can be helpful, especially if you have a pool, deck or patio. Many buyers will tour homes in the afternoon or early evening; with the days getting shorter, daylight is always at a premium. Less natural light can make your home feel smaller, and it can be hard to imagine the outdoor space. Thus, summer pictures can help. Consider a Realtor who can provide a digital 3-D or video tour that will show the home in a way the photos cannot. The impending New Year makes January one of the biggest months for corporate relocation and military transfers. Those buyers are out now looking in full force – even if it’s online. And even if it’s not a relocation situation, there is often an expiring lease or a contract on their current home involved. House-hunting families typically have limited time, so when they find a house that meets their criteria, they will often write an offer sight unseen. Your competition decreases in the winter. Lots of sellers think they need to wait until spring, but the market then is often crowded with competition for buyer’s attention. Nationally, existing home inventory have fallen an average of 15 percent from November to December since 2014, according to NAR. And, even here locally, we are facing historically low inventory in our multiple listing service. If you paid attention in economics 101, you know the law of supply and demand: Buyers have fewer homes to choose from, which means you could sell your house faster. This time of year, buyers mean business. With the cooler temperatures and shorter days, the lookie-loos tend to be scarce in the winter months. Showing requests this time of year come from real buyers looking to make a home purchase. It’s a hectic time of year for everyone, but keep in mind many people have more time off around the holidays to search for homes and schedule showings. Year-end performance bonuses or workers retiring with large financial payouts will often allow buyers to upgrade their current home or for first-time buyers to enter the housing market. If you’re a seller, you don’t have to feel like the Grinch stole your Christmas. No one expects a home to completely lack holiday decorations in December. But simplicity is appealing. Decorations should accent, not overpower, a room. Exterior lights are fine, too, but save the Clark Griswold display for next year. During an open house, your Realtor can offer prospective buyers fresh-baked cookies with hot cocoa or mulled cider. If you can’t accommodate showings for a few days because family is in town, that’s understandable. Just let your Realtor know. Selling a home during the holidays doesn’t have to be a disaster. Like any other time of the year, the better your home presents itself in the market, the more likely it is to sell – and for more money. With these strategies and tips, hopefully selling your house won’t feel so overwhelming.

Ryan C. Benton is a Realtor with Rose & Womble Realty in Chesapeake and a member of the Hampton Roads Realtors Association. Realtors are real estate agents who adhere to a strict code of ethics and work to protect and preserve private property rights. For more on HRRA, go to www.hrra.com. Contact Benton at 757-544-0383 or rbenton@roseandwomble.com or visit TheHometownAdvantage.com.

]]> 8559 0 0 0 https://blog.roseandwomble.com/all-about-home-appraisals-and-inspections/ Wed, 27 Oct 2021 12:20:57 +0000 https://blog.roseandwomble.com/?p=9103 it’s critical to keep your best interests in mind. Here’s a breakdown of what to expect from the appraisal and the inspection, and why each one can potentially save you a lot of time, money, and headaches down the road.

Home Appraisal

The home appraisal is a critical step for securing a mortgage on your home. Put simply: when you apply for a mortgage, an unbiased appraisal – typically required by your lender – is the best way to verify the value of the home. That appraisal ensures the lender doesn’t loan you more than what the home is worth. When buyers are competing like they are today, bidding wars and market conditions can push prices up. A buyer’s contract price may end up higher than the value of the home – this is known as an appraisal gap. In today’s market, it’s common for the seller to ask the buyer to make up the difference when an appraisal gap occurs. That means, as a buyer, you may need to be prepared to bring extra money to the table if you really want the home.

Home Inspection

Like the appraisal, the inspection is important because it gives an impartial evaluation of the home. While the appraisal determines the current value of the home, the inspection determines the current condition of the home. If there are any concerns during the inspection – an aging roof, a malfunctioning HVAC system, or any other questionable items – you have the option to discuss and negotiate any potential issues with the seller. Your real estate advisor can help you navigate this process and negotiate what, if any, repairs need to be made before the sale is finalized. Keep in mind – home inspections are critical because they can shed light on challenges you may face as the new homeowner. Without an inspection, serious, sometimes costly issues could come as a surprise later on. Both the appraisal and the inspection are important steps in the homebuying process. They protect your best interests as a buyer by providing unbiased information about the home’s value and condition. Work with your trusted real estate advisor so you have an expert guiding you throughout the entire process.]]> 9103 0 0 0 https://blog.roseandwomble.com/ring-in-the-holidays-with-easy-decorating-tips/ Wed, 03 Nov 2021 13:54:44 +0000 https://blog.roseandwomble.com/?p=9106 Silver and gold Need a color scheme that’s impressively festive but not red and green so it won’t feel out of place on thanksgiving? You can’t go wrong with silver and gold! These colors are neutral so nothing will feel out of place on thanksgiving, but your house will still look special and wonder-filled all season long. Pine cones Head to your backyard to search for pine cones and acorns to fill vases or a dome cake stand for a unique and dramatic centerpiece for thanksgiving dinner. Spray paint the cones or dip them in glitter for decor that lasts through new year. Candles Candles make every holiday celebration feel more festive. Customize plain pillar candles with colorful ribbon trims wrapped around their bases. Get the kids in on the fun by painting recycled jars to create fun tea light holders to place throughout your home. Add greenery for color Strategically placed greenery adds warmth & texture to nearly any spot in the home. Drape greenery over a cabinet to draw the eye up, or you can keep the focus on a tablescape by using a similar garland. Display new & old photographs The holidays are traditionally times for friends and family to gather, which makes it the perfect opportunity to display photos often relegated to an album or your phone. Display fun photos frames, or use clothespins and twine for a little whimsy. Lanterns Lanterns are such an easy and beautiful way to add coziness to any space during the holidays because they add just the right amount of ambiance. Keep them simple or spice them up with leaves, pine cones and gourds for fall, then switch to greenery, red berries, and ribbon for winter.]]> 9106 0 0 0 https://blog.roseandwomble.com/easy-ways-to-help-your-guests-feel-at-home/ Wed, 01 Dec 2021 13:37:34 +0000 https://blog.roseandwomble.com/?p=9117

Whether you’re expecting overnight guests this weekend or months from now, be the host with the most with our easy tips for creating a welcoming guest bedroom. Upgrade Your Bedding Treat your guests to a great night’s sleep. Start with high-thread-count sheets, a soft mattress topper, choice of pillows, a cozy down comforter or quilt, and extra blankets. Add A Place for Bags Clear a space to put a luggage rack, small table, or bench to set down a suitcase. Anything that keeps your guest from having to open their bags on the floor is welcomed. Create A Space to Hang Out By adding a cozy chair, you'll create a relaxing spot where your guests can sit and read a book or simply put on their shoes. Don't Forget the Basics A lighted clock or clock radio next to the bed is a great amenity. Provide paper and pens, tissues, a few travel-size essentials, and a hairdryer to cover all the bases. Clean the Closet Clear some space in the close, and be sure to include a few hangers. A simple hook on the wall or over-the-door hook behind a closet door can hold a robe, coat, or purse. Dress the Windows Window coverings add character, privacy, and light control. Add inexpensive blinds, roller shades, or ready-made draperies to any windows that aren’t covered. Add Snacks to Enjoy Place wrapped snacks and bottled water in a basket or bowl. Your guests will be able to put together a tasty snack without having to sneak down to the kitchen late at night. Help Guests Stay Connected Save guests from asking for the wi-fi password by leaving a card with this info on a nightstand . Even on vacation, many people will do some work or check e-mail.

]]> 9117 0 0 0 https://blog.roseandwomble.com/financial-fitness-tips-for-first-time-buyers/ Wed, 08 Dec 2021 13:38:44 +0000 https://blog.roseandwomble.com/?p=9126 SHAPE UP YOUR CREDIT Just like weight loss, improving your credit score doesn’t happen overnight. In order to get started, you have to know where you stand. Just like stepping on a scale, checking your credit score might be something that you’re avoiding. Bad credit can be a deal-breaker when it comes to qualifying for a mortgage. Not only will credit help you qualify for a mortgage, but good credit can also help you score a better interest rate on your loan. Typically, buyers with a credit score of 740 or above qualify for lower interest rates. Have less than perfect credit? That’s ok. You’ll only need a credit score of 620 to qualify for most mortgage programs. If your credit isn’t where you need it to be, here is a blueprint that can help improve that score.

1. If you haven’t lately, check your credit. Go to annualcreditreport.com to get a free copy of your credit report once a year. While it won’t tell your scores, it will tell you what has been reported on you from each credit bureau. You’ll see an accurate snapshot of your credit history and will also let you check that everything is being accurately reported.
2. Talk to your lender. That can give you a step-by-step plan on how to increase your score
3. Make payments on time
4. Limit credit inquiries
5. Use less than 50 percent of the available balance on your revolving credits (such as credit cards)
6. You shouldn’t be afraid to use credit, but use it responsibly. Timely credit is a good thing, so don’t close old revolving debts.

TIP: If you used your credit card to do some holiday shopping, be sure to make all payments on time. On-time payments are the most important aspect of a credit score. TRIM THE FAT Are excess expenses weighing you down? When was the last time you shopped around for car insurance, cable, internet, or your cell phone plan? You could save tons of money each month by downsizing or renegotiating some of these contracts. You should also take the opportunity to eliminate any monthly subscriptions that you’re not using. Then, take a look at your monthly income and expenses and determine how much you can realistically afford. You might be approved for more than your comfortable spending each month. Remember that owning a home comes with added expenses, such as regular upkeep, maintenance, and possibly homeownership association dues depending on your neighborhood. Lastly, you’ll need to get an idea of how much money you want to put down on your home purchase. Don’t have a lot of savings? These days, there are tons of loan programs that offer low down payment amounts, such as the 3.5 percent down FHA loan. CONSULT YOUR TRAINER It’s always easier to reach your goals when you have an experienced professional by your side. Speaking with a qualified local lender will give you in-depth information and advice that is specific to your personal situation. The best way to figure out how much you can afford and how much you will need to put down is to get pre-approved from your loan officer. A letter of pre-approval will allow you to confidently shop for homes in your price range, and could even give you that extra edge when it comes to putting an offer in on a home. To get pre-approved, your loan officer will need to collect a number of documents, including:

• Tax returns for the past two years
• W-2 income forms for the past two years
• Recent pay stubs
• List of debts- credit card statements, student loans, car loans, etc.
• List of assets- bank statements, auto titles, real estate, or investment accounts
• Divorce or child support documents

For a personalized plan, call your local loan officer today. The information contained herein (including but not limited to any description of TowneBank Mortgage, its affiliates and its lending programs and products, eligibility criteria, interest rates, fees, and all other loan terms) is subject to change without notice. This is not a commitment to lend.]]> 9126 0 0 0 https://blog.roseandwomble.com/simple-tips-to-prepare-your-home-for-winter/ Wed, 05 Jan 2022 15:19:51 +0000 https://blog.roseandwomble.com/?p=9134

The cold weather of winter can be harsh and lead to costly home repairs, so it’s important to take a few preventative measures to protect your home through the chilly months. Here are a few tasks you can tackle to make sure your home is ready.

• Protect your pipes from busting by insulating exposed piping, both inside and outside your home.
• Clean air vents and replace filters at least every three months.
• Inspect doors and windows for gaps where warm air can escape. Weather stripping or installing storm doors and windows will prevent cold air from entering your home.
• Have your chimney, fireplace and flue serviced annually before your first fire of the season.
• Clean your gutters to prevent clogging and allow melting snow to drain properly.
• Test all ground-fault-circuit-interrupter (GFCI) outlets.
• Clean the clothes dryer exhaust duct, damper and space under the dryer.
• Perform seasonal maintenance on your heating system to prepare for the season and identify any wear-and-tear on your unit.
• Test smoke alarm and carbon monoxide detectors.
• Check water hoses on the washing machine, refrigerator ice maker and dishwasher for cracks and bubbles.

]]> 9134 0 0 0 https://blog.roseandwomble.com/credit-monitoring-sites-are-they-accurate/ Wed, 12 Jan 2022 13:03:15 +0000 https://blog.roseandwomble.com/?p=9143 So first of all, what is a credit report? A Credit Report is a complete report on your history of paying bills and debts, which ultimately summarizes your financial reliability. A credit report:

• May include credit cards, credit agreements, mortgages, and student loans.
• Will list how much is owed and how long each account has been open, if payments have been paid on time, and how often you make payments.
• Will show public records, such as collections and bankruptcy filings.

Here are 5 More Reasons to Check Your Credit Reports:

1. There’s no cost to you—Under the Fair and Accurate Credit Transactions Act of 2003, you have the right to view your report from each of the three major credit reporting bureaus (Experian, TransUnion, Equifax) once a year. It’s free, typically takes less than 15 minutes and it won’t negatively affect your credit. To view your free reports, visit AnnualCreditReport.com. You can opt to pay for your credit score if you’re curious.
2. Let’s you know where you stand—Eventually, it’s likely that you’ll need credit to purchase a car or a house, so it’s important to understand what you have on your credit report. Even if you’re signed up for credit monitoring sites, you might not be getting a complete and accurate depiction of your credit history because most credit monitoring sites do not pull from all three of the major credit reporting bureaus. Checking each of your credit reports is the only way to truly know where you stand.
3. It can help you detect and dispute other errors—Your report could include information from someone else’s report, or it could contain other inaccuracies that were added to your report by mistake. Checking your credit report will help you identify these mistakes and give you the opportunity to dispute and correct the mistakes. Disputing inaccuracies can take weeks to correct, so it’s important to resolve these issues immediately.
4. It could help you catch identify and credit card theft early on—Checking your credit report can help you identify if someone is using your social security number to apply for credit or uses your credit cards as a form of payment. If you notice an unfamiliar inquiry or account when checking your credit, you can call the issuer to figure out why it’s on your report. If it is fraud, you should:
   • Notify social security that your social security has been compromised
   • Notify the police of your stolen identity and file a police report
   • Write a letter to the creditors disputing the fraud and ask them to remove fraudulent information
   • Call the credit bureaus and ask them to place a fraud alert on your files

5. It will help you build a confident financial future—Understanding your credit can help you save money and hassle in the long run. By making sure everything looks ok or resolving issues early on, you can feel comfortable and confident when it comes time to apply for a loan. There will be no need to scramble to resolve issues in a hurry, and you can rest assured that you won’t have to pay extra money in interest due to bad credit.

Have questions or need credit advice? TowneBank Mortgage has a team of dedicated Credit Enhancement Specialists that work to get your credit score as high as possible so that you can have access to more loan products and better interest rates. Reach out to your local loan officer and see how they can help you today. The information contained here within this blog is for informational purposes only and should not be relied upon for business, financial, tax or other advice. Recommendations and advice should be independently evaluated in light of your specific business needs and advice and counsel obtained if needed. This is not a commitment to lend. ]]> 9143 0 0 0 https://blog.roseandwomble.com/home-features-that-millenial-homebuyers-love/ Wed, 19 Jan 2022 13:15:42 +0000 https://blog.roseandwomble.com/?p=9149 Chances are, the next people to own your home will be millennials – people between the ages of 25 and 40. Despite a pandemic and skyrocketing home prices in 2021, millennials have clung to their title of the largest homebuying demographic in America.

The Virginia Beach housing market remains strong, but experts see signs of it cooling slightly in the months ahead. That means millennials can be a little choosier as they shop.

To sell your home quickly, you have to market to millennials by showcasing the features they want.

All the Gadgets

This generation is tech-savvy. Not surprisingly, millennials want fully-loaded homes. This includes standard appliances like washers, dryers, dishwashers, and garbage disposals, of course. But even more important is smart technology. Smart lighting, home security, and lawn irrigation systems are definite pluses. But even smaller, inexpensive amenities like smart thermostats can be selling points. Millennials also need lots of electrical outlets and charging stations for their entertainment centers and personal devices.

Everything in Tip-Top Shape

Many millennial families have delayed their first home purchases to save money for down payments. As a result, they don’t want a property that comes with the expense and hassle of repairs. A fresh coat of paint and updated hardware and light fixtures go a long way toward impressing them. Electrical, plumbing, and HVAC systems should be in good working order to avoid surprises from inspections.

Outdoor Living

Millennials want their living space to spill into the outdoors. Covered patios, gazebos, and pergolas are huge advantages. Plenty of outdoor lighting is also near the top of their wish list. Front porches are also popular with this generation, as well as lots of roaming space for kids and pets. More than half of Gen Y homeowners have at least one dog.

Like other demographics, millennials want a lovely landscape – without working hard to achieve it. A garden with low-maintenance native plants fits that bill while also appealing to the generation’s environmental awareness.

Versatile Space

While you may not be willing to knock out walls, it might be helpful to know that millennials prefer spaces they can use for multiple purposes. Showcase rooms that work well as an exercise room, studio, or meditation area. Formal dining rooms have declined in popularity with younger generations. Stage this area as an office or play area for greater appeal.

Other Preferences

• Laundry rooms
• Hard surface floors rather than carpet
• Large open kitchens
• Garage storage
• Two master bedroom suites
• Pantries

 Marketing is Crucial

It’s important to remember that millennials don’t do their home shopping like earlier generations. Most will do their initial home browsing on the internet, and what they see will usually determine whether they take a closer look. That makes it vital to put your property’s best foot forward in pictures and video. A good real estate agent will help you do this with experienced photographers.

A growing number of home-sellers are turning to professional stagers to declutter and decorate their homes for maximum camera appeal.

Virginia Beach’s beaches, resort atmosphere, and climate are automatically appealing to the millennial generation, and the housing market is expected to stay vibrant in the future. Considering the wants and needs of the biggest homebuying demographic might lead to a quicker sale at a greater profit for your home.

  By Gina Rebolo

Gina Rebolo is a former real estate agent who now stages homes for resale. She’s an avid do-it-yourselfer who likes to refurbish old lawn furniture and design outdoor spaces for entertaining. 

]]> 9149 0 0 0 https://blog.roseandwomble.com/should-you-renovate-your-home-before-selling/ Wed, 26 Jan 2022 18:30:59 +0000 https://blog.roseandwomble.com/?p=9160

One of the most persistent questions about selling your home is whether you should renovate it before you sell. Sure, you want to sell it for more than you paid. But the truth is, the “right” answer is complicated because certain renovations will never raise the value of your home enough for you to break even on the cost. Here’s what you need to know when you’re asking, “Should I renovate my home before selling?”

What Do Home Buyers Want?

You’ll generally encounter two main types of buyers: people who want a move-in ready home and people who want to fix or flip the property. The average price of a move-in ready house is $250,495. In contrast, the average price of a fixer-upper is $199,819 – a difference of $50,676. Buyers looking for a move-in ready house (who are buyers who like to see renovations) versus home flippers are looking for different things. For home flippers, saving money is the main factor. Many who want to fix or flip the property simply like the house and the neighborhood – and some even think they’ll enjoy the work. When you’re selling your home, you should make renovation plans based on which type of buyer you’re looking to attract. You need to make plans based on your:

• Timeline
• Budget
• Listing price intent

In other words, you may not want to launch a complete kitchen remodel if you plan to move in a month. Similarly, you shouldn’t expect to list your fixer-upper home for the same amount as the pristine, move-in ready home next door.

Things To Consider Before Renovating

You’ll want to consider two things before you decide whether you want to renovate your home: 1. Which improvements will increase your home's value? The most high-return home value additions you can make include adding a fresh coat of interior paint, touching up your landscaping, upgrading bathrooms, remodeling your kitchen and improving energy efficiency. 2. Which improvements will deliver the greatest return on your investment? You’ll also want to consider these improvements, which deliver the greatest return: improving energy efficiency, fixing up the exterior, budget-friendly kitchen remodels, bathroom remodels, paint, flooring fixes and adding space. Consider Using A Listing Agent A listing agent can help you pinpoint which areas in your home will deliver the biggest renovation bang for your buck. For example, a real estate agent may be able to tell you how much you can sell your home for if you redo the kitchen and put a few scenarios in front of you. They’ll consider costs beyond the neighborhood, too, such as the property’s age, condition, features, lot size and more. A listing agent also has a pulse on the conditions of the local and national markets and how that can affect your specific home as well. We asked our agents, "Should sellers renovate their home before trying to sell it?" Here is what they had to say: Brenda Tokarz says: "This is a great question and one I get asked by my seller clients a lot! The answer really depends on the condition of the home and the home sale prices in your area. In most cases, just painting, carpet cleaning and regular maintenance will be enough, because you wouldn't want to update the home so much so that you can't recoup your costs at the time of sale. I also suggest you speak with a stager prior to listing to maximize the space you currently have, even small spaces staged correctly will enhance those areas of your home that will bring you the best offering price. But if updating a bathroom or Kitchen will raise the value and sales price of the home, then yes defiantly renovate those areas that will do that for you!" Jackie Kretzer says: "Maybe, that's a great question for your Realtor. In general, my rule of thumb is that if you want top dollar for your need to give top presentation. No matter how completive this market has become this phrase still rings true in my practice. We all have a threshold for what we can pay for or perform and your Realtor can help you determine which features will bring the best return on your investments, some of them may be more affordable than you think!" Ray DePlatchett says: "Any major structural issues should definitely be repaired, touching up any cosmetic issues should also be taken care of, however understand that what your preferences are may not be the same as a potential buyer. Any interior painting should be in neutral colors and the home definitely should be "decluttered" to give it a larger appearance. You'd also be surprised what a good cleaning will do as far as selling your home goes!"

The Bottom Line: Are Pre-Sale Home Renovations Worth It?

So, is it worth remodeling a home to sell? Let’s review the factors that sellers should consider before renovating: What potential buyers want, which improvements are worth the cost and which deliver the greatest return on your renovation investment. Additionally, the decision to renovate or not should be based on your timeline, market, budget and price intent. And while there’s no “right” or magic bullet answer, you should always be making preparations before you list.

]]> 9160 0 0 0 https://blog.roseandwomble.com/ready-for-tax-season/ Wed, 02 Feb 2022 14:02:52 +0000 https://blog.roseandwomble.com/?p=9169

This tax prep checklist includes common items & information most of us will need to file our taxes this year. Whether you see a tax professional or prepare your taxes on your own, you can jumpstart the process by gathering these forms and documents now. Remember, the sooner you file, the sooner you’ll get your refund!

Personal Information

• Your social security number or tax ID number
• Spouse’s full name, social security number or tax ID number, and date of birth
• Information about your stimulus payment (EIP)
• Identity Protection PIN
• Routing and account number to receive your refund by direct deposit or pay your balance due

Dependent(s) Information

• Dates of birth and social security numbers or tax ID numbers
• Childcare records
• Income of dependents and other adults in your home
• Form 8332 if noncustodial parent

Sources of Income

• Employed - Forms W-2 Unemployment (1099-G)
• Self-Employed - Forms 1099/ Schedules K-1, Records of all expenses, Business-use asset information, Office in home information, Record of estimated tax payments made
• Rental Income Retirement Income
• Savings & Investments or Dividends
• Other Income & Losses

Deductible Expenses & Credits

• Home Ownership Charitable Donations Medical Expenses
• Health Insurance
• Childcare Expenses
• Educational Expenses
• K-12 Educator Expenses
• State & Local Taxes
• Retirement & Other Savings Federally Declared Disaster Losses

]]> 9169 0 0 0 https://blog.roseandwomble.com/home-is-where-the-heart-is/ Wed, 09 Feb 2022 13:22:52 +0000 https://blog.roseandwomble.com/?p=9178 A study from Unison notes:

• 91% of homeowners say they feel secure, stable, or successful owning a home
• 64% of American homeowners say living through a pandemic has made their home more important to them than ever
• 83% of homeowners say their home has kept them safe during the COVID-19 pandemic

It’s no surprise this study also reveals that homeowners are now more emotionally attached to their homes as well. As we’ve learned throughout this health crisis, homeownership can provide the safety and security we crave in a time of uncertainty. That sense of connection and emotional stability genuinely reaches beyond just the financial aspect of owning a home. Whether you’re thinking of buying your first home, moving up to your dream home, or downsizing to something that better fits your changing lifestyle, take a moment to reflect on what Mark Fleming, Chief Economist at First American, notes: “Buying a home is not just a financial decision. It’s also a lifestyle decision.” If you’re considering buying a home, it’s not entirely about the dollars and cents. Don’t forget to weigh the non-financial benefits that may truly change your life when you need them most. When you're ready to take the next step, we're here to help! https://www.roseandwomble.com/     Source]]> 9178 0 0 0 https://blog.roseandwomble.com/tips-for-single-homebuyers/ Wed, 16 Feb 2022 14:54:02 +0000 https://blog.roseandwomble.com/?p=9182 Freddie Mac shows 28% of all households (36.1 million) are sole-person, and that number is growing. Over the past 40 years, the number of sole-person households has nearly doubled, and that’s a trend that’s expected to continue. According to Freddie Mac: If you fall into this category, here are three tips to help you achieve your homeownership goals.

1. Know Your Credit Score

When you buy a home on your own, you have to qualify for your loan based solely on your own finances and credit history. It’s important to find out your score so you know where it falls. If you’re not sure if it’s strong enough or where to focus your energy to improve it, meet with a professional for expert advice on your individual situation.

2. Explore Down Payment Options

Next, look into down payment programs so you can get a feel for what you’ll need to save to buy a home. Rob Chrane, CEO of Down Payment Resource, says: “Buyers should discuss their program options with their loan officer and real estate agent to make sure they choose the program best suited to their personal needs.” In this step, lean on the pros to determine what you’re eligible for and what’s right for you.

3. Think About Your Future Home and Your Needs

You should also spend time thinking about what you want. What type of home do you picture yourself in? Rose & Womble agent, Brenda Tokarz says: "The suggestions for a single buyer are the same for any buyer. The one exception to the rule would be the type of community they'd prefer to live in. If they want to be closer shopping or a more social nightlife for example. Age, maybe they'd prefer an over 55 community. But in actuality the the advice really is the same, get your finances in order, budget setup, speak with a lender prior to looking at homes, find out what costs are involved in the transaction so the money is in the bank before closing. Lifestyle preference would be the key for single homebuyers. Hiring an Agent who is knowledgable of the different areas or the city you wish to live in is key. Rose & Womble Agent, Carrie Long suggests: "Consider some of your long term goals and how they align with your real estate purchase. You may have personal plans or career goals that would impact the property in the future. Whether or not the property could be a rental may influence plans. Remember, real estate is an investment!" Rose & Womble Agent, Ray DePlatchett reminds you: "Make sure the home you purchase is your "haven"! A great place, in a safe environment, is the perfect way to unwind after a hard days work. Plan for the future as well. You may not be single forever!" Again, a professional can help you balance what you want and how much you should spend on your monthly housing costs to determine what type of home is right for you. While buying a home solo can feel like a big challenge, it doesn’t have to be. If you lean on the professionals, they can help you navigate these waters and make sure you’re able to take advantage of the great opportunities in today’s housing market (like low mortgage rates) to buy your dream home. The share of sole-person households is growing. If you’re looking to buy a home on your own, be confident that the dream is achievable. When you’re ready to begin your search, work with the professionals so you have expert advice each step of the way.]]> 9182 0 0 0 https://blog.roseandwomble.com/tips-for-making-your-best-offer/ Wed, 02 Mar 2022 13:29:39 +0000 https://blog.roseandwomble.com/?p=9186 1. Know Your Budget Knowing your budget and what you can afford is critical to your success as a homebuyer. The best way to understand your numbers is to work with a lender so you can get pre-approved for a loan. Showing sellers you’re serious can give you a competitive edge. It enables you to act quickly when you’ve found your perfect home.

2. Be Prepared To Move Fast

Speed and the pace of sales are contributing factors to today’s competitive housing market. According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), the average home is on the market for just 17 days. When homes are selling fast, staying on top of the market and moving quickly are key. After you’ve worked with your agent to find the home that suits your needs, they’ll help you put together and submit your best offer as soon as possible.

3. A Real Estate Professional Can Lead You to Victory

No matter what the housing market looks like, rely on a trusted real estate advisor. Agents are experts in the local real estate market. They have insight into what’s worked for other buyers in your area and what sellers may be looking for in an offer. It may seem simple, but catering to what a seller may need can help your offer stand out.

4. Craft a Strong, Fair Offer

In the past, offering at or near the asking price was enough to make your offer appealing to sellers. In today’s market, that’s often not the case. According to the latest Realtors Confidence Index from NAR, 50% of offers are above the list price. In such a competitive market, emotions and prices can run high. Having an agent to help craft a strong, fair offer is critical in these situations. Your agent can help you understand:

• The market value of the home
• Recent sales trends in the area
• Current buyer demand

5. Understand the Seller’s Needs, but Resist Waiving Certain Contingencies

When crafting an offer, you’ll want to keep both your best interest and the interest of the seller in mind. Your trusted real estate advisor will help you consider which levers you could pull, including contract contingencies (conditions you set that the seller must meet for the purchase to be finalized). Of course, there are certain contingencies you don’t want to give up, like the home inspection. Rose & Womble agent, Jackie Kretzer says: "The easiest way to come up with ideas on how to make your offer most attractive is to imagine you're the seller! Any of the obstacles, risks or difficulties presented to a seller during the transaction are best addressed during the offer process. The more you can show that you'll be protecting the sellers interests, offering security and accommodating to them during the process the more attractive your offer will look in comparison to others. Remove as many contingencies as you are able or comfortable removing, take care of as many costs of your own as you can rather than placing them within the contract." Rose & Womble agent, Angela Oliver says: "Making your offer stand out and is both difficult and important so find out when the seller wants to close, use a reputable local lender, put down a solid EMD amount, and discuss the multiple strategies and techniques, before you submit the offer because you will only get one chance in this market!" Rose & Womble agent, Carrie Long says: "Work with your Realtor to get insight into what is important to the seller and be creative with terms that might be attractive like a limit on repairs and shortening contingency periods. Also do not make your terms overly complicated within your offer. If the seller does not understand what is written it will not likely be accepted." In today’s competitive housing market, it’s more important than ever to make a strong offer on a home. Connect with a local real estate professional to make sure your offer rises to the top.   Source]]> 9186 0 0 0 https://blog.roseandwomble.com/spring-gardening-season-is-here/ Wed, 09 Mar 2022 13:19:48 +0000 https://blog.roseandwomble.com/?p=9192

Spring brings warmer weather and renewed life. Now is the time to gather your supplies, pull out your tools, and get to work bringing your garden back to life. These tips will help you get the job done. Tidy up flower beds and borders

Remove leaves, other debris, and weeds, making sure you get the roots so they won’t grow back. This is a good time to sharpen your garden tools, if needed. Remember to wear gardening gloves to help protect your hands from cuts and scrapes.

Revitalize the soil

Your soil is likely dried out and packed after winter; it’s time to add moisture with organic material like compost or manure. Test the soil to see what nutrients it needs, to ensure you give it the right mixture. You might also need to add more fertilizer to increase the health of the soil and increase the life of your plants.

Prune trees and shrubs

Plants that survived the winter will need to be pruned so they’ll grow anew in the spring. Make sure to wait until mid-April or May in case there’s an unexpected freeze. Blooming plants should be pruned right after they bloom to avoid cutting off future flowers, while summer plants should be pruned in early spring.

Add fresh mulch

Adding fresh mulch to flower beds and around trees is one of the easiest ways to add a polished look to your yard. It aids in preventing weeds and diseases, and helps the soil maintain moisture and temperature. The rule of thumb is to keep the mulch a few inches from the plant stems to prevent roots from rotting.

Plant new flowers and shrubs

Once you’ve gotten the garden in shape and handled all of the old plants, it’s time to turn your attention to new plants. Some recommendations for good spring plants include pansies, snapdragons, lilacs, tulips, and vegetables like lettuce, peas and arugula.

]]> 9192 0 0 0 https://blog.roseandwomble.com/document-checklist/ Wed, 16 Mar 2022 13:12:14 +0000 https://blog.roseandwomble.com/?p=9199 In some cases, you’ll also need: Self Employed- Past two years’ signed personal tax returns, corporate or partnership returns, balance sheets, K-1 and 1099’s Copies of separation/divorce decree All foreclosure papers including letter of explanation if possible All bankruptcy papers including discharge and letter of explanation if applicable Sales Contract VA Loan Applicants- Statement of Service from your Command or copy of your DD-214, Member Copy 4 for Certificate of Eligibility For a refinance, you might also need: Copy of current mortgage statement Copy of current survey if you have one Copy of Homeowners Policy Subordination Copy of Deed Copy of Title Policy]]> 9199 0 0 0 https://blog.roseandwomble.com/what-makes-the-va-loan-such-a-valuable-benefit/ Wed, 23 Mar 2022 12:17:18 +0000 https://blog.roseandwomble.com/?p=9203 What Makes the VA Loan Such a Valuable Benefit? The VA Loan is known to be one of the best benefits for current and retired military members and their families. Let’s dive a little deeper into what makes the VA Loan so special. A VA or Veterans Affairs Loan is a home loan designed to help finance homes for Veterans, eligible members of the military, and some surviving spouses. To be eligible to apply for a VA Loan, a military member must serve 90 consecutive days on active duty during a time of war, 181 days during peacetime, or six years in the Selected Reserve or National Guard. A VA Loan is guaranteed by the government but made by qualified lenders such as banks or independent mortgage companies. Because the loan is guaranteed by the government, lenders can approve borrowers with more flexible lending standards. Loans Start at Zero Down Qualified VA buyers can put nothing down on their home loan. The VA loan is one of the few loan programs available that does not require a down payment, allowing an easier entry to homeownership for military members and veterans*. VA buyers are required to pay a funding fee at closing time, which ranges from 0.5 percent to 3.3 percent of the loan, depending on the veteran’s service and loan type. Unlike closing costs, which are an out-of-pocket expense, you're able to finance the VA Funding Fee and wrap it into your monthly mortgage payments. If you are retired or discharged on disability, you might be eligible to have your funding fee waived. *A smaller down payment will result in a higher monthly mortgage payment. No Need to Pay Private Mortgage Insurance One reason that the VA loan remains one of the best benefits available to service members and veterans is that borrowers are not required to pay costly private mortgage insurance, which is typically required when putting less than 20% down on a loan. Private mortgage insurance typically costs between 0.5 percent and 1 percent of the loan amount. That means on a $100,000 loan, you could be paying as much as $83.33 per month in private mortgage insurance. The elimination of private mortgage insurance saves VA borrowers up to hundreds of dollars per month alone. Competitive Rates and Flexible Credit Requirements Typically, VA loans have lower interest rates than conventional loans because the mortgage is backed by the government, which makes the loan less risky for lenders. The reduced risk also allows for more flexible credit requirements. So if your credit score is less than perfect, don’t panic. Plus, VA loans are more forgiving when bouncing back after a bankruptcy, foreclosure or short sale. Your Basic Allowance for Housing (BAH) Could Cover Your Mortgage Payments In many cases, your mortgage could be less expensive than the money you get from your BAH, so you could potentially even end up with more money in your pocket by purchasing a home with a VA loan. Additionally, if you're an Active-Duty military family receiving BAH, that money could count toward your qualifying income for a VA Loan, giving you more purchasing power. Of course, this will depend on where you live, your rank, and your years in service. It's really the only loan program that could potentially cost you nothing upfront because you don't have the hurdle of a down payment. Your monthly payment will depend on the overall cost of the home as well. Sellers Can Pay Borrower Closing Costs VA loans allow the seller to pay closing costs, which further reduces the out-of-pocket costs for the buyer. This program is also the only loan program that will enable your seller credit to pay down a credit balance, such as a credit card debt or car loan. If you’re an active-duty, reservist, or retired military member looking to take advantage of your VA Loan benefit, start by calling one of our partners at Advance Financial Group. As a local lender, they're here to guide you through the VA Mortgage process from start to finish.]]> 9203 0 0 0 https://blog.roseandwomble.com/6-signs-its-time-to-sell-now/ Wed, 30 Mar 2022 12:15:01 +0000 https://blog.roseandwomble.com/?p=9208

Thinking about selling your home? As much as you love your home, there may come a time when you start thinking: should I sell my house? Here are some telltale signs the time might be right for you.

It’s a Seller’s Market Let’s start with one of the most obvious reasons to sell: It’s a seller’s market, which means you stand to make a nice profit on your property. The price per square foot for real estate has increased and the amount of time properties stay on the market has dramatically decreased, making now a good time to think about selling up. Local Homes Are Selling for a Lot Check online real estate listings in your neighborhood, and pay attention to the “just sold” postcards in your mailbox to keep track of comparable home prices in your area. When home buyers are making offers fast—for as much or more than sellers are asking—it’s a seller’s market. A buyer may offer you a sales price you can’t refuse, too. You’re Financially Stressed Not everyone sells their real estate in order to pad their bank account. Some homeowners underestimated their ongoing housing costs and simply sell to ease their mortgage burden, or to cash in their equity and use it for other purposes.

You’ve Outgrown Your Home Life happens—new jobs, children, divorce, death, serious illness—and the home you are in today may no longer meet your needs. It’s bittersweet to give up the memories you’ve made in your home, but if your living quarters are causing you stress rather than comfort, take the leap and sell so you can move into something that better suits you. You’re Tired of Home Maintenance The average homeowner shells out $2,000 a year for scheduled maintenance services such as landscaping, snow removal, septic service, private trash and recycling, and housecleaning. Sick of watching these payments steadily drip out of your bank account? Consider moving to something low-maintenance like a condo or new construction. You’ve Built Up Enough Home Equity Equity is the difference between what your home is worth and what you owe on it. Being in your home for at least five years is a good way to ensure you’ve built up enough equity to cover the cost of moving to a new home. At a minimum, you want to have enough to cover the current balance of your mortgage to avoid paying out of pocket. When you’re ready to sell, let us help! https://www.roseandwomble.com/Selling

]]> 9208 0 0 0 https://blog.roseandwomble.com/how-to-sell-your-house-with-kids/ Wed, 15 Jun 2022 13:00:08 +0000 http://newblog.roseandwomble.com/?p=5266 Prep Your Home Like any other listing, you will need to focus on good staging. This means depersonalizing your home as much as possible - even with children. You need to start thinking about your home as a house - not as the place you live. A home holds memories, and personal mementos, and feels like a family living inside of it. A house on the market will be neutral, and ready to showcase to potential buyers that they could love living there.  Think about the following options:

• Removing children's photos and artwork.
• Clearing as much clutter out of the home as possible.
• Keeping the toys in one room or area - will make it easier to corral the kids' stuff when a showing comes up.
• Neutralizing paint colors and decorations- even in children's rooms.

Convert Playrooms Most buyers look for multi-purpose rooms they can tailor to fit their own lifestyle. If you have a room in your home—a game room, den or office—currently configured as a playroom, be sure to stage the area before you start showing the house to potential buyers.

• Remove any toys, video game systems or play sets from the room.
• Place common use furniture like a sofa or small desk in the room to help fill the space.
• Keep decorations to a minimum to highlight the size of the room.
• Clean any marker, paint or other stains from the flooring or walls. By creating a minimalist open space, buyers can picture their own belongings in the room.

Work with your listing agent to come up with a staging plan that will make your home appealing to as many buyers as possible.

Once You're On the Market

It's important to keep your house looking ready for showings as much as possible. While this may seem impossible with messy children, there are things you can do daily to make sure you're ready for any showings that day:

• Do the dishes after every meal.
• Make the beds every morning and after naps.
• Clean messes immediately.
• Wipe out the shower and tub after you've used them - this will prevent soap scum.
• Get the kids and yourself dressed every morning- don't linger in your pajamas in case of last-minute showings.

For every showing appointment make sure you do the following:

• Empty the trash cans - especially any diaper pails.
• Keep a bucket in every room that you can use to put items that have been left out - then put the buckets in your car trunk when you leave for the showing.
• Have a wax warmer you can turn on to safely fragrance your home - these are inexpensive and have some great fragrances that smell like baked goods, which many REALTORS® claim helps give the listing a homey smell.
• Turn on all the lights - this is a good job for older children.
• Consider having showing-only materials like bath mats and towels. This way they look fresh and inviting.

What Happens if You Can't Leave the House?

If your REALTOR® calls you for a showing, but your child is napping, you can wait until the potential buyers come before leaving the house. Many people think they need to leave the house for hours at a time, but you can try to arrange a tighter showing window. See if the buyer's agent could call before they are on the way. If you can't arrange that, and if the weather permits, you could take the kids on a walk around the block or even out in the backyard once the potential buyers arrive.]]> 5266 0 0 0 https://blog.roseandwomble.com/dog-friendly-spots-hampton-roads-and-nenc/ Fri, 26 Aug 2022 13:10:56 +0000 https://blog.roseandwomble.com/?p=8218 their schedule. Most of us would probably choose a coffee shop that has outdoor seating over one that doesn’t, solely so we can bring our pups along. We may wake up earlier so that we can have a little extra time at the park or on the beach. And while we don’t like the idea of leaving them for any extended period of time, when we do have to leave town for a bit, we want to make sure they are thoroughly taken care of. Lucky for us, we live in an area that focuses a lot of attention on dogs, and Norfolk even has the second highest number of dog parks per capita. Below is a quick guide to all of the things in Hampton Roads that can make your dog’s life better. Dog Parks 

• Downtown Dog Park Downtown Norfolk, next to Muddy Paws Norfolk, VA 23510

In the heart place of downtown, the Downtown Dog Park was opened in October 2018. With downtown Norfolk’s population on the rise, this park gives residents a place in walking distance to let their dogs off leash for a while and get some energy out.

• Bea Arthur Dog Park 501 Front St, Norfolk, VA 23510

Right on the Elizabeth River, the Bea Arthur Dog Park is one of the bigger dog parks in the area. Sitting on about 1 acre, this park gives your pup plenty of room to run around. And, if your dog is a swimmer, there is a ramp leading into the river that allows for easy access in and out. Other notable parks:

• Red Wing 1398 General Booth Blvd, Virginia Beach, VA 23451
• Ridgeway Bark Park 85 E Mercury Blvd, Hampton, VA 23669

If you are visiting or near Northeast North Carolina and looking for a place for your pup to unwind, check out this awesome dog park!

• Maple Dog Park 150 College Way, Barco, NC 27917

Dog Friendly Beaches and Trails

• Ocean View

The beach at Ocean View in Norfolk is nice because unlike other beaches in the region, it is open to dogs year round. Also, if your dog is new to swimming or is typically afraid of waves and shore break, Ocean View sits right on the mouth of the bay so there is virtually no swell. Makes for a nice leisurely swim for you and your pup!

• First Landing State Park 2500 Shore Dr, Virginia Beach, VA 23451

The beach at First Landing State Park is also open to dogs year round. And on top of the beautiful wide open beaches, this park has plenty of nature and walking trails that you and your pup can go burn some calories on! Other notable beaches and trails:

• Sandbridge Beach 3128 Sandfiddler Rd, Virginia Beach, VA 23456 (ONLY allows dogs before 10AM and after 6PM during summer)
• False Cape State Park 4001 Sandpiper Road, Virginia Beach, VA 23456
• Chesapeake Arboretum 624 Oak Grove Rd, Chesapeake, VA 23320
• Grandview Nature Preserve State Park Dr, Hampton, VA 23664 (ONLY allows dogs September 16 - May 14)

Northeast North Carolina Dog Friendly Beaches

• Nags Head Beach

Nags Head is the heart of vacationing on the Outer Banks and has been for more than a century! With it's beautiful views and sunny beaches, you and your dog will experience a little slice of paradise! Luckily, on this beach dogs are allowed on the beach year-round as long as they are on a leash that does not exceed 10 feet.

• Cape Hatteras National Seashore

This gorgeous national seashore spans over 70 miles and the first national seashore in the country! You are bound to witness some amazing wildlife and sunsets with your pupper. This shoreline allows dogs on the beach year-round as long as they are restrained at all times with a leash that is at least 6 feet. Other notable beaches:

• Southern Shores (ONLY allowed on the beach before 9 a.m. and after 6 p.m. from May 15 - September 15)

Local Shops Check out these local doggy shops for whatever needs your precious pupper may have! All are located Other notable shops:

• Pups n Stuff 4330 Holland Road, Virginia Beach, VA 23452
• Mrs Bones 236 Central Park Ave, Virginia Beach, VA 23462
• Doggstuff 564 N Birdneck Rd, Virginia Beach, VA 23451

Boarding Facilities Happy Tails 861 W 46th St, Norfolk, VA 23508 Happy Tails, made famous by their giant indoor dogs only swimming pool, is a wonderful place to leave your dog for the day, or overnight. While your dog is staying at Happy Tails, either overnight or just a few hours, they will be greatly cared for! Other notable boarding facilities:

• Cosmo’s Corner 505 Central Dr,Virginia Beach, VA 23454
• Pet Resort at Greensprings 2878 Monticello Ave, Williamsburg, VA 23188

Trainers

• Playful Pups 404 Investors Pl #103, Virginia Beach, VA 23452

In Hampton Roads, we are lucky to have our very own version of Cesar Millan. Deborah at Playful Pups is truly a dog whisperer. If your puppy needs to learn basic obedience, or you want to get your dog into performance training, the staff at Playful Pups will amaze you with how quickly they can teach your dog new tricks. Other notable trainers:

• Merrimac Dog Training Club 15 Newsome Pl, Hampton, VA 23661

By David Ritt]]> 8218 0 0 0 https://blog.roseandwomble.com/locals-guide-best-beach-spots-around/ Wed, 31 Aug 2022 13:53:23 +0000 https://blog.roseandwomble.com/?p=8467 Hampton Roads Oceanfront The beautiful Virginia Beach Oceanfront stretches 3 miles from 2nd to 40th street and is always full of life! Not only can you enjoy the water, but you can also enjoy the many restaurants and bars that rest along the oceanfront. Oceanfront has over 50+ restaurants and bars that are sure to satisfy your taste buds! You can grab Virginia Beach’s signature drink, Orange Crush, at Waterman’s Surfside Grille or catch a beautiful view of the sunset 183 feet above the ocean at Orion’s Roof! If you're not ready to end your stay, there are tons of amazing hotel options for you and your family to enjoy ranging from standard to luxury! Trying to park? The municipal parking lots are located on Atlantic Avenue at 4th Street, Rudee Loop, 2nd Street, and Pacific Avenue at 19th Street and Croatan Beach. The lots charge a daily fee from April 1 to October 31. How to get there: When approaching from the west, the easiest routes are Interstate 64, U.S. 460, or U.S. 58. From the north and south, convenient routes are Interstates 85 or 95, and U.S. 17. For a spectacular scenic approach from the north, be sure to check out the world-famous Chesapeake Bay Bridge Tunnel (U.S. 13), a 17-mile span connecting Virginia's Eastern Shore with Virginia Beach. Just be sure to have an EZ-Pass or valid license plate, as the Chesapeake Bay Bridge-Tunnel and the Elizabeth River Bridge Tunnel require tolls! These routes intersect with Interstate 64, which connects with the Virginia Beach-Norfolk Expressway (Interstate 264) and leads directly to the Virginia Beach oceanfront. Croatan Beach Croatan Beach is just a hop, skip, and jump from the resort area. Driving over the 1st Street Jetty bridge leads directly to this small residential area with a three-quarter-mile stretch of pristine sand and perfect waves. On most summer days, the ocean is full of residents and vacationers enjoying the cool water. This spot is where I am most likely to find: 1. my surfer friends on a sunny morning riding a few waves before the workday begins, and 2. my entire family on a late Sunday afternoon. Visitors can find a designated parking lot for beachgoers with a reasonable daily rate at Camp Pendleton as well as some additional parking in the neighborhood. Patrolled by lifeguards in season, Croatan offers a safe space for families to play and relax. There are no restaurants within walking distance, so be sure to pack snacks for the day. How to get there: Drive south on Pacific Avenue over the Rudee Inlet, turning it into General Booth Boulevard. Take a left turn at Croatan Road which dead ends at the beach. A right turn on Vanderbilt Ave. ends at the public parking lot. Sandbridge Directly south of the resort area and Croatan is Sandbridge Beach, a 5-mile expanse of beautiful soft sand and clear water. This secluded spot is a great place to park your group for the day to enjoy the calm ocean air away from the crowds. In the summer season, both renters and homeowners of the large houses along the beach road enjoy this quiet place to relax or engage in outdoor activities. Even as residents of Hampton Roads, my extended family rents a house for a week here every summer to have our beach vacation together. Looking for food? Grabbing dinner at Baja Restaurant is always our favorite choice. This secluded community offers parking at both ends of the beach for a low daily rate during peak season (Memorial Day through Labor Day.) No bugs, no loud crowds – just sand, water, and a good time. How to get there: Follow General Booth Blvd. south & turn left onto Princess Anne Road which becomes Sandbridge Road. A scenic drive past neighborhoods and the Back Bay Wildlife Rescue leads directly to Sandbridge beach. Public parking is available to the right at the end of Sandpiper Road. North End Beach The North End is aptly named as it is located directly north of the resort area. This is where guests of Hampton Roads will find the widest beach, stretching from the tall dunes at the beach entrance to the edge of the waterfront. Crabs, seagulls, dolphins, and other wildlife are sure to be spotted here. Like Croatan, there are no lifeguards here so be sure to swim with caution when the waves are rough. Not to worry about running into any fins, though, as there are no surfboards allowed here during prime beach hours. The closest dining is back at the resort area, so bring lunch or pack up early and grab a bite. My favorite beach meal? The Freemason Sandwich from Taste Unlimited. A local beach through and through, I have years of fond memories of going to 47th Street with friends after a short day at school or spending a full Saturday (9 a.m. to 6:30 p.m.) with a Big Gulp Slurpee and a worn-out beach towel. You won’t find crowds here and will always leave wanting just 1 more hour of sun. How to get there: From the resort area, drive north on Atlantic Avenue past the end of the boardwalk. You have reached the North End! Streets 42-82 are residential, with parking along the road on both the beach and land sides. After parking, walk east towards the ocean and follow the walkway to the sand. The Narrows at First Landing State Park If you know, you know – the Narrows is a small waterway connecting Broad Bay and Linkhorn Bay and home to the best secret beaches in the area. Past the trees and trails of First Landing State Park, the road ends at a convenient parking lot next to the main boat ramp. A short walk away is a remote beach where the only waves come from passing boats, making for a relaxing and stress-free beach day. Swimming is allowed and the shallow water makes this secret beach a great place for families with small children. Public restrooms and vending machines are available in the parking lot. My favorite part about this secret spot? All the boats! So. Many. Boats. How to get there: Take the 64th Street entrance of First Landing State Park off of Atlantic Avenue in the North End. Chic’s Beach/Chesapeake Beach Visitors arriving in town via the Chesapeake Bay Bridge-Tunnel can’t miss spotting Chesapeake Beach – aka Chic’s Beach – on the drive-in. That beautiful beach you see to the left and right is accessible from each street along Shore Drive. Chic’s Beach is part of the Chesapeake Bay, meaning that the water is much calmer than that of the Atlantic Ocean around the corner and also more friendly to outdoor activity seekers. A true local beach, Chic’s is a great place to swim, paddleboard, kayak, play volleyball or just sit and soak up the sun with a refreshing drink. I love to grab my oversized float, a book, and a pair of sunglasses and spend the day bobbing in the cool water. There are no lifeguards and no surfers but there are sure to be many boats throwing down their anchors here to enjoy a day on the Bay. The neighborhood boasts plenty of parking as well as local restaurants within walking distance, like HK on the Bay and Buoy 44, for those seeking to get fresh seafood after a long day in the sun. How to get there: Head north on Atlantic Avenue until it turns into Shore Drive. Take this scenic road all the way past Great Neck Road and over the Lesner Bridge. Turn down the beach roads on the right to find parking and head towards the Bay to find a spot on the sand. Ocean View & East Beach – Norfolk Go even farther west from Chic’s and you will run into Ocean View & East Beach, part of the city of Norfolk. Near the Hampton Roads Bridge-Tunnel, these beaches are perfect for those who are looking to spend a day outside swimming, lounging, or fishing. Multiple piers provide bait shops and tackle rentals and give both locals and tourists a place to get that fresh catch. Don’t reel anything in? There are plenty of restaurants ready to serve you their catch of the day. How to get there: Continue west on Shore Drive and you will first come up to East Beach, with Ocean View on the right shortly after. Parking is available in public lots at both beach areas. Ocracoke Lifeguarded Beach - Outer Banks of North Carolina Ocracoke Lifeguard Beach is part of the Cape Hatteras National Seashore and is operated by the National Park Service. Even in peak season, there’s plenty of room. Plus, there are lifeguards on duty during the day (between Memorial Day and Labor Day), ample parking, restrooms, outdoor showers, water fountains, a wheelchair-friendly beach access ramp, and a boardwalk to the beach. Need rental gear for the beach? Check out Beach Outfitters.

Northeast North Carolina

Outer Banks of North Carolina

History drips from the Outer Banks: Here, aviators Orville and Wilbur Wright took their famous first flight (at Kill Devil Hills), the pirate Blackbeard fought his last battle (at Ocracoke) and the mysterious Lost Colony disappeared (exactly where is anyone's guess, but it was last seen on Roanoke Island near Manteo). Yet this chain of barrier islands located off the coast of North Carolina – affectionately dubbed OBX – isn't just for history buffs. Fishing, windsurfing, and wildlife watching attract adventurous types as well. The Outer Banks' roughly 3,000 shipwrecks, explorable by snorkeling or scuba diving, earned it a reputation as "the graveyard of the Atlantic." Families gravitate toward the beaches, the mini-golf courses, and the North Carolina Aquarium at Roanoke Island. Each neighborhood has its own charm: Old lighthouses, rugged dunes, and secluded beaches in the south coupled with vacation rentals, water sports, and kitschy beach shops in the north all form a unique seaside destination. OBX is ideal for those looking to skip overly developed touristy towns and head straight for the unspoiled beaches. You won't find big nightlife, but you will find an abundance of natural beauty. Beaches are more populated during the summer months, but with so many destinations spread out along the barrier islands, you likely won't experience unmanageable crowds at any time of year.

]]> 8467 0 0 0 https://blog.roseandwomble.com/go-fish-great-fishing-places-in-the-hr-and-nenc/ Wed, 13 Jul 2022 12:36:29 +0000 https://blog.roseandwomble.com/?p=8631 Rules and Regulations Before you head off on your fishing adventure, be sure you have the legalities covered. The Virginia Department of Game & Inland Fisheries oversees licenses, etc., and their site has quite a bit of information. Some piers and boat-fishing excursions have you covered or offer licenses at the location. Depending on the type of water you’re fishing in, you may need a different license. My advice? Read the fine print or ask. You don’t want to turn a nice fishing day into a problem down the line. Currituck County's fishing license is dependent on the targeted area your fishing adventure will be hosted. The type of license will be contingent on the intention to fish in saltwaters or fresh water. An NC fishing license can be purchased online on the NCWRC's website at http://www.ncwildlife.org/, by telephone at 1-888-248-6834. Here are a few options in NENC to visit for your next fishing adventure or simply to enjoy the view

Fishing Charters and Excursions

Here are a few ideas to get you out on the sea and fishing for that big fish you’ve always dreamed of. There are many, many more charter companies than this, though. If you’ve loved one, let us know in the comments. AquaMan Sportfishing Charters offers an excursion where you walk onto a boat that hasn’t been filled. They also offer group rates like the others, but if you are just a single person wanting to go fishing, this may be more economical. The cleverly named E-Fishinsea group takes you deep sea fishing or inshore. The price covers your license. Matador Sport Fishing Charters has different experiences depending on what you’re into: wreck fishing, inshore fishing, shark fishing, or family charter fishing. Charter options are abundant as you move south from Currituck County into Dare County. Check out this extensive list of fishing charters found along the beautiful Outer Banks of North Carolina.

Chesapeake

Burnt Mills Reservoir is a lake full of many species of fish. This is a boat fishing area as no bank fishing is allowed, and you’ll need a boater’s license as well as a fishing license. Located in Chesapeake parallel to the foot of the Jordan Bridge, the Elizabeth River Park Fishing Pier offers lots of parking, a double wide boat ramp with docs, and a large picnic shelter. You’ll need a saltwater recreational fishing license to use this facility.

Hampton / Fort Monroe

For the love of all things cobia, you can fish Dandy Point Landing. Offering two double-wide ramps and a large parking lot, this is a popular spot for cobia anglers, though it also touts an abundance of others as well. Open 24 hours a day, 7 days a week, April through December (except in bad weather), you can fish the James T. Wilson Fishing Pier in Hampton. You can purchase a license at the pier, but if you already have the Virginia Salt Water Fishing License, you get a discount on the admission to the pier. You can even rent a rod at the pier if you don’t already have one. The Engineer Wharf Fishing Pier at Fort Monroe is a great place for striped bass, rock fish, and white perch. You’ll need a Virginia Saltwater Fishing License for this one, but it is open sunrise to sunset each day of the season.

Newport News

The James River Fishing Pier has various opening times, so be sure to check the website closely. Bait and tackle are available, and you don’t have to have a fishing license to use it. Located in Newport News Park, Lee Hall Reservoir, anglers can look for largemouth bass, black crappie, chain pickerel, bluegill, yellow perch, pumpkinseed, redear sunfish, and more. You can rent boats by day and there are different fishing fees depending on where in the Reservoir you’ll fish. The park itself is full of activities if you are with some non-fishers (including paddle boats, camping, trails, picnic shelters, and playgrounds.) The Newport News King-Lincoln Park Wavescreen Fishing Pier allows you to fish the James River and is open to the public from 7am to 10pm. There is no fee to fish, but you do need the Virginia Saltwater Fishing License.

Norfolk

Not as well seen for those who don’t live in the area, you can actually fish the Bill Harbert Fishing Pier in East Ocean View for free (though you need the saltwater fishing license). In addition to the pier itself, there is parking, a playground area, covered picnic tables, and fishing equipment.

In Norfolk, you can cast off at the Ocean View Fishing Pier. There is a restaurant on site with more limited hours, but the pier itself is open daily at 8am. This pier also offers rod and reel rentals.

Portsmouth and Suffolk

Bennett’s Creek Park offers many activities, including a crabbing and fishing pier. You’ll need a fishing license to fish off the pier or a boat here. Lake Cohoon may be located in Suffolk, but it is actually operated by the City of Portsmouth. This lake offers fishing for many types of fish. You’ll need a city permit to boat or fish here (from Portsmouth), but the permit will set you up for this lake as well as the city’s three other lakes: Lake Meade, Lake Kilby, and Speights Run. There is bank fishing in one area only. For the royal angler, Lake Prince is a pretty area in Suffolk where striped bass enjoy court. Other fish hanging out at the watery palace as well, and their website lists what kinds in which seasons. This is big for boat fishing, though there is a small bank fishing area. You can fish, go crabbing, participate in archery, canoe, and so much more at Lone Star Lakes Park. This park requires a freshwater license, and you can only shore fish in certain areas.

Virginia Beach

Lake Smith and Lake Lawson Natural Area offers boat ramps, fishing platforms, a playground, picnic shelter, restrooms, and more. Be sure to note the areas where fishing is allowed and where it isn’t, and you’ll need a Virginia Freshwater Fishing license. A popular place among the locals. For fishing on the bay, check out Lynnhaven Inlet Landing. There are boat ramps, restrooms (with showers!), and a vending area. You can pay a fee to cover the fishing license, but if you already have the saltwater recreational fishing license, you get a discount. It is open 24/7. If you love the Oceanfront, and you want to get some fishing in, head to the Virginia Beach Oceanfront Fishing Pier. The only access is from the boardwalk, so the parking isn’t as convenient as some of the others, but there is quite an assortment of fish. During the season, it is open 8am to 8pm (weather permitting), and you can rent gear there as well. If you want to get away from the main hustle and bustle of the Oceanfront Fishing Pier, head to Sandbridge Little Island Fishing Pier. This site is open all year long with varying hours depending on the season. There is paid-parking available as well as restrooms, beach access, sheltered picnic tables and grills, and a playground area.

Northeastern North Carolina

Poyner's Road Park has a boat ramp and picnic tables to break for lunch in Moyock, NC. Veteran's Memorial Park in Coinjock, North Carolina has a different appeal with a waterfront boardwalk fishing deck (no boat required), large pavilions with grills, a horseshoe pit, and a memorial with monuments in honor of US military veterans. This is a great choice for the whole family. Grab your fishing poles and gear and head out to a local fishing spot. Maybe even catch some dinner!

]]> 8631 0 0 0 https://blog.roseandwomble.com/how-buyers-can-win-in-2022s-spring-housing-market/ Wed, 06 Apr 2022 12:27:56 +0000 https://blog.roseandwomble.com/?p=9214 First steps Cheryl Talbot says - "Being patient is the first key. It seems this market is fueled by the amount of activity. so even though buyers see buyers coming and going through homes, don't let that be your guide to buying one. Waiting until the right one is there for you would be the best smart move. Also, if a buyer has the money to put over and above sales price, then the buyer has money to maybe get a fixer upper. Depending on what the fixer upper is and where is it might be the better move. That way they make it totally theirs with their taste and selections. A home that has been standing might be a better buy with a buyer getting more than the market will give right now. I've had it happen with a young buyer buying a home that needed some work. It had been on the market for several weeks. The buyer got a better price, closing cost and was able to have some repairs done from an inspection. It's all in what the buyer sees as value in the marketplace." Be realistic Carrie Long says - "Be realistic about what you CAN spend versus what you WANT to spend and effectively communicate that to your lender and your REALTOR. In most cases, sellers are looking for the deal that benefits them the most so do not be afraid to be creative with allowable incentives while keeping that offer as simple and straightforward as possible. If the seller cannot understand what you are offering, they will go on to the next possible contract!" Get creative Ashton Martino says - "Get creative with your offer. While cash is king, sellers sometimes appreciate other terms. For example, with an estate, the trustees may not want the hassle of clearing everything out. Offer for them to leave what they don’t want and clear it out yourself after closing." Another tactic is to contact the listing agent first to see what an ideal closing date would be for the sellers. It never hurts to be flexible with the closing date to entice sellers. Make your best offer In a seller’s market, you must come to the table with your highest and best offer, free of unnecessary contingencies. Raven McSwain says - "By writing the best offer you can first, and even if your offer isn't chosen you feel you gave it the best you could!" Karen Archbell says - "Be prequalified. Submit your financials, be prepared with submit a substantial earnest money deposit and if your are going to guarantee appraisal, have seasoned funds."]]> 9214 0 0 0 https://blog.roseandwomble.com/how-to-plant-a-low-maintenance-garden-to-increase-your-property-value/ Wed, 13 Apr 2022 12:28:01 +0000 https://blog.roseandwomble.com/?p=9220 Virginia is for outdoor lovers. But people who love the outdoors want to play in their backyard, not work in it. You can maximize the value of your property by minimizing the amount of work it needs. One easy way to do this is by creating a low-maintenance garden – one that oozes curb appeal to potential buyers. 

Plant It And Forget It

The plants that evolved here in Virginia thrive in Virginia with little to no attention. Utilize native plants like the Eastern shooting star or the mountain laurel. Native groundcover plants can also cut down on the square footage you have to mow. Common wild ginger and wild pink are two native plants you can plant and forget. 

And don’t forget about shrubs! They are easy to maintain and can really dress up the front of your home. High-tide bush is a native plant that’s also salt and hurricane-resistant - another excellent selling point for your home.

Plant trees

Trees add shade and offer a good return on investment. A 2010 study found that homes with street-facing trees sold for nearly $9,000 more and 1.7 days faster than those without trees. Trees also improve air quality and if positioned strategically, could lower energy bills – something you can boast about when you go to list the property. The American hazelnut, American maple and black gum trees are all fast-growing varieties native to Virginia and are virtually maintenance-free.

Mulching is a Must

A freshly mulched garden is a polished-looking garden. It’s also beneficial for the plants. Fresh mulch around trees and in flower beds will not only prevent weeds and diseases, but also retains moisture in the soil. If you’re stumped on what color mulch to choose – look at your roof shingles. Matching mulch to your home will pull the whole look together for some eye-catching curb appeal.

Container Plants

You don’t have to worry about weeding potted plants, and you can move them whenever you want. Used them to decorate the front porch or the back patio. You can plant dwarf-sized trees, flowers, or vegetables and fruits.

More Hardscaping, Less Mowing

More stone pathways cut down on the amount of grass. They also make it easier to reach your garden without trampling on the flowers. Concrete patios, stone walkways, and fire pits don’t have to be expensive and can add to your yard and garden’s appearance. A paved walkway to the door or an enhanced porch or patio means less upkeep and more time to enjoy. You can also go big with an outdoor kitchen. They are growing in popularity these days as homeowners look to expand their living space into the outdoors. Installing fancy appliances like a pizza oven or a smoker can be a great selling point to woo buyers – especially those who love to cook and entertain.

Spruce Up the Lawn

First impressions are crucial with would-be buyers - so surround your low-maintenance  garden with a low-maintenance lawn that’s lush and doesn’t require a lot of weekend care. Here in Virginia, we see a lot of tall fescue and Kentucky bluegrass – warm-season grasses that thrive in this humid, subtropical climate.

Even if you’re not ready to put your home on the market just yet, creating a low-maintenance garden adds personality and style – and property value. Landscaping is also more affordable and less time-consuming than a redo of the entire interior of the house. 

 

By Erin Langford 

Erin Langford is a home stager and landscape design writer. She loves entertaining and playing in her backyard, but she hates yard work. She recently expanded her patio and living room into one seamless area

]]> 9220 0 0 0 https://blog.roseandwomble.com/advice-for-first-generation-homebuyers/ Wed, 20 Apr 2022 17:35:20 +0000 https://blog.roseandwomble.com/?p=9227 1. Reach Out to a Real Estate Professional It’s important to reach out to a trusted advisor early in your homebuying process. Not only can an agent help you find the right home, but they’ll serve as your expert advisor and answer any questions you might have along the way. The latest Profile of Home Buyers and Sellers from the National Association of Realtors (NAR) surveyed first-time homebuyers to see how their agent helped them with their home purchase. Your agent is a great source of information throughout the process. They’ll help you understand what’s happening, assess a home’s condition, and negotiate a contract that has the best possible terms for you. These are just some of the reasons having an expert in your corner is critical as you navigate one of the most significant purchases of your life. Jackie Kretzer says, "First, CONGRATULATIONS! Next, be upfront about your expectations and priorities when discussing a real estate purchase so you that you get the experience you want. Share your level of knowledge with your Realtor so they can make sure to guide you in ways that suit your specific wants & needs. They will help you understand how realistic or difficult your expectations may be to meet, how to calm your concerns or share red flags as you move through what can potentially be a stressful process. We want you to enjoy homeownership and be confident on your path to that goal so this step is important!" 2. Do Your Research and Know What You Can Afford The second piece of advice for first-generation homebuyers is practical: do your research so you know what you can afford. That means getting your finances in order, reviewing your budget, and getting pre-approved through a lender. It also means learning the ins and outs of what it takes to pay for your home, including what you’ll need for a down payment. Many homebuyers believe the common misconception that you can’t purchase a home without coming up with a 20% for a down payment. On average, first-time buyers only put 7% down on their home purchase. That’s far less than the 20% many people believe is necessary. That means your down payment, and your home purchase, may be in closer reach than you realize. Keep that in mind as you work with a real estate professional to better understand what you’ll need for your purchase. Carrie Long says, "Know what your comfort level is financially before you shop! Also ensure you are engaging with professionals in the field: a good Realtor and a knowledgable loan officer. You will get a lot of unsolicited advice and you can find 1,000 different articles on the internet, but you need to align yourself with pros who understand your goals, are educating and informing of the process and are committed to you achieving your end goal!" 3. Don’t Lose Sight of What Home Means to You Finally, it’s important keep in mind why you’re searching for a home to begin with. Overwhelmingly, first-generation homeowners recognize the financial and non-financial benefits of owning a home. In fact, in a recent survey:

• 73% of first-generation homeowners say the safety and security homeownership provides is increasing in importance.
• Nearly two-thirds of first-generation homeowners say the importance of building equity in a home is growing more important as well.

If you’re a first-generation homebuyer, being prepared and working with a trusted expert is key to achieving your dream. Connect with a real estate professional in your local area today to get started on your path to homeownership.]]> 9227 0 0 0 https://blog.roseandwomble.com/5-reasons-to-check-your-credit-annually/ Tue, 26 Apr 2022 18:10:20 +0000 https://blog.roseandwomble.com/?p=9231 So first of all, what is a credit report? A Credit Report is a complete report on your history of paying bills and debts, which ultimately summarizes your financial reliability. A credit report:

• May include credit cards, credit agreements, mortgages, and student loans.
• Will list how much is owed and how long each account has been open, if payments have been paid on time, and how often you make payments.
• Will show public records, such as collections and bankruptcy filings.

You might think that you have your credit score nailed down by tracking your credit information through online sites like Credit Karma. While these sites can be helpful to monitor credit updates and use as a gauge, it’s important to know that the score you see on these sites is just an estimate and is likely to vary from the score that your lender will use. Why? First of all, Credit Karma only pulls from two of the three major credit reporting bureaus, TansUnion and Equifax, while leaving out credit reporting information from Experian. Credit Karma also uses VantageScore as its credit score model, which can vary widely from the more common credit scoring model, FICO. Many consumers are surprised to see that the credit score pulled by their lender is actually lower than what they see on Credit Karma, which can be extremely disappointing when going through the mortgage process. Another reason the score that your lender pulls will be different than that on Credit Karma: your lender uses a special score that is developed specifically for the mortgage industry. These are all reasons why it is critical to check your credit report instead of relying solely on credit monitoring sites. Here are 5 Reasons to Check Your Credit Reports:

1. There’s no cost to you—Under the Fair and Accurate Credit Transactions Act of 2003, you have the right to view your report from each of the three major credit reporting bureaus (Experian, TransUnion, Equifax) once a year. It’s free, typically takes less than 15 minutes and it won’t negatively affect your credit. To view your free reports, visit AnnualCreditReport.com. You can opt to pay for your credit score if you’re curious.
2. Let’s you know where you stand—Eventually, it’s likely that you’ll need credit to purchase a car or a house, so it’s important to understand what you have on your credit report. Even if you’re signed up for credit monitoring sites, you might not be getting a complete and accurate depiction of your credit history because most credit monitoring sites do not pull from all three of the major credit reporting bureaus. Checking each of your credit reports is the only way to truly know where you stand.
3. It can help you detect and dispute other errors—Your report could include information from someone else’s report, or it could contain other inaccuracies that were added to your report by mistake. Checking your credit report will help you identify these mistakes and give you the opportunity to dispute and correct the mistakes. Disputing inaccuracies can take weeks to correct, so it’s important to resolve these issues immediately.
4. It could help you catch identify and credit card theft early on—Checking your credit report can help you identify if someone is using your social security number to apply for credit or uses your credit cards as a form of payment. If you notice an unfamiliar inquiry or account when checking your credit, you can call the issuer to figure out why it’s on your report. If it is fraud, you should:

1. • Notify social security that your social security has been compromised
   • Notify the police of your stolen identity and file a police report
   • Write a letter to the creditors disputing the fraud and ask them to remove fraudulent information
   • Call the credit bureaus and ask them to place a fraud alert on your files

5. It will help you build a confident financial future—Understanding your credit can help you save money and hassle in the long run. By making sure everything looks ok or resolving issues early on, you can feel comfortable and confident when it comes time to apply for a loan. There will be no need to scramble to resolve issues in a hurry, and you can rest assured that you won’t have to pay extra money in interest due to bad credit.

Have questions or need credit advice? At TowneBank Mortgage, we have a team of dedicated Credit Enhancement Specialists that work to get your credit score as high as possible so that you can have access to more loan products and better interest rates. Reach out to your local loan officer and see how they can help you today. The information contained herein (including but not limited to any description of TowneBank Mortgage, its affiliates and its lending programs and products, eligibility criteria, interest rates, fees and all other loan terms) is subject to change without notice. This is not a commitment to lend.]]> 9231 0 0 0 https://blog.roseandwomble.com/eco-friendly-lawn-care/ Thu, 05 May 2022 12:11:58 +0000 https://blog.roseandwomble.com/?p=9236

Proper lawn care is an easy way to help protect our natural waterways. With these Eco-friendly tips, your lawn can turn out stronger and healthier.

Do let your lawn go without water during short, dry spells. Grass plants are especially resilient at going dormant for a short period of time until natural rain returns. Do use rainfall to water lawn and landscape. Most areas receive enough natural rainfall to support plant growth without supplemental watering or the use of lawn sprinklers.

Do prevent soil erosion by keeping a small patch of unmowed, unfertilized land next to any water’s edge

Don’t dump clippings or waste into sewers or waterways, or onto hard surfaces. Don’t forget to sweep clippings, leaves and excess product back onto your lawn. Don’t neglect to make the best use of your home’s gutters. Redirect downspouts to water lawns, gardens, and to fill rain barrels. Don’t water before heavy rainfall or forecasted rain.

]]> 9236 0 0 0 https://blog.roseandwomble.com/struggling-to-find-a-home-to-buy-new-construction-may-be-an-option/ Wed, 11 May 2022 12:37:47 +0000 https://blog.roseandwomble.com/?p=9240 The Pros of Newly Built Homes First, let’s look at the benefits of purchasing a newly constructed home. With a brand-new home, you’ll be able to: 1. Create your perfect home. If you build a home from the ground up, you’ll have the option to select the custom features you want, including appliances, finishes, landscaping, layout, and more. 2. Cash-in on energy efficiency. When building a home, you can choose energy-efficient options to help lower your utility costs, protect the environment, and reduce your carbon footprint. 3. Minimize the need for repairs. Many builders offer a warranty, so you’ll have peace of mind on unlikely repairs. Plus, you won’t have as many little projects to tackle. 4. Have brand new everything. Another perk of a new home is that nothing in the house is used. It’s all brand new and uniquely yours from day one.

The Pros of Existing Homes

Now, let’s compare that to the perks that come with buying an existing home. With a pre-existing home, you can: 1. Explore a wider variety of home styles and floorplans. With decades of homes to choose from, you’ll have a broader range of floorplans and designs available. 2. Join an established neighborhood. Existing homes give you the option to get to know the neighborhood, community, or traffic patterns before you commit. 4. Appreciate that lived-in charm. The character of older homes is hard to reproduce. If you value timeless craftsmanship or design elements, you may prefer an existing home. The choice is yours. When you start your search for the perfect home, remember that you can go either route – you just need to decide which features and benefits are most important to you. Working with the guidance of your trusted real estate advisor will help you make the most informed and educated decision, so you can move into the home of your dreams. If you have questions about the options in your area, contact Rose & Womble New Homes to discuss what’s available and what’s right for you.   Source]]> 9240 0 0 0 https://blog.roseandwomble.com/how-much-downpayment-do-i-need-to-buy-a-home/ Mon, 16 May 2022 18:05:07 +0000 https://blog.roseandwomble.com/?p=9246 First of all- what is a down payment?  It’s the percentage of your home price that you will pay upfront. Your downpayment represents the initial amount of equity—or ownership—that you will have in your home. So, if you’re putting 10% down on a $200,000 home, your down payment will be $20,000. Sound like a lot of money? The good news is that many loan programs allow you to put much less than 10% down on a home. Each loan program will have its own downpayment requirements: FHA- Backed by the Federal Housing Administration, the FHA requires as little as 3.5% down. VA- Backed by the U.S. Department of Veteran Affairs, these loans are for qualified current, retired and reservist military members (and some surviving spouses) and typically do not require a downpayment for homes that do not exceed the VA limit. USDA- Backed by the U.S. Department of Agriculture, these loans are for rural and suburban home buyers and also start at 0% down. Conventional- While down payment requirements for Conventional loans differ from lender to lender, we offer Conventional loans starting at just 3% down. This amount may increase depending on your home’s purchase price, the purpose of purchasing the home (primary residence, secondary residence/vacation home, or investment property), your credit score, etc. While these loan programs may not always require a 20% down payment, you will be required to pay private mortgage insurance if you put less than 20% down—unless you are using a VA Loan. The private mortgage insurance will protect the lender on their investment in case you are not able to make your monthly payments, and in some cases can be removed once you reach a certain amount of equity in your home. So how much should you put down? This is completely dependent on your situation. Your loan officer can help ask all the right questions to determine what makes sense for you. Just as a general rule of thumb, for every $10,000 you put down, you’re only saving about $50 per month on your mortgage. While some buyers want their monthly payments to be as minimal as possible, others may feel more comfortable paying a little more each month knowing that they have wiggle room in their savings account. What else can I do to get myself ready to buy? Before you meet with your loan officer to start the process, there are a few things you can do:

1. Renting for at least 12 months before you buy a home looks good to an underwriter. It shows you can handle a mortgage payment each month.
2. It’s also important to show you are responsible by paying your credit card and other bills on time.
3. At any point in the home buying process, you can always call your local loan officer to get tips and information. They're here to help.
4. The TowneBank mortgage app is a great way to stay up to date on the loan process and calculate your payments. You can download it in the app store by searching TowneBank Mortgage in the app store.

]]> 9246 0 0 0 https://blog.roseandwomble.com/how-to-make-your-backyard-staycation-ready/ Wed, 25 May 2022 14:16:58 +0000 https://blog.roseandwomble.com/?p=9253 Landscaping Upgrade- Return on Investment: 83%. By mulching flower beds, installing stone planters and flowering shrubs, and adding a stone walkway, you will add personality to your property while improving the aesthetics. New Patio- Return on Investment: 67%. Adding a concrete paver patio can add usable living space to your home, increasing its function and livability and allowing you to enjoy more time spent outside. New Wood Deck- Return on Investment: 80%. Not only does a deck add more functioning space to a yard, but it is also a great selling point for buyers of all price points. Outdoor Kitchen- Return on Investment: 71%. Install an inset grill, stainless steel drawers, an ice chest, and countertop to create an outdoor cooking space. This project is a great selling point for buyers of upscale houses. Fire Feature- Return on Investment: 67%. Fire Pits are great for outdoor entertaining, especially gas burners, due to their ease of use. Other ideas to turn your backyard into your personal oasis: Ensure there is plenty of seating: A deep seating set or some lounge chairs can go a long way in creating a space that you want to hang out in. You could even add a hammock for maximum relaxation. Create some shade: The easiest way to do this is to add an umbrella. You could also create a gazebo, awning, or plant some trees. Add a hot tub: With a hot tub, you can relax in your yard all year round. Yard games, anyone? If you're tired of sitting around and just relaxing…try playing a few yard games. Croquet, badminton, cornhole, and bocce ball are a few games to consider. Don't forget the lighting: Lighting can go a long way in setting the mood, plus it will allow you to enjoy your yard after the sunsets. Source]]> 9253 0 0 0 https://blog.roseandwomble.com/build-your-emergency-hurricane-supply-kit/ Wed, 01 Jun 2022 13:01:58 +0000 https://blog.roseandwomble.com/?p=9264 The Atlantic hurricane season runs from June 1 to November 30. If you have lived in the Hampton Roads or Northeast North Carolina over the past few years, you've experienced hurricane season. Being prepared now can help you and your family survive on your own for a few days. A disaster supplies kit is a collection of basic items your household may need in the event of an emergency.

• Water - One gallon per person, per day (for drinking and sanitation)
• Food -Non-perishable, easy-to-prepare goods
• Battery-powered or hand-crank radio and an NOAA Weather Radio with tone alert
• Flashlight
• Extra batteries
• Medications (7-day supply)
• Whistle (to signal for help)
• First aid kit
• Family & emergency contact information
• Sanitation/personal hygiene items (including moist towelettes, garbage bags & plastic ties)
• Wrench or pliers (to turn off utilities) and a multi-purpose tool (Swiss Army knife)
• Manual can opener for food
• Cell phone with charger and a backup battery
• Copies of personal documents:
• Medical Information
• Proof of Address
• Deed/Lease to Home
• Identification (Birth Certificates/passports)
• Insurance policies, etc.
• Cash (ATMs & card readers might be inoperable)
• Plastic sheeting & duct tape to shelter-in-place
• Extra fuel for generator and car
• Local maps

* 3-day supply for an evacuation / 2-week supply for home Additional supplies to consider adding based on your needs:

• Non-prescription medications (pain relievers, anti-diarrheal, antacids, etc.)
• Complete change of clothing and sturdy shoes
• Prescription eyeglasses and contact lens solutions
• Sleeping bag or warm blanket for each person
• Infant formula, bottles, diapers, wipes, and diaper rash cream
• Mess kits, paper cups, plates, paper towels, and plastic utensils
• Food & water for your pet(s)
• Books, games, puzzles, or other activities for children
• Matches in a waterproof container
• Paper and pencil

To assemble your kit, store items in airtight plastic bags and put your entire disaster supplies kit in one or two easy-to-carry containers such as plastic bins or a duffel bag. Sources | www.fema.gov • www.ready.gov]]> 9264 0 0 0 https://blog.roseandwomble.com/benefits-of-a-co-signer-on-your-mortgage/ Wed, 22 Jun 2022 13:54:02 +0000 https://blog.roseandwomble.com/?p=9281 Advance Financial Group shared the benefits of co-signers on a mortgage. If you’re looking to purchase a home or refinance on your current home, you might have concerns about qualifying due to employment, income, debt, credit, or other factors. Depending on your situation, having a co-signer on your mortgage could help you meet certain qualification standards. How could a co-signer help you qualify?  A co-signer acts as a guarantor on the loan and does not make monthly payments but promises to assume the responsibility of the loan if the occupant does not make the monthly payment. In some instances, having a co-signer on your mortgage can make the qualification process easier. Co-signers differ from a co-borrower in that the co-signer does not appear on the property’s title, whereas a co-borrower does, even if they do not occupy the property. Here are a few reasons why having a co-signer could help you qualify: Credit requirements. If you have less than stellar credit, a co-signer with good credit can help the bank feel more confident that the mortgage will be paid back, raising your chances of qualification. Income requirements. A lender carefully measures your income and debts when evaluating how much you can borrow. If you have a lower income or significant debt, a co-signer can help you qualify for a larger loan. Just a reminder, you should always feel confident that you can comfortably cover your monthly payments, even if you have a co-signer on the loan. Smooth out employment gaps. If you have not been employed steadily for the past two years, are self-employed, or recently switched jobs, a lender might be wary of your income stream. A co-signer with a strong employment history will give the lender peace of mind that income will remain steady enough to pay back the loan. Why should you agree to co-sign on someone's loan? Often family members will co-sign on a loan for family members who they believe can make the monthly payments but need help qualifying. Whether they have student-loan debts, have just started their career, or are self-employed, co-signing on a loan can help the primary borrower the opportunity to build equity and create a positive credit history. Potential co-signing drawbacks: It is important to remember that the co-signer and the occupant will be equally responsible for the repayment of the loan in the eyes of the law. Suppose the primary borrower cannot make the monthly payment. In that case, the non-occupant co-signer will be responsible for paying the total amount or risk a credit hit, late payment fees, or other possible consequences. If you decide to co-sign on someone’s loan, there are several ways to help protect yourself from any slipups that might make you weary of co-signing, such as: •    Asking the primary borrower to attend a class on homeownership •    Asking for access to the borrower’s online mortgage statements •    Asking to receive notifications when payments are becoming due or are past due •    Having an open line of communication to discuss the possibility of a missed payment Need more information? Talk to a loan officer today. Advance Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Advance Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.  ]]> 9281 0 0 0 https://blog.roseandwomble.com/virginia-beach-to-the-obx-all-the-must-see-destinations-along-the-way/ Wed, 29 Jun 2022 13:42:58 +0000 https://blog.roseandwomble.com/?p=9296

Enjoy the Journey – Great Places to Stop on the Way to the Outer Banks

While living in Hampton Roads offers its own gorgeous beaches and shorelines, sometimes it is nice to get away from the hustle and bustle to see the Atlantic from a new perspective. When you need to take a break, the Outer Banks is a popular destination to relax in the summer months. As someone once said—life is about the journey, not the destination. On your way to the Outer Banks why not stop and see the views, there are a plethora of places that you can enjoy. 

Outer Banks Here We Come—South on the Caratoke Highway

Heading to the Outer Banks there are a whole bunch of hidden treasures just waiting for you to dig them out! 

Currituck Welcome Center

Just across the VA border is the Currituck Welcome Center in Moyock. Immediately you will be able to find some of that good old-fashioned southern hospitality. The friendly workers at the Welcome Center are an open group, ready to tell you all about the best summer sweet corn and melons. Plus, you can find brochures and flyers for local attractions and businesses to stop and visit. 

Powell’s Roadside Market

Further down the Caratoke highway, you can find Powell’s Market. Filled to the brim with fresh and local fruits and veggies, you can stop by for a little road trip snack. Powell’s market also sells jams, sauces, salsas, and anything pickled—from eggs to watermelon rind. With signs announcing its arrival for miles—you absolutely cannot miss this place.

Morris Farm Market

Alcohol, live music, and food trucks—oh my! You can find it all and more at the Morris Farm Market. Morris Farm is a local farm owned by the Morris family that offers fresh produce, pies, fruit bread, wine, jams, pickles, relishes, and other products. Stop by their picnic area to let your dog out and enjoy a little time out of the car. 

Roberts Ridge Farm

Remember that sweet corn we mentioned? Well, get ready to jump off the highway! When you see a sign for 158 (i.e. Shortcut Road), take it. Down the road, is a local treasure selling the best sweet corn in Currituck County—Roberts Ridge Farm. With fresh corn and melons picked every day, it is worth the extra time to find it.

Digger’s Dungeon—Home of Gravedigger

If you have a kid (or kid-at-heart spouse) you will have to stop at Digger’s Dungeon. Home of the famous monster truck Gravedigger, this place has a diner, a market, and photo opportunities with Gravedigger and other Monster Trucks.

Grandy Greenhouse & Farm Market

Pack a cooler if you want to stop at Grandy Greenhouse and Farm Market! The produce is always fresh and delicious and perfect for beach sandwiches. Grab some extra and stuff them in a cooler for a beach day during the week. Plus, Allie’s Frozen Yogurt has delicious fresh fruit flurries. 

H2OBX Waterpark

New to the area is the H2OBX waterpark! A hit with kids and adventurous parents, this waterpark is perfect for families looking to add a few thrills to their beach vacation. With an 8-day vacation pass at $49.99 per person, you can pop over the bridge and have multiple days of fun. (according to the website June 2022)

Carolina Charm Plants and Gifts

If you are looking to provide a lovely abode for local wildlife, stop by Carolina Charm Plants and Gifts for birdhouses, bat houses, and beehouses. Not only will you be helping the wildlife, but you will be helping a local business. Plus, they sell a variety of outdoor gifts such as flowers, plants, birdfeeders, and more. 

There’s No Place Like Home—North on Caratoke Highway

Your beach vacation is over and it’s time to head on home to Hampton Roads. Let the vacation vibes linger and stop to shop and eat along the way.

Simply Southern Kitchen

Order up a traditional southern lunch at Simply Southern Kitchen. This restaurant prides itself on good, down-home food, like fried chicken, pork chops, jumbo shrimp, mac and cheese, collards, corn on the cob, and hush puppies.

Lammers Stained Glass Gifts & Antiques

Looking for a trinket to bring home from your vacation? Find something unique at Lammers Stained Glass Gifts and Antiques. Owned by the Lammers, this shop is located in the Historic Grover Cleveland Newbern House. Hidden within the cracks and corners of the gorgeous home are a variety of antiques and vintage gifts. You can find stained glass, food, quirky kitchen utensils, vintage comic books, posters, vinyl records, license plates, seashells, pottery, driftwood, seashells, antique gumball machines, and loads more!

Sanctuary Vineyards

Want to keep the party going? Stop at Sanctuary Vineyard on your way home. This vineyard offers wine tasting, live music, and fun events all located in a chic converted barn. What more could you ask for?

Cotton Gin and Thyme & Tide Café

Owned by the same family as Sanctuary Vineyard, the Cotton Gin in Jarvisburg is one of four locations. Cotton Gin is a delightful gift shop offering top brands and cute Scout bags. Plus, if you need a little snack the Thyme & Tide Café within Cotton Gin is open until 6 pm during the summer. 

Cindy’s Kitchen

Raise your hand if you have a sweet tooth. Cindy’s Kitchen is about to become your favorite stop on this list. Not only do they carry salads, soups, and other yummy foods, they are famous for their 12-layer chocolate cake. Not a cake person? They also have cookies, pecan bars, pies, banana pudding, and fresh apple crumble. 

Currituck BBQ Company

A hop, skip, and a jump away from Cindy’s Kitchen is the Currituck BBQ Company. As any true Carolinian will tell you, real BBQ is filled with vinegar. From their brisket to their pulled pork, the Currituck BBQ Company is good BBQ. Grab a sandwich and eat in the convenient pavilion outside, or eat it in the cozy restaurant inside—no matter where you eat it, it’s gonna be good.

Southland Trading Center

Finally, right before you reach the Virginia border, stop at the Southland Trading Center. Established in the early 70s, this trading center prides itself on true southern hospitality. They have everything—a tobacco and vape Outlet, a full-service family restaurant, a fast-bite Snack Bar, an old-fashioned General Store, and an Artisan Gift Shop. With the range of products and goods available, you will want to make this your last stop on the way home!

Home At Last

You’ve crossed the Virginia line and you’re home at last. Your cooler is probably filled to the brim with desserts, fresh produce, jams, and other goodies. Your stomachs are full of delicious BBQ and wine, and your memories are filled with good times, sunshine, and friendly company. Now all you have to do is sit back, relax, and do it all again next year.   ]]> 9296 0 0 0 https://blog.roseandwomble.com/5-home-maintenance-skills-every-homeowner-should-master/ Tue, 05 Jul 2022 21:31:39 +0000 https://blog.roseandwomble.com/?p=9303 Like it or not, owning a home requires constant upkeep. While there will be many times when you'll want to give a plumber, contractor, or other specialists a call, it pays to master a few home maintenance skills yourself to save time and money.

Here are a few basic tasks every homeowner should master.

1. Changing Your Air Filters

HVAC systems use filters to trap dust and pollen, preventing these pollutants from spreading throughout your home. Changing your air filters quarterly will keep your system running smoothly and help cut your energy bills.

2. How to Caulk

Caulking is a simple task that helps keep air and water at bay. Remove old caulk with a utility knife and make sure your surface is clean and dry. Cut the nozzle of the caulk tube about ¼ inch from the end for the perfect-size bead. Use even pressure when applying and smooth the line with a wet finger.

3. Resetting a Circuit Breaker

When a circuit breaker becomes overloaded, it "trips" or stops supplying power to that area. Restoring power is as simple as flipping the designated circuit breaker switch or hitting the 'reset' button on a grounded outlet (typically located in areas close to water like kitchens and bathrooms).

4. Shutting Off Your Water

Water can lead to major damage in your home, so in the event of a leak or a burst pipe, you'll want to be able to shut off your water quickly to avoid costly repairs. Have a home inspector, plumber, contractor, or knowledgeable friend help you locate and tag your home's main water valve.

5. How to Clean Your Gutters

Clogged gutters can cause damage to your home's siding and foundation, so it's important to clean them at least once a year. Use your hand, a gutter scoop and/or trowel to remove twigs, leaves, and gunk starting near downspouts. Finish by flushing the remaining debris with a garden hose.

Sources | www.trulia.com• www.realtor.com

 ]]> 9303 0 0 0 https://blog.roseandwomble.com/wait-for-home-to-close/ Tue, 26 Jul 2022 22:53:16 +0000 https://blog.roseandwomble.com/?p=9316 Homebuying involves a lot of “hurry up and wait” intervals, especially during the closing process. On average, it takes 49 days to close on a home. So, if you’re a first-time buyer, you’re probably curious what you can do during this lull while the transaction gets buttoned up.   We recommend waiting until most of your contingencies (things like the home inspection and appraisal contingencies) have been removed before you, say, enroll your kids in school or put down deposits on contract work.

Research contractors

If you are planning a complete renovation or would like a few small repairs to your home after you close, start looking for contractors and companies now.  If the sellers are open to it, you can request to have a visit with your contractor so you can get a head start on getting some estimates on repairs, window treatments, flooring, painting, etc. 

Call the locksmith

Nothing more exciting than getting the keys to your new place! Too bad those keys are about to become obsolete. No matter how trustworthy the previous owners may seem, you certainly don’t want them holding on to some spare master key that can access your new home. Book the locksmith as close to your move-in date as possible so it’s one less thing you’re stressing about the first night in your new place.

Switch the utilities over

This one is easy to forget about, but gas, electric, and cable (and phone if you still have a landline!) all need to be switched over. Make the call at least two weeks ahead of time to switch them to your name on the day of closing. 

Have your home insurance policy scheduled

Start getting quotes from different insurers and compare policies. Choose a provider and get coverage that begins on the day of closing the mortgage. If you are getting a loan on your house, your lender will verify you have property insurance in place. 

Schedule movers

Once you have that closing date in hand, schedule the movers. If you’re changing addresses during a busy moving month (e.g., June or September), the choice companies tend to book up quickly; if you’re planning on doing the transport yourself, you still need to book a rental truck and any additional equipment.  Adopted from Apartment Therapy]]> 9316 0 0 0 https://blog.roseandwomble.com/how-rising-rates-impact-you/ Wed, 10 Aug 2022 13:22:16 +0000 https://blog.roseandwomble.com/?p=9325 With the interest rates inching up this year, you may be questioning the timing of your home search. Even though you may be tempted to put your plans on hold in hopes that rates will fall, waiting will only cost you more. Mortgage rates are forecast to continue rising in the year ahead. If you’re thinking of buying a home, here are a few things to keep in mind so you can succeed even as mortgage rates rise.

How Rising Mortgage Rates Impact You

Mortgage rates play a significant role in your home search. As rates go up, they impact how much you’ll pay in your monthly mortgage payment, which directly affects how much you can comfortably afford.  With mortgage rates on the rise, you’ve likely seen your purchasing power impacted already. Instead of delaying your plans, today’s rates should motivate you to purchase now before rates increase more. Use that motivation to energize your search and plan your next steps accordingly. The best way to prepare is to work with a trusted real estate agent now. A Realtor® can connect you with a trusted lender, help you adjust your search based on your budget, and make sure you’re ready to act quickly when it’s time to make an offer. Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. Work with a Rose & Womble Realtor® to understand your budget and how you can be prepared to buy your home before rates climb higher. Source: Keeping Current Matters]]> 9325 0 0 0 https://blog.roseandwomble.com/football-season/ Tue, 06 Sep 2022 19:23:34 +0000 https://blog.roseandwomble.com/?p=9373 Whether you get into the game every week, or you're just there for social interaction, football season offers the perfect opportunity to gather with friends and family to root for your favorite team and devour delicious homemade appetizers!

1. Allow for steady traffic flow

If you plan on turning your home into the ideal viewing space for Sunday football, that means your invite list will likely be hefty. To ensure your space doesn't cramp guests, talk to your personal decorator about arranging the furniture in a way that creates a steady flow of traffic. He or she will lay out your space to maximize comfort, style, and functionality in equal measure.

2. Consider seating arrangements

There's nothing more embarrassing than hosting a party without considering the amount of seating you'll need to accommodate your guests. A large sofa and one chair in the family room aren't going to cut it. Investing in more chairs, and possibly even a sectional, is a smart decision and can prepare you for parties in the future.

3. Light the room accordingly

Depending on what time of day your home team plays, you'll need to adjust the lighting in the room accordingly. If you plan on watching football in the early afternoon, make use of the natural lighting in the family room, or light a few tableside lamps. If your team is playing past sunset, make sure you have enough fixtures, combined with overhead lighting, to keep the space well-lit.

4. Provide enough table surfaces

Some of your guests are looking forward to football, while others are strictly there for the snacks and beverages. Provide enough table surfaces to accommodate your friends and family from the time they arrive until the moment your home team scores the winning touchdown. Source | decoratingden.com/blog]]> 9373 0 0 0 https://blog.roseandwomble.com/curious-to-see-what-suffolk-va-has-to-offer/ Mon, 12 Sep 2022 17:30:04 +0000 https://blog.roseandwomble.com/?p=9377 Suffolk is one of the biggest of the seven cities of Hampton Roads, and is home to Mr. Peanut, the mascot of Planters Peanuts! The city of Suffolk became an independent city in 1906 and was named after the city of Suffolk, England in 1742. In addition to being one of the biggest peanut processing centers, Suffolk serves as a primary railroad and highway transportation hub.  Employers If you are interested in living in Suffolk, here are the largest employers and corporations in the city! In addition to agriculture and manufacturing, there is also a large hospitality and retail sector. Many companies have called Suffolk home for many years, including Lipton Tea, Lockheed Martin, Planters Peanuts, QVC, Unilever, and Raytheon!  Communities Several beautiful communities line the streets of the city of Suffolk, including Burbage Grant and Pitchkettle Farms! Governors Pointe is another fantastic Suffolk community that embraces the natural beauty surrounding it. With its location along the banks of the Nansemond River, many rivers and marshlands are bound to charm you. Looking to purchase your forever home in Suffolk? Click here to view all available home listings in the area! Events and Activities If you’re looking for fun there are many attractions and events for everyone to enjoy in Suffolk! Many exciting events occur in the city throughout the year, including the Suffolk Peanut Festival, Taste of Suffolk Downtown Street Festival, Nansemond Indian Tribal Pow-Wow, and Suffolk Farmers Market.   The Suffolk Center for Cultural Arts is an impressive structure and is mainly used for educational events for Suffolk citizens! The center also hosts concerts and theater productions!  The city offers many immersive experiences regarding its culture and contemporary life. One of these examples is the Riddick’s Folly House Museum, a historic Greek revival home used in the Civil War by the Union Army! For even more history, the Glebe Episcopal Church located in North Suffolk would be an awesome visit. The Glebe Episcopal Church was named Bennett’s Creek Church and was established in 1642. The church was seen as an act of defiance to the British, playing a small role in inspiring the American Revolutionary War. The church was listed on the National Register of Historic Places in 1973!  Food and Entertainment Looking for food and entertainment? Check out this blog post for the best restaurants and nightlife in Downtown Suffolk!]]> 9377 0 0 0 https://blog.roseandwomble.com/slideshow/ashville-parkrainer-village/ Thu, 04 Jun 2015 16:45:24 +0000 http://newblog.roseandwomble.com/?post_type=slideshow&p=5269 5269 0 0 0 https://blog.roseandwomble.com/slideshow/grassfield-meadows/ Mon, 15 Jun 2015 16:01:08 +0000 http://newblog.roseandwomble.com/?post_type=slideshow&p=5356 5356 0 0 0 https://blog.roseandwomble.com/slideshow/river-bluff/ Fri, 17 Jul 2015 15:16:36 +0000 http://newblog.roseandwomble.com/?post_type=slideshow&p=5533 5533 0 0 0 https://blog.roseandwomble.com/slideshow/2015-tides-game/ Tue, 28 Jul 2015 16:11:06 +0000 http://newblog.roseandwomble.com/?post_type=slideshow&p=5584 5584 0 0 0 https://blog.roseandwomble.com/?post_type=tt_font_control&p=6034 Tue, 13 Oct 2015 21:08:49 +0000 http://newblog.roseandwomble.com/?post_type=tt_font_control&p=6034 6034 0 0 0 https://blog.roseandwomble.com/slideshow/2015-turkey-brigade/ Tue, 24 Nov 2015 21:17:05 +0000 http://newblog.roseandwomble.com/?post_type=slideshow&p=6307 6307 0 0 0 https://blog.roseandwomble.com/slideshow/2016-trivia-challenge/ Tue, 29 Dec 2015 15:42:20 +0000 http://newblog.roseandwomble.com/?post_type=slideshow&p=6473 6473 0 0 0 https://blog.roseandwomble.com/helpful-tips-for-moving-with-pets/ Mon, 12 Sep 2022 17:56:21 +0000 https://blog.roseandwomble.com/?p=9383 Moving is always exciting! But for pets, it can be extremely stressful. Moving with pets can be successful and stress-free when using these friendly tips during all stages of your move.  This guide can assist with the transition of a move with your beloved pets by making an effort to maintain routines and provide a safe comfortable environment.  Preparing Your Cat For A Move As independent as your cat may seem, a move to a new house can be confusing for any domestic animal. The SPCA suggests introducing a pet carrier or having one available because your kitty has the opportunity to see a comfortable familiar space to relax. Be sure to place a couple of treats and toys to form a positive association with their crate. Also, take a couple of trial rides to get them familiar with the sights and sounds in the car.  Your cat may be eager to start an outdoor adventure in their new neighborhood, so have a collar on them at all times. [caption id="attachment_9391" align="alignright" width="200"] the dog sits in the car on a protective cover[/caption] Preparing Your Dog For A Move Outside walks with your dog are likely their favorite activity! You should slowly introduce your furry companion to the new neighborhood so they can become comfortable. In the days and weeks leading up to the move, consider walking in the new area! You may also like to discover your new dog walk route before the move. It's a win-win.  Make Arrangements Ask a friend if they’re available to keep your furry relative on moving day, or reserve a day with a daycare center for pets. Understandably this may not be an option, so here are a few tips to make your move a success for the whole family.  Overnight Kit This will make it easy for you to locate the necessities for your pet to maintain your normal routine as close as possible. Place things like food, dog bags, leashes, toys, litter, and anything else you know will be used in the first night or two.  Contact Your Vet If you are relocating and likely going to be using a new veterinarian, contact your local vet to collect all the records including medical and vaccine history. They may suggest a new veterinarian in the area you are moving to. Be sure to ask for any recommendations on choosing your next vet. Transport This is a new neighborhood, so be cautious the animals have their collars with ID tags, and leashes are securely fastened before exiting the vehicle. If you are using a crate to transport, you will want to keep the door latched until walking inside a secure location of the home. Minimize the opportunity for your pet to get lost or go exploring in your new neighborhood as you are moving. ]]> 9383 0 0 0 https://blog.roseandwomble.com/fun-fall-events-in-hampton-roads-and-ne-north-carolina/ Thu, 15 Sep 2022 15:28:11 +0000 https://blog.roseandwomble.com/?p=9406

Hampton Roads

 

• Hunt Club Farm Harvest Fair- Virginia Beach, VA

Hunt Club Farm offers something for everyone, from young to old, and in between! At the Hunt Club Farm’s Harvest Fair, kids can jump into a HUGE straw pile, ride a pony, take a hayride, enjoy the carnival rides, and listen to DJ music on the weekends. There’s something fun for everyone! List of Activities:

• Farm Tour Hayride
• Petting Farm
• TreeWalk Adventure
• Fun Photo Ops
• Pumpkin Patch
• Ferris Wheel

If you're looking for a much spookier experience, you might want to stick around the farm after the sun goes down! Haunted Hunt Club Farm features 4 haunted experiences:

• Terror Town
• Death Alley
• Forbidden Fields
• Village of The Dead

 

• Town and Treat- Virginia Beach, VA - October 23rd, 2022

Town Center of Virginia Beach will host their annual Halloween event “Town and Treat” on Saturday, October 23 from 10:00 AM – 2:00 PM. Come dressed in your best costume and enjoy free, family-friendly activities like “trick or treating” at select Town Center businesses, interactive activity stations, roaming characters, costume contests, and more! Participating Stores:

• APEX Entertainment – Upper Fountain Plaza
• The Art Institute of Virginia Beach – 4500 Main Street, Suite 200
• California Pizza Kitchen – 200 Central Park Avenue
• Cantina Laredo – 4505 Commerce Street
• The Cheesecake Factory – 265 Central Park Avenue
• Cold Stone Creamery – 228 Central Park Avenue
• Dogtopia of Town Center – 4546 Columbus Street
• Einstein Bagels – One Columbus Center, Suite 104
• Fidelity Investments – 4500 Main Street, Suite 100
• Jimmy John’s – 4500 Main Street
• Keagan’s Irish Pub – 244 Market Street
• Merriment on Main – 4546 Main Street
• Monkee’s of Virginia Beach – 4549 Main Street
• Muse Paintbar – 4500 Main Street, Suite 105
• The Residences at Town Center – 4535 Commerce Street
• The Royal Chocolate – 164 Central Park Avenue
• Ruth’s Chris Steak House – 205 Central Park Avenue
• Tempur-Pedic Virginia Beach – 188 Central Park Avenue
• Three Notch’d Craft Kitchen and Brewery – 4561 Virginia Beach Boulevard
• Total Care Dentistry – 4541 Main Street
• Town Center Cold Pressed – 168 Central Park Avenue
• Tupelo Honey – 4501 Main Street
•  The Westin Hotel – 4535 Commerce Street

 

• FBC Suffolk: Trunk Or Treat 2022 - Suffolk, VA - October 28th, 2022

Join The First Baptist Church of Suffolk, VA for a night of great free family fun from 6:00-8:00 PM Friday, October 28th in the FBC Suffolk Main Street Parking Lot! There will be plenty of candy, fun costumes, free food, games, and music for the whole family to enjoy!

• A Victorian Halloween Cemetery Tour- Norfolk, VA - October 30th, 2022

Tour guide Samantha McDonald spookily reminisces about cemetery customs from the Victorian age and shares a few unfortunate tales from those buried in the Cedar Grove cemetery. This will be a sit-down tour so be sure to BYOB (bring your own blankets) or fold-out chairs!

• Haunted House at Jordan-Newby Anchor Branch Library - Norfolk, VA - October 19th, 2022

Join the Jordan Newby Anchor Branch Library for a night of spooky fun! This exciting night of fun will have a haunted house, trunk or treat, costume contest, prize giveaways, and so much more. The best part? Everything is inspired by R.L Stine’s Goosebumps series!

• North Hampton Christian Church: Trunk or Treat - Hampton, VA - October 30th, 2022

Bring the kids out for a fun night of trunk or treating! There will be inflatables for your kids to enjoy, as much food as you can eat, and A LOT of candy!

• City Center Fall Festival - Newport News - October 29, 2022

City Center Fall Festival will feature an abundance of fall fun with an interactive kids zone! You'll be able to paint your own free pumpkin and kids crafts. There will be stilt walkers and other pop-up entertainment throughout the day. You'll also be able to enjoy some awesome food from food trucks and artisanal food vendors! Art vendors, craft vendors and a variety of other vendors will also be available.

• Old Towne Ghost Walk - Portsmouth, VA - October 28th, 2022

The Olde Towne Ghost Walk returns for its 40th anniversary Friday, October 28, at 6:15 p.m. rain or shine. Ghosts of the Olde Towne Ghost Walk tell their tales of love, loss, murder, and mayhem! Patrons are guided on a walking tour through the historic district of Olde Towne, Portsmouth. At each haunted house visitors hear costumed actors retell the legends of ghostly visitations and things that go bump in the night! This tour is family-friendly. It’s spooky, not scary. No one jumps out to scare you. Cameras are welcome. Houses are private properties and not open to the public.

• Busch Gardens Howl-O-Scream - Williamsburg, VA - September 9th – October 31st, 2022

In this ghoulish game show, every guest is a contestant, led to their destiny by the master of scare-monies. Your fate awaits with five haunted houses, five terror-tories™, four sinister shows, two party zones and unsuspecting scares awaiting their victims at every turn. Beyond the haunts, guests can take horror to new heights with nighttime rides on eight world-class coasters, including the all-new Pantheon. This year’s event takes screams to the extreme with three NEW haunted houses and three NEW terror-tories, complete with six menacing BOOze bars and bites to fuel the fear and tackle the night’s frights.  

Northeast North Carolina

 

• 3rd Annual Halloween Trunk or Treat Festival - Elizabeth City, NC - October 29th, 2022

RCE Theaters will be holding their 3rd Annual Trunk or Treat Festival! Bring your family and friends out to enjoy some free candy and Halloween fun!

• Bonfire & S’mores - Elizabeth City, NC - October 8th, 2022

Join the Harbor of Hope Seventh Day Adventist for a fun filled evening around the fire with s’mores and activities!

• Trunk or Treat and Fall Festival - Moyock, NC - October 29th, 2022

The Moyock United Methodist Church will be hosting their very own Trunk or Treat with additional activities for families! This family friendly Trunk or Treat will have yummy food, a bouncy house, and an awesome trunk decorating contest and so much more!]]> 9406 0 0 0 https://blog.roseandwomble.com/pumpkin-patches-to-visit-in-hampton-roads-and-ne-north-carolina/ Fri, 21 Oct 2022 18:01:45 +0000 https://blog.roseandwomble.com/?p=9452 This season’s fall festivities are just getting started! You can never go wrong with a cute pumpkin patch for a date night or picking out a pumpkin with your kids. Check out these awesome pumpkin patches and farms in Hampton Roads and Northeast North Carolina!    

Hampton Roads

  Hunt Club Farm - 2388 London Bridge Rd., Virginia Beach, VA: Experience Virginia Beach’s largest pumpkin patch! At Hunt Club Farm, the crisp fall weather marks the start of their ever-popular Harvest Fair with bushels of fun for everyone. Hunt Club Farm is open daily from 10 A.M until 6 P.M from September 24th through October 31st.     Cullipher Farm - 772 Princess Anne Rd., Virginia Beach, VA: Cullipher Farm offers U-pick opportunities in their fields and orchards, areas for play, and a farm market for local produce! Starting September 24th, Cullipher Farm will offer many activities including pumpkin picking! Their U-Pick Pumpkins are open from 9 A.M to 6 P.M. Pumpkins are .89 per pound and have no admission fee!     Rivers Pumpkin Patch - 1906 Frederick Blvd., Portsmouth, VA:

You and your family can enjoy hot chocolate, corn stalk fun, and a bounce house at Rivers Pumpkin Patch! And of course, they offer pumpkin picking as well. You can visit them Monday through Friday from 9 A.M. to 7 P.M., Saturday from 8 A.M. to 8 P.M., and Sunday from 10 A.M. to 6 P.M. Call (757) 689-7824 for more details!

  Bergey’s Breadbasket - 2207 Mt Pleasant Rd., Chesapeake, VA: With 10 acres of corn maze, a pumpkin patch, a petting zoo, and more there is sure to be something for everyone in the family! Picking a pumpkin with your family will be a breeze! Pumpkin prices range from $2 to $12. Bergey's Breadbasket is open Monday through Saturday beginning Monday, September 14, 2022, from 9am-6pm, and is closed Sundays.     Great Bridge Pumpkin Patch - 900 N. Battlefield Blvd., Chesapeake, VA:  Great Bridge Pumpkin Patch offers outdoor playland, pumpkins and gourds, and hayrides for you and your family! They are open Monday through Saturday from 9 A.M to 8 P.M through October 31st.     Woods Orchards Farm Market - 183 East Mercury Blvd., Hampton VA: U-Pick Pumpkin season is in! Woods Orchards Farm Market will be open for pumpkin picking beginning September 19, 2022, Monday through Friday from 9 A.M to 4 P.M. They are open Saturday from 9 A.M to 3 P.M and are closed on Sundays. Call (757) 722-2873 for more information and details!     Baker Acres - 1500 Box Elder Rd., Suffolk, VA:  Baker Acres has all sorts of fun for you and your family! In addition to pumpkin picking, you and your family can enjoy the corn maze, sunflower and wildflower picking, and their children’s play area. They offer 8 different pumpkins to choose from so you're bound to pick a few! Baker Acres is open Thursday, Friday, and Saturday from 10 A.M to 6 P.M and 2 P.M to 6 P.M pm Sundays.      Holly Fork Farm Pumpkin Patch - 4901 Holly Fork Rd., Barhamsville, VA: Visit Holly Form Farm’s family-friendly pumpkin patch! Wagons are provided for pumpkin picking in the field. You also have the choice to pick from the pre-picked pumpkin selection. Holly Form Farm is open Monday, Tuesday, Wednesday, Thursday, and Sunday from the hours of 10 A.M to 6:30 P.M. Friday and Saturday hours are 10 A.M to 7:30 P.M.     Darden's Country Store - 16249 Bowling Green Rd., Smithfield, VA: At Darden's Country Store, your family can pet farm animals, traipse through the corn maze, and choose their own pumpkin from the patch! Darden’s Country Store is open Monday through Saturday from 8 A.M to 6 P.M. During October, they are open Sundays from 12 P.M to 5 P.M.  

 

Northeast North Carolina

  Brothers Farm Pumpkin Patch - 1154 Perkins Lane, Elizabeth City, NC: Stop by Brothers Farm for an aMAZEing weekend filled with Fall fun! The 7th annual pumpkin patch at the Brothers Farm in Elizabeth City will open for the season from September 18th until October 30th. Their hours Monday through Thursday are 3 P.M to 8 P.M, Saturdays 9 A.M to 8 P.M, and Sundays 10:30 A.M to 6:30 P.M!     Moyock Farm Market - 107 Oak St., Moyock, NC:  Moyock Farm Market offers so much for you and your family to enjoy! From fresh local produce, family photography, and pumpkin picking! They are open Monday through Sunday and their hours are from 9 A.M to 7 P.M! Stop by and enjoy!     We hope that you and your family find a pumpkin patch that you can enjoy this fall!]]> 9452 0 0 0 https://blog.roseandwomble.com/rwlocal-moving-companies/ Mon, 07 Nov 2022 13:42:04 +0000 https://blog.roseandwomble.com/?p=9493 New home new beginnings! Are you in the process of moving and need help finding moving companies in your area? We’ve got you covered. From Hampton Roads to Northeast North Carolina, here's a list of moving companies to consider for your big move!         Marathon Moving Services - Virginia Beach, VA -1706 Rueger Street, Virginia Beach, VA - Monday - Sunday: 7:30 AM to 7:30PM Marathon Moving Services takes pride in relocating Virginia's homes and businesses with their moving solutions. They serve the entire Hampton Roads area and their moving specialties are in residential, commercial, piano, and packing and delivery. They also offer senior and military discounts!           Bekins Moving Solutions - 3813 Cook Blvd #104, Chesapeake, VA - Sunday - Saturday: 8:00 AM to 6:00 PM Bekins Moving Solutions provides custom move packages for each residential moving customer. From packing and loading to storage and delivery, the customer can decide what services they need and how much they need with Bekins Moving Solutions.            Hampton Roads Moving & Storage - Suffolk, VA - Monday - Friday: 7:30 am - 5:00 pm - Saturday: By Appointment Hampton Roads Moving & Storage is a full-service moving and storage company. They are equipped with a crew of professional movers who are fast and efficient and will provide you with excellent relocation service.         All My Sons Moving & Storage - Norfolk, VA -Monday-Friday: 7:00 AM to 8:00 PM, Weekend: 9:00 AM to 4:30 PM All My Sons Moving & Storage has been in the moving business for over four generations and is family-owned. They offer packing services, furniture wrapping, as well as furniture disassembly. They also specialize in moving apartments, homes, and offices, and offer storage!         Stewart Moving & Storage - 830 Douglas Ave, Portsmouth, VA - Monday - Friday: 8:00 AM to 4:00 PM Stewart Moving & Storage is one of the largest Independent Movers in the United States and consistently provides high-quality service and receives recognition awards for outstanding service.          TWO MEN AND A TRUCK® - 11861 Canon Boulevard Suite R Newport News, VA- Monday - Friday: 8:00 AM to 5:00 PM - Saturday: 8:00 AM to 12:00 PM Two Men and a Truck® Newport News proudly serve the Hampton Roads, Peninsula, and surrounding areas. They specialize in a variety of home and business moving, offering services such as local and long-distance relocations, full and partial packing services, and free in-home consultations.       Monarch Movers - 3000 Incubator Rd #101, Hampton, VA - Monday - Friday: 8:00 AM - 6:00 PM, Saturday: 8:00 AM - 1:00 PM, Sunday: 9:00 AM to 12:00 PM Monarch Movers is a disabled veteran-owned moving company located in Hampton, VA, that also serves all surrounding areas located in Hampton Roads. They specialize in residential and long-distance moving and offer boxing, moving kits, storage, and more.          Elizabeth City Delivery & Moving Services C-2915 -2450 Peartree Rd, Elizabeth City, NC 27909 - Monday - Friday: 8:00 AM - 5:00 PM Elizabeth City Delivery & Moving Services C-2915 is located in Elizabeth City, NC, and serves Northeast North Carolina! They handle moving for residential and commercial and offer and offer greatly priced packages. They also offer delivery for businesses and homes. ]]> 9493 0 0 0 https://blog.roseandwomble.com/season-of-giving-food-pantries-and-volunteering/ Mon, 31 Oct 2022 16:55:11 +0000 https://blog.roseandwomble.com/?p=9497 Brigade, which provides baskets filled with turkey, potatoes, apples, canned vegetables, gravy, and rolls to over 3,000 families each year.

Click here to learn more about Rose & Womble's Turkey Basket Brigade!

Whether you are looking for your next meal or hoping to feed a family in need, here are some food pantries near you!

   

Food Pantries in Hampton Roads

 

• House of Blessing - 525 Kempsville Rd, Chesapeake, VA 23320 - Wednesday: 9:00 AM -11:30 AM to 5:00 PM - 6:30 PM

The House of Blessing (HOB) is a benevolence ministry that provides food and financial assistance to those in need. This ministry also allows community members to serve those in the area by sorting and distributing food and praying for those looking for God’s help.  Please leave nonperishable donations in the Donation Bin at the Rear Entrance of the House of Blessing; or bring your perishable contributions to the Church Office.

THEY ARE IN GREAT NEED OF VOLUNTEERS!

Volunteer Opportunities: Email mail@harvestva.org  for more information.

Online Donations: CLICK HERE

 

• Agape Food Pantry - 201 Stadium Dr, Chesapeake, VA 23322 - Friday: 3:00 PM - 6:00 PM

The Agape Food pantry exists to bring food and offer hope and help to meet the needs of their surrounding communities. The Agape Food Pantry is open to all every Friday from 3:00-6:00 pm here at Great Bridge United Methodist Church. Donations can be dropped off in Room 106 Monday-Friday 9:00 am-5:00 pm.

Volunteer To Stock At The Food Pantry on Thursday: HERE

Volunteer To Serve At The Food Pantry on Friday: HERE

Current Inventory: HERE

 

• Village Family Food Pantry- 813 Henry St, Norfolk, VA 23504- Sunday: 3:00 PM - 5:00 PM

Village Family Food Pantry collaborates with community partners to further its initiatives promoting education, nutrition, health, low-income assistance, youth, and elderly services, self-sufficiency, and economic development. 

Volunteer Opportunities: HERE 

Submit Donations: HERE

   

• The Garden Food Pantry- 2709 Greendale Ave, Norfolk, VA 23518- Saturday: 9:00 AM - 11:00 AM

The Loving Hearts Food Pantry is open every Saturday and offers a shop-for-free, no questions asked Food Pantry for any and everyone in need.

Submit Donations: HERE

 

• Eastern Shore Chapel Food Pantry - 2020 Laskin Rd, Virginia Beach, VA 23454 - Thursday and Saturday: 2:00 PM - 6:00 PM

The Chapel Pantry is a full client-choice, market-style food pantry and produces market. Guests may choose all their food, which promotes our neighbors' health and dietary needs and their personal food preferences. They welcome donations of non-perishable food, paper, and plastic grocery bags, reusable bags, and empty egg cartons. You are allowed to drop off donations at the Barton House, which is located at the end of the driveway past the parking lot.  

Volunteer Opportunities: Email Pantry Director Kay O’Reilly at koreilly@easternshorechapel.org

Online Donations: HERE

 

• Potter’s House- 1709 Pacific Avenue, Virginia Beach, VA 23451- Tuesday and Thursday: 9:30 AM to 10:30 AM

Potter’s House provides services to the homeless, the working poor, and those in crisis situations, who are residents of Virginia Beach. They offer many services such as bag lunches, pantry items, and hygiene products. Clients are eligible for food orders every two months! Fresh Food Wednesdays are hosted at The Gathering at Scott Memorial United Methodist Church, which distributes fresh perishable food to the needy. Guests can stop by this pantry to pick up some fresh groceries with the assistance of volunteers from 5:30 to 7:30PM.

Online Donations: HERE

Volunteer Opportunities: Email info@vbumc.org for more information.

 

• The Salvation Army Corps & Community Center of Suffolk- 400 Bank St, Suffolk, VA 23434- Monday through Thursday 9:00 AM - 12:00 PM to 1:00 PM - 4:30 PM

The Salvation Army will hold a Food Drive from October 1st to November 28th! Canned food, toiletries, gently used clothes, dry goods, produce, and drinks are needed. Donations are welcomed and can be dropped off at 400 Bank Street, Suffolk, VA, 23434 from Monday to Thursday from 10 AM to 3PM.  They will be packaging 500 Thanksgiving dinners on November 22nd at The Salvation Army on 3rd Avenue from 4 PM to 5:30 PM. All meals will be to-go style and delivered to nearby senior housing facilities.

VOLUNTEERS ARE NEEDED!

Volunteer Opportunities: HERE 

Online Donations: HERE

 

• Suffolk Christian Fellowship Center- 211 E Washington St Suite B, Suffolk, VA 23434- Monday, Tuesday, Thursday, and Friday from 11:30 AM -12:30 PM

The Suffolk Christian Fellowship Center seeks to bridge the gap for under-resourced and food-insecure communities in Suffolk and Western Tidewater Virginia. Food rescues are available for those in need who can come and shop for fresh produce, dairy, dessert, bread, and other food goods daily at no cost. They offer an emergency food program, which can receive a small bag of groceries and frozen meat/goods once every 30 days at no cost but must present a valid ID. You can also receive a warm meal freshly prepared meal every Sunday from 2-3pm at no cost at their soup kitchen. 

Online Donations: HERE

Volunteer Opportunities: Email scfmc211@gmail.com for more information.

 

• Virginia Peninsula Foodbank- 2401 Aluminum Ave, Hampton, VA 23661- Monday through Friday: 8:00 AM - 4:30 PM

The mission of Virginia Peninsula Foodbank is to distribute food effectively through collaborative efforts that minimize hunger, promote nutrition and encourage self-reliance through education. If you are interested in donating non-perishable food products, you may drop them off at the Foodbank or at one of our local drop-off locations listed at this link below: https://hrfoodbank.org/get-involved/ways-to-give/   It’s recommended that those in need of food assistance contact their local food pantry before visiting, to confirm hours of operation. Distribution plans may change quickly and without much notice.

Online Donations: HERE

Food Donations: HERE

Volunteer Opportunities: HERE

 

• Oasis Social Ministry- 800 Williamsburg Ave b, Portsmouth, VA 23704- Monday through Friday: 8:00 AM - 3:00 PM

Oasis Social Ministry offers a variety of services to the homeless and marginalized communities in Portsmouth, Chesapeake, and Suffolk. Through these services, we can realize our mission of alleviating food insecurity and hunger in our local area. A daily community soup kitchen is available for breakfast and lunch! They also provide a food pantry stocked with a variety of nutritious and healthy foods designed to meet anyone's health needs. The Oasis Social Ministry Food pantry is open Monday, Wednesday, and Friday from 10:00 AM to 1:00 PM.  Food and clothing donations are accepted from Monday - Friday between the hours of 8:00 AM to 1:00 PM.

Volunteer Opportunities: HERE

Online Donations: HERE

Food and Clothing Donations: HERE

 

• Bethel Worship Center Church International, Inc. - 3697 Pepperwood Pl, Portsmouth, VA 23703 - Tuesday and Thursday: 5:00 PM - 6:00 PM 

The BWC food pantry is accessible to families in need of food and surrounding targeted communities. This pantry service includes all varieties of edible products and services families in immediate need of food. The pantry operates within BWC, where food is stored for distribution.

Volunteer Opportunities: Email bwccinc.admoffice@gmail.com

Online Donations: HERE

 

• Five Loaves Food Pantry- Not Ark Refuge Center, 13813 Warwick Blvd Bldg. E, Newport News, VA 23602- Monday through Friday: 10:45 AM - until depleted and Tuesday 5:30 PM - until depleted

Five Loaves Food Pantry offers perishable foods such as fruits, vegetables, bread, pastries, dairy items, and some frozen items that are received daily. USDA foods and meats are distributed on the first Tuesday of each month. The USDA program is a way for agencies to provide healthy, nutritious products to needy families! Fresh fruits, vegetables, bread, pastries, and dairy products are distributed from 10:45 PM until supplies are diminished. Hot meals are offered on Tuesday evenings for families in need, as well as access to canned and boxed foods from 5:30 PM until supplies are diminished. 

VOLUNTEERS ARE NEEDED!

Volunteer Opportunities: Email Prior@LivingStoneMonastery.org

Online Donations: HERE

 

• Thrive Peninsula - 3195 Warwick Blvd Unit 2C, Newport News, VA 23602 - Monday through Thursday: 10:00 AM - 5:00 PM and Friday: 10:00 AM - 2:00 PM

Thrive Peninsula’s emergency food assistance includes dairy items, fresh produce, frozen meats, deli, and bakery foods as well as non-perishable items. Families can self-select the food items they need, which reduces food waste. Each family receives about 1 week's worth of food per household member. You can support THRIVE's food pantry by donating items that are listed on their most needed list! These items are rice, ready meals, canned meats, baked beans, fresh veggies, and fresh eggs. They also accept items that require cold storage such as frozen meat, dairy items, etc. You can drop off donated items at the back door during open hours!

Online Donations: HERE

Volunteer Opportunities: HERE

Food Donations: HERE

    

• Fish, INC. - 312 2nd St, Williamsburg, VA 23185 - Monday through Friday: 10:00 AM - 4:00 PM

FISH provides groceries for at least a week’s worth of meals for each person in an eligible household. FISH has worked with nutrition experts to ensure that each client’s supply is nutritionally balanced! Most food products are non-perishable, but FISH also provides sandwich bread, sliced cheese, and eggs. Their new location offers meats and fresh vegetables when available. Food donation drops off are Monday through Friday from 10:00 AM to 4:00 PM at 312 Second Street, Williamsburg, VA, located in the rear of the building. Non-perishable foods are accepted! 

Online Donations: HERE

Volunteer Opportunities: HERE

 

Food Pantries in Northeast North Carolina

 

• Food Bank of the Albemarle - 109 Tidewater Way, Elizabeth City, NC 27909 - Monday through Friday: 8:00 AM - 5:00 PM

The Food Bank of the Albemarle serves a 9,000+ square mile area in northeastern North Carolina. The Food Bank of the Albemarie serves over 15 counties and works with over 100 hunger relief partners that operate up to 145 unique programs. These programs include food pantries, mobile food pantries, soup kitchens, and much more!  The Food Bank needs canned items such as meats, proteins, vegetables, fruits, and soups; dry goods such as pasta, cereal, rice, and dried beans.

Online Donations: HERE

Volunteer Opportunities: HERE

Food Donations: Contact pflowers@afoodbank.org for more information.

   ]]> 9497 0 0 0 https://blog.roseandwomble.com/holiday-decorations-to-try-this-season/ Tue, 29 Nov 2022 17:17:59 +0000 https://blog.roseandwomble.com/?p=9587 Jolly Festive that are sure to set your home apart from the others this season.           1. Blue and Gold Ornaments It is expected that deep rich blues paired with luxurious warm gold looks set to become another of the big Christmas trends of 2022, as well. With a more-is-more approach to luxury design, this timeless color palette is perfectly aligned with increasingly popular celestial designs.           2. Alternative Christmas Trees There are endless ways to bring nature into your home this holiday season, from foraged branches adorned with baubles to year-round plants covered in tiny lights. They are usually space savers and environmentally friendly with fewer risks!               3. Bottle Brush Christmas Trees These adorable tiny trees are cute in all colors and sizes for your home! A bottle brush tree is perfect for your Christmas display, whether it's mounted on slices of wood, canister tops, or ready to be pushed into place on your Christmas cake. These adorable trees can be found in Target!       4. Lavender Decor Lavender looks set to continue the trend of pastel color palettes for Christmas in recent years. The lavender's calm tone is ideal for the busy holiday season and gives a fresh twist to more traditional color schemes.             5. Paper Decorations Easily made and used, eco-friendly, fun, and suitable for any celebration, paper décor is a key trend this year and is the perfect way to decorate your home this season and beyond.         6. Creative Garland There are all sorts of garlands that look great for winter – think again about that metallic or neutral color scheme. Try white, gold or silver garland or even colorful beads on your mantle to spice up the decor!           7. Pine Cones Head to your backyard to search for pine cones and acorns to fill vases or a dome cake stand for a unique and dramatic centerpiece for Thanksgiving dinner. Repurpose the cones by spray painting them in festive colors or dipping them in glitter.           8. Lanterns Lanterns are such an easy and beautiful way to add coziness to any space. They are wonderful during the holidays because they add just the right amount of ambiance. Leave them neutral or simple with a candle. Spice them up with leaves, pine cones, and gourds for fall. Switch to greenery, red berries, and ribbon for winter.]]> 9587 0 0 0 https://blog.roseandwomble.com/holiday-happenings-in-hampton-roads-and-ne-north-carolina/ Tue, 29 Nov 2022 16:03:26 +0000 https://blog.roseandwomble.com/?p=9623 Happy Holidays! There are so many fun holiday activities and events for you and your family to enjoy in Hampton Roads and Northeast North Carolina.

Here's a list of December fun! 

     

HOliday events

  Yorktown Annual Christmas Tree Lighting Ceremony (Yorktown) Date: Friday, December 2, 2022, at 7:30 pm Join Yorktown in lighting the 20-foot artificial commercial “Giant Everest Fir” tree placed down in Riverwalk Landing. This community tradition goes all the way back to 1945. Everyone is invited to gather at the Yorktown Victory Monument by 6:30 p.m. for live music including a performance by the Fifes and Drums of York Town. Phoebus Holiday Illumination & Craft Market (Hampton) Date: Saturday, December 3, 2022, from 10 am-6 pm. Phoebus will turn into a holiday wonderland Saturday, December 3 starting at 10 am. This street fest will feature local food vendors, handmade works from 50+ local artisans, a raffle, DJ, kids’ activities, an ugly sweater contest, and tree lighting. Tree Illumination at 5:30 pm! Annual Pungo Village Christmas Tree Lighting (Virginia Beach) Date: Saturday, December 3, 2022, from 4-6 pm. Rain date: Sunday, December 4 Music, singing, hot chocolate, and goodies. Special appearance by Santa! Be sure to dress as warmly as possible and bring a blanket and chair for comfort! Lights at the Fountain: Holiday Light Show (Newport News) Date: December 3, 2022, from 5 pm-9 pm Experience this strolling state-of-the-art holiday light show featuring falling snow!  Delighting all ages, this animated light show plays every half hour. It incorporates a 50-inch vibrant holiday tree, 55 pixel-wrapped perimeter trees, a festive soundtrack, and holiday decor that surrounds the five-acre fountain plaza. Military Illumination Celebration (Chesapeake) Date: Saturday, December 10, 2022, from 5 pm-8 pm Celebrate the start of the holidays with NSA HR – Northwest MWR Community Recreation at Mariners Recreation Center on Saturday, December 10 from 5 to 8 p.m. at our Illumination Celebration. There will be tree lighting, an iceless ice-skating rink, a trackless train, and pictures with Santa.

Winter Wonderland (Elizabeth City, NC)

December 10, 2022, 3PM - 5PM

Come join us for some family fun this Winter! Participants will create their own tree ornaments, decorate Christmas Cookies, enjoy our Santa selfie station, have a GRINCH snowball fight, and enjoy other holiday-themed crafts.

Busch Gardens Christmas Town (Williamsburg, VA) Date: November 11th, 2022 - Jan 8th, 2023 Enjoy heart-warming holiday shows and classics such as Santa’s Workshop, the Christmas Town Express, and ‘Twas that Night ice skating show. Over 20 rides and coasters including NEW Pantheon™, the world’s fastest multi-launch coaster, pair thrilling moments with holiday cheer. Dominion Energy Garden of Lights (Norfolk, VA) Date: November 11th, 2022 - Jan 1st, 2023 Millions of lights line garden paths and a twinkle in trees under the night sky. Dominion Energy GardenFest of Lights is a walk-through experience designed so you and your loved ones and friends can relax, have fun and make special memories in a magical outdoor setting. Grand Illumination (Williamsburg, VA) Date: December 2-4, 9-11, and 16-18, 2022 Join the Colonial Williamsburg community as they celebrate the holiday season with three Grand Illumination weekends, December 2-4, 9-11, and 16-18. Yuletide entertainment will include favorite holiday traditions, as well as heartwarming new additions to the festivities.

Holiday Parades

  Chick-Fil-A Christmas Parade at Chesapeake Square (Chesapeake) When: Saturday, December 3, 2022, at 8am The parade will start in front of the former Macy’s location and continue around Ring Road, which circles the mall. Entry for all parade participants will be through the Walmart Parking lot via the entrance on Taylor Road. Judging will begin at 7:00 am. The parade will start promptly at 8:00 am. Holiday Parade at the Beach (Virginia Beach) When: Saturday, December 3, 2022 beginning at 5:30pm Come out for the Holiday Parade at the Beach, where almost 90 parade units make their way down Atlantic Avenue in a joyous celebration of the holiday season. Giant balloons, marching bands, lighted floats, equestrian units, fire trucks, performing dance groups, motorcycles, and more join forces to present a dazzling and entertaining night of fun for all ages! Suffolk Holiday Parade (Suffolk) When: Saturday, December 10, 2022, at 7pm Join in the lights and sounds of the Suffolk Holiday Parade. The parade starts at 7:00 p.m. Find the best spot to watch the floats, equestrian units, marching bands, and festive vehicles stroll down West Washington Street and take a turn up North Main Street with the parade route ending at Finney Avenue. Miracle on High Christmas Parade (Portsmouth) When: Saturday, December 17, 2022. Activities begin at 6pm. Parade at 7pm Olde Towne Portsmouth is having its first Christmas parade in years! Join the holiday spirit and show your love for this year's Miracle on High Christmas Parade. There will be lots of fun, food, floats, activities, live music, entertainers, S’mores, and more! Elizabeth City Christmas Parade (Elizabeth City, NC) When: Saturday, December 3, 2022, at 5:30pm Christmas is a big deal for Elizabeth City residents, and the annual Christmas parade is the occasion everyone counts down to every year. There will be treats, jolly Christmas music, and Santa Claus! Enjoy the dazzling lights, or simply sit back in a blanket and enjoy all sorts of decorated cars and thematically dressed people. The parade won’t begin until 5:30 pm (when the sun goes down).]]> 9623 0 0 0 https://blog.roseandwomble.com/donate-gifts-to-those-in-need-this-holiday-season/ Wed, 14 Dec 2022 17:24:54 +0000 https://blog.roseandwomble.com/?p=9670  

Hampton Roads

YWCA- South Hampton Roads - 500 East Plume Street, Suite 700, Norfolk, VA 23510 There are several ways to support families in crisis this holiday season!

• Become Santa’s helper and purchase gifts for a family in our emergency shelter! Visit their Amazon Wishlist to view a list of popular items requested by the children and a few suggestions for moms too.
• Make the holidays merry for housing families, who have left the emergency shelter and moved to safe homes free from violence. Adopt a family here!
• Virginia’s weather can be unpredictable, please donate new winter coats for families in crisis! Click Here to Donate Coats!
• Your gift of $100 provides a night of emergency shelter for a family in crisis. Click HERE to Donate!

The Noblemen - PO Box 1433, Virginia Beach, VA 23451 Every year The Noblemen provide Christmas presents to local children who would otherwise be receiving very few if any presents at all for Christmas. This year The Noblemen Toy Drive will reach over 6000 Children in Hampton Roads! If you're interested in donating, stop by one of their donation events! HERE Interested in dropping off donations any time? Click HERE to view drop-off locations! Salvation Army Hampton Roads - Multiple Locations At Christmas, the Salvation Army’s Angel Tree program celebrates 44 years of giving hope to Hampton Roads children and families in need! The Angel Tree program represents the needs of thousands of children across Hampton Roads. With your help, Salvation Army can provide clothes and toys to the parents of children ages 0-12. If you're interested in adopting angels to donate to, click HERE    

NE North Carolina

The Salvation Army of the Albemarle Region - 602 N. Hughes Blvd., Elizabeth City, NC 27909 The Salvation Army partners with local churches and businesses to bring Christmas cheer to needy families in the Albemarle Region. If you're interested in hosting an angel tree for a family, click HERE! Many families all over the Albemarle Region are struggling to pay bills and keep food on the table. Let's help make Christmas a little lighter for these families this Christmas season. Interested in adopting an angel? Click HERE! Elizabeth City Salvation Army Family Thrift Store - 600 N Hughes Blvd, Elizabeth City, NC 27909 Your gift to The Salvation Army supports families in your community this season and beyond. So, you can put a present under someone’s tree today and a roof over someone’s head tomorrow. Interested in helping a family this Christmas? Click HERE!  

This is a special time of year for everyone, and we hope that you will be able to make a difference for a family in need this holiday season.

]]> 9670 0 0 0 https://blog.roseandwomble.com/5-new-years-resolutions-for-homeowners/ Wed, 28 Dec 2022 18:56:35 +0000 https://blog.roseandwomble.com/?p=9717 5 New Year’s Resolutions for Homeowners

The New Year is finally here! The time has come for you to start thinking about the future of your home and family. You can prepare yourself for whatever the new year may bring by setting household goals. Check out these goals that every homeowner should include on their resolution list!       1. Start an Emergency Fund Life is unpredictable and full of unexpected costs. Owning a home is no different. An emergency fund can help you meet hurdles with a plan rather than panic. Savings accounts are never too early to start, and you should aim to have six months' worth of expenses in them. Add a portion of every paycheck to this savings account and make your emergency fund part of your household budget in 2023.     2. Get a Better Rate on Your Home Insurance The new year is a great time to get your finances in order. That also means making sure you aren’t leaving money on the table. When choosing a policy, if it has been a while since you have compared quotes, you might find some deals. In addition to reviewing your policy, it's wise to ensure you're covered appropriately.         3. Reduce Your Energy Consumption Energy bills can be super expensive depending on where you live. This year, make a goal to find small ways to reduce your energy consumption or consume smarter without sacrificing comfort. Consider installing smart energy products that work to preserve your energy and cut costs such as a smart thermostat.         4. Minimize Belongings If you keep your home clutter-free, you will find it easier to manage. Why? You’ll have fewer things to move when you need to clean. Consider your cleaning routine - you’re more likely to wipe down counters when you don’t have to move clutter out of the way. Psychology Today states that reducing the stuff in your house makes it more psychologically healthy, as Dr. Robert T. Muller says, "Materialism symbolizes loneliness." Minimizing your home can free up your time and energy to spend with friends!         5. Make an Emergency Kit Natural disasters like hurricanes, floods, wildfires, and tornadoes affect millions yearly. Prepare an emergency kit in case the day ever comes that your family needs to shelter in place or evacuate. Your emergency kit should have enough food and water to last for at least three days. It should also include medications, chargers, emergency radios, flashlights, first-aid supplies, essential documents like IDs and house deeds. Click here for more tips on curating your emergency kit!     Source: kin.com]]> 9717 0 0 0 https://blog.roseandwomble.com/fun-things-to-do-in-chesapeake-va/ Fri, 13 Jan 2023 18:26:50 +0000 https://blog.roseandwomble.com/?p=9752 Considering spending time in Chesapeake, VA, and need help knowing where to begin? Look no further! Chesapeake is full of fun and history and is sure to entertain all who visit. Visit our list of attractions for everything from historical experience to paintball fun.      Chesapeake Planetarium - 310 Shea Drive, Chesapeake, VA 23322   Explore and experience the views and beauty of the universe at the Chesapeake Planetarium! In addition to being designed as a teaching aid for schools, the planetarium is also available to the general public! Interested in visiting? Be sure to call 757-547-0153 to make a reservation!       Chesapeake Paintball Park - 3064 Yadkin Rd, Chesapeake, VA 23323     Let’s play paintball! Build a team and take the win at Chesapeake Paintball Park located in the Chesapeake Sports Park! Fully stocked with a pro shop, 2 official size turf fields, a mounting site, and over 40 acres of woods, you are sure to experience the true meaning of paintball at this park!           AMF Western Branch Lanes - 3101 Lynnhurst Blvd, Chesapeake, VA 23321   With centers across the country, AMF offers a variety of family-friendly activities, league-friendly lanes, and a delicious menu loaded with yummy comfort food to sit back and enjoy. For enthusiasts to beginners, AMF is fun for everyone.      Greenbrier Family Skating Center - 1409 Stephanie Way, Chesapeake, VA 23320     The Greenbrier Family Skating Center has been in business for over 20 years! In addition to a full snack bar full of family favorites, live DJs, a flying cash machine, and a pro shop stocked with tons of fun and glow items, Greenbrier Family Skating Center has much more to offer. Bring your friends and family to the roller skating rink and create some precious memories!           Chilled Ponds Ice Sports Complex - 1416 Stephanie Way, Chesapeake, VA 23320   The Chilled Ponds Ice Sports Complex is Hampton Road's premier sports facility! With over 90,000 square feet of (2) NHL skating rinks, Chilled Ponds is the ultimate regional sports destination for players of all ages. In addition to public hockey and youth hockey leagues, Chilled Ponds also offers birthday parties and learn-to-skate programs!           Gläzenfyre: A Paint It Yourself Pottery Studio - 501A Kempsville Road, Chesapeake, VA 23320   GLäZENFYRE is a paint-it-yourself pottery studio offering fusible glass and canvas painting. A consistent Gold "Best of" Award winner, you are bound to have a fantastic experience at this pottery and art studio!             Greenbrier Farms - 225 Sign Pine Road, Chesapeake, VA 23322 Greenbrier Farms is an adorable farm you and your family are bound to love! Offering a wide range of "U-Pick" fields and year-round trees, shrubs, and other plants and materials you may need.       Chesapeake Arboretum -  624 Oak Grove Road, Chesapeake, VA 23320   In the heart of Chesapeake, the Chesapeake Arboretum is a 48-acre "Nature's Classroom" where displays, education, and research promote horticultural and environmental awareness. In addition to being a Virginia Treasure, it is also a recreational area, a designation given to special lands in the state that are of ecological, historical, and scenic importance.         Dismal Swamp Canal Trail - 1246 Dismal Swamp Canal Trail, Chesapeake, VA 23323 The Dismal Swamp Canal Trail, a former section of Virginia State Route 17, is a multi-use trail open to bicycling, walking, running/hiking, horseback riding, and boating. The swamp is nationally recognized for its role as a stop on the Underground Railroad, and parts of this historic canal were surveyed by George Washington and his company.        Northwest River Park and Campground - 1733 Indian Creek Rd, Chesapeake, VA 23322   There's no better way to enjoy nature and recreation than by visiting this 763-acre park in Chesapeake's Southeastern region. Enjoy activities such as year-round boating, fishing, hiking, and more!         Chesapeake, Virginia has a lot to offer; these locations are only the tip of the iceberg! Plan your visit to Chesapeake today.]]> 9752 0 0 0